Valor Actual $ 100,000,000

TE 12%
12%
PERIODO
12
6
4
3
2

MESES
1
2
3
4
6

MENSUAL BIMESTRAL

Valor Actual $ 100,000,000 Valor Actual

Plazo 12 Plazo
Tasa 0.95% Tasa
Cuota $ 8,856,834.76 Cuota

Periodos Saldo Inicial Interés Cuota Abono a Capital Saldo Final Periodos
0 $ 100,000,000 0
1 $ 100,000,000 $ 950,000.00 $ 8,856,834.76 $ 7,906,834.76 $ 92,093,165.24 1
2 $ 92,093,165 $ 874,885.07 $ 8,856,834.76 $ 7,981,949.69 $ 84,111,215.54 2
3 $ 84,111,216 $ 799,056.55 $ 8,856,834.76 $ 8,057,778.22 $ 76,053,437.33 3
4 $ 76,053,437 $ 722,507.65 $ 8,856,834.76 $ 8,134,327.11 $ 67,919,110.22 4
5 $ 67,919,110 $ 645,231.55 $ 8,856,834.76 $ 8,211,603.22 $ 59,707,507.00 5
6 $ 59,707,507 $ 567,221.32 $ 8,856,834.76 $ 8,289,613.45 $ 51,417,893.56 6
7 $ 51,417,894 $ 488,469.99 $ 8,856,834.76 $ 8,368,364.77 $ 43,049,528.78
8 $ 43,049,529 $ 408,970.52 $ 8,856,834.76 $ 8,447,864.24 $ 34,601,664.54
9 $ 34,601,665 $ 328,715.81 $ 8,856,834.76 $ 8,528,118.95 $ 26,073,545.59
10 $ 26,073,546 $ 247,698.68 $ 8,856,834.76 $ 8,609,136.08 $ 17,464,409.51
11 $ 17,464,410 $ 165,911.89 $ 8,856,834.76 $ 8,690,922.87 $ 8,773,486.64
12 $ 8,773,487 $ 83,348.12 $ 8,856,834.76 $ 8,773,486.64 $ 0.00

ABONOS EXTRA
3 $ 10,000,000.00
6 $ 10,000,000.00
9 $ 10,000,000.00
12 $ 10,000,000.00

Valor Actual $ 100,000,000 Valor Actual

Periodo 12 Meses Plazo
Tasa 0.95% Tasa
Cuota $ 3,927,303.04 Cuota

Periodos Saldo Inicial Interés Cuota Abono a Capital Saldo Final Periodos
0 $ 100,000,000 0
1 $ 100,000,000 $ 950,000.00 $ 3,927,303.04 $ 2,977,303.04 $ 97,022,696.96 1
2 $ 97,022,697 $ 921,715.62 $ 3,927,303.04 $ 3,005,587.41 $ 94,017,109.55 2
3 $ 94,017,110 $ 893,162.54 $ 18,856,834.76 $ 17,963,672.22 $ 76,053,437.33 3
4 $ 76,053,437 $ 722,507.65 $ 3,927,303.04 $ 3,204,795.38 $ 72,848,641.95 4
5 $ 72,848,642 $ 692,062.10 $ 3,927,303.04 $ 3,235,240.94 $ 69,613,401.01 5
6 $ 69,613,401 $ 661,327.31 $ 18,856,834.76 $ 18,195,507.45 $ 51,417,893.56 6
7 $ 51,417,894 $ 488,469.99 $ 3,927,303.04 $ 3,438,833.05 $ 47,979,060.51
8 $ 47,979,061 $ 455,801.07 $ 3,927,303.04 $ 3,471,501.96 $ 44,507,558.55
9 $ 44,507,559 $ 422,821.81 $ 18,856,834.76 $ 18,434,012.96 $ 26,073,545.59
10 $ 26,073,546 $ 247,698.68 $ 3,927,303.04 $ 3,679,604.35 $ 22,393,941.24
11 $ 22,393,941 $ 212,742.44 $ 3,927,303.04 $ 3,714,560.59 $ 18,679,380.65
12 $ 18,679,381 $ 177,454.12 $ 18,856,834.76 $ 18,679,380.65 $ 0.00
 CONVERTIDOR DE TASAS

EA 1 AÑO(S) 12 MESES VALOR ACTUAL

TASA NOMINAL ÷ TASA PERIÓDICA * TASA NOMINAL
11.39% NAM 12 0.95% PMV 12 11.39%
11.44% NAB 6 1.91% PBV 6 11.44%
11.49% NAT 4 2.87% PTV 4 11.49%
11.55% NAC 3 3.85% PCV 3 11.55%
11.66% NAS 2 5.83% PSV 2 11.66%

PERIODO AMORTIZACION CUOTA FIJA

12 MES $ 8,856,834.76
6 BIMESTRE $ 17,798,396.04
4 TRIMESTRE $ 26,819,122.10
3 CUATRIMESTRE $ 35,932,232.35
2 SEMESTRE $ 54,413,822.80

BIMESTRAL CUATRIMESTRAL

$ 100,000,000 Valor Actual

6 Plazo
1.91% Tasa
$ 17,798,396.04 Cuota

Saldo Inicial Interés Cuota Abono a Capital Saldo Final Periodos

$ 100,000,000 0
$ 100,000,000 $ 1,910,000.00 $ 17,798,396.04 $ 15,888,396.04 $ 84,111,603.96 1
$ 84,111,604 $ 1,606,531.64 $ 17,798,396.04 $ 16,191,864.41 $ 67,919,739.55 2
$ 67,919,740 $ 1,297,267.03 $ 17,798,396.04 $ 16,501,129.02 $ 51,418,610.53 3
$ 51,418,611 $ 982,095.46 $ 17,798,396.04 $ 16,816,300.58 $ 34,602,309.94 4
$ 34,602,310 $ 660,904.12 $ 17,798,396.04 $ 17,137,491.92 $ 17,464,818.02
$ 17,464,818 $ 333,578.02 $ 17,798,396.04 $ 17,464,818.02 $ 0.00

$ 100,000,000 Valor Actual

6 Plazo
 1.91% Tasa
$ 14,238,716.84 Cuota

Saldo Inicial Interés Cuota Abono a Capital Saldo Final Periodos

$ 100,000,000 0
$ 100,000,000 $ 950,000.00 $ 14,238,716.84 $ 13,288,716.84 $ 86,711,283.16 1
$ 86,711,283 $ 823,757.19 $ 3,927,303.04 $ 3,103,545.85 $ 83,607,737.32 2
$ 83,607,737 $ 794,273.50 $ 27,798,396.04 $ 27,004,122.54 $ 56,603,614.78 3
$ 56,603,615 $ 537,734.34 $ 3,927,303.04 $ 3,389,568.69 $ 53,214,046.08 4
$ 53,214,046 $ 505,533.44 $ 3,927,303.04 $ 3,421,769.60 $ 49,792,276.49
$ 49,792,276 $ 473,026.63 $ 27,798,396.04 $ 27,325,369.42 $ 22,466,907.07
 $ 100,000,000
INT.EFECTIVO
12.0%
12.0%
12.0%
12.0%
12.0%

CUATRIMESTRAL TRIMESTRAL

$ 100,000,000 Valor Actual $ 100,000,000

4 Plazo 3
2.87% Tasa 3.85%
$ 26,819,122.10 Cuota $ 35,932,312.95

Saldo Inicial Interés Cuota Abono a Capital Saldo Final Periodos Saldo Inicial
$ 100,000,000 0
$ 100,000,000 $ 2,870,000.00 $ 26,819,122.10 $ 23,949,122.10 $ 76,050,877.90 1 $ 100,000,000
$ 76,050,878 $ 2,182,660.20 $ 26,819,122.10 $ 24,636,461.91 $ 51,414,415.99 2 $ 67,917,687
$ 51,414,416 $ 1,475,593.74 $ 26,819,122.10 $ 25,343,528.36 $ 26,070,887.63 3 $ 34,600,205
$ 26,070,888 $ 748,234.47 $ 26,819,122.10 $ 26,070,887.63 $ 0.00

$ 100,000,000 Valor Actual $ 100,000,000

4 Plazo 3
 2.87% Tasa 3.85%
$ 3,927,303.04 Cuota $ 3,927,303.04

Saldo Inicial Interés Cuota Abono a Capital Saldo Final Periodos Saldo Inicial
$ 100,000,000 0
$ 100,000,000 $ 950,000.00 $ 3,927,303.04 $ 2,977,303.04 $ 97,022,696.96 1 $ 100,000,000
$ 97,022,697 $ 921,715.62 $ 3,927,303.04 $ 3,005,587.41 $ 94,017,109.55 2 $ 97,022,697
$ 94,017,110 $ 893,162.54 $ 36,819,122.10 $ 35,925,959.56 $ 58,091,149.99 3 $ 94,017,110
$ 58,091,150 $ 551,865.92 $ 3,927,303.04 $ 3,375,437.11 $ 54,715,712.88
 SEMESTRAL

Valor Actual $ 100,000,000

Plazo 2
Tasa 5.83%
Cuota $ 54,413,782.73

Interés Cuota Abono a Capital Saldo Final Periodos Saldo Inicial Interés
$ 100,000,000 0
$ 3,850,000.00 $ 35,932,312.95 $ 32,082,312.95 $ 67,917,687.05 1 $ 100,000,000 $ 5,830,000.00
$ 2,614,830.95 $ 35,932,312.95 $ 33,317,482.00 $ 34,600,205.05 2 $ 51,416,217 $ 2,997,565.47
$ 1,332,107.89 $ 35,932,312.95 $ 34,600,205.05 $ 0.00

Valor Actual $ 100,000,000

Plazo 2
 Tasa 5.83%
Cuota $ 3,927,303.04

Interés Cuota Abono a Capital Saldo Final Periodos Saldo Inicial Interés
$ 100,000,000 0
$ 950,000.00 $ 3,927,303.04 $ 2,977,303.04 $ 97,022,696.96 1 $ 100,000,000 $ 950,000.00
$ 921,715.62 $ 3,927,303.04 $ 3,005,587.41 $ 94,017,109.55 2 $ 97,022,697 $ 921,715.62
$ 893,162.54 $ 45,932,312.95 $ 45,039,150.41 $ 48,977,959.14
 Cuota Abono a Capital Saldo Final
$ 100,000,000
$ 54,413,782.73 $ 48,583,782.73 $ 51,416,217.27
$ 54,413,782.73 $ 51,416,217.27 $ 0.00
 Cuota Abono a Capital Saldo Final
$ 100,000,000
$ 3,927,303.04 $ 2,977,303.04 $ 97,022,696.96
$ 3,927,303.04 $ 3,005,587.41 $ 94,017,109.55