FINANCIAMIENTO CON CUOTAS DECRECIENTES CON PERIODO DE GRACIA

PERIODOS SALDO INT CUOTA AMOR.

1 10,000.00 287.373 2,287.37 -
2 10,000.00 287.373 2,287.37 2,500.00
3 7,500.00 215.530 2715.53 2,500.00
4 5,000.00 143.69 2643.69 2,500.00
5 2,500.00 71.84 2571.84 2,500.00
TOTALES 1,005.81 - 10,000.0

Cuota 2,287.37

Tasa 2.8737%

Nper 4
CON PERIODO DE GRACIA

SALDO FIANL
10,000.00
7,500.00
5,000.00
2,500.00
0.00
11,005.8055
 FINANCIAMIENTO CON CUOTAS CRECIENTES CON PERIODO DE GRACIA

PERIODICO SALDO PRO. INT CUOTA AMOR.

1 10,000.00 287.37 2,287.37 0
2 10,000.00 1/10 287.37 1,287.37 1,000.00
3 9,000.00 1/5 258.64 2,258.64 2,000.00
4 7,000.00 3/10 201.16 3,201.16 3,000.00
5 4,000.00 2/5 114.95 4,114.95 4,000.00
TOTALES - 1,149.49 11,149.49 10,000.00

Interes
P= 10,000.00
i= 12% TEA Cuota
n= 5 meses trimestrales

TEM= (1+12%)^90/360 -1 = 0.028737

FACTOR= 10000/10 1000

ON PERIODO DE GRACIA

SALDO FINAL
10,000.00
9,000.00
7,000.00
4,000.00
0.00
-

2.8737%

2287.37
 FINANCIAMIENTO CON CUOTAS IGUALES CON PERIODO DE GRACIA

CAPITAL DE TRABAJO 10000

PERIODO PAGO 3
CUOTAS 5
TEA 12
TET 4
CUOTA S/.2,246.27
PERIODOS SALDO INICIAL AMORTIZACI
0 10000 0
1 10000 S/.1,846.27
2 S/.8,153.73 S/.1,920.12
3 S/.6,233.61 S/.1,996.93
4 S/.4,236.68 S/.2,076.80
5 S/.2,159.88 S/.2,159.88
RIODO DE GRACIA

INTERES CUOTA SALDO F

0 0 10000
400 S/.2,246.27 S/.8,153.73
326.149155 S/.2,246.27 S/.6,233.61
249.344275 S/.2,246.27 S/.4,236.68
169.467201 S/.2,246.27 S/.2,159.88
86.3950437 S/.2,246.27 S/.0.00