DATOS UNIFICADOS

Inversión ncs $ 75,000,000

Investionistas 40% $ 30,000,000
Capital de trabajo $ 17,500,000
Sistema de crédito 37% AMV
Plazo 2 años

ALTERNATIVA 1 DE CRÉDITO

Necesidad de recursos

INV IN. $ 75,000,000

CAP TRBJ. $ 17,500,000

Fuentes
inversionistas $ 30,000,000
Crédito $ 62,500,000

Sistema de crédito
Interes 37% AMV 3%
Plazo 2 años 24
Valor del credito $ 62,500,000 $ 62,500,000
Sistema de pago Abono capital constante $ 2,604,167
Cuotas Mensuales ?

AMORTIZACIÓN DEL CREDITO ALTERNATIV

Periodo Saldo inicial Valor de la cuota
0 $ 62,500,000 0
1 $ 62,500,000 $ 4,531,250
2 $ 59,895,833 $ 4,450,955
3 $ 57,291,667 $ 4,370,660
4 $ 54,687,500 $ 4,290,365
5 $ 52,083,333 $ 4,210,069
6 $ 49,479,167 $ 4,129,774
7 $ 46,875,000 $ 4,049,479
8 $ 44,270,833 $ 3,969,184
9 $ 41,666,667 $ 3,888,889
10 $ 39,062,500 $ 3,808,594
11 $ 36,458,333 $ 3,728,299
12 $ 33,854,167 $ 3,648,003
 13 $ 31,250,000 $ 3,567,708
14 $ 28,645,833 $ 3,487,413
15 $ 26,041,667 $ 3,407,118
16 $ 23,437,500 $ 3,326,823
17 $ 20,833,333 $ 3,246,528
18 $ 18,229,167 $ 3,166,233
19 $ 15,625,000 $ 3,085,938
20 $ 13,020,833 $ 3,005,642
21 $ 10,416,667 $ 2,925,347
22 $ 7,812,500 $ 2,845,052
23 $ 5,208,333 $ 2,764,757
24 $ 2,604,167 $ 2,684,462

DATOS UNIFICADOS
Inversión ncs $ 75,000,000
Investionistas 40% $ 30,000,000
Capital de trabajo $ 17,500,000
Sistema de crédito 41% EA
Plazo 2 años

ALTERNATIVA 1 DE CRÉDITO

Necesidad de recursos

INV IN. $ 75,000,000

CAP TRBJ. $ 17,500,000

Fuentes
inversionistas $ 30,000,000
Crédito $ 62,500,000

Sistema de crédito
Interes 41% EA 2.905%
Plazo 2 años 24
Valor del credito $ 62,500,000 $ 62,500,000
Sistema de pago Cuotas uniformes mensuales $ 2,604,167
Cuotas Mensuales uniforme $3,652,654.02

AMORTIZACIÓN DEL CREDITO ALTERNATIV

Periodo Saldo inicial Valor de la cuota
0 $ 62,500,000 0
1 $ 62,500,000 $3,652,654.02
2 $ 60,662,741 $3,652,654.02
3 $ 58,772,117 $3,652,654.02
4 $ 56,826,577 $3,652,654.02
5 $ 54,824,526 $3,652,654.02
6 $ 52,764,323 $3,652,654.02
7 $ 50,644,279 $3,652,654.02
8 $ 48,462,655 $3,652,654.02
9 $ 46,217,663 $3,652,654.02
10 $ 43,907,462 $3,652,654.02
11 $ 41,530,159 $3,652,654.02
12 $ 39,083,803 $3,652,654.02
13 $ 36,566,390 $3,652,654.02
14 $ 33,975,855 $3,652,654.02
15 $ 31,310,075 $3,652,654.02
16 $ 28,566,864 $3,652,654.02
17 $ 25,743,972 $3,652,654.02
18 $ 22,839,086 $3,652,654.02
19 $ 19,849,823 $3,652,654.02
20 $ 16,773,734 $3,652,654.02
21 $ 13,608,295 $3,652,654.02
22 $ 10,350,912 $3,652,654.02
23 $ 6,998,914 $3,652,654.02
24 $ 3,549,553 $3,652,654.02
RTIZACIÓN DEL CREDITO ALTERNATIVA 1
Abono a capital interes
0 0
$ 2,604,167 $ 1,927,083
$ 2,604,167 $ 1,846,788
$ 2,604,167 $ 1,766,493
$ 2,604,167 $ 1,686,198
$ 2,604,167 $ 1,605,903
$ 2,604,167 $ 1,525,608
$ 2,604,167 $ 1,445,313
$ 2,604,167 $ 1,365,017
$ 2,604,167 $ 1,284,722
$ 2,604,167 $ 1,204,427
$ 2,604,167 $ 1,124,132
$ 2,604,167 $ 1,043,837
Saldo final Suma de intereses Suma de abono
$ 62,500,000
$ 59,895,833
$ 57,291,667
$ 54,687,500
$ 52,083,333
$ 49,479,167
$ 46,875,000
$ 44,270,833
$ 41,666,667
$ 39,062,500
$ 36,458,333
$ 33,854,167
$ 31,250,000 $ 17,825,521 $ 31,250,000
 $ 2,604,167 $ 963,542 $ 28,645,833
$ 2,604,167 $ 883,247 $ 26,041,667
$ 2,604,167 $ 802,951 $ 23,437,500
$ 2,604,167 $ 722,656 $ 20,833,333
$ 2,604,167 $ 642,361 $ 18,229,167
$ 2,604,167 $ 562,066 $ 15,625,000
$ 2,604,167 $ 481,771 $ 13,020,833
$ 2,604,167 $ 401,476 $ 10,416,667
$ 2,604,167 $ 321,181 $ 7,812,500
$ 2,604,167 $ 240,885 $ 5,208,333
$ 2,604,167 $ 160,590 $ 2,604,167
$ 2,604,167 $ 80,295 $ 0 $ 6,263,021 $ 31,250,000

Interes
IEA 41%
NPER 12
NA;MV 34.856%
IMV 2.905%

RTIZACIÓN DEL CREDITO ALTERNATIVA 1

Abono a capital interes Saldo final Suma de intereses Suma de abono
0 0 $ 62,500,000
$1,837,258.70 $ 1,815,395 $ 60,662,741
$1,890,624.31 $ 1,762,030 $ 58,772,117
$1,945,540.00 $ 1,707,114 $ 56,826,577
$2,002,050.79 $ 1,650,603 $ 54,824,526
$2,060,203.00 $ 1,592,451 $ 52,764,323
$2,120,044.33 $ 1,532,610 $ 50,644,279
$2,181,623.83 $ 1,471,030 $ 48,462,655
$2,244,991.98 $ 1,407,662 $ 46,217,663
$2,310,200.75 $ 1,342,453 $ 43,907,462
$2,377,303.59 $ 1,275,350 $ 41,530,159
$2,446,355.52 $ 1,206,298 $ 39,083,803
$2,517,413.16 $ 1,135,241 $ 36,566,390 $ 17,898,238 $ 25,933,610
$2,590,534.76 $ 1,062,119 $ 33,975,855
$2,665,780.28 $ 986,874 $ 31,310,075
$2,743,211.40 $ 909,443 $ 28,566,864
$2,822,891.61 $ 829,762 $ 25,743,972
$2,904,886.24 $ 747,768 $ 22,839,086
$2,989,262.51 $ 663,392 $ 19,849,823
$3,076,089.60 $ 576,564 $ 16,773,734
$3,165,438.69 $ 487,215 $ 13,608,295
$3,257,383.06 $ 395,271 $ 10,350,912
$3,351,998.06 $ 300,656 $ 6,998,914
$3,449,361.29 $ 203,293 $ 3,549,553
$3,549,552.56 $ 103,101 $ - $ 7,265,458 $ 36,566,390