Formula

I=D x(((1 + (i/100))^(n/360)- 1)

Caso 1:Depósito a plazo fijo con retiro al vencimiento

D 8,000
I 6.20 %
N 720 dias

Ganancia 1,022.75

Caso 2: Depósito a plazo fijo con retiro anticipado a lso 90 dias

D 3,000

i 5.15 % un año

i 3.15 % 90 días

n 90 dias

Ganancia 23.35

Caso 3: Depósito a plazo fijo con retiro anticipado de intereses

D 100,000
I 6.20%
n 12 meses

Retiro 502.54
Mensual
Año comercial 360
Prestamo 550000
fecha desembolso 6/15/2020
TEA 15%
Factor 11.0782534
cuota 49646.8153
Cuotas 12

Periodo fecha N dias TEP Amortización interes cuotas

0 6/15/2020
1 7/25/2020 40 0.01565031 41039.1459 8607.66931 49646.8153
2 8/25/2020 31 0.01210777 43484.4349 6162.38037 49646.8153
3 9/25/2020 31 0.01210777 44010.9344 5635.88089 49646.8153
4 10/25/2020 30 0.01171492 44709.3821 4937.43314 49646.8153
5 11/25/2020 31 0.01210777 45085.1395 4561.6758 49646.8153
6 12/25/2020 30 0.01171492 45761.3175 3885.49778 49646.8153
7 1/25/2021 31 0.01210777 46185.0874 3461.7279 49646.8153
8 2/25/2021 31 0.01210777 46744.2857 2902.52954 49646.8153
9 3/25/2021 28 0.01092967 47537.6045 2109.21079 49646.8153
10 4/25/2021 31 0.01210777 47885.8291 1760.98621 49646.8153
11 5/25/2021 30 0.01171492 48503.945 1142.87027 49646.8153
12 6/25/2021 31 0.01210777 49052.8942 593.921104 49646.8153
 Tea 15%

saldo N0 de dias
N de dias acumulado FSA
550000 11.0782534
508960.85 40 40 0.98459085
465476.42 31 71 0.97281226
421465.48 31 102 0.96117458
376756.10 30 132 0.95004489
331670.96 31 163 0.93867957
285909.65 30 193 0.92781035
239724.56 31 224 0.91671103
192980.27 31 255 0.90574448
145442.67 28 283 0.89595202
97556.84 31 314 0.88523381
49052.89 30 344 0.87498346
0.00 31 375 0.86451609