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(1+0.25)30/ 360 −1
(1.25)1/ 12−1
1.0187−1
MV 0.0187∗12=0.2252
tNMV =22.52 %
b. TA (Nominal anual trimestre anticipado)
(1+0.25)1/ 4 −1
(1.25)1/ 4−1
i p=0.0574
tNTV =0.0574∗4=0.2274
Pasamos a tasa nominal trimestre anticipado
tNTV
tTA= ( 1−tNTV )
0.2274
tTA= ( 1−0.2274 )
tTA=0.2978=29,78 %
c. TV (Tasa anual trimestre vencido)
tNTV =0.0574∗4=0.2274
tNTV =0.2274
(1.25)1/ 2−1
i p=0.4721
tNTV =0.4721∗2=0.2361
Pasamos a tasa nominal trimestre anticipado
tNTV
tTA= ( 1−tNTV )
0.2361
tTA= ( 1−0.2361 )
tTA=0.3090=30.90 %
a. 25 MV
j tNMV 0.25
i p=tMV = = = =…
p 12 12
1+ EA =(1+i p )p
EA=(1+i p )p−1
EA=(1+0.02083333)12−1
EA=0.2807=28.07 %
b. 25 TA
TA 0.25
tNTV = = =0.333 …
1−TA 1−0.25
tNTV 0.333 …
i p= = =0.08333 …
4 4
i p=0.083333 …
EA=(1+i p )p−1
EA=(1+0.083333 …)4 −1
EA=(1.08333 …)4 −1
EA=0.3774=37.74 %
EA=37.74 %
c. 25 TV
tNTV 0.25
i p= = =0.0625
4 4
i p=0.0625
EA=(1+i p )p−1
EA=(1+0.0625)4 −1
EA=(1.0625)2−1
EA=0.2744=27.44 %
EA=27.44 %
d. 25 SA
SA 0.25
tNTV = = =0.333 …
1−SA 1−0.25
tNTV 0.333 …
i p= = =0.16666 …
2 2
i p=0.16666 …
EA=(1+i p )p−1
EA=(1+0.16666 …)2−1
EA=(1.166666 …)2−1
EA=0.36111…=36.11 %
EA=36.11%
3. ¿En cuál de las siguientes opciones invierto?
a.
n=180 días
i=28.5 SA
ea=?
SA 0.285
tNSV = = =0.3986
1−SA 1−0.285
tNSV 0.3986
i p= = =0.1993
2 2
i p=0.1993
EA=(1+i p )p−1
EA=(1+0.1993)2−1
EA=(1.1993)2−1
EA=0.4383=43.83 %
EA=43.83 %
b.
n=180 días
i=28.5 SV
ea=?
tNTV 0.285
i p= = =0.1425
2 2
i p=0.1425
EA=(1+0.1425) p−1
EA=(1+0.1425)2−1
EA=(1.1425)2−1
EA=0.3053=30.53 %
EA=30.53 %
Se debe invertir en la opción a ya que es a que brinda el mayor interés efectivo anual que brinda.
a. MA
tNPV 0.19
i p 1= = =0.0649
p 360/123
i p 1=0.0649
i p 2=( i p 1+ 1 ) p 1/ p 2−1
i p 2=0.0155
tNMV =0.0155∗12=0.1855
tNMV =0.1855
tNMV 0.1855
tNMA= = =0.1564
1+tNMV 1+0.1855
tNMA=15,64 %
b. SV
i p 2=( i p 1+ 1 ) p 1/ p 2−1
i p 2=( 0.0649+1 )(360 /123)/ 2−1
i p 2=0.0964
tNSV =0.0964∗2=0.1928
tNSV =0.1928
c. EA
tNPV 0.19
i p= = =0.0649
360/123 360/123
i p=0.0649
EA=(1+0.0649)360/ 123−1
EA=(1+0.1425)360/ 123−1
EA=(1.1425)360/123 −1
EA=0.4768=47.68 %
EA=47.68 %
d. AV
AV =47.68 %
5. Convierte la siguiente tasa 1.7% mensual a:
a. EA
tNMV 0.017
i p= = =0.00142
12 12
i p=0.00142
EA=(1+0.00142)12−1
EA=(1.00142)12−1
EA=0.01713=1.17 %
EA=1.17 %