ACTIVIDAD DE APRENDIZAJE

MATEMATICAS FINANCIERA

UNIDAD 3

CIPA: AXE FINANCIERO

El señor Pedro piensa montar un negocio, por tal motivo hace un crédito en el Banco de
Bogotá, por un valor de $ 6.500.000, para cancelar 10 cuotas mensuales al 1.8%. calcular
el valor de cada cuota que es fija y elaborar la tabla de amortización

DATOS:

CAPITAL: 6.500.000

N: 10

I: 1.8% = 0.018 %

CA= 6.500.000

CA= 716.071.07624891 se aproxima

CA= 716.071.077

I 1= 6.500.000 × 0.018 = 117.000

AB 1= 716.071,077 – 117.000 = 599.071,077

VP 1 = 6.500.000 – 599.071,077 = 5.900.928,923

I 2 = 5.900.928,923 × 0.018 = 106.216,720

AB 2 = 716.071,077 – 106.216,720 = 609.854,357

VP 2 = 5.900.928,923 – 609.854,357 = 5.291.074,566

I 3 = 5.291.074,566 × 0.018 = 95.239,342

AB 3 = 716.071,077 – 95.239,342 = 620.831,735

VP 3 = 5.291.074,566 – 620.831,735 = 4.670.242,831

I 4 = 4.670.242,831 × 0.018 = 84.064,370

AB 4 = 716.071,077 – 84.064,370 = 632.006,707

VP 4 = 4.670.242,831 – 632.006,707 = 4.038.236,124

I 5 = 4.038.236,124 x 0.018 = 72.688,250

AB 5 = 716.071,077 ─ 72.688,250 = 643.382,827

VP 5 = 4.038.236,124 ─ 643.382,827 = 3.394.853,297

I 6 = 3.394.853,257 × 0.018 = 61.107,359

AB 6 = 716.071,077 ─ 61.107,359 = 654.963,718

VP 6 = 3.394.853,257 ─ 654.963,718 = 2.739.889,579

I 7 = 2.739.889,579 × 0.018 = 49.318,012

AB 7 = 716.071,077 ─ 49.318,012 = 666.753,065

VP 7 = 2.739.889,579 ─ 666.753,065 = 2.073.163,514

I 8 = 2.073.163,514 × 0.018 = 37.316,943

AB 8 = 716.071,077 ─ 37.316,943 = 678.754,134

VP 8 = 2.073.163,514 ─ 678.754,134 = 1.394.409,445

I 9 = 1.394.409,445 × 0.018 = 25.099,370

AB 9 = 716.071,077 ─ 25.099,370 = 690.971,707

VP 9 = 1.394.409,445 ─ 690.971,707 = 703.437,738

I 10 = 703.437,738 × 0.018 = 12.661,879

AB 10 = 716.071,077 ─ 12.661,879 = 703.437,738

VP 10 = 703.437,738 ─ 703.437,738 = 0

TABLA DE AMORTIZACION.

TIEMPO VP CUOTA INTERES ABONO

(N) CAPITAL
0 6.500.000 0 0 0
1 5.900.928,923 716.071,077 117.000 599.071,077
2 5.291.074,566 716.071,077 106.216,720 609.854,357
3 4.670.242,831 716.071,077 95.239,342 620.831,735
4 4.038.236,124 716.071,077 84.064,370 632.006,707
5 3.394.853,297 716.071,077 72.688,250 643.382,827
6 2.739.889,597 716.071,077 61.107,359 654.963,718
7 2.073.163,514 716.071,077 49.318,012 666.753,065
8 1.394.409,445 716.071,077 37.316,943 678.754,134
9 703.437,738 716.071,077 25.099,370 690.971,707
10 0 716.071,077 12.661,879 703.437,738