FLUJO DE CAJA AGROPECUARIO AMPLIACIONES - RENOVACIONES (VERSIÓN ABRIL 2018)

Nombre y Apellidos del Solicitante: RUBENDARIO FONSECA MATA Actividad Principal: CULTIVO DE ARROZ

Fuente Alternativa de Pago: VENTS DE MOTOCICLETA Monto Solicitado: 150,000,000 FECHA: 30-05-18
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Plan de Pago Plazo del Seguro Nº de Cuotas Máximas

Monto Propuesto Plazo Sugerido (Pactada,Fija) Tipo Credito familia protegida Sugeridas
Forma de Pago (M) Tasa de % Vigente Monto a Pagar al Mes Monto Seguro Vida escogido $ Fecha de Desfase (días) Firma del Analísta de crédito

15,000,000 28 FIJA 2 28 34 M 2.777% 777,789 4,000 30

INGRESOS DE LA UNIDAD FAMILIAR EGRESOS AGROPECUARIOS (insumos, m. obra, maquin, arrendamiento, riego, etc)

Flujo sin
PROVISION PARA COMPRA DE Crédito y Saldo Desemb. Bruto del Seguro de Vida Pago del Crédito Flujo con Crédito % de Capacidad
PAGO DE CORTE-CARGUE Y Saldo del Mes Crédito de pago
MESES OTROS INGRESOS VENTA DE ARROZ GASTOS DEL INSUMOS MANO DE HOBRA MOTOBOMBAE Gastos Familiares Pago de Deudas Incial
TRABAJADOR TRASPORTE antes del Crédito
CULTIVO INSUMOS

May 2,010,000 800,000 15,000,000 187,000 -13,977,000 -13,977,000 15,000,000 112,000 1,023,000
Jun 2,010,000 5,000,000 800,000 2,917,000 1,496,000 500,000 599,000 698,000 -13,279,000 777,789 943,211 111.4%
Jul 2,010,000 5,000,000 800,000 2,917,000 1,496,000 500,000 599,000 698,000 -12,581,000 777,789 863,422 111.4%
Aug 2,010,000 5,000,000 800,000 2,917,000 1,496,000 500,000 599,000 698,000 -11,883,000 777,789 783,633 111.4%
Sep 2,010,000 5,000,000 800,000 2,917,000 1,496,000 500,000 599,000 698,000 -11,185,000 777,789 703,844 111.4%
Oct 2,010,000 800,000 500,000 599,000 111,000 -11,074,000 777,789 37,055 700.7%
Nov 2,010,000 38,080,000 800,000 2,917,000 1,496,000 6,144,000 500,000 599,000 27,634,000 16,560,000 777,789 26,893,266 2.8%
Dec 2,010,000 38,080,000 800,000 2,917,000 1,496,000 6,144,000 500,000 599,000 27,634,000 44,194,000 777,789 53,749,477 2.8%
Jan 2,010,000 5,000,000 800,000 2,917,000 1,496,000 500,000 599,000 698,000 44,892,000 777,789 53,669,688 111.4%
Feb 2,010,000 5,000,000 800,000 2,917,000 1,496,000 500,000 599,000 698,000 45,590,000 777,789 53,589,899 111.4%
Mar 2,010,000 5,000,000 800,000 500,000 599,000 5,111,000 50,701,000 777,789 57,923,110 15.2%
Apr 2,010,000 38,080,000 800,000 2,917,000 1,496,000 6,144,000 500,000 599,000 27,634,000 78,335,000 777,789 84,779,321 2.8%
May 2,010,000 38,080,000 800,000 2,917,000 1,496,000 6,144,000 500,000 599,000 27,634,000 105,969,000 777,789 111,635,532 2.8%
Jun 2,010,000 5,000,000 800,000 2,917,000 1,496,000 500,000 599,000 698,000 106,667,000 777,789 111,555,743 111.4%
Jul 2,010,000 5,000,000 800,000 2,917,000 1,496,000 500,000 599,000 698,000 107,365,000 777,789 111,475,954 111.4%
Aug 2,010,000 5,000,000 800,000 500,000 599,000 5,111,000 112,476,000 777,789 115,809,165 15.2%
Sep 2,010,000 5,000,000 800,000 2,917,000 1,496,000 500,000 599,000 698,000 113,174,000 777,789 115,729,376 111.4%
Oct 2,010,000 5,000,000 800,000 2,917,000 1,496,000 500,000 599,000 698,000 113,872,000 777,789 115,649,587 111.4%
Nov 2,010,000 38,080,000 800,000 2,917,000 1,496,000 6,144,000 500,000 599,000 27,634,000 141,506,000 777,789 142,505,798 2.8%
Dec 2,010,000 38,080,000 800,000 2,917,000 1,496,000 6,144,000 500,000 599,000 27,634,000 169,140,000 777,789 169,362,009 2.8%
Jan 2,010,000 5,000,000 800,000 500,000 599,000 5,111,000 174,251,000 777,789 173,695,220 15.2%
Feb 2,010,000 5,000,000 800,000 2,917,000 1,496,000 500,000 599,000 698,000 174,949,000 777,789 173,615,431 111.4%
Mar 2,010,000 5,000,000 800,000 2,917,000 1,496,000 500,000 599,000 698,000 175,647,000 777,789 173,535,642 111.4%
Apr 2,010,000 38,080,000 800,000 2,917,000 1,496,000 6,144,000 500,000 599,000 27,634,000 203,281,000 777,789 200,391,853 2.8%
May 2,010,000 38,080,000 800,000 2,917,000 1,496,000 6,144,000 500,000 599,000 27,634,000 230,915,000 777,789 227,248,064 2.8%
Jun 2,010,000 5,000,000 800,000 500,000 599,000 5,111,000 236,026,000 777,789 231,581,275 15.2%
Jul 2,010,000 5,000,000 800,000 2,917,000 1,496,000 500,000 599,000 698,000 236,724,000 777,789 231,501,486 111.4%
Aug 2,010,000 5,000,000 800,000 2,917,000 1,496,000 500,000 599,000 698,000 237,422,000 777,789 231,421,697 111.4%
Sep 2,010,000 5,000,000 800,000 2,917,000 1,496,000 500,000 599,000 698,000 238,120,000 777,789 231,341,908 111.4%
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TOTAL = 58,290,000 304,640,000 95,000,000 23,200,000 67,091,000 34,408,000 49,152,000 15,000,000 14,187,000 16,772,000 238,120,000 15,000,000 112,000 21,778,092

INFORMACIÓN DE LOS INGRESOS Y EGRESOS ACUMULADOS INFORMACIÓN PARA EL ESTADO DE RESULTADOS MENSUAL Pasivo Patrimonio Crédito Endeudamiento Cap. pago acum. Director de Agencia
TOTAL INGRESOS DE LA UNIDAD FAMILIAR: 457,930,000 Ventas de Contado Costo de Ventas Utilidad Bruta
7,589,000 23,589,000 15,000,000 95.8% 1162%
TOTAL EGRESOS DE LA UNIDAD FAMILIAR: 205,623,000 16,354,643 7,343,679 9,010,964

DESCRIPCIÓN DEL PLAN DE PAGOS Fecha de 1er pago

Mes Jun 18 Jul 18 Aug 18 Sep 18 Oct 18 Nov 18 Dec 18 Jan 19 Feb 19 Mar 19 Apr 19 May 19 Jun 19 Jul 19 Aug 19 Sep 19 Oct 19 Nov 19
Interés 416,597 406,565 396,255 385,659 374,768 363,575 352,071 340,247 328,096 315,606 302,770 289,577 276,018 262,082 247,760 233,039 217,910 202,360
Capital 361,192 371,224 381,534 392,130 403,021 414,214 425,718 437,542 449,693 462,183 475,019 488,212 501,771 515,707 530,029 544,750 559,879 575,429
Mes Dec 19 Jan 20 Feb 20 Mar 20 Apr 20 May 20 Jun 20 Jul 20 Aug 20 Sep 20
Interés 186,379 169,953 153,072 135,721 117,889 99,562 80,725 61,366 41,468 21,018 0 0 0 0 0 0 0 -
Capital 591,410 607,836 624,717 642,068 659,900 678,227 697,064 716,423 736,321 756,771 0 0 0 0 0 0 0 -
Mes
Interés 0 0 0 0 0 0
Capital 0 0 0 0 0 0

1 NUEVOS
2 RENOVACIONES - AMPLIACIONES
3 CLIENTES ÉLITE
4 CLIENTES ÉLITE PLUS
Tipo de Crédito
5 NUEVOS TASA COMERCIAL
6 RENOVACIONES - AMPLIACIONES - ÉLITE - ÉLITE PLUS TASA CCIAL
7 CRÉDITOS MODIFICADOS