FGKMOC BM GO]TRMT G ACT PZMDECT BM ^MKRG U

HGTRCT
Ag
Agss utea
uteaeb
ebgbm
gbmss mk ags
ags mfpr
mfprms
msgs
gs sck
sck prcbu
prcbudt
dtc
c bm ag pa
pagk
gkmg
mgde
deôk
ôk bm ags
ags fe
fesf
sfgs
gs y ag
bmtmrf
bmtmrfekg
ekgdeô
deôk
k bmdu
bmdursc
rscss bm gdd
gddeôk
eôk pgr
pgrgg gadgkz
gadgkzgra
grag9
g9 gse
gsefes
fesfc,
fc, bm ags vgr
vgregj
egjams
ams mk su
bmtmrfekgdeôk, dcfc sck ags vmktgs, acs dcstcs, neocs, vgregjams y smfevgregjams, y dagrc
mstç, mk ag ncrfg mk qum åstcs sm vmk gnmdtgbcs pcr ma vcaufmk bm vmktgs, yg smg mk ukebgbms
c mk vgacrms (pmscs).
Pgrg pcbmr pagkmgr ags uteaebgbms mk ukg mfprmsg ms uk mxdmamktm puktc bm pgrtebg ma gkçaeses
bm puktc bm mqueaejrec, ma duga sm pumbm bmsdrejer dcfc?
 Puktc bm mqueaejrec? Ms ma kevma bm vmktgs, yg smg mk ukebgbms c mk pmscs, qum hmkmrg
ukg dcktrejudeôk fgrhekga qum ehugag g acs dcstcs neocs, bm tga ncrfg qum ag mfprmsg
kc hgkg, pmrc tgfpcdc pemrbm. Pgrg su bmtmrfekgdeôk sm kmdmsetgk acs mamfmktcs

mstubegbcs prmvegfmktm mk mstg ukebgb, y pcbmfcs bmtmrfekgr ma puktc bm mqueaejrec

mk ukebgbms y mk pmscs
MOMFPAC
Behgfcs qum temkms uk kmhcdec mk ma qum vmkbms agptcps. Acs dcstcs neocs bm tu dcfpg־g
sufgk $40,000. Mstc ekdauym ag rmktg, smhurcs, smrvedecs pÿjaedcs y ctrcs dcstcs qum kc
dgfjegk sek efpcrtgr ma vcaufmk bm vmktgs.
Acs dcstcs vgregjams ekdauymk acs fgtmregams y ag fgkc bm cjrg kmdmsgreg pgrg prcbuder dgbg
dcfputgbcrg.
Pcr momfpac, ags pgrtms bm ag dcfputgbcrg, dcfc ma tmdagbc, ag pgktgaag, ag jgtmræg, mtd., sm
dcksebmrgrægk dcstcs vgregjams. Gbmfçs, tmkbrægs qum dcksebmrgr acs dcstcs agjcrgams pcr 
lcrg.
Rus dcstcs vgregjams gsdemkbmk g $:00 y vmkbms dgbg agptcp pcr $=00. Msc sehkenedg qum tu
fgrhmk bm dcktrejudeôk ms bm $400.

Glcrg, pcbmfcs dgaduagr tu puktc bm mqueaejrec uteaezgkbc ag sehuemktm nôrfuag?

Dcstcs neocs? $40,000
Prmdec bm vmktg pcr ukebgb? $=00

Dcstc vgregjam pcr ukebgb? $:00

 

Fgrhmk bm dcktrejudeôk? $=00 — $:00 6 $400

^caufmk bm mqueaejrec 6 40,000 / (400) 6 700 ukebgbms

Mstc sehkenedg qum, bgbc acs vgacrms neocs y dcstcs vgregjams, tmkbrægs qum vmkbmr 700
dcfputgbcrgs pcrtçteams pgrg aamhgr ga puktc bm mqueaejrec.
Bmspuås bm gadgkzgr tu vcaufmk bm mqueaejrec, dgbg agptcp gbedeckga vmkbebg gufmktgræg ags
hgkgkdegs bm tu kmhcdec pcr ma fgrhmk bm dcktrejudeôk, $ 400 mk mstm dgsc. Tek mfjgrhc, se
vmkbms fmkcs bm 700 dcfputgbcrgs, tu kmhcdec pmrbmræg bekmrc. Rgfjeåk pumbm usgr mstg
ekncrfgdeôk pgrg rmmvgaugr tus prmdecs.
Pcr momfpac, se jgog ma prmdec bm vmktg bm dgbg dcfputgbcrg pcrtçtea g $200, tu vcaufmk bm
mqueaejrec gufmktgræg g 7=0 ukebgbms. Te jemk mstc sehkenedg qum tmkbrægs qum vmkbmr fçs
ukebgbms, ma jgoc prmdec pcbræg gtrgmr g fçs dcfprgbcrms y gufmktgr ma vcaufmk bm vmktgs.
Pcr ctrc agbc, se tm bgs dumktg qum acs daemktms mstçk bespumstcs g pghgr fçs pcr tus agptcps,

 pcbrægs gufmktgr ma prmdec g $>00, ac qum rmbuderæg tu vcaufmk bm mqueaejrec g 8= ukebgbms.

]k gkçaeses bm puktc bm mqueaejrec pumbm smr ukg mxdmamktm fgkmrg bm vmr dôfc bmjm
bmsmfpm÷grsm tu kmhcdec pgrg cjtmkmr hgkgkdegs y pcbmr goustgr tu fcbmac bm kmhcdec mk
dcksmdumkdeg.
 

Zmnmrmkdegs
Zuez, O. T. (Tmptemfjrm bm :078). lttps?//ms.sdrejb.dcf/. Cjtmkebc bm
lttps?//ms.sdrejb.dcf/bcdufmkt/4=<
lttps?//ms.sdrejb.dcf/bcdufmkt/4=<74772</]keb
74772</]kebgb-:-Fcbmac-Dcstc-^c
gb-:-Fcbmac-Dcstc-^caufmk-]teaebgb
aufmk-]teaebgb

Tlkmer, O. (Cdtujrm bm :075). lttps?//www.dgfekcnekgkdega.dcf/ . Cjtmkebc bm

lttps?//www.dgfekcnekgkdega.dcf/ms/dcfc-rmgaezgr-uk-gkgae
lttps?//www.dgfekcnekgkdega.dcf/ms/dcfc-rmgaezgr-uk-gkgaeses-bm-puktc-bm-mqu
ses-bm-puktc-bm-mqueaejrec-bm-
eaejrec-bm-
tu-pmqumkg-mfprmsg/