Simulador Hipoteca Free Nueva cotización Imprimir Inicio 18 de abril de 2023

dd mmm aaaa 18 abr 2023

Nombre del cliente

Destino Adquisición Indica Oferta especial

Plazo (an años) 20
¿Contratará el Seguro de Vida con el Banco? SI
¿Contratará el seguro de Daños con el Banco? SI
Modalidad de Seguros Pagados por el Banco
Porcentaje estimado de gastos notariales 6%
Intervinientes 1
Selecciona el esquema de Pagos Crecientes
Valor de la vivienda $1,170,000.00
Monto del crédito solicitado $570,000.00
Aforo solicitado

OFERTA GASTOS MENSUALES GASTOS INICIALES

Crédito Principal Crédito Principal Crédito Principal
Pago Mensual inicial
Plazo 20 (k+ i) $5,415 Comisión apertura
Valor del inmueble $1,170,000 Seguro de Vida Avalúo
Financiamiento
máximo 49% Seguro de Daños Gastos Notariales $70,200
Tasa de Interés 10.65%
Total mensualidad
Monto de crédito $570,000 Inicial $5,415 Subtotal Gastos $70,200
Incremento anual en el pago 1.50% Enganche $600,000.00
Total Crédito $570,000
Ingresos mínimos
requeridos $12,033

Tabla de Amortización

CAT Promedio 10.7% Sin IVA Informativo

Calculado al 18 abr 2023 .Para fines informativos y de comparación. Su crédito se amortizará en 16 años
11 meses

Tasa de Interés Saldo al Final del Pagos

Periodo Intereses Amortización Pago de Crédito Pago Total Anticipados
Anual Ordinaria Periodo
Captura Monto
570,000.00
1 10.65% 5,058.75 356.25 5,415.00 5,415.00 569,643.75
2 10.65% 5,055.59 359.41 5,415.00 5,415.00 569,284.34
3 10.65% 5,052.40 362.60 5,415.00 5,415.00 568,921.74
4 10.65% 5,049.18 365.82 5,415.00 5,415.00 568,555.92
5 10.65% 5,045.93 369.07 5,415.00 5,415.00 568,186.85
6 10.65% 5,042.66 372.34 5,415.00 5,415.00 567,814.51
7 10.65% 5,039.35 375.65 5,415.00 5,415.00 567,438.86
8 10.65% 5,036.02 378.98 5,415.00 5,415.00 567,059.88
9 10.65% 5,032.66 382.34 5,415.00 5,415.00 566,677.54
10 10.65% 5,029.26 385.74 5,415.00 5,415.00 566,291.80
11 10.65% 5,025.84 389.16 5,415.00 5,415.00 565,902.64
12 10.65% 5,022.39 392.61 5,415.00 5,415.00 565,510.03
13 10.65% 5,018.90 477.32 5,496.23 5,496.23 565,032.70
14 10.65% 5,014.67 481.56 5,496.23 5,496.23 564,551.15
15 10.65% 5,010.39 485.83 5,496.23 5,496.23 564,065.31
16 10.65% 5,006.08 490.15 5,496.23 5,496.23 563,575.17
17 10.65% 5,001.73 494.50 5,496.23 5,496.23 563,080.67
18 10.65% 4,997.34 498.88 5,496.23 5,496.23 562,581.79
19 10.65% 4,992.91 503.31 5,496.23 5,496.23 562,078.47
20 10.65% 4,988.45 507.78 5,496.23 5,496.23 561,570.70
21 10.65% 4,983.94 512.29 5,496.23 5,496.23 561,058.41
22 10.65% 4,979.39 516.83 5,496.23 5,496.23 560,541.58
CAT Promedio 10.7% Sin IVA Informativo

Calculado al 18 abr 2023 .Para fines informativos y de comparación. Su crédito se amortizará en 16 años
11 meses
Pagos
Tasa de Interés Saldo al Final del
Periodo Intereses Amortización Pago de Crédito Pago Total Anticipados
Anual Ordinaria Periodo
Captura Monto
23 10.65% 4,974.81 521.42 5,496.23 5,496.23 560,020.16
24 10.65% 4,970.18 526.05 5,496.23 5,496.23 559,494.12
25 10.65% 4,965.51 613.16 5,578.67 5,578.67 558,880.96
26 10.65% 4,960.07 618.60 5,578.67 5,578.67 558,262.36
27 10.65% 4,954.58 624.09 5,578.67 5,578.67 557,638.27
28 10.65% 4,949.04 629.63 5,578.67 5,578.67 557,008.64
29 10.65% 4,943.45 635.22 5,578.67 5,578.67 556,373.42
30 10.65% 4,937.81 640.85 5,578.67 5,578.67 555,732.57
31 10.65% 4,932.13 646.54 5,578.67 5,578.67 555,086.03
32 10.65% 4,926.39 652.28 5,578.67 5,578.67 554,433.75
33 10.65% 4,920.60 658.07 5,578.67 5,578.67 553,775.68
34 10.65% 4,914.76 663.91 5,578.67 5,578.67 553,111.77
35 10.65% 4,908.87 669.80 5,578.67 5,578.67 552,441.97
36 10.65% 4,902.92 675.75 5,578.67 5,578.67 551,766.22
37 10.40% 4,781.97 880.37 5,662.35 5,662.35 550,885.85
38 10.40% 4,774.34 888.00 5,662.35 5,662.35 549,997.84
39 10.40% 4,766.65 895.70 5,662.35 5,662.35 549,102.14
40 10.40% 4,758.89 903.46 5,662.35 5,662.35 548,198.68
41 10.40% 4,751.06 911.29 5,662.35 5,662.35 547,287.38
42 10.40% 4,743.16 919.19 5,662.35 5,662.35 546,368.19
43 10.40% 4,735.19 927.16 5,662.35 5,662.35 545,441.04
44 10.40% 4,727.16 935.19 5,662.35 5,662.35 544,505.84
45 10.40% 4,719.05 943.30 5,662.35 5,662.35 543,562.55
46 10.40% 4,710.88 951.47 5,662.35 5,662.35 542,611.07
47 10.40% 4,702.63 959.72 5,662.35 5,662.35 541,651.35
48 10.40% 4,694.31 968.04 5,662.35 5,662.35 540,683.32
49 10.15% 4,573.28 1,174.00 5,747.28 5,747.28 539,509.31
50 10.15% 4,563.35 1,183.93 5,747.28 5,747.28 538,325.38
51 10.15% 4,553.34 1,193.95 5,747.28 5,747.28 537,131.43
52 10.15% 4,543.24 1,204.05 5,747.28 5,747.28 535,927.38
53 10.15% 4,533.05 1,214.23 5,747.28 5,747.28 534,713.15
54 10.15% 4,522.78 1,224.50 5,747.28 5,747.28 533,488.65
55 10.15% 4,512.42 1,234.86 5,747.28 5,747.28 532,253.79
56 10.15% 4,501.98 1,245.30 5,747.28 5,747.28 531,008.49
57 10.15% 4,491.45 1,255.84 5,747.28 5,747.28 529,752.65
58 10.15% 4,480.82 1,266.46 5,747.28 5,747.28 528,486.19
59 10.15% 4,470.11 1,277.17 5,747.28 5,747.28 527,209.02
60 10.15% 4,459.31 1,287.97 5,747.28 5,747.28 525,921.05
61 9.90% 4,338.85 1,494.64 5,833.49 5,833.49 524,426.40
62 9.90% 4,326.52 1,506.98 5,833.49 5,833.49 522,919.43
63 9.90% 4,314.09 1,519.41 5,833.49 5,833.49 521,400.02
64 9.90% 4,301.55 1,531.94 5,833.49 5,833.49 519,868.08
65 9.90% 4,288.91 1,544.58 5,833.49 5,833.49 518,323.50
66 9.90% 4,276.17 1,557.32 5,833.49 5,833.49 516,766.17
67 9.90% 4,263.32 1,570.17 5,833.49 5,833.49 515,196.00
68 9.90% 4,250.37 1,583.13 5,833.49 5,833.49 513,612.87
69 9.90% 4,237.31 1,596.19 5,833.49 5,833.49 512,016.69
70 9.90% 4,224.14 1,609.36 5,833.49 5,833.49 510,407.33
71 9.90% 4,210.86 1,622.63 5,833.49 5,833.49 508,784.70
72 9.90% 4,197.47 1,636.02 5,833.49 5,833.49 507,148.68
73 9.65% 4,078.32 1,842.67 5,921.00 5,921.00 505,306.01
74 9.65% 4,063.50 1,857.49 5,921.00 5,921.00 503,448.51
75 9.65% 4,048.57 1,872.43 5,921.00 5,921.00 501,576.08
76 9.65% 4,033.51 1,887.49 5,921.00 5,921.00 499,688.60
77 9.65% 4,018.33 1,902.67 5,921.00 5,921.00 497,785.93
78 9.65% 4,003.03 1,917.97 5,921.00 5,921.00 495,867.96
79 9.65% 3,987.60 1,933.39 5,921.00 5,921.00 493,934.57
80 9.65% 3,972.06 1,948.94 5,921.00 5,921.00 491,985.64
81 9.65% 3,956.38 1,964.61 5,921.00 5,921.00 490,021.02
82 9.65% 3,940.59 1,980.41 5,921.00 5,921.00 488,040.61
CAT Promedio 10.7% Sin IVA Informativo

Calculado al 18 abr 2023 .Para fines informativos y de comparación. Su crédito se amortizará en 16 años
11 meses
Pagos
Tasa de Interés Saldo al Final del
Periodo Intereses Amortización Pago de Crédito Pago Total Anticipados
Anual Ordinaria Periodo
Captura Monto
83 9.65% 3,924.66 1,996.34 5,921.00 5,921.00 486,044.28
84 9.65% 3,908.61 2,012.39 5,921.00 5,921.00 484,031.89
85 9.65% 3,892.42 2,117.39 6,009.81 6,009.81 481,914.50
86 9.65% 3,875.40 2,134.41 6,009.81 6,009.81 479,780.09
87 9.65% 3,858.23 2,151.58 6,009.81 6,009.81 477,628.51
88 9.65% 3,840.93 2,168.88 6,009.81 6,009.81 475,459.63
89 9.65% 3,823.49 2,186.32 6,009.81 6,009.81 473,273.31
90 9.65% 3,805.91 2,203.90 6,009.81 6,009.81 471,069.40
91 9.65% 3,788.18 2,221.63 6,009.81 6,009.81 468,847.78
92 9.65% 3,770.32 2,239.49 6,009.81 6,009.81 466,608.28
93 9.65% 3,752.31 2,257.50 6,009.81 6,009.81 464,350.78
94 9.65% 3,734.15 2,275.66 6,009.81 6,009.81 462,075.12
95 9.65% 3,715.85 2,293.96 6,009.81 6,009.81 459,781.17
96 9.65% 3,697.41 2,312.40 6,009.81 6,009.81 457,468.77
97 9.65% 3,678.81 2,421.15 6,099.96 6,099.96 455,047.62
98 9.65% 3,659.34 2,440.62 6,099.96 6,099.96 452,607.00
99 9.65% 3,639.71 2,460.24 6,099.96 6,099.96 450,146.76
100 9.65% 3,619.93 2,480.03 6,099.96 6,099.96 447,666.73
101 9.65% 3,599.99 2,499.97 6,099.96 6,099.96 445,166.76
102 9.65% 3,579.88 2,520.07 6,099.96 6,099.96 442,646.69
103 9.65% 3,559.62 2,540.34 6,099.96 6,099.96 440,106.35
104 9.65% 3,539.19 2,560.77 6,099.96 6,099.96 437,545.58
105 9.65% 3,518.60 2,581.36 6,099.96 6,099.96 434,964.22
106 9.65% 3,497.84 2,602.12 6,099.96 6,099.96 432,362.10
107 9.65% 3,476.91 2,623.05 6,099.96 6,099.96 429,739.05
108 9.65% 3,455.82 2,644.14 6,099.96 6,099.96 427,094.91
109 9.65% 3,434.55 2,756.90 6,191.46 6,191.46 424,338.01
110 9.65% 3,412.38 2,779.07 6,191.46 6,191.46 421,558.94
111 9.65% 3,390.04 2,801.42 6,191.46 6,191.46 418,757.52
112 9.65% 3,367.51 2,823.95 6,191.46 6,191.46 415,933.57
113 9.65% 3,344.80 2,846.66 6,191.46 6,191.46 413,086.91
114 9.65% 3,321.91 2,869.55 6,191.46 6,191.46 410,217.36
115 9.65% 3,298.83 2,892.63 6,191.46 6,191.46 407,324.74
116 9.65% 3,275.57 2,915.89 6,191.46 6,191.46 404,408.85
117 9.65% 3,252.12 2,939.34 6,191.46 6,191.46 401,469.52
118 9.65% 3,228.48 2,962.97 6,191.46 6,191.46 398,506.54
119 9.65% 3,204.66 2,986.80 6,191.46 6,191.46 395,519.74
120 9.65% 3,180.64 3,010.82 6,191.46 6,191.46 392,508.92
121 9.65% 3,156.43 3,127.90 6,284.33 6,284.33 389,381.02
122 9.65% 3,131.27 3,153.06 6,284.33 6,284.33 386,227.97
123 9.65% 3,105.92 3,178.41 6,284.33 6,284.33 383,049.55
124 9.65% 3,080.36 3,203.97 6,284.33 6,284.33 379,845.58
125 9.65% 3,054.59 3,229.74 6,284.33 6,284.33 376,615.84
126 9.65% 3,028.62 3,255.71 6,284.33 6,284.33 373,360.14
127 9.65% 3,002.44 3,281.89 6,284.33 6,284.33 370,078.24
128 9.65% 2,976.05 3,308.28 6,284.33 6,284.33 366,769.96
129 9.65% 2,949.44 3,334.89 6,284.33 6,284.33 363,435.07
130 9.65% 2,922.62 3,361.70 6,284.33 6,284.33 360,073.37
131 9.65% 2,895.59 3,388.74 6,284.33 6,284.33 356,684.63
132 9.65% 2,868.34 3,415.99 6,284.33 6,284.33 353,268.64
133 9.65% 2,840.87 3,537.72 6,378.59 6,378.59 349,730.92
134 9.65% 2,812.42 3,566.17 6,378.59 6,378.59 346,164.74
135 9.65% 2,783.74 3,594.85 6,378.59 6,378.59 342,569.89
136 9.65% 2,754.83 3,623.76 6,378.59 6,378.59 338,946.13
137 9.65% 2,725.69 3,652.90 6,378.59 6,378.59 335,293.23
138 9.65% 2,696.32 3,682.28 6,378.59 6,378.59 331,610.95
139 9.65% 2,666.70 3,711.89 6,378.59 6,378.59 327,899.06
140 9.65% 2,636.85 3,741.74 6,378.59 6,378.59 324,157.32
141 9.65% 2,606.77 3,771.83 6,378.59 6,378.59 320,385.50
142 9.65% 2,576.43 3,802.16 6,378.59 6,378.59 316,583.34
CAT Promedio 10.7% Sin IVA Informativo

Calculado al 18 abr 2023 .Para fines informativos y de comparación. Su crédito se amortizará en 16 años
11 meses
Pagos
Tasa de Interés Saldo al Final del
Periodo Intereses Amortización Pago de Crédito Pago Total Anticipados
Anual Ordinaria Periodo
Captura Monto
143 9.65% 2,545.86 3,832.74 6,378.59 6,378.59 312,750.60
144 9.65% 2,515.04 3,863.56 6,378.59 6,378.59 308,887.04
145 9.65% 2,483.97 3,990.31 6,474.27 6,474.27 304,896.74
146 9.65% 2,451.88 4,022.39 6,474.27 6,474.27 300,874.34
147 9.65% 2,419.53 4,054.74 6,474.27 6,474.27 296,819.60
148 9.65% 2,386.92 4,087.35 6,474.27 6,474.27 292,732.25
149 9.65% 2,354.06 4,120.22 6,474.27 6,474.27 288,612.04
150 9.65% 2,320.92 4,153.35 6,474.27 6,474.27 284,458.69
151 9.65% 2,287.52 4,186.75 6,474.27 6,474.27 280,271.93
152 9.65% 2,253.85 4,220.42 6,474.27 6,474.27 276,051.52
153 9.65% 2,219.91 4,254.36 6,474.27 6,474.27 271,797.16
154 9.65% 2,185.70 4,288.57 6,474.27 6,474.27 267,508.59
155 9.65% 2,151.21 4,323.06 6,474.27 6,474.27 263,185.53
156 9.65% 2,116.45 4,357.82 6,474.27 6,474.27 258,827.71
157 9.65% 2,081.41 4,489.98 6,571.39 6,571.39 254,337.73
158 9.65% 2,045.30 4,526.09 6,571.39 6,571.39 249,811.64
159 9.65% 2,008.90 4,562.48 6,571.39 6,571.39 245,249.16
160 9.65% 1,972.21 4,599.17 6,571.39 6,571.39 240,649.98
161 9.65% 1,935.23 4,636.16 6,571.39 6,571.39 236,013.82
162 9.65% 1,897.94 4,673.44 6,571.39 6,571.39 231,340.38
163 9.65% 1,860.36 4,711.02 6,571.39 6,571.39 226,629.36
164 9.65% 1,822.48 4,748.91 6,571.39 6,571.39 221,880.45
165 9.65% 1,784.29 4,787.10 6,571.39 6,571.39 217,093.35
166 9.65% 1,745.79 4,825.59 6,571.39 6,571.39 212,267.75
167 9.65% 1,706.99 4,864.40 6,571.39 6,571.39 207,403.35
168 9.65% 1,667.87 4,903.52 6,571.39 6,571.39 202,499.84
169 9.65% 1,628.44 5,041.52 6,669.96 6,669.96 197,458.32
170 9.65% 1,587.89 5,082.06 6,669.96 6,669.96 192,376.25
171 9.65% 1,547.03 5,122.93 6,669.96 6,669.96 187,253.32
172 9.65% 1,505.83 5,164.13 6,669.96 6,669.96 182,089.19
173 9.65% 1,464.30 5,205.66 6,669.96 6,669.96 176,883.54
174 9.65% 1,422.44 5,247.52 6,669.96 6,669.96 171,636.02
175 9.65% 1,380.24 5,289.72 6,669.96 6,669.96 166,346.30
176 9.65% 1,337.70 5,332.26 6,669.96 6,669.96 161,014.04
177 9.65% 1,294.82 5,375.14 6,669.96 6,669.96 155,638.91
178 9.65% 1,251.60 5,418.36 6,669.96 6,669.96 150,220.55
179 9.65% 1,208.02 5,461.93 6,669.96 6,669.96 144,758.61
180 9.65% 1,164.10 5,505.86 6,669.96 6,669.96 139,252.76
181 9.65% 1,119.82 5,650.18 6,770.01 6,770.01 133,602.57
182 9.65% 1,074.39 5,695.62 6,770.01 6,770.01 127,906.95
183 9.65% 1,028.59 5,741.42 6,770.01 6,770.01 122,165.53
184 9.65% 982.41 5,787.59 6,770.01 6,770.01 116,377.94
185 9.65% 935.87 5,834.13 6,770.01 6,770.01 110,543.81
186 9.65% 888.96 5,881.05 6,770.01 6,770.01 104,662.76
187 9.65% 841.66 5,928.34 6,770.01 6,770.01 98,734.41
188 9.65% 793.99 5,976.02 6,770.01 6,770.01 92,758.39
189 9.65% 745.93 6,024.07 6,770.01 6,770.01 86,734.32
190 9.65% 697.49 6,072.52 6,770.01 6,770.01 80,661.80
191 9.65% 648.66 6,121.35 6,770.01 6,770.01 74,540.45
192 9.65% 599.43 6,170.58 6,770.01 6,770.01 68,369.87
193 9.65% 549.81 6,321.75 6,871.56 6,871.56 62,048.12
194 9.65% 498.97 6,372.59 6,871.56 6,871.56 55,675.54
195 9.65% 447.72 6,423.83 6,871.56 6,871.56 49,251.71
196 9.65% 396.07 6,475.49 6,871.56 6,871.56 42,776.21
197 9.65% 343.99 6,527.56 6,871.56 6,871.56 36,248.65
198 9.65% 291.50 6,580.06 6,871.56 6,871.56 29,668.59
199 9.65% 238.58 6,632.97 6,871.56 6,871.56 23,035.62
200 9.65% 185.24 6,686.31 6,871.56 6,871.56 16,349.31
201 9.65% 131.48 6,740.08 6,871.56 6,871.56 9,609.23
202 9.65% 77.27 6,794.28 6,871.56 6,871.56 2,814.95
CAT Promedio 10.7% Sin IVA Informativo

Calculado al 18 abr 2023 .Para fines informativos y de comparación. Su crédito se amortizará en 16 años
11 meses
Pagos
Tasa de Interés Saldo al Final del
Periodo Intereses Amortización Pago de Crédito Pago Total Anticipados
Anual Ordinaria Periodo
Captura Monto
203 9.65% 22.64 2,814.95 2,837.58 2,837.58

TOTALES 666,798.54 570,000.00 1,236,798.54 1,236,798.54

ESTE DOCUMENTO NO ES UNA OFERTA VINCULANTE

Este documento es únicamente de carácter informativo y para fines ilustrativos por lo que no implica asunción de obligación ni compromiso por parte de Banco Santander México S.A., ni de Entidad alguna referida en el presente documento, integrante o no del Grupo Financiero Santander México.
Las condiciones del producto, criterios de elegibilidad, planes, importes de beneficios y políticas de crédito que se refieren en el simulador están sujetas a cambio sin previo aviso.
La autorización del crédito es una facultad discrecional de la entidad emisora del producto de que se trate por lo que se reserva el derecho de otorgarla o negarla.
La entidad emisora del producto de que se trate, se reserva el derecho de solicitar información adicional y/o restringir parámetros de enganche, monto, plazo o tasa en función de las características específicas del solicitante y del inmueble.
Los productos hipotecarios son emitidos por Banco Santander México, S.A., Institución de Banca Múltiple, Grupo Financiero Santander México.
Para conocer las características, términos, comisiones, requisitos de contratación, tasa de Interés aplicable, vigencia, restricciones y beneficios del producto, consulta www.santander.com.mx Disponible en toda la República Mexicana
El cálculo en el Seguro de referencia es única y exclusivamente con fines informativos e ilustrativos. La calidad en la prestación de los servicios y responsabilidad en el otorgamiento de los mismos es responsabilidad directa de Zúrich Santander Seguros México S.A. y/o de la aseguradora con la que
contrate estos seguros.

NOTAS
Los periodos para el cálculo de intereses se consideran de 30 días.
La simulación contenida en la tabla de amortización es considerando que el crédito será pagado en forma puntual durante todo el plazo contratado
Para la obtención de la reducción de tasa mostrada en esta simulación el cliente deberá cumplir con los requisitos de la oferta

Versión. 4.44 Ro (05 julio 2022) BHF-034 (072022)