Calidad de Cartera Establecimiento de Credito Incluido Castigos

Indicador de Calidad de Cartera por Vencimiento Cartera Total
Periodicidad Mensual
Fuente de Informacin: Estados Financieros Informe 0
Indicador de Calidad de Cartera por Vencimiento Ca

Tipo de Entidad Descripcin Tipo Enero Febrero Marzo
1 ESTABLECIMIENTOS BANCARIOS 7.84% 7.84% 7.71%
4 COMPANIAS DE FINANCIAMIENTO 9.83% 9.74% 9.74%
8 ORGANISMOS COOPERATIVOS 31.83% 31.30% 30.72%
22 INSTITUCIONES OFICIALES ESPE 10.67% 9.38% 9.09%
32 COOPERATIVAS CARACTER FINA 8.60% 8.87% 8.62%
Establecimientos de Crdito + FNA 8.10% 8.07% 7.93%

Establecimientos de Crdito 8.06% 8.05% 7.92%
Indicador de Calidad de Cartera por Vencimiento C

22 INSTITUCIONES OFICIALES ESPECIALES 100.00%

Indicador de Calidad de Cartera por Vencimiento





22 INSTITUCIONES OFICIALES ESPECIALES

2011
Abril Mayo Junio Julio Agosto Septiembre Octubre
7.73% 7.50% 7.21% 7.26% 7.06% 6.95% 7.08%
9.70% 8.68% 8.62% 8.52% 7.16% 7.09% 7.31%
30.17% 28.85% 28.14% 27.48% 26.36% 26.18% 25.31%
9.10% 8.91% 8.79% 8.81% 8.67% 8.76% 9.09%
7.44% 7.45% 7.14% 7.08% 7.06% 7.20% 7.20%
7.93% 7.63% 7.36% 7.40% 7.13% 7.02% 7.16%

7.91% 7.61% 7.34% 7.38% 7.10% 7.00% 7.13%
2011
4.84% 4.70% 4.00% 4.14% 4.06% 4.03% 4.11%
6.84% 6.28% 6.25% 6.05% 5.84% 5.77% 5.92%
7.50% 6.97% 6.74% 6.55% 6.24% 6.20% 5.89%
3.14% 3.79% 3.36% 3.03% 3.84% 3.80% 3.38%
5.01% 4.83% 4.18% 4.29% 4.21% 4.18% 4.26%

5.01% 4.83% 4.18% 4.29% 4.21% 4.18% 4.26%
2011
13.90% 13.31% 13.63% 13.60% 13.17% 12.94% 13.21%
16.92% 17.97% 17.78% 17.90% 12.15% 12.16% 12.50%
90.85% 90.45% 90.19% 90.20% 89.90% 89.49% 89.02%
8.20% 12.64% 11.03% 9.03% 8.08% 9.07% 9.46%
8.11% 8.06% 7.78% 7.77% 7.61% 7.80% 7.80%
14.12% 13.53% 13.81% 13.79% 13.14% 12.93% 13.19%

14.12% 13.53% 13.81% 13.79% 13.14% 12.93% 13.19%
2011
6.48% 6.21% 6.02% 5.56% 5.33% 5.16% 5.06%
0.43% 0.38% 0.51% 0.37% 0.22% 0.42% 0.35%
90.03% 90.36% 78.18% 76.16% 76.68% 77.01% 77.34%
9.10% 8.91% 8.79% 8.81% 8.68% 8.76% 9.09%
1.64% 1.56% 1.47% 1.58% 1.43% 1.46% 1.44%
6.94% 6.68% 6.51% 6.13% 5.92% 5.80% 5.76%

6.46% 6.19% 6.00% 5.54% 5.32% 5.15% 5.04%
2011
11.00% 10.92% 11.48% 11.53% 11.26% 11.20% 11.12%
10.44% 10.08% 10.13% 10.28% 10.17% 9.96% 9.96%
3.93% 3.82% 3.64% 4.52% 3.78% 3.51% 3.02%
11.21% 11.17% 10.85% 10.83% 10.92% 11.21% 12.61%
10.95% 10.86% 11.38% 11.44% 11.17% 11.11% 11.06%

10.95% 10.86% 11.38% 11.44% 11.17% 11.11% 11.06%
201
Noviembre Diciembre Enero Febrero Marzo Abril Mayo
6.72% 6.43% 6.68% 6.78% 6.81% 6.99% 6.89%
7.10% 6.76% 7.07% 7.06% 7.03% 7.44% 7.38%
24.70% 24.86% 26.13% 25.32% 24.37% 24.17% 23.84%
9.18% 9.10% 9.15% 8.03% 7.87% 8.01% 8.00%
7.32% 6.33% 6.74% 6.75% 6.81% 7.09% 7.08%
6.82% 6.53% 6.78% 6.86% 6.87% 7.07% 6.98%

6.78% 6.49% 6.74% 6.84% 6.86% 7.05% 6.96%
201
3.81% 3.72% 3.93% 3.98% 4.39% 4.56% 4.47%
5.66% 5.22% 5.45% 5.29% 5.22% 5.47% 5.21%
5.79% 5.96% 6.39% 6.20% 5.88% 5.79% 5.68%
3.28% 3.24% 3.58% 3.59% 3.73% 3.71% 4.47%
3.96% 3.84% 4.05% 4.09% 4.46% 4.63% 4.53%

3.96% 3.84% 4.05% 4.09% 4.46% 4.63% 4.53%
201
12.73% 11.98% 12.32% 12.50% 11.92% 12.11% 11.96%
12.44% 11.97% 12.43% 12.93% 12.97% 14.04% 14.86%
88.74% 88.47% 88.47% 88.37% 88.20% 88.14% 87.91%
13.57% 10.00% 9.20% 13.39% 13.83% 14.79% 13.04%
7.95% 6.73% 7.27% 7.37% 7.32% 7.59% 7.51%
12.74% 12.00% 12.34% 12.53% 12.00% 12.22% 12.12%

12.74% 12.00% 12.34% 12.53% 12.00% 12.22% 12.12%
201
5.05% 4.84% 4.67% 4.63% 4.52% 4.46% 4.47%
0.30% 0.33% 0.86% 0.67% 1.65% 0.65% 0.32%
77.68% 78.02% 78.37% 78.72% 79.07% 79.19% 78.45%
9.17% 9.09% 9.15% 8.02% 7.86% 8.00% 7.99%
1.35% 1.26% 1.14% 1.21% 1.12% 1.31% 1.29%
5.77% 5.57% 5.44% 5.21% 5.08% 5.06% 5.06%

5.03% 4.82% 4.65% 4.61% 4.50% 4.44% 4.45%
201
10.87% 10.78% 10.94% 11.22% 10.35% 10.92% 10.99%
9.82% 11.74% 12.10% 12.25% 12.51% 12.86% 12.55%
3.26% 3.17% 3.77% 3.90% 4.41% 4.49% 4.56%
13.50% 13.41% 12.49% 11.63% 13.88% 15.77% 14.88%
10.83% 10.85% 11.00% 11.26% 10.50% 11.07% 11.11%

10.83% 10.85% 11.00% 11.26% 10.50% 11.07% 11.11%
2012
Junio Julio Agosto Septiembre Octubre Noviembre Diciembre
6.82% 6.91% 6.87% 6.92% 6.83% 6.81% 6.41%
7.58% 8.30% 8.16% 8.31% 8.32% 8.29% 8.03%
23.64% 24.04% 23.24% 22.73% 22.24% 21.22% 20.87%
8.14% 8.30% 8.28% 8.48% 8.41% 8.42% 8.31%
6.64% 6.74% 6.77% 7.01% 7.58% 7.31% 6.61%
6.92% 7.05% 7.00% 7.06% 6.98% 6.95% 6.57%

6.90% 7.03% 6.98% 7.04% 6.96% 6.93% 6.54%
2012
4.41% 4.57% 4.50% 4.48% 4.45% 4.44% 4.23%
5.07% 5.68% 5.27% 5.30% 5.26% 5.11% 4.96%
5.50% 6.08% 5.58% 5.27% 5.12% 4.77% 4.79%
3.09% 3.80% 3.43% 3.84% 5.02% 4.18% 3.62%
4.46% 4.65% 4.56% 4.54% 4.51% 4.49% 4.28%

4.46% 4.65% 4.56% 4.54% 4.51% 4.49% 4.28%
2012
11.83% 11.85% 11.81% 12.01% 11.82% 11.78% 10.99%
16.28% 16.79% 17.46% 18.22% 18.48% 18.78% 18.11%
87.75% 87.07% 86.88% 86.67% 86.13% 85.83% 85.48%
10.94% 7.29% 8.22% 9.62% 11.44% 10.52% 8.62%
7.19% 7.16% 7.23% 7.42% 7.87% 7.68% 7.02%
12.05% 12.08% 12.07% 12.29% 12.13% 12.10% 11.33%

12.05% 12.08% 12.07% 12.29% 12.13% 12.10% 11.33%
2012
4.37% 4.32% 4.28% 4.16% 4.04% 4.02% 3.87%
0.25% 0.20% 0.26% 0.18% 0.06% 0.08% 0.27%
78.83% 79.22% 75.41% 76.94% 77.34% 76.34% 77.01%
8.13% 8.31% 8.28% 8.47% 8.41% 8.42% 8.31%
1.27% 1.24% 1.12% 1.21% 1.44% 1.35% 1.37%
5.00% 4.98% 4.95% 4.87% 4.76% 4.74% 4.59%

4.35% 4.29% 4.26% 4.14% 4.01% 4.00% 3.84%
2012
11.15% 11.23% 11.17% 11.33% 11.28% 11.49% 11.56%
12.61% 12.62% 14.45% 14.26% 14.22% 14.33% 14.67%
4.36% 3.95% 4.36% 4.33% 4.04% 4.20% 3.96%
15.09% 15.92% 16.62% 18.04% 19.37% 19.69% 17.08%
11.26% 11.34% 11.37% 11.52% 11.49% 11.70% 11.75%

11.26% 11.34% 11.37% 11.52% 11.49% 11.70% 11.75%
2013
Enero Febrero Marzo Abril Mayo Junio Julio Agosto Septiembre Octubre
6.67% 6.75% 6.85% 6.82% 6.71% 6.63% 6.61% 6.65% 6.63% 6.65%
8.39% 8.58% 8.85% 8.74% 8.56% 8.96% 8.63% 8.87% 8.85% 8.69%
21.11% 20.84% 21.22% 20.67% 20.52% 20.42% 20.67% 20.81%
8.45% 7.59% 7.73% 7.69% 7.67% 7.82% 7.84% 7.86% 7.74% 7.60%
6.93% 7.40% 7.77% 7.63% 7.31% 7.40% 7.18% 7.42% 7.46% 7.29%
6.83% 6.91% 7.02% 6.98% 6.86% 6.82% 6.81% 6.87% 6.82% 6.82%
6.80% 6.89% 7.01% 6.97% 6.85% 6.80% 6.80% 6.85% 6.80% 6.81%
2013
4.45% 4.41% 4.53% 4.56% 4.31% 4.18% 4.23% 4.25% 4.26% 4.25%
5.20% 5.27% 5.48% 5.45% 5.27% 5.79% 5.31% 5.55% 5.47% 5.26%
4.85% 4.69% 5.14% 4.95% 4.90% 4.92% 4.97% 5.11%
3.72% 5.92% 6.14% 6.63% 4.67% 5.05% 4.85% 5.31% 5.47% 4.90%
4.51% 4.48% 4.60% 4.63% 4.38% 4.30% 4.38% 4.41% 4.41% 4.38%
4.51% 4.48% 4.60% 4.63% 4.38% 4.30% 4.38% 4.41% 4.41% 4.38%
2013
11.33% 11.69% 11.78% 11.66% 11.81% 11.90% 11.69% 11.81% 11.77% 11.84%
18.59% 19.03% 19.44% 19.08% 18.82% 18.86% 18.92% 19.06% 19.14% 19.19%
85.40% 84.97% 85.09% 84.86% 84.56% 84.58% 84.58% 84.59%
11.14% 10.99% 9.61% 11.31% 11.71% 11.60% 11.17% 12.14% 13.34% 14.54%
7.39% 7.63% 8.02% 7.77% 7.65% 7.69% 7.45% 7.69% 7.81% 7.61%
11.67% 12.03% 12.15% 12.02% 12.13% 12.23% 12.03% 12.15% 12.02% 12.08%
11.67% 12.03% 12.15% 12.02% 12.13% 12.23% 12.03% 12.15% 12.02% 12.08%
2013
3.90% 3.86% 3.82% 3.78% 3.76% 3.70% 3.58% 3.53% 3.43% 3.33%
0.34% 0.42% 0.28% 0.15% 0.27% 0.25% 0.10% 0.16% 0.32% 0.33%
77.43% 77.86% 78.02% 78.74% 78.91% 79.67% 80.14% 80.32%
8.44% 7.59% 7.73% 7.69% 7.66% 7.82% 7.83% 7.85% 7.73% 7.59%
1.35% 1.36% 1.47% 1.52% 1.57% 1.63% 1.70% 1.68% 1.72% 1.73%
4.64% 4.45% 4.44% 4.40% 4.38% 4.35% 4.25% 4.20% 4.10% 3.99%
3.88% 3.83% 3.80% 3.76% 3.74% 3.67% 3.56% 3.50% 3.41% 3.31%
2013
11.82% 12.12% 12.52% 12.36% 12.36% 12.53% 12.55% 12.64% 12.63% 12.78%
15.01% 15.36% 16.21% 16.17% 16.06% 16.49% 16.41% 16.76% 16.78% 16.56%
4.70% 4.29% 5.31% 4.69% 4.83% 4.55% 4.38% 5.05%
17.81% 18.50% 19.66% 19.34% 19.15% 19.27% 19.04% 19.14% 19.03% 18.94%
12.02% 12.32% 12.75% 12.60% 12.60% 12.77% 12.78% 12.89% 12.91% 13.04%
12.02% 12.32% 12.75% 12.60% 12.60% 12.77% 12.78% 12.89% 12.91% 13.04%
2014
Noviembre Diciembre Enero Febrero Marzo Abril Mayo Junio Julio Agosto
6.74% 6.52% 6.71% 6.78% 6.84% 6.82% 6.76% 6.76% 6.74% 6.77%
8.89% 8.41% 8.34% 8.48% 8.47% 8.56% 8.28% 8.24% 8.34% 8.67%
7.70% 7.65% 7.59% 6.88% 6.64% 6.54% 6.65% 6.68% 6.48% 6.54%
7.47% 6.95% 7.27% 7.50% 7.47% 7.64% 9.58% 9.64% 7.87% 8.07%
6.92% 6.69% 6.85% 6.92% 6.97% 6.95% 6.89% 6.89% 6.86% 6.92%
6.90% 6.67% 6.84% 6.92% 6.97% 6.96% 6.90% 6.89% 6.87% 6.92%
2014
4.31% 4.24% 4.40% 4.42% 4.62% 4.68% 4.46% 4.45% 4.48% 4.54%
5.48% 5.00% 4.95% 5.06% 5.00% 5.09% 4.93% 4.86% 4.97% 5.33%
5.78% 4.34% 5.03% 5.55% 6.00% 6.07% 9.96% 9.14% 6.96% 6.91%
4.46% 4.35% 4.50% 4.52% 4.70% 4.77% 4.56% 4.53% 4.57% 4.65%
4.46% 4.35% 4.50% 4.52% 4.70% 4.77% 4.56% 4.53% 4.57% 4.65%
2014
12.06% 11.53% 11.79% 12.05% 11.90% 11.75% 11.99% 12.12% 11.93% 11.90%
19.09% 18.49% 18.10% 18.32% 18.49% 18.60% 16.98% 17.12% 17.29% 17.61%
14.32% 12.90% 10.71% 13.58% 12.24% 16.15% 16.97% 15.89% 12.27% 13.73%
7.69% 7.28% 7.54% 7.74% 7.66% 7.86% 9.90% 10.07% 8.25% 8.55%
12.29% 11.76% 11.99% 12.24% 12.12% 11.99% 12.21% 12.34% 12.15% 12.14%
12.29% 11.76% 11.99% 12.24% 12.12% 11.98% 12.21% 12.34% 12.15% 12.14%
2014
3.29% 3.08% 3.14% 3.08% 3.03% 2.98% 2.93% 2.95% 2.92% 2.94%
0.30% 0.39% 0.39% 0.20% 0.21% 0.33% 0.15% 0.24% 0.22% 0.32%
7.69% 7.63% 7.59% 6.86% 6.63% 6.52% 6.63% 6.66% 6.47% 6.52%
1.77% 1.84% 1.91% 1.92% 1.85% 1.85% 1.87% 1.84% 1.85% 1.88%
3.96% 3.78% 3.81% 3.64% 3.56% 3.50% 3.46% 3.47% 3.41% 3.43%
3.27% 3.06% 3.12% 3.06% 3.01% 2.96% 2.92% 2.93% 2.90% 2.92%
2014
12.70% 12.77% 13.29% 13.54% 13.62% 13.66% 13.66% 13.18% 13.25% 13.40%
16.68% 16.99% 17.37% 17.74% 17.82% 18.02% 18.28% 18.67% 18.76% 19.10%
19.19% 18.90% 19.80% 19.81% 18.78% 18.40% 17.63% 17.68% 14.45% 14.28%
12.98% 13.05% 13.56% 13.82% 13.89% 13.94% 13.95% 13.52% 13.55% 13.71%
12.98% 13.05% 13.56% 13.82% 13.89% 13.94% 13.95% 13.52% 13.55% 13.71%
2015
Septiem Octubre Noviemb Diciemb Enero Febrero Marzo Abril Mayo Junio Julio
bre
6.82% 6.63% re
6.60% re
6.32% 6.31% 6.28% 6.32% 6.36% 6.66% 6.64% 6.61%
8.68% 8.56% 8.69% 8.24% 7.63% 6.98% 6.67% 6.59% 7.34% 7.41% 7.31%
6.51% 6.53% 6.84% 7.14% 7.47% 6.98% 6.99% 7.23% 7.56% 7.75% 7.80%
7.99% 8.00% 8.06% 7.71% 8.17% 8.29% 8.23% 8.47% 8.89% 9.00% 8.68%
6.96% 6.78% 6.75% 6.47% 6.45% 6.38% 6.39% 6.43% 6.76% 6.74% 6.70%
6.97% 6.78% 6.75% 6.46% 6.44% 6.37% 6.38% 6.42% 6.75% 6.73% 6.69%
2015
bre
4.57% 4.55% re
4.45% re
4.35% 4.99% 4.96% 4.98% 4.68% 4.62% 4.55% 4.54%
5.33% 4.90% 5.02% 4.63% 4.47% 4.69% 4.67% 4.94% 5.05% 5.09% 4.98%
6.62% 8.86% 8.49% 8.09% 9.50% 9.82% 9.74% 10.01% 10.07% 11.46% 11.40%
4.68% 4.63% 4.54% 4.42% 5.00% 4.99% 5.01% 4.76% 4.71% 4.65% 4.63%
4.68% 4.63% 4.54% 4.42% 5.00% 4.99% 5.01% 4.76% 4.71% 4.65% 4.63%
2015
bre
11.92% 11.39% re
11.53% re
10.81% 10.91% 11.00% 11.09% 11.76% 11.94% 11.96% 11.90%
17.79% 17.77% 17.97% 17.35% 18.73% 15.83% 15.93% 14.81% 16.38% 16.49% 16.51%
13.37% 17.13% 16.51% 13.39% 13.48% 16.81% 16.32% 16.85% 16.41% 14.91% 13.27%
8.51% 8.26% 8.39% 8.03% 9.05% 9.16% 9.10% 9.43% 9.38% 9.29% 8.89%
12.16% 11.67% 11.81% 11.11% 11.29% 11.20% 11.29% 11.87% 12.11% 12.13% 12.07%
12.16% 11.67% 11.81% 11.11% 11.29% 11.20% 11.29% 11.87% 12.11% 12.13% 12.07%
2015
bre re re
2.97% 2.98% 3.00% 2.99% 2.75% 2.72% 2.45% 2.49% 2.51% 2.52% 2.52%
0.32% 0.37% 0.31% 0.23% 0.16% 0.19% 0.22% 0.21% 0.21% 0.20% 0.19%
6.49% 6.51% 6.82% 7.13% 7.48% 6.98% 6.99% 7.23% 7.57% 7.77% 7.83%
1.86% 1.66% 1.71% 1.64% 1.72% 1.76% 1.87% 1.71% 1.67% 1.67% 1.66%
3.46% 3.47% 3.52% 3.56% 3.25% 3.16% 2.93% 2.98% 3.02% 3.05% 3.06%
2.95% 2.96% 2.98% 2.96% 2.70% 2.68% 2.41% 2.45% 2.46% 2.47% 2.48%
2015
bre
13.53% 13.07% re
13.30% re
13.15% 12.86% 11.38% 11.99% 12.17% 12.06% 12.32% 12.37%
19.23% 19.16% 19.21% 19.39% 19.29% 19.23% 4.90% 5.06% 5.02% 5.36% 5.64%
13.90% 13.55% 13.52% 12.77% 13.58% 13.25% 13.12% 13.07% 13.02% 13.22% 12.85%
13.84% 13.40% 13.62% 13.48% 13.22% 11.80% 11.96% 12.13% 12.03% 12.29% 12.33%
13.84% 13.40% 13.62% 13.48% 13.22% 11.80% 11.96% 12.13% 12.03% 12.29% 12.33%
2015
Agosto Septiembre Octubre Noviembre Diciembre Enero Febrero Marzo Abril
6.56% 6.54% 6.57% 6.63% 6.52% 6.75% 6.86% 7.02% 7.06%
7.57% 7.49% 7.36% 7.51% 7.17% 7.40% 7.54% 7.37% 7.37%
7.91% 7.76% 7.69% 7.67% 7.40% 7.34% 7.02% 6.91% 6.84%

8.78% 8.76% 8.38% 8.53% 8.13% 8.43% 8.38% 8.49% 8.31%
6.68% 6.65% 6.67% 6.73% 6.60% 6.83% 6.93% 7.07% 7.41%

6.66% 6.63% 6.65% 6.71% 6.59% 6.82% 6.92% 7.05% 7.11%
2015
4.50% 4.53% 4.50% 4.59% 4.48% 4.69% 4.75% 4.86% 4.90%
5.26% 5.09% 4.90% 4.90% 4.59% 4.54% 4.43% 4.58% 4.50%
11.44% 11.57% 9.42% 9.85% 8.64% 9.13% 8.85% 9.21% 8.60%
4.61% 4.62% 4.58% 4.66% 4.53% 4.72% 4.77% 4.88% 4.90%

4.61% 4.62% 4.58% 4.66% 4.53% 4.72% 4.78% 4.89% 4.95%
2015
11.90% 11.75% 11.87% 11.95% 11.77% 12.16% 12.43% 12.72% 12.60%
16.84% 17.02% 17.14% 17.87% 17.32% 17.71% 18.02% 16.91% 17.20%
12.48% 10.19% 10.73% 10.98% 9.29% 9.12% 7.43% 7.82% 8.50%

9.02% 8.97% 8.81% 8.93% 8.59% 8.92% 8.94% 8.98% 8.90%
12.09% 11.96% 12.07% 12.18% 11.99% 12.37% 12.65% 12.86% 12.81%

12.09% 11.96% 12.07% 12.18% 11.99% 12.37% 12.65% 12.86% 12.81%
2015
2.55% 2.53% 2.56% 2.59% 2.52% 2.59% 2.58% 2.59% 2.60%
0.20% 0.18% 0.22% 0.17% 0.13% 0.14% 0.54% 0.58% 0.60%
7.95% 7.82% 7.76% 7.74% 7.50% 7.45% 7.13% 7.05% 7.00%

1.68% 1.73% 1.72% 1.65% 1.71% 1.71% 1.55% 1.72% 1.70%
3.09% 3.05% 3.06% 3.08% 2.98% 3.03% 3.02% 3.02% 3.00%

2.50% 2.49% 2.51% 2.54% 2.47% 2.53% 2.56% 2.58% 2.60%
2015
12.65% 12.44% 12.61% 12.27% 12.50% 12.87% 12.99% 13.31% 13.40%
6.14% 6.55% 6.80% 7.34% 7.68% 8.16% 8.34% 5.41% 5.40%
12.76% 12.67% 12.29% 12.50% 12.31% 12.56% 12.48% 12.50% 12.30%
12.61% 12.41% 12.58% 12.25% 12.47% 12.84% 12.96% 13.23% 13.30%

12.61% 12.41% 12.58% 12.25% 12.47% 12.84% 12.96% 13.23% 13.30%
2016
Mayo Junio Julio Agosto Septiem Octubre Noviembre Diciembre Enero
7.04% 6.97% 7.15% 7.16% bre
8.11% 7.23% 7.25% 7.06% 7.72%
7.79% 7.64% 7.96% 7.89% 8.11% 15.47% 15.53% 14.57% 15.28%
6.77% 6.64% 6.75% 6.63% 6.61% 6.67% 6.66% 6.64% 6.73%

8.37% 8.28% 8.33% 8.24% 8.27% 8.31% 8.39% 8.21% 8.43%
7.11% 7.03% 7.22% 7.22% 7.24% 7.45% 7.49% 7.27% 7.92%

7.11% 7.04% 7.22% 7.23% 7.25% 7.46% 7.50% 7.27% 7.93%
2016
4.86% 4.80% 5.04% 5.07% bre
5.03% 5.11% 5.03% 4.89% 5.79%
4.76% 4.61% 4.85% 4.60% 4.74% 10.20% 10.10% 10.18% 11.05%
1.37% 1.37% 0.79%

8.27% 8.05% 8.26% 8.10% 7.95% 7.85% 7.82% 7.64% 7.49%
4.89% 4.83% 5.07% 5.08% 5.05% 5.23% 5.19% 5.02% 5.92%

4.90% 4.83% 5.07% 5.08% 5.06% 5.24% 5.20% 5.03% 5.92%
2016
12.74% 12.53% 12.64% 12.54% bre
12.58% 12.85% 12.98% 12.54% 12.91%
17.63% 17.97% 18.56% 18.91% 19.64% 20.04% 20.14% 18.38% 18.86%
9.27% 8.15% 7.01% 6.81% 6.56% 7.21% 7.65% 6.22% 5.58%

9.00% 8.95% 9.01% 8.94% 9.04% 9.13% 9.25% 8.93% 9.27%
12.91% 12.73% 12.86% 12.78% 12.85% 13.13% 13.27% 12.76% 13.14%

12.91% 12.73% 12.87% 12.78% 12.85% 13.13% 13.27% 12.76% 13.14%
2016
bre
2.63% 2.62% 2.68% 2.71% 2.75% 2.76% 2.82% 2.78% 2.91%
0.56% 0.67% 0.70% 0.83% 0.80% 0.82% 0.94% 1.01% 1.19%
6.92% 6.79% 6.91% 6.80% 6.79% 6.87% 6.82% 6.80% 6.90%

1.70% 1.63% 1.60% 1.66% 1.54% 1.42% 1.49% 1.63% 1.55%
3.04% 3.02% 3.08% 3.09% 3.12% 3.14% 3.19% 3.15% 3.27%

2.61% 2.61% 2.67% 2.69% 2.73% 2.74% 2.80% 2.77% 2.89%
2016
13.58% 13.68% 13.92% 13.87% bre
13.70% 13.98% 14.25% 14.37% 14.72%
5.85% 6.70% 7.47% 8.35% 8.77% 8.77% 8.88% 8.80% 9.92%
12.41% 12.32% 12.31% 11.98% 11.96% 12.13% 12.19% 11.98% 12.19%
13.50% 13.61% 13.83% 13.79% 13.63% 13.90% 14.17% 14.28% 14.63%

13.50% 13.61% 13.83% 13.79% 13.63% 13.90% 14.17% 14.28% 14.63%
2017
Febrero Marzo Abril Mayo Junio Julio Agosto
7.80% 8.00% 8.23% 8.34% 8.30% 8.28% 8.42%
15.79% 15.49% 16.26% 16.66% 16.75% 16.58% 16.78%
6.47% 6.50% 6.46% 6.41% 6.47% 6.46% 6.46%

8.62% 8.59% 8.94% 8.91% 8.92% 8.91% 8.92%
8.01% 8.20% 8.43% 8.54% 8.51% 8.50% 8.63%

8.03% 8.22% 8.45% 8.57% 8.54% 8.52% 8.66%
2017
5.75% 6.01% 6.22% 6.27% 6.21% 6.38% 6.50%
11.26% 10.78% 11.72% 12.50% 12.61% 13.51% 13.45%
0.00% 1.56% 0.00% 2.48% 2.47% 1.57% 0.29%

7.99% 8.52% 8.57% 7.43% 8.19% 8.13% 7.86%
5.89% 6.13% 6.35% 6.41% 6.36% 6.54% 6.66%

5.89% 6.13% 6.35% 6.41% 6.36% 6.54% 6.66%
2017
Febrero Marzo Abril Mayo Junio Julio
13.29% 13.44% 13.77% 14.00% 13.97% 13.63% 13.80%
19.53% 19.26% 19.86% 19.97% 20.05% 19.18% 19.49%
6.16% 6.45% 7.97% 7.57% 7.17% 5.57% 5.42%

9.47% 9.33% 9.80% 9.98% 9.84% 9.83% 9.91%
13.54% 13.68% 14.03% 14.25% 14.23% 13.86% 14.05%

13.54% 13.68% 14.03% 14.25% 14.23% 13.86% 14.05%
2017
2.90% 2.94% 3.01% 3.05% 3.10% 3.19% 3.24%
1.18% 1.08% 1.07% 1.16% 1.29% 1.38% 1.45%
6.64% 6.63% 6.62% 6.49% 6.56% 6.57% 6.58%

1.41% 1.48% 1.56% 1.40% 1.52% 1.50% 1.51%
3.24% 3.27% 3.34% 3.36% 3.41% 3.49% 3.54%

2.88% 2.92% 2.99% 3.02% 3.08% 3.16% 3.22%
2017
14.92% 14.92% 15.14% 15.34% 15.23% 14.34% 14.42%
10.50% 10.75% 11.22% 11.76% 11.31% 11.78% 11.64%
12.44% 12.46% 12.81% 12.84% 12.86% 12.99% 12.95%
14.84% 14.84% 15.07% 15.27% 15.15% 14.29% 14.37%

14.84% 14.84% 15.07% 15.27% 15.15% 14.29% 14.37%
Indicador de Calidad de Cartera por Vencimiento + Castigos Cartera Total
Entidad Enero Febrero Marzo Abril

Bogot 6.01% 5.98% 5.95% 6.13%
Popular 6.47% 6.60% 6.37% 6.36%
Corpbanca 3.56% 3.61% 3.53% 3.76%
Bancolombia 6.54% 6.40% 6.36% 6.31%
Scotiabank
Citibank 17.04% 16.63% 16.97% 16.97%
GNB Colombia 7.75% 9.87% 7.16% 7.06%
GNB Sudameris 5.15% 5.19% 5.09% 5.10%
BBVA 8.37% 8.35% 8.14% 8.01%
Helm Bank 4.76% 4.65% 4.40% 4.39%
Occidente 8.49% 8.39% 8.37% 8.53%
BCS 15.47% 15.90% 15.56% 15.56%
Davivienda 8.24% 8.57% 8.26% 8.53%
Colpatria 12.48% 12.34% 12.24% 12.43%
Banco Agrario 7.62% 8.04% 8.18% 7.20%
AV Villas 8.68% 8.22% 8.05% 6.79%
Procredit 3.27% 3.41% 3.53% 3.46%
Bancama 9.73% 9.72% 9.56% 9.63%
WWB 2.46% 2.80% 3.28%
Bancoomeva 10.17%
Banco Finandina 7.43% 7.55% 8.14%
Falabella
Pichincha
Banco Coopcentral
Santander de Negocios
Banco Mundo Mujer S.A.
Banco Multibank S.A. Sigla Multibank S.A. Multibank
Banco Compartir S.A.
Itau
Finamrica 14.64% 14.78% 15.43% 15.60%

Giros y Finanzas 6.30% 6.36% 5.41% 5.51%
Inversora Pichincha 14.98% 15.13% 15.37% 16.54%
Factoring Bancolombia 15.35% 13.73% 12.80% 12.41%
Confinanciera 12.04% 11.72% 11.73% 12.50%
Serfinansa 14.61% 14.52% 15.34% 15.96%
Finandina 7.81%
Tuya 23.98% 21.27% 21.40% 21.08%
GMAC 22.87% 22.61% 22.35% 21.39%
Internacional 9.84% 10.45% 9.71% 9.32%
Macrofinanciera 4.14% 3.98% 3.69% 3.85%
Coltefinanciera 5.04% 4.77% 4.70% 4.67%
L. Corficolombiana 3.89% 3.55% 3.56% 2.63%
L. Bolvar 13.11% 13.04% 12.60% 12.22%
L. Bancolombia 3.68% 3.85% 4.02% 3.69%
L. Bancoldex 5.91% 5.58% 5.65% 6.11%
Dann Regional 4.94% 5.73% 4.92% 4.67%
CMR Falabella 10.72% 10.96% 11.00% 11.75%
Credifinanciera
L. BBVA
Mi Plata
La Polar 0.71% 6.90% 7.93% 9.57%
Credifamilia
Opportunity
Ripley
La Hipotecaria
Financiera Juriscoop
RCI
FNA 10.67% 9.38% 9.09% 9.10%
Coopcentral 31.83% 31.30% 30.72% 30.17%

CFA 6.61% 6.51% 6.24% 6.53%
JFK 5.72% 5.90% 5.83% 6.19%
Coofinep 8.18% 9.17% 7.66% 7.86%
Cotrafa 9.69% 10.04% 9.44% 9.43%
Confiar 7.29% 7.14% 6.82% 6.93%
Coomeva 10.06% 10.23% 9.91%
Juriscoop 5.95% 7.04% 7.47% 8.15%
2011
Mayo Junio Julio Agosto Septiembre Octubre Noviembre
5.94% 5.69% 5.71% 5.82% 5.21% 5.83% 4.85%
6.19% 5.98% 5.97% 6.01% 6.05% 6.18% 6.05%
3.23% 3.09% 3.20% 3.19% 3.31% 3.43% 3.37%
6.12% 5.31% 5.46% 5.27% 5.21% 5.28% 4.45%
16.73% 16.62% 16.84% 16.34% 16.31% 16.02% 15.69%

6.99% 6.85% 4.90% 4.81% 4.96% 6.02% 6.20%
5.02% 4.85% 4.83% 4.71% 4.57% 4.51% 4.54%
7.05% 6.87% 6.50% 6.32% 6.17% 5.72% 5.63%
4.25% 4.16% 4.44% 4.29% 4.35% 4.42% 4.24%
7.89% 7.79% 7.75% 7.64% 7.48% 7.61% 7.60%
15.30% 14.94% 14.69% 14.44% 14.61% 14.32% 13.84%
8.24% 8.24% 8.55% 7.82% 7.84% 8.10% 8.23%
12.18% 11.91% 11.46% 10.82% 10.59% 10.84% 10.43%
7.14% 7.13% 8.36% 8.42% 8.54% 8.78% 8.69%
6.86% 6.51% 6.38% 6.29% 6.32% 6.27% 6.34%
3.62% 3.63% 3.91% 4.82% 4.87% 4.83% 4.84%
9.52% 9.71% 9.73% 9.55% 9.49% 9.59% 9.51%
3.64% 4.13% 4.49% 4.91% 5.28% 5.60% 5.94%
9.85% 9.92% 10.07% 9.81% 9.93% 9.79% 10.00%
7.96% 6.22% 6.68% 5.84% 6.21% 6.82% 6.87%
11.84% 11.31% 11.42% 11.45% 11.52% 11.94% 12.03%
16.62% 16.72% 15.76% 15.60% 15.65% 16.06% 15.96%
14.83% 14.65% 14.34% 13.97% 13.87% 13.64% 13.74%

5.07% 4.83% 5.29% 4.96% 4.56% 4.81% 4.55%
11.70% 10.11% 10.93% 11.01% 10.30% 10.27% 9.97%

11.79% 11.48% 11.53% 10.70% 10.24% 10.04% 9.75%
16.04% 15.25% 16.60% 16.60% 18.00% 18.38% 15.65%
21.08% 20.90% 21.06% 8.75% 9.28% 9.97% 10.12%

21.31% 21.80% 21.08% 20.93% 20.77% 20.76% 19.70%
9.03% 8.41% 7.56% 7.21% 7.15% 7.51% 7.98%
3.26% 3.57% 3.80% 3.67% 3.60% 4.04% 3.98%
4.35% 4.27% 4.15% 4.28% 4.26% 4.13% 4.03%
2.58% 2.54% 2.76% 2.58% 2.73% 2.34% 2.49%
12.09% 11.68% 11.81% 11.63% 11.35% 11.49% 11.72%
3.45% 3.70% 3.16% 2.94% 2.74% 3.12% 3.04%
6.27% 6.50% 8.25% 8.05% 9.38% 8.46% 8.91%
5.06% 5.14% 5.52% 5.14% 5.42% 5.23% 5.79%
11.65% 12.07% 14.66% 18.31% 20.11% 20.80% 20.50%
8.91% 8.79% 8.81% 8.67% 8.76% 9.09% 9.18%
28.85% 28.14% 27.48% 26.36% 26.18% 25.31% 24.70%

6.35% 6.42% 6.20% 5.98% 5.87% 5.99% 6.12%
5.86% 5.68% 5.58% 5.60% 6.10% 5.90% 6.03%
7.56% 7.63% 8.10% 8.04% 7.82% 7.37% 7.09%
9.24% 8.99% 8.91% 8.70% 8.68% 8.74% 8.97%
6.94% 6.81% 6.90% 6.66% 6.69% 6.71% 6.81%
8.78% 7.93% 7.74% 8.07% 8.22% 8.46% 8.63%

2012
Diciembre Enero Febrero Marzo Abril Mayo Junio
5.32% 5.36% 5.50% 5.44% 5.60% 5.57% 5.58%
5.75% 5.89% 5.93% 5.75% 5.91% 5.84% 5.83%
2.94% 2.87% 2.69% 2.88% 2.81% 2.77% 2.78%
4.29% 4.59% 4.68% 4.85% 4.93% 4.95% 4.99%
15.81% 16.10% 16.06% 16.35% 16.33% 16.04% 16.07%

6.07% 7.41% 6.89% 6.77% 7.05% 7.32% 7.36%
4.41% 4.37% 4.30% 4.42% 4.34% 4.32% 4.16%
5.43% 5.55% 5.57% 5.47% 5.55% 4.82% 4.82%
4.16% 4.31% 4.41% 4.57% 4.88% 4.68% 4.68%
7.21% 7.40% 7.46% 7.58% 7.74% 7.62% 7.39%
13.28% 13.38% 13.25% 13.13% 13.24% 13.08% 12.87%
6.90% 7.39% 7.87% 7.59% 8.03% 8.07% 7.69%
10.04% 10.30% 10.30% 10.38% 10.88% 10.95% 10.93%
8.50% 9.13% 9.75% 9.85% 9.91% 9.92% 10.02%
6.23% 6.43% 5.53% 5.71% 5.76% 5.74% 5.78%
4.89% 5.05% 4.97% 4.97% 5.23% 5.08% 5.41%
9.68% 9.84% 9.98% 10.02% 10.47% 10.80% 11.38%
6.18% 6.56% 7.02% 7.31% 7.95% 8.36% 8.47%
9.32% 9.94% 10.52% 10.49% 11.09% 10.85% 9.10%
5.72% 5.95% 6.06% 6.59% 7.20% 7.03% 7.08%
10.77% 11.36% 11.78% 12.70% 13.20% 13.38% 13.66%
15.16% 14.63% 14.25% 14.41% 14.95% 15.01% 14.81%
13.81% 14.10% 14.28% 14.62% 15.12% 14.74% 14.52%

4.23% 5.76% 5.70% 5.52% 5.77% 5.45% 5.64%
9.88% 11.23% 10.91% 10.62% 10.99% 10.80% 10.42%

9.44% 9.51% 9.51% 9.17% 9.57% 9.14% 9.23%
14.11% 16.37% 15.91% 15.73% 17.28% 16.95% 15.58%
9.77% 10.40% 11.31% 11.58% 13.47% 15.59% 18.49%

20.84% 21.58% 20.89% 20.50% 20.37% 19.90% 20.29%
6.92% 6.22% 6.48% 5.93% 5.92% 5.22% 5.32%
3.63% 3.98% 3.59% 3.54% 3.74% 3.86% 4.47%
4.28% 4.32% 4.34% 4.25% 4.37% 4.48% 4.62%
2.03% 2.00% 1.90% 2.32% 2.27% 2.09% 2.37%
11.21% 11.36% 10.80% 10.58% 10.60% 10.30% 9.85%
2.76% 2.89% 2.83% 2.78% 3.06% 2.78% 2.54%
6.59% 6.90% 6.63% 7.17% 6.31% 7.28% 8.14%
4.80% 5.53% 5.84% 4.99% 6.12% 6.24% 8.54%
14.86% 16.13%
16.46% 18.66% 22.65% 25.65% 28.04% 29.79% 30.86%
9.10% 9.15% 8.03% 7.87% 8.01% 8.00% 8.14%
24.86% 26.13% 25.32% 24.37% 24.17% 23.84% 23.64%

6.08% 6.17% 6.22% 6.19% 6.39% 6.39% 6.45%
5.13% 5.68% 5.85% 5.74% 6.15% 6.04% 5.91%
6.29% 6.36% 6.79% 6.98% 6.84% 7.01% 6.83%
7.86% 9.11% 9.37% 9.72% 9.96% 9.72% 8.32%
6.60% 6.72% 6.80% 6.86% 6.97% 7.09% 6.88%
6.42% 6.64% 6.11% 6.15% 6.68% 6.74% 6.12%

2012
Julio Agosto Septiembre Octubre Noviembre Diciembre Enero Febrero
5.87% 5.71% 5.78% 5.86% 5.84% 5.72% 5.91% 6.07%
6.03% 5.88% 5.80% 5.77% 5.71% 5.72% 5.98% 6.00%
2.52% 2.62% 2.76% 2.80% 2.97% 2.59% 2.53% 2.62%
5.15% 5.09% 5.03% 5.01% 4.93% 4.70% 4.85% 4.85%
16.22% 16.36% 16.42% 13.52% 13.64% 13.74% 14.31% 14.60%

7.70% 7.93% 8.29% 9.25% 9.67% 9.38% 9.76% 10.38%
4.22% 4.21% 4.09% 4.03% 4.05% 4.09% 4.18% 4.25%
4.90% 4.92% 4.96% 4.94% 4.69% 4.52% 4.83% 4.90%
4.68% 4.79% 4.87% 4.84% 5.21% 5.15% 5.61% 5.54%
7.35% 6.93% 6.96% 6.81% 6.83% 6.67% 7.01% 7.20%
12.68% 12.75% 12.83% 12.76% 12.66% 12.57% 12.55% 12.65%
7.57% 7.70% 7.83% 7.87% 7.78% 7.69% 8.09% 8.40%
11.20% 11.11% 11.15% 11.16% 11.47% 7.00% 7.63% 7.70%
10.07% 9.71% 10.03% 9.85% 9.80% 9.87% 9.80% 9.47%
5.77% 5.88% 6.02% 6.22% 5.92% 5.86% 6.07% 6.04%
5.87% 5.91% 6.05% 6.59% 6.24% 5.60% 6.02% 6.48%
11.61% 11.94% 12.44% 12.54% 12.86% 13.17% 13.47% 13.93%
8.89% 9.09% 9.69% 10.10% 10.68% 11.28% 11.77% 12.43%
10.09% 10.17% 9.68% 10.18% 10.16% 10.44% 10.89% 11.06%
6.94% 7.16% 7.85% 7.29% 7.56% 7.71% 8.06% 8.28%
14.02% 14.98% 15.68% 16.37% 16.96% 15.86% 16.86% 17.50%
14.16% 14.16% 14.73% 14.97% 14.88% 14.50% 14.10% 13.98%
14.29% 14.12% 14.17% 14.12% 14.36% 14.67% 15.02% 15.37%

5.93% 6.53% 7.18% 6.81% 6.64% 6.35% 6.81% 7.15%
9.75% 10.09% 9.72% 8.83% 8.57% 7.80% 9.29% 8.74%

9.49%
16.37% 16.54% 16.33% 16.35% 15.81% 14.70% 15.62% 15.63%
19.71% 20.45% 21.86% 22.68% 23.38% 22.64% 23.56% 24.42%

21.42% 21.19% 20.97% 22.11% 21.74% 22.03% 23.57% 23.91%
5.39% 5.01% 5.03% 4.61% 4.28% 4.40% 4.26% 4.49%
4.32% 4.19% 4.43% 4.13% 3.68% 3.65% 3.81% 3.79%
4.56% 4.64% 4.52% 4.47% 4.47% 4.66% 5.07% 4.88%
2.27% 2.05% 2.32% 2.31% 2.33% 2.53% 2.80% 2.81%
10.65% 10.51% 9.89% 9.38% 9.00% 9.31% 9.33% 9.21%
3.23% 2.85% 2.94% 2.99% 2.92% 2.71% 2.83% 2.99%
7.02% 6.69% 7.22% 7.67% 6.86% 7.09% 7.31% 7.35%
7.91% 7.25% 6.67% 7.25% 7.16% 6.96% 7.03% 6.55%
16.50% 17.05% 18.23% 18.37% 27.23% 21.36% 22.61% 24.39%
30.55% 32.05% 33.86% 19.86% 19.90% 14.50% 15.67% 19.90%

0.15%
0.07% 0.16% 0.87% 0.84%
8.30% 8.28% 8.48% 8.41% 8.42% 8.31% 8.45% 7.59%
24.04% 23.24% 22.73% 22.24% 21.22% 20.87% 21.11% 20.84%

6.41% 6.66% 6.75% 11.21% 6.84% 6.66% 6.81% 6.83%
5.97% 6.05% 6.39% 6.46% 6.65% 6.05% 6.34% 6.67%
7.17% 6.99% 7.22% 7.10% 7.85% 7.20% 8.18% 8.30%
8.26% 8.37% 8.50% 8.26% 8.53% 7.77% 8.02% 8.67%
6.95% 7.01% 7.38% 7.53% 7.45% 7.07% 7.30% 8.60%
6.39% 6.24% 6.40% 6.95% 7.14% 5.79% 6.20% 6.13%

2013
Marzo Abril Mayo Junio Julio Agosto Septiembre Octubre Noviembre
6.13% 6.09% 5.99% 5.99% 6.10% 6.07% 6.11% 6.04% 6.04%
6.16% 6.18% 6.20% 6.09% 6.08% 6.17% 6.08% 5.77% 5.83%
2.94% 2.89% 3.12% 2.98% 3.02% 3.20% 3.24% 3.34% 3.48%
5.12% 4.74% 4.55% 4.51% 4.42% 4.32% 4.40% 4.53% 4.59%
14.75% 15.03% 15.12% 15.06% 15.07% 15.02% 15.33% 15.40% 15.63%

10.82% 11.88% 11.98% 13.34% 13.00% 13.44% 13.35% 15.13% 15.34%
4.03% 4.09% 3.75% 3.73% 3.78% 3.94% 3.88% 4.03% 3.98%
4.70% 5.13% 4.92% 4.57% 4.60% 4.65% 4.49% 4.34% 4.24%
5.71% 5.88% 5.71% 5.27% 5.28% 5.30% 5.25% 5.22% 5.44%
7.54% 7.54% 7.21% 6.93% 6.87% 7.12% 7.18% 7.19% 7.45%
12.66% 12.65% 12.62% 12.47% 12.24% 12.19% 12.04% 11.96% 12.14%
7.78% 7.93% 7.88% 7.89% 7.76% 7.94% 7.36% 7.33% 7.50%
7.98% 8.18% 8.45% 8.65% 8.68% 8.93% 9.05% 9.03% 9.55%
9.93% 9.74% 9.46% 9.75% 9.78% 9.86% 9.77% 10.14% 10.08%
6.35% 6.35% 6.28% 6.24% 6.11% 6.19% 6.31% 6.32% 6.47%
7.09% 6.90% 7.31% 7.53% 8.66% 9.14% 10.29% 11.21% 11.90%
14.87% 15.09% 15.42% 15.87% 15.79% 16.13% 16.38% 16.36% 16.57%
13.29% 13.09% 13.35% 13.91% 14.00% 14.26% 14.48% 14.46% 11.17%
12.28% 11.36% 11.55% 11.15% 11.22% 11.28% 10.82% 10.64% 10.29%
10.54% 10.06% 9.42% 8.39% 7.72% 7.71% 7.83% 7.70% 7.84%
18.76% 19.20% 18.65% 18.68% 18.60% 18.70% 18.90% 19.16% 18.88%
14.75% 14.98% 15.08% 14.71% 13.78% 13.73% 14.16% 13.69% 13.78%
20.60% 20.43% 19.54%
16.02% 16.05% 16.25% 16.68% 16.69% 17.16% 17.12% 16.90% 17.16%

7.46% 7.61% 6.78% 7.24% 7.73% 7.59% 7.79% 7.63% 7.30%
8.29% 8.68% 8.26% 7.95% 7.84% 7.84% 7.43% 7.65% 7.92%
15.08% 16.29% 15.80% 15.93% 15.85% 15.87% 15.71% 15.82% 15.57%
24.35% 24.19% 23.88% 24.22% 24.35% 24.39% 24.56% 24.46% 24.08%

23.51% 23.93% 23.62% 23.27% 23.63% 23.63% 23.33% 23.40% 22.93%
4.45% 4.37% 4.36% 4.48% 4.34% 4.83% 4.35% 4.99% 5.08%
6.75% 4.72% 5.78% 5.12% 5.71% 6.08% 5.24% 5.76% 5.60%
5.85% 6.05% 5.65% 5.54% 5.56% 5.90% 5.50% 5.42% 5.34%
3.75% 3.00% 2.93% 3.22% 2.91% 3.48% 4.05% 3.99% 3.48%
9.44% 9.56% 9.63% 10.17% 10.01% 10.33% 10.03% 9.93% 9.86%
3.19% 3.05% 2.89% 3.66% 2.99% 3.26% 3.17% 2.86% 3.21%
7.08% 7.46% 6.84% 6.46% 6.28% 6.60% 6.79% 7.02% 7.40%
7.58% 8.08% 8.24% 8.79% 7.71% 7.78% 8.59% 7.97% 8.53%
0.00%
2.22% 3.75% 6.35% 6.71% 15.00% 23.04%

21.94% 20.13% 19.07% 14.02% 13.13% 14.36% 18.80% 23.58% 24.45%
0.09% 0.12% 0.15% 0.10%
1.57% 0.56% 0.62% 0.58% 0.63% 0.61% 0.82% 0.95% 1.25%
0.58% 1.35% 3.39% 4.74% 5.82% 6.29%
7.73% 7.69% 7.67% 7.82% 7.84% 7.86% 7.74% 7.60% 7.70%
21.22% 20.67% 20.52% 20.42% 20.67% 20.81%

6.90% 6.95% 6.98% 7.16% 7.13% 7.48% 7.22% 7.31% 7.45%
7.35% 6.97% 6.85% 7.11% 6.73% 7.04% 7.47% 7.19% 7.29%
9.31% 9.14% 9.11% 9.45% 9.65% 10.35% 10.45% 10.44% 10.75%
8.62% 8.53% 8.61% 8.65% 8.28% 8.34% 8.35% 8.17% 8.16%
8.80% 8.98% 8.03% 8.07% 7.96% 8.10% 7.94% 7.63% 7.77%
6.59% 6.33% 5.98% 5.90% 5.69% 5.92% 5.88% 5.81% 6.26%

2014
Diciembre Enero Febrero Marzo Abril Mayo Junio Julio Agosto Septiembre
5.59% 5.77% 5.92% 5.92% 6.02% 6.08% 5.97% 6.15% 6.24% 6.28%
5.61% 5.69% 5.57% 5.68% 5.61% 5.65% 5.67% 5.61% 5.80% 5.84%
3.30% 3.23% 3.30% 3.43% 3.26% 3.58% 4.50% 4.54% 4.54% 4.57%
4.38% 4.52% 4.66% 4.79% 4.86% 4.57% 4.66% 4.77% 4.89% 4.97%
15.63% 15.65% 15.75% 16.42% 15.94% 15.84% 15.54% 15.91% 15.92% 15.48%
15.82% 15.58% 16.46% 16.67% 17.54% 19.35% 20.06% 20.20% 20.29% 19.79%
3.91% 3.92% 3.99% 4.02% 4.11% 4.06% 4.04% 4.09% 4.15% 4.04%
4.15% 4.29% 4.40% 4.47% 4.47% 4.44% 4.24% 4.27% 4.32% 4.38%
5.24% 5.34% 5.15% 5.30% 5.31% 5.32%
6.92% 7.15% 7.08% 6.68% 6.88% 6.87% 6.90% 6.91% 7.13% 7.34%
12.31% 12.41% 12.38% 12.39% 12.47% 12.41% 12.59% 12.37% 12.48% 12.61%
7.01% 7.19% 7.33% 7.32% 7.00% 6.79% 6.95% 6.68% 6.74% 6.87%
9.26% 9.82% 9.88% 10.09% 9.90% 10.32% 10.62% 10.10% 9.33% 9.16%
11.17% 11.51% 11.49% 11.64% 11.50% 11.39% 11.42% 11.39% 11.09% 11.10%
6.42% 6.65% 6.68% 6.85% 6.94% 6.93% 7.02% 6.91% 6.93% 6.94%
13.53% 15.02% 15.84% 17.26% 18.41% 20.43% 22.14% 22.70% 23.00% 22.58%
16.69% 16.79% 17.16% 17.23% 17.48% 17.48% 11.52% 11.72% 12.04% 12.23%
11.34% 11.38% 11.49% 11.44% 11.47% 11.34% 11.60% 11.41% 11.47% 11.39%
10.32% 11.91% 11.84% 12.36% 11.97% 12.10% 11.90% 12.09% 12.31% 12.01%
7.04% 7.02% 7.08% 7.71% 7.43% 7.50% 7.78% 7.31% 7.75% 7.20%
17.59% 18.16% 18.42% 19.19% 19.14% 18.68% 18.54% 18.37% 18.41% 18.45%
13.25% 13.13% 13.00% 13.21% 13.71% 13.51% 13.31% 12.45% 12.82% 12.54%
19.24% 19.89% 20.14% 20.40% 20.08% 19.88% 19.63% 19.44% 19.31% 18.95%
17.42% 17.75% 18.09% 18.18% 18.26% 18.48% 18.93% 18.85% 19.22% 19.28%
7.10% 7.27% 6.90% 6.89% 7.67% 7.64% 7.94% 7.95% 7.90% 8.24%
7.07% 8.34% 8.13% 7.48% 7.66% 7.22% 6.71% 6.55% 6.54% 6.44%
15.01% 14.93% 14.81% 15.16% 15.58% 15.89% 15.46% 15.66% 15.56% 15.66%
23.48% 24.18% 24.93% 25.17% 25.27% 25.90% 26.50% 26.96% 27.71% 28.19%
23.10% 16.31% 16.13% 15.75% 15.53% 15.26% 15.32% 15.17% 14.90% 14.39%
4.80% 5.03% 5.61% 5.66% 5.97% 5.54% 5.73% 5.54% 5.58% 5.37%
5.88% 9.56% 7.31% 6.69% 6.38% 6.89% 3.85% 4.59% 4.81% 3.88%
5.28% 5.52% 5.38% 5.13% 5.23% 4.04% 3.57% 3.47% 3.17% 3.42%
2.73% 3.01% 2.78% 3.91% 3.97% 4.38% 4.65% 4.53% 4.92% 5.26%
9.53% 10.00% 10.02% 10.14% 10.16% 9.86% 10.80% 10.10% 10.23% 9.95%
2.69% 2.90% 3.04% 2.91% 3.06% 2.96% 2.90% 3.12% 3.72% 3.66%
6.68% 6.93% 7.92% 6.60% 6.06% 6.67% 6.83% 7.28% 7.76% 7.77%
7.94% 8.40% 9.07% 10.65% 9.83% 9.44% 8.97% 9.00% 8.96% 9.51%
0.05% 0.08% 0.03% 0.02% 0.02% 0.06% 0.16% 0.07%
8.02% 17.10% 17.78% 11.91% 11.70% 15.42% 16.06% 17.19% 19.20% 20.50%
20.71% 21.89% 25.18% 24.98% 28.02% 33.15% 42.75% 52.35% 60.34% 65.74%
0.22% 0.19% 0.17% 0.19% 0.40% 0.18% 0.20% 0.18% 0.32% 0.34%
1.34% 1.49% 1.66% 1.85% 1.76% 1.85% 1.98% 2.00% 2.14% 2.24%
4.96% 6.21% 8.50% 8.91% 9.22% 9.64% 10.49% 10.99% 11.65% 12.23%
0.13% 0.09% 0.22% 0.17% 0.12%
0.72% 1.18% 1.85% 1.73% 2.50%
7.65% 7.59% 6.88% 6.64% 6.54% 6.65% 6.68% 6.48% 6.54% 6.51%
7.44% 7.65% 7.66% 7.65% 7.79% 7.75% 7.75% 7.40% 7.49% 7.53%
6.68% 7.11% 7.40% 7.41% 7.79% 7.40% 7.81% 7.39% 7.75% 7.70%
10.91% 11.39% 11.75% 11.81% 11.96% 11.68% 10.85% 10.67% 11.02% 10.63%
7.70% 8.29% 8.98% 8.79% 8.99% 8.77% 8.90% 8.61% 8.84% 8.91%
7.27% 7.45% 7.61% 7.44% 7.56% 7.42% 7.42% 7.46% 7.49% 7.26%
5.45% 5.64% 5.70% 5.85% 5.84% 87.50% 87.52%

2015
Octubre Noviembre Diciembre Enero Febrero Marzo Abril Mayo Junio Julio
6.24% 6.29% 5.50% 5.56% 5.57% 5.46% 5.52% 5.77% 5.77% 5.69%
5.81% 5.76% 5.77% 5.81% 5.72% 5.75% 5.79% 6.05% 6.09% 5.84%
4.64% 4.09% 3.77% 3.88% 3.88% 3.69% 3.82% 4.25% 3.98% 4.10%
5.05% 4.77% 4.54% 4.81% 4.87% 4.87% 4.71% 4.83% 4.78% 4.79%
15.03% 15.54% 15.65% 15.17% 15.47% 15.32% 15.41% 15.94% 15.67% 15.85%
5.80% 5.80% 5.68% 6.41% 6.45% 6.46% 6.52% 6.80% 6.76% 6.81%
4.31% 4.32% 4.08% 4.03% 4.11% 4.06% 4.25% 4.38% 4.28% 4.24%
7.36% 7.52% 7.35% 7.15% 7.23% 7.60% 7.62% 7.96% 7.90% 7.76%
10.18% 10.29% 10.28% 9.88% 9.88% 9.88% 9.84% 10.35% 10.26% 10.23%
6.38% 6.58% 6.41% 6.14% 5.91% 5.94% 6.14% 6.54% 6.73% 6.72%
8.86% 9.15% 8.71% 8.25% 8.30% 8.33% 8.72% 9.56% 9.58% 9.56%
11.10% 10.98% 10.90% 11.02% 10.57% 10.78% 10.29% 10.12% 10.23% 10.38%
5.85% 6.02% 6.03% 5.67% 5.81% 5.79% 5.86% 6.44% 6.35% 6.30%
25.11% 25.40% 27.03% 29.33% 28.46% 26.99% 27.09% 27.12% 27.02% 26.42%
12.31% 12.63% 12.85% 13.20% 13.62% 13.72% 14.25% 14.60% 15.04% 15.13%
11.37% 11.44% 11.51% 11.83% 11.97% 12.04% 9.88% 10.01% 10.26% 10.27%
12.27% 12.18% 12.46% 13.50% 13.40% 13.93% 13.64% 14.70% 14.25% 14.45%
7.01% 7.46% 6.67% 7.31% 7.34% 7.83% 7.32% 7.83% 7.75% 7.42%
18.46% 17.77% 16.79% 16.06% 16.59% 17.28% 17.53% 18.81% 18.76% 19.25%
12.75% 13.09% 12.66% 12.71% 12.88% 12.87% 13.21% 14.01% 14.15% 13.49%
18.25% 17.65% 17.48% 18.15% 17.92% 17.98% 16.51% 16.34% 16.11% 16.35%
0.33% 0.59% 0.84% 1.17% 1.52% 1.57%

4.78% 5.18% 5.96% 9.18% 9.27% 9.45%
18.39% 18.21% 18.05% 18.30% 17.99%
19.11% 19.02% 18.99% 18.75% 18.58%

7.82% 7.32% 7.47% 7.78% 7.62% 8.10% 8.50% 9.29% 9.58% 8.51%
15.83% 16.03% 15.49% 15.00% 15.19% 15.57% 8.99% 16.42% 16.57% 16.49%
27.75% 28.44% 28.18% 28.55% 20.97% 21.52% 22.14% 25.10% 25.20% 25.20%
14.25% 13.98% 13.53% 14.53% 13.91% 13.72% 13.43% 13.49% 13.59% 13.05%
4.58% 4.40% 4.08% 4.53% 4.73% 4.87% 4.91% 4.70% 4.76% 4.78%
4.10% 3.34% 3.57% 4.33%
3.91% 4.45% 4.66% 5.29% 5.03% 4.96% 4.85% 5.11% 4.87% 5.26%
5.59% 5.59% 5.09% 4.92% 4.34% 6.73% 6.96% 6.77% 7.28% 6.36%
9.62% 9.28% 9.43% 9.66% 9.16% 8.94% 8.83% 9.48% 9.22% 9.81%
3.09% 3.31% 2.88% 2.63% 3.01% 2.81% 3.16% 3.25% 3.30% 3.23%
7.66% 7.74% 7.41% 11.02% 12.14% 11.64% 11.95% 11.78% 10.74% 10.03%
10.42% 10.45% 8.49% 8.42% 8.95% 11.84% 11.87% 11.99% 11.88% 11.94%
0.16% 0.12% 0.28% 0.36% 0.43% 0.40% 0.65% 0.00% 0.92% 1.03%
23.09% 25.60% 28.70% 29.18% 33.22% 34.84% 63.01% 72.57% 78.28% 78.27%
72.01% 76.23%
0.41% 0.42% 0.33% 1.23% 0.55% 0.73% 0.68% 0.71% 0.85% 0.67%
2.53% 2.61% 2.88% 3.11% 3.60% 3.97% 3.91% 3.95% 4.14% 4.17%
12.42% 12.52% 7.45% 4.34% 6.83% 7.22% 7.28% 10.68% 10.70% 10.58%
0.12% 0.24% 0.50% 0.33% 0.22% 0.54% 1.26% 1.71% 1.70% 1.16%
2.72% 2.75% 2.06% 2.44% 2.87% 3.09% 2.77% 2.97% 2.95% 3.08%
6.53% 6.84% 7.14% 7.47% 6.98% 6.99% 7.23% 7.56% 7.75% 7.80%
7.28% 7.22% 7.19% 12.24% 12.34% 12.34% 12.67% 12.87% 12.97% 12.83%
7.44% 7.63% 7.16% 6.76% 6.73% 6.74% 7.05% 7.48% 7.39% 6.81%
9.99% 9.69% 8.98% 8.56% 8.78% 8.55% 8.65% 8.99% 9.04% 8.10%
8.75% 8.86% 8.52% 8.28% 8.65% 8.58% 9.07% 10.23% 10.32% 10.19%
7.93% 7.97% 7.65% 7.65% 7.72% 7.62% 7.60% 7.66% 8.00% 7.87%
2015
5.66% 5.83% 5.78% 5.93% 6.06% 6.33% 6.58% 6.62% 6.62%
5.89% 5.95% 5.83% 5.86% 5.85% 5.98% 5.94% 6.00% 5.91%
4.23% 4.11% 4.17% 4.24% 3.86% 4.10% 4.30% 4.60% 4.74%
4.63% 4.67% 4.65% 5.03% 4.99% 5.11% 5.20% 5.45% 5.47%
15.54% 15.82% 16.03% 16.06% 16.04% 16.15% 16.10% 16.07% 16.09%
7.00% 7.09% 7.08% 6.83% 6.66% 6.60% 6.58% 6.87% 6.78%

4.31% 4.20% 4.22% 4.28% 4.13% 4.32% 4.45% 4.46% 4.59%
7.73% 7.86% 7.75% 7.73% 7.37% 7.63% 7.78% 8.08% 8.07%

10.23% 10.24% 10.53% 10.62% 10.53% 10.63% 10.53% 10.63% 10.69%
6.67% 6.78% 6.90% 6.49% 6.30% 6.69% 6.90% 7.04% 6.98%
9.26% 8.13% 8.46% 8.74% 8.51% 8.93% 9.09% 9.28% 9.75%
10.47% 10.32% 10.22% 10.24% 10.00% 10.16% 9.63% 9.29% 9.27%
6.40% 6.66% 6.68% 6.59% 6.65% 6.95% 6.86% 7.07% 7.03%
27.04% 27.90% 27.76% 29.11% 28.12% 28.21% 26.76% 28.14% 29.14%
15.64% 15.91% 16.05% 11.13% 11.41% 12.04% 12.29% 12.82% 13.12%
10.43% 10.59% 10.61% 10.82% 10.91% 11.19% 11.36% 11.64% 11.76%
14.97% 14.60% 14.99% 15.01% 14.74% 15.40% 15.16% 15.89% 15.15%
7.99% 7.68% 7.74% 7.40% 6.94% 7.99% 7.79% 8.06% 8.31%
19.04% 19.11% 18.70% 18.39% 17.77% 18.50% 18.73% 19.44% 19.38%
14.05% 14.18% 14.42% 14.82% 14.97% 15.37% 15.55% 16.11% 16.75%
16.19% 15.67% 15.52% 15.67% 15.69% 15.97% 15.85% 15.63% 15.72%
1.81% 1.78% 1.74% 1.75% 2.31% 1.87% 1.77%
1.84% 2.02% 2.19% 2.43% 2.82% 3.03% 3.28% 3.38% 3.54%
9.28% 9.34% 9.52% 10.86% 10.36% 12.11% 11.58% 11.05% 13.73%
18.11% 13.62% 13.61% 13.87% 14.17% 14.45% 14.68% 14.99% 15.22%
8.19% 7.92% 7.92% 8.78% 9.21% 8.55% 9.09% 9.88% 10.51%
16.60% 16.57% 16.59% 17.14% 16.95% 17.16% 17.59% 17.71% 17.66%
25.57% 25.95% 26.03% 26.46% 25.97% 26.47% 26.87% 23.78% 24.26%

13.43% 13.21% 13.24% 12.88% 12.43% 13.12% 13.12% 13.26% 13.03%
4.10% 4.81% 6.11%
5.41% 5.41% 5.64% 6.49% 6.04% 6.19% 6.47% 6.25% 7.59%
6.17% 6.65% 5.85% 5.84% 5.35% 7.34% 8.73% 8.46% 8.47%
9.63% 9.23% 9.34% 10.15% 9.94%
3.60% 3.39% 3.23% 3.10% 2.83% 3.09% 3.04% 3.12% 2.99%
10.75% 10.61% 9.64% 11.28% 10.50% 8.34% 7.58% 9.18% 8.50%
13.22% 12.48% 12.05% 15.42% 12.34% 14.12% 13.64% 15.91% 15.42%
1.27% 1.37% 1.65% 1.84% 2.13% 2.22% 2.45% 1.90% 2.80%
0.73% 0.67% 0.79% 0.85% 0.69% 0.71% 0.83% 0.88% 0.92%

4.28% 4.39% 4.45% 4.45% 4.45% 4.71% 4.72% 5.11% 5.80%
11.09% 11.31% 11.60% 11.09% 9.65% 10.26% 11.89% 14.76% 17.52%
1.02% 1.10% 1.26% 1.29% 0.97% 0.85% 0.79% 0.80% 0.86%
3.29% 3.23% 3.07% 3.42% 2.94% 3.06% 3.65% 4.99% 4.31%
7.91% 7.76% 7.69% 7.67% 7.40% 7.34% 7.02% 6.91% 6.84%
12.82% 12.88% 12.77% 12.76% 12.92% 13.00% 13.10% 13.26% 13.17%

6.99% 6.98% 6.76% 6.94% 6.55% 6.84% 6.75% 6.79% 6.64%
8.82% 8.46% 8.03% 8.53% 7.89% 8.23% 8.29% 8.25% 7.96%
10.18% 10.31% 10.04% 9.93% 9.28% 9.67% 9.72% 9.74% 9.51%
7.88% 7.78% 7.03% 7.32% 6.92% 7.26% 7.12% 7.33% 7.17%
2016
Mayo Junio Julio Agosto Septiem Octubre Noviemb Diciemb Enero Febrero
6.65% 6.92% 6.96% 6.87% 6.96%
bre 7.12% 7.14%
re 6.80%
re 7.10% 7.27%
5.99% 5.18% 5.16% 5.10% 5.10% 5.31% 5.44% 5.22% 6.43% 5.38%
5.59% 4.51% 4.86% 4.97% 5.52% 5.75% 6.20% 5.37% 5.85% 5.85%
5.27% 5.24% 5.75% 5.84% 5.61% 5.54% 5.47% 5.46% 6.35% 6.52%
15.91% 16.35% 16.28% 16.33% 16.30% 16.45% 16.67% 17.02% 16.84% 16.88%
6.73% 6.83% 6.81% 6.85% 6.88% 6.89% 6.84% 6.99% 7.09% 7.04%
4.72% 4.68% 4.74% 4.82% 4.90% 5.00% 5.10% 4.82% 5.43% 5.40%
8.15% 7.99% 8.49% 8.55% 8.42% 8.68% 8.76% 7.88% 8.22% 8.51%
10.68% 10.76% 10.79% 10.81% 11.02% 11.12% 11.38% 11.38% 11.52% 11.52%
7.02% 7.02% 6.95% 7.02% 7.11% 7.17% 6.99% 7.19% 8.13% 8.29%
8.53% 8.70% 8.73% 9.02% 9.11% 9.75% 9.72% 9.14% 9.44% 9.87%
9.30% 9.37% 9.27% 9.20% 9.06% 9.07% 9.15% 9.21% 10.34% 10.57%
7.28% 7.27% 7.33% 5.54% 5.63% 5.75% 6.03% 5.86% 7.07% 6.37%
27.96% 27.49% 26.29% 25.82% 27.17% 24.57% 25.14% 24.24% 25.72% 25.46%
13.55% 13.74% 13.99% 14.06% 14.15% 14.82% 15.38% 15.48% 15.91% 16.18%
11.95% 12.06% 12.15% 12.11% 12.19% 12.43% 12.60% 12.59% 13.15% 13.45%
15.64% 14.96% 15.56% 14.83% 14.74% 15.19% 14.98% 14.87% 15.02% 15.36%
8.58% 7.28% 8.01% 7.82% 7.79% 7.96% 8.11% 7.18% 7.57% 7.69%
19.22% 19.12% 19.56% 19.87% 20.32% 21.03% 20.93% 19.00% 19.96% 20.78%
16.92% 16.43% 16.22% 16.11% 16.43% 16.83% 16.95% 16.70% 16.94% 17.37%
15.68% 15.62% 15.83% 15.89% 15.98% 15.88% 15.61% 15.09% 15.57% 15.55%
1.73% 1.63% 1.63% 3.03% 1.52% 1.60% 1.56% 2.85% 3.04% 2.92%
3.33% 2.98% 3.30% 3.54% 3.21% 3.51% 3.74% 3.46% 3.68% 3.96%
11.00% 12.00% 12.79% 12.65% 12.64% 12.64% 11.86% 11.64% 11.38% 11.82%
15.61% 15.75% 16.05% 16.29% 13.28% 13.37% 13.74% 13.99% 14.30% 14.56%
0.72%
10.42% 9.69% 9.58% 9.14% 8.87% 9.48% 9.55% 9.32% 9.83% 10.75%
17.91% 17.50% 17.63% 18.12% 18.26% 18.67% 18.80% 18.77% 19.50% 19.66%
24.64% 25.15% 25.51% 26.16% 26.71% 27.14% 27.66% 24.76% 25.71% 26.99%
13.38% 13.05% 13.58% 13.75% 13.78% 13.84% 13.15% 12.56% 13.46% 13.87%
7.54% 7.82% 9.43% 9.42% 15.38% 12.58% 12.35% 12.10% 12.23% 12.70%
8.81% 8.34% 9.02% 7.06% 7.60% 7.48% 6.94% 7.48% 8.46% 8.44%
3.27% 3.15% 3.34% 3.20% 3.13%

8.12% 8.06% 7.82% 7.27% 7.64% 7.32% 8.36% 8.71% 9.01% 8.80%
17.07% 18.04% 21.18% 20.87% 22.29% 22.65% 22.93% 23.20% 24.85% 26.34%
2.52% 3.03% 4.17% 3.54% 3.58% 4.21% 3.40% 3.50% 3.73% 4.00%
0.84% 0.94% 1.03% 1.27% 1.23% 1.28% 1.33% 1.53% 1.79% 1.72%
6.17% 6.04% 6.24% 6.76% 7.01% 7.46% 7.67% 7.65% 8.55% 8.53%
0.62% 0.65% 0.64% 0.66% 0.51% 0.60% 0.74% 0.73% 0.84% 0.96%
4.96% 5.15% 5.44% 5.89% 6.27% 6.93% 8.22% 7.88% 8.54% 9.39%
0.57% 0.46% 1.03% 1.44%
6.77% 6.64% 6.75% 6.63% 6.61% 6.67% 6.66% 6.64% 6.73% 6.47%
13.07% 12.97% 13.04% 12.92% 13.03% 13.31% 13.28% 13.38% 13.58% 13.48%
6.77% 6.64% 6.66% 6.64% 6.76% 6.84% 7.04% 6.56% 6.75% 6.86%
8.05% 8.06% 8.01% 7.75% 7.62% 7.74% 7.81% 7.45% 7.65% 7.72%
9.70% 9.69% 9.79% 9.61% 9.62% 9.67% 9.69% 9.35% 9.90% 10.34%
7.09% 6.97% 7.03% 6.99% 6.97% 6.84% 6.92% 7.05% 7.07% 7.32%
2017
Marzo Abril Mayo Junio Julio Agosto
7.92% 8.13% 8.26% 8.23% 8.34% 8.48%
5.49% 5.76% 5.75% 5.80% 5.90% 5.79%
6.04% 6.23% 6.89% 6.36% 6.57% 6.80%
6.34% 6.52% 6.67% 6.53% 6.87% 7.02%
17.23% 17.03% 17.13% 17.21% 17.53% 17.99%
7.27% 7.37% 7.33% 7.24% 7.31% 7.68%

6.32% 6.42% 6.47% 6.46% 6.74% 6.74%
8.62% 9.27% 9.62% 9.66% 10.00% 10.47%

11.83% 12.00% 12.06% 12.38% 6.85% 7.18%
8.12% 8.67% 8.47% 8.61% 8.39% 8.46%
10.41% 10.27% 10.36% 10.33% 9.82% 9.86%
10.78% 10.74% 10.77% 10.87% 10.90% 10.98%
7.15% 6.94% 7.04% 7.00% 7.06% 7.24%
26.37% 26.51% 24.99% 24.19% 23.69% 23.47%
16.23% 16.73% 16.85% 16.99% 16.98% 17.09%
13.59% 12.56% 12.83% 13.31% 13.40% 13.70%
15.44% 16.07% 16.10% 16.00% 16.20% 16.11%
7.83% 7.55% 7.39% 7.28% 7.47% 7.39%
22.30% 23.18% 23.37% 23.29% 23.69% 24.13%
17.27% 17.25% 18.52% 18.49% 18.44% 18.45%
15.76% 16.02% 16.02% 15.75% 16.90% 17.09%
1.44% 1.42% 1.37% 1.37% 1.37% 1.31%
3.51% 3.96% 4.11% 3.77% 4.07% 4.27%
11.17% 11.33% 11.57% 11.02% 10.84% 10.83%
14.77% 15.49% 15.84% 16.02% 16.25% 16.42%
10.39% 12.01% 11.30% 11.40% 11.33% 11.08%
20.31% 20.68% 20.89% 20.69% 20.86% 20.96%
26.73% 27.66% 28.28% 28.44% 26.79% 27.66%

12.43% 13.52% 13.30% 13.04% 13.47% 13.26%
13.15% 15.10% 17.84% 18.61% 17.84% 19.08%
8.44% 9.02% 9.95% 11.04% 11.78% 11.34%
7.96% 9.05% 9.78% 9.90% 11.42% 10.96%

26.87% 26.92% 27.59% 28.04% 32.14% 29.26%
3.76% 4.45% 4.47% 4.54% 4.77% 4.72%
1.54% 1.57% 1.65% 1.84% 1.91% 1.89%

8.62% 8.78% 8.75% 8.92% 8.77% 8.65%
0.87% 0.78% 0.93% 1.09% 1.00% 1.29%

9.29% 9.65% 9.90% 10.71% 10.90% 11.94%
1.55% 1.82% 2.02% 1.98% 2.27% 2.34%
6.50% 6.46% 6.41% 6.47% 6.46% 6.46%
13.48% 13.59% 13.31% 13.53% 13.64% 13.81%

6.88% 7.31% 7.34% 7.32% 7.23% 7.14%
7.58% 7.83% 7.84% 7.79% 8.10% 7.88%
9.94% 10.39% 10.46% 10.52% 10.41% 10.49%
7.50% 7.81% 7.73% 7.63% 7.63% 7.68%
Indicador de Calidad de Cartera por Vencimiento + Castigos Cartera Comercial
2
Entidad Enero Febrero Marzo Abril Mayo
Bogot 3.49% 3.46% 3.49% 3.66% 3.54%
Popular 5.51% 5.85% 5.65% 5.62% 5.43%
Corpbanca 2.26% 2.39% 2.20% 2.43% 1.99%
Bancolombia 6.70% 4.41% 4.46% 5.07% 4.93%
Scotiabank
Citibank 1.19% 0.79% 0.86% 0.97% 0.88%
GNB Colombia 3.05% 2.77% 2.66% 2.62% 2.61%
GNB Sudameris 3.91% 3.88% 4.15% 4.08% 3.96%
BBVA 6.08% 5.90% 6.03% 5.84% 5.70%
Helm Bank 3.36% 3.23% 2.98% 2.93% 2.81%
Occidente 5.79% 5.67% 5.75% 5.92% 5.51%
BCS 12.96% 13.24% 12.78% 12.66% 12.38%
Davivienda 4.27% 4.52% 4.24% 4.41% 4.14%
Colpatria 5.68% 5.65% 5.69% 5.84% 5.77%
Banco Agrario 8.00% 8.47% 8.82% 7.11% 7.06%
AV Villas 5.67% 4.41% 4.10% 4.24% 4.32%
Procredit 2.72% 2.78% 3.20% 2.79% 2.97%
Bancama 5.14% 4.41% 3.65% 3.13% 3.19%
WWB 6.11% 6.46% 7.12% 13.65%
Bancoomeva 10.74% 10.80%
Banco Finandina 7.31% 7.05% 7.73% 7.67%
Falabella
Pichincha 14.56%
Banco Coopcentral
Itau
Finamrica 26.38% 20.86% 22.48% 22.73% 21.47%

Giros y Finanzas 8.19% 8.16% 6.27% 6.77% 5.36%
Factoring Bancolombia 15.19% 13.59% 12.67% 12.29% 11.58%
Confinanciera 17.56% 14.84% 14.33% 13.73% 13.29%
Serfinansa 16.06% 6.69% 7.30% 7.99% 8.06%
Finandina 7.86%
Tuya 91.63% 89.75% 92.78% 94.76% 95.37%
GMAC 38.88% 26.09% 26.47% 24.40% 25.15%
Internacional 11.84% 12.74% 12.37% 12.55% 12.27%
Macrofinanciera 6.00% 5.77% 5.49% 3.28% 1.94%
Coltefinanciera 5.31% 5.05% 5.03% 5.09% 4.80%
L. Corficolombiana 3.89% 3.55% 3.56% 2.62% 2.57%
L. Bolvar 13.22% 13.14% 12.74% 12.38% 12.20%
L. Bancolombia 3.65% 3.82% 4.00% 3.66% 3.43%
L. Bancoldex 5.91% 5.59% 5.65% 6.12% 6.27%
Dann Regional 4.41% 5.28% 4.57% 4.23% 4.70%
Credifinanciera
L. BBVA
Mi Plata
Opportunity
RCI
FNA
Coopcentral 7.97% 7.77% 7.64% 7.50% 6.97%

CFA 3.81% 3.55% 3.80% 4.08% 3.45%
JFK
Coofinep 1.87% 9.92% 0.82% 5.99% 5.01%
Cotrafa 26.06% 23.53% 23.46% 20.23% 17.44%
Confiar 2.58% 2.81% 2.40% 2.48% 2.40%
Coomeva 10.90% 10.98% 10.24%
Juriscoop 1.43% 2.84% 2.26% 1.12% 3.38%
2011
3.32% 3.36% 3.50% 3.49% 3.51% 3.09% 3.00%
5.04% 5.07% 5.10% 5.18% 5.28% 5.02% 4.71%
1.89% 1.91% 1.88% 1.97% 2.00% 1.91% 1.91%
2.63% 2.84% 2.66% 2.65% 2.74% 2.22% 2.14%
0.93% 0.81% 0.88% 1.87% 0.84% 0.74% 0.85%

2.61% 1.11% 1.14% 1.14% 2.61% 2.62% 1.56%
3.86% 3.78% 3.57% 3.45% 3.36% 3.36% 3.26%
5.60% 5.47% 5.29% 5.14% 5.19% 5.02% 5.00%
2.79% 3.07% 2.92% 2.93% 2.91% 2.76% 2.68%
5.46% 5.43% 5.34% 5.18% 5.31% 5.26% 5.75%
11.93% 11.63% 11.54% 12.51% 11.98% 11.13% 10.24%
3.95% 4.19% 4.12% 3.94% 4.08% 4.01% 3.66%
5.48% 5.13% 4.63% 4.51% 4.78% 4.22% 3.77%
7.03% 9.11% 9.46% 9.80% 10.31% 10.35% 10.16%
3.54% 3.44% 3.32% 3.29% 3.08% 3.03% 3.03%
2.94% 3.15% 4.38% 4.47% 4.40% 4.43% 4.55%
3.22% 6.78% 6.22% 3.40% 5.78% 3.13% 3.73%
20.46% 23.47% 28.53% 10.40% 10.21% 10.04% 10.19%
11.05% 11.13% 11.22% 12.81% 10.94% 11.82% 11.93%
5.82% 6.75% 5.50% 6.17% 6.59% 6.74% 5.56%
100.00% 100.00%
14.94% 14.60% 14.23% 14.36% 14.02% 13.27% 12.99%
21.21% 20.72% 20.29% 20.06% 19.48% 19.59% 13.94%

4.79% 5.37% 5.08% 5.15% 5.32% 5.37% 5.18%
10.05% 10.33% 10.95% 10.25% 10.21% 9.95% 9.86%

13.17% 13.19% 12.30% 11.93% 11.58% 11.23% 10.85%
7.04% 9.54% 9.39% 11.67% 12.20% 7.23% 5.80%
18.33% 94.54% 94.87% 95.17% 94.94% 95.25% 95.55%

27.25% 24.63% 24.55% 25.42% 25.19% 22.83% 27.24%
11.30% 10.30% 9.35% 9.61% 10.05% 10.65% 9.02%
2.91% 3.96% 3.51% 3.41% 3.77% 3.57% 2.94%
4.75% 4.64% 4.78% 4.77% 4.63% 4.53% 5.03%
2.53% 2.74% 2.58% 2.73% 2.33% 2.48% 2.02%
11.76% 11.90% 11.74% 11.45% 11.63% 11.85% 11.36%
3.67% 3.13% 2.91% 2.71% 3.09% 3.02% 2.71%
6.51% 8.25% 8.06% 9.39% 8.47% 8.91% 6.59%
4.80% 5.04% 4.66% 4.83% 4.60% 5.11% 4.08%
6.74% 6.55% 6.24% 6.20% 5.89% 5.79% 5.96%

3.28% 3.22% 3.19% 2.77% 2.83% 3.08% 3.11%
5.02% 4.20% 7.97% 7.80% 7.48% 3.08% 0.00%

19.37% 17.60% 16.75% 15.04% 14.90% 14.45% 13.84%
2.09% 2.32% 2.15% 2.65% 2.30% 2.35% 2.44%
2.49% 1.70% 3.82% 3.64% 2.66% 2.56% 2.50%

2012
Enero Febrero Marzo Abril Mayo Junio Julio
3.03% 3.14% 3.04% 3.22% 3.10% 3.09% 3.45%
4.75% 4.83% 4.49% 4.61% 4.62% 4.57% 5.10%
1.61% 1.28% 1.39% 1.49% 1.49% 1.32% 1.23%
2.35% 2.39% 4.25% 4.35% 4.31% 4.33% 4.47%
0.84% 0.97% 2.00% 1.01% 0.94% 0.91% 1.42%

3.57% 1.73% 1.56% 1.73% 1.71% 1.85% 1.91%
3.06% 2.99% 3.18% 3.13% 3.05% 2.89% 2.97%
5.26% 5.02% 4.97% 5.01% 4.86% 4.95% 5.06%
2.79% 2.85% 2.99% 3.28% 3.00% 3.00% 3.04%
5.95% 5.94% 6.05% 6.20% 6.06% 5.77% 5.86%
10.70% 10.49% 10.39% 10.69% 10.59% 10.28% 10.16%
4.04% 4.32% 3.79% 4.14% 4.09% 3.99% 3.89%
4.00% 4.02% 3.94% 4.59% 4.55% 4.48% 5.17%
11.35% 12.12% 12.41% 12.60% 12.68% 12.97% 13.15%
3.06% 3.07% 3.22% 3.19% 3.16% 3.22% 2.92%
4.72% 4.58% 4.54% 4.82% 4.45% 4.86% 5.41%
4.26% 3.75% 3.66% 4.17% 5.15% 5.31% 5.91%
10.93% 13.44% 12.39% 13.31% 13.76% 12.99% 11.87%
12.78% 13.29% 13.70% 15.52% 15.25% 8.71% 9.57%
5.42% 5.79% 6.65% 7.35% 7.18% 7.52% 7.49%
100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
12.49% 11.55% 11.25% 11.08% 10.79% 10.71% 10.90%
14.21% 14.37% 14.81% 15.46% 14.95% 14.16% 13.72%

7.43% 7.08% 6.27% 6.88% 5.86% 6.37% 7.29%
11.21% 10.89% 10.60% 10.97% 10.78% 10.40% 9.73%

10.67% 10.64% 10.20% 10.43% 9.84% 9.78% 10.04%
8.60% 7.34% 7.00% 9.02% 8.62% 6.71% 7.96%
96.34% 96.62% 96.91% 97.21% 97.50% 98.04% 98.18%

29.69% 26.97% 25.69% 25.03% 24.29% 24.82% 28.42%
8.47% 8.70% 7.84% 7.69% 6.68% 6.76% 6.92%
2.86% 2.71% 1.87% 1.88% 1.97% 2.16% 2.54%
5.16% 5.34% 5.21% 5.38% 5.58% 5.84% 5.79%
2.00% 1.90% 2.31% 2.26% 2.08% 2.37% 2.27%
11.50% 10.88% 10.66% 10.68% 10.36% 9.89% 10.70%
2.84% 2.78% 2.73% 3.01% 2.74% 2.50% 3.18%
6.90% 6.63% 7.17% 6.31% 7.28% 8.15% 7.02%
4.91% 5.13% 4.79% 6.02% 6.20% 8.77% 8.06%
14.86% 16.13% 16.50%
6.39% 6.20% 5.88% 5.79% 5.68% 5.50% 6.08%

3.09% 3.18% 3.12% 3.54% 3.34% 3.25% 3.69%
1.13% 3.56% 2.72% 1.99% 3.54% 3.59% 13.57%

13.91% 8.99% 11.80% 11.42% 10.63% 3.96% 4.27%
2.70% 2.75% 2.94% 2.43% 4.06% 2.55% 2.48%
3.06% 3.47% 3.27% 3.64% 4.33% 3.32% 4.45%

Agosto Septiembre Octubre Noviembre Diciembre Enero Febrero Marzo
3.18% 3.21% 3.26% 3.22% 3.05% 3.20% 3.29% 3.27%
4.85% 4.72% 4.66% 4.54% 4.61% 4.96% 4.94% 5.21%
1.22% 1.33% 1.35% 1.41% 1.12% 1.32% 1.37% 1.51%
4.34% 4.19% 4.11% 3.99% 3.77% 3.86% 3.78% 4.02%
0.93% 0.85% 0.93% 0.97% 1.12% 0.97% 1.22% 1.10%

2.02% 2.21% 4.42% 4.59% 2.75% 2.08% 2.15% 2.18%
2.92% 2.86% 2.75% 2.74% 2.74% 2.90% 3.02% 2.57%
5.05% 5.19% 5.22% 4.75% 4.78% 5.07% 4.98% 4.76%
3.12% 3.12% 3.09% 3.49% 3.44% 3.99% 3.78% 3.89%
6.07% 6.06% 5.85% 5.85% 4.86% 5.14% 5.27% 5.58%
10.64% 10.96% 10.90% 10.55% 10.63% 10.57% 10.82% 10.78%
4.00% 3.98% 3.92% 4.28% 4.08% 4.46% 4.49% 4.38%
5.08% 4.91% 5.01% 5.29% 5.32% 6.28% 6.13% 6.10%
12.51% 13.14% 12.94% 12.69% 12.88% 12.42% 11.48% 12.12%
2.94% 2.93% 3.10% 3.10% 3.02% 3.00% 2.90% 2.99%
5.48% 5.50% 6.03% 5.75% 4.88% 5.21% 5.70% 6.24%
7.68% 7.86% 8.88% 9.33% 9.49% 10.33% 10.72% 11.91%
10.49% 10.86% 10.74% 11.57% 12.15% 13.64% 12.98% 14.70%
9.57% 9.91% 10.29% 10.97% 12.29% 12.62% 13.62% 14.56%
7.36% 8.21% 8.03% 8.63% 9.79% 9.96% 9.85% 14.92%
100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
10.69% 10.92% 10.79% 10.17% 10.63% 10.66% 10.47% 11.50%
13.32% 13.36% 12.89% 12.96% 13.27% 13.30% 13.65% 13.69%

8.16% 9.04% 7.93% 7.64% 8.01% 8.53% 8.64% 9.00%
10.07% 9.70% 8.81% 8.55% 7.78% 9.27% 8.73% 8.27%
7.94% 7.88% 7.97% 7.68% 6.78% 7.91% 7.79% 6.85%
98.32% 98.90% 98.61% 98.76% 98.94% 99.10% 99.24% 99.37%

26.58% 25.39% 28.97% 27.15% 29.02% 34.57% 35.45% 31.25%
6.42% 6.25% 5.77% 5.41% 5.61% 5.31% 5.86% 5.81%
2.12% 2.36% 2.34% 1.67% 1.93% 2.31% 1.80% 1.91%
5.95% 5.76% 5.70% 5.71% 6.10% 6.88% 6.53% 7.85%
2.04% 2.31% 2.30% 2.31% 2.52% 2.80% 2.79% 3.74%
10.43% 9.91% 9.39% 9.04% 9.34% 9.33% 9.20% 9.45%
2.80% 2.89% 2.94% 2.87% 2.67% 2.78% 2.95% 3.15%
6.70% 7.23% 7.67% 6.87% 7.09% 7.31% 7.35% 7.09%
7.25% 6.52% 7.30% 7.16% 6.85% 7.16% 6.87% 8.75%
17.05% 18.23% 18.37% 27.23% 21.36% 22.61% 24.39%
5.58% 5.27% 5.12% 4.77% 4.79% 4.85% 4.69% 5.14%

3.97% 4.03% 6.88% 4.21% 4.11% 4.34% 4.46% 4.53%
3.91% 4.20% 5.71% 7.03% 4.22% 4.38% 5.49% 4.36%

3.96% 3.21% 3.45% 4.11% 3.20% 3.40% 4.66% 4.30%
2.85% 3.77% 3.67% 2.94% 2.46% 2.52% 8.12% 7.96%
3.57% 3.92% 5.54% 5.44% 4.83% 4.89% 4.48% 5.57%

2013
Abril Mayo Junio Julio Agosto Septiembre Octubre Noviembre Diciembre
3.19% 3.08% 2.99% 3.12% 3.12% 3.14% 3.04% 3.00% 2.95%
5.26% 5.31% 4.95% 5.00% 5.15% 4.94% 4.50% 4.53% 4.17%
1.51% 1.64% 1.64% 1.89% 1.96% 2.04% 2.10% 2.21% 1.88%
3.86% 3.57% 3.50% 3.46% 3.35% 3.40% 3.51% 3.54% 3.55%
1.10% 1.11% 0.88% 0.81% 0.89% 0.83% 0.84% 0.98% 0.75%

3.82% 3.82% 4.70% 2.41% 2.41% 2.42% 5.12% 5.12% 5.48%
2.65% 2.05% 2.04% 2.14% 2.30% 2.20% 2.38% 2.26% 2.13%
5.45% 5.17% 4.54% 4.65% 4.61% 4.64% 4.43% 4.30% 4.32%
4.07% 3.83% 3.55% 3.63% 3.53% 3.48% 3.38% 3.61% 3.45%
5.60% 5.23% 4.89% 5.04% 5.19% 5.23% 5.17% 5.35% 4.87%
11.23% 11.35% 10.90% 10.91% 10.91% 10.56% 10.71% 11.34% 12.33%
4.48% 4.22% 4.19% 4.20% 4.37% 4.30% 4.26% 4.37% 3.89%
6.59% 6.29% 6.33% 6.61% 6.98% 7.00% 6.68% 7.34% 7.78%
11.96% 11.44% 11.91% 11.81% 11.87% 11.69% 12.26% 11.80% 14.05%
2.98% 2.84% 2.83% 2.83% 2.85% 2.97% 2.97% 3.00% 3.02%
5.90% 6.30% 6.54% 7.85% 8.27% 9.75% 10.90% 11.25% 13.06%
13.00% 13.16% 13.40% 13.30% 12.79% 13.28% 12.66% 13.20% 12.25%
12.11% 12.54% 14.35% 13.55% 13.85% 15.29% 14.61% 15.68% 17.69%
14.25% 14.35% 14.99% 15.87% 16.54% 16.95% 16.15% 16.70% 6.82%
13.12% 10.84% 9.90% 10.10% 9.86% 10.47% 10.15% 10.76% 9.68%
100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
10.84% 10.91% 11.01% 11.14% 11.12% 11.26% 10.62% 10.30% 10.33%
5.08% 5.05% 4.74% 4.57%
13.42% 13.73% 13.75% 13.70% 13.96% 13.67% 13.16% 13.45% 13.65%

8.69% 7.83% 8.74% 9.13% 9.04% 9.27% 9.03% 8.77% 9.01%
8.67% 8.24% 7.94% 7.83% 7.82% 7.41% 7.64% 7.90% 7.06%
8.62% 8.01% 8.35% 8.41% 8.32% 8.18% 8.61% 8.38% 8.43%
99.76% 99.45% 99.48% 99.55% 99.74% 99.74% 100.00% 100.00% 100.00%

33.56% 32.14% 30.08% 31.78% 31.40% 29.13% 29.12% 27.59% 29.94%
5.71% 5.77% 6.00% 5.81% 6.46% 5.82% 6.69% 6.81% 6.40%
2.32% 2.04% 2.23% 2.33% 2.30% 2.25% 2.46% 2.04% 1.95%
8.02% 7.56% 7.32% 7.31% 7.27% 6.76% 6.67% 6.56% 6.58%
2.99% 2.91% 3.21% 2.90% 3.46% 4.04% 3.98% 3.47% 2.72%
9.57% 9.67% 10.24% 10.05% 10.39% 10.11% 10.00% 9.97% 9.61%
3.01% 2.85% 3.62% 2.95% 3.22% 3.13% 2.82% 3.17% 2.65%
7.46% 6.85% 6.47% 6.28% 6.60% 6.79% 7.02% 7.40% 6.68%
9.60% 9.89% 10.93% 9.65% 9.88% 11.31% 10.31% 11.15% 11.01%
0.07% 0.06% 0.44% 0.47% 0.89% 0.70%
4.95% 4.90% 4.92% 4.97% 5.11%

4.46% 4.67% 5.32% 5.33% 5.98% 5.92% 6.19% 6.73% 6.89%
7.00% 5.02% 8.76% 9.23% 9.41% 9.15% 10.69% 8.90% 10.07%

5.43% 5.55% 7.28% 7.10% 7.17% 7.16% 7.22% 7.21% 6.84%
9.66% 4.46% 4.20% 3.76% 4.81% 4.17% 4.01% 4.66% 3.18%
4.69% 4.67% 4.86% 4.80% 4.73% 4.54% 4.24% 6.02% 3.54%

2014
Enero Febrero Marzo Abril Mayo Junio Julio Agosto Septiembre
3.13% 3.27% 3.96% 4.01% 3.31% 3.17% 3.34% 3.37% 3.37%
4.25% 4.03% 4.26% 4.17% 4.20% 4.17% 4.11% 4.41% 4.56%
1.90% 1.96% 2.13% 2.14% 2.45% 2.92% 2.95% 2.98% 2.98%
3.62% 3.72% 3.83% 3.92% 3.73% 3.76% 3.91% 4.01% 4.09%
0.73% 0.74% 0.88% 0.80% 0.88% 0.68% 0.74% 0.74% 0.65%

8.00% 8.76% 8.35% 9.07% 9.95% 9.87% 10.17% 10.16% 9.46%
2.12% 2.13% 2.15% 2.20% 2.16% 2.13% 2.32% 2.34% 2.34%
4.39% 4.37% 4.52% 4.37% 4.22% 4.12% 4.24% 4.19% 4.16%
3.49% 3.20% 3.36% 3.40% 3.36%
5.10% 5.17% 5.26% 5.47% 5.52% 5.52% 5.72% 5.92% 6.15%
12.49% 12.61% 12.91% 13.25% 13.25% 13.80% 14.01% 14.31% 14.16%
4.09% 4.12% 4.03% 4.36% 4.04% 4.21% 3.94% 3.89% 3.94%
8.66% 8.51% 8.61% 8.27% 8.58% 8.85% 8.09% 8.80% 8.62%
13.94% 13.60% 13.89% 13.58% 13.36% 13.00% 12.87% 12.07% 11.92%
3.27% 3.09% 3.17% 3.19% 3.15% 3.15% 3.10% 2.84% 2.81%
14.70% 15.49% 17.05% 17.89% 18.78% 20.64% 21.04% 21.19% 20.35%
12.66% 13.40% 13.27% 13.53% 13.00% 11.09% 10.61% 10.23% 10.09%
17.85% 18.62% 18.06% 20.42% 19.19% 21.54% 21.36% 20.88% 21.49%
8.46% 8.79% 8.81% 9.10% 9.18% 8.88% 9.45% 10.17% 10.40%
10.36% 9.60% 10.70% 10.19% 10.92% 11.17% 10.44% 10.55% 9.87%
100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
10.84% 10.34% 9.74% 9.88% 10.06% 9.70% 9.44% 10.08% 9.59%
4.83% 4.93% 5.07% 4.91% 5.01% 4.96% 4.89% 4.92% 4.84%
13.46% 13.72% 13.71% 13.37% 13.48% 13.83% 13.32% 13.61% 13.54%

9.34% 8.71% 8.28% 9.01% 8.69% 8.31% 8.55% 8.11% 8.61%
8.32% 8.11% 7.47% 7.64% 7.21% 6.70% 6.54% 6.52% 6.43%
8.72% 8.54% 8.78% 9.15% 9.45% 8.81% 9.26% 9.28% 9.27%
100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%

20.16% 19.86% 18.28% 17.86% 16.95% 16.73% 16.77% 16.08% 14.98%
6.69% 7.47% 7.51% 7.83% 7.18% 7.35% 7.09% 7.12% 6.80%
3.83% 2.73% 2.94% 2.71% 3.74% 1.69% 1.64% 1.36% 1.12%
7.02% 6.66% 6.81% 6.87% 5.22% 4.71% 4.61% 4.22% 4.60%
3.00% 2.77% 3.90% 3.96% 4.37% 4.65% 4.52% 4.91% 5.26%
10.09% 10.10% 10.22% 10.22% 9.94% 10.88% 10.14% 10.27% 9.82%
2.87% 3.00% 2.87% 3.02% 2.93% 2.87% 3.09% 3.69% 3.62%
6.93% 7.92% 6.60% 6.06% 6.67% 6.83% 7.28% 7.76% 7.77%
11.87% 12.75% 14.59% 13.63% 13.26% 12.53% 12.72% 12.77% 13.29%
0.67% 0.92% 0.96% 0.83% 0.77% 0.74% 0.74% 0.70% 0.77%

0.14% 1.23% 2.49% 1.32% 5.84%
7.29% 7.13% 7.04% 7.07% 7.38% 6.61% 6.61% 6.93% 7.17%

0.07% 0.13% 0.25% 0.36% 0.34%
7.30% 7.33% 8.20% 11.70% 10.90% 10.23% 8.65% 9.11% 8.89%
15.00% 21.31% 22.39% 22.90% 26.73% 26.72% 25.85% 24.43% 23.77%
3.47% 3.84% 3.60% 3.98% 3.91% 4.02% 4.93% 4.78% 4.22%
3.56% 3.64% 5.08% 4.79% 95.42% 90.66%

201
Octubre Noviembre Diciembre Enero Febrero Marzo Abril Mayo Junio
3.31% 3.34% 3.14% 3.39% 3.33% 3.19% 3.23% 3.18% 3.12%
4.44% 4.30% 4.39% 4.73% 4.54% 4.61% 4.63% 4.66% 4.84%
2.99% 3.00% 2.90% 3.03% 2.97% 3.13% 3.15% 3.29% 3.28%
4.20% 3.78% 3.86% 5.33% 5.34% 5.38% 4.22% 4.11% 3.97%
0.58% 0.63% 0.65% 0.72% 0.76% 0.74% 0.73% 0.61% 0.56%
2.90% 2.83% 2.72% 4.06% 4.00% 3.95% 3.99% 3.92% 3.83%

4.07% 3.98% 3.95% 4.32% 4.42% 4.45% 4.71% 4.58% 4.44%
6.12% 6.19% 5.96% 5.99% 6.01% 6.38% 6.35% 6.51% 6.41%

13.52% 13.62% 13.58% 13.43% 13.16% 13.24% 12.82% 13.00% 12.57%
3.85% 4.02% 3.84% 4.24% 4.21% 4.19% 4.37% 4.20% 4.35%
9.09% 9.09% 8.45% 8.61% 8.38% 8.19% 8.20% 7.97% 7.98%
11.69% 11.11% 11.00% 11.11% 10.85% 11.18% 10.86% 10.85% 10.89%
2.96% 2.92% 2.91% 2.98% 3.04% 2.80% 2.82% 2.78% 2.61%
23.42% 23.58% 24.70% 27.32% 26.10% 23.69% 23.71% 23.28% 23.42%
10.16% 10.63% 10.20% 10.80% 11.21% 11.06% 11.18% 11.34% 11.65%
22.16% 24.18% 26.58% 28.45% 32.25% 34.22% 37.46% 37.80% 41.98%
9.64% 10.25% 11.20% 14.60% 14.75% 15.70% 15.36% 14.39% 13.94%
9.82% 10.06% 9.46% 10.04% 9.08% 9.76% 8.90% 9.48% 9.99%
100.00% 100.00% 100.00%
9.54% 9.67% 9.54% 10.41% 11.14% 10.35% 9.98% 10.21% 10.42%
4.72% 4.39% 4.42% 4.63% 4.82% 4.97% 4.50% 4.55% 4.40%
0.00%
0.16% 0.33% 0.44% 0.66% 0.79%
2.96% 2.74% 3.86% 4.30% 4.02%
11.51% 11.49% 11.20% 11.49%
13.05% 12.64% 12.39% 11.98% 11.82%

7.66% 7.08% 7.40% 9.72% 9.00% 10.37% 11.27% 12.26% 12.42%
9.32% 9.67% 9.30% 9.69% 9.59% 9.96% 10.57% 10.25% 10.42%
100.00% 100.00% 100.00%

14.91% 13.71% 14.36% 17.40% 14.79% 14.80% 13.56% 14.24% 15.13%
5.73% 5.56% 5.11% 5.57% 4.95% 6.00% 6.05% 5.77% 5.83%
1.30% 0.72% 0.87% 2.59%
5.33% 6.15% 6.48% 7.63% 6.97% 6.49% 6.31% 6.68% 6.37%
5.58% 5.59% 5.09% 4.92% 4.34% 6.73% 6.97% 6.77% 7.29%
9.49% 9.15% 9.30% 9.54% 9.05% 8.82% 8.72% 9.38% 9.12%
3.06% 3.27% 2.85% 2.72% 3.11% 2.92% 3.28% 3.38% 3.44%
7.66% 7.74% 7.41% 11.02% 12.14% 11.64% 11.96% 11.79% 10.74%
14.28% 14.42% 11.16% 10.95% 11.40% 15.09% 14.86% 14.59% 14.32%
1.24% 0.87% 1.08% 1.23% 1.48% 2.03% 1.74% 1.82% 1.99%

5.93% 5.51% 4.34% 6.53% 6.64% 9.29% 6.79% 6.12% 6.18%
6.80% 6.69% 6.12% 9.85% 10.27% 10.41% 10.24% 10.27% 10.43%

0.57% 0.72% 1.05% 1.26% 1.24% 1.75% 2.02% 2.05% 2.23%
6.17% 5.30% 9.20% 9.32% 8.84% 9.16% 11.70% 12.39% 15.54%
24.48% 24.36% 22.73% 24.99% 25.88% 28.26% 28.75% 35.54% 39.92%
8.73% 8.32% 7.88% 8.53% 8.96% 8.49% 8.79% 8.24% 9.98%
2015
Julio Agosto Septiembre Octubre Noviembre Diciembre Enero Febrero Marzo
3.08% 3.07% 3.23% 3.15% 3.28% 3.33% 3.63% 3.88% 3.86%
4.60% 4.65% 4.72% 4.46% 4.50% 4.47% 4.51% 4.49% 4.63%
3.40% 3.47% 3.47% 3.58% 3.58% 3.52% 3.68% 3.88% 4.11%
4.00% 3.86% 3.89% 3.84% 4.30% 4.22% 4.36% 4.37% 4.60%
1.03% 0.53% 0.54% 0.55% 0.55% 0.56% 0.56% 0.54% 0.51%
3.98% 4.26% 4.33% 4.44% 4.12% 3.90% 3.81% 3.78% 4.02%

4.40% 4.34% 4.15% 4.10% 4.08% 3.90% 4.00% 4.15% 4.19%
6.24% 6.21% 6.36% 6.17% 6.05% 5.82% 6.01% 6.18% 6.48%

12.59% 12.45% 12.38% 12.18% 12.57% 12.28% 12.24% 12.07% 12.09%
4.38% 4.27% 4.34% 4.38% 3.95% 3.70% 4.27% 4.37% 4.42%
7.75% 8.29% 7.96% 8.27% 8.39% 8.01% 8.38% 8.51% 8.33%
11.16% 11.05% 10.71% 10.30% 10.16% 9.48% 9.46% 8.34% 7.64%
2.92% 3.10% 3.25% 3.22% 3.16% 3.28% 3.61% 3.32% 3.53%
22.57% 22.82% 23.82% 23.48% 24.83% 23.49% 23.29% 21.58% 23.04%
11.72% 11.93% 11.97% 11.70% 10.19% 9.90% 10.41% 10.84% 11.17%
43.51% 46.26% 48.88% 50.64% 53.29% 56.46% 58.84% 61.30% 61.15%
14.33% 15.21% 14.81% 14.71% 14.70% 13.07% 13.92% 13.87% 13.74%
8.90% 9.60% 9.25% 9.19% 8.22% 8.67% 9.56% 8.87% 9.42%
10.09% 10.89% 10.44% 10.40% 10.45% 11.97% 11.97% 12.59% 13.05%

4.53% 4.53% 4.21% 4.26% 4.68% 4.69% 4.75% 4.82% 4.58%
1.82% 1.78% 1.75% 1.76% 2.31% 1.87%
0.72% 0.83% 0.99% 1.06% 1.17% 1.28% 1.30% 1.39% 1.68%
4.06% 3.86% 3.60% 3.63% 3.61% 3.34% 3.45% 3.44% 3.60%
11.17% 10.96% 8.67% 8.68% 8.87% 8.86% 9.00% 8.72% 8.76%
10.70% 10.12% 9.76% 9.55% 11.56% 9.77% 9.28% 10.49% 11.71%
10.31% 10.46% 10.11% 9.91% 10.66% 10.61% 10.72% 10.90% 10.84%
13.36% 13.24% 12.90% 13.28% 12.06% 12.00% 13.59% 13.15% 12.86%

5.77% 4.95% 5.74% 7.08%
6.82% 6.85% 6.86% 7.19% 8.36% 7.96% 8.32% 8.71% 8.30%
6.37% 6.17% 6.66% 5.85% 5.85% 5.35% 7.35% 8.74% 8.46%
9.72% 9.54% 9.14% 9.26% 10.07% 9.86%
3.36% 3.75% 3.53% 3.36% 3.23% 2.95% 3.22% 3.03% 3.11%
10.03% 10.75% 10.61% 9.65% 11.29% 10.51% 7.69% 7.60% 9.20%
14.16% 15.68% 14.34% 13.29% 13.04% 12.41% 14.44% 13.84% 14.40%
2.17% 2.19% 1.98% 1.99% 1.91% 1.93% 1.81% 1.76% 1.89%

6.82% 8.17% 8.36% 7.36% 8.04% 8.81% 8.54% 10.77% 17.40%
10.42% 10.21% 10.34% 10.41% 10.04% 10.11% 9.88% 10.07% 10.61%

1.79% 1.76% 2.09% 1.92% 2.12% 1.91% 2.57% 2.23% 2.82%
9.99% 18.67% 19.09% 15.41% 17.22% 14.98% 14.09% 14.74% 15.31%
45.80% 45.76% 49.37% 49.50% 47.75% 39.02% 39.32% 38.87% 37.53%
9.96% 9.77% 9.71% 6.10% 7.07% 5.88% 6.77% 6.39% 6.78%
2016
Abril Mayo Junio Julio Agosto Septiembre Octubre Noviembre
3.80% 3.79% 4.14% 4.14% 3.99% 4.03% 4.19% 4.14%
4.52% 4.68% 4.29% 4.21% 4.09% 4.00% 4.31% 4.42%
4.27% 5.44% 4.31% 4.68% 4.73% 5.44% 5.65% 6.15%
4.59% 4.22% 4.18% 4.72% 4.78% 4.61% 4.62% 4.50%
0.52% 0.54% 0.55% 0.54% 0.53% 0.60% 0.50% 0.49%
3.89% 3.84% 3.97% 3.92% 3.95% 3.96% 3.92% 3.30%

4.23% 4.28% 4.23% 4.24% 4.49% 4.57% 4.64% 4.63%
6.37% 6.39% 6.11% 6.69% 6.66% 6.34% 6.56% 6.60%

12.43% 12.50% 12.78% 12.51% 12.65% 12.75% 12.92% 12.91%
5.01% 4.99% 4.96% 4.89% 4.95% 4.92% 4.86% 4.61%
8.92% 7.70% 7.76% 8.70% 9.24% 9.01% 9.83% 9.26%
7.53% 7.55% 7.58% 7.25% 7.17% 6.87% 6.78% 6.78%
3.23% 3.39% 3.31% 3.28% 3.37% 3.23% 3.23% 3.27%
24.16% 22.86% 22.34% 21.20% 20.67% 22.31% 19.14% 19.65%
11.17% 10.97% 11.24% 11.14% 10.89% 11.00% 11.68% 12.19%
54.93% 53.75% 52.36% 48.69% 52.83% 48.56% 43.43% 40.94%
13.11% 12.00% 12.18% 12.53% 12.40% 12.85% 12.55% 13.80%
9.34% 9.15% 7.91% 7.75% 7.19% 6.69% 7.56% 7.51%
12.98% 12.56% 12.51% 13.15% 12.33% 12.88% 13.47% 13.13%

4.80% 4.76% 4.75% 4.94% 5.09% 5.22% 5.25% 5.28%
1.78% 1.73% 1.63% 1.63% 3.03% 1.52% 1.60% 1.56%
1.89% 1.78% 1.66% 1.71% 1.78% 1.73% 2.02% 2.00%
4.59% 3.58% 3.10% 3.76% 3.77% 3.68% 3.52% 3.19%
8.91% 8.93% 9.10% 9.14% 9.19% 7.85% 7.91% 8.37%
0.72%
10.34% 10.02% 8.64% 7.95% 7.45% 7.81% 8.51% 8.46%
10.71% 11.08% 10.20% 10.34% 7.45% 11.15% 11.47% 11.30%
12.37% 12.34% 11.86% 12.70% 12.88% 12.19% 11.75% 10.47%

9.96% 9.70% 10.05% 12.04% 11.67% 15.30% 12.63% 12.40%
8.47% 8.82% 8.34% 9.03% 7.06% 7.61% 7.48% 6.94%
2.98% 3.26% 3.15% 3.33% 3.18% 3.12%

8.52% 8.15% 8.08% 7.84% 7.29% 7.66% 7.34% 8.38%
14.33% 16.10% 16.42% 17.41% 16.97% 18.48% 17.84% 18.07%
10.37% 10.00%
2.62% 2.99% 2.78% 2.73% 3.07% 3.23% 3.30% 3.53%

14.61% 16.52% 17.53% 17.62% 19.04% 18.15% 19.88% 25.08%
1.37%
10.01% 9.58% 9.14% 9.02% 8.89% 8.47% 8.45% 8.26%

2.91% 3.09% 3.34% 3.32% 3.26% 3.39% 3.65% 4.23%
12.44% 9.95% 9.23% 8.91% 8.96% 9.00% 8.67% 8.27%
35.85% 35.55% 34.89% 34.95% 30.53% 28.66% 28.45% 25.97%
6.09% 5.89% 5.73% 6.24% 6.15% 6.16% 5.96% 6.05%
2017
Diciembre Enero Febrero Marzo Abril Mayo Junio Julio Agosto
3.59% 3.93% 4.04% 4.85% 4.91% 4.96% 4.92% 4.99% 5.12%
3.98% 6.67% 4.15% 4.33% 4.71% 4.54% 4.63% 4.66% 4.55%
5.48% 6.03% 5.94% 6.13% 6.20% 7.06% 6.62% 6.81% 7.07%
4.48% 5.59% 5.72% 5.42% 5.60% 5.68% 5.65% 6.02% 6.15%
0.52% 0.47% 0.45% 0.45% 0.43% 0.43% 0.45% 0.46% 0.47%
3.41% 3.50% 3.39% 3.70% 3.83% 3.81% 3.55% 3.62% 4.34%

4.35% 4.94% 4.71% 6.46% 6.52% 6.60% 6.47% 6.82% 6.64%
6.19% 6.46% 6.72% 6.72% 7.34% 7.72% 7.63% 7.85% 8.31%

13.09% 13.17% 13.00% 13.22% 13.47% 13.38% 13.57% 9.76% 11.04%
5.50% 7.07% 7.03% 6.53% 7.33% 6.82% 6.85% 6.94% 6.85%
7.94% 8.15% 8.69% 10.97% 10.89% 10.69% 10.42% 10.41% 10.23%
6.79% 8.76% 9.08% 9.61% 9.30% 9.27% 9.75% 9.66% 9.85%
2.99% 6.02% 3.15% 5.34% 3.83% 3.92% 3.81% 3.92% 4.26%
18.53% 19.87% 19.62% 20.66% 20.74% 19.11% 18.39% 18.06% 18.03%
12.26% 13.21% 13.30% 13.67% 13.86% 13.87% 14.08% 14.07% 14.74%
35.73% 34.57% 32.71% 32.32% 10.82% 9.94% 10.46% 10.57% 10.83%
13.76% 14.47% 15.25% 14.77% 16.49% 15.78% 14.82% 16.24% 16.24%
7.35% 7.59% 6.84% 7.92% 7.57% 7.22% 7.23% 6.02% 6.46%
13.18% 13.27% 13.48% 13.04% 12.80% 13.93% 14.26% 15.20% 15.65%

4.87% 5.21% 5.30% 5.49% 5.66% 5.67% 5.47% 6.61% 6.28%
2.87% 3.06% 2.95% 1.46% 1.43% 1.36% 1.38% 1.35% 1.28%
2.02% 2.04% 2.06% 2.01% 2.07% 2.14% 2.14% 2.23% 2.31%
3.27% 3.16% 3.43% 3.12% 3.32% 3.70% 3.50% 3.57% 3.57%
8.77% 8.62% 8.51% 8.77% 9.17% 9.35% 9.48% 9.49% 9.57%
8.27% 8.85% 10.45% 9.20% 11.47% 10.37% 10.78% 10.76% 10.74%
11.16% 12.11% 11.83% 12.36% 12.48% 13.07% 12.51% 12.71% 12.54%
9.98% 11.57% 12.06% 8.95% 10.45% 10.42% 9.78% 10.91% 10.59%

12.16% 12.29% 12.79% 13.26% 15.25% 18.05% 18.87% 18.15% 19.53%
7.49% 8.46% 8.45% 8.45% 9.03% 9.95% 11.04% 11.79% 11.35%
8.73% 9.03% 8.83% 7.98% 9.08% 9.81% 9.93% 11.45% 10.99%

18.35% 20.15% 21.53% 22.03% 22.18% 22.82% 23.21% 27.54% 24.57%
10.01% 10.15% 16.26% 10.29% 32.86% 32.90% 37.18% 37.22% 37.45%
3.48% 4.03% 3.98% 4.32% 4.70% 4.82% 4.98% 4.80% 4.67%

24.27% 26.76% 28.28% 27.80% 29.90% 31.94% 35.44% 35.57% 39.84%
1.37% 0.79% 7.68% 1.56% 0.00% 2.48% 2.47% 1.57% 0.29%
8.03% 8.31% 7.68% 7.67% 7.68% 4.04% 8.01% 7.77% 7.57%

3.54% 3.71% 4.01% 4.31% 4.63% 4.57% 5.18% 5.05% 4.18%
8.31% 8.64% 8.74% 9.33% 7.22% 7.10% 7.03% 8.95% 8.25%
24.37% 24.07% 23.81% 23.91% 24.08% 23.37% 24.24% 20.37% 20.13%
6.14% 5.62% 6.97% 7.97% 8.19% 7.93% 7.06% 7.53% 7.52%
Indicador de Calidad de Cartera por Vencimiento Cartera Consumo

Bogot 15.77% 15.83% 15.62% 15.83% 14.97%
Popular 6.30% 6.21% 5.98% 6.01% 5.86%
Corpbanca 6.30% 6.14% 6.23% 6.35% 5.62%
Bancolombia 5.30% 14.73% 14.43% 11.73% 11.24%
Scotiabank
Citibank 21.19% 21.20% 21.28% 21.11% 20.84%
GNB Colombia 14.16% 19.49% 13.66% 13.65% 13.52%
GNB Sudameris 6.55% 6.66% 6.11% 6.21% 6.19%
BBVA 12.80% 13.14% 12.28% 12.24% 9.21%
Helm Bank 12.72% 12.89% 12.92% 13.30% 13.24%
Occidente 18.24% 18.29% 17.98% 18.09% 16.91%
BCS 21.09% 22.20% 22.09% 22.34% 22.21%
Davivienda 14.35% 15.02% 14.76% 15.10% 14.87%
Colpatria 20.11% 20.21% 20.69% 21.11% 20.82%
Banco Agrario 16.47% 16.75% 17.33% 17.70% 17.75%
AV Villas 11.80% 12.02% 12.00% 9.58% 9.55%
Procredit 14.95% 19.31% 19.85% 12.63%
Bancama
WWB
Banco Finandina 7.51% 7.77% 8.33% 8.10%
Falabella 11.85%
Pichincha 17.56%
Banco Coopcentral
Banco Multibank
Finamrica 8.29% 9.79% 10.96% 10.95% 9.20%

Giros y Finanzas 5.20% 5.34% 4.81% 4.72% 4.74%
Factoring Bancolombia 99.47% 99.30% 99.33% 99.46% 99.45%
Confinanciera 4.14% 9.66% 10.89% 16.70% 15.15%
Serfinansa 11.55% 27.04% 27.85% 28.25% 28.20%
Finandina 7.83%
Tuya 23.92% 21.21% 21.34% 21.02% 21.02%
GMAC 5.80% 20.00% 19.42% 19.17% 18.62%
Internacional 5.29% 5.41% 4.34% 3.06% 2.84%
Coltefinanciera 1.98% 1.77% 1.55% 1.31% 1.15%
L. Corficolombiana 3.67% 3.22% 3.17% 4.34% 5.60%
L. Bolvar 10.36% 10.48% 9.12% 8.23% 9.47%
L. Bancolombia 10.23% 11.55% 12.40% 12.23% 10.78%
L. Bancoldex
Dann Regional 13.64% 12.00% 8.76% 8.83% 7.87%
CMR Falabella 10.73% 10.96% 11.00% 11.75%
Credifinanciera
Mi Plata
La Polar 0.71% 6.90% 7.93% 9.57% 11.65%
Opportunity
Ripley
La Hipotecaria
RCI
FNA 4.69% 6.92% 8.38% 8.20% 12.64%
Coopcentral 91.59% 91.24% 90.87% 90.85% 90.45%

CFA 7.77% 7.74% 7.31% 7.63% 7.64%
JFK 5.72% 5.90% 5.83% 6.19% 5.86%
Coofinep 8.36% 9.14% 7.91% 7.93% 7.67%
Cotrafa 9.24% 9.66% 9.02% 9.11% 9.02%
Confiar 8.24% 8.04% 7.82% 7.98% 8.16%
Coomeva 11.43% 11.69% 11.36%
Juriscoop 7.09% 8.09% 8.78% 9.96% 10.14%
2011
14.55% 14.45% 14.24% 11.41% 14.19% 11.38% 13.76%
5.82% 5.80% 5.83% 5.84% 5.99% 6.02% 5.75%
5.51% 5.77% 5.79% 5.99% 6.17% 6.19% 4.97%
14.77% 14.68% 14.50% 14.51% 14.55% 12.48% 11.86%
20.59% 20.50% 20.17% 19.80% 19.68% 19.48% 19.40%

13.01% 10.71% 10.41% 10.70% 10.78% 11.01% 10.64%
5.92% 5.99% 5.95% 5.79% 5.76% 5.82% 5.66%
8.94% 8.72% 8.54% 8.33% 6.74% 6.80% 6.26%
12.67% 12.67% 12.49% 12.72% 13.15% 12.89% 12.57%
16.61% 16.46% 16.30% 16.17% 16.24% 16.36% 13.00%
21.80% 21.67% 21.36% 21.15% 21.10% 20.86% 20.44%
15.15% 15.74% 14.20% 14.82% 15.39% 15.87% 13.03%
20.75% 20.31% 19.48% 19.29% 19.62% 19.41% 18.96%
17.99% 19.16% 18.75% 19.51% 20.00% 20.11% 20.23%
9.61% 9.57% 9.52% 9.54% 9.58% 9.70% 9.52%
12.68% 18.15% 20.29% 18.24% 10.87% 19.97% 15.01%
11.21% 11.46% 11.06% 10.91% 11.19% 11.36% 10.22%

6.39% 6.69% 5.98% 6.26% 6.93% 6.95% 5.80%
11.31% 11.42% 11.45% 11.52% 11.94% 12.02% 10.77%
17.51% 16.24% 16.19% 16.21% 16.95% 17.19% 16.13%
8.76% 7.91% 7.18% 7.00% 7.15% 7.95% 10.21%

4.68% 5.11% 4.75% 4.22% 4.56% 4.13% 3.75%
98.88% 99.89% 98.87% 98.87% 98.87% 97.11% 97.11%

13.80% 13.67% 12.67% 11.67% 11.41% 11.63% 10.87%
28.08% 27.82% 28.06% 27.89% 27.93% 28.09% 26.79%
20.90% 21.00% 8.68% 9.21% 9.91% 10.06% 9.71%

18.30% 18.61% 18.48% 17.78% 17.94% 17.59% 17.18%
2.81% 2.31% 3.07% 2.18% 2.27% 2.32% 2.07%
3.64% 3.49% 3.51% 3.45% 3.92% 3.93% 3.71%
1.06% 1.02% 1.00% 0.99% 0.94% 0.88% 0.72%
7.03% 7.99% 4.02% 4.13% 4.08% 3.53% 3.65%
9.65% 9.58% 8.92% 8.80% 8.03% 8.30% 7.42%
13.26% 13.30% 12.57% 15.70% 13.63% 13.61% 24.94%
7.86% 9.33% 8.70% 9.63% 9.79% 10.11% 9.05%
12.07% 14.66% 16.78% 20.11% 20.80% 20.50% 16.46%
11.03% 9.03% 8.08% 9.07% 9.46% 13.57% 10.00%
90.19% 90.20% 89.90% 89.49% 89.02% 88.74% 88.47%

7.85% 7.60% 7.34% 7.53% 7.77% 7.84% 7.75%
5.68% 5.58% 5.60% 6.10% 5.90% 6.03% 5.13%
7.76% 8.33% 8.06% 7.84% 7.39% 7.33% 6.64%
8.69% 8.70% 8.51% 8.51% 8.57% 8.81% 7.61%
8.24% 8.45% 8.31% 8.32% 8.47% 8.71% 8.46%
9.31% 9.21% 8.95% 9.14% 9.30% 9.45% 6.67%

2012
13.70% 13.80% 13.88% 13.98% 14.21% 14.21% 14.35%
5.98% 6.01% 5.99% 6.16% 6.07% 6.13% 6.06%
5.25% 5.26% 5.64% 5.23% 5.18% 5.53% 5.04%
12.51% 12.65% 7.65% 7.36% 7.46% 7.61% 7.87%
19.49% 19.55% 19.74% 19.97% 19.98% 19.86% 20.05%

11.06% 12.02% 12.26% 12.51% 13.11% 13.35% 13.69%
5.77% 5.70% 5.68% 5.58% 5.61% 5.48% 5.51%
6.63% 7.09% 6.90% 7.04% 5.02% 4.92% 5.07%
12.60% 12.77% 13.04% 13.54% 13.61% 13.51% 13.05%
13.13% 13.52% 13.58% 13.75% 13.66% 13.71% 13.12%
20.38% 20.36% 20.32% 20.43% 20.33% 20.16% 19.86%
13.82% 14.62% 14.79% 15.51% 15.65% 14.77% 14.73%
19.12% 19.31% 19.86% 20.37% 20.77% 20.89% 20.71%
20.26% 21.27% 21.41% 21.88% 21.93% 22.14% 22.43%
9.79% 8.04% 8.17% 8.28% 8.23% 8.27% 8.48%
15.44% 9.03% 10.93% 10.11% 20.36% 2.42% 7.54%
11.08% 11.99% 11.85% 12.36% 11.92% 11.09% 12.66%

6.14% 6.17% 6.59% 7.18% 7.02% 6.97% 6.80%
11.36% 11.77% 12.70% 13.20% 13.38% 13.66% 14.02%
15.57% 15.51% 15.96% 16.94% 17.25% 16.99% 15.78%
10.52% 10.77% 11.30% 12.12% 11.99% 12.35% 12.52%

4.98% 5.07% 5.12% 5.26% 5.32% 5.34% 5.26%
97.03% 97.03% 97.03% 97.03% 97.03% 97.03% 97.03%

11.30% 11.15% 10.61% 11.55% 11.51% 11.93% 12.04%
27.85% 28.86% 28.84% 29.87% 29.65% 29.31% 29.32%
10.34% 11.25% 11.53% 13.42% 15.54% 18.44% 19.66%

17.35% 17.53% 17.52% 17.69% 17.35% 17.70% 17.87%
1.11% 1.15% 1.02% 1.05% 0.94% 0.98% 0.74%
4.19% 3.71% 3.96% 4.17% 4.42% 5.12% 4.70%
0.67% 0.58% 0.74% 0.71% 0.76% 0.66% 0.69%
3.79% 3.93% 4.05% 4.17% 4.46% 4.60% 4.84%
7.61% 8.61% 8.48% 8.53% 8.69% 8.66% 9.05%
24.92% 28.55% 28.90% 30.29% 27.30% 28.87% 28.80%
8.69% 9.32% 6.02% 6.62% 6.45% 7.48% 7.32%
18.66% 22.65% 25.65% 28.04% 29.79% 30.86% 30.55%
9.20% 13.39% 13.83% 14.79% 13.04% 10.94% 7.29%
88.47% 88.37% 88.20% 88.14% 87.91% 87.75% 87.07%

7.94% 8.00% 7.97% 8.08% 8.19% 8.33% 8.06%
5.68% 5.85% 5.74% 6.15% 6.04% 5.91% 5.97%
6.64% 6.97% 7.22% 7.12% 7.20% 6.99% 6.82%
8.94% 9.53% 9.71% 10.02% 9.79% 8.71% 8.63%
8.66% 8.78% 8.92% 9.23% 9.06% 9.32% 9.51%
7.11% 6.72% 6.35% 6.60% 6.62% 6.13% 6.06%

14.37% 14.50% 14.58% 14.70% 14.71% 14.89% 15.32% 15.65%
6.01% 6.01% 5.98% 5.98% 5.94% 6.10% 6.14% 6.19%
5.27% 5.59% 5.61% 5.98% 5.35% 4.91% 5.16% 5.84%
8.06% 8.37% 8.57% 8.74% 8.56% 9.03% 9.31% 9.85%
20.25% 20.47% 16.98% 17.14% 17.23% 17.45% 17.73% 17.88%

14.32% 14.25% 14.32% 15.06% 15.98% 17.69% 19.21% 20.28%
5.54% 5.35% 5.35% 5.39% 5.47% 5.49% 5.51% 5.52%
5.16% 5.31% 5.30% 5.24% 4.91% 5.39% 5.75% 5.45%
13.14% 13.43% 13.39% 13.71% 13.29% 13.29% 13.85% 14.37%
10.30% 10.42% 10.41% 10.51% 13.18% 13.63% 13.97% 14.32%
19.75% 19.81% 19.93% 19.99% 19.76% 19.75% 19.92% 20.03%
14.91% 15.39% 15.64% 14.87% 14.91% 15.52% 16.47% 15.09%
20.58% 20.86% 20.82% 21.33% 9.56% 9.91% 10.28% 11.09%
22.35% 22.99% 22.58% 21.38% 20.78% 20.60% 20.53% 21.71%
8.67% 8.94% 9.17% 8.55% 8.55% 8.98% 9.04% 9.54%
10.33% 8.33% 8.99% 23.65% 10.79% 18.59% 10.17% 11.19%
100.00% 100.00% 100.00% 100.00% 100.00%
12.89% 12.00% 12.93% 12.71% 12.78% 13.54% 13.58% 15.58%

7.13% 7.76% 7.09% 7.28% 7.14% 7.56% 7.87% 9.38%
14.97% 15.68% 16.37% 16.96% 15.86% 16.86% 17.50% 18.76%
15.88% 16.60% 17.07% 17.37% 16.43% 15.70% 15.58% 16.22%
13.48% 14.17% 14.56% 15.42% 15.36% 16.16% 16.16% 16.96%

5.73% 6.25% 6.30% 6.19% 5.44% 5.92% 6.51% 6.79%
100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
29.55% 29.14% 29.16% 27.33% 25.73% 25.82% 25.80% 26.10%
20.41% 21.81% 22.63% 23.34% 22.60% 23.52% 24.38% 24.31%

18.29% 18.47% 18.68% 18.87% 18.56% 18.94% 19.17% 19.91%
0.82% 0.90% 0.81% 0.77% 0.77% 1.19% 0.69% 0.60%
4.75% 5.02% 4.59% 4.32% 4.21% 4.19% 4.36% 8.49%
0.59% 0.65% 0.69% 0.71% 0.71% 0.71% 0.80% 0.78%
8.30% 8.63% 8.98% 13.82% 13.03% 6.16% 10.72% 10.29%
12.94% 9.33% 9.01% 7.86% 8.25% 9.52% 9.42% 9.25%
29.70% 29.73% 29.52% 30.39% 29.15% 31.33% 31.19% 31.27%
7.24% 7.23% 7.08% 7.14% 7.38% 6.61% 5.65% 4.59%
32.05% 33.86% 19.86% 19.90% 14.50% 15.67% 19.90% 21.94%

7.50% 3.88% 0.77%
8.22% 9.62% 11.44% 10.52% 8.62% 11.14% 10.99% 9.61%
86.88% 86.67% 86.13% 85.83% 85.48% 85.40% 84.97% 85.09%

8.19% 8.31% 13.84% 8.36% 8.15% 8.26% 8.17% 8.19%
6.05% 6.39% 6.46% 6.65% 6.05% 6.34% 6.67% 7.35%
7.16% 7.39% 7.17% 7.90% 7.41% 8.45% 8.53% 9.72%
8.80% 8.96% 8.66% 8.94% 8.19% 8.45% 9.04% 9.01%
9.67% 10.03% 10.35% 10.63% 10.22% 10.59% 10.83% 11.16%
5.92% 5.86% 5.99% 6.23% 5.28% 5.74% 5.73% 5.97%

2013
15.96% 16.28% 16.59% 16.56% 16.64% 16.76% 16.76% 16.97% 15.06%
6.18% 6.19% 6.28% 6.23% 6.29% 6.30% 6.11% 6.20% 6.13%
5.67% 6.04% 5.69% 5.36% 5.79% 5.73% 5.88% 6.09% 6.22%
8.46% 8.51% 8.63% 8.34% 8.22% 8.49% 8.70% 8.93% 7.78%
18.24% 18.64% 18.94% 19.07% 19.21% 19.41% 19.65% 19.79% 19.98%

20.84% 21.51% 22.67% 23.54% 24.45% 24.99% 25.43% 26.14% 26.26%
5.56% 5.52% 5.52% 5.51% 5.69% 5.74% 5.78% 5.84% 5.90%
5.74% 5.57% 5.38% 5.36% 5.57% 5.12% 5.00% 4.92% 4.70%
14.40% 14.61% 13.81% 13.29% 13.74% 13.67% 13.95% 14.12% 13.36%
14.16% 13.98% 14.00% 13.55% 13.56% 13.65% 13.68% 14.18% 13.63%
19.64% 19.46% 19.43% 18.94% 18.81% 18.89% 18.70% 18.87% 18.82%
15.44% 15.60% 15.99% 15.71% 16.00% 14.57% 14.72% 15.22% 14.70%
10.94% 12.13% 12.61% 12.33% 12.46% 12.76% 13.19% 13.74% 12.38%
20.39% 20.13% 20.61% 20.00% 20.55% 19.66% 19.42% 19.45% 18.37%
9.57% 9.71% 9.85% 9.64% 9.74% 9.95% 10.06% 10.36% 10.26%
15.22% 14.68% 9.83% 9.24% 9.30% 13.52% 13.64% 15.29% 15.41%
100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
0.21% 0.44% 0.50% 0.45% 0.27% 0.27% 0.10% 0.35% 0.09%
14.01% 14.32% 13.16% 12.79% 12.54% 11.47% 11.42% 10.63% 14.98%
9.27% 9.09% 8.05% 7.17% 7.23% 7.25% 7.19% 7.24% 6.53%
19.20% 18.64% 18.68% 18.60% 18.70% 18.89% 19.16% 18.88% 17.59%
16.89% 16.99% 16.36% 14.85% 14.76% 15.32% 14.91% 15.19% 14.36%
84.25% 84.10% 83.56% 83.35%
17.18% 17.36% 18.33% 18.67% 19.58% 19.74% 19.86% 20.56% 20.29%

7.31% 6.36% 6.60% 7.25% 7.09% 7.21% 7.08% 6.68% 6.23%
100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
26.60% 26.31% 26.13% 25.79% 25.73% 25.08% 24.82% 24.52% 22.89%
24.15% 23.84% 24.19% 24.31% 24.36% 24.53% 24.43% 24.05% 23.45%

19.75% 19.71% 19.90% 19.82% 19.98% 20.38% 20.48% 20.48% 19.81%
0.60% 0.31% 0.29% 0.26% 0.25% 0.25% 0.23% 0.24% 0.19%
5.44% 7.11% 6.12% 6.97% 7.64% 6.54% 7.09% 7.35% 7.90%
0.84% 0.78% 0.83% 0.83% 2.37% 2.31% 2.27% 2.25% 2.21%
10.23% 10.41% 11.01% 11.72% 11.72% 12.35% 11.28% 10.72% 8.60%
9.21% 8.49% 8.09% 8.74% 8.33% 7.66% 8.05% 6.54% 7.17%
30.45% 31.80% 30.78% 30.79% 29.87% 30.55% 32.03% 33.25% 33.11%
97.99% 97.84%
4.40% 4.40% 4.16% 3.81% 3.59% 3.25% 3.42% 3.46% 1.91%
2.22% 3.75% 6.35% 6.71% 15.00% 23.04% 8.02%

20.13% 19.07% 14.02% 13.13% 14.36% 18.80% 23.58% 24.45% 20.71%
0.80% 0.91% 0.99% 1.17% 2.46% 2.72% 2.75% 6.96% 5.93%
0.58% 1.35% 3.39% 4.74% 5.82% 6.29% 4.96%
11.31% 11.71% 11.60% 11.17% 12.14% 13.34% 14.54% 14.32% 12.90%
84.86% 84.56% 84.58% 84.58% 84.59%

8.27% 8.20% 8.20% 8.12% 8.40% 8.09% 8.09% 8.01% 7.89%
6.97% 6.85% 7.11% 6.73% 7.04% 7.47% 7.19% 7.29% 6.68%
9.38% 9.55% 9.72% 9.96% 10.75% 10.86% 10.69% 11.17% 11.36%
8.76% 8.87% 8.79% 8.45% 8.47% 8.50% 8.28% 8.25% 7.78%
10.97% 11.09% 11.17% 10.99% 10.89% 10.89% 10.40% 10.28% 10.00%
5.84% 5.49% 5.40% 5.19% 5.49% 5.48% 5.44% 5.66% 5.25%

2014
15.30% 15.69% 13.42% 13.61% 16.19% 16.33% 16.38% 16.58% 16.61% 16.56%
6.22% 6.25% 6.28% 6.22% 6.28% 6.35% 6.31% 6.38% 6.36% 6.39%
5.96% 6.04% 6.22% 5.66% 6.02% 9.69% 9.65% 9.57% 9.68% 9.90%
8.25% 8.68% 8.97% 9.04% 8.22% 8.54% 8.57% 8.83% 8.92% 8.96%
20.23% 20.37% 20.46% 20.52% 20.67% 20.86% 21.10% 21.27% 21.23% 21.28%
24.06% 24.85% 25.92% 26.81% 28.92% 30.65% 30.63% 31.08% 31.85%
6.01% 6.15% 6.20% 6.29% 6.25% 6.24% 6.13% 6.20% 6.00% 9.06%
5.02% 5.39% 5.41% 5.65% 5.78% 5.36% 5.27% 5.52% 5.70% 5.64%
13.70% 14.02% 14.24% 14.31% 14.70%
13.80% 13.36% 11.44% 11.51% 11.22% 11.28% 10.64% 10.81% 10.86% 11.00%
18.86% 18.93% 19.03% 19.07% 19.09% 19.30% 18.88% 19.08% 18.83% 14.26%
15.02% 15.51% 15.72% 14.14% 14.16% 14.36% 13.89% 14.23% 14.39% 13.04%
12.69% 13.08% 13.60% 13.83% 14.58% 14.97% 14.57% 11.52% 11.32% 9.85%
18.50% 18.32% 17.20% 16.94% 16.15% 15.92% 14.46% 14.22% 13.47% 12.92%
10.45% 10.85% 11.18% 11.43% 11.55% 11.86% 11.70% 11.87% 11.86% 9.23%
14.08% 10.18% 10.45% 11.85% 92.88% 91.05% 93.60% 47.04% 67.49% 36.02%
100.00% 100.00% 100.00% 60.46% 93.13% 93.13% 60.46% 57.73% 54.42% 73.73%
0.11% 0.11% 0.21% 0.11% 0.09% 0.09% 0.09% 0.09% 0.10% 0.10%
16.96% 16.74% 17.49% 16.69% 16.83% 16.51% 16.59% 16.65% 16.07% 16.67%
6.40% 6.62% 7.19% 6.97% 6.94% 7.24% 6.82% 7.32% 6.78% 6.58%
18.16% 18.42% 19.19% 19.13% 18.68% 18.54% 18.36% 18.41% 18.45% 18.46%
13.95% 13.96% 14.55% 15.17% 14.85% 14.70% 13.57% 13.82% 13.61% 13.91%
83.27% 82.89% 82.46% 82.36% 81.77% 81.66% 81.88% 81.69% 81.68% 81.02%
21.15% 20.39% 21.19% 20.82% 21.03% 21.67% 21.03% 21.74% 21.59% 21.61%
6.33% 6.20% 6.40% 7.22% 7.33% 8.03% 7.91% 8.10% 8.38% 8.30%
100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
22.00% 21.89% 22.46% 22.90% 23.04% 22.86% 22.74% 22.47% 22.63% 23.01%
24.15% 24.90% 25.14% 25.24% 25.87% 26.47% 26.93% 27.68% 28.16% 27.72%
14.66% 14.54% 14.53% 14.41% 14.41% 14.59% 14.37% 14.29% 14.06% 13.88%
0.17% 0.12% 0.12% 0.18% 0.34% 0.19% 0.10% 0.11% 0.12% 0.10%
12.01% 9.37% 8.66% 8.48% 8.50% 5.15% 6.45% 7.26% 6.32% 6.67%
2.15% 2.28% 0.85% 0.87% 0.87% 0.60% 0.57% 0.55% 0.57% 0.55%
8.86% 9.17% 9.53% 10.56% 9.91% 8.13% 8.25% 8.53% 8.93% 9.35%
7.42% 7.68% 7.90% 8.29% 7.21% 8.55% 8.84% 8.72% 23.12% 23.30%
33.97% 37.08% 38.43% 37.57% 40.91% 39.92% 41.34% 41.72% 42.53% 43.62%
97.87% 98.05% 92.49% 93.08% 95.73% 98.34% 100.00%
1.90% 2.20% 3.69% 2.93% 2.35% 2.43% 2.28% 2.20% 2.44% 2.76%
0.07% 0.10% 0.03% 0.03% 0.03% 0.07% 0.20% 0.09% 0.19%

17.10% 17.78% 27.12% 24.25% 30.64% 31.44% 34.04% 38.19% 40.71% 45.37%
21.89% 25.18% 24.98% 28.02% 33.15% 42.75% 52.35% 60.34% 65.74% 72.01%
1.99% 1.74% 1.95% 0.43% 1.30% 1.51% 1.66% 4.71% 4.88% 3.79%
6.21% 8.50% 8.91% 9.22% 9.64% 10.49% 10.99% 11.65% 12.23% 12.42%
0.93% 0.61% 1.50% 1.24% 0.89% 0.93%
0.87% 1.17% 1.69% 1.83% 1.66% 1.96%
10.71% 13.58% 12.24% 16.15% 16.97% 15.89% 12.27% 13.73% 13.37% 17.13%
7.97% 7.98% 7.93% 8.07% 7.91% 7.94% 7.40% 7.32% 7.37% 7.17%
7.11% 7.45% 7.53% 8.00% 7.68% 8.18% 7.80% 8.25% 8.24% 8.02%
12.01% 12.36% 12.35% 12.27% 11.93% 10.99% 10.92% 11.28% 10.85% 10.38%
7.86% 8.23% 8.00% 8.22% 7.85% 8.07% 7.88% 8.18% 8.28% 8.08%
9.99% 10.10% 9.93% 9.89% 9.66% 9.66% 9.25% 9.36% 9.17% 8.82%
5.52% 5.55% 5.42% 5.50% 87.39% 88.18%

2015
Noviembre Diciembre Enero Febrero Marzo Abril Mayo Junio Julio
16.75% 14.14% 15.05% 15.41% 15.56% 15.72% 15.83% 16.13% 15.98%
6.46% 6.44% 6.67% 6.69% 6.69% 6.77% 6.77% 6.71% 6.45%
7.81% 6.80% 7.26% 7.42% 7.68% 8.09% 8.34% 7.24% 7.35%
9.20% 7.65% 4.38% 4.75% 4.56% 8.11% 8.33% 8.62% 8.63%
21.39% 21.60% 21.81% 21.97% 21.90% 21.99% 22.24% 22.32% 22.55%
9.24% 9.29% 9.96% 10.06% 10.11% 10.15% 10.26% 10.35% 10.36%

5.86% 5.15% 5.56% 5.67% 5.50% 5.83% 5.57% 5.43% 5.32%
11.41% 11.44% 11.78% 12.09% 12.42% 12.60% 12.75% 12.87% 12.85%

14.55% 14.62% 14.87% 15.13% 15.23% 15.42% 15.43% 15.55% 15.52%
13.37% 12.94% 13.73% 13.09% 13.26% 13.67% 13.98% 14.29% 14.30%
10.62% 10.32% 10.92% 11.44% 11.99% 13.14% 13.95% 13.53% 13.77%
12.70% 12.09% 11.91% 11.90% 11.24% 10.69% 10.56% 10.45% 10.01%
9.61% 9.60% 10.11% 10.48% 10.54% 10.74% 10.80% 10.64% 10.28%
17.11% 18.82% 19.44% 19.55% 31.77% 21.07% 18.85% 19.26% 19.00%
73.73% 99.47% 0.90% 0.66% 0.68% 0.61% 0.61% 0.57% 0.55%
0.38% 0.53% 2.92% 0.54% 0.60% 0.47% 0.46% 0.45% 0.59%
16.36% 16.55% 18.49% 18.12% 18.66% 18.30% 18.95% 18.27% 18.43%
7.07% 6.27% 6.93% 7.12% 7.59% 7.12% 7.60% 7.44% 7.21%
17.77% 16.79% 17.42% 17.86% 18.60% 18.90% 18.81% 18.76% 19.25%
14.37% 13.78% 14.25% 14.28% 14.53% 15.16% 15.40% 15.50% 14.67%
80.33% 78.58% 78.80% 78.22% 78.03% 76.59% 76.59% 76.48% 76.06%
0.35% 0.59% 0.86% 1.22% 1.58% 1.57%

7.68% 8.53% 9.39% 15.21% 15.95% 17.26%
18.75% 18.75% 18.54% 17.70%
21.74% 21.05% 19.98% 19.39% 19.00%

7.90% 7.92% 8.70% 8.88% 9.01% 9.05% 9.38% 9.76% 8.79%
22.83% 21.85% 21.84% 22.29% 22.52% 9.03% 22.34% 22.32% 22.21%
28.41% 28.15% 30.87% 23.49% 23.93% 24.61% 25.07% 25.17% 25.17%

14.08% 13.06% 13.36% 13.45% 13.19% 13.30% 13.11% 12.92% 12.85%
0.10% 0.09% 0.47% 3.89% 0.19% 0.15% 0.25% 0.21% 0.28%
6.20% 6.29% 7.29%
0.56% 0.57% 0.57% 0.58% 0.66% 0.65% 0.65% 0.60% 0.65%
9.68% 10.01% 9.64% 9.40% 9.69% 2.79% 2.88% 2.88% 2.94%
23.37% 24.24% 23.29% 21.77% 22.81% 21.88% 21.55% 22.77% 21.92%
44.50% 46.04% 6.38% 5.55% 3.47% 4.35% 4.27% 4.90% 25.52%
2.67% 2.80% 2.95% 3.09% 3.35% 3.46% 3.60% 3.57% 3.83%
0.14% 0.33% 0.48% 0.59% 0.50% 0.81% 0.91% 1.06% 1.17%

49.31% 54.26% 54.42% 60.71% 61.51% 63.50% 72.56% 78.27% 78.25%
76.23%
4.56% 3.48% 0.19% 0.15% 0.11% 0.09% 0.08% 0.64% 0.83%
12.52% 7.45% 8.03% 9.78% 10.07% 10.63% 10.68% 10.70% 10.58%
1.92% 4.23% 5.23% 2.73% 4.46% 5.39% 7.39% 7.98% 5.44%
2.13% 1.55% 1.65% 2.18% 2.12% 2.19% 2.26% 2.20% 2.20%
16.51% 13.39% 13.48% 16.81% 16.32% 18.42% 16.41% 14.91% 13.27%
7.05% 7.18% 13.63% 13.71% 13.79% 14.14% 13.98% 13.86% 13.61%

8.28% 7.81% 8.03% 8.04% 8.06% 8.45% 8.30% 8.20% 7.62%
10.06% 8.97% 9.41% 9.52% 9.10% 9.12% 8.83% 8.72% 8.03%
8.21% 7.95% 8.38% 8.79% 8.68% 9.20% 9.42% 9.36% 9.11%
9.02% 8.71% 9.00% 8.94% 8.82% 8.91% 8.82% 8.76% 8.53%
2015
16.15% 16.19% 16.03% 16.24% 16.25% 16.53% 16.91% 17.15% 17.30%
6.51% 6.60% 6.66% 6.68% 6.69% 6.90% 6.85% 6.84% 6.78%
7.65% 7.10% 7.03% 7.31% 5.98% 6.54% 6.75% 7.32% 7.51%
8.38% 8.46% 8.54% 8.74% 8.92% 9.01% 9.60% 9.98% 10.06%
22.68% 22.79% 22.95% 22.95% 23.06% 23.41% 23.57% 24.02% 24.01%
10.43% 10.46% 10.25% 10.33% 10.18% 10.29% 10.25% 10.36% 10.32%

5.57% 5.48% 5.62% 5.81% 5.60% 6.00% 6.22% 6.15% 6.42%
12.87% 12.87% 12.94% 13.24% 12.55% 13.03% 13.17% 13.40% 13.57%

15.75% 15.89% 16.07% 16.40% 16.43% 16.65% 16.75% 17.13% 17.35%
14.52% 14.83% 15.15% 14.60% 14.42% 14.93% 15.54% 15.86% 14.58%
12.38% 9.84% 10.39% 10.97% 10.89% 11.49% 11.79% 12.53% 13.07%
9.97% 9.71% 9.71% 9.57% 9.50% 9.97% 10.15% 9.88% 9.79%
10.31% 10.55% 10.62% 10.41% 10.41% 10.82% 11.07% 11.37% 11.48%
18.40% 18.99% 21.15% 23.58% 22.40% 22.57% 23.23% 23.49% 23.69%
0.55% 0.57% 0.82% 0.26% 0.25% 0.25% 0.26% 0.26% 0.28%
0.45% 0.48% 0.55% 1.54% 1.20% 1.88% 1.80% 1.87% 2.81%
19.00% 18.53% 19.10% 19.09% 19.11% 19.93% 19.63% 20.90% 19.96%
7.76% 7.46% 7.53% 7.29% 6.73% 7.80% 7.66% 7.90% 8.19%
19.04% 19.11% 18.70% 18.39% 17.77% 18.50% 18.73% 19.44% 19.38%
15.13% 15.49% 15.82% 16.36% 15.96% 16.48% 16.51% 17.11% 17.98%
75.90% 75.66% 75.94% 75.70% 75.54% 76.07% 75.97% 75.73% 75.32%
1.82% 2.00% 2.15% 2.47% 2.80% 3.03% 3.19% 3.21% 3.36%

17.96% 18.99% 20.78% 25.65% 26.60% 32.37% 31.26% 31.89% 41.56%
17.91% 13.64% 13.89% 13.94% 14.19% 14.33% 14.74% 15.46% 15.73%
8.51% 8.19% 8.23% 8.93% 10.54% 9.64% 9.86% 10.43% 11.16%
22.21% 22.53% 22.78% 23.05% 22.56% 22.78% 23.32% 23.61% 23.76%
25.54% 25.92% 26.00% 26.44% 25.94% 26.44% 26.85% 23.75% 24.23%

13.44% 13.30% 13.17% 13.20% 12.57% 12.89% 13.06% 13.37% 13.27%
0.25% 0.60% 1.45%
0.73% 0.71% 0.72% 0.74% 0.68% 0.67% 0.70% 0.76% 0.77%
3.11% 2.94% 2.31% 2.37% 2.44%
21.81% 21.37% 21.10% 20.78% 20.97%
25.53% 25.59% 25.52% 41.02% 38.77% 40.08% 27.60% 29.44% 29.89%
3.89% 4.37% 5.36% 30.13% 11.86% 11.97% 12.29% 26.69% 23.69%
1.43% 1.52% 1.80% 1.98% 2.28% 2.37% 2.60% 2.30% 3.41%
1.89% 1.93% 2.77% 0.99% 0.98% 1.22% 1.76% 2.35% 5.56%

11.09% 11.31% 11.60% 11.09% 9.65% 10.26% 11.89% 14.76% 17.52%
4.77% 5.61% 6.38% 6.44% 5.84% 4.94% 4.41% 4.20% 4.49%
2.22% 2.07% 2.08% 2.37% 1.55% 1.77% 1.99% 2.13% 2.06%
12.48% 10.19% 10.73% 10.98% 9.29% 9.12% 7.43% 7.82% 8.54%
13.61% 13.57% 13.38% 13.41% 13.49% 13.59% 13.60% 13.75% 13.81%

7.83% 7.82% 7.60% 7.79% 7.38% 7.67% 7.57% 7.58% 7.42%
8.25% 7.81% 7.56% 8.04% 7.48% 7.92% 7.94% 7.89% 7.71%
9.14% 9.23% 9.01% 8.93% 8.49% 8.92% 9.04% 9.11% 8.92%
8.66% 8.48% 8.57% 8.78% 8.55% 8.92% 9.02% 9.03% 9.05%
2016
Mayo Junio Julio Agosto Septiembre Octubre Noviembre Diciembre Enero
17.54% 17.55% 17.67% 17.65% 17.72% 17.92% 18.04% 18.14% 18.19%
6.78% 5.62% 5.65% 5.64% 5.71% 5.83% 5.99% 5.96% 6.08%
7.81% 6.45% 6.88% 7.11% 7.45% 7.86% 8.28% 6.66% 7.09%
10.38% 10.12% 10.78% 10.95% 10.25% 10.29% 10.35% 10.24% 10.49%
24.25% 24.23% 24.52% 24.62% 24.61% 24.84% 24.98% 25.36% 25.67%
10.37% 10.35% 10.35% 10.35% 10.38% 10.45% 11.11% 11.16% 11.25%

6.67% 6.64% 6.78% 6.69% 6.76% 6.99% 7.27% 6.87% 7.79%
13.84% 13.91% 14.20% 14.34% 14.63% 14.96% 15.17% 13.20% 13.65%

17.47% 17.62% 17.95% 18.04% 18.19% 18.42% 18.68% 18.65% 18.89%
14.77% 14.88% 14.69% 14.82% 15.01% 15.33% 15.00% 14.01% 14.39%
11.43% 11.69% 10.61% 10.70% 11.23% 11.94% 12.53% 12.58% 13.02%
9.58% 9.63% 9.95% 10.09% 10.19% 10.60% 10.91% 11.06% 11.27%
11.81% 11.77% 11.84% 8.21% 8.43% 8.61% 9.07% 9.05% 9.40%
20.04% 20.69% 20.80% 21.15% 20.83% 20.07% 20.59% 19.84% 20.30%
0.32% 0.33% 0.38% 0.29% 0.26% 0.46% 0.48% 1.21% 0.82%
2.99% 2.79% 2.10% 1.65% 2.62% 3.05% 3.28% 3.22% 3.87%
21.10% 20.07% 21.04% 20.01% 19.81% 20.76% 20.14% 20.02% 20.10%
8.50% 7.19% 8.03% 7.88% 7.91% 8.00% 8.17% 7.15% 7.56%
19.22% 19.12% 19.56% 19.87% 20.32% 21.03% 20.93% 19.00% 19.95%
18.35% 17.67% 17.14% 17.25% 17.49% 17.80% 18.08% 17.68% 17.96%
75.06% 74.82% 74.50% 73.97% 73.53% 73.36% 73.54% 73.12% 73.70%
3.05% 2.73% 3.01% 3.23% 2.88% 3.14% 3.43% 3.18% 3.39%

34.65% 42.91% 44.47% 45.74% 46.86% 48.43% 49.88% 49.88% 50.84%
16.36% 16.48% 17.13% 17.36% 14.16% 14.20% 14.65% 14.67% 15.16%
11.26% 10.97% 11.30% 10.87% 10.14% 10.73% 10.93% 10.71% 11.22%
23.84% 23.84% 23.85% 23.78% 24.04% 24.44% 24.71% 24.69% 25.05%
24.62% 25.13% 25.49% 26.13% 26.68% 27.12% 27.64% 24.73% 25.68%

13.78% 13.54% 13.89% 14.04% 14.39% 14.72% 14.38% 13.76% 14.19%
0.81% 0.85% 0.89% 1.03% 30.88% 9.01% 8.62% 7.41% 8.15%
4.33% 4.27%
29.90% 31.02% 37.27% 44.56% 41.90%
24.55% 30.71% 51.02% 52.84% 54.66% 64.50% 66.55% 67.68% 69.20%
2.98% 3.23% 4.37% 3.33% 3.26% 4.12% 3.17% 3.35% 3.50%
4.67% 3.89% 4.26% 4.97% 6.56% 8.83% 6.73% 6.50% 7.00%
3.13% 2.79% 3.03% 3.55% 2.45% 3.32% 2.93% 3.43% 4.24%

2.37% 2.41% 2.74% 2.98% 3.43% 3.80% 4.35% 3.87% 4.08%
1.45% 0.86% 1.65%
9.27% 8.15% 7.01% 6.81% 6.56% 7.21% 7.65% 6.22% 5.58%
13.80% 13.78% 13.89% 13.78% 14.16% 14.58% 14.54% 14.78% 14.84%

7.56% 7.40% 7.42% 7.41% 7.54% 7.57% 7.76% 7.28% 7.49%
8.00% 8.11% 8.12% 7.82% 7.68% 7.89% 8.03% 7.61% 7.83%
9.16% 9.20% 9.31% 9.24% 9.32% 9.41% 9.51% 9.19% 9.82%
9.02% 8.91% 8.95% 8.92% 9.02% 9.03% 9.12% 8.85% 9.25%
2017
18.63% 18.78% 19.43% 19.78% 19.88% 20.04% 20.10%
6.13% 6.15% 6.36% 6.49% 6.51% 6.69% 6.59%
7.34% 7.70% 8.25% 8.67% 7.45% 7.85% 8.17%
10.91% 11.08% 11.32% 11.66% 10.94% 11.26% 11.45%
26.12% 26.78% 27.08% 27.34% 27.45% 27.82% 28.19%
11.25% 11.32% 11.30% 11.20% 11.24% 11.29% 11.21%

8.02% 8.57% 8.74% 8.77% 8.76% 9.05% 9.20%
14.07% 14.49% 15.30% 15.61% 16.02% 16.69% 17.18%

19.14% 19.33% 19.57% 19.79% 19.92% 9.30% 9.48%
15.05% 15.18% 15.60% 15.68% 16.09% 15.16% 15.58%
13.55% 12.39% 12.11% 12.54% 12.94% 11.55% 11.83%
11.79% 11.75% 12.24% 12.41% 12.69% 13.19% 13.29%
9.83% 9.88% 10.44% 10.50% 10.45% 10.44% 10.47%
20.44% 22.54% 23.16% 23.67% 24.47% 22.73% 35.59%
1.64% 3.39% 2.99% 2.42% 2.86% 1.88% 3.21%
3.73% 3.88% 4.62% 4.61% 5.27% 5.29% 5.82%
20.50% 20.73% 21.35% 21.57% 21.59% 21.61% 21.50%
7.77% 7.79% 7.54% 7.40% 7.28% 7.64% 7.50%
20.78% 22.30% 23.18% 23.37% 23.29% 23.69% 24.13%
18.43% 18.40% 18.45% 19.74% 19.56% 19.22% 19.11%
73.88% 73.91% 74.43% 74.09% 73.72% 73.49% 74.77%
0.44% 1.51% 0.61% 2.32% 2.83%
3.59% 3.15% 3.53% 3.66% 3.24% 3.47% 3.60%
51.58% 52.10% 54.09% 55.16% 56.04% 56.91% 57.31%
15.91% 15.41% 16.05% 16.32% 16.33% 16.31% 16.77%
11.74% 11.96% 13.26% 12.75% 12.62% 12.45% 12.07%
25.54% 25.97% 26.42% 26.10% 26.27% 26.32% 26.54%
26.97% 26.71% 27.64% 28.26% 28.42% 26.77% 27.64%

14.56% 14.18% 14.85% 14.51% 14.53% 14.50% 14.31%
6.08% 5.63% 5.25% 5.12% 4.40% 3.47% 2.23%
4.38% 3.97% 0.00% 0.00% 0.00% 0.00%
70.43% 71.13% 73.56% 75.71% 77.02% 78.98% 80.04%
3.66% 3.36% 3.97% 3.86% 4.07% 4.19% 4.15%
8.00% 8.66% 9.90% 7.43% 6.30% 6.43% 7.11%
5.11% 4.04% 4.18% 4.29% 5.27% 4.76% 4.96%

4.53% 4.66% 4.97% 4.85% 5.04% 5.27% 5.70%
2.24% 2.35% 2.70% 2.86% 2.91% 3.08% 2.97%
6.16% 6.45% 7.97% 7.57% 7.17% 5.57% 5.42%
15.08% 14.99% 15.11% 16.03% 14.91% 15.16% 15.50%

7.58% 7.57% 8.04% 8.07% 7.98% 7.84% 7.84%
7.89% 7.68% 8.26% 8.31% 8.25% 8.46% 8.26%
10.32% 9.85% 10.38% 10.51% 10.56% 10.64% 10.75%
9.31% 9.33% 9.84% 9.83% 9.94% 9.81% 9.96%
Indicador de Calidad de Cartera por Vencimiento + Castigos Cartera Vivienda

Bogot 17.06% 15.77% 15.43% 15.40% 15.98%
Popular 56.88% 57.35% 57.73% 58.50% 59.32%
Corpbanca 5.60% 5.08% 4.71% 4.21% 3.78%
Bancolombia 6.00% 5.56% 5.16% 4.82% 4.48%
GNB Colombia 29.53% 28.98% 29.22% 30.55% 28.74%
GNB Sudameris 18.24% 18.09% 17.24% 18.07% 18.71%
BBVA 7.85% 7.76% 7.42% 7.30% 7.13%
Helm Bank
Occidente
BCS 4.03% 3.77% 3.67% 3.63% 3.57%
Davivienda 6.03% 5.75% 5.27% 5.20% 4.87%
Colpatria 12.97% 12.01% 10.24% 10.08% 9.67%
Banco Agrario 18.07% 17.81% 17.87% 17.91% 17.99%
AV Villas 5.20% 4.98% 4.91% 4.60% 4.71%
Bancamia
Banco Coopcentral
Giros y Finanzas 0.60% 0.62% 0.37% 0.45% 0.40%

Credifamilia
La Hipotecaria
FNA 10.68% 9.39% 9.09% 9.10% 8.91%
Coopcentral 87.30% 88.26% 85.53% 90.03% 90.36%

CFA 9.41% 8.42% 8.57% 8.62% 8.40%
Coofinep
Cotrafa 0.00%
Confiar 1.73% 1.66% 1.61% 1.51% 1.42%
Coomeva 6.87% 6.89% 6.82%
Juriscoop 6.78% 9.02% 6.97% 7.04% 8.90%
2011
15.52% 15.71% 16.05% 15.67% 14.87% 15.28% 14.73%
59.96% 60.91% 61.35% 62.10% 63.34% 64.23% 65.37%
3.57% 3.46% 3.06% 2.88% 2.68% 2.43% 2.05%
4.22% 4.01% 3.85% 3.83% 3.75% 3.58% 3.41%
28.79% 28.82% 29.76% 28.10% 28.60% 26.72% 25.90%
19.28% 19.91% 18.39% 18.60% 18.81% 18.28% 17.93%
6.88% 5.80% 5.62% 5.52% 5.44% 5.34% 5.16%
3.55% 3.40% 3.28% 3.22% 3.12% 3.04% 2.93%

4.73% 4.64% 4.45% 3.90% 3.77% 4.08% 3.82%
9.51% 9.12% 8.61% 8.27% 8.17% 8.35% 8.14%
18.21% 18.38% 18.46% 18.56% 18.91% 18.97% 18.93%
4.60% 4.39% 4.27% 4.29% 4.37% 4.39% 4.15%
6.69% 6.63% 6.44% 6.28% 6.24% 6.13% 5.91%
0.54% 0.39% 0.23% 0.46% 0.38% 0.33% 0.43%
8.79% 8.81% 8.68% 8.76% 9.09% 9.17% 9.09%
78.18% 76.16% 76.68% 77.01% 77.34% 77.68% 78.02%

7.24% 7.30% 6.79% 4.98% 3.57% 4.46% 3.89%
0.00% 0.00% 0.22% 0.27% 0.23% 0.04% 0.11%

1.36% 1.40% 1.36% 1.29% 1.28% 1.20% 1.12%
7.24% 18.18% 4.96% 19.33% 21.05% 19.25% 19.48%

2012
14.41% 13.50% 13.06% 12.04% 10.32% 9.04% 7.79%
65.93% 66.43% 66.88% 67.77% 67.94% 68.27% 68.23%
1.95% 1.87% 1.77% 1.72% 1.62% 1.60% 1.52%
3.42% 3.44% 3.38% 3.29% 3.51% 3.54% 3.59%
22.42% 20.37% 23.14% 23.51% 26.61% 22.05% 23.06%
17.70% 17.97% 15.88% 15.37% 14.67% 13.86% 13.62%
4.63% 4.58% 4.48% 4.56% 4.42% 4.36% 4.28%
2.87% 2.82% 2.72% 2.64% 2.52% 2.51% 2.46%

3.85% 3.95% 3.69% 3.60% 3.67% 3.59% 3.54%
8.06% 7.86% 7.79% 7.52% 7.36% 6.95% 6.74%
18.72% 18.97% 19.15% 19.44% 19.59% 20.23% 20.33%
4.41% 3.94% 4.02% 4.15% 4.05% 3.98% 4.03%
5.90% 5.86% 5.82% 5.88% 5.91% 5.38% 5.37%
1.22% 1.05% 2.80% 1.19% 0.67% 0.53% 0.56%
9.15% 8.02% 7.86% 8.00% 7.99% 8.13% 8.31%
78.37% 78.72% 79.07% 79.19% 78.45% 78.83% 79.22%

3.86% 2.60% 2.22% 2.87% 1.97% 1.80% 1.56%
0.05% 0.08% 0.07% 0.07% 0.68% 0.63% 0.01%

0.99% 1.11% 1.09% 1.29% 1.26% 1.26% 1.26%
21.09% 22.21% 10.10% 10.14% 10.94% 7.42% 9.31%

6.92% 6.01% 4.89% 3.69% 2.80% 2.10% 1.69% 1.52%
68.71% 69.58% 69.74% 69.89% 68.61% 68.79% 68.63% 68.76%
1.54% 1.47% 1.52% 1.50% 1.53% 1.30% 1.32% 1.36%
3.54% 3.46% 3.40% 3.40% 3.33% 3.39% 3.39% 3.37%
25.18% 23.37% 22.92% 22.37% 22.88% 22.78% 24.99% 23.57%
13.69% 14.20% 12.33% 13.75% 11.46% 13.40% 11.87% 11.60%
4.26% 3.96% 3.82% 3.68% 3.45% 3.52% 3.47% 3.44%
2.46% 2.39% 2.31% 2.38% 2.34% 2.40% 2.34% 2.34%

3.57% 3.61% 3.45% 3.57% 3.33% 3.36% 3.32% 3.26%
6.68% 6.81% 6.62% 6.81% 6.76% 6.79% 6.85% 6.89%
20.47% 20.58% 20.64% 20.78% 20.81% 20.86% 20.87% 20.81%
3.93% 3.64% 3.64% 3.67% 3.50% 3.67% 3.61% 3.55%
5.33% 5.15% 5.05% 4.98% 4.96% 5.00% 4.86% 4.96%
0.81% 0.66% 0.26% 0.37% 1.31% 1.76% 1.54% 1.59%

0.15%
8.28% 8.47% 8.41% 8.42% 8.31% 8.44% 7.59% 7.73%
75.41% 76.94% 77.34% 76.34% 77.01% 77.43% 77.86% 78.02%

1.55% 1.81% 6.45% 1.45% 1.34% 1.31% 1.32% 1.31%
0.17% 0.21% 0.24%
0.04% 0.12% 0.44% 0.45% 0.39% 0.33% 0.36% 0.35%
1.14% 1.22% 1.28% 1.38% 1.42% 1.42% 1.43% 1.56%
9.53% 10.99% 11.17% 11.66% 10.45% 10.65% 12.02% 10.92%

2013
1.30% 1.13% 0.98% 0.87% 0.77% 0.68% 0.62% 0.57% 0.52%
68.11% 67.76% 66.56% 65.52% 64.24% 63.20% 60.71% 58.76% 56.82%
1.36% 1.41% 1.32% 1.27% 1.31% 1.28% 1.34% 1.37% 1.28%
3.28% 3.30% 3.29% 3.22% 3.20% 3.16% 3.16% 3.14% 3.02%
23.34% 23.38% 22.42% 21.51% 21.43% 21.22% 22.48% 22.11% 21.45%
11.04% 10.81% 10.46% 10.49% 9.97% 9.54% 9.44% 10.59% 10.60%
3.54% 3.41% 3.39% 3.31% 3.29% 3.22% 3.13% 3.06% 2.98%
4.70% 4.61% 3.04% 2.17% 2.00% 3.48% 3.26%
0.01% 0.00% 0.00%
2.19% 2.20% 2.20% 2.10% 2.10% 2.01% 1.93% 1.95% 1.84%
3.27% 3.42% 3.22% 3.01% 2.88% 2.72% 2.57% 2.55% 2.50%
6.85% 6.83% 6.82% 6.66% 6.65% 6.55% 6.37% 6.32% 6.16%
20.73% 20.73% 21.01% 21.29% 21.47% 22.55% 22.26% 22.72% 22.72%
3.51% 3.36% 3.06% 2.97% 2.87% 2.78% 2.62% 2.52% 2.46%
4.79% 4.79% 4.90% 4.99% 5.06% 5.05% 4.94% 4.90% 1.27%

81.13% 71.33% 71.60% 72.81%
0.95% 1.82% 1.75% 0.75% 0.67% 1.84% 1.82% 1.96% 1.85%

0.09% 0.12% 0.15% 0.10% 0.22%
7.69% 7.66% 7.82% 7.83% 7.85% 7.73% 7.59% 7.69% 7.63%
78.74% 78.91% 79.67% 80.14% 80.32%

1.23% 2.20% 2.16% 2.09% 1.94% 1.65% 1.59% 1.54% 1.54%
0.17% 0.67% 0.18% 0.58% 0.61% 1.62% 1.59% 1.54% 1.50%
0.36% 0.33% 0.28% 0.28% 0.34% 0.30% 0.35% 0.56% 0.49%
1.63% 1.62% 1.70% 1.78% 1.76% 1.80% 1.80% 1.84% 1.93%
11.13% 11.20% 22.58% 22.66% 23.20% 23.69% 28.34% 30.33% 31.76%

2014
0.51% 0.50% 0.54% 0.59% 0.47% 0.55% 0.59% 0.81% 0.90% 0.92%
53.99% 49.60% 46.51% 44.29% 41.45% 39.38% 37.10% 35.17% 32.67% 30.19%
1.39% 1.40% 1.03% 0.99% 1.06% 1.10% 1.17% 1.16% 1.30% 1.35%
3.09% 3.09% 3.09% 3.10% 3.15% 3.24% 3.21% 3.23% 3.24% 3.24%
24.26% 24.39% 20.00% 20.51% 20.03% 21.25% 18.15% 17.33% 17.70%
9.40% 10.29% 9.12% 9.20% 9.09% 10.06% 8.36% 8.63% 8.04% 14.91%
3.00% 2.96% 2.96% 2.92% 2.87% 2.82% 2.83% 2.83% 2.83% 2.79%
3.02% 2.89% 2.25% 2.16% 2.01%
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.16% 0.00% 0.00% 0.11%
2.08% 2.01% 1.93% 2.00% 1.96% 2.05% 1.91% 1.93% 1.96% 1.95%
2.49% 2.42% 2.31% 2.37% 2.26% 2.19% 2.18% 2.24% 2.34% 2.32%
6.28% 6.26% 6.14% 5.52% 5.54% 5.61% 5.58% 5.59% 5.52% 5.53%
22.49% 22.33% 22.26% 22.91% 22.71% 22.73% 22.74% 21.12% 21.20% 20.62%
2.55% 2.32% 2.35% 2.29% 2.18% 2.15% 2.21% 2.17% 2.16% 2.76%
1.51% 1.41% 1.48% 1.48% 1.36% 1.43% 1.49% 1.65% 1.71% 1.69%
73.58% 73.85% 75.13% 75.41% 76.79% 77.69% 78.64% 79.69% 80.72% 81.80%
2.33% 0.53% 0.46% 0.26% 0.20% 1.30% 1.17% 1.25% 1.11% 1.07%
0.19% 0.17% 0.19% 0.40% 0.18% 0.20% 0.18% 0.32% 0.34% 0.41%
7.59% 6.86% 6.63% 6.52% 6.63% 6.66% 6.47% 6.52% 6.49% 6.51%
1.76% 1.70% 1.67% 2.11% 2.02% 3.17% 3.09% 2.81% 2.81% 1.24%
1.50% 1.53% 1.48% 1.45% 1.82% 1.92% 1.50% 1.51% 1.48% 1.30%
0.50% 0.91% 0.48% 0.44% 0.41% 0.38% 0.36% 0.37% 0.34% 0.34%
2.01% 1.99% 1.95% 1.93% 1.95% 1.86% 1.93% 1.97% 1.96% 1.82%
31.44% 31.41% 30.38% 35.46% 32.16% 27.85%

2015
0.89% 0.82% 0.80% 0.79% 0.85% 0.86% 0.92% 0.98% 1.07% 1.15%
28.52% 26.47% 20.02% 18.87% 17.94% 17.24% 16.25% 15.73% 14.91% 14.37%
1.13% 1.08% 4.48% 4.54% 0.83% 0.89% 0.89% 0.96% 1.07% 1.24%
3.29% 3.17% 2.90% 2.87% 2.82% 3.03% 3.06% 3.14% 3.06% 3.13%
10.86% 12.03% 6.12% 14.97% 15.17% 15.40% 15.93% 16.40% 16.65% 16.73%
2.72% 2.70% 2.50% 2.44% 2.40% 2.42% 2.43% 2.43% 2.46% 2.53%
0.10% 0.09% 2.24% 2.05% 2.16% 1.92% 1.97% 1.61% 1.63% 1.59%
2.00% 2.01% 2.07% 2.04% 1.97% 2.03% 2.05% 1.95% 1.99% 1.99%
2.50% 2.72% 1.89% 1.89% 1.80% 1.77% 1.78% 1.81% 1.82% 1.77%
5.59% 5.44% 5.24% 5.15% 4.75% 4.70% 4.79% 4.58% 4.71% 4.72%
20.53% 20.85% 20.88% 21.06% 20.96% 21.25% 21.31% 21.48% 21.26% 21.39%
2.74% 2.75% 2.80% 2.71% 2.74% 2.73% 2.63% 2.75% 2.57% 2.53%
0.03% 0.03% 0.03% 0.64% 0.67% 0.64% 0.58%
1.72% 1.77% 2.05% 2.00% 2.09% 2.15% 2.15% 2.21% 2.27% 2.31%
82.91% 84.07% 85.26% 86.49% 86.92% 89.06% 90.44% 91.89% 93.43% 94.01%
0.15% 0.07% 1.72% 1.58% 1.53% 1.46% 1.14% 1.16% 1.56% 1.52%
0.42% 0.33% 0.36% 0.55% 0.73% 0.68% 0.71% 0.85% 0.67% 0.73%
0.14% 0.25% 0.30% 0.21% 0.21% 0.25%
6.82% 7.13% 7.48% 6.98% 6.99% 7.23% 7.57% 7.77% 7.83% 7.95%
1.64% 1.44% 2.47% 2.49% 2.51% 2.27% 2.32% 2.30% 2.31% 2.35%
1.36% 1.37% 1.22% 1.23% 1.14% 1.20% 1.20% 1.14% 1.11% 1.09%
0.34% 0.31% 0.25% 0.27% 0.65% 0.47% 0.52% 0.29% 0.29% 0.16%
1.85% 1.79% 1.87% 1.91% 2.01% 1.85% 1.79% 1.82% 1.81% 1.85%
Septiembre Octubre Noviembre Diciembre Enero Febrero Marzo Abril Mayo
1.18% 1.20% 1.21% 1.17% 1.18% 1.19% 1.23% 1.31% 1.34%
13.67% 13.08% 12.68% 12.22% 12.13% 11.71% 11.33% 10.73% 10.56%
1.16% 1.23% 1.31% 1.20% 1.26% 1.37% 1.58% 1.45% 1.41%
3.13% 3.19% 3.26% 3.16% 3.21% 3.21% 3.23% 3.27% 3.35%
17.32% 17.49% 17.32% 17.23% 17.50% 18.13% 17.96% 17.84% 17.73%

2.52% 2.50% 2.53% 2.50% 2.55% 2.53% 2.56% 2.62% 2.68%
1.52% 1.89% 1.64% 1.44% 1.28% 1.54% 1.33% 1.44% 1.39%

2.02% 2.17% 2.22% 2.19% 2.27% 2.16% 2.20% 2.14% 2.06%
1.77% 1.77% 1.80% 1.75% 1.86% 1.87% 1.86% 1.93% 1.94%
4.65% 4.54% 4.58% 4.44% 4.56% 4.55% 4.56% 4.53% 4.48%
21.31% 21.27% 21.24% 21.30% 21.58% 21.70% 21.65% 21.82% 21.77%
2.49% 2.49% 2.51% 2.43% 2.49% 2.40% 2.33% 2.24% 2.31%
0.59% 0.50% 0.52% 0.50% 0.49% 0.49% 0.48% 0.45% 0.43%
2.27% 2.41% 2.50% 2.44% 2.51% 2.40% 2.38% 2.36% 2.38%
94.36% 95.36% 95.34% 97.47% 98.59% 98.15% 100.00% 100.00% 100.00%
1.54% 1.59% 0.06% 0.27% 0.29% 0.27% 0.29% 0.09% 0.03%

0.67% 0.79% 0.85% 0.69% 0.71% 0.83% 0.88% 0.92% 0.84%
0.23% 0.35% 0.39% 0.15% 0.19% 0.21% 0.27% 0.29% 0.23%
7.82% 7.76% 7.74% 7.50% 7.45% 7.13% 7.05% 6.98% 6.92%
2.40% 2.46% 2.47% 2.91% 3.03% 3.41% 3.45% 3.20% 3.13%

1.15% 1.09% 0.87% 0.84% 0.88% 0.90% 0.88% 0.85% 0.84%
0.28% 0.28% 0.29% 0.28% 0.27% 0.27% 0.48% 0.47% 0.45%
1.90% 1.88% 1.81% 1.85% 1.85% 1.63% 1.82% 1.82% 1.83%
2016
Junio Julio Agosto Septiembr Octubre Noviembre Diciembre Enero
1.31% 1.44% 1.54% e1.58% 1.68% 1.65% 1.60% 1.62%
10.14% 9.87% 9.44% 9.34% 9.14% 8.98% 8.63% 8.64%
1.40% 1.47% 1.71% 1.67% 1.69% 1.84% 1.87% 2.00%
3.39% 3.46% 3.57% 3.56% 3.66% 3.69% 3.64% 3.78%
17.30% 17.32% 17.19% 17.31% 17.19% 16.94% 17.10% 17.55%

2.64% 2.68% 2.69% 2.71% 2.69% 2.70% 2.63% 2.81%
1.37% 1.32% 1.36% 1.26% 1.28% 1.46% 1.39% 1.64%

2.11% 2.15% 2.16% 2.24% 2.27% 2.41% 2.39% 2.43%
1.87% 1.96% 1.91% 2.01% 2.00% 2.09% 2.09% 2.21%
4.63% 4.67% 4.70% 4.66% 4.64% 4.66% 4.61% 4.74%
21.88% 21.65% 21.39% 20.63% 20.53% 20.01% 19.85% 19.67%
2.24% 2.26% 2.29% 2.29% 2.27% 2.28% 2.25% 2.32%
0.43% 0.38% 0.34% 0.30% 0.44% 0.75% 0.33% 0.34%
2.26% 2.28% 2.21% 2.21% 2.11% 2.04% 2.11% 2.18%
100.00% 100.00% 100.00% 100.00% 100.00%
0.09% 0.13% 0.11% 0.01% 0.12% 0.08% 0.05% 0.13%

0.94% 1.03% 1.27% 1.23% 1.28% 1.33% 1.53% 1.79%
0.32% 0.28% 0.23% 0.22% 0.21% 0.44% 0.35% 0.37%
6.79% 6.91% 6.80% 6.79% 6.87% 6.82% 6.80% 6.90%
3.21% 3.73% 3.50% 3.49% 3.47% 3.21% 4.20% 4.05%

0.77% 0.74% 0.70% 0.73% 0.68% 0.69% 0.61% 0.65%
0.44% 0.69% 0.51% 0.49% 0.57% 0.55% 0.37% 0.28%
1.75% 1.67% 1.78% 1.65% 1.49% 1.60% 1.79% 1.71%
2017
1.81% 1.97% 2.03% 1.69% 1.71% 1.79% 1.83%
8.44% 8.32% 8.10% 7.96% 7.86% 7.68% 7.58%
1.99% 1.92% 2.09% 2.12% 2.34% 2.31% 2.23%
3.79% 3.80% 3.84% 3.95% 4.02% 4.09% 4.24%
17.50% 17.10% 16.18% 16.22% 16.29% 16.47% 16.53%

2.72% 2.80% 2.87% 2.87% 3.04% 3.20% 3.26%
1.71% 1.65% 1.65% 1.41% 1.45% 1.42% 1.55%

2.34% 2.50% 2.54% 2.58% 2.76% 2.70% 2.79%
2.26% 2.25% 2.38% 2.47% 2.44% 2.59% 2.58%
4.70% 4.72% 4.75% 4.84% 4.51% 4.60% 4.70%
19.30% 19.08% 19.28% 19.22% 19.01% 19.18% 19.15%
2.33% 2.34% 2.33% 2.40% 2.50% 2.49% 2.50%
0.00% 0.00% 0.00% 0.00% 0.34% 0.33% 0.31%
2.16% 2.25% 2.29% 2.35% 2.55% 2.53% 2.45%
0.23% 0.15% 0.34% 0.18% 0.29% 1.23% 0.99%

1.72% 1.54% 1.57% 1.65% 1.84% 1.91% 1.89%
0.38% 0.40% 0.28% 0.42% 0.42% 0.40% 0.70%
6.64% 6.63% 6.62% 6.49% 6.56% 6.57% 6.58%
3.02% 4.33% 4.36% 0.59% 3.25% 3.25% 3.27%

0.70% 0.62% 0.61% 0.61% 0.83% 0.60% 0.59%
0.29% 0.27% 0.27% 0.26% 0.27% 0.25% 0.25%
1.58% 1.61% 1.72% 1.69% 1.72% 1.72% 1.74%
Indicador de Calidad de Cartera por Vencimiento Cartera Microcrdito

Bogot 19.68% 19.87% 19.94% 20.21% 19.70%
Popular 8.55% 16.35% 17.25% 18.23% 18.88%
Corpbanca
Bancolombia 20.53% 20.68% 20.93% 21.17% 21.16%
Scotiabank
GNB Colombia 100.00% 100.00% 100.00% 100.00% 100.00%
GNB Sudameris
BBVA 86.56% 87.35% 86.81% 87.71% 89.56%
Helm Bank
Occidente
BCS 28.80% 30.02% 30.18% 30.71% 30.82%
Davivienda 98.56% 98.88% 98.84% 98.97% 99.10%
Colpatria 27.20% 27.72%
Banco Agrario 5.78% 6.18% 6.02% 6.03% 6.00%
AV Villas 42.64% 42.78% 42.77% 26.77% 27.94%
Procredit 5.37% 5.77% 4.78% 6.04% 6.08%
Bancama 9.79% 9.80% 9.67% 9.77% 9.66%
WWB 2.36% 2.69% 3.16% 3.29%
Banco Finandina 3.85% 3.10% 3.00% 3.24%
Banco Coopcentral
Finamrica 7.17% 11.99% 12.01% 12.28% 12.23%

Giros y Finanzas 75.98% 80.19% 83.11% 85.98% 89.06%
Inversora Pichincha
Confinanciera 2.88% 3.96% 4.11% 5.13% 4.02%
Serfinansa
Finandina 3.09%
GMAC 4.10% 8.52% 7.75% 7.01% 7.79%
Internacional
Credifinanciera
Opportunity
Coopcentral 4.06% 3.80% 3.19% 3.93% 3.82%

CFA 2.77% 2.69% 2.67% 2.95% 3.21%
JFK
Coofinep
Cotrafa 8.21% 5.57% 4.69% 3.64% 3.41%
Confiar 12.54% 12.48% 11.86% 12.45% 12.44%
Juriscoop 3.42% 11.24% 16.39% 10.01% 10.20%
2011
19.38% 19.16% 18.76% 18.41% 18.36% 18.28% 18.06%
19.50% 19.73% 19.53% 19.44% 19.51% 20.49% 21.24%
28.98% 29.31% 28.87% 28.77% 29.06% 27.25% 26.74%
100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
89.95% 90.18% 91.95% 92.24% 91.79% 92.54% 93.04%
30.87% 31.03% 30.79% 30.53% 30.59% 30.58% 30.61%

99.28% 99.34% 99.50% 99.71% 99.78% 99.89% 99.96%
12.76% 13.49% 12.71% 13.06% 74.04% 74.04%
6.03% 6.13% 5.86% 5.70% 5.61% 5.40% 5.34%
27.64% 27.55% 27.57% 26.91% 26.60% 26.09% 25.29%
6.16% 6.66% 6.40% 6.29% 6.41% 6.23% 6.09%
9.85% 9.80% 9.63% 9.64% 9.68% 9.68% 9.84%
3.50% 3.69% 3.83% 5.09% 5.43% 5.78% 6.03%
1.77% 1.73% 1.38% 1.35% 1.88% 1.84% 1.46%
12.31% 12.44% 12.40% 12.31% 12.16% 12.10% 14.75%

91.03% 93.14% 95.29% 92.85% 94.26% 95.55% 95.77%
4.03% 4.29% 3.87% 3.70% 4.00% 3.48% 3.65%
6.43% 6.19% 7.40% 7.27% 7.18% 8.21% 6.51%
63.26% 65.11% 67.01% 69.70% 72.41% 72.69% 79.52%
3.64% 4.52% 3.78% 3.51% 3.02% 3.26% 3.17%

3.17% 3.02% 3.08% 3.02% 3.03% 3.49% 3.46%
0.00% 0.00% 3.63%

3.51% 2.62% 2.57% 3.73% 4.80% 6.11% 7.11%
12.13% 12.35% 11.84% 12.05% 12.61% 13.05% 13.05%
17.15% 10.57% 14.28% 15.50% 21.92% 26.07% 25.62%
2012
18.47% 18.81% 20.02% 20.87% 21.47% 22.67% 23.82%
21.80% 22.82% 24.24% 25.41% 25.82% 26.67% 26.63%
27.76% 27.88% 12.00% 20.05% 19.75% 19.97% 20.62%
100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
93.35% 93.62% 93.74% 95.51% 95.91% 96.32% 96.73%
30.78% 30.53% 30.64% 30.83% 30.65% 30.67% 30.53%

99.99% 100.00% 100.00% 100.00% 100.00% 99.11% 100.00%
78.78% 81.48% 81.48% 84.45% 90.80% 95.11% 99.82%
5.42% 5.89% 5.88% 5.86% 5.88% 5.92% 5.93%
25.57% 17.98% 18.74% 19.30% 19.70% 20.36% 20.71%
6.22% 6.41% 6.55% 6.73% 7.37% 7.52% 7.65%
9.99% 10.15% 10.20% 10.65% 10.96% 11.55% 11.76%
6.40% 6.78% 7.13% 7.75% 8.16% 8.66% 9.15%
0.93% 2.54% 2.48% 1.62% 1.01% 2.51% 3.32%
15.05% 15.20% 15.44% 15.75% 15.36% 15.23% 14.96%

97.13% 97.92% 98.49% 99.43% 99.61% 100.00% 100.00%
4.07% 4.26% 4.41% 4.75% 4.33% 4.54% 4.94%
7.60% 6.28% 7.54% 7.31% 7.09% 7.91% 8.79%
81.13% 82.45% 83.57% 85.91% 86.36% 87.01% 88.97%
3.77% 3.90% 4.41% 4.49% 4.56% 4.36% 3.95%

3.84% 3.96% 4.40% 4.32% 4.31% 4.49% 4.92%
3.54% 2.63% 1.28% 3.29% 6.52% 7.53% 7.61%

7.70% 9.29% 9.86% 9.83% 9.96% 10.38% 10.93%
13.51% 13.98% 14.40% 15.23% 14.81% 15.19% 15.68%
16.91% 8.38% 22.78% 33.86% 30.19% 30.48% 35.12%
24.86% 25.65% 25.37% 25.73% 25.52% 25.42% 25.44% 25.44%
26.31% 26.78% 27.15% 27.52% 27.56% 27.37% 27.83% 27.83%
20.87% 20.89% 21.00% 21.13% 21.30% 22.29% 22.16% 22.16%
100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
96.68% 97.02% 97.27% 97.15% 89.59% 87.53% 87.79% 87.79%
30.42% 30.33% 30.09% 30.06% 30.18% 30.16% 30.15% 30.15%

7.92% 7.82% 7.76% 8.31% 8.31% 8.40% 8.52% 8.52%
99.82% 99.84% 99.84% 100.00% 100.00% 100.00% 100.00% 100.00%
5.90% 5.97% 5.93% 6.09% 6.14% 6.44% 6.73% 6.73%
21.33% 22.32% 24.08% 24.98% 26.49% 27.56% 29.96% 29.96%
7.55% 8.12% 8.53% 7.86% 8.01% 8.66% 9.01% 9.01%
12.05% 12.55% 12.63% 12.95% 13.26% 13.55% 14.00% 14.00%
9.40% 10.03% 10.47% 11.05% 11.71% 12.19% 12.95% 12.95%
3.40% 4.23% 3.54% 3.53% 2.91% 3.42% 4.08% 4.08%
14.63% 14.53% 14.58% 14.77% 15.15% 15.55% 15.96% 15.96%

100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
8.37% 8.95% 8.47% 8.34% 9.62% 9.71% 10.77% 10.77%
89.53% 90.11% 93.77% 92.54% 93.57% 94.07% 94.89% 94.89%
0.09% 0.21% 1.13% 1.16% 1.16%
4.36% 4.33% 4.04% 4.20% 3.96% 4.70% 4.29% 4.29%

5.53% 5.83% 6.78% 6.46% 6.41% 6.53% 6.63% 6.63%
9.98% 11.21% 13.26% 15.05% 14.77% 18.27% 20.17% 20.17%

10.47% 11.73% 11.80% 12.21% 11.47% 11.91% 13.72% 13.72%
15.82% 16.46% 17.17% 17.66% 17.47% 18.38% 18.96% 18.96%
40.40% 49.13% 56.86% 58.79% 46.15% 49.91% 54.44% 54.44%
2013
26.05% 25.97% 26.15% 25.73% 25.60% 25.21% 24.51% 24.64% 23.66%
29.22% 29.62% 29.67% 29.25% 29.50% 29.66% 29.32% 30.26% 29.93%
20.90% 20.69% 20.64% 20.22% 20.11% 20.08% 19.88% 19.96% 19.68%
100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
88.91% 89.31% 89.28% 90.25% 88.26% 90.41% 90.04% 90.55% 90.55%
30.20% 30.07% 30.07% 29.81% 29.85% 29.70% 29.53% 29.49% 29.75%

8.16% 8.09% 8.29% 8.24% 8.31% 8.23% 9.36% 9.01% 9.04%
100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
6.90% 6.88% 7.02% 7.23% 7.32% 7.35% 7.56% 7.83% 8.01%
31.91% 32.16% 33.82% 34.97% 32.55% 34.08% 34.84% 35.96% 37.18%
10.38% 10.87% 11.10% 11.51% 12.08% 12.11% 12.27% 13.97% 15.05%
15.14% 15.47% 15.92% 15.85% 16.21% 16.45% 16.45% 16.65% 16.80%
13.74% 13.99% 14.53% 14.67% 14.97% 15.14% 15.18% 11.47% 11.56%
4.93% 5.25% 5.20% 5.58% 6.01% 5.88% 4.57% 4.64% 2.17%
5.01% 4.59% 5.01% 4.82%
16.97% 17.13% 17.66% 17.65% 18.16% 18.19% 18.05% 18.24% 18.59%

100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
11.72% 13.55% 14.28% 15.11% 14.70% 16.37% 16.47% 15.72% 17.37%
96.60% 99.46% 98.59% 100.00% 100.00% 98.97% 100.00% 100.00% 100.00%
0.80% 0.90% 0.86% 0.92% 0.91% 1.04% 1.24% 1.49% 1.80%
4.69% 4.83% 4.55% 4.38% 5.05%

6.89% 6.80% 6.97% 7.04% 7.33% 6.92% 7.24% 7.72% 7.95%
20.98% 16.83% 15.72% 1.80% 13.18% 13.79% 15.87% 16.34% 14.04%

15.50% 15.24% 15.69% 13.36% 14.69% 14.32% 14.46% 14.99% 14.38%
19.33% 20.04% 20.61% 21.18% 21.36% 21.36% 20.90% 21.55% 21.03%
63.33% 56.67% 55.64% 57.86% 57.95% 61.15% 64.10% 62.96% 66.60%
2014
23.93% 24.57% 24.85% 25.16% 25.48% 26.01% 26.25% 26.80% 26.98% 27.21%
30.61% 30.25% 30.44% 30.21% 30.97% 31.03% 31.67% 32.22% 32.68% 33.06%
20.08% 20.05% 20.23% 19.96% 19.29% 19.65% 19.46% 19.43% 19.44% 19.41%
100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%

100.00%
91.63% 91.63% 92.97% 92.69% 93.22% 93.22% 93.94% 93.94% 93.99% 93.90%
29.97% 29.77% 29.50% 29.39% 29.17% 29.21% 28.86% 28.78% 28.54% 22.32%
9.10% 8.67% 8.69% 9.00% 8.93% 10.11% 9.90% 9.24% 9.48% 9.72%
100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 6.26%
8.76% 9.02% 9.14% 9.16% 9.20% 9.56% 9.71% 9.85% 10.05% 10.30%
38.07% 39.81% 41.42% 43.25% 44.13% 47.23% 48.00% 49.32% 50.03% 38.70%
16.07% 17.03% 18.01% 20.20% 22.64% 24.02% 24.95% 28.90% 29.75% 30.64%
16.89% 17.24% 17.32% 17.58% 17.59% 11.53% 11.75% 12.09% 12.29% 12.37%
11.59% 11.67% 11.62% 11.54% 11.43% 11.60% 11.40% 11.48% 11.37% 11.32%
2.16% 4.19% 5.14% 4.81% 5.16% 6.31% 5.22% 5.33% 4.64% 4.58%
4.84% 5.64% 6.61% 5.84% 5.90% 6.25% 5.90% 6.16% 6.09% 6.11%
19.08% 19.56% 19.60% 19.91% 20.16% 20.63% 20.77% 21.16% 21.34% 21.29%
100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
13.29% 13.44% 15.57% 14.72% 17.20% 18.13% 16.95% 18.37% 17.34% 17.89%
77.38% 66.74% 76.81% 84.79% 89.22% 80.71% 75.52% 74.16% 83.19% 76.76%
2.08% 2.23% 2.58% 2.55% 2.80% 3.15% 3.26% 3.59% 3.77% 3.92%
8.44% 8.84% 9.18% 9.43% 9.51% 10.51% 10.50% 11.28% 10.83% 10.96%
0.03% 0.12% 0.24% 0.31% 0.76% 0.73%
17.19% 19.77% 21.81% 23.63% 25.50% 28.42% 29.29% 31.59% 33.29% 32.71%
16.50% 16.31% 16.85% 17.51% 17.96% 19.64% 17.61% 18.02% 17.56% 18.56%
22.01% 22.36% 21.84% 22.59% 22.50% 23.05% 23.14% 23.16% 23.33% 23.33%
65.67% 72.22% 72.22% 75.46% 78.31% 80.59%
2015
27.78% 22.95% 24.39% 24.88% 24.93% 25.05% 25.05% 25.25% 25.40% 25.59%
33.51% 34.27% 35.26% 35.69% 35.52% 36.64% 37.81% 37.81% 37.39% 37.32%
18.74% 19.11% 8.99% 9.00% 9.29% 19.72% 19.60% 19.92% 19.70% 19.66%
100.00% 100.00%
93.60% 93.16% 94.14% 94.14% 95.34% 95.27% 95.25% 95.25% 96.29% 96.29%
22.34% 22.64% 22.85% 22.89% 22.86% 22.99% 22.90% 22.99% 22.81% 22.82%
10.46% 10.29% 11.06% 10.90% 10.70% 11.08% 11.29% 11.53% 11.19% 11.43%
1.87% 1.05% 1.00% 0.54% 0.37% 0.24% 0.21% 0.29% 0.26% 0.32%
10.62% 10.61% 10.81% 10.12% 10.31% 9.65% 9.24% 9.43% 9.54% 9.86%
40.83% 41.45% 45.41% 46.10% 47.02% 49.48% 50.58% 53.60% 53.99% 55.42%
31.47% 34.83% 36.10% 36.29% 38.12% 38.19% 40.40% 39.91% 41.32% 43.67%
12.69% 12.92% 13.29% 13.72% 13.82% 14.37% 14.72% 15.17% 15.26% 15.78%
11.35% 11.39% 11.69% 11.88% 12.00% 9.74% 9.98% 10.26% 10.34% 10.56%
6.32% 6.26% 10.99% 11.91% 11.51% 13.27% 14.12% 16.18% 13.16% 15.52%
6.25% 6.19% 6.98% 6.77% 7.06% 6.89% 7.00% 6.75% 6.53% 6.60%
0.33% 0.60% 0.86% 1.19% 1.55% 1.61% 1.89%
2.91% 2.84% 2.82% 3.97% 52.10%
21.06% 20.85% 21.14% 20.88% 21.15%
21.36% 21.51% 21.53% 21.41% 21.31%

100.00% 100.00%
18.50% 20.53% 20.20% 21.49% 21.51% 23.21% 21.38% 21.44% 23.51% 26.29%
41.69%
0.05%
4.49% 4.88% 5.65% 6.06% 6.25% 6.43% 6.49% 6.78% 6.77% 7.02%
11.12% 11.21% 14.90% 14.85% 15.04% 15.66% 15.97% 17.18% 17.35% 17.51%
0.90% 0.99% 1.32% 1.15% 1.19% 1.18% 1.59% 1.78% 1.58% 1.81%
35.91% 36.39% 37.09% 37.84% 38.97% 39.16% 41.02% 38.86% 36.27% 36.54%
19.03% 18.23% 18.94% 19.05% 19.42% 20.72% 21.53% 21.84% 21.48% 22.10%
24.00% 23.05% 23.29% 23.31% 23.22% 22.98% 22.56% 22.74% 22.55% 22.41%
2016
Septiembre Octubre Noviembre Diciembre Enero Febrero Marzo Abril Mayo
25.21% 25.38% 25.85% 25.97% 26.59% 26.73% 27.20% 27.44% 27.98%
37.12% 37.78% 38.14% 38.30% 39.63% 40.00% 40.56% 41.98% 42.59%
19.55% 19.90% 20.08% 20.03% 20.47% 20.70% 21.35% 21.01% 21.38%
96.29% 97.57% 97.57% 97.50% 98.62% 98.62% 100.00% 100.00% 100.00%
22.63% 22.56% 22.58% 22.70% 23.00% 22.86% 22.89% 22.87% 22.98%

10.85% 10.62% 11.14% 11.20% 11.66% 11.94% 11.78% 12.10% 12.69%
0.40% 0.53% 1.04% 1.05% 1.27% 1.12% 1.29% 1.92% 2.31%
9.91% 10.12% 10.35% 10.57% 10.91% 10.96% 11.22% 11.31% 11.39%
57.57% 59.31% 57.81% 60.20% 60.86% 60.64% 61.60% 63.62% 65.12%
44.95% 45.89% 47.77% 49.59% 51.76% 52.41% 55.11% 56.93% 58.57%
16.06% 16.23% 11.19% 11.49% 12.12% 12.37% 12.91% 13.22% 13.68%
10.80% 10.89% 11.09% 11.25% 11.53% 11.75% 12.13% 12.23% 12.48%
16.69% 16.05% 13.85% 11.82% 11.49% 12.43% 14.02% 13.52% 15.12%
6.54% 7.04% 7.23% 7.39% 7.91% 7.56% 7.90% 7.88% 8.29%
2.07% 2.24% 2.49% 2.89% 3.12% 3.39% 3.48% 3.64% 3.44%
15.81% 15.74% 16.03% 16.47% 16.82% 17.24% 17.65% 17.90% 18.43%
24.16% 24.34% 25.62% 26.52% 23.95% 26.36% 27.55% 26.81% 29.52%
0.02% 0.01% 0.02% 0.42%

7.64% 7.80% 8.22% 8.42% 9.29% 9.42% 10.27% 10.78% 11.39%
17.92% 17.77% 18.14% 18.75% 19.14% 19.26% 18.82% 18.87% 19.07%

1.94% 1.82% 2.08% 1.97% 2.24% 2.48% 2.67% 2.63% 2.74%
34.39% 34.76% 33.41% 31.48% 32.23% 30.65% 31.05% 32.99% 33.66%
22.28% 21.29% 21.53% 21.47% 21.62% 20.81% 19.96% 19.13% 19.12%
22.32% 22.14% 22.69% 22.29% 22.87% 22.66% 23.03% 23.00% 22.92%
2016 2017
Junio Julio Agosto Septiem Octubre Noviemb Diciemb Enero Febrero Marzo
28.11% 28.60% 28.87% bre
29.03% 29.54% re
30.07% re
31.23% 31.81% 32.30% 32.51%
30.39% 30.93% 30.93% 30.30% 30.61% 31.22% 31.72% 32.53% 32.77% 33.46%
21.44% 21.64% 21.71% 21.51% 22.90% 23.75% 24.00% 25.29% 26.20% 27.26%
100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
23.07% 23.24% 23.09% 23.14% 23.28% 23.44% 23.72% 24.18% 24.40% 24.48%
13.25% 13.63% 13.42% 13.85% 14.44% 15.55% 14.85% 15.55% 15.76% 16.23%
2.72% 3.00% 3.15% 3.54% 3.99% 4.78% 5.25% 5.72% 6.07% 6.45%
11.53% 11.70% 11.57% 11.58% 11.65% 11.78% 11.88% 12.06% 12.08% 11.92%
65.31% 66.68% 37.09% 38.92% 39.44% 40.69% 43.61% 48.60% 48.40% 49.78%
60.52% 61.56% 63.49% 64.44% 66.23% 68.88% 70.35% 72.52% 74.08% 75.22%
13.87% 14.14% 14.23% 14.33% 15.00% 15.56% 15.66% 16.07% 16.35% 16.38%
12.73% 13.02% 13.01% 13.15% 13.44% 13.67% 13.71% 14.30% 14.71% 14.86%
12.53% 15.54% 10.87% 11.53% 11.49% 13.64% 10.35% 11.32% 17.46% 18.25%
8.57% 9.39% 9.43% 9.71% 9.81% 10.02% 9.35% 10.68% 11.03% 11.67%
3.08% 3.42% 3.67% 3.33% 3.64% 3.88% 3.58% 3.82% 4.12% 3.65%
18.57% 18.95% 19.25% 15.61% 15.69% 16.00% 16.17% 16.65% 17.00% 17.23%
28.16% 30.63% 31.52% 30.00% 30.73% 29.73% 31.66% 35.94% 35.63% 38.52%
2.15% 3.37% 4.53% 5.24% 4.59% 4.53% 4.20% 4.97% 5.91% 6.35%
11.55% 12.30% 13.11% 13.37% 14.44% 14.80% 14.86% 16.37% 16.26% 16.00%
19.20% 19.16% 18.99% 19.00% 19.58% 19.99% 20.10% 20.90% 20.40% 20.40%
2.73% 2.85% 2.94% 3.08% 3.53% 3.63% 3.32% 3.51% 3.72% 3.86%
32.91% 32.38% 32.10% 30.45% 29.91% 30.17% 31.59% 31.73% 34.38% 35.71%
18.58% 19.13% 17.52% 17.18% 17.15% 16.78% 16.49% 17.70% 18.92% 18.46%
23.07% 23.13% 22.56% 22.63% 22.14% 22.08% 21.74% 21.46% 22.28% 22.18%
2017
Abril Mayo Junio Julio Agosto
33.07% 33.38% 33.60% 33.88% 34.24%
34.19% 34.75% 35.27% 35.35% 34.67%
27.65% 28.59% 29.00% 29.25% 29.49%
100.00% 100.00% 100.00% 100.00% 100.00%
25.03% 25.08% 25.42% 12.88% 13.14%

16.69% 16.61% 17.19% 17.79% 18.59%
7.48% 8.44% 9.48% 9.47% 9.73%
12.11% 12.20% 11.79% 11.86% 11.80%
50.52% 50.25% 47.01% 47.73% 47.58%
79.14% 80.85% 82.35% 83.31% 84.83%
16.89% 17.01% 17.15% 17.15% 17.24%
13.46% 13.88% 14.36% 14.46% 14.74%
10.98% 10.53% 9.09% 11.83% 6.86%
12.07% 12.03% 11.30% 11.94% 15.39%
4.14% 4.30% 3.95% 4.28% 4.50%
18.06% 18.45% 18.66% 18.98% 19.14%
41.15% 42.49% 43.77% 43.42% 46.12%
7.23% 8.15% 7.18% 8.18% 8.05%

15.60% 15.47% 15.59% 15.38% 15.22%
20.45% 20.82% 20.58% 20.77% 20.95%

4.19% 4.26% 4.41% 4.74% 4.57%
35.01% 32.56% 33.17% 35.48% 36.51%
18.54% 18.06% 18.76% 18.61% 18.49%
22.97% 22.74% 22.61% 22.21% 22.25%

Calidad de Cartera Establecimiento de Credito Incluido Castigos

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Calidad de Cartera Establecimiento de Credito Incluido Castigos

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Indicador de Calidad de Cartera por Vencimiento Cartera Total

Indicador de Calidad de Cartera por Vencimiento Ca

Establecimientos de Crdito + FNA 8.10% 8.07% 7.93%

Indicador de Calidad de Cartera por Vencimiento C

Establecimientos de Crdito + FNA 5.57% 4.91% 4.89%

Indicador de Calidad de Cartera por Vencimiento

Establecimientos de Crdito + FNA 13.24% 14.63% 14.37%

Indicador de Calidad de Cartera por Vencimiento C

Establecimientos de Crdito + FNA 8.12% 7.58% 7.11%

Indicador de Calidad de Cartera por Vencimiento C

Establecimientos de Crdito + FNA 11.45% 11.05% 10.94%

7.93% 7.63% 7.36% 7.40% 7.13% 7.02% 7.16%

3.14% 3.79% 3.36% 3.03% 3.84% 3.80% 3.38%

5.01% 4.83% 4.18% 4.29% 4.21% 4.18% 4.26%

14.12% 13.53% 13.81% 13.79% 13.14% 12.93% 13.19%

6.94% 6.68% 6.51% 6.13% 5.92% 5.80% 5.76%

11.21% 11.17% 10.85% 10.83% 10.92% 11.21% 12.61%

10.95% 10.86% 11.38% 11.44% 11.17% 11.11% 11.06%

6.82% 6.53% 6.78% 6.86% 6.87% 7.07% 6.98%

3.28% 3.24% 3.58% 3.59% 3.73% 3.71% 4.47%

3.96% 3.84% 4.05% 4.09% 4.46% 4.63% 4.53%

12.74% 12.00% 12.34% 12.53% 12.00% 12.22% 12.12%

5.77% 5.57% 5.44% 5.21% 5.08% 5.06% 5.06%

13.50% 13.41% 12.49% 11.63% 13.88% 15.77% 14.88%

10.83% 10.85% 11.00% 11.26% 10.50% 11.07% 11.11%

6.92% 7.05% 7.00% 7.06% 6.98% 6.95% 6.57%

3.09% 3.80% 3.43% 3.84% 5.02% 4.18% 3.62%

4.46% 4.65% 4.56% 4.54% 4.51% 4.49% 4.28%

12.05% 12.08% 12.07% 12.29% 12.13% 12.10% 11.33%

5.00% 4.98% 4.95% 4.87% 4.76% 4.74% 4.59%

15.09% 15.92% 16.62% 18.04% 19.37% 19.69% 17.08%

11.26% 11.34% 11.37% 11.52% 11.49% 11.70% 11.75%

7.91% 7.76% 7.69% 7.67% 7.40% 7.34% 7.02% 6.91% 6.84%

6.68% 6.65% 6.67% 6.73% 6.60% 6.83% 6.93% 7.07% 7.41%

11.44% 11.57% 9.42% 9.85% 8.64% 9.13% 8.85% 9.21% 8.60%

4.61% 4.62% 4.58% 4.66% 4.53% 4.72% 4.77% 4.88% 4.90%

12.48% 10.19% 10.73% 10.98% 9.29% 9.12% 7.43% 7.82% 8.50%

12.09% 11.96% 12.07% 12.18% 11.99% 12.37% 12.65% 12.86% 12.81%

7.95% 7.82% 7.76% 7.74% 7.50% 7.45% 7.13% 7.05% 7.00%

3.09% 3.05% 3.06% 3.08% 2.98% 3.03% 3.02% 3.02% 3.00%

12.76% 12.67% 12.29% 12.50% 12.31% 12.56% 12.48% 12.50% 12.30%

12.61% 12.41% 12.58% 12.25% 12.47% 12.84% 12.96% 13.23% 13.30%

6.77% 6.64% 6.75% 6.63% 6.61% 6.67% 6.66% 6.64% 6.73%

7.11% 7.03% 7.22% 7.22% 7.24% 7.45% 7.49% 7.27% 7.92%

1.37% 1.37% 0.79%

4.89% 4.83% 5.07% 5.08% 5.05% 5.23% 5.19% 5.02% 5.92%

9.27% 8.15% 7.01% 6.81% 6.56% 7.21% 7.65% 6.22% 5.58%

12.91% 12.73% 12.86% 12.78% 12.85% 13.13% 13.27% 12.76% 13.14%

6.92% 6.79% 6.91% 6.80% 6.79% 6.87% 6.82% 6.80% 6.90%

3.04% 3.02% 3.08% 3.09% 3.12% 3.14% 3.19% 3.15% 3.27%

12.41% 12.32% 12.31% 11.98% 11.96% 12.13% 12.19% 11.98% 12.19%

13.50% 13.61% 13.83% 13.79% 13.63% 13.90% 14.17% 14.28% 14.63%

6.47% 6.50% 6.46% 6.41% 6.47% 6.46% 6.46%

8.01% 8.20% 8.43% 8.54% 8.51% 8.50% 8.63%

0.00% 1.56% 0.00% 2.48% 2.47% 1.57% 0.29%

5.89% 6.13% 6.35% 6.41% 6.36% 6.54% 6.66%

6.16% 6.45% 7.97% 7.57% 7.17% 5.57% 5.42%

13.54% 13.68% 14.03% 14.25% 14.23% 13.86% 14.05%

6.64% 6.63% 6.62% 6.49% 6.56% 6.57% 6.58%

3.24% 3.27% 3.34% 3.36% 3.41% 3.49% 3.54%

12.44% 12.46% 12.81% 12.84% 12.86% 12.99% 12.95%

14.84% 14.84% 15.07% 15.27% 15.15% 14.29% 14.37%

Entidad Enero Febrero Marzo Abril

Finamrica 14.64% 14.78% 15.43% 15.60%