PROYECTO 1

PERIODO 0 PERIODO 1 PERIODO 2

S/ 650,000.00
S/ 32,000.00 S/ 35,200.00
SUELDO S/ 4,100.00 S/ 4,100.00
S/ 16,678.25 S/ 16,678.25
FLUJO DE CAJA S/ 11,221.75 S/ 14,421.75

TASA DE CRECIMIENTO P-12 10%

TASA DE CRECIMIENTO P-13 a 20 12%

TASA DE DESCUENTO 12.50%

VAN S/ 363,611.74 -S/ 286,388.26

TERCEROS
FINANCIAMIENTO PROPIOS
 TERCEROS
FINANCIAMIENTO PROPIOS
PERIODO 3 PERIODO 4 PERIODO 5 PERIODO 6 PERIODO 7

S/ 38,720.00 S/ 42,592.00 S/ 46,851.20 S/ 51,536.32 S/ 56,689.95

S/ 4,100.00 S/ 4,100.00 S/ 4,100.00 S/ 4,100.00 S/ 4,100.00
S/ 16,678.25 S/ 16,678.25 S/ 16,678.25 S/ 16,678.25 S/ 16,678.25
S/ 17,941.75 S/ 21,813.75 S/ 26,072.95 S/ 30,758.07 S/ 35,911.70

40% S/ 260,000.00
60% S/ 390,000.00

TEM 2.50%
N° DE CUOTAS 20
CUOTA S/ 16,678.25
 60% S/ 390,000.00
40% S/ 260,000.00

TEM 1.82%
N° DE CUOTAS 15
CUOTA S/ 29,944.72
PERIODO 8 PERIODO 9 PERIODO 10 PERIODO 11 PERIODO 12

S/ 62,358.95 S/ 68,594.84 S/ 75,454.33 S/ 82,999.76 S/ 91,299.73

S/ 4,100.00 S/ 4,100.00 S/ 4,100.00 S/ 4,100.00 S/ 4,100.00
S/ 16,678.25 S/ 16,678.25 S/ 16,678.25 S/ 16,678.25 S/ 16,678.25
S/ 41,580.69 S/ 47,816.59 S/ 54,676.07 S/ 62,221.51 S/ 70,521.48
PERIODO CUOTA INTERES AMORTIZACION SALDO
0 S/ 390,000.00
1 S/ 7,098.00 S/ 7,098.00 S/ - S/ 390,000.00
2 S/ 7,098.00 S/ 7,098.00 S/ - S/ 390,000.00
3 S/ 7,098.00 S/ 7,098.00 S/ - S/ 390,000.00
4 S/ 7,098.00 S/ 7,098.00 S/ - S/ 390,000.00
5 S/ 39,442.49 S/ 7,098.00 S/ 32,344.49 S/ 357,655.51
6 S/ 39,442.49 S/ 6,509.33 S/ 32,933.16 S/ 324,722.35
7 S/ 39,442.49 S/ 5,909.95 S/ 33,532.54 S/ 291,189.81
8 S/ 39,442.49 S/ 5,299.65 S/ 34,142.83 S/ 257,046.98
9 S/ 39,442.49 S/ 4,678.25 S/ 34,764.23 S/ 222,282.74
10 S/ 39,442.49 S/ 4,045.55 S/ 35,396.94 S/ 186,885.80
11 S/ 39,442.49 S/ 3,401.32 S/ 36,041.17 S/ 150,844.63
12 S/ 39,442.49 S/ 2,745.37 S/ 36,697.12 S/ 114,147.52
13 S/ 39,442.49 S/ 2,077.48 S/ 37,365.00 S/ 76,782.51
14 S/ 39,442.49 S/ 1,397.44 S/ 38,045.05 S/ 38,737.47
15 S/ 39,442.49 S/ 705.02 S/ 38,737.47 S/ -
PERIODO 13 PERIODO 14 PERIODO 15 PERIODO 16 PERIODO 17

S/ 35,840.00 S/ 40,140.80 S/ 44,957.70 S/ 50,352.62 S/ 56,394.93

S/ 4,100.00 S/ 4,100.00 S/ 4,100.00 S/ 4,100.00 S/ 4,100.00
S/ 16,678.25 S/ 16,678.25 S/ 16,678.25 S/ 16,678.25 S/ 16,678.25
S/ 15,061.75 S/ 19,362.55 S/ 24,179.44 S/ 29,574.37 S/ 35,616.68
PERIODO 18 PERIODO 19 PERIODO 20

S/ 63,162.33 S/ 70,741.81 S/ 79,230.82

S/ 4,100.00 S/ 4,100.00 S/ 4,100.00
S/ 16,678.25 S/ 16,678.25 S/ 16,678.25
S/ 42,384.07 S/ 49,963.55 S/ 58,452.57