PRIMERO

El profesor de Ingeniería Económica, quiere solicitar un crédito entre 30,000 y 80,000 soles.

Motivo por el cual, se le pide comparar entre dos alternativas, respecto de la tasa de interés y
el periodo de pago.

Recomiende cuál es la tasa de interés más baja y en qué periodo aceptar.

(Compara entre Caja Arequia y CrediScotia)

CAJA AREQUIPA
Credito de consumo
Monto 24 meses 36 meses 48 meses 60 meses 72 meses
5,000.00 244.18 174.28 139.71 119.25
10,000.00 488.96 346.15 280.04 235.9
15,000.00 728.95 519.23 415.43 353.96
20,000.00 971.33 691.71 553.3 471.31 421.28
25,000.00 1,214.17 864.63 691.62 597.85 535.54
30,000.00 1,466.88 1,037.56 829.94 706.97 631.93
35,000.00 1,210.49 968.27 824.8 737.25
40,000.00 1,383.41 1,106.49 942.62 842.57
45,000.00 1,556.34 1,244.91 1,060.45 947.89
50,000.00 1,727.70 1,381.71 1,176.71 1,051.59
55,000.00 1,920.44 1,519.88 1,294.38 1,156.75
60,000.00 2,073.32 1,658.05 1,412.05 1,261.91
70,000.00 2,432.07 1,944.92 1,656.35 1,480.25
80,000.00 2,788.95 2,230.32 1,899.40 1,697.00

CREDISCOTIA
Credito de consumo
Monto 12 meses 24 meses 36 meses 48 meses 60 meses 72 meses
5,000.00 457 245 175 141 120 107
10,010.00 914 491 351 282 241 215
20,010.00 1,819.00 974 694 554 473 420
30,000.00 2,730.00 1,459.00 1,037.00 830 705 624
40,000.00 3,638.00 1,945.00 1,383.00 1,105.00 941 832
50,000.00 4,533.00 2,431.00 1,729.00 1,382.00 1,176.00 1,041.00
60,000.00 5,460.00 2,918.00 2,075.00 1,658.00 1,411.00 1,249.00
70,000.00 3,393.00 2,421.00 1,935.00 1,645.00 1,455.00
80,000.00 3,878.00 3,759.00 2,211.00 1,880.00 1,664.00
100,000.00 3,448.00 2,755.00 2,345.00 2,075.00
120,000.00 4,138.00 3,307.00 2,814.00 2,490.00
140,000.00 3,858.00 3,283.00 2,906.00
150,000.00 3,517.00 3,113.00