VALOR FUTURO DE UN FLUJO DE EFECTIVO ANUALIDAD ORDINARIA

INTERES 7%
1310.79601 1225.043 1144.9
ordinaria 1000 1000 1000
0 1 2 3

VALOR PRESENTE DE UN FLUJO DE EFECTIVO ANUAL ORDINARIA

DCTO 8%
2794.897025955 648.1481481481 600.137174211 555.6825687141
ordinaria 700 700 700
0 1 2 3

VALOR FUTURO DE UN FLUJO DE EFECTIVO ANUALIDAD ANTICIPADA

INTERES 7%
1402.5517307 1310.79601 1225.043 1144.9
anticipada 1000 1000 1000 1000
0 1 2 3
5 4 3

VALOR PRESENTE DE UN FLUJO DE EFECTIVO ANUAL ANTICIPADA

DCTO 8%
700 648.15 600.14 555.68
anticipada 700 700 700 700
0 1 2 3

VALOR FUTURO DE UNA CORRIENTE MIXTA

INTERES 8%

15,645.62 17,635.97 15,046.56 17,280.00

11500 14000 12900 16000
0 1 2 3 4
4 3 2

VALOR PRESENTE DE UNA CORRIENTE MIXTA

 DCTO 9%

366.97 673.34 386.09 283.37

400 800 500 400
0 1 2 3 4

CAPITALIZACION SEMESTRAL
VALOR 100
TASA INTERÉS 8% ANUAL SEMESTRE VENCIDA
4.0% SEMESTRE VENCIDA

n 2 años

VLR FUTURO AL
PRINCIPAL FINAL DEL
SEMESTRE INICIAL PEIODO
1 100 104
2 104 108.16 𝑉𝐹= 𝑉𝑃 ∗(1+𝐼/𝑚)
3 108.16 112.4864
4 112.4864 116.985856
VF

CAPITALIZACION TRIMESTRAL

VALOR 100
TASA INTERÉS 8% ANUAL TRIMESTRE VENCIDO
2.0% TRIMESTRE VENCIDA

VLR FUTURO AL
PRINCIPAL FINAL DEL
TIMESTRE INICIAL PEIODO
1 100 102
2 102 104.04
3 104.04 106.1208
4 106.1208 108.243216
5 108.243216 110.40808032
6 110.40808032 112.6162419264 VF
7 112.6162419264 114.8685667649
8 114.8685667649 117.1659381002
 TABLA DE AMORTIZACIÒN
Tasa efectiva anual 15%
Pagadera semestre vencida 7.2%
Plazo 3 años
Monto 20,000,000.00

SEMESTRE SALDO INICIAL TASA INTERES CUOTA ABONO A CAPITAL

1 20,000,000.00 7.2% 1,447,610.59 4,226,800.59 2,779,190.00
2 17,220,810.00 7.2% 1,246,451.35 4,226,800.59 2,980,349.24
3 14,240,460.76 7.2% 1,030,732.09 4,226,800.59 3,196,068.50
4 11,044,392.27 7.2% 799,398.96 4,226,800.59 3,427,401.63
5 7,616,990.64 7.2% 551,321.82 4,226,800.59 3,675,478.77
6 3,941,511.87 7.2% 285,288.72 4,226,800.59 3,941,511.87
 𝑉𝐹= 𝐹𝐸 ∗(((1+𝑖)^𝑛−1))/𝑖
1070 1000 5750.73901
1000 1000 5000
4 5 total

514.52089695752 476.408238 𝑉𝑃= ((𝐹𝐸))/𝑖 ∗1−1/(1+𝐼)^(𝑛 )

700 700
4 5

1070 0 6153.2907407 𝑉𝐹= 𝐹𝐸 ∗(((1+𝑖)^𝑛−1))/𝑖 * (1+i)

1000 0 5000
4 5 total
2 1

514.52 3018.49 𝑉𝑃= ((𝐹𝐸))/𝑖 ∗1−1/(1+𝐼)^(𝑛 ) ∗(1+𝑖)

700 0
4 5

VNA 56,902.30
18,000.00 83,608.15 VF 83,608.15
18000
5
1
 VNA 1,904.76
194.98 1,904.76
300
5

𝑉𝐹= 𝑉𝑃 ∗(1+𝐼/𝑚)^(𝑚∗𝑛)

116.985856

117.16593810023
SALDO FINAL
17,220,810.00
14,240,460.76
11,044,392.27 VP= 𝐴 ∗(((1+𝑖)^𝑛−1)/(𝑖∗(1+𝑖)^𝑛 ))
7,616,990.64
3,941,511.87
-
A = 𝑉𝑃
∗((𝑖∗(1+𝐼)^𝑛)/((1+𝑖)^𝑛−1))

4,226,800.59
 5750.73901
5,750.739

2794.89702595466
2794.89702595466
2,794.90 €

6153.2907407
6,153.2907

(𝑛 ) ∗(1+𝑖) 3018.48878803103
3,018.49