Mercado 10,700,000

PayJoy 634,000 5.9%

Mercado
PayJoy

Mayo $ 93,000,000,000 850000 109,412

Junio $ 81,700,000,000 850000 96,118

8% 7% 8% 8% 9% 9%
P1 P2 P3 P4 P5 P6
Mercado 409,551 360,794 402,014 407,720 474,763 462,678
Claro 260,000 220,000 240,000 260,000 300,000 280,000
Movistar 85,000 75,000 80,000 82,000 100,000 96,000
Tigo 44,155 45,457 53,486 40,017 44,947 51,274
WOM 20,396 20,337 28,528 25,703 29,816 35,404

Open
Claro
Teleplus 2100 Movistar
Tiendas propias 2600 Tigo 200 500 700 1,000 2,500 3,000
WOM Call 150 200 200

Negocios especiales
Teate 100 100 150

280,000 224,000
 224,000
22,400

P1 P2 P3 P4 P5 P6 P7 P8 P9 P10 P11 P12

 49%
Claro 63% 31%
Movistar 21% 10%
Tigo 10% 5%
WOM 7% 3%

Channel Total W
Claro 31%
Distribucion 26%
Movistar 10%
Alkosto 9%
Éxito 6%
Tigo 5%
WOM 3%
Falabella 3%
Corbeta 3% Distribución 26
Calle Colombia 2% Alkosto
Cencosud 1% Éxito 6
Falabella 3
Olimpica 1% Corbeta
100% Calle Colombia
Cenco
8% 8% 8% 8% 9% 10% 100% Olimpica 1
P7 P8 P9 P10 P11 P12
415,731 417,114 426,276 439,130 472,000 547,000 5,234,771
260,000 265,000 270,000 280,000 300,000 340,000 3,275,000 63%
88,000 85,000 89,000 92,000 98,000 120,000 1,090,000 21%
37,731 35,114 37,186 38,030 40,000 48,000 515,397 10%
30,000 32,000 30,090 29,100 34,000 39,000 354,374 7%

-
500 500 800 1,000 1,200 2,000 6,000 6,000
1,200 1,500 1,500 2,000 2,500 3,000 19,600 60,000
300 400 400 500 600 800 3,550 3,550

190000
57000
247000

150 200 200 250 250 250 1,650 1,650

30,800 565,200

Dic Nov Jul

approval rate 70.30%
Creditos 60,000 61.85% 38,136 78.0% 78,973.00 71.8%
 Aprobados 97,014 70.30% 48,913 64.8% 109,977 82.2%
Aplicaciones 138,000 75,506 133,874.00

RetailerName2 Ene Feb Mar Abr May Jun Jul

OPEN 21,868 25,620 31,066 28,342 40,230 50,219 57,962
WOM 8,227 8,843 13,431 14,781 19,523 21,371 21,188
Total general 30,095 34,463 44,497 43,123 59,753 71,590 79,150
Ene Feb Mar Abr May Jun Jul
OPEN 73% 74% 70% 66% 67% 70% 73%
WOM 27% 26% 30% 34% 33% 30% 27%

Jan Feb Mar Apr May Jun Jul

Loan Qty 30,095 34,463 44,497 43,123 59,753 71,590 79,150
Target
%

Chart Title
90,000 140%
80,000 117%
109% 120%
70,000 96% 100%
100%
60,000
50,000 68% 80%
40,000 60%
30,000
40%
20,000
10,000 20%
- 0%
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

Marca Ene Feb Mar Abr May Jun Jul

Samsung 35% 34% 34% 35% 40% 39% 40%
Xiaomi 33% 30% 33% 41% 37% 37% 38%
Motorola 20% 25% 19% 14% 13% 13% 13%
Vivo 7% 4% 8% 6% 5% 5% 4%
Nokia 4% 5% 3% 2% 3% 3% 3%
Zte 2% 2% 2% 2% 2% 3% 2%
Others 0% 0% 0% 0% 0% 0% 0%

Chart Title
100%
90%
 Chart Title
100%
90%
80%
70%
60%
50%
40%
30%
20%
10%
0%
Ene Feb Mar Abr May Jun Jul Ago Sep O
 51%
Distribucion 13% 26%
Alkosto 5% 9%
Éxito 3% 6%
Falabella 2% 3%
Corbeta 2% 3%
Claro Calle Colombi 1% 2%
Movistar Cencosud 1% 1%
Tigo
Olimpica 1% 1%
WOM

Distribución 26%
Alkosto 9%
Éxito 6% 100%
Falabella 3%
Corbeta 3% 90%
Calle Colombia 2% 80%
Cenco 1%
Olimpica 1% 70%
60%
50%
31% 40%
Chart Title
10% 30%
5% 20%
3%
10%
0%
Total W

10000
500
20 1.666666667
36 3
18000

1,001,142 70% 1,001,142 66%

 111,383 1,406 1,430,203 70% 1,523,107 75% 92,904
2,030,810 730,546 2,030,810 730,546
1,300,264 49% 1,300,264 49%
641000 641000
Ago Sep Oct Nov Dic
51,070 43,831 29,526 22,466 402,200
18,459 16,237 16,173 15,670 20,000 193,903
69,529 60,068 45,699 38,136 596,103
Ago Sep Oct Nov Dic
73% 73% 65% 59% 67%
27% 27% 35% 41% 33%

Aug Sep Oct Nov Dec

69,529 60,068 45,699 38,136 60,000
59536 55000 47712 56178 60000
117% 109% 96% 68% 100%

Chart Title
140% 100%
90%
120% 80%
100%
100% 70%
60%
% 80% 50%
60% 40%
30%
40% 20%
20% 10%
0% 0%
ov Dec Ene Feb Mar Abr May Jun Jul Ago Sep Oct Nov

Ago Sep Oct

38% 34% 35%
38% 37% 36%
13% 17% 19%
4% 4% 4%
3% 4% 2%
2% 2% 1%
1% 1% 1%
Jul Ago Sep Oct
 Distribucion
Alkosto
Éxito
Falabella
Corbeta
Calle Colombia
Cencosud
Olimpica

Carriers Open Independent Distributors

49% 22% 29%
Claro 63%
Movistar 21%
Tigo 10%
WOM 7%
Distribucion 90% Distribucion
Alkosto 41%
Éxito 27%
Falabella 14%
Corbeta 10%
Calle Colombia 9%
Cencosud 5%
Olimpica 5%

Alkosto 41%
Éxito 27%
Falabella 14%
Calle Colombia 9%
Cencosud 5%
Olimpica 5%
45,800

282 640 127%

Alkosto Éxito Falabella

Calle Colombia Cencosud Olimpica
 Mercado PayJoy Mercado PayJoy
Carriers 5,243,000 193,903 96% 4%
Retail 2,354,000 100% 0%
Distribution 3,103,000 440,097 86% 14%
Total 10,700,000 634,000 94% 6%

Distribution 86% 14%

100% Retail 100% 0%

Carriers 96% 4%

0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
Distribucion
 14%

0%

4%

% 90% 100%