PRESTAMO

8,200,000
AKA COMPRA
MES 3 2,100,000 MES -
MES 5 1,100,000 MES -
MES 7 750,000 MES -
MES MES -
SEGUROS PLAZO
SEGURO (CUOTA ANT.) 0.90% MESES 12
SEGURO DE VIDA (TRIM.) 54,000
SEGURO AMID -
INTERES
1 4 2.4%
5 7 1.1%
8 10 2.9%
11 12 0.8%

1 HALLAR TODAS LAS CUOTAS

ABONO CAPITAL
TIEMPO APORTE CAPITAL NORMAL ANUAL SEGURO SEGURO DE VIDA INTERES CUOTA SALDO

T. AKN AKA SEG. SEG. VID. i. CUOTA SALDO

0 8,200,000 - - - - - 8,200,000
1 683,333 - - - 196,800 880,133 7,516,667
2 683,333 - 7,921 - 180,400 871,655 6,833,333
3 683,333 2,100,000 7,845 54,000 164,000 3,009,178 4,050,000
4 450,000 - 27,083 - 97,200 574,283 3,600,000
5 450,000 1,100,000 5,169 - 39,600 1,594,769 2,050,000
6 292,857 - 14,353 54,000 22,550 383,760 1,757,143
7 292,857 750,000 3,454 - 19,329 1,065,640 714,286
8 142,857 - 9,591 - 20,714 173,162 571,429
9 142,857 - 1,558 54,000 16,571 214,987 428,571
10 142,857 - 1,935 - 12,429 157,221 285,714
11 142,857 - 1,415 - 2,286 146,558 142,857
12 142,857 - 1,319 54,000 1,143 199,319 -

TOTALES 4,250,000 3,950,000 81,642 216,000 773,021 9,270,664

T. AKN AKA SEG. SEG. VID. i. CUOTA SALDO

0 8,200,000 - - - - - 8,200,000
1 683,333 - - - 196,800 880,133 7,516,667
2 683,333 - 7,921 - 180,400 871,654 6,833,334
3 683,333 2,100,000 7,845 54,000 164,000 3,009,178 4,050,001
4 450,000 - 27,083 - 97,200 574,283 3,600,001
5 450,000 1,100,000 5,169 - 39,600 1,594,769 2,050,001
 6 292,857 - 14,353 54,000 22,550 383,760 1,757,144
7 292,857 750,000 3,454 - 19,329 1,065,640 714,287
8 142,857 - 9,591 - 20,714 173,162 571,430
9 142,858 - 1,558 54,000 16,571 214,987 428,572
10 142,857 - 1,935 - 12,429 157,221 285,715
11 142,858 - 1,415 - 2,286 146,559 142,857
12 142,857 - 1,319 54,000 1,143 199,319 -

TOTALES 4,250,000 3,950,000 81,643 216,000 773,022 9,270,665 27,950,009

%i
0.00%
25.46%
23.34%
21.22%
12.57%
5.12%
2.92%
2.50%
2.68%
2.14%
1.61%
0.30%
0.15%

100%

%i
0.00%
25.46%
23.34%
21.22%
12.57%
5.12%
2.92%
2.50%
2.68%
2.14%
1.61%
0.30%
0.15%

100%
 PRESTAMO
7,400,000
AKA COMPRA
MES 2 1,850,000 MES 1 2,500,000
MES 5 920,000 MES 4 1,800,000
MES 7 740,000 MES 7 475,000
MES 9 520,000 MES 8 520,000
SEGUROS PLAZO
SEGURO (BIMEN 75,000 1.40% MESES 12
SEGURO AMIT 2.10%
SEGURO DE VIDA (TRIM.) 36,000
INTERES
MES 1A4 0.9%
MES 5A7 2.1%
MES 8 A 11 1.2%
MES 12. 0.8%

1 HACER LA TABLA DE AMORTIZACION

2 ELABORAR LA GRAFICA
3 SACAR INDICADORES Y ANALISIS

TABLA DE AMORTIZACION PORCENTAJES

T. AKN AKA COMPRA SEG. SEG AMIT SEG. VID. i. CUOTA SALDO %i %AKN %AKA %COMPRA
0 - - - - - - - - 7,400,000 0.00% 0.00% 0.00% 0.00%
1 616,667 - 2,500,000 - 12,950 - 66,600 696,217 9,283,333 8.96% 7.12% 0.00% 47.21%
2 843,939 1,850,000 - 1,050 17,723 - 83,550 2,796,262 6,589,394 11.24% 9.74% 45.91% 0.00%
3 658,939 - - - 13,838 36,000 59,305 768,082 5,930,455 7.98% 7.60% 0.00% 0.00%
4 658,939 - 1,800,000 1,050 13,838 - 53,374 727,201 7,071,516 7.18% 7.60% 0.00% 33.99%
5 883,940 920,000 - - 18,563 - 148,502 1,971,005 5,267,576 19.98% 10.20% 22.83% 0.00%
6 752,511 - - 1,050 15,803 36,000 110,619 915,983 4,515,065 14.88% 8.68% 0.00% 0.00%
7 752,511 740,000 475,000 - 15,803 - 94,816 1,603,130 3,497,554 12.76% 8.68% 18.36% 8.97%
8 699,511 - 520,000 1,050 14,690 - 41,971 757,222 3,318,043 5.65% 8.07% 0.00% 9.82%
9 829,511 520,000 - - 17,420 36,000 39,817 1,442,748 1,968,532 5.36% 9.57% 12.90% 0.00%
10 656,177 - - 1,050 13,780 - 23,622 694,629 1,312,355 3.18% 7.57% 0.00% 0.00%
11 656,178 - - - 13,780 - 15,748 685,706 656,177 2.12% 7.57% 0.00% 0.00%
12 656,177 - - 1,050 13,780 36,000 5,249 712,256 - 0.71% 7.57% 0.00% 0.00%

TOTALE 8,665,000 4,030,000 5,295,000 6,300 181,968 144,000 743,173 13,770,441 49,410,000 100% 100% 100% 100%

i.
160,000
148,502
140,000
120,000
110,619
100,000 94,816 i.
80,00066,600 83,550
 i.
160,000
148,502
140,000
120,000
110,619
100,000 94,816 i.
80,00066,600 83,550
59,305
60,000
53,374 41,971
39,817
40,000
20,000 23,622
15,748
5,249
-
1 2 3 4 5 6 7 8 9 10 11 12