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UNIVERSIDAD FRANCISCO GAVIDIA

FACULTAD DE INGENIERIA Y ARQUITECTURA

1 / 18

TASA DE INTERES COMPUESTO DISCRETO

TASA DEL

0.25%

PERIODOS

CALCULO DE FACTORES DE EQUIVALENCIA EN EL TIEMPO


VALOR PRESENTE
PAGO UNICO

CANTIDAD
COMPUESTA PAGO
UNICO

P/F

F/P

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
50
60
70
80
90
100

0.9975062
0.9950187
0.9925373
0.9900622
0.9875932
0.9851304
0.9826737
0.9802231
0.9777787
0.9753403
0.9729081
0.9704819
0.9680617
0.9656476
0.9632395
0.9608374
0.9584413
0.9560512
0.9536670
0.9512888
0.9489165
0.9465501
0.9441896
0.9418351
0.9394863
0.9371435
0.9348065
0.9324753
0.9301499
0.9278303
0.9255165
0.9232085
0.9209062
0.9186097
0.9163189
0.9140338
0.9117545
0.9094807
0.9072127
0.9049503
0.8826346
0.8608691
0.8396404
0.8189351
0.7987405
0.7790438

1.0025000
1.0050063
1.0075188
1.0100376
1.0125627
1.0150941
1.0176318
1.0201759
1.0227263
1.0252831
1.0278463
1.0304160
1.0329920
1.0355745
1.0381634
1.0407588
1.0433607
1.0459691
1.0485840
1.0512055
1.0538335
1.0564681
1.0591093
1.0617570
1.0644114
1.0670725
1.0697401
1.0724145
1.0750955
1.0777833
1.0804777
1.0831789
1.0858869
1.0886016
1.0913231
1.0940514
1.0967865
1.0995285
1.1022773
1.1050330
1.1329717
1.1616168
1.1909861
1.2210980
1.2519711
1.2836249

VALOR PRESENTE RECUPERACION


SERIE UNIFORME
DE CAPITAL
P/A
0.9975062
1.9925249
2.9850623
3.9751245
4.9627177
5.9478480
6.9305217
7.9107449
8.8885236
9.8638639
10.8367720
11.8072538
12.7753156
13.7409631
14.7042026
15.6650400
16.6234813
17.5795325
18.5331995
19.4844883
20.4334048
21.3799549
22.3241445
23.2659796
24.2054659
25.1426094
26.0774158
27.0098911
27.9400410
28.8678713
29.7933879
30.7165964
31.6375026
32.5561123
33.4724313
34.3864651
35.2982196
36.2077003
37.1149130
38.0198634
46.9461704
55.6523577
64.1438534
72.4259517
80.5038163
88.3824835

A/P
1.0025000
0.5018758
0.3350014
0.2515645
0.2015025
0.1681280
0.1442893
0.1264103
0.1125046
0.1013801
0.0922784
0.0846937
0.0782760
0.0727751
0.0680078
0.0638364
0.0601559
0.0568843
0.0539572
0.0513229
0.0489395
0.0467728
0.0447945
0.0429812
0.0413130
0.0397731
0.0383474
0.0370235
0.0357909
0.0346406
0.0335645
0.0325557
0.0316081
0.0307162
0.0298753
0.0290812
0.0283300
0.0276184
0.0269433
0.0263020
0.0213010
0.0179687
0.0155900
0.0138072
0.0124218
0.0113145

HECHO POR:
ING. RICARDO ANTONIO MARTINEZ FLORES
rmartinezsv@gmail.com

CANTIDAD
COMPUESTA SERIE
UNIFORME

FONDO DE
AMORTIZACION

F/A

A/F

1.0000000
2.0025000
3.0075062
4.0150250
5.0250626
6.0376252
7.0527193
8.0703511
9.0905270
10.1132533
11.1385364
12.1663828
13.1967987
14.2297907
15.2653652
16.3035286
17.3442874
18.3876481
19.4336173
20.4822013
21.5334068
22.5872403
23.6437084
24.7028177
25.7645747
26.8289862
27.8960587
28.9657988
30.0382133
31.1133088
32.1910921
33.2715698
34.3547488
35.4406356
36.5292372
37.6205603
38.7146117
39.8113982
40.9109267
42.0132041
53.1886828
64.6467126
76.3944374
88.4391814
100.7884543
113.4499555

1.0000000
0.4993758
0.3325014
0.2490645
0.1990025
0.1656280
0.1417893
0.1239103
0.1100046
0.0988801
0.0897784
0.0821937
0.0757760
0.0702751
0.0655078
0.0613364
0.0576559
0.0543843
0.0514572
0.0488229
0.0464395
0.0442728
0.0422945
0.0404812
0.0388130
0.0372731
0.0358474
0.0345235
0.0332909
0.0321406
0.0310645
0.0300557
0.0291081
0.0282162
0.0273753
0.0265812
0.0258300
0.0251184
0.0244433
0.0238020
0.0188010
0.0154687
0.0130900
0.0113072
0.0099218
0.0088145

GRADIENTE
GRADIENTE
GRADIENTE
UNIFORME A
UNIFORME A
UNIFORME A VALOR
VALOR PRESENTE SERIE UNIFORME
FUTURO
P/G

A/G

0.0000000
0.9950187
2.9800934
5.9502799
9.9006528
14.8263047
20.7223468
27.5839088
35.4061383
44.1842014
53.9132821
64.5885826
76.2053231
88.7587418
102.2440948
116.6566558
131.9917165
148.2445864
165.4105924
183.4850792
202.4634090
222.3409613
243.1131334
264.7753396
287.3230116
310.7515985
335.0565665
360.2333988
386.2775960
413.1846753
440.9501712
469.5696350
499.0386348
529.3527555
560.5075988
592.4987831
625.3219434
658.9727311
693.4468144
728.7398777
1125.7766663
1600.0845359
2147.6110919
2764.4568123
3446.8699729
4191.2417291

0.0000000
0.4993758
0.9983354
1.4968789
1.9950063
2.4927175
2.9900125
3.4868915
3.9833543
4.4794010
4.9750315
5.4702460
5.9650443
6.4594265
6.9533927
7.4469427
7.9400767
8.4327946
8.9250964
9.4169822
9.9084519
10.3995056
10.8901433
11.3803650
11.8701707
12.3595604
12.8485341
13.3370919
13.8252337
14.3129596
14.8002695
15.2871636
15.7736418
16.2597042
16.7453507
17.2305813
17.7153962
18.1997952
18.6837785
19.1673460
23.9801598
28.7514241
33.4811674
38.1694234
42.8162307
47.4216334

F/G
0.0000000
1.0000000
3.0025000
6.0100062
10.0250313
15.0500938
21.0877191
28.1404384
36.2107895
45.3013164
55.4145697
66.5531062
78.7194889
91.9162876
106.1460784
121.4114436
137.7149722
155.0592596
173.4469078
192.8805250
213.3627263
234.8961331
257.4833735
281.1270819
305.8298996
331.5944744
358.4234606
386.3195192
415.2853180
445.3235313
476.4368401
508.6279322
541.8995021
576.2542508
611.6948864
648.2241237
685.8446840
724.5592957
764.3706939
805.2816207
1275.4731112
1858.6850488
2557.7749445
3375.6725560
4315.3817147
5379.9821982

06/04/2015/02:40 p.m.

UNIVERSIDAD FRANCISCO GAVIDIA


FACULTAD DE INGENIERIA Y ARQUITECTURA

2 / 18

TASA DE INTERES COMPUESTO DISCRETO

TASA DEL

0.50%

PERIODOS

CALCULO DE FACTORES DE EQUIVALENCIA EN EL TIEMPO


VALOR PRESENTE
PAGO UNICO

CANTIDAD
COMPUESTA PAGO
UNICO

P/F

F/P

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
50
60
70
80
90
100

0.9950249
0.9900745
0.9851488
0.9802475
0.9753707
0.9705181
0.9656896
0.9608852
0.9561047
0.9513479
0.9466149
0.9419053
0.9372192
0.9325565
0.9279169
0.9233004
0.9187068
0.9141362
0.9095882
0.9050629
0.9005601
0.8960797
0.8916216
0.8871857
0.8827718
0.8783799
0.8740099
0.8696616
0.8653349
0.8610297
0.8567460
0.8524836
0.8482424
0.8440223
0.8398231
0.8356449
0.8314875
0.8273507
0.8232346
0.8191389
0.7792861
0.7413722
0.7053029
0.6709885
0.6383435
0.6072868

1.0050000
1.0100250
1.0150751
1.0201505
1.0252513
1.0303775
1.0355294
1.0407070
1.0459106
1.0511401
1.0563958
1.0616778
1.0669862
1.0723211
1.0776827
1.0830712
1.0884865
1.0939289
1.0993986
1.1048956
1.1104201
1.1159722
1.1215520
1.1271598
1.1327956
1.1384596
1.1441519
1.1498726
1.1556220
1.1614001
1.1672071
1.1730431
1.1789083
1.1848029
1.1907269
1.1966805
1.2026639
1.2086772
1.2147206
1.2207942
1.2832258
1.3488502
1.4178305
1.4903386
1.5665547
1.6466685

VALOR PRESENTE RECUPERACION


SERIE UNIFORME
DE CAPITAL
P/A
0.9950249
1.9850994
2.9702481
3.9504957
4.9258663
5.8963844
6.8620740
7.8229592
8.7790639
9.7304119
10.6770267
11.6189321
12.5561513
13.4887078
14.4166246
15.3399250
16.2586319
17.1727680
18.0823562
18.9874191
19.8879793
20.7840590
21.6756806
22.5628662
23.4456380
24.3240179
25.1980278
26.0676894
26.9330242
27.7940540
28.6508000
29.5032835
30.3515259
31.1955482
32.0353713
32.8710162
33.7025037
34.5298544
35.3530890
36.1722279
44.1427863
51.7255608
58.9394176
65.8023054
72.3312996
78.5426448

A/P
1.0050000
0.5037531
0.3366722
0.2531328
0.2030100
0.1695955
0.1457285
0.1278289
0.1139074
0.1027706
0.0936590
0.0860664
0.0796422
0.0741361
0.0693644
0.0651894
0.0615058
0.0582317
0.0553025
0.0526665
0.0502816
0.0481138
0.0461347
0.0443206
0.0426519
0.0411116
0.0396856
0.0383617
0.0371291
0.0359789
0.0349030
0.0338945
0.0329473
0.0320559
0.0312155
0.0304219
0.0296714
0.0289604
0.0282861
0.0276455
0.0226538
0.0193328
0.0169666
0.0151970
0.0138253
0.0127319

HECHO POR:
ING. RICARDO ANTONIO MARTINEZ FLORES
rmartinezsv@gmail.com

CANTIDAD
COMPUESTA SERIE
UNIFORME

FONDO DE
AMORTIZACION

F/A

A/F

1.0000000
2.0050000
3.0150250
4.0301001
5.0502506
6.0755019
7.1058794
8.1414088
9.1821158
10.2280264
11.2791665
12.3355624
13.3972402
14.4642264
15.5365475
16.6142303
17.6973014
18.7857879
19.8797169
20.9791154
22.0840110
23.1944311
24.3104032
25.4319552
26.5591150
27.6919106
28.8303701
29.9745220
31.1243946
32.2800166
33.4414167
34.6086237
35.7816669
36.9605752
38.1453781
39.3361050
40.5327855
41.7354494
42.9441267
44.1588473
56.6451630
69.7700305
83.5661055
98.0677136
113.3109358
129.3336984

1.0000000
0.4987531
0.3316722
0.2481328
0.1980100
0.1645955
0.1407285
0.1228289
0.1089074
0.0977706
0.0886590
0.0810664
0.0746422
0.0691361
0.0643644
0.0601894
0.0565058
0.0532317
0.0503025
0.0476665
0.0452816
0.0431138
0.0411347
0.0393206
0.0376519
0.0361116
0.0346856
0.0333617
0.0321291
0.0309789
0.0299030
0.0288945
0.0279473
0.0270559
0.0262155
0.0254219
0.0246714
0.0239604
0.0232861
0.0226455
0.0176538
0.0143328
0.0119666
0.0101970
0.0088253
0.0077319

GRADIENTE
GRADIENTE
GRADIENTE
UNIFORME A
UNIFORME A
UNIFORME A VALOR
VALOR PRESENTE SERIE UNIFORME
FUTURO
P/G

A/G

0.0000000
0.9900745
2.9603720
5.9011146
9.8025973
14.6551877
20.4493254
27.1755219
34.8243593
43.3864908
52.8526394
63.2135982
74.4602291
86.5834631
99.5742994
113.4238050
128.1231144
143.6634291
160.0360171
177.2322123
195.2434143
214.0610882
233.6767633
254.0820337
275.2685571
297.2280549
319.9523113
343.4331732
367.6625498
392.6324120
418.3347920
444.7617830
471.9055389
499.7582734
528.3122603
557.5598325
587.4933818
618.1053587
649.3882718
681.3346874
1035.6965874
1448.6457953
1913.6427419
2424.6455078
2976.0768787
3562.7934297

0.0000000
0.4987531
0.9966750
1.4937656
1.9900250
2.4854532
2.9800502
3.4738161
3.9667509
4.4588545
4.9501271
5.4405687
5.9301793
6.4189591
6.9069079
7.3940260
7.8803134
8.3657701
8.8503962
9.3341918
9.8171570
10.2992918
10.7805964
11.2610708
11.7407151
12.2195295
12.6975140
13.1746688
13.6509939
14.1264895
14.6011557
15.0749927
15.5480005
16.0201792
16.4915292
16.9620503
17.4317430
17.9006071
18.3686430
18.8358508
23.4624199
28.0063816
32.4679615
36.8474249
41.1450768
45.3612613

F/G
0.0000000
1.0000000
3.0050000
6.0200250
10.0501251
15.1003758
21.1758776
28.2817570
36.4231658
45.6052816
55.8333080
67.1124746
79.4480370
92.8452771
107.3095035
122.8460510
139.4602813
157.1575827
175.9433706
195.8230875
216.8022029
238.8862139
262.0806450
286.3910482
311.8230035
338.3821185
366.0740291
394.9043992
424.8789212
456.0033158
488.2833324
521.7247491
556.3333728
592.1150397
629.0756149
667.2209929
706.5570979
747.0898834
788.8253328
831.7694595
1329.0325974
1954.0061020
2713.2210982
3613.5427136
4662.1871594
5866.7396847

06/04/2015/02:40 p.m.

UNIVERSIDAD FRANCISCO GAVIDIA


FACULTAD DE INGENIERIA Y ARQUITECTURA

3 / 18

TASA DE INTERES COMPUESTO DISCRETO

TASA DEL

0.75%

PERIODOS

CALCULO DE FACTORES DE EQUIVALENCIA EN EL TIEMPO


VALOR PRESENTE
PAGO UNICO

CANTIDAD
COMPUESTA PAGO
UNICO

P/F

F/P

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
50
60
70
80
90
100

0.9925558
0.9851671
0.9778333
0.9705542
0.9633292
0.9561580
0.9490402
0.9419754
0.9349632
0.9280032
0.9210949
0.9142382
0.9074324
0.9006773
0.8939725
0.8873177
0.8807123
0.8741561
0.8676488
0.8611899
0.8547790
0.8484159
0.8421001
0.8358314
0.8296093
0.8234336
0.8173038
0.8112197
0.8051808
0.7991869
0.7932376
0.7873326
0.7814716
0.7756542
0.7698801
0.7641490
0.7584605
0.7528144
0.7472103
0.7416480
0.6882516
0.6386997
0.5927153
0.5500417
0.5104404
0.4736903

1.0075000
1.0150563
1.0226692
1.0303392
1.0380667
1.0458522
1.0536961
1.0615988
1.0695608
1.0775825
1.0856644
1.0938069
1.1020104
1.1102755
1.1186026
1.1269921
1.1354446
1.1439604
1.1525401
1.1611841
1.1698930
1.1786672
1.1875072
1.1964135
1.2053866
1.2144270
1.2235352
1.2327117
1.2419571
1.2512718
1.2606563
1.2701112
1.2796371
1.2892343
1.2989036
1.3086454
1.3184602
1.3283487
1.3383113
1.3483486
1.4529569
1.5656810
1.6871505
1.8180440
1.9590925
2.1110838

VALOR PRESENTE RECUPERACION


SERIE UNIFORME
DE CAPITAL
P/A
0.9925558
1.9777229
2.9555562
3.9261104
4.8894396
5.8455976
6.7946378
7.7366132
8.6715764
9.5995796
10.5206745
11.4349127
12.3423451
13.2430224
14.1369950
15.0243126
15.9050249
16.7791811
17.6468298
18.5080197
19.3627987
20.2112146
21.0533147
21.8891461
22.7187555
23.5421891
24.3594929
25.1707125
25.9758933
26.7750802
27.5683178
28.3556504
29.1371220
29.9127762
30.6826563
31.4468053
32.2052658
32.9580802
33.7052905
34.4469384
41.5664471
48.1733735
54.3046221
59.9944401
65.2746092
70.1746227

A/P
1.0075000
0.5056320
0.3383458
0.2547050
0.2045224
0.1710689
0.1471749
0.1292555
0.1153193
0.1041712
0.0950509
0.0874515
0.0810219
0.0755115
0.0707364
0.0665588
0.0628732
0.0595977
0.0566674
0.0540306
0.0516454
0.0494775
0.0474985
0.0456847
0.0440165
0.0424769
0.0410518
0.0397287
0.0384972
0.0373482
0.0362735
0.0352663
0.0343205
0.0334305
0.0325917
0.0317997
0.0310508
0.0303416
0.0296689
0.0290302
0.0240579
0.0207584
0.0184146
0.0166682
0.0153199
0.0142502

HECHO POR:
ING. RICARDO ANTONIO MARTINEZ FLORES
rmartinezsv@gmail.com

CANTIDAD
COMPUESTA SERIE
UNIFORME

FONDO DE
AMORTIZACION

F/A

A/F

1.0000000
2.0075000
3.0225563
4.0452254
5.0755646
6.1136313
7.1594836
8.2131797
9.2747786
10.3443394
11.4219219
12.5075864
13.6013933
14.7034037
15.8136792
16.9322818
18.0592739
19.1947185
20.3386789
21.4912190
22.6524031
23.8222961
25.0009634
26.1884706
27.3848841
28.5902707
29.8046978
31.0282330
32.2609448
33.5029018
34.7541736
36.0148299
37.2849411
38.5645782
39.8538125
41.1527161
42.4613615
43.7798217
45.1081704
46.4464816
60.3942573
75.4241369
91.6200729
109.0725307
127.8789947
148.1445120

1.0000000
0.4981320
0.3308458
0.2472050
0.1970224
0.1635689
0.1396749
0.1217555
0.1078193
0.0966712
0.0875509
0.0799515
0.0735219
0.0680115
0.0632364
0.0590588
0.0553732
0.0520977
0.0491674
0.0465306
0.0441454
0.0419775
0.0399985
0.0381847
0.0365165
0.0349769
0.0335518
0.0322287
0.0309972
0.0298482
0.0287735
0.0277663
0.0268205
0.0259305
0.0250917
0.0242997
0.0235508
0.0228416
0.0221689
0.0215302
0.0165579
0.0132584
0.0109146
0.0091682
0.0078199
0.0067502

GRADIENTE
GRADIENTE
GRADIENTE
UNIFORME A
UNIFORME A
UNIFORME A VALOR
VALOR PRESENTE SERIE UNIFORME
FUTURO
P/G

A/G

0.0000000
0.9851671
2.9408337
5.8524963
9.7058131
14.4866032
20.1808444
26.7746723
34.2543777
42.6064060
51.8173555
61.8739752
72.7631641
84.4719694
96.9875849
110.2973498
124.3887468
139.2494012
154.8670792
171.2296864
188.3252666
206.1420003
224.6682033
243.8923256
263.8029496
284.3887892
305.6386881
327.5416188
350.0866812
373.2631013
397.0602297
421.4675410
446.4746317
472.0712196
498.2471423
524.9923559
552.2969341
580.1510669
608.5450591
637.4693296
953.8486289
1313.5188807
1708.6064944
2132.1472258
2577.9960507
3040.7453013

0.0000000
0.4981320
0.9950187
1.4906601
1.9850563
2.4782074
2.9701133
3.4607743
3.9501904
4.4383617
4.9252883
5.4109705
5.8954083
6.3786020
6.8605517
7.3412576
7.8207200
8.2989391
8.7759150
9.2516482
9.7261387
10.1993870
10.6713934
11.1421580
11.6116814
12.0799637
12.5470054
13.0128068
13.4773683
13.9406903
14.4027732
14.8636175
15.3232235
15.7815917
16.2387225
16.6946166
17.1492742
17.6026960
18.0548825
18.5058341
22.9475622
27.2664915
31.4633714
35.5390803
39.4946225
43.3311243

F/G
0.0000000
1.0000000
3.0075000
6.0300563
10.0752817
15.1508463
21.2644776
28.4239612
36.6371409
45.9119195
56.2562589
67.6781808
80.1857672
93.7871604
108.4905641
124.3042434
141.2365252
159.2957991
178.4905176
198.8291965
220.3204155
242.9728186
266.7951147
291.7960781
317.9845487
345.3694328
373.9597035
403.7644013
434.7926343
467.0535791
500.5564809
535.3106545
571.3254844
608.6104256
647.1750038
687.0288163
728.1815324
770.6428939
814.4227156
859.5308860
1385.9009753
2056.5515901
2882.6763806
3876.3374291
5050.5326252
6419.2682673

06/04/2015/02:40 p.m.

UNIVERSIDAD FRANCISCO GAVIDIA


FACULTAD DE INGENIERIA Y ARQUITECTURA

4 / 18

TASA DE INTERES COMPUESTO DISCRETO

TASA DEL

1.00%

PERIODOS

CALCULO DE FACTORES DE EQUIVALENCIA EN EL TIEMPO


VALOR PRESENTE
PAGO UNICO

CANTIDAD
COMPUESTA PAGO
UNICO

P/F

F/P

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
50
60
70
80
90
100

0.9900990
0.9802960
0.9705901
0.9609803
0.9514657
0.9420452
0.9327181
0.9234832
0.9143398
0.9052870
0.8963237
0.8874492
0.8786626
0.8699630
0.8613495
0.8528213
0.8443775
0.8360173
0.8277399
0.8195445
0.8114302
0.8033962
0.7954418
0.7875661
0.7797684
0.7720480
0.7644039
0.7568356
0.7493421
0.7419229
0.7345771
0.7273041
0.7201031
0.7129733
0.7059142
0.6989249
0.6920049
0.6851534
0.6783697
0.6716531
0.6080388
0.5504496
0.4983149
0.4511179
0.4083912
0.3697112

1.0100000
1.0201000
1.0303010
1.0406040
1.0510101
1.0615202
1.0721354
1.0828567
1.0936853
1.1046221
1.1156683
1.1268250
1.1380933
1.1494742
1.1609690
1.1725786
1.1843044
1.1961475
1.2081090
1.2201900
1.2323919
1.2447159
1.2571630
1.2697346
1.2824320
1.2952563
1.3082089
1.3212910
1.3345039
1.3478489
1.3613274
1.3749407
1.3886901
1.4025770
1.4166028
1.4307688
1.4450765
1.4595272
1.4741225
1.4888637
1.6446318
1.8166967
2.0067634
2.2167152
2.4486327
2.7048138

VALOR PRESENTE RECUPERACION


SERIE UNIFORME
DE CAPITAL
P/A
0.9900990
1.9703951
2.9409852
3.9019656
4.8534312
5.7954765
6.7281945
7.6516778
8.5660176
9.4713045
10.3676282
11.2550775
12.1337401
13.0037030
13.8650525
14.7178738
15.5622513
16.3982686
17.2260085
18.0455530
18.8569831
19.6603793
20.4558211
21.2433873
22.0231557
22.7952037
23.5596076
24.3164432
25.0657853
25.8077082
26.5422854
27.2695895
27.9896925
28.7026659
29.4085801
30.1075050
30.7995099
31.4846633
32.1630330
32.8346861
39.1961175
44.9550384
50.1685143
54.8882061
59.1608815
63.0288788

A/P
1.0100000
0.5075124
0.3400221
0.2562811
0.2060398
0.1725484
0.1486283
0.1306903
0.1167404
0.1055821
0.0964541
0.0888488
0.0824148
0.0769012
0.0721238
0.0679446
0.0642581
0.0609820
0.0580518
0.0554153
0.0530308
0.0508637
0.0488858
0.0470735
0.0454068
0.0438689
0.0424455
0.0411244
0.0398950
0.0387481
0.0376757
0.0366709
0.0357274
0.0348400
0.0340037
0.0332143
0.0324680
0.0317615
0.0310916
0.0304556
0.0255127
0.0222444
0.0199328
0.0182189
0.0169031
0.0158657

HECHO POR:
ING. RICARDO ANTONIO MARTINEZ FLORES
rmartinezsv@gmail.com

CANTIDAD
COMPUESTA SERIE
UNIFORME

FONDO DE
AMORTIZACION

F/A

A/F

1.0000000
2.0100000
3.0301000
4.0604010
5.1010050
6.1520151
7.2135352
8.2856706
9.3685273
10.4622125
11.5668347
12.6825030
13.8093280
14.9474213
16.0968955
17.2578645
18.4304431
19.6147476
20.8108950
22.0190040
23.2391940
24.4715860
25.7163018
26.9734649
28.2431995
29.5256315
30.8208878
32.1290967
33.4503877
34.7848915
36.1327404
37.4940679
38.8690085
40.2576986
41.6602756
43.0768784
44.5076471
45.9527236
47.4122509
48.8863734
64.4631822
81.6696699
100.6763368
121.6715217
144.8632675
170.4813829

1.0000000
0.4975124
0.3300221
0.2462811
0.1960398
0.1625484
0.1386283
0.1206903
0.1067404
0.0955821
0.0864541
0.0788488
0.0724148
0.0669012
0.0621238
0.0579446
0.0542581
0.0509820
0.0480518
0.0454153
0.0430308
0.0408637
0.0388858
0.0370735
0.0354068
0.0338689
0.0324455
0.0311244
0.0298950
0.0287481
0.0276757
0.0266709
0.0257274
0.0248400
0.0240037
0.0232143
0.0224680
0.0217615
0.0210916
0.0204556
0.0155127
0.0122444
0.0099328
0.0082189
0.0069031
0.0058657

GRADIENTE
GRADIENTE
GRADIENTE
UNIFORME A
UNIFORME A
UNIFORME A VALOR
VALOR PRESENTE SERIE UNIFORME
FUTURO
P/G

A/G

0.0000000
0.9802960
2.9214763
5.8044174
9.6102801
14.3205063
19.9168146
26.3811972
33.6959158
41.8434984
50.8067356
60.5686770
71.1126282
82.4221468
94.4810395
107.2733584
120.7833982
134.9956925
149.8950110
165.4663560
181.6949593
198.5662797
216.0659990
234.1800199
252.8944626
272.1956617
292.0701637
312.5047240
333.4863042
355.0020688
377.0393832
399.5858104
422.6291088
446.1572291
470.1583118
494.6206851
519.5328615
544.8835361
570.6615835
596.8560560
879.4176297
1192.8061450
1528.6474391
1879.8770991
2240.5674821
2605.7757534

0.0000000
0.4975124
0.9933666
1.4875624
1.9801002
2.4709800
2.9602020
3.4477664
3.9336734
4.4179234
4.9005167
5.3814536
5.8607344
6.3383597
6.8143297
7.2886451
7.7613063
8.2323138
8.7016682
9.1693702
9.6354204
10.0998193
10.5625679
11.0236667
11.4831165
11.9409182
12.3970725
12.8515804
13.3044427
13.7556604
14.2052343
14.6531656
15.0994552
15.5441042
15.9871136
16.4284847
16.8682184
17.3063161
17.7427789
18.1776081
22.4363454
26.5333139
30.4702553
34.2491991
37.8724493
41.3425687

F/G
0.0000000
1.0000000
3.0100000
6.0401000
10.1005010
15.2015060
21.3535211
28.5670563
36.8527268
46.2212541
56.6834667
68.2503013
80.9328043
94.7421324
109.6895537
125.7864492
143.0443137
161.4747569
181.0895044
201.9003995
223.9194035
247.1585975
271.6301835
297.3464853
324.3199502
352.5631497
382.0887812
412.9096690
445.0387657
478.4891533
513.2740449
549.4067853
586.9008532
625.7698617
666.0275603
707.6878359
750.7647143
795.2723614
841.2250850
888.6373359
1446.3182184
2166.9669856
3067.6336840
4167.1521719
5486.3267465
7048.1382942

06/04/2015/02:40 p.m.

UNIVERSIDAD FRANCISCO GAVIDIA


FACULTAD DE INGENIERIA Y ARQUITECTURA

5 / 18

TASA DE INTERES COMPUESTO DISCRETO

TASA DEL

2.00%

PERIODOS

CALCULO DE FACTORES DE EQUIVALENCIA EN EL TIEMPO


VALOR PRESENTE
PAGO UNICO

CANTIDAD
COMPUESTA PAGO
UNICO

P/F

F/P

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
50
60
70
80
90
100

0.9803922
0.9611688
0.9423223
0.9238454
0.9057308
0.8879714
0.8705602
0.8534904
0.8367553
0.8203483
0.8042630
0.7884932
0.7730325
0.7578750
0.7430147
0.7284458
0.7141626
0.7001594
0.6864308
0.6729713
0.6597758
0.6468390
0.6341559
0.6217215
0.6095309
0.5975793
0.5858620
0.5743746
0.5631123
0.5520709
0.5412460
0.5306333
0.5202287
0.5100282
0.5000276
0.4902232
0.4806109
0.4711872
0.4619482
0.4528904
0.3715279
0.3047823
0.2500276
0.2051097
0.1682614
0.1380330

1.0200000
1.0404000
1.0612080
1.0824322
1.1040808
1.1261624
1.1486857
1.1716594
1.1950926
1.2189944
1.2433743
1.2682418
1.2936066
1.3194788
1.3458683
1.3727857
1.4002414
1.4282462
1.4568112
1.4859474
1.5156663
1.5459797
1.5768993
1.6084372
1.6406060
1.6734181
1.7068865
1.7410242
1.7758447
1.8113616
1.8475888
1.8845406
1.9222314
1.9606760
1.9998896
2.0398873
2.0806851
2.1222988
2.1647448
2.2080397
2.6915880
3.2810308
3.9995582
4.8754392
5.9431331
7.2446461

VALOR PRESENTE RECUPERACION


SERIE UNIFORME
DE CAPITAL
P/A
0.9803922
1.9415609
2.8838833
3.8077287
4.7134595
5.6014309
6.4719911
7.3254814
8.1622367
8.9825850
9.7868480
10.5753412
11.3483737
12.1062488
12.8492635
13.5777093
14.2918719
14.9920313
15.6784620
16.3514333
17.0112092
17.6580482
18.2922041
18.9139256
19.5234565
20.1210358
20.7068978
21.2812724
21.8443847
22.3964556
22.9377015
23.4683348
23.9885636
24.4985917
24.9986193
25.4888425
25.9694534
26.4406406
26.9025888
27.3554792
31.4236059
34.7608867
37.4986193
39.7445136
41.5869292
43.0983516

A/P
1.0200000
0.5150495
0.3467547
0.2626238
0.2121584
0.1785258
0.1545120
0.1365098
0.1225154
0.1113265
0.1021779
0.0945596
0.0881184
0.0826020
0.0778255
0.0736501
0.0699698
0.0667021
0.0637818
0.0611567
0.0587848
0.0566314
0.0546681
0.0528711
0.0512204
0.0496992
0.0482931
0.0469897
0.0457784
0.0446499
0.0435963
0.0426106
0.0416865
0.0408187
0.0400022
0.0392329
0.0385068
0.0378206
0.0371711
0.0365557
0.0318232
0.0287680
0.0266676
0.0251607
0.0240460
0.0232027

HECHO POR:
ING. RICARDO ANTONIO MARTINEZ FLORES
rmartinezsv@gmail.com

CANTIDAD
COMPUESTA SERIE
UNIFORME

FONDO DE
AMORTIZACION

F/A

A/F

1.0000000
2.0200000
3.0604000
4.1216080
5.2040402
6.3081210
7.4342834
8.5829691
9.7546284
10.9497210
12.1687154
13.4120897
14.6803315
15.9739382
17.2934169
18.6392853
20.0120710
21.4123124
22.8405586
24.2973698
25.7833172
27.2989835
28.8449632
30.4218625
32.0302997
33.6709057
35.3443238
37.0512103
38.7922345
40.5680792
42.3794408
44.2270296
46.1115702
48.0338016
49.9944776
51.9943672
54.0342545
56.1149396
58.2372384
60.4019832
84.5794015
114.0515394
149.9779111
193.7719578
247.1566563
312.2323059

1.0000000
0.4950495
0.3267547
0.2426238
0.1921584
0.1585258
0.1345120
0.1165098
0.1025154
0.0913265
0.0821779
0.0745596
0.0681184
0.0626020
0.0578255
0.0536501
0.0499698
0.0467021
0.0437818
0.0411567
0.0387848
0.0366314
0.0346681
0.0328711
0.0312204
0.0296992
0.0282931
0.0269897
0.0257784
0.0246499
0.0235963
0.0226106
0.0216865
0.0208187
0.0200022
0.0192329
0.0185068
0.0178206
0.0171711
0.0165557
0.0118232
0.0087680
0.0066676
0.0051607
0.0040460
0.0032027

GRADIENTE
GRADIENTE
GRADIENTE
UNIFORME A
UNIFORME A
UNIFORME A VALOR
VALOR PRESENTE SERIE UNIFORME
FUTURO
P/G

A/G

0.0000000
0.9611688
2.8458135
5.6173497
9.2402730
13.6801299
18.9034910
24.8779235
31.5719657
38.9551004
46.9977308
55.6711557
64.9475460
74.7999213
85.2021275
96.1288147
107.5554157
119.4581251
131.8138788
144.6003341
157.7958505
171.3794702
185.3309004
199.6304946
214.2592355
229.1987176
244.4311308
259.9392437
275.7063883
291.7164441
307.9538232
324.4034556
341.0507749
357.8817044
374.8826432
392.0404535
409.3424470
426.7763730
444.3304055
461.9931317
642.3605894
823.6975345
999.8343153
1166.7867669
1322.1700825
1464.7527460

0.0000000
0.4950495
0.9867991
1.4752495
1.9604015
2.4422563
2.9208154
3.3960803
3.8680532
4.3367361
4.8021314
5.2642420
5.7230708
6.1786209
6.6308958
7.0798993
7.5256353
7.9681081
8.4073220
8.8432819
9.2759926
9.7054594
10.1316878
10.5546833
10.9744520
11.3910000
11.8043337
12.2144597
12.6213850
13.0251166
13.4256618
13.8230283
14.2172237
14.6082562
14.9961339
15.3808653
15.7624591
16.1409241
16.5162694
16.8885044
20.4419757
23.6961025
26.6632301
29.3571782
31.7929241
33.9862823

F/G
0.0000000
1.0000000
3.0200000
6.0804000
10.2020080
15.4060482
21.7141691
29.1484525
37.7314216
47.4860500
58.4357710
70.6044864
84.0165761
98.6969077
114.6708458
131.9642627
150.6035480
170.6156189
192.0279313
214.8684899
239.1658597
264.9491769
292.2481605
321.0931237
351.5149862
383.5452859
417.2161916
452.5605154
489.6117257
528.4039603
568.9720395
611.3514803
655.5785099
701.6900801
749.7238817
799.7183593
851.7127265
905.7469810
961.8619206
1020.0991590
1728.9700727
2702.5769709
3998.8955571
5688.5978902
7857.8328158
10611.6152956

06/04/2015/02:40 p.m.

UNIVERSIDAD FRANCISCO GAVIDIA


FACULTAD DE INGENIERIA Y ARQUITECTURA

6 / 18

TASA DE INTERES COMPUESTO DISCRETO

TASA DEL

3.00%

PERIODOS

CALCULO DE FACTORES DE EQUIVALENCIA EN EL TIEMPO


VALOR PRESENTE
PAGO UNICO

CANTIDAD
COMPUESTA PAGO
UNICO

P/F

F/P

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
50
60
70
80
90
100

0.9708738
0.9425959
0.9151417
0.8884870
0.8626088
0.8374843
0.8130915
0.7894092
0.7664167
0.7440939
0.7224213
0.7013799
0.6809513
0.6611178
0.6418619
0.6231669
0.6050164
0.5873946
0.5702860
0.5536758
0.5375493
0.5218925
0.5066917
0.4919337
0.4776056
0.4636947
0.4501891
0.4370768
0.4243464
0.4119868
0.3999871
0.3883370
0.3770262
0.3660449
0.3553834
0.3450324
0.3349829
0.3252262
0.3157535
0.3065568
0.2281071
0.1697331
0.1262974
0.0939771
0.0699278
0.0520328

1.0300000
1.0609000
1.0927270
1.1255088
1.1592741
1.1940523
1.2298739
1.2667701
1.3047732
1.3439164
1.3842339
1.4257609
1.4685337
1.5125897
1.5579674
1.6047064
1.6528476
1.7024331
1.7535061
1.8061112
1.8602946
1.9161034
1.9735865
2.0327941
2.0937779
2.1565913
2.2212890
2.2879277
2.3565655
2.4272625
2.5000803
2.5750828
2.6523352
2.7319053
2.8138625
2.8982783
2.9852267
3.0747835
3.1670270
3.2620378
4.3839060
5.8916031
7.9178219
10.6408906
14.3004671
19.2186320

VALOR PRESENTE RECUPERACION


SERIE UNIFORME
DE CAPITAL
P/A
0.9708738
1.9134697
2.8286114
3.7170984
4.5797072
5.4171914
6.2302830
7.0196922
7.7861089
8.5302028
9.2526241
9.9540040
10.6349553
11.2960731
11.9379351
12.5611020
13.1661185
13.7535131
14.3237991
14.8774749
15.4150241
15.9369166
16.4436084
16.9355421
17.4131477
17.8768424
18.3270315
18.7641082
19.1884546
19.6004413
20.0004285
20.3887655
20.7657918
21.1318367
21.4872201
21.8322525
22.1672354
22.4924616
22.8082151
23.1147720
25.7297640
27.6755637
29.1234214
30.2007634
31.0024071
31.5989053

A/P
1.0300000
0.5226108
0.3535304
0.2690270
0.2183546
0.1845975
0.1605064
0.1424564
0.1284339
0.1172305
0.1080774
0.1004621
0.0940295
0.0885263
0.0837666
0.0796108
0.0759525
0.0727087
0.0698139
0.0672157
0.0648718
0.0627474
0.0608139
0.0590474
0.0574279
0.0559383
0.0545642
0.0532932
0.0521147
0.0510193
0.0499989
0.0490466
0.0481561
0.0473220
0.0465393
0.0458038
0.0451116
0.0444593
0.0438439
0.0432624
0.0388655
0.0361330
0.0343366
0.0331117
0.0322556
0.0316467

HECHO POR:
ING. RICARDO ANTONIO MARTINEZ FLORES
rmartinezsv@gmail.com

CANTIDAD
COMPUESTA SERIE
UNIFORME

FONDO DE
AMORTIZACION

F/A

A/F

1.0000000
2.0300000
3.0909000
4.1836270
5.3091358
6.4684099
7.6624622
8.8923360
10.1591061
11.4638793
12.8077957
14.1920296
15.6177904
17.0863242
18.5989139
20.1568813
21.7615877
23.4144354
25.1168684
26.8703745
28.6764857
30.5367803
32.4528837
34.4264702
36.4592643
38.5530423
40.7096335
42.9309225
45.2188502
47.5754157
50.0026782
52.5027585
55.0778413
57.7301765
60.4620818
63.2759443
66.1742226
69.1594493
72.2342328
75.4012597
112.7968673
163.0534368
230.5940637
321.3630185
443.3489037
607.2877327

1.0000000
0.4926108
0.3235304
0.2390270
0.1883546
0.1545975
0.1305064
0.1124564
0.0984339
0.0872305
0.0780774
0.0704621
0.0640295
0.0585263
0.0537666
0.0496108
0.0459525
0.0427087
0.0398139
0.0372157
0.0348718
0.0327474
0.0308139
0.0290474
0.0274279
0.0259383
0.0245642
0.0232932
0.0221147
0.0210193
0.0199989
0.0190466
0.0181561
0.0173220
0.0165393
0.0158038
0.0151116
0.0144593
0.0138439
0.0132624
0.0088655
0.0061330
0.0043366
0.0031117
0.0022556
0.0016467

GRADIENTE
GRADIENTE
GRADIENTE
UNIFORME A
UNIFORME A
UNIFORME A VALOR
VALOR PRESENTE SERIE UNIFORME
FUTURO
P/G

A/G

0.0000000
0.9425959
2.7728792
5.4383404
8.8887755
13.0761968
17.9547459
23.4806105
29.6119444
36.3087896
43.5330024
51.2481810
59.4195971
68.0141286
77.0001959
86.3476999
96.0279631
106.0136714
116.2788199
126.7986592
137.5496447
148.5093873
159.6566057
170.9710817
182.4336153
194.0259835
205.7308990
217.5319713
229.4136694
241.3612855
253.3608998
265.3993479
277.4641878
289.5436695
301.6267050
313.7028399
325.7622256
337.7955932
349.7942280
361.7499448
477.4803339
583.0526088
676.0868730
756.0865239
823.6302142
879.8540451

0.0000000
0.4926108
0.9802970
1.4630606
1.9409048
2.4138332
2.8818508
3.3449630
3.8031762
4.2564978
4.7049358
5.1484991
5.5871976
6.0210418
6.4500431
6.8742137
7.2935667
7.7081158
8.1178756
8.5228616
8.9230898
9.3185772
9.7093413
10.0954006
10.4767741
10.8534818
11.2255440
11.5929821
11.9558179
12.3140740
12.6677736
13.0169405
13.3615992
13.7017749
14.0374932
14.3687803
14.6956632
15.0181692
15.3363262
15.6501628
18.5575093
21.0674159
23.2145415
25.0353447
26.5666537
27.8444470

F/G
0.0000000
1.0000000
3.0300000
6.1209000
10.3045270
15.6136628
22.0820727
29.7445349
38.6368709
48.7959770
60.2598564
73.0676521
87.2596816
102.8774721
119.9637962
138.5627101
158.7195914
180.4811792
203.8956145
229.0124830
255.8828575
284.5593432
315.0961235
347.5490072
381.9754774
418.4347417
456.9877840
497.6974175
540.6283400
585.8471902
633.4226059
683.4252841
735.9280426
791.0058839
848.7360604
909.1981422
972.4740865
1038.6483091
1107.8077584
1180.0419911
2093.2289097
3435.1145601
5353.1354579
8045.4339516
11778.2967884
16909.5910898

06/04/2015/02:40 p.m.

UNIVERSIDAD FRANCISCO GAVIDIA


FACULTAD DE INGENIERIA Y ARQUITECTURA

7 / 18

TASA DE INTERES COMPUESTO DISCRETO

TASA DEL

4.00%

PERIODOS

CALCULO DE FACTORES DE EQUIVALENCIA EN EL TIEMPO


VALOR PRESENTE
PAGO UNICO

CANTIDAD
COMPUESTA PAGO
UNICO

P/F

F/P

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
50
60
70
80
90
100

0.9615385
0.9245562
0.8889964
0.8548042
0.8219271
0.7903145
0.7599178
0.7306902
0.7025867
0.6755642
0.6495809
0.6245970
0.6005741
0.5774751
0.5552645
0.5339082
0.5133732
0.4936281
0.4746424
0.4563869
0.4388336
0.4219554
0.4057263
0.3901215
0.3751168
0.3606892
0.3468166
0.3334775
0.3206514
0.3083187
0.2964603
0.2850579
0.2740942
0.2635521
0.2534155
0.2436687
0.2342968
0.2252854
0.2166206
0.2082890
0.1407126
0.0950604
0.0642194
0.0433843
0.0293089
0.0198000

1.0400000
1.0816000
1.1248640
1.1698586
1.2166529
1.2653190
1.3159318
1.3685691
1.4233118
1.4802443
1.5394541
1.6010322
1.6650735
1.7316764
1.8009435
1.8729812
1.9479005
2.0258165
2.1068492
2.1911231
2.2787681
2.3699188
2.4647155
2.5633042
2.6658363
2.7724698
2.8833686
2.9987033
3.1186515
3.2433975
3.3731334
3.5080587
3.6483811
3.7943163
3.9460890
4.1039326
4.2680899
4.4388135
4.6163660
4.8010206
7.1066833
10.5196274
15.5716184
23.0497991
34.1193333
50.5049482

CANTIDAD
COMPUESTA SERIE
UNIFORME

FONDO DE
AMORTIZACION

A/P

F/A

A/F

1.0400000
0.5301961
0.3603485
0.2754900
0.2246271
0.1907619
0.1666096
0.1485278
0.1344930
0.1232909
0.1141490
0.1065522
0.1001437
0.0946690
0.0899411
0.0858200
0.0821985
0.0789933
0.0761386
0.0735818
0.0712801
0.0691988
0.0673091
0.0655868
0.0640120
0.0625674
0.0612385
0.0600130
0.0588799
0.0578301
0.0568554
0.0559486
0.0551036
0.0543148
0.0535773
0.0528869
0.0522396
0.0516319
0.0510608
0.0505235
0.0465502
0.0442018
0.0427451
0.0418141
0.0412078
0.0408080

1.0000000
2.0400000
3.1216000
4.2464640
5.4163226
6.6329755
7.8982945
9.2142263
10.5827953
12.0061071
13.4863514
15.0258055
16.6268377
18.2919112
20.0235876
21.8245311
23.6975124
25.6454129
27.6712294
29.7780786
31.9692017
34.2479698
36.6178886
39.0826041
41.6459083
44.3117446
47.0842144
49.9675830
52.9662863
56.0849378
59.3283353
62.7014687
66.2095274
69.8579085
73.6522249
77.5983138
81.7022464
85.9703363
90.4091497
95.0255157
152.6670837
237.9906852
364.2904588
551.2449767
827.9833335
1237.6237046

1.0000000
0.4901961
0.3203485
0.2354900
0.1846271
0.1507619
0.1266096
0.1085278
0.0944930
0.0832909
0.0741490
0.0665522
0.0601437
0.0546690
0.0499411
0.0458200
0.0421985
0.0389933
0.0361386
0.0335818
0.0312801
0.0291988
0.0273091
0.0255868
0.0240120
0.0225674
0.0212385
0.0200130
0.0188799
0.0178301
0.0168554
0.0159486
0.0151036
0.0143148
0.0135773
0.0128869
0.0122396
0.0116319
0.0110608
0.0105235
0.0065502
0.0042018
0.0027451
0.0018141
0.0012078
0.0008080

VALOR PRESENTE RECUPERACION


SERIE UNIFORME
DE CAPITAL
P/A
0.9615385
1.8860947
2.7750910
3.6298952
4.4518223
5.2421369
6.0020547
6.7327449
7.4353316
8.1108958
8.7604767
9.3850738
9.9856478
10.5631229
11.1183874
11.6522956
12.1656689
12.6592970
13.1339394
13.5903263
14.0291599
14.4511153
14.8568417
15.2469631
15.6220799
15.9827692
16.3295857
16.6630632
16.9837146
17.2920333
17.5884936
17.8735515
18.1476457
18.4111978
18.6646132
18.9082820
19.1425788
19.3678642
19.5844848
19.7927739
21.4821846
22.6234900
23.3945150
23.9153918
24.2672776
24.5049990

HECHO POR:
ING. RICARDO ANTONIO MARTINEZ FLORES
rmartinezsv@gmail.com

GRADIENTE
GRADIENTE
GRADIENTE
UNIFORME A
UNIFORME A
UNIFORME A VALOR
VALOR PRESENTE SERIE UNIFORME
FUTURO
P/G

A/G

0.0000000
0.9245562
2.7025489
5.2669615
8.5546699
12.5062426
17.0657494
22.1805809
27.8012748
33.8813523
40.3771616
47.2477291
54.4546182
61.9617942
69.7354973
77.7441199
85.9580919
94.3497699
102.8933335
111.5646855
120.3413576
129.2024207
138.1284000
147.1011939
156.1039972
165.1212280
174.1384588
183.1423506
192.1205902
201.0618315
209.9556393
218.7924354
227.5634489
236.2606679
244.8767939
253.4051992
261.8398857
270.1754466
278.4070297
286.5303024
361.1638463
422.9966478
472.4789231
511.1161439
540.7369234
563.1248746

0.0000000
0.4901961
0.9738596
1.4509955
1.9216108
2.3857146
2.8433179
3.2944336
3.7390766
4.1772639
4.6090142
5.0343482
5.4532885
5.8658594
6.2720874
6.6720003
7.0656281
7.4530023
7.8341563
8.2091248
8.5779447
8.9406539
9.2972923
9.6479012
9.9925233
10.3312027
10.6639851
10.9909173
11.3120477
11.6274256
11.9371019
12.2411282
12.5395576
12.8324442
13.1198429
13.4018098
13.6784019
13.9496768
14.2156933
14.4765107
16.8122494
18.6972323
20.1961410
21.3718490
22.2825540
22.9799999

F/G
0.0000000
1.0000000
3.0400000
6.1616000
10.4080640
15.8243866
22.4573620
30.3556565
39.5698828
50.1526781
62.1587852
75.6451366
90.6709421
107.2977798
125.5896909
145.6132786
167.4378097
191.1353221
216.7807350
244.4519644
274.2300430
306.1992447
340.4472145
377.0651031
416.1477072
457.7936155
502.1053601
549.1895745
599.1571575
652.1234438
708.2083815
767.5367168
830.2381854
896.4477129
966.3056214
1039.9578462
1117.5561601
1199.2584065
1285.2287428
1375.6378925
2566.6770914
4449.7671300
7357.2614689
11781.1244187
18449.5833386
28440.5926152

06/04/2015/02:40 p.m.

UNIVERSIDAD FRANCISCO GAVIDIA


FACULTAD DE INGENIERIA Y ARQUITECTURA

8 / 18

TASA DE INTERES COMPUESTO DISCRETO

TASA DEL

5.00%

PERIODOS

CALCULO DE FACTORES DE EQUIVALENCIA EN EL TIEMPO


VALOR PRESENTE
PAGO UNICO

CANTIDAD
COMPUESTA PAGO
UNICO

P/F

F/P

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
50
60
70
80
90
100

0.9523810
0.9070295
0.8638376
0.8227025
0.7835262
0.7462154
0.7106813
0.6768394
0.6446089
0.6139133
0.5846793
0.5568374
0.5303214
0.5050680
0.4810171
0.4581115
0.4362967
0.4155207
0.3957340
0.3768895
0.3589424
0.3418499
0.3255713
0.3100679
0.2953028
0.2812407
0.2678483
0.2550936
0.2429463
0.2313774
0.2203595
0.2098662
0.1998725
0.1903548
0.1812903
0.1726574
0.1644356
0.1566054
0.1491480
0.1420457
0.0872037
0.0535355
0.0328662
0.0201770
0.0123869
0.0076045

1.0500000
1.1025000
1.1576250
1.2155063
1.2762816
1.3400956
1.4071004
1.4774554
1.5513282
1.6288946
1.7103394
1.7958563
1.8856491
1.9799316
2.0789282
2.1828746
2.2920183
2.4066192
2.5269502
2.6532977
2.7859626
2.9252607
3.0715238
3.2250999
3.3863549
3.5556727
3.7334563
3.9201291
4.1161356
4.3219424
4.5380395
4.7649415
5.0031885
5.2533480
5.5160154
5.7918161
6.0814069
6.3854773
6.7047512
7.0399887
11.4673998
18.6791859
30.4264255
49.5614411
80.7303650
131.5012578

CANTIDAD
COMPUESTA SERIE
UNIFORME

FONDO DE
AMORTIZACION

A/P

F/A

A/F

1.0500000
0.5378049
0.3672086
0.2820118
0.2309748
0.1970175
0.1728198
0.1547218
0.1406901
0.1295046
0.1203889
0.1128254
0.1064558
0.1010240
0.0963423
0.0922699
0.0886991
0.0855462
0.0827450
0.0802426
0.0779961
0.0759705
0.0741368
0.0724709
0.0709525
0.0695643
0.0682919
0.0671225
0.0660455
0.0650514
0.0641321
0.0632804
0.0624900
0.0617554
0.0610717
0.0604345
0.0598398
0.0592842
0.0587646
0.0582782
0.0547767
0.0528282
0.0516992
0.0510296
0.0506271
0.0503831

1.0000000
2.0500000
3.1525000
4.3101250
5.5256313
6.8019128
8.1420085
9.5491089
11.0265643
12.5778925
14.2067872
15.9171265
17.7129828
19.5986320
21.5785636
23.6574918
25.8403664
28.1323847
30.5390039
33.0659541
35.7192518
38.5052144
41.4304751
44.5019989
47.7270988
51.1134538
54.6691264
58.4025828
62.3227119
66.4388475
70.7607899
75.2988294
80.0637708
85.0669594
90.3203074
95.8363227
101.6281389
107.7095458
114.0950231
120.7997742
209.3479957
353.5837179
588.5285107
971.2288213
1594.6073010
2610.0251569

1.0000000
0.4878049
0.3172086
0.2320118
0.1809748
0.1470175
0.1228198
0.1047218
0.0906901
0.0795046
0.0703889
0.0628254
0.0564558
0.0510240
0.0463423
0.0422699
0.0386991
0.0355462
0.0327450
0.0302426
0.0279961
0.0259705
0.0241368
0.0224709
0.0209525
0.0195643
0.0182919
0.0171225
0.0160455
0.0150514
0.0141321
0.0132804
0.0124900
0.0117554
0.0110717
0.0104345
0.0098398
0.0092842
0.0087646
0.0082782
0.0047767
0.0028282
0.0016992
0.0010296
0.0006271
0.0003831

VALOR PRESENTE RECUPERACION


SERIE UNIFORME
DE CAPITAL
P/A
0.9523810
1.8594104
2.7232480
3.5459505
4.3294767
5.0756921
5.7863734
6.4632128
7.1078217
7.7217349
8.3064142
8.8632516
9.3935730
9.8986409
10.3796580
10.8377696
11.2740662
11.6895869
12.0853209
12.4622103
12.8211527
13.1630026
13.4885739
13.7986418
14.0939446
14.3751853
14.6430336
14.8981273
15.1410736
15.3724510
15.5928105
15.8026767
16.0025492
16.1929040
16.3741943
16.5468517
16.7112873
16.8678927
17.0170407
17.1590864
18.2559255
18.9292895
19.3426766
19.5964605
19.7522617
19.8479102

HECHO POR:
ING. RICARDO ANTONIO MARTINEZ FLORES
rmartinezsv@gmail.com

GRADIENTE
GRADIENTE
GRADIENTE
UNIFORME A
UNIFORME A
UNIFORME A VALOR
VALOR PRESENTE SERIE UNIFORME
FUTURO
P/G

A/G

0.0000000
0.9070295
2.6347047
5.1028121
8.2369168
11.9679937
16.2320817
20.9699573
26.1268286
31.6520479
37.4988408
43.6240524
49.9879086
56.5537920
63.2880313
70.1597042
77.1404512
84.2043023
91.3275135
98.4884137
105.6672610
112.8461083
120.0086770
127.1402390
134.2275055
141.2585238
148.2225801
155.1101083
161.9126053
168.6225513
175.2333356
181.7391868
188.1351080
194.4168164
200.5806861
206.6236956
212.5433784
218.3377769
224.0053996
229.5451812
277.9147822
314.3431620
340.8408984
359.6460483
372.7487916
381.7492240

0.0000000
0.4878049
0.9674861
1.4390534
1.9025202
2.3579038
2.8052254
3.2445098
3.6757856
4.0990850
4.5144439
4.9219016
5.3215011
5.7132886
6.0973137
6.4736294
6.8422918
7.2033600
7.5568961
7.9029651
8.2416350
8.5729762
8.8970619
9.2139676
9.5237714
9.8265533
10.1223957
10.4113830
10.6936014
10.9691390
11.2380854
11.5005319
11.7565711
12.0062971
12.2498049
12.4871909
12.7185521
12.9439866
13.1635931
13.3774711
15.2232645
16.6061786
17.6211858
18.3526024
18.8711954
19.2337239

F/G
0.0000000
1.0000000
3.0500000
6.2025000
10.5126250
16.0382563
22.8401691
30.9821775
40.5312864
51.5578507
64.1357432
78.3425304
94.2596569
111.9726398
131.5712718
153.1498354
176.8073271
202.6476935
230.7800782
261.3190821
294.3850362
330.1042880
368.6095024
410.0399775
454.5419764
502.2690752
553.3825289
608.0516554
666.4542382
728.7769501
795.2157976
865.9765874
941.2754168
1021.3391877
1106.4061470
1196.7264544
1292.5627771
1394.1909160
1501.9004618
1615.9954848
3186.9599143
5871.6743576
10370.5702142
17824.5764267
30092.1460197
50200.5031385

06/04/2015/02:40 p.m.

UNIVERSIDAD FRANCISCO GAVIDIA


FACULTAD DE INGENIERIA Y ARQUITECTURA

9 / 18

TASA DE INTERES COMPUESTO DISCRETO

TASA DEL

6.00%

PERIODOS

CALCULO DE FACTORES DE EQUIVALENCIA EN EL TIEMPO


VALOR PRESENTE
PAGO UNICO

CANTIDAD
COMPUESTA PAGO
UNICO

P/F

F/P

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
50
60
70
80
90
100

0.9433962
0.8899964
0.8396193
0.7920937
0.7472582
0.7049605
0.6650571
0.6274124
0.5918985
0.5583948
0.5267875
0.4969694
0.4688390
0.4423010
0.4172651
0.3936463
0.3713644
0.3503438
0.3305130
0.3118047
0.2941554
0.2775051
0.2617973
0.2469785
0.2329986
0.2198100
0.2073680
0.1956301
0.1845567
0.1741101
0.1642548
0.1549574
0.1461862
0.1379115
0.1301052
0.1227408
0.1157932
0.1092389
0.1030555
0.0972222
0.0542884
0.0303143
0.0169274
0.0094522
0.0052780
0.0029472

1.0600000
1.1236000
1.1910160
1.2624770
1.3382256
1.4185191
1.5036303
1.5938481
1.6894790
1.7908477
1.8982986
2.0121965
2.1329283
2.2609040
2.3965582
2.5403517
2.6927728
2.8543392
3.0255995
3.2071355
3.3995636
3.6035374
3.8197497
4.0489346
4.2918707
4.5493830
4.8223459
5.1116867
5.4183879
5.7434912
6.0881006
6.4533867
6.8405899
7.2510253
7.6860868
8.1472520
8.6360871
9.1542523
9.7035075
10.2857179
18.4201543
32.9876909
59.0759302
105.7959935
189.4645112
339.3020835

CANTIDAD
COMPUESTA SERIE
UNIFORME

FONDO DE
AMORTIZACION

A/P

F/A

A/F

1.0600000
0.5454369
0.3741098
0.2885915
0.2373964
0.2033626
0.1791350
0.1610359
0.1470222
0.1358680
0.1267929
0.1192770
0.1129601
0.1075849
0.1029628
0.0989521
0.0954448
0.0923565
0.0896209
0.0871846
0.0850045
0.0830456
0.0812785
0.0796790
0.0782267
0.0769043
0.0756972
0.0745926
0.0735796
0.0726489
0.0717922
0.0710023
0.0702729
0.0695984
0.0689739
0.0683948
0.0678574
0.0673581
0.0668938
0.0664615
0.0634443
0.0618757
0.0610331
0.0605725
0.0603184
0.0601774

1.0000000
2.0600000
3.1836000
4.3746160
5.6370930
6.9753185
8.3938376
9.8974679
11.4913160
13.1807949
14.9716426
16.8699412
18.8821377
21.0150659
23.2759699
25.6725281
28.2128798
30.9056525
33.7599917
36.7855912
39.9927267
43.3922903
46.9958277
50.8155774
54.8645120
59.1563827
63.7057657
68.5281116
73.6397983
79.0581862
84.8016774
90.8897780
97.3431647
104.1837546
111.4347799
119.1208667
127.2681187
135.9042058
145.0584581
154.7619656
290.3359046
533.1281809
967.9321696
1746.5998914
3141.0751872
5638.3680586

1.0000000
0.4854369
0.3141098
0.2285915
0.1773964
0.1433626
0.1191350
0.1010359
0.0870222
0.0758680
0.0667929
0.0592770
0.0529601
0.0475849
0.0429628
0.0389521
0.0354448
0.0323565
0.0296209
0.0271846
0.0250045
0.0230456
0.0212785
0.0196790
0.0182267
0.0169043
0.0156972
0.0145926
0.0135796
0.0126489
0.0117922
0.0110023
0.0102729
0.0095984
0.0089739
0.0083948
0.0078574
0.0073581
0.0068938
0.0064615
0.0034443
0.0018757
0.0010331
0.0005725
0.0003184
0.0001774

VALOR PRESENTE RECUPERACION


SERIE UNIFORME
DE CAPITAL
P/A
0.9433962
1.8333927
2.6730119
3.4651056
4.2123638
4.9173243
5.5823814
6.2097938
6.8016923
7.3600871
7.8868746
8.3838439
8.8526830
9.2949839
9.7122490
10.1058953
10.4772597
10.8276035
11.1581165
11.4699212
11.7640766
12.0415817
12.3033790
12.5503575
12.7833562
13.0031662
13.2105341
13.4061643
13.5907210
13.7648312
13.9290860
14.0840434
14.2302296
14.3681411
14.4982464
14.6209871
14.7367803
14.8460192
14.9490747
15.0462969
15.7618606
16.1614277
16.3845439
16.5091308
16.5786994
16.6175462

HECHO POR:
ING. RICARDO ANTONIO MARTINEZ FLORES
rmartinezsv@gmail.com

GRADIENTE
GRADIENTE
GRADIENTE
UNIFORME A
UNIFORME A
UNIFORME A VALOR
VALOR PRESENTE SERIE UNIFORME
FUTURO
P/G

A/G

0.0000000
0.8899964
2.5692350
4.9455160
7.9345487
11.4593514
15.4496941
19.8415807
24.5767684
29.6023214
34.8701966
40.3368596
45.9629279
51.7128404
57.5545513
63.4592455
69.4010762
75.3569207
81.3061549
87.2304447
93.1135527
98.9411598
104.7006995
110.3812061
115.9731733
121.4684240
126.8599907
132.1420046
137.3095933
142.3587871
147.2864323
152.0901116
156.7680707
161.3191513
165.7427287
170.0386557
174.2072102
178.2490477
182.1651574
185.9568227
217.4573758
239.0427907
253.3271354
262.5493078
268.3946075
272.0470601

0.0000000
0.4854369
0.9611760
1.4272338
1.8836333
2.3304038
2.7675812
3.1952076
3.6133314
4.0220070
4.4212947
4.8112608
5.1919772
5.5635212
5.9259757
6.2794284
6.6239721
6.9597045
7.2867276
7.6051477
7.9150753
8.2166249
8.5099142
8.7950647
9.0722007
9.3414498
9.6029418
9.8568093
10.1031868
10.3422109
10.5740199
10.7987534
11.0165524
11.2275589
11.4319156
11.6297658
11.8212531
12.0065215
12.1857146
12.3589761
13.7964280
14.7909452
15.4613480
15.9032787
16.1891232
16.3710729

F/G
0.0000000
1.0000000
3.0600000
6.2436000
10.6182160
16.2553090
23.2306275
31.6244651
41.5219331
53.0132490
66.1940440
81.1656866
98.0356278
116.9177655
137.9328314
161.2088013
186.8813294
215.0942091
245.9998617
279.7598534
316.5454446
356.5381713
399.9304615
446.9262892
497.7418666
552.6063786
611.7627613
675.4685270
743.9966386
817.6364369
896.6946231
981.4963005
1072.3860786
1169.7292433
1273.9129979
1385.3477777
1504.4686444
1631.7367631
1767.6409688
1912.6994270
4005.5984097
7885.4696815
14965.5361608
27776.6648561
50851.2531197
92306.1343096

06/04/2015/02:40 p.m.

UNIVERSIDAD FRANCISCO GAVIDIA


FACULTAD DE INGENIERIA Y ARQUITECTURA

10 / 18

TASA DE INTERES COMPUESTO DISCRETO

TASA DEL

7.00%

PERIODOS

CALCULO DE FACTORES DE EQUIVALENCIA EN EL TIEMPO


VALOR PRESENTE
PAGO UNICO

CANTIDAD
COMPUESTA PAGO
UNICO

P/F

F/P

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
50
60
70
80
90
100

0.9345794
0.8734387
0.8162979
0.7628952
0.7129862
0.6663422
0.6227497
0.5820091
0.5439337
0.5083493
0.4750928
0.4440120
0.4149644
0.3878172
0.3624460
0.3387346
0.3165744
0.2958639
0.2765083
0.2584190
0.2415131
0.2257132
0.2109469
0.1971466
0.1842492
0.1721955
0.1609304
0.1504022
0.1405628
0.1313671
0.1227730
0.1147411
0.1072347
0.1002193
0.0936629
0.0875355
0.0818088
0.0764569
0.0714550
0.0667804
0.0339478
0.0172573
0.0087727
0.0044596
0.0022670
0.0011525

1.0700000
1.1449000
1.2250430
1.3107960
1.4025517
1.5007304
1.6057815
1.7181862
1.8384592
1.9671514
2.1048520
2.2521916
2.4098450
2.5785342
2.7590315
2.9521637
3.1588152
3.3799323
3.6165275
3.8696845
4.1405624
4.4304017
4.7405299
5.0723670
5.4274326
5.8073529
6.2138676
6.6488384
7.1142570
7.6122550
8.1451129
8.7152708
9.3253398
9.9781135
10.6765815
11.4239422
12.2236181
13.0792714
13.9948204
14.9744578
29.4570251
57.9464268
113.9893922
224.2343876
441.1029799
867.7163256

VALOR PRESENTE RECUPERACION


SERIE UNIFORME
DE CAPITAL
P/A
0.9345794
1.8080182
2.6243160
3.3872113
4.1001974
4.7665397
5.3892894
5.9712985
6.5152322
7.0235815
7.4986743
7.9426863
8.3576507
8.7454680
9.1079140
9.4466486
9.7632230
10.0590869
10.3355952
10.5940142
10.8355273
11.0612405
11.2721874
11.4693340
11.6535832
11.8257787
11.9867090
12.1371113
12.2776741
12.4090412
12.5318142
12.6465553
12.7537900
12.8540094
12.9476723
13.0352078
13.1170166
13.1934735
13.2649285
13.3317088
13.8007463
14.0391812
14.1603893
14.2220054
14.2533279
14.2692507

A/P
1.0700000
0.5530918
0.3810517
0.2952281
0.2438907
0.2097958
0.1855532
0.1674678
0.1534865
0.1423775
0.1333569
0.1259020
0.1196508
0.1143449
0.1097946
0.1058576
0.1024252
0.0994126
0.0967530
0.0943929
0.0922890
0.0904058
0.0887139
0.0871890
0.0858105
0.0845610
0.0834257
0.0823919
0.0814487
0.0805864
0.0797969
0.0790729
0.0784081
0.0777967
0.0772340
0.0767153
0.0762368
0.0757951
0.0753868
0.0750091
0.0724598
0.0712292
0.0706195
0.0703136
0.0701591
0.0700808

HECHO POR:
ING. RICARDO ANTONIO MARTINEZ FLORES
rmartinezsv@gmail.com

CANTIDAD
COMPUESTA SERIE
UNIFORME

FONDO DE
AMORTIZACION

F/A

A/F

1.0000000
2.0700000
3.2149000
4.4399430
5.7507390
7.1532907
8.6540211
10.2598026
11.9779887
13.8164480
15.7835993
17.8884513
20.1406429
22.5504879
25.1290220
27.8880536
30.8402173
33.9990325
37.3789648
40.9954923
44.8651768
49.0057392
53.4361409
58.1766708
63.2490377
68.6764704
74.4838233
80.6976909
87.3465293
94.4607863
102.0730414
110.2181543
118.9334251
128.2587648
138.2368784
148.9134598
160.3374020
172.5610202
185.6402916
199.6351120
406.5289295
813.5203834
1614.1341743
3189.0626797
6287.1854268
12381.6617938

1.0000000
0.4830918
0.3110517
0.2252281
0.1738907
0.1397958
0.1155532
0.0974678
0.0834865
0.0723775
0.0633569
0.0559020
0.0496508
0.0443449
0.0397946
0.0358576
0.0324252
0.0294126
0.0267530
0.0243929
0.0222890
0.0204058
0.0187139
0.0171890
0.0158105
0.0145610
0.0134257
0.0123919
0.0114487
0.0105864
0.0097969
0.0090729
0.0084081
0.0077967
0.0072340
0.0067153
0.0062368
0.0057951
0.0053868
0.0050091
0.0024598
0.0012292
0.0006195
0.0003136
0.0001591
0.0000808

GRADIENTE
GRADIENTE
GRADIENTE
UNIFORME A
UNIFORME A
UNIFORME A VALOR
VALOR PRESENTE SERIE UNIFORME
FUTURO
P/G

A/G

0.0000000
0.8734387
2.5060345
4.7947201
7.6466648
10.9783760
14.7148744
18.7889381
23.1404081
27.7155517
32.4664797
37.3506112
42.3301846
47.3718087
52.4460530
57.5270720
62.5922622
67.6219488
72.5990988
77.5090598
82.3393216
87.0792980
91.7201295
96.2545017
100.6764820
104.9813693
109.1655589
113.2264186
117.1621774
120.9718238
124.6550140
128.2119890
131.6434994
134.9507377
138.1352777
141.1990187
144.1441368
146.9730406
149.6883309
152.2927657
172.9051189
185.7677426
193.5185302
198.0747985
200.7041993
202.2000810

0.0000000
0.4830918
0.9549286
1.4155362
1.8649504
2.3032172
2.7303923
3.1465414
3.5517396
3.9460710
4.3296292
4.7025162
5.0648425
5.4167266
5.7582947
6.0896805
6.4110245
6.7224739
7.0241817
7.3163069
7.5990138
7.8724713
8.1368528
8.3923357
8.6391010
8.8773325
9.1072169
9.3289430
9.5427014
9.7486842
9.9470844
10.1380958
10.3219121
10.4987272
10.6687345
10.8321264
10.9890946
11.1398292
11.2845185
11.4233492
12.5286789
13.2320924
13.6661871
13.9273466
14.0812167
14.1703363

F/G
0.0000000
1.0000000
3.0700000
6.2849000
10.7248430
16.4755820
23.6288728
32.2828938
42.5426964
54.5206852
68.3371331
84.1207324
102.0091837
122.1498266
144.7003144
169.8293364
197.7173900
228.5576073
262.5566398
299.9356046
340.9310969
385.7962737
434.8020129
488.2381538
546.4148245
609.6638622
678.3403326
752.8241559
833.5218468
920.8683761
1015.3291624
1117.4022037
1227.6203580
1346.5537831
1474.8125479
1613.0494262
1761.9628861
1922.3002881
2094.8613083
2280.5015998
5093.2704210
10764.5769050
22059.0596322
44415.1811384
88531.2203827
175452.3113401

06/04/2015/02:40 p.m.

UNIVERSIDAD FRANCISCO GAVIDIA


FACULTAD DE INGENIERIA Y ARQUITECTURA

11 / 18

TASA DE INTERES COMPUESTO DISCRETO

TASA DEL

8.00%

PERIODOS

CALCULO DE FACTORES DE EQUIVALENCIA EN EL TIEMPO


VALOR PRESENTE
PAGO UNICO

CANTIDAD
COMPUESTA PAGO
UNICO

P/F

F/P

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
50
60
70
80
90
100

0.9259259
0.8573388
0.7938322
0.7350299
0.6805832
0.6301696
0.5834904
0.5402689
0.5002490
0.4631935
0.4288829
0.3971138
0.3676979
0.3404610
0.3152417
0.2918905
0.2702690
0.2502490
0.2317121
0.2145482
0.1986557
0.1839405
0.1703153
0.1576993
0.1460179
0.1352018
0.1251868
0.1159137
0.1073275
0.0993773
0.0920160
0.0852000
0.0788889
0.0730453
0.0676345
0.0626246
0.0579857
0.0536905
0.0497134
0.0460309
0.0213212
0.0098759
0.0045744
0.0021188
0.0009814
0.0004546

1.0800000
1.1664000
1.2597120
1.3604890
1.4693281
1.5868743
1.7138243
1.8509302
1.9990046
2.1589250
2.3316390
2.5181701
2.7196237
2.9371936
3.1721691
3.4259426
3.7000181
3.9960195
4.3157011
4.6609571
5.0338337
5.4365404
5.8714636
6.3411807
6.8484752
7.3963532
7.9880615
8.6271064
9.3172749
10.0626569
10.8676694
11.7370830
12.6760496
13.6901336
14.7853443
15.9681718
17.2456256
18.6252756
20.1152977
21.7245215
46.9016125
101.2570637
218.6064059
471.9548343
1,018.9150893
2,199.7612563

VALOR PRESENTE RECUPERACION


SERIE UNIFORME
DE CAPITAL
P/A
0.9259259
1.7832647
2.5770970
3.3121268
3.9927100
4.6228797
5.2063701
5.7466389
6.2468879
6.7100814
7.1389643
7.5360780
7.9037759
8.2442370
8.5594787
8.8513692
9.1216381
9.3718871
9.6035992
9.8181474
10.0168032
10.2007437
10.3710589
10.5287583
10.6747762
10.8099780
10.9351648
11.0510785
11.1584060
11.2577833
11.3497994
11.4349994
11.5138884
11.5869337
11.6545682
11.7171928
11.7751785
11.8288690
11.8785824
11.9246133
12.2334846
12.3765518
12.4428196
12.4735144
12.4877320
12.4943176

A/P
1.0800000
0.5607692
0.3880335
0.3019208
0.2504565
0.2163154
0.1920724
0.1740148
0.1600797
0.1490295
0.1400763
0.1326950
0.1265218
0.1212969
0.1168295
0.1129769
0.1096294
0.1067021
0.1041276
0.1018522
0.0998323
0.0980321
0.0964222
0.0949780
0.0936788
0.0925071
0.0914481
0.0904889
0.0896185
0.0888274
0.0881073
0.0874508
0.0868516
0.0863041
0.0858033
0.0853447
0.0849244
0.0845389
0.0841851
0.0838602
0.0817429
0.0807979
0.0803676
0.0801699
0.0800786
0.0800364

HECHO POR:
ING. RICARDO ANTONIO MARTINEZ FLORES
rmartinezsv@gmail.com

CANTIDAD
COMPUESTA SERIE
UNIFORME

FONDO DE
AMORTIZACION

F/A

A/F

1.0000000
2.0800000
3.2464000
4.5061120
5.8666010
7.3359290
8.9228034
10.6366276
12.4875578
14.4865625
16.6454875
18.9771265
21.4952966
24.2149203
27.1521139
30.3242830
33.7502257
37.4502437
41.4462632
45.7619643
50.4229214
55.4567552
60.8932956
66.7647592
73.1059400
79.9544151
87.3507684
95.3388298
103.9659362
113.2832111
123.3458680
134.2135374
145.9506204
158.6266701
172.3168037
187.1021480
203.0703198
220.3159454
238.9412210
259.0565187
573.7701564
1253.2132958
2720.0800738
5886.9354283
12723.9386160
27484.5157043

1.0000000
0.4807692
0.3080335
0.2219208
0.1704565
0.1363154
0.1120724
0.0940148
0.0800797
0.0690295
0.0600763
0.0526950
0.0465218
0.0412969
0.0368295
0.0329769
0.0296294
0.0267021
0.0241276
0.0218522
0.0198323
0.0180321
0.0164222
0.0149780
0.0136788
0.0125071
0.0114481
0.0104889
0.0096185
0.0088274
0.0081073
0.0074508
0.0068516
0.0063041
0.0058033
0.0053447
0.0049244
0.0045389
0.0041851
0.0038602
0.0017429
0.0007979
0.0003676
0.0001699
0.0000786
0.0000364

GRADIENTE
GRADIENTE
GRADIENTE
UNIFORME A
UNIFORME A
UNIFORME A VALOR
VALOR PRESENTE SERIE UNIFORME
FUTURO
P/G

A/G

0.0000000
0.8573388
2.4450033
4.6500929
7.3724256
10.5232738
14.0242162
17.8060983
21.8080901
25.9768315
30.2656601
34.6339114
39.0462865
43.4722800
47.8856639
52.2640209
56.5883242
60.8425576
65.0133748
69.0897907
73.0629057
76.9256563
80.6725926
84.2996774
87.8041071
91.1841512
94.4390084
97.5686789
100.5738494
103.4557921
106.2162735
108.8574749
111.3819207
113.7924158
116.0919903
118.2838505
120.3713363
122.3578841
124.2469936
126.0422000
139.5927902
147.3000071
151.5326177
153.8000834
154.9925351
155.6107261

0.0000000
0.4807692
0.9487432
1.4039598
1.8464716
2.2763460
2.6936649
3.0985239
3.4910327
3.8713139
4.2395030
4.5957475
4.9402067
5.2730508
5.5944603
5.9046256
6.2037458
6.4920284
6.7696885
7.0369478
7.2940343
7.5411812
7.7786264
8.0066115
8.2253815
8.4351838
8.6362675
8.8288830
9.0132810
9.1897125
9.3584274
9.5196747
9.6737016
9.8207532
9.9610718
10.0948967
10.2224638
10.3440053
10.4597493
10.5699192
11.4107136
11.9015384
12.1783183
12.3301323
12.4115840
12.4545198

F/G
0.0000000
1.0000000
3.0800000
6.3264000
10.8325120
16.6991130
24.0350420
32.9578454
43.5944730
56.0820308
70.5685933
87.2140808
106.1912072
127.6865038
151.9014241
179.0535380
209.3778211
243.1280467
280.5782905
322.0245537
367.7865180
418.2094395
473.6661946
534.5594902
601.3242494
674.4301894
754.3846045
841.7353729
937.0742027
1041.0401389
1154.3233500
1277.6692180
1411.8827555
1557.8333759
1716.4600460
1888.7768497
2075.8789976
2278.9493175
2499.2652628
2738.2064839
6547.1269552
14915.1661980
33126.0009221
72586.6928539
157924.2326997
342306.4463033

06/04/2015/02:40 p.m.

UNIVERSIDAD FRANCISCO GAVIDIA


FACULTAD DE INGENIERIA Y ARQUITECTURA

12 / 18

TASA DE INTERES COMPUESTO DISCRETO

TASA DEL

9.00%

PERIODOS

CALCULO DE FACTORES DE EQUIVALENCIA EN EL TIEMPO


VALOR PRESENTE
PAGO UNICO

CANTIDAD
COMPUESTA PAGO
UNICO

P/F

F/P

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
50
60
70
80
90
100

0.9174312
0.8416800
0.7721835
0.7084252
0.6499314
0.5962673
0.5470342
0.5018663
0.4604278
0.4224108
0.3875329
0.3555347
0.3261786
0.2992465
0.2745380
0.2518698
0.2310732
0.2119937
0.1944897
0.1784309
0.1636981
0.1501817
0.1377814
0.1264049
0.1159678
0.1063925
0.0976078
0.0895484
0.0821545
0.0753711
0.0691478
0.0634384
0.0582003
0.0533948
0.0489861
0.0449413
0.0412306
0.0378262
0.0347030
0.0318376
0.0134485
0.0056808
0.0023996
0.0010136
0.0004282
0.0001809

1.0900000
1.1881000
1.2950290
1.4115816
1.5386240
1.6771001
1.8280391
1.9925626
2.1718933
2.3673637
2.5804264
2.8126648
3.0658046
3.3417270
3.6424825
3.9703059
4.3276334
4.7171204
5.1416613
5.6044108
6.1088077
6.6586004
7.2578745
7.9110832
8.6230807
9.3991579
10.2450821
11.1671395
12.1721821
13.2676785
14.4617695
15.7633288
17.1820284
18.7284109
20.4139679
22.2512250
24.2538353
26.4366805
28.8159817
31.4094201
74.3575201
176.0312920
416.7300862
986.5516681
2,335.5265822
5,529.0407918

VALOR PRESENTE RECUPERACION


SERIE UNIFORME
DE CAPITAL
P/A
0.9174312
1.7591112
2.5312947
3.2397199
3.8896513
4.4859186
5.0329528
5.5348191
5.9952469
6.4176577
6.8051906
7.1607253
7.4869039
7.7861504
8.0606884
8.3125582
8.5436314
8.7556251
8.9501148
9.1285457
9.2922437
9.4424254
9.5802068
9.7066118
9.8225796
9.9289721
10.0265799
10.1161284
10.1982829
10.2736540
10.3428019
10.4062403
10.4644406
10.5178354
10.5668215
10.6117628
10.6529934
10.6908196
10.7255226
10.7573602
10.9616829
11.0479910
11.0844485
11.0998485
11.1063537
11.1091015

A/P
1.0900000
0.5684689
0.3950548
0.3086687
0.2570925
0.2229198
0.1986905
0.1806744
0.1667988
0.1558201
0.1469467
0.1396507
0.1335666
0.1284332
0.1240589
0.1202999
0.1170462
0.1142123
0.1117304
0.1095465
0.1076166
0.1059050
0.1043819
0.1030226
0.1018063
0.1007154
0.0997349
0.0988520
0.0980557
0.0973364
0.0966856
0.0960962
0.0955617
0.0950766
0.0946358
0.0942350
0.0938703
0.0935382
0.0932356
0.0929596
0.0912269
0.0905142
0.0902165
0.0900913
0.0900386
0.0900163

HECHO POR:
ING. RICARDO ANTONIO MARTINEZ FLORES
rmartinezsv@gmail.com

CANTIDAD
COMPUESTA SERIE
UNIFORME

FONDO DE
AMORTIZACION

F/A

A/F

1.0000000
2.0900000
3.2781000
4.5731290
5.9847106
7.5233346
9.2004347
11.0284738
13.0210364
15.1929297
17.5602934
20.1407198
22.9533846
26.0191892
29.3609162
33.0033987
36.9737046
41.3013380
46.0184584
51.1601196
56.7645304
62.8733381
69.5319386
76.7898131
84.7008962
93.3239769
102.7231348
112.9682169
124.1353565
136.3075385
149.5752170
164.0369865
179.8003153
196.9823437
215.7107547
236.1247226
258.3759476
282.6297829
309.0664633
337.8824450
815.0835564
1944.7921329
4619.2231798
10950.5740903
25939.1842470
61422.6754647

1.0000000
0.4784689
0.3050548
0.2186687
0.1670925
0.1329198
0.1086905
0.0906744
0.0767988
0.0658201
0.0569467
0.0496507
0.0435666
0.0384332
0.0340589
0.0302999
0.0270462
0.0242123
0.0217304
0.0195465
0.0176166
0.0159050
0.0143819
0.0130226
0.0118063
0.0107154
0.0097349
0.0088520
0.0080557
0.0073364
0.0066856
0.0060962
0.0055617
0.0050766
0.0046358
0.0042350
0.0038703
0.0035382
0.0032356
0.0029596
0.0012269
0.0005142
0.0002165
0.0000913
0.0000386
0.0000163

GRADIENTE
GRADIENTE
GRADIENTE
UNIFORME A
UNIFORME A
UNIFORME A VALOR
VALOR PRESENTE SERIE UNIFORME
FUTURO
P/G

A/G

0.0000000
0.8416800
2.3860470
4.5113226
7.1110481
10.0923848
13.3745902
16.8876542
20.5710764
24.3727737
28.2481022
32.1589842
36.0731279
39.9633320
43.8068646
47.5849110
51.2820818
54.8859754
58.3867895
61.7769764
65.0509377
68.2047536
71.2359440
74.1432577
76.9264857
79.5862985
82.1241015
84.5419095
86.8422366
89.0279995
91.1024345
93.0690242
94.9314353
96.6934641
98.3589904
99.9319375
101.4162388
102.8158094
104.1345220
105.3761878
114.3250662
118.9682503
121.2941563
122.4306445
122.9757608
123.2335022

0.0000000
0.4784689
0.9426192
1.3925039
1.8281968
2.2497922
2.6574042
3.0511664
3.4312309
3.7977678
4.1509642
4.4910233
4.8181636
5.1326175
5.4346307
5.7244605
6.0023753
6.2686530
6.5235800
6.7674500
7.0005630
7.2232239
7.4357418
7.6384283
7.8315971
8.0155627
8.1906395
8.3571408
8.5153783
8.6656606
8.8082935
8.9435783
9.0718118
9.1932855
9.3082854
9.4170911
9.5199757
9.6172055
9.7090394
9.7957292
10.4295177
10.7683153
10.9427326
11.0299383
11.0725594
11.0930215

F/G
0.0000000
1.0000000
3.0900000
6.3681000
10.9412290
16.9259396
24.4492742
33.6497089
44.6781826
57.6992191
72.8921488
90.4524422
110.5931620
133.5465466
159.5657358
188.9266520
221.9300507
258.9037552
300.2050932
346.2235516
397.3836712
454.1482016
517.0215398
586.5534784
663.3432914
748.0441876
841.3681645
944.0912993
1057.0595163
1181.1948727
1317.5024113
1467.0776283
1631.1146148
1810.9149302
2007.8972739
2223.6080285
2459.7327511
2718.1086987
3000.7384816
3309.8049449
8500.9284044
20942.1348099
50546.9242195
120784.1565590
287213.1583005
681363.0607192

06/04/2015/02:40 p.m.

UNIVERSIDAD FRANCISCO GAVIDIA


FACULTAD DE INGENIERIA Y ARQUITECTURA

13 / 18

TASA DE INTERES COMPUESTO DISCRETO

TASA DEL

10.00%

PERIODOS

CALCULO DE FACTORES DE EQUIVALENCIA EN EL TIEMPO


VALOR PRESENTE
PAGO UNICO

CANTIDAD
COMPUESTA PAGO
UNICO

P/F

F/P

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
50
60
70
80
90
100

0.9090909
0.8264463
0.7513148
0.6830135
0.6209213
0.5644739
0.5131581
0.4665074
0.4240976
0.3855433
0.3504939
0.3186308
0.2896644
0.2633313
0.2393920
0.2176291
0.1978447
0.1798588
0.1635080
0.1486436
0.1351306
0.1228460
0.1116782
0.1015256
0.0922960
0.0839055
0.0762777
0.0693433
0.0630394
0.0573086
0.0520987
0.0473624
0.0430568
0.0391425
0.0355841
0.0323492
0.0294083
0.0267349
0.0243044
0.0220949
0.0085186
0.0032843
0.0012662
0.0004882
0.0001882
0.0000726

1.1000000
1.2100000
1.3310000
1.4641000
1.6105100
1.7715610
1.9487171
2.1435888
2.3579477
2.5937425
2.8531167
3.1384284
3.4522712
3.7974983
4.1772482
4.5949730
5.0544703
5.5599173
6.1159090
6.7274999
7.4002499
8.1402749
8.9543024
9.8497327
10.8347059
11.9181765
13.1099942
14.4209936
15.8630930
17.4494023
19.1943425
21.1137767
23.2251544
25.5476699
28.1024368
30.9126805
34.0039486
37.4043434
41.1447778
45.2592556
117.3908529
304.4816395
789.7469568
2,048.4002146
5,313.0226118
13,780.6123398

VALOR PRESENTE RECUPERACION


SERIE UNIFORME
DE CAPITAL
P/A

A/P

0.9090909
1.7355372
2.4868520
3.1698654
3.7907868
4.3552607
4.8684188
5.3349262
5.7590238
6.1445671
6.4950610
6.8136918
7.1033562
7.3666875
7.6060795
7.8237086
8.0215533
8.2014121
8.3649201
8.5135637
8.6486943
8.7715403
8.8832184
8.9847440
9.0770400
9.1609455
9.2372232
9.3065665
9.3696059
9.4269145
9.4790132
9.5263756
9.5694324
9.6085749
9.6441590
9.6765082
9.7059165
9.7326514
9.7569558
9.7790507
9.9148145
9.9671573
9.9873377
9.9951181
9.9981178
9.9992743

1.1000000
0.5761905
0.4021148
0.3154708
0.2637975
0.2296074
0.2054055
0.1874440
0.1736405
0.1627454
0.1539631
0.1467633
0.1407785
0.1357462
0.1314738
0.1278166
0.1246641
0.1219302
0.1195469
0.1174596
0.1156244
0.1140051
0.1125718
0.1112998
0.1101681
0.1091590
0.1082576
0.1074510
0.1067281
0.1060792
0.1054962
0.1049717
0.1044994
0.1040737
0.1036897
0.1033431
0.1030299
0.1027469
0.1024910
0.1022594
0.1008592
0.1003295
0.1001268
0.1000488
0.1000188
0.1000073

HECHO POR:
ING. RICARDO ANTONIO MARTINEZ FLORES
rmartinezsv@gmail.com

CANTIDAD
COMPUESTA SERIE
UNIFORME

FONDO DE
AMORTIZACION

F/A

A/F

1.0000000
2.1000000
3.3100000
4.6410000
6.1051000
7.7156100
9.4871710
11.4358881
13.5794769
15.9374246
18.5311671
21.3842838
24.5227121
27.9749834
31.7724817
35.9497299
40.5447028
45.5991731
51.1590904
57.2749995
64.0024994
71.4027494
79.5430243
88.4973268
98.3470594
109.1817654
121.0999419
134.2099361
148.6309297
164.4940227
181.9434250
201.1377675
222.2515442
245.4766986
271.0243685
299.1268053
330.0394859
364.0434344
401.4477779
442.5925557
1163.9085288
3034.8163954
7887.4695680
20474.0021459
53120.2261185
137796.1233982

1.0000000
0.4761905
0.3021148
0.2154708
0.1637975
0.1296074
0.1054055
0.0874440
0.0736405
0.0627454
0.0539631
0.0467633
0.0407785
0.0357462
0.0314738
0.0278166
0.0246641
0.0219302
0.0195469
0.0174596
0.0156244
0.0140051
0.0125718
0.0112998
0.0101681
0.0091590
0.0082576
0.0074510
0.0067281
0.0060792
0.0054962
0.0049717
0.0044994
0.0040737
0.0036897
0.0033431
0.0030299
0.0027469
0.0024910
0.0022594
0.0008592
0.0003295
0.0001268
0.0000488
0.0000188
0.0000073

GRADIENTE
GRADIENTE
GRADIENTE
UNIFORME A
UNIFORME A
UNIFORME A VALOR
VALOR PRESENTE SERIE UNIFORME
FUTURO
P/G

A/G

0.0000000
0.8264463
2.3290759
4.3781162
6.8618015
9.6841712
12.7631199
16.0286716
19.4214525
22.8913421
26.3962811
29.9012201
33.3771927
36.8004990
40.1519877
43.4164247
46.5819394
49.6395388
52.5826827
55.4069116
58.1095230
60.6892885
63.1462079
65.4812967
67.6964006
69.7940370
71.7772568
73.6495272
75.4146306
77.0765787
78.6395392
80.1077749
81.4855913
82.7772943
83.9871538
85.1193752
86.1780758
87.1672657
88.0908337
88.9525359
94.8888692
97.7010108
98.9870173
99.5606327
99.8117832
99.9201777

0.0000000
0.4761905
0.9365559
1.3811679
1.8101260
2.2235572
2.6216150
3.0044786
3.3723515
3.7254605
4.0640544
4.3884022
4.6987919
4.9955287
5.2789335
5.5493407
5.8070972
6.0525600
6.2860950
6.5080750
6.7188781
6.9188862
7.1084831
7.2880537
7.4579820
7.6186500
7.7704366
7.9137163
8.0488583
8.1762255
8.2961737
8.4090507
8.5151959
8.6149398
8.7086032
8.7964970
8.8789220
8.9561685
9.0285162
9.0962342
9.5704130
9.8022945
9.9112516
9.9609261
9.9830573
9.9927429

F/G
0.0000000
1.0000000
3.1000000
6.4100000
11.0510000
17.1561000
24.8717100
34.3588810
45.7947691
59.3742460
75.3116706
93.8428377
115.2271214
139.7498336
167.7248169
199.4972986
235.4470285
275.9917313
321.5909045
372.7499949
430.0249944
494.0274939
565.4302433
644.9732676
733.4705943
831.8176538
940.9994191
1062.0993611
1196.3092972
1344.9402269
1509.4342496
1691.3776745
1892.5154420
2114.7669862
2360.2436848
2631.2680533
2930.3948586
3260.4343445
3624.4777789
4025.9255568
11139.0852880
29748.1639541
78174.6956799
203940.0214585
530302.2611848
1376961.2339822

06/04/2015/02:40 p.m.

UNIVERSIDAD FRANCISCO GAVIDIA


FACULTAD DE INGENIERIA Y ARQUITECTURA

14 / 18

TASA DE INTERES COMPUESTO DISCRETO

TASA DEL

12.00%

PERIODOS

CALCULO DE FACTORES DE EQUIVALENCIA EN EL TIEMPO


VALOR PRESENTE
PAGO UNICO

CANTIDAD
COMPUESTA PAGO
UNICO

P/F

F/P

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
50
60
70
80
90
100

0.8928571
0.7971939
0.7117802
0.6355181
0.5674269
0.5066311
0.4523492
0.4038832
0.3606100
0.3219732
0.2874761
0.2566751
0.2291742
0.2046198
0.1826963
0.1631217
0.1456443
0.1300396
0.1161068
0.1036668
0.0925596
0.0826425
0.0737880
0.0658821
0.0588233
0.0525208
0.0468936
0.0418693
0.0373833
0.0333779
0.0298017
0.0266087
0.0237577
0.0212123
0.0189395
0.0169103
0.0150985
0.0134808
0.0120364
0.0107468
0.0034602
0.0011141
0.0003587
0.0001155
0.0000372
0.0000120

1.1200000
1.2544000
1.4049280
1.5735194
1.7623417
1.9738227
2.2106814
2.4759632
2.7730788
3.1058482
3.4785500
3.8959760
4.3634931
4.8871123
5.4735658
6.1303937
6.8660409
7.6899658
8.6127617
9.6462931
10.8038483
12.1003101
13.5523473
15.1786289
17.0000644
19.0400721
21.3248808
23.8838665
26.7499305
29.9599221
33.5551128
37.5817263
42.0915335
47.1425175
52.7996196
59.1355739
66.2318428
74.1796639
83.0812236
93.0509704
289.0021898
897.5969335
2,787.7998277
8,658.4831001
26,891.9342234
83,522.2657265

VALOR PRESENTE RECUPERACION


SERIE UNIFORME
DE CAPITAL
P/A

A/P

0.8928571
1.6900510
2.4018313
3.0373493
3.6047762
4.1114073
4.5637565
4.9676398
5.3282498
5.6502230
5.9376991
6.1943742
6.4235484
6.6281682
6.8108645
6.9739862
7.1196305
7.2496701
7.3657769
7.4694436
7.5620032
7.6446457
7.7184337
7.7843158
7.8431391
7.8956599
7.9425535
7.9844228
8.0218060
8.0551840
8.0849857
8.1115944
8.1353521
8.1565644
8.1755039
8.1924142
8.2075127
8.2209935
8.2330299
8.2437767
8.3044985
8.3240493
8.3303441
8.3323709
8.3330235
8.3332336

1.1200000
0.5916981
0.4163490
0.3292344
0.2774097
0.2432257
0.2191177
0.2013028
0.1876789
0.1769842
0.1684154
0.1614368
0.1556772
0.1508712
0.1468242
0.1433900
0.1404567
0.1379373
0.1357630
0.1338788
0.1322401
0.1308105
0.1295600
0.1284634
0.1275000
0.1266519
0.1259041
0.1252439
0.1246602
0.1241437
0.1236861
0.1232803
0.1229203
0.1226006
0.1223166
0.1220641
0.1218396
0.1216398
0.1214620
0.1213036
0.1204167
0.1201338
0.1200431
0.1200139
0.1200045
0.1200014

HECHO POR:
ING. RICARDO ANTONIO MARTINEZ FLORES
rmartinezsv@gmail.com

CANTIDAD
COMPUESTA SERIE
UNIFORME

FONDO DE
AMORTIZACION

F/A

A/F

1.0000000
2.1200000
3.3744000
4.7793280
6.3528474
8.1151890
10.0890117
12.2996931
14.7756563
17.5487351
20.6545833
24.1331333
28.0291093
32.3926024
37.2797147
42.7532804
48.8836741
55.7497150
63.4396808
72.0524424
81.6987355
92.5025838
104.6028939
118.1552411
133.3338701
150.3339345
169.3740066
190.6988874
214.5827539
241.3326843
271.2926065
304.8477192
342.4294455
384.5209790
431.6634965
484.4631161
543.5986900
609.8305328
684.0101967
767.0914203
2400.0182486
7471.6411124
23223.3318975
72145.6925007
224091.1185280
696010.5477211

1.0000000
0.4716981
0.2963490
0.2092344
0.1574097
0.1232257
0.0991177
0.0813028
0.0676789
0.0569842
0.0484154
0.0414368
0.0356772
0.0308712
0.0268242
0.0233900
0.0204567
0.0179373
0.0157630
0.0138788
0.0122401
0.0108105
0.0095600
0.0084634
0.0075000
0.0066519
0.0059041
0.0052439
0.0046602
0.0041437
0.0036861
0.0032803
0.0029203
0.0026006
0.0023166
0.0020641
0.0018396
0.0016398
0.0014620
0.0013036
0.0004167
0.0001338
0.0000431
0.0000139
0.0000045
0.0000014

GRADIENTE
GRADIENTE
GRADIENTE
UNIFORME A
UNIFORME A
UNIFORME A VALOR
VALOR PRESENTE SERIE UNIFORME
FUTURO
P/G

A/G

0.0000000
0.7971939
2.2207544
4.1273086
6.3970160
8.9301716
11.6442669
14.4714495
17.3563297
20.2540889
23.1288499
25.9522759
28.7023662
31.3624238
33.9201714
36.3669963
38.6973058
40.9079788
42.9979008
44.9675694
46.8187616
48.5542543
50.1775893
51.6928777
53.1046371
54.4176573
55.6368904
56.7673606
57.8140923
58.7820521
59.6761036
60.5009726
61.2612205
61.9612255
62.6051696
63.1970299
63.7405751
64.2393641
64.6967478
65.1158730
67.7624118
68.8100345
69.2102893
69.3594283
69.4139727
69.4336356

0.0000000
0.4716981
0.9246088
1.3588521
1.7745945
2.1720474
2.5514654
2.9131439
3.2574167
3.5846530
3.8952546
4.1896526
4.4683039
4.7316880
4.9803034
5.2146643
5.4352969
5.6427366
5.8375242
6.0202033
6.1913173
6.3514067
6.5010067
6.6406450
6.7708396
6.8920974
7.0049123
7.1097639
7.2071167
7.2974189
7.3811020
7.4585796
7.5302482
7.5964858
7.6576527
7.7140911
7.7661257
7.8140634
7.8581942
7.8987915
8.1597235
8.2664136
8.3082149
8.3240928
8.3299865
8.3321360

F/G
0.0000000
1.0000000
3.1200000
6.4944000
11.2737280
17.6265754
25.7417644
35.8307761
48.1304693
62.9061256
80.4548606
101.1094439
125.2425772
153.2716865
185.6642888
222.9440035
265.6972839
314.5809580
370.3306729
433.7703537
505.8227961
587.5215317
680.0241155
784.6270093
902.7822505
1036.1161205
1186.4500550
1355.8240616
1546.5229490
1761.1057028
2002.4383872
2273.7309936
2578.5787129
2921.0081584
3305.5291374
3737.1926339
4221.6557500
4765.2544400
5375.0849728
6059.0951695
19583.4854049
61763.6759369
192944.4324791
600547.4375055
1866675.9877334
5799254.5643428

06/04/2015/02:40 p.m.

UNIVERSIDAD FRANCISCO GAVIDIA


FACULTAD DE INGENIERIA Y ARQUITECTURA

15 / 18

TASA DE INTERES COMPUESTO DISCRETO

TASA DEL

15.00%

PERIODOS

CALCULO DE FACTORES DE EQUIVALENCIA EN EL TIEMPO


VALOR PRESENTE
PAGO UNICO

CANTIDAD
COMPUESTA PAGO
UNICO

P/F

F/P

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
50
60
70
80
90
100

0.8695652
0.7561437
0.6575162
0.5717532
0.4971767
0.4323276
0.3759370
0.3269018
0.2842624
0.2471847
0.2149432
0.1869072
0.1625280
0.1413287
0.1228945
0.1068648
0.0929259
0.0808051
0.0702653
0.0611003
0.0531307
0.0462006
0.0401744
0.0349343
0.0303776
0.0264153
0.0229699
0.0199738
0.0173685
0.0151031
0.0131331
0.0114201
0.0099305
0.0086352
0.0075089
0.0065295
0.0056778
0.0049372
0.0042932
0.0037332
0.0009228
0.0002281
0.0000564
0.0000139
0.0000034
0.0000009

1.1500000
1.3225000
1.5208750
1.7490063
2.0113572
2.3130608
2.6600199
3.0590229
3.5178763
4.0455577
4.6523914
5.3502501
6.1527876
7.0757058
8.1370616
9.3576209
10.7612640
12.3754536
14.2317716
16.3665374
18.8215180
21.6447457
24.8914576
28.6251762
32.9189526
37.8567955
43.5353148
50.0656121
57.5754539
66.2117720
76.1435378
87.5650684
100.6998287
115.8048030
133.1755234
153.1518519
176.1246297
202.5433242
232.9248228
267.8635462
1,083.6574416
4,383.9987457
17,735.7200388
71,750.8794014
290,272.3252063
1174,313.4507003

VALOR PRESENTE RECUPERACION


SERIE UNIFORME
DE CAPITAL
P/A

A/P

0.8695652
1.6257089
2.2832251
2.8549784
3.3521551
3.7844827
4.1604197
4.4873215
4.7715839
5.0187686
5.2337118
5.4206190
5.5831470
5.7244756
5.8473701
5.9542349
6.0471608
6.1279659
6.1982312
6.2593315
6.3124622
6.3586627
6.3988372
6.4337714
6.4641491
6.4905644
6.5135343
6.5335081
6.5508766
6.5659796
6.5791127
6.5905328
6.6004633
6.6090985
6.6166074
6.6231369
6.6288147
6.6337519
6.6380451
6.6417784
6.6605147
6.6651460
6.6662908
6.6665738
6.6666437
6.6666610

1.1500000
0.6151163
0.4379770
0.3502654
0.2983156
0.2642369
0.2403604
0.2228501
0.2095740
0.1992521
0.1910690
0.1844808
0.1791105
0.1746885
0.1710171
0.1679477
0.1653669
0.1631863
0.1613364
0.1597615
0.1584168
0.1572658
0.1562784
0.1554298
0.1546994
0.1540698
0.1535265
0.1530571
0.1526513
0.1523002
0.1519962
0.1517328
0.1515045
0.1513066
0.1511349
0.1509859
0.1508565
0.1507443
0.1506468
0.1505621
0.1501385
0.1500342
0.1500085
0.1500021
0.1500005
0.1500001

HECHO POR:
ING. RICARDO ANTONIO MARTINEZ FLORES
rmartinezsv@gmail.com

CANTIDAD
COMPUESTA SERIE
UNIFORME

FONDO DE
AMORTIZACION

F/A

A/F

1.0000000
2.1500000
3.4725000
4.9933750
6.7423813
8.7537384
11.0667992
13.7268191
16.7858419
20.3037182
24.3492760
29.0016674
34.3519175
40.5047051
47.5804109
55.7174725
65.0750934
75.8363574
88.2118110
102.4435826
118.8101200
137.6316380
159.2763837
184.1678413
212.7930175
245.7119701
283.5687656
327.1040804
377.1696925
434.7451464
500.9569183
577.1004561
664.6655245
765.3653532
881.1701561
1014.3456796
1167.4975315
1343.6221612
1546.1654854
1779.0903082
7217.7162772
29219.9916377
118231.4669255
478332.5293429
1935142.1680420
7828749.6713352

1.0000000
0.4651163
0.2879770
0.2002654
0.1483156
0.1142369
0.0903604
0.0728501
0.0595740
0.0492521
0.0410690
0.0344808
0.0291105
0.0246885
0.0210171
0.0179477
0.0153669
0.0131863
0.0113364
0.0097615
0.0084168
0.0072658
0.0062784
0.0054298
0.0046994
0.0040698
0.0035265
0.0030571
0.0026513
0.0023002
0.0019962
0.0017328
0.0015045
0.0013066
0.0011349
0.0009859
0.0008565
0.0007443
0.0006468
0.0005621
0.0001385
0.0000342
0.0000085
0.0000021
0.0000005
0.0000001

GRADIENTE
GRADIENTE
GRADIENTE
UNIFORME A
UNIFORME A
UNIFORME A VALOR
VALOR PRESENTE SERIE UNIFORME
FUTURO
P/G

A/G

0.0000000
0.7561437
2.0711761
3.7864359
5.7751428
7.9367808
10.1924030
12.4807154
14.7548147
16.9794771
19.1289093
21.1848880
23.1352235
24.9724960
26.6930188
28.2959903
29.7828045
31.1564916
32.4212673
33.5821726
34.6447862
35.6149985
36.4988359
37.3023244
38.0313877
38.6917711
39.2889874
39.8282797
40.3145981
40.7525867
41.1465794
41.5006019
41.8183780
42.1033402
42.3586424
42.5871738
42.7915745
42.9742514
43.1373942
43.2829907
44.0958308
44.3430657
44.4156263
44.4363919
44.4422243
44.4438389

0.0000000
0.4651163
0.9071274
1.3262573
1.7228149
2.0971904
2.4498497
2.7813286
3.0922258
3.3831958
3.6549412
3.9082046
4.1437604
4.3624076
4.5649614
4.7522463
4.9250889
5.0843122
5.2307289
5.3651373
5.4883159
5.6010202
5.7039795
5.7978939
5.8834329
5.9612337
6.0319000
6.0960022
6.1540769
6.2066270
6.2541229
6.2970025
6.3356731
6.3705118
6.4018673
6.4300609
6.4553886
6.4781216
6.4985087
6.5167773
6.6204840
6.6529774
6.6627196
6.6655517
6.6663566
6.6665815

F/G
0.0000000
1.0000000
3.1500000
6.6225000
11.6158750
18.3582563
27.1119947
38.1787939
51.9056130
68.6914549
88.9951732
113.3444491
142.3461165
176.6980340
217.2027391
264.7831499
320.5006224
385.5757158
461.4120732
549.6238841
652.0674668
770.8775868
908.5092248
1067.7856085
1251.9534498
1464.7464672
1710.4584373
1994.0272029
2321.1312834
2698.3009759
3133.0461222
3634.0030406
4211.1034967
4875.7690212
5641.1343743
6522.3045305
7536.6502100
8704.1477416
10047.7699028
11593.9353882
47784.7751815
194399.9442514
787743.1128368
3188350.1956191
12900347.7869468
52190997.8089012

06/04/2015/02:40 p.m.

UNIVERSIDAD FRANCISCO GAVIDIA


FACULTAD DE INGENIERIA Y ARQUITECTURA

16 / 18

TASA DE INTERES COMPUESTO DISCRETO

TASA DEL

18.00%

PERIODOS

CALCULO DE FACTORES DE EQUIVALENCIA EN EL TIEMPO


VALOR PRESENTE
PAGO UNICO

CANTIDAD
COMPUESTA PAGO
UNICO

P/F

F/P

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
50
60
70
80
90
100

0.8474576
0.7181844
0.6086309
0.5157889
0.4371092
0.3704315
0.3139250
0.2660382
0.2254561
0.1910645
0.1619190
0.1372195
0.1162877
0.0985489
0.0835160
0.0707763
0.0599799
0.0508304
0.0430766
0.0365056
0.0309370
0.0262178
0.0222185
0.0188292
0.0159569
0.0135228
0.0114600
0.0097119
0.0082304
0.0069749
0.0059110
0.0050093
0.0042452
0.0035976
0.0030488
0.0025837
0.0021896
0.0018556
0.0015725
0.0013327
0.0002546
0.0000486
0.0000093
0.0000018
0.0000003
0.0000001

1.1800000
1.3924000
1.6430320
1.9387778
2.2877578
2.6995542
3.1854739
3.7588592
4.4354539
5.2338356
6.1759260
7.2875926
8.5993593
10.1472440
11.9737479
14.1290225
16.6722466
19.6732509
23.2144361
27.3930346
32.3237808
38.1420614
45.0076324
53.1090063
62.6686274
73.9489803
87.2597968
102.9665602
121.5005410
143.3706384
169.1773534
199.6292770
235.5625468
277.9638052
327.9972902
387.0368024
456.7034269
538.9100437
635.9138515
750.3783448
3,927.3568600
20,555.1399661
107,582.2223679
563,067.6603856
2947,003.5401206
15424,131.9054532

VALOR PRESENTE RECUPERACION


SERIE UNIFORME
DE CAPITAL
P/A

A/P

0.8474576
1.5656421
2.1742729
2.6900618
3.1271710
3.4976026
3.8115276
4.0775658
4.3030218
4.4940863
4.6560053
4.7932249
4.9095126
5.0080615
5.0915776
5.1623539
5.2223338
5.2731642
5.3162409
5.3527465
5.3836835
5.4099012
5.4321197
5.4509489
5.4669058
5.4804287
5.4918887
5.5016006
5.5098310
5.5168060
5.5227169
5.5277262
5.5319713
5.5355689
5.5386177
5.5412015
5.5433911
5.5452467
5.5468192
5.5481519
5.5541410
5.5552853
5.5555039
5.5555457
5.5555537
5.5555552

1.1800000
0.6387156
0.4599239
0.3717387
0.3197778
0.2859101
0.2623620
0.2452444
0.2323948
0.2225146
0.2147764
0.2086278
0.2036862
0.1996781
0.1964028
0.1937101
0.1914853
0.1896395
0.1881028
0.1868200
0.1857464
0.1848463
0.1840902
0.1834543
0.1829188
0.1824675
0.1820867
0.1817653
0.1814938
0.1812643
0.1810703
0.1809062
0.1807674
0.1806499
0.1805505
0.1804663
0.1803950
0.1803346
0.1802835
0.1802402
0.1800458
0.1800088
0.1800017
0.1800003
0.1800001
0.1800000

HECHO POR:
ING. RICARDO ANTONIO MARTINEZ FLORES
rmartinezsv@gmail.com

CANTIDAD
COMPUESTA SERIE
UNIFORME

FONDO DE
AMORTIZACION

F/A

A/F

1.0000000
2.1800000
3.5724000
5.2154320
7.1542098
9.4419675
12.1415217
15.3269956
19.0858548
23.5213086
28.7551442
34.9310701
42.2186628
50.8180221
60.9652660
72.9390139
87.0680364
103.7402830
123.4135339
146.6279700
174.0210046
206.3447855
244.4868468
289.4944793
342.6034855
405.2721129
479.2210933
566.4808901
669.4474503
790.9479913
934.3186298
1103.4959831
1303.1252601
1538.6878069
1816.6516121
2144.6489023
2531.6857047
2988.3891316
3527.2991753
4163.2130268
21813.0936664
114189.6664783
597673.4575993
3128148.1132536
16372236.3340031
85689616.1414068

1.0000000
0.4587156
0.2799239
0.1917387
0.1397778
0.1059101
0.0823620
0.0652444
0.0523948
0.0425146
0.0347764
0.0286278
0.0236862
0.0196781
0.0164028
0.0137101
0.0114853
0.0096395
0.0081028
0.0068200
0.0057464
0.0048463
0.0040902
0.0034543
0.0029188
0.0024675
0.0020867
0.0017653
0.0014938
0.0012643
0.0010703
0.0009062
0.0007674
0.0006499
0.0005505
0.0004663
0.0003950
0.0003346
0.0002835
0.0002402
0.0000458
0.0000088
0.0000017
0.0000003
0.0000001
0.0000000

GRADIENTE
GRADIENTE
GRADIENTE
UNIFORME A
UNIFORME A
UNIFORME A VALOR
VALOR PRESENTE SERIE UNIFORME
FUTURO
P/G

A/G

0.0000000
0.7181844
1.9354462
3.4828128
5.2312497
7.0834074
8.9669576
10.8292247
12.6328733
14.3524535
15.9716439
17.4810587
18.8765115
20.1576475
21.3268720
22.3885166
23.3481953
24.2123128
24.9876924
25.6812994
26.3000389
26.8506122
27.3394181
27.7724897
28.1554564
28.4935274
28.7914882
29.0537092
29.2841609
29.4864338
29.6637625
29.8190504
29.9548954
30.0736159
30.1772753
30.2677059
30.3465317
30.4151888
30.4749453
30.5269191
30.7856098
30.8464795
30.8602958
30.8633534
30.8640174
30.8641595

0.0000000
0.4587156
0.8901579
1.2946962
1.6728377
2.0252179
2.3525889
2.6558063
2.9358144
3.1936310
3.4303320
3.6470350
3.8448850
4.0250399
4.1886570
4.3368814
4.4708355
4.5916099
4.7002559
4.7977799
4.8851384
4.9632352
5.0329189
5.0949826
5.1501630
5.1991421
5.2425476
5.2809557
5.3148927
5.3448380
5.3712263
5.3944514
5.4148681
5.4327958
5.4485210
5.4623002
5.4743624
5.4849118
5.4941299
5.5021780
5.5428211
5.5526364
5.5549049
5.5554135
5.5555250
5.5555491

F/G
0.0000000
1.0000000
3.1800000
6.7524000
11.9678320
19.1220418
28.5640093
40.7055309
56.0325265
75.1183813
98.6396899
127.3948341
162.3259042
204.5445670
255.3625891
316.3278551
389.2668690
476.3349055
580.0751884
703.4887224
850.1166924
1024.1376970
1230.4824825
1474.9693293
1764.4638086
2107.0672941
2512.3394071
2991.5605003
3558.0413904
4227.4888407
5018.4368320
5952.7554618
7056.2514449
8359.3767050
9898.0645118
11714.7161240
13859.3650263
16391.0507310
19379.4398626
22906.7390379
120906.0759246
634053.7026574
3320019.2088850
17378156.1847421
90956368.5222394
476052867.4522600

06/04/2015/02:40 p.m.

UNIVERSIDAD FRANCISCO GAVIDIA


FACULTAD DE INGENIERIA Y ARQUITECTURA

17 / 18

TASA DE INTERES COMPUESTO DISCRETO

TASA DEL

20.00%

PERIODOS

CALCULO DE FACTORES DE EQUIVALENCIA EN EL TIEMPO


VALOR PRESENTE
PAGO UNICO

CANTIDAD
COMPUESTA PAGO
UNICO

P/F

F/P

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
50
60
70
80
90
100

0.8333333
0.6944444
0.5787037
0.4822531
0.4018776
0.3348980
0.2790816
0.2325680
0.1938067
0.1615056
0.1345880
0.1121567
0.0934639
0.0778866
0.0649055
0.0540879
0.0450732
0.0375610
0.0313009
0.0260841
0.0217367
0.0181139
0.0150949
0.0125791
0.0104826
0.0087355
0.0072796
0.0060663
0.0050553
0.0042127
0.0035106
0.0029255
0.0024379
0.0020316
0.0016930
0.0014108
0.0011757
0.0009797
0.0008165
0.0006804
0.0001099
0.0000177
0.0000029
0.0000005
0.0000001
0.0000000

1.2000000
1.4400000
1.7280000
2.0736000
2.4883200
2.9859840
3.5831808
4.2998170
5.1597804
6.1917364
7.4300837
8.9161004
10.6993205
12.8391846
15.4070216
18.4884259
22.1861111
26.6233333
31.9479999
38.3375999
46.0051199
55.2061439
66.2473727
79.4968472
95.3962166
114.4754600
137.3705520
164.8446624
197.8135948
237.3763138
284.8515766
341.8218919
410.1862702
492.2235243
590.6682292
708.8018750
850.5622500
1,020.6747000
1,224.8096400
1,469.7715680
9,100.4381500
56,347.5143532
348,888.9569322
2160,228.4620103
13375,565.2489343
82817,974.5220143

VALOR PRESENTE RECUPERACION


SERIE UNIFORME
DE CAPITAL
P/A

A/P

0.8333333
1.5277778
2.1064815
2.5887346
2.9906121
3.3255101
3.6045918
3.8371598
4.0309665
4.1924721
4.3270601
4.4392167
4.5326806
4.6105672
4.6754726
4.7295605
4.7746338
4.8121948
4.8434957
4.8695797
4.8913164
4.9094304
4.9245253
4.9371044
4.9475870
4.9563225
4.9636021
4.9696684
4.9747237
4.9789364
4.9824470
4.9853725
4.9878104
4.9898420
4.9915350
4.9929458
4.9941215
4.9951013
4.9959177
4.9965981
4.9994506
4.9999113
4.9999857
4.9999977
4.9999996
4.9999999

1.2000000
0.6545455
0.4747253
0.3862891
0.3343797
0.3007057
0.2774239
0.2606094
0.2480795
0.2385228
0.2311038
0.2252650
0.2206200
0.2168931
0.2138821
0.2114361
0.2094401
0.2078054
0.2064625
0.2053565
0.2044439
0.2036896
0.2030653
0.2025479
0.2021187
0.2017625
0.2014666
0.2012207
0.2010162
0.2008461
0.2007046
0.2005868
0.2004888
0.2004071
0.2003392
0.2002826
0.2002354
0.2001961
0.2001634
0.2001362
0.2000220
0.2000035
0.2000006
0.2000001
0.2000000
0.2000000

HECHO POR:
ING. RICARDO ANTONIO MARTINEZ FLORES
rmartinezsv@gmail.com

CANTIDAD
COMPUESTA SERIE
UNIFORME

FONDO DE
AMORTIZACION

F/A

A/F

1.0000000
2.2000000
3.6400000
5.3680000
7.4416000
9.9299200
12.9159040
16.4990848
20.7989018
25.9586821
32.1504185
39.5805022
48.4966027
59.1959232
72.0351079
87.4421294
105.9305553
128.1166664
154.7399997
186.6879996
225.0255995
271.0307195
326.2368633
392.4842360
471.9810832
567.3772999
681.8527598
819.2233118
984.0679742
1181.8815690
1419.2578828
1704.1094594
2045.9313512
2456.1176215
2948.3411458
3539.0093749
4247.8112499
5098.3734999
6119.0481999
7343.8578398
45497.1907500
281732.5717658
1744439.7846610
10801137.3100515
66877821.2446716
414089867.6100720

1.0000000
0.4545455
0.2747253
0.1862891
0.1343797
0.1007057
0.0774239
0.0606094
0.0480795
0.0385228
0.0311038
0.0252650
0.0206200
0.0168931
0.0138821
0.0114361
0.0094401
0.0078054
0.0064625
0.0053565
0.0044439
0.0036896
0.0030653
0.0025479
0.0021187
0.0017625
0.0014666
0.0012207
0.0010162
0.0008461
0.0007046
0.0005868
0.0004888
0.0004071
0.0003392
0.0002826
0.0002354
0.0001961
0.0001634
0.0001362
0.0000220
0.0000035
0.0000006
0.0000001
0.0000000
0.0000000

GRADIENTE
GRADIENTE
GRADIENTE
UNIFORME A
UNIFORME A
UNIFORME A VALOR
VALOR PRESENTE SERIE UNIFORME
FUTURO
P/G

A/G

0.0000000
0.6944444
1.8518519
3.2986111
4.9061214
6.5806113
8.2551012
9.8830774
11.4335310
12.8870813
14.2329611
15.4666843
16.5882509
17.6007762
18.5094528
19.3207712
20.0419431
20.6804808
21.2438963
21.7394933
22.1742276
22.5546200
22.8867086
23.1760283
23.4276106
23.6459980
23.8352671
23.9990577
24.1406051
24.2627740
24.3680920
24.4587825
24.5367958
24.6038385
24.6614004
24.7107795
24.7531045
24.7893550
24.8203803
24.8469150
24.9697817
24.9942322
24.9989252
24.9998033
24.9999645
24.9999937

0.0000000
0.4545455
0.8791209
1.2742176
1.6405074
1.9788276
2.2901626
2.5756231
2.8364242
3.0738622
3.2892913
3.4841021
3.6596999
3.8174861
3.9588410
4.0851092
4.1975875
4.2975153
4.3860669
4.4643469
4.5333864
4.5941419
4.6474954
4.6942552
4.7351589
4.7708756
4.8020100
4.8291064
4.8526525
4.8730837
4.8907880
4.9061093
4.9193521
4.9307851
4.9406446
4.9491383
4.9564482
4.9627332
4.9681323
4.9727664
4.9945052
4.9989352
4.9997994
4.9999630
4.9999933
4.9999988

F/G
0.0000000
1.0000000
3.2000000
6.8400000
12.2080000
19.6496000
29.5795200
42.4954240
58.9945088
79.7934106
105.7520927
137.9025112
177.4830134
225.9796161
285.1755394
357.2106472
444.6527767
550.5833320
678.6999984
833.4399981
1020.1279977
1245.1535973
1516.1843167
1842.4211801
2234.9054161
2706.8864993
3274.2637992
3956.1165590
4775.3398708
5759.4078450
6941.2894140
8360.5472968
10064.6567562
12110.5881074
14566.7057289
17515.0468746
21054.0562496
25301.8674995
30400.2409994
36519.2891992
227235.9537501
1408362.8588292
8721848.9233052
54005286.5502576
334388656.2233580
2070448838.0503600

06/04/2015/02:40 p.m.

UNIVERSIDAD FRANCISCO GAVIDIA


FACULTAD DE INGENIERIA Y ARQUITECTURA

18 / 18

TASA DE INTERES COMPUESTO DISCRETO

TASA DEL

25.00%

PERIODOS

CALCULO DE FACTORES DE EQUIVALENCIA EN EL TIEMPO


VALOR PRESENTE
PAGO UNICO

CANTIDAD
COMPUESTA PAGO
UNICO

P/F

F/P

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
50
60
70
80
90
100

0.8000000
1.2500000
0.6400000
1.5625000
0.5120000
1.9531250
0.4096000
2.4414063
0.3276800
3.0517578
0.2621440
3.8146973
0.2097152
4.7683716
0.1677722
5.9604645
0.1342177
7.4505806
0.1073742
9.3132257
0.0858993
11.6415322
0.0687195
14.5519152
0.0549756
18.1898940
0.0439805
22.7373675
0.0351844
28.4217094
0.0281475
35.5271368
0.0225180
44.4089210
0.0180144
55.5111512
0.0144115
69.3889390
0.0115292
86.7361738
0.0092234
108.4202172
0.0073787
135.5252716
0.0059030
169.4065895
0.0047224
211.7582368
0.0037779
264.6977960
0.0030223
330.8722450
0.0024179
413.5903063
0.0019343
516.9878828
0.0015474
646.2348536
0.0012379
807.7935669
0.0009904
1,009.7419587
0.0007923
1,262.1774484
0.0006338
1,577.7218104
0.0005071
1,972.1522631
0.0004056
2,465.1903288
0.0003245
3,081.4879110
0.0002596
3,851.8598888
0.0002077
4,814.8248610
0.0001662
6,018.5310762
0.0001329
7,523.1638453
0.0000143
70,064.9232162
0.0000015
652,530.4467999
0.0000002
6077,163.3572863
0.0000000
56597,994.2426670
0.0000000 527109,897.1615260
0.0000000 4909093,465.2977300

VALOR PRESENTE RECUPERACION


SERIE UNIFORME
DE CAPITAL
P/A

A/P

0.8000000
1.4400000
1.9520000
2.3616000
2.6892800
2.9514240
3.1611392
3.3289114
3.4631291
3.5705033
3.6564026
3.7251221
3.7800977
3.8240781
3.8592625
3.8874100
3.9099280
3.9279424
3.9423539
3.9538831
3.9631065
3.9704852
3.9763882
3.9811105
3.9848884
3.9879107
3.9903286
3.9922629
3.9938103
3.9950482
3.9960386
3.9968309
3.9974647
3.9979718
3.9983774
3.9987019
3.9989615
3.9991692
3.9993354
3.9994683
3.9999429
3.9999939
3.9999993
3.9999999
4.0000000
4.0000000

1.2500000
0.6944444
0.5122951
0.4234417
0.3718467
0.3388195
0.3163417
0.3003985
0.2887562
0.2800726
0.2734929
0.2684476
0.2645434
0.2615009
0.2591169
0.2572407
0.2557592
0.2545862
0.2536556
0.2529159
0.2523273
0.2518584
0.2514845
0.2511862
0.2509481
0.2507579
0.2506059
0.2504845
0.2503875
0.2503099
0.2502478
0.2501982
0.2501586
0.2501268
0.2501015
0.2500812
0.2500649
0.2500519
0.2500415
0.2500332
0.2500036
0.2500004
0.2500000
0.2500000
0.2500000
0.2500000

HECHO POR:
ING. RICARDO ANTONIO MARTINEZ FLORES
rmartinezsv@gmail.com

CANTIDAD
COMPUESTA SERIE
UNIFORME

FONDO DE
AMORTIZACION

F/A

A/F

1.0000000
2.2500000
3.8125000
5.7656250
8.2070313
11.2587891
15.0734863
19.8418579
25.8023224
33.2529030
42.5661287
54.2076609
68.7595761
86.9494702
109.6868377
138.1085472
173.6356839
218.0446049
273.5557562
342.9446952
429.6808690
538.1010862
673.6263578
843.0329473
1054.7911841
1319.4889801
1650.3612251
2063.9515314
2580.9394142
3227.1742678
4034.9678347
5044.7097934
6306.8872418
7884.6090522
9856.7613153
12321.9516441
15403.4395551
19255.2994439
24070.1243048
30088.6553811
280255.6928650
2610117.7871994
24308649.4291451
226391972.9706680
2108439584.6461100
19636373857.1909000

1.0000000
0.4444444
0.2622951
0.1734417
0.1218467
0.0888195
0.0663417
0.0503985
0.0387562
0.0300726
0.0234929
0.0184476
0.0145434
0.0115009
0.0091169
0.0072407
0.0057592
0.0045862
0.0036556
0.0029159
0.0023273
0.0018584
0.0014845
0.0011862
0.0009481
0.0007579
0.0006059
0.0004845
0.0003875
0.0003099
0.0002478
0.0001982
0.0001586
0.0001268
0.0001015
0.0000812
0.0000649
0.0000519
0.0000415
0.0000332
0.0000036
0.0000004
0.0000000
0.0000000
0.0000000
0.0000000

GRADIENTE
GRADIENTE
GRADIENTE
UNIFORME A
UNIFORME A
UNIFORME A VALOR
VALOR PRESENTE SERIE UNIFORME
FUTURO
P/G

A/G

0.0000000
0.6400000
1.6640000
2.8928000
4.2035200
5.5142400
6.7725312
7.9469363
9.0206781
9.9870458
10.8460392
11.6019535
12.2616605
12.8334065
13.3259877
13.7482002
14.1084882
14.4147329
14.6741403
14.8931954
15.0776628
15.2326154
15.3624805
15.4710950
15.5617644
15.6373223
15.7001864
15.7524120
15.7957399
15.8316402
15.8613507
15.8859114
15.9061939
15.9229268
15.9367189
15.9480770
15.9574232
15.9651078
15.9714216
15.9766056
15.9969171
15.9996077
15.9999513
15.9999941
15.9999993
15.9999999

F/G

0.0000000
0.0000000
0.4444444
1.0000000
0.8524590
3.2500000
1.2249322
7.0625000
1.5630652
12.8281250
1.8683320
21.0351563
2.1424337
32.2939453
2.3872478
47.3674316
2.6047768
67.2092896
2.7970975
93.0116119
2.9663143
126.2645149
3.1145163
168.8306437
3.2437417
223.0383046
3.3559478
291.7978807
3.4529882
378.7473509
3.5365964
488.4341886
3.6083754
626.5427358
3.6697923
800.1784197
3.7221773
1018.2230246
3.7667262
1291.7787808
3.8045061
1634.7234760
3.8364620
2064.4043450
3.8634258
2602.5054312
3.8861254
3276.1317890
3.9051945
4119.1647363
3.9211816
5173.9559203
3.9345598
6493.4449004
3.9457352
8143.8061255
3.9550551
10207.7576569
3.9628158
12788.6970711
3.9692687
16015.8713389
3.9746269
20050.8391737
3.9790705
25095.5489671
3.9827512
31402.4362088
3.9857966
39287.0452611
3.9883135
49143.8065763
3.9903918
61465.7582204
3.9921061
76869.1977755
3.9935189
96124.4972194
3.9946824
120194.6215242
3.9992864
1120822.7714599
3.9999081
10440231.1487976
3.9999885
97234317.7165804
3.9999986
905567571.8826710
3.9999998 8433757978.5844200
4.0000000 78545495028.7636000

06/04/2015/02:40 p.m.

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