DPF Co = 100,000.

00
Tasa (j) = 0.06 6.00 % Anual
Tasa Efeci = 0.0050 por periodo (Mensual)
Plazo = 30.50 meses
Periodicidad = 12 Mensual
Periodosm =

INTERES SIMPLE (Sin Capitalización) INTERES COMPUESTO (C

Tasa Capital
Periodo Capital Inicial Interes Interes Capital Final Inicial
s Co i I I Simple Cn Capital Acumulado Co
(Co * i) (Co + I)
1 100,000.00 0.0050 500 500 100,500.00 100,500.00 100,000.00
2 100,000.00 0.0050 500 1000 101,000.00 100,500.00
3 100,000.00 0.0050 500 1500 101,500.00 101,002.50
4 100,000.00 0.0050 500 2000 102,000.00 101,507.51
5 100,000.00 0.0050 500 2500 102,500.00 102,015.05
6 100,000.00 0.0050 500 3000 103,000.00 102,525.13
7 100,000.00 0.0050 500 3500 103,500.00 103,037.75
8 100,000.00 0.0050 500 4000 104,000.00 103,552.94
9 100,000.00 0.0050 500 4500 104,500.00 104,070.70
10 100,000.00 0.0050 500 5000 105,000.00 104,591.06
11 100,000.00 0.0050 500 5500 105,500.00 105,114.01
12 100,000.00 0.0050 500 6000 106,000.00 105,639.58
13 100,000.00 0.0050 500 6500 106,500.00 106,167.78
14 100,000.00 0.0050 500 7000 107,000.00 106,698.62
15 100,000.00 0.0050 500 7500 107,500.00 107,232.11
16 100,000.00 0.0050 500 8000 108,000.00 107,768.27
17 100,000.00 0.0050 500 8500 108,500.00 108,307.12
18 100,000.00 0.0050 500 9000 109,000.00 108,848.65
19 100,000.00 0.0050 500 9500 109,500.00 109,392.89
20 100,000.00 0.0050 500 10000 110,000.00 109,939.86
21 100,000.00 0.0050 500 10500 110,500.00 110,489.56
22 100,000.00 0.0050 500 11000 111,000.00 111,042.01
23 100,000.00 0.0050 500 11500 111,500.00 111,597.22
24 100,000.00 0.0050 500 12000 112,000.00 112,155.20
25 100,000.00 0.0050 500 12500 112,500.00 112,715.98
26 100,000.00 0.0050 500 13000 113,000.00 113,279.56
27 100,000.00 0.0050 500 13500 113,500.00 113,845.96
28 100,000.00 0.0050 500 14000 114,000.00 114,415.19
29 100,000.00 0.0050 500 14500 114,500.00 114,987.26
30 100,000.00 0.0050 500 15000 115,000.00 115,562.20
31 100,000.00 0.0050 500 15500 115,500.00 116,140.01
32
33
34
35
36
37
38
39
40
41
42
43
44
0.16 ### 0.00
Diferencia:
Cn = Co + I ###

10000
0.12
0.06 (Semestral) 18000
2 veces

16000

14000

12000

10000

8000

6000

4000

2000

0
1 3 5 7 9 11 13 15 17 19 21 23 25 27 29
INTERES COMPUESTO (Con Capitalización o Capitalizable)

Tasa
Interes Interes
i I I Comp Capital Acumulado

0.0050 500.00 500.00 100,500.00

0.0050 502.50 1002.50 101,002.50
0.0050 505.01 1507.51 101,507.51
0.0050 507.54 2015.05 102,015.05
0.0050 510.08 2525.13 102,525.13
0.0050 512.63 3037.75 103,037.75
0.0050 515.19 3552.94 103,552.94
0.0050 517.76 4070.70 104,070.70
0.0050 520.35 4591.06 104,591.06
0.0050 522.96 5114.01 105,114.01
0.0050 525.57 5639.58 105,639.58
0.0050 528.20 6167.78 106,167.78
0.0050 530.84 6698.62 106,698.62
0.0050 533.49 7232.11 107,232.11
0.0050 536.16 7768.27 107,768.27
0.0050 538.84 8307.12 108,307.12
0.0050 541.54 8848.65 108,848.65
0.0050 544.24 9392.89 109,392.89
0.0050 546.96 9939.86 109,939.86
0.0050 549.70 10489.56 110,489.56
0.0050 552.45 11042.01 111,042.01
0.0050 555.21 11597.22 111,597.22
0.0050 557.99 12155.20 112,155.20
0.0050 560.78 12715.98 112,715.98
0.0050 563.58 13279.56 113,279.56
0.0050 566.40 13845.96 113,845.96
0.0050 569.23 14415.19 114,415.19
0.0050 572.08 14987.26 114,987.26
0.0050 574.94 15562.20 115,562.20
0.0050 577.81 16140.01 116,140.01
0.0050 580.70 16720.71 116,720.71
 0.16 ###
###
###
###

Periodos
I Simple
I Comp

19 21 23 25 27 29 31 33 35 37 39 41 43 45
DPF Co = 10,000.00
Tasa (j) = 0.12 (12% Anual)
Tasa Efeci = 0.01 por periodo (Mensual)
Plazo = 1.00 año
Periodicidad = 12 Mensual
Periodosm =
INTERES SIMPLE (Sin Capitalización) INTERES COMPUESTO (Con Capita

Tasa Capital
Periodo Capital Inicial Interes Interes Capital Final Capital Inicial
s Co i I I Simple Cn Acumulado Co
(Co * i) (Co + I)
1 10,000.00 0.01 100 100 10,100.00 10,100.00 10,000.00
2 10,000.00 0.01 100 200 10,200.00 10,100.00
3 10,000.00 0.01 100 300 10,300.00 10,201.00
4 10,000.00 0.01 100 400 10,400.00 10,303.01
5 10,000.00 0.01 100 500 10,500.00 10,406.04
6 10,000.00 0.01 100 600 10,600.00 10,510.10
7 10,000.00 0.01 100 700 10,700.00 10,615.20
8 10,000.00 0.01 100 800 10,800.00 10,721.35
9 10,000.00 0.01 100 900 10,900.00 10,828.57
10 10,000.00 0.01 100 1000 11,000.00 10,936.85
11 10,000.00 0.01 100 1100 11,100.00 11,046.22
12 10,000.00 0.01 100 1200 11,200.00 11,156.68
0.12 1,200.00 0.00
Diferencia:
Cn = Co + I ###

10000
0.12
0.06 (Semestral) 1400
2 veces

1200

1000

800

600

400

200

0
1 2 3 4 5 6 7 8 9 1
400

200

0
1 2 3 4 5 6 7 8 9 1
NTERES COMPUESTO (Con Capitalización o Capitalizable)

Tasa
Interes Interes Capital
i I I Comp Acumulado

0.01 100.00 100.00 10,100.00

0.01 101.00 201.00 10,201.00
0.01 102.01 303.01 10,303.01
0.01 103.03 406.04 10,406.04
0.01 104.06 510.10 10,510.10
0.01 105.10 615.20 10,615.20
0.01 106.15 721.35 10,721.35
0.01 107.21 828.57 10,828.57
0.01 108.29 936.85 10,936.85
0.01 109.37 1046.22 11,046.22
0.01 110.46 1156.68 11,156.68
0.01 111.57 1268.25 11,268.25
0.12 1,268.25
68.25
###
###

Periodos
I Simple
I Comp

6 7 8 9 10 11 12 13
6 7 8 9 10 11 12 13
 Capital inicial 10,000.00
Tasa (i) = 0.06 (12% Anual)
Plazo = 1.00 año
INTERES SIMPLE (Sin Capitalización) INTERES COMPUESTO (Con Capitalización o Capitalizable)

P
e
ri
o
d
o Tasa Capital Capital
s Capital Inicial Interes Interes Acumulado Inicial Tasa Interes Interes
1 10,000.00 0.06 600 10,600.00 10,000.00 0.06 600.00
2 10,000.00 0.06 600 11,200.00 10,600.00 0.06 636.00
3 10,000.00 0.01 50 11,250.00 11,236.00 0.01 56.18
4 10,000.00 0.01 50 11,300.00 11,292.18 0.01 56.46
5 10,000.00 0.01 50 11,350.00 11,348.64 0.01 56.74
6 10,000.00 0.01 50 11,400.00 11,405.38 0.01 57.03
7 10,000.00 0.01 50 11,450.00 11,462.41 0.01 57.31
8 10,000.00 0.01 50 11,500.00 11,519.72 0.01 57.60
9 10,000.00 0.005 50 11,550.00 11,577.32 0.01 57.89
### 10,000.00 0.005 50 11,600.00 11,635.21 0.01 58.18
### 10,000.00 0.005 50 11,650.00 11,693.38 0.01 58.47
### 10,000.00 0.005 50 11,700.00 11,751.85 0.01 58.76
0.17 1,700.00 ### 0.17 1,810.61
Diferencia: 110.61
2,000,000.00
221,221,047.22
10000
0.12
0.06 (Semestral)
2 veces
alización o Capitalizable)

Capital
Acumulado
10,600.00
11,236.00
11,292.18
11,348.64
11,405.38
11,462.41
11,519.72
11,577.32
11,635.21
11,693.38
11,751.85
11,810.61