TEMA FUNCION VALOR ACTUAL (VA)calcula el valor actual de una serie de pagos iguales

pago
duracion
tasa

-S/. 65.00
12 meses
3% mensual

valor actual

S/. 647.01

se quiere conocer el capital inicial que se desembolso hace 5 aos habiendo acordadoun
tipo de interes anual del 6% y percibio un montante de 6950

Montante(Vf)
duracion
tasa
valor actual

-S/. 6,950.00
5 aos
6% anual
S/. 5,193.44 capital que se desembolso

una empresa comercial ha recibido lanzar una nueva promocion para uno de sus
productos la idea es es que los ganadores recibiran un sueldo mensual fijo de 600e
durante los proximos 10 aos el sorteo se celebrara entre todos aquellos
compradores que envien una etiqueta del rpoducto y se sortearan 1000 premios.
cuanto le costara a la empresa esta promocion a un tipo de interes anual de 10%?
pago
duracion
tasa
Cantidad
valor actual

pago
duracion
tasa
VA

S/. 600.00 mensual

10 aos
10% anual
1000
S/. -45,402.70 1 premio
S/. -45,402,698.02 1000 premios

-S/. 100.00 mensual

2 aos
5% anual
S/. 2,288.89
N CUOTA

INTERES
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15

AMORTIZACION
S/. 0.00
S/. -100.00
S/. -9.12
S/. -90.88
S/. -8.74
S/. -91.26
S/. -8.36
S/. -91.64
S/. -7.98
S/. -92.02
S/. -7.60
S/. -92.40
S/. -7.21
S/. -92.79
S/. -6.82
S/. -93.18
S/. -6.44
S/. -93.56
S/. -6.05
S/. -93.95
S/. -5.66
S/. -94.34
S/. -5.26
S/. -94.74
S/. -4.87
S/. -95.13
S/. -4.47
S/. -95.53
S/. -4.07
S/. -95.93

S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.

-100.00
-100.00
-100.00
-100.00
-100.00
-100.00
-100.00
-100.00
-100.00
-100.00
-100.00
-100.00
-100.00
-100.00
-100.00

16
17
18
19
20
21
22
23
24

S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.

-3.67
-3.27
-2.87
-2.46
-2.06
-1.65
-1.24
-0.83
-0.41

S/. -111.11

S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.

-96.33
-96.73
-97.13
-97.54
-97.94
-98.35
-98.76
-99.17
-99.59

S/. -2,288.89

S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.

-100.00
-100.00
-100.00
-100.00
-100.00
-100.00
-100.00
-100.00
-100.00

S/. -2,400.00