Ejempo 5.

35% mes vecido capitalizable

Juego de muebles $ 2,000,000.00

Meses 4
vrcmv 36%
mes a mes cap. 3%
valor cuota mv $ 538,054.09 $ 538,054.09
0
1 $ 538,054.09
2 $ 538,054.09
3 $ 538,054.09
4 $ 538,054.09

Vehiculo $ 1,000,000.00
tasa 2.50%
abono x 12meses $ 200,000.00

0 $ 1,000,000.00 Valor del vehiculo $ 3,051,552.92

1 $ 200,000.00
2 $ 200,000.00
3 $ 200,000.00
4 $ 200,000.00
5 $ 200,000.00
6 $ 200,000.00
7 $ 200,000.00
8 $ 200,000.00
9 $ 200,000.00
10 $ 200,000.00
11 $ 200,000.00
12 $ 200,000.00
CUOTA I 20%
CUOTA M 24 0 $ 3,387,108.42 $ 16,935,542.12
VR CUOTA $ 800,000.00 1 $ 800,000.00
3.00% 2 $ 800,000.00
3 $ 800,000.00
4 $ 800,000.00
5 $ 800,000.00
6 $ 800,000.00
7 $ 800,000.00
8 $ 800,000.00
9 $ 800,000.00
10 $ 800,000.00
11 $ 800,000.00
12 $ 800,000.00
13 $ 800,000.00
14 $ 800,000.00
15 $ 800,000.00
16 $ 800,000.00
17 $ 800,000.00
18 $ 800,000.00
19 $ 800,000.00
20 $ 800,000.00
21 $ 800,000.00
22 $ 800,000.00
23 $ 800,000.00
24 $ 800,000.00
# de cuotas 4
Valor de la cuota $ 200

Mes Valor de la c Tasa Valor

0
1 $ 200 1.00% $ 198.0
2 $ 200 1.20% $ 197.6
3 $ 200 0.80% $ 198.4
4 $ 200 1.50% $ 197.0

$ 791.1
Terreno vale $ 20,000,000
cuota inicial 10%
cuotas mensuales 12
Tasa de interes m 2%

VALOR DE LA CUOT$ 2,000,000

SALDO DEL VALOR$ 18,000,000

VALOR DE LAS C $1,702,072.74

CREDITO $ 5,000,000 MES
# DE CUOTAS 18 0 $5,000,000
VALOR DE LAS CUOTAS $ 50,000 1
INTERES MENSUAL 3.00% 2
3
EN LOS MESES 6 Y 12 DEBE $ 50,000 4
MESES 2 5
INTERES SEMESTRAL 19.41% 6
7
$76,943.21 VALOR DE LOS CUOTAS EXTRA 8
9
10
11
12
13
14
15
16
17
18
CUOTA MENSUAL CUOTA EXTRA
$687,675.65 $4,312,324.35 $5,000,000.00
$ 50,000 $0
$ 50,000 $0
$ 50,000 $0
$ 50,000 $0
$ 50,000 $0
$ 50,000 $ 2,802,277
$ 50,000 $0
$ 50,000 $0
$ 50,000 $0
$ 50,000 $0
$ 50,000 $0
$ 50,000 $ 2,802,277
$ 50,000 $0
$ 50,000 $0
$ 50,000 $0
$ 50,000 $0
$ 50,000 $0
$ 50,000 $0
CREDITO $ 5,000,000
# DE CUOTAS 18
VALOR DE LA $ 50,000
INTERES MEN 3.00%

EN LOS MESES$ 50,000

MESES 2
INTERES SEM 19.41%

$76,943.21 VALOR DE LOS CUOTAS EXTRA

DEPOSITA $ 12,000
CADA MES DURA 12 MESES
TASA DE INTERE 3.0%

DINERO ACUMUL $170,304.35

VALOR MENSUAL $ 12,000 SIRVE PARA EL INTERES COMPUESTO

CUOTA INTERES DEPOSITO+ I SALDO TASA

0
1 $12,000.00 $ 12,000.00 3.00%
2 $12,000.00 $ 360.00 $12,360.00 $ 24,360.00 2.90%
3 $12,000.00 $ 706.44 $12,706.44 $ 37,066.44 3.10%
4 $12,000.00 $ 1,149.06 $13,149.06 $ 50,215.50 2.50%
5 $12,000.00 $ 1,255.39 $13,255.39 $ 63,470.89 2.70%
6 $12,000.00 $ 1,713.71 $13,713.71 $ 77,184.60 2.80%
7 $12,000.00 $ 2,161.17 $14,161.17 $ 91,345.77 3.00%
8 $12,000.00 $ 2,740.37 $14,740.37 $ 106,086.14 3.10%
9 $12,000.00 $ 3,288.67 $15,288.67 $ 121,374.81 3.20%
10 $12,000.00 $ 3,883.99 $15,883.99 $ 137,258.81 3.30%
11 $12,000.00 $ 4,529.54 $16,529.54 $ 153,788.35 3.20%
12 $12,000.00 $ 4,921.23 $16,921.23 $ 170,709.58 SALDO FINAL
 Cuenta de ahorros $ 500,000
paga tasa de interes 2.00% mensual
cada mes deposita $ 200,000
durante 12 meses

en el mes 6 hace un ab $ 2,000,000

mes DEPOSITO
0 $ 500,000
1 $ -
2 $ -
RESPUESTA 3 $ -
4 $ -
5 $ -
6 $ 2,200,000.00
7 $ -
8 $ -
9 $ -
10 $ -
11 $ -
12 $ -
ESTO SE HACE PASA SABER EL VALOR ACUMULABLE A FINAL DE AÑO

INTERES INTERES + DEPOSITOSALDO TASA

$ 500,000 0.00%
$ - $ - $ 500,000.00 0.00%
$ - $ - $ 500,000.00 0.00%
$ - $ - $ 500,000.00 0.00%
$ - $ - $ 500,000.00 0.00%
$ - $ - $ 500,000.00 0.00%
$ - $ 2,200,000.00 $ 2,700,000.00 0.00%
$ - $ - $ 2,700,000.00 0.00%
$ - $ - $ 2,700,000.00 0.00%
$ - $ - $ 2,700,000.00 0.00%
$ - $ - $ 2,700,000.00 0.00%
$ - $ - $ 2,700,000.00 0.00%
$ - $ - $ 2,700,000.00 SALDO FINAL RESPUESTA
 $ 100,000
DURANTE 12 MESES
TASA DE INTERES 1.80%

AL CABO DEL SEPTIM 2% AUMENTO LA TASA MES DEPOSITO

DEPOSITOS $ 1,500,000 AUMENTO SU CUOTA 0
1 $ 1,000,000.00
2 $ 1,000,000.00
3 $ 1,000,000.00
4 $ 1,000,000.00
5 $ 1,000,000.00
6 $ 1,000,000.00
7 $ 1,500,000.00
8 $ 1,500,000.00
9 $ 1,500,000.00
10 $ 1,500,000.00
11 $ 1,500,000.00
12 $ 1,500,000.00
 DINERO A DE $262,758.97

DURANTE 2 24
TASA DE INTE 2.50%
PARA REUNIR $ 8,500,000
INTERES DEPOSITO+INTERESSALDO TASA

$ 1,000,000.00 1.80%
$ 18,000.00 $ 1,018,000.00 $ 2,018,000.00 1.80%
$ 36,324.00 $ 1,036,324.00 $ 3,054,324.00 1.80%
$ 54,977.83 $ 1,054,977.83 $ 4,109,301.83 1.80%
$ 73,967.43 $ 1,073,967.43 $ 5,183,269.26 1.80%
$ 93,298.85 $ 1,093,298.85 $ 6,276,568.11 1.80%
$ 112,978.23 $ 1,612,978.23 $ 7,889,546.34 2.00%
$ 157,790.93 $ 1,657,790.93 $ 9,547,337.26 2.00%
$ 190,946.75 $ 1,690,946.75 $ 11,238,284.01 2.00%
$ 224,765.68 $ 1,724,765.68 $ 12,963,049.69 2.00%
$ 259,260.99 $ 1,759,260.99 $ 14,722,310.68 2.00%
$ 294,446.21 $ 1,794,446.21 $ 16,516,756.90 SALDOO RESPUESTA
RESPUESTA

MESES
 FINAL DEL AÑO DEBE TENER $ 4,500,000 MES
0
CADA MES DEPOSITA $ 335,518.18 1
INTERES 2% 2
3
APARTIR DEL MES 9 4
5
INTERES 1.60% 6
CUENTO DEBEN SER LOS DEPOSITOS 7
8
9
10
11
12
DEPOSITO INTERES DEPOSITO+INTERESSALDO TASA

$ 335,518.18 $ 335,518.18 2%
$ 335,518.18 $ 6,710.36 $ 342,228.54 $ 677,746.72 2%
$ 335,518.18 $ 13,554.93 $ 349,073.11 $ 1,026,819.84 2%
$ 335,518.18 $ 20,536.40 $ 356,054.58 $ 1,382,874.41 2%
$ 335,518.18 $ 27,657.49 $ 363,175.67 $ 1,746,050.08 2%
$ 335,518.18 $ 34,921.00 $ 370,439.18 $ 2,116,489.26 2%
$ 335,518.18 $ 42,329.79 $ 377,847.97 $ 2,494,337.23 2%
$ 335,518.18 $ 49,886.74 $ 385,404.92 $ 2,879,742.15 2%
$ 346,446.96 $ 57,594.84 $ 404,041.80 $ 3,283,783.96 1.60%
$ 346,446.96 $ 52,540.54 $ 398,987.50 $ 3,682,771.46 1.60%
$ 346,446.96 $ 58,924.34 $ 405,371.30 $ 4,088,142.76 1.60%
$ 346,446.96 $ 65,410.28 $ 411,857.24 $ 4,500,000.00 1.60%
DEUDA $ 1,000,000
CUOTAS MENSUAL $ 100,000
INTERES 3% 36% CAPITALIZABLE

CUANTOS PAGOS 12.067 RESPUESTA ES EN 12 MESES

DEPOSITOS $ 156,325
INTERES 2%

PARA TENER ACUMULADO $ 1,500,000

MESES DE DEPOSITO 8.8653 9 MESES

CALOR DE ESAS CUOTAS $153,773.16
CUENTA DE BANCO $ 300,000
DEPOSITOS DE $ 100,000
TASA DE INTERES 2%

VALOR FUTURO $ 1,460,670.43

EL TIEMPO A ESPERAR ES DE 1O M 10.0000000314823

$ 50,000,000 2.5%
NO INTERÉS RETIRO SALDO
0 $ 50,000,000.00
1 $ 1,250,000.00 $ 1,000,000.00 $ 50,250,000.00
2 $ 1,256,250.00 $ 1,000,001.00 $ 50,506,249.00
3 $ 1,262,656.23 $ 1,000,002.00 $ 50,768,903.23
4 $ 1,269,222.58 $ 1,000,003.00 $ 51,038,122.81
5 $ 1,275,953.07 $ 1,000,004.00 $ 51,314,071.88

VENTA DE PROPIEDAD $ 50,000,000.00

DEPOSITO MENSUAL 2.5%
RETIROS MENSUALES $ 1,000,000.00
 $ 30,000,000 3.0%
NO CUOTA
0 $ 9,000,000
1 961879.68
2 961879.68
3 961879.68
4 961879.68
5 961879.68
6 961879.68
7 961879.68
8 961879.68
9 961879.68
10 961879.68
11 961879.68
12 961879.68
13 961879.68
14 961879.68
15 961879.68
16 961879.68
17 961879.68
18 961879.68
19 961879.68
20 961879.68
21 961879.68
22 961879.68
23 961879.68
24 961879.68
25 961879.68
26 961879.68
27 961879.68
28 961879.68
29 961879.68
30 961879.68
31 961879.68
32 961879.68
33 961879.68
34 961879.68
35 961879.68
36 961879.68
INTERÉS ABONO SALDO
$ 21,000,000.00
$ 630,000.00 $ 331,879.68 $ 20,668,120.32
$ 620,043.61 $ 341,836.07 $ 20,326,284.26
$ 609,788.53 $ 352,091.15 $ 19,974,193.11
$ 599,225.80 $ 362,653.88 $ 19,611,539.22
$ 588,346.18 $ 373,533.50 $ 19,238,005.72
$ 577,140.17 $ 384,739.51 $ 18,853,266.22
$ 565,597.99 $ 396,281.69 $ 18,456,984.53
$ 553,709.54 $ 408,170.14 $ 18,048,814.38
$ 541,464.43 $ 420,415.25 $ 17,628,399.14
$ 528,851.98 $ 433,027.70 $ 17,195,371.44
$ 515,861.15 $ 446,018.53 $ 16,749,352.90
$ 502,480.59 $ 459,399.09 $ 16,289,953.81
$ 488,698.62 $ 473,181.06 $ 15,816,772.75
$ 474,503.18 $ 487,376.50 $ 15,329,396.25
$ 459,881.89 $ 501,997.79 $ 14,827,398.46
$ 444,821.96 $ 517,057.72 $ 14,310,340.74
$ 429,310.22 $ 532,569.46 $ 13,777,771.28
$ 413,333.14 $ 548,546.54 $ 13,229,224.74
$ 396,876.74 $ 565,002.94 $ 12,664,221.81
$ 379,926.66 $ 581,953.02 $ 12,082,268.78
$ 362,468.07 $ 599,411.61 $ 11,482,857.17
$ 344,485.72 $ 617,393.96 $ 10,865,463.21
$ 325,963.90 $ 635,915.78 $ 10,229,547.42
$ 306,886.42 $ 654,993.26 $ 9,574,554.17
$ 287,236.63 $ 674,643.05 $ 8,899,911.11
$ 266,997.33 $ 694,882.35 $ 8,205,028.77
$ 246,150.86 $ 715,728.82 $ 7,489,299.95
$ 224,679.00 $ 737,200.68 $ 6,752,099.27
$ 202,562.98 $ 759,316.70 $ 5,992,782.57
$ 179,783.48 $ 782,096.20 $ 5,210,686.37
$ 156,320.59 $ 805,559.09 $ 4,405,127.28
$ 132,153.82 $ 829,725.86 $ 3,575,401.42
$ 107,262.04 $ 854,617.64 $ 2,720,783.78
$ 81,623.51 $ 880,256.17 $ 1,840,527.62
$ 55,215.83 $ 906,663.85 $ 933,863.77
$ 28,015.91 $ 933,863.77 -$ 0.00
 2.20%
NO DEPOSITO INTERES DEPOSITO + INTERES
0
1 $ 250,000.000
2 $ 250,000.000 $ 5,489.89 $ 255,489.89
3 $ 250,000.000 $ 11,100.34 $ 261,100.34
4 $ 250,000.000 $ 16,834.00 $ 266,834.00
5 $ 250,000.000 $ 22,693.56 $ 272,693.56
6 $ 250,000.000 $ 28,681.79 $ 278,681.79
7 $ 250,000.000 $ 34,801.52 $ 284,801.52
8 $ 250,000.000 $ 41,055.64 $ 291,055.64
9 $ 250,000.000 $ 47,447.10 $ 297,447.10
10 $ 250,000.000 $ 53,978.91 $ 303,978.91
11 $ 250,000.000 $ 60,654.16 $ 310,654.16
12 $ 250,000.000 $ 67,475.99 $ 317,475.99
13 $ 250,000.000 $ 74,447.63 $ 324,447.63
14 $ 250,000.000 $ 81,572.36 $ 331,572.36
15 $ 250,000.000 $ 88,853.55 $ 338,853.55
16 $ 250,000.000 $ 96,294.63 $ 346,294.63
17 $ 250,000.000 $ 103,899.11 $ 353,899.11
18 $ 250,000.000 $ 111,670.59 $ 361,670.59
19 $ 250,000.000 $ 119,612.72 $ 369,612.72
20 $ 250,000.000 $ 127,729.26 $ 377,729.26
21 $ 250,000.000 $ 136,024.03 $ 386,024.03
22 $ 250,000.000 $ 144,500.95 $ 394,500.95
23 $ 250,000.000 $ 153,164.03 $ 403,164.03
24 $ 250,000.000 $ 162,017.34 $ 412,017.34
25 $ 250,000.000 $ 171,065.06 $ 421,065.06
26 $ 250,000.000 $ 180,311.47 $ 430,311.47
27 $ 250,000.000 $ 189,760.93 $ 439,760.93
28 $ 250,000.000 $ 199,417.89 $ 449,417.89
29 $ 250,000.000 $ 209,286.92 $ 459,286.92
30 $ 250,000.000 $ 219,372.66 $ 469,372.66
31 $ 250,000.000 $ 229,679.89 $ 479,679.89
32 $ 250,000.000 $ 240,213.45 $ 490,213.45
33 $ 250,000.000 $ 250,978.33 $ 500,978.33
34 $ 250,000.000 $ 261,979.60 $ 511,979.60
35 $ 250,000.000 $ 273,222.46 $ 523,222.46
36 $ 250,000.000 $ 284,712.20 $ 534,712.20
 SALDO NO
0
$ 250,000.00 1
$ 505,489.89 2
$ 766,590.24 3
$ 1,033,424.23 4
$ 1,306,117.79 5
$ 1,584,799.58 TASA ANUAL 6
$ 1,869,601.10 0.26351489 7
$ 2,160,656.75 8
$ 2,458,103.85 9
$ 2,762,082.76 10
$ 3,072,736.92 11
$ 3,390,212.92 12
$ 3,714,660.55 13
$ 4,046,232.91 14
$ 4,385,086.46 15
$ 4,731,381.10 16
$ 5,085,280.21 17
$ 5,446,950.80 18
$ 5,816,563.52 19
$ 6,194,292.78 20
$ 6,580,316.81 21
$ 6,974,817.76 22
$ 7,377,981.79 23
$ 7,789,999.13 24
$ 8,211,064.19
$ 8,641,375.67
$ 9,081,136.60
$ 9,530,554.49
$ 9,989,841.41
$ 10,459,214.07
$ 10,938,893.96
$ 11,429,107.41
$ 11,930,085.74
$ 12,442,065.34
$ 12,965,287.80
$ 13,500,000.00
 3.65%
DEPOSITO INTERES DEPOSITO + INTERES SALDO

$ -
$ - $ - $ - $ -
$ - $ - $ - $ -
$ 300,000.000 $ - $ - $ 300,000.00
$ 300,000.000 $ 10,936.37 $ 310,936.37 $ 610,936.37
$ 300,000.000 $ 22,271.42 $ 322,271.42 $ 933,207.79
$ 300,000.000 $ 34,019.69 $ 334,019.69 $ 1,267,227.48
$ 300,000.000 $ 46,196.23 $ 346,196.23 $ 1,613,423.71
$ 300,000.000 $ 58,816.66 $ 358,816.66 $ 1,972,240.37
$ 71,897.17 $ 71,897.17 $ 2,044,137.54
$ 74,518.15 $ 74,518.15 $ 2,118,655.69
-$ 150,000.000 $ 77,234.68 -$ 72,765.32 $ 2,045,890.37
-$ 150,000.000 $ 74,582.05 -$ 75,417.95 $ 1,970,472.41
-$ 150,000.000 $ 71,832.72 -$ 78,167.28 $ 1,892,305.13
-$ 150,000.000 $ 68,983.16 -$ 81,016.84 $ 1,811,288.30
$ 66,029.73 $ 66,029.73 $ 1,877,318.03
$ 68,436.82 $ 68,436.82 $ 1,945,754.85
$ 70,931.65 $ 70,931.65 $ 2,016,686.50
$ 73,517.43 $ 73,517.43 $ 2,090,203.93
$ 76,197.48 $ 76,197.48 $ 2,166,401.41
$ 78,975.23 $ 78,975.23 $ 2,245,376.64
$ 81,854.23 $ 81,854.23 $ 2,327,230.87
$ 84,838.19 $ 84,838.19 $ 2,412,069.07
$ 87,930.93 $ 87,930.93 $ 2,500,000.00
 $ 5,000,000 6.2%
NO CUOTA INTERÉS ABONO
0 $ -
1 1450000.00 $ 310,647.36 $ 1,139,352.64
2 1450000.00 $ 239,859.98 $ 1,210,140.02
3 1450000.00 $ 164,674.62 $ 1,285,325.38
4 1450000.00 $ 84,818.03 $ 1,365,181.97
SALDO
$ 5,000,000.00
$ 3,860,647.36
$ 2,650,507.34
$ 1,365,181.97 $ 12,000,000 2.50%
$ 0.00 NO CUOTA
0 $ 2,400,000
1 640000.00
2 640000.00
3 640000.00
4 640000.00
5 640000.00
6 640000.00
7 640000.00
8 640000.00
9 640000.00
10 640000.00
11 640000.00
12 640000.00
13 640000.00
14 640000.00
15 640000.00
16 640000.00
17 640000.00
18 640000.00
19 640000.00
20 640000.00
21 640000.00
22 640000.00
23 640000.00
24 640000.00
 PRIMER PUNTO
INTERÉS ABONO SALDO
$ 9,600,000.00
$ 240,000.00 $ 400,000.00 $ 9,200,000.00
$ 240,000.00 $ 400,000.00 $ 8,800,000.00
$ 240,000.00 $ 400,000.00 $ 8,400,000.00
$ 240,000.00 $ 400,000.00 $ 8,000,000.00
$ 240,000.00 $ 400,000.00 $ 7,600,000.00
$ 240,000.00 $ 400,000.00 $ 7,200,000.00
$ 240,000.00 $ 400,000.00 $ 6,800,000.00
$ 240,000.00 $ 400,000.00 $ 6,400,000.00
$ 240,000.00 $ 400,000.00 $ 6,000,000.00
$ 240,000.00 $ 400,000.00 $ 5,600,000.00
$ 240,000.00 $ 400,000.00 $ 5,200,000.00
$ 240,000.00 $ 400,000.00 $ 4,800,000.00
$ 240,000.00 $ 400,000.00 $ 4,400,000.00
$ 240,000.00 $ 400,000.00 $ 4,000,000.00
$ 240,000.00 $ 400,000.00 $ 3,600,000.00
$ 240,000.00 $ 400,000.00 $ 3,200,000.00
$ 240,000.00 $ 400,000.00 $ 2,800,000.00
$ 240,000.00 $ 400,000.00 $ 2,400,000.00
$ 240,000.00 $ 400,000.00 $ 2,000,000.00
$ 240,000.00 $ 400,000.00 $ 1,600,000.00
$ 240,000.00 $ 400,000.00 $ 1,200,000.00
$ 240,000.00 $ 400,000.00 $ 800,000.00
$ 240,000.00 $ 400,000.00 $ 400,000.00
$ 240,000.00 $ 400,000.00 $ -
$ 12,000,000 2.50% PRIMER PUNTO
NO CUOTA INTERÉS ABONO SALDO
0 $ 2,400,000 $ 9,600,000.00
1 536763.08 $ 240,000.00 $ 296,763.08 $ 9,303,236.92
2 536763.08 $ 232,580.92 $ 304,182.15 $ 8,999,054.77
3 536763.08 $ 224,976.37 $ 311,786.71 $ 8,687,268.07
4 536763.08 $ 217,181.70 $ 319,581.37 $ 8,367,686.69
5 536763.08 $ 209,192.17 $ 327,570.91 $ 8,040,115.78
6 536763.08 $ 201,002.89 $ 335,760.18 $ 7,704,355.60
7 536763.08 $ 192,608.89 $ 344,154.19 $ 7,360,201.42
8 536763.08 $ 184,005.04 $ 352,758.04 $ 7,007,443.38
9 536763.08 $ 175,186.08 $ 361,576.99 $ 6,645,866.39
10 536763.08 $ 166,146.66 $ 370,616.42 $ 6,275,249.97
11 536763.08 $ 156,881.25 $ 379,881.83 $ 5,895,368.14
12 536763.08 $ 147,384.20 $ 389,378.87 $ 5,505,989.27
13 536763.08 $ 137,649.73 $ 399,113.34 $ 5,106,875.93
14 536763.08 $ 127,671.90 $ 409,091.18 $ 4,697,784.75
15 536763.08 $ 117,444.62 $ 419,318.46 $ 4,278,466.30
16 536763.08 $ 106,961.66 $ 429,801.42 $ 3,848,664.88
17 536763.08 $ 96,216.62 $ 440,546.45 $ 3,408,118.42
18 536763.08 $ 85,202.96 $ 451,560.11 $ 2,956,558.31
19 536763.08 $ 73,913.96 $ 462,849.12 $ 2,493,709.19
20 536763.08 $ 62,342.73 $ 474,420.35 $ 2,019,288.85
21 536763.08 $ 50,482.22 $ 486,280.85 $ 1,533,007.99
22 536763.08 $ 38,325.20 $ 498,437.88 $ 1,034,570.12
23 536763.08 $ 25,864.25 $ 510,898.82 $ 523,671.29
24 536763.08 $ 13,091.78 $ 523,671.29 -$ 0.00
 $ 4,500,000 3.00%
NO CUOTA INTERÉS ABONO SALDO
0 $ - $ 4,500,000.00
1 265713.37 $ 135,000.00 $ 130,713.37 $ 4,369,286.63
2 265713.37 $ 131,078.60 $ 134,634.77 $ 4,234,651.86
3 265713.37 $ 127,039.56 $ 138,673.81 $ 4,095,978.04
4 265713.37 $ 122,879.34 $ 142,834.03 $ 3,953,144.02
5 265713.37 $ 118,594.32 $ 147,119.05 $ 3,806,024.97
6 265713.37 $ 114,180.75 $ 151,532.62 $ 3,654,492.35
7 265713.37 $ 109,634.77 $ 156,078.60 $ 3,498,413.75
8 265713.37 $ 104,952.41 $ 160,760.96 $ 3,337,652.79
9 265713.37 $ 100,129.58 $ 165,583.79 $ 3,172,069.00
10 265713.37 $ 95,162.07 $ 170,551.30 $ 3,001,517.70
11 265713.37 $ 90,045.53 $ 175,667.84 $ 2,825,849.86
12 265713.37 $ 84,775.50 $ 180,937.87 $ 2,644,911.99
13 265713.37 $ 79,347.36 $ 186,366.01 $ 2,458,545.98
14 265713.37 $ 73,756.38 $ 191,956.99 $ 2,266,588.99
15 265713.37 $ 67,997.67 $ 197,715.70 $ 2,068,873.29
16 265713.37 $ 62,066.20 $ 203,647.17 $ 1,865,226.12
17 265713.37 $ 55,956.78 $ 209,756.59 $ 1,655,469.53
18 265713.37 $ 49,664.09 $ 216,049.28 $ 1,439,420.25
19 265713.37 $ 43,182.61 $ 222,530.76 $ 1,216,889.48
20 265713.37 $ 36,506.68 $ 229,206.69 $ 987,682.80
21 265713.37 $ 29,630.48 $ 236,082.89 $ 751,599.91
22 265713.37 $ 22,548.00 $ 243,165.37 $ 508,434.54
23 265713.37 $ 15,253.04 $ 250,460.33 $ 257,974.20
24 265713.37 $ 7,739.23 $ 257,974.14 $ 0.06

SALDO
LOTE $ 20,000,000.00
TASA DE FINANCIACI 3%
VALOR CUOTA $ 1,030,132.64
CUAL ES EL SALDO DE ?

Valor Futuro
-$ 12,000,000.07
 CUAL ES EL SALDO DESPUES DE PAGADA LA CUOTA 15
$ 20,000,000 3.00%
MENSUAL NUMERO CUOTA INTERESES
Mensuales 0
$ 12,000,000.07 1 $ 1,030,132.64 $ 600,000.00
2 $ 1,030,132.64 $ 587,096.02
3 $ 1,030,132.64 $ 573,804.92
4 $ 1,030,132.64 $ 560,115.09
5 $ 1,030,132.64 $ 546,014.56
6 $ 1,030,132.64 $ 531,491.02
7 $ 1,030,132.64 $ 516,531.77
8 $ 1,030,132.64 $ 501,123.75
9 $ 1,030,132.64 $ 485,253.48
10 $ 1,030,132.64 $ 468,907.11
11 $ 1,030,132.64 $ 452,070.34
12 $ 1,030,132.64 $ 434,728.47
13 $ 1,030,132.64 $ 416,866.35
14 $ 1,030,132.64 $ 398,468.36
15 $ 1,030,132.64 $ 379,518.43
16 $ 1,030,132.64 $ 360,000.00
17 $ 1,030,132.64 $ 339,896.02
18 $ 1,030,132.64 $ 319,188.92
SPUES DE PAGADA LA CUOTA 15

ABONO SALDO
$ 20,000,000.00
$ 430,132.64 $ 19,569,867.36
$ 443,036.62 $ 19,126,830.74
$ 456,327.72 $ 18,670,503.02
$ 470,017.55 $ 18,200,485.47
$ 484,118.08 $ 17,716,367.40
$ 498,641.62 $ 17,217,725.78
$ 513,600.87 $ 16,704,124.91
$ 529,008.89 $ 16,175,116.02
$ 544,879.16 $ 15,630,236.86
$ 561,225.53 $ 15,069,011.33
$ 578,062.30 $ 14,490,949.03
$ 595,404.17 $ 13,895,544.86
$ 613,266.29 $ 13,282,278.56
$ 631,664.28 $ 12,650,614.28
$ 650,614.21 $ 12,000,000.07
$ 670,132.64 $ 11,329,867.43
$ 690,236.62 $ 10,639,630.81
$ 710,943.72 $ 9,928,687.10
DEPOSITO $ 500,000.00 DEL MES 3 AL MES 8
RETIROS $ 350,000.00 DEL MES 12 AL MES 18
TASA DE INTERES 2% MENSUAL

QUE SALDO DISPONIBLE SE TENTRA AL FINAL ? $ 1,399,575.45

 QUE SALDO DISPONIBLE SE TENTRA AL FINAL 2 AÑOS
0.00%
NUMERO DEPOSITO INTERESES DEPOSITO +INTERESES SALDO
0
1
2
3 $ 500,000.00 $ 500,000.00
4 $ 500,000.00 $ 10,000.00 $ 510,000.00 $ 1,010,000.00
5 $ 500,000.00 $ 20,200.00 $ 520,200.00 $ 1,530,200.00
6 $ 500,000.00 $ 30,604.00 $ 530,604.00 $ 2,060,804.00
7 $ 500,000.00 $ 41,216.08 $ 541,216.08 $ 2,602,020.08
8 $ 500,000.00 $ 52,040.40 $ 552,040.40 $ 3,154,060.48
9 $ - $ 63,081.21 $ 63,081.21 $ 3,217,141.69
10 $ - $ 64,342.83 $ 64,342.83 $ 3,281,484.53
11 $ - $ 65,629.69 $ 65,629.69 $ 3,347,114.22
12 -$ 350,000.00 $ 66,942.28 -$ 283,057.72 $ 3,064,056.50
13 -$ 350,000.00 $ 61,281.13 -$ 288,718.87 $ 2,775,337.63
14 -$ 350,000.00 $ 55,506.75 -$ 294,493.25 $ 2,480,844.38
15 -$ 350,000.00 $ 49,616.89 -$ 300,383.11 $ 2,180,461.27
16 -$ 350,000.00 $ 43,609.23 -$ 306,390.77 $ 1,874,070.50
17 -$ 350,000.00 $ 37,481.41 -$ 312,518.59 $ 1,561,551.91
18 -$ 350,000.00 $ 31,231.04 -$ 318,768.96 $ 1,242,782.94
19 $ - $ 24,855.66 $ 24,855.66 $ 1,267,638.60
20 $ - $ 25,352.77 $ 25,352.77 $ 1,292,991.37
21 $ - $ 25,859.83 $ 25,859.83 $ 1,318,851.20
22 $ - $ 26,377.02 $ 26,377.02 $ 1,345,228.23
23 $ - $ 26,904.56 $ 26,904.56 $ 1,372,132.79
24 $ - $ 27,442.66 $ 27,442.66 $ 1,399,575.45
SALDO
PRESTAMO $ 10,000,000.00
TASA DE INTERES 2%
CUOTAS 24
ABONO $ 800,000.00
EN CUANTO QUEDA LA CUOTA ?
DESPUES DE REALIZADO EL ABONO?
 SOLUCION CON BUSCAR
$ 10,000,000 2%
NUMERO CUOTA
0
1 $ 528,710.97
2 $ 528,710.97
3 $ 528,710.97
4 $ 528,710.97
5 $ 528,710.97
6 $ 528,710.97
7 $ 528,710.97
8 $ 528,710.97
9 $ 528,710.97
 10 $ 528,710.97
11 $ 528,710.97
12 $ 528,710.97
13 $ 528,710.97
14 $ 528,710.97
15 $ 528,710.97
16 $ 528,710.97
17 $ 528,710.97
18 $ 528,710.97
19 $ 528,710.97
20 $ 528,710.97
21 $ 528,710.97
22 $ 528,710.97
23 $ 528,710.97
24 $ 528,710.97

SALDO TASA
$ 3,949,191 2%
NUMERO CUOTA
0
1 $ 439,649.75
2 $ 439,649.75
3 $ 439,649.75
4 $ 439,649.75
5 $ 439,649.75
6 $ 439,649.75
7 $ 439,649.75
8 $ 439,649.75
9 $ 439,649.75
10 $ 439,649.75
SOLUCION CON BUSCAR OBJETIVO
800000
INTERESES ABONO SALDO
$ 10,000,000.00
$ 200,000.00 $ 328,710.97 $ 9,671,289.03
$ 193,425.78 $ 335,285.19 $ 9,336,003.84
$ 186,720.08 $ 341,990.90 $ 8,994,012.94
$ 179,880.26 $ 348,830.71 $ 8,645,182.23
$ 172,903.64 $ 355,807.33 $ 8,289,374.90
$ 165,787.50 $ 362,923.47 $ 7,926,451.42
$ 158,529.03 $ 370,181.94 $ 7,556,269.48
$ 151,125.39 $ 377,585.58 $ 7,178,683.90
$ 143,573.68 $ 385,137.29 $ 6,793,546.60
$ 135,870.93 $ 392,840.04 $ 6,400,706.56
$ 128,014.13 $ 400,696.84 $ 6,000,009.72
$ 120,000.19 $ 408,710.78 $ 5,591,298.94
$ 111,825.98 $ 416,884.99 $ 5,174,413.95
$ 103,488.28 $ 425,222.69 $ 4,749,191.25 $ 3,949,191.25
$ 94,983.83 $ 433,727.15 $ 4,315,464.11
$ 86,309.28 $ 442,401.69 $ 3,873,062.42
$ 77,461.25 $ 451,249.72 $ 3,421,812.69
$ 68,436.25 $ 460,274.72 $ 2,961,537.97
$ 59,230.76 $ 469,480.21 $ 2,492,057.76
$ 49,841.16 $ 478,869.82 $ 2,013,187.94
$ 40,263.76 $ 488,447.21 $ 1,524,740.73
$ 30,494.81 $ 498,216.16 $ 1,026,524.57
$ 20,530.49 $ 508,180.48 $ 518,344.09
$ 10,366.88 $ 518,344.09 -$ 0.00

ABONO
$ 800,000,000.00
INTERESES ABONO SALDO
$ 3,949,191.25
$ 78,983.83 $ 360,665.93 $ 3,588,525.33
$ 71,770.51 $ 367,879.24 $ 3,220,646.09
$ 64,412.92 $ 375,236.83 $ 2,845,409.26
$ 56,908.19 $ 382,741.57 $ 2,462,667.69
$ 49,253.35 $ 390,396.40 $ 2,072,271.30
$ 41,445.43 $ 398,204.32 $ 1,674,066.97
$ 33,481.34 $ 406,168.41 $ 1,267,898.56
$ 25,357.97 $ 414,291.78 $ 853,606.78
$ 17,072.14 $ 422,577.61 $ 431,029.17
$ 8,620.58 $ 431,029.17 $ -
VALOR $ 30,000,000.00
No. CUOTAS 24
TASA 2%
VALOR DE LAS CUOTAS ? $ 1,586,132.92 $ 30,000,000
VALOR FUTURO EQUIVALENT $ 48,253,117.48 NUMERO
FORMULA INTERES COMPUES -$ 48,253,117.48 0
1
2
 3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24

NUMERO
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
 SOLUCION CON BUSCAR OBJETIVO
2%
CUOTA INTERESES ABONO SALDO
$ 30,000,000.00
$ 1,586,132.92 $ 600,000.00 $ 986,132.92 $ 29,013,867.08
$ 1,586,132.92 $ 580,277.34 $ 1,005,855.58 $ 28,008,011.51
$ 1,586,132.92 $ 560,160.23 $ 1,025,972.69 $ 26,982,038.82
$ 1,586,132.92 $ 539,640.78 $ 1,046,492.14 $ 25,935,546.68
$ 1,586,132.92 $ 518,710.93 $ 1,067,421.98 $ 24,868,124.69
$ 1,586,132.92 $ 497,362.49 $ 1,088,770.42 $ 23,779,354.27
$ 1,586,132.92 $ 475,587.09 $ 1,110,545.83 $ 22,668,808.44
$ 1,586,132.92 $ 453,376.17 $ 1,132,756.75 $ 21,536,051.69
$ 1,586,132.92 $ 430,721.03 $ 1,155,411.88 $ 20,380,639.81
$ 1,586,132.92 $ 407,612.80 $ 1,178,520.12 $ 19,202,119.68
$ 1,586,132.92 $ 384,042.39 $ 1,202,090.52 $ 18,000,029.16
$ 1,586,132.92 $ 360,000.58 $ 1,226,132.33 $ 16,773,896.83
$ 1,586,132.92 $ 335,477.94 $ 1,250,654.98 $ 15,523,241.84
$ 1,586,132.92 $ 310,464.84 $ 1,275,668.08 $ 14,247,573.76
$ 1,586,132.92 $ 284,951.48 $ 1,301,181.44 $ 12,946,392.32
$ 1,586,132.92 $ 258,927.85 $ 1,327,205.07 $ 11,619,187.25
$ 1,586,132.92 $ 232,383.75 $ 1,353,749.17 $ 10,265,438.08
$ 1,586,132.92 $ 205,308.76 $ 1,380,824.16 $ 8,884,613.92
$ 1,586,132.92 $ 177,692.28 $ 1,408,440.64 $ 7,476,173.28
$ 1,586,132.92 $ 149,523.47 $ 1,436,609.45 $ 6,039,563.83
$ 1,586,132.92 $ 120,791.28 $ 1,465,341.64 $ 4,574,222.19
$ 1,586,132.92 $ 91,484.44 $ 1,494,648.47 $ 3,079,573.72
$ 1,586,132.92 $ 61,591.47 $ 1,524,541.44 $ 1,555,032.27
$ 1,586,132.92 $ 31,100.65 $ 1,555,032.27 -$ 0.00

2%
CUOTA INTERESES ABONO SALDO
$ -
$ 1,586,132.92 $ 1,586,132.92
$ 1,586,132.92 $ 31,722.66 $ 1,617,855.58 $ 3,203,988.49
$ 1,586,132.92 $ 64,079.77 $ 1,650,212.69 $ 4,854,201.18
$ 1,586,132.92 $ 97,084.02 $ 1,683,216.94 $ 6,537,418.12
$ 1,586,132.92 $ 130,748.36 $ 1,716,881.28 $ 8,254,299.40
$ 1,586,132.92 $ 165,085.99 $ 1,751,218.91 $ 10,005,518.31
$ 1,586,132.92 $ 200,110.37 $ 1,786,243.28 $ 11,791,761.59
$ 1,586,132.92 $ 235,835.23 $ 1,821,968.15 $ 13,613,729.74
$ 1,586,132.92 $ 272,274.59 $ 1,858,407.51 $ 15,472,137.25
$ 1,586,132.92 $ 309,442.75 $ 1,895,575.66 $ 17,367,712.92
$ 1,586,132.92 $ 347,354.26 $ 1,933,487.18 $ 19,301,200.09
$ 1,586,132.92 $ 386,024.00 $ 1,972,156.92 $ 21,273,357.01
$ 1,586,132.92 $ 425,467.14 $ 2,011,600.06 $ 23,284,957.07
$ 1,586,132.92 $ 465,699.14 $ 2,051,832.06 $ 25,336,789.13
$ 1,586,132.92 $ 506,735.78 $ 2,092,868.70 $ 27,429,657.83
$ 1,586,132.92 $ 548,593.16 $ 2,134,726.07 $ 29,564,383.90
$ 1,586,132.92 $ 591,287.68 $ 2,177,420.60 $ 31,741,804.50
$ 1,586,132.92 $ 634,836.09 $ 2,220,969.01 $ 33,962,773.51
$ 1,586,132.92 $ 679,255.47 $ 2,265,388.39 $ 36,228,161.89
$ 1,586,132.92 $ 724,563.24 $ 2,310,696.16 $ 38,538,858.05
$ 1,586,132.92 $ 770,777.16 $ 2,356,910.08 $ 40,895,768.13
$ 1,586,132.92 $ 817,915.36 $ 2,404,048.28 $ 43,299,816.41
$ 1,586,132.92 $ 865,996.33 $ 2,452,129.25 $ 45,751,945.65
$ 1,586,132.92 $ 915,038.91 $ 2,501,171.83 $ 48,253,117.48
EJERCICIO 27
VALOR $ 15,000.00
No. CUOTAS $ 18.00
TASA 3%
VALOR ACTUA $ 212,491.78 $ 212,492 3%
NUMERO CUOTA
0 $ 15,000.00
1 $ 15,000.00
2 $ 15,000.00
3 $ 15,000.00
4 $ 15,000.00
5 $ 15,000.00
6 $ 15,000.00
7 $ 15,000.00
8 $ 15,000.00
9 $ 15,000.00
10 $ 15,000.00
11 $ 15,000.00
12 $ 15,000.00
13 $ 15,000.00
14 $ 15,000.00
15 $ 15,000.00
16 $ 15,000.00
17 $ 15,000.00
 INTERESES ABONO SALDO
$ 197,491.78
$ 5,924.75 $ 9,075.25 $ 188,416.53
$ 5,652.50 $ 9,347.50 $ 179,069.03
$ 5,372.07 $ 9,627.93 $ 169,441.10
$ 5,083.23 $ 9,916.77 $ 159,524.33
$ 4,785.73 $ 10,214.27 $ 149,310.06
$ 4,479.30 $ 10,520.70 $ 138,789.36
$ 4,163.68 $ 10,836.32 $ 127,953.04
$ 3,838.59 $ 11,161.41 $ 116,791.63
$ 3,503.75 $ 11,496.25 $ 105,295.38
$ 3,158.86 $ 11,841.14 $ 93,454.24
$ 2,803.63 $ 12,196.37 $ 81,257.87
$ 2,437.74 $ 12,562.26 $ 68,695.61
$ 2,060.87 $ 12,939.13 $ 55,756.48
$ 1,672.69 $ 13,327.31 $ 42,429.17
$ 1,272.88 $ 13,727.12 $ 28,702.05
$ 861.06 $ 14,138.94 $ 14,563.11
$ 436.89 $ 14,563.11 $ -
 VALOR DE CONTADO
12,997,746,00

CUOTA INICIAL $ 5,000,000.00

CUOTAS 18
VALOR CUOTA $ 500,000.00 ANTICIPADAS
CUOTAS EXTRAORDINARIAS$ 1,000,000.00
TASA DE INTERES 4% MENSUAL
VALOR CONTADO DEL VEH ? 12,997,746,00
 SOLUCION CON BUSCAR OBJETIVO
$ 12,997,746 4%
NUMERO CUOTA INTERESES ABONO
0 $ 5,500,000.00
1 $ 500,000.00 $ 299,909.84 $ 200,090.16
2 $ 500,000.00 $ 291,906.23 $ 208,093.77
3 $ 500,000.00 $ 283,582.48 $ 216,417.52
4 $ 500,000.00 $ 274,925.78 $ 225,074.22
5 $ 500,000.00 $ 266,602.03 $ 233,397.97
6 $ 1,500,000.00 $ 257,599.06 $ 1,242,400.94
7 $ 500,000.00 $ 249,275.31 $ 250,724.69
8 $ 500,000.00 $ 240,951.56 $ 259,048.44
9 $ 1,500,000.00 $ 232,627.81 $ 1,267,372.19
10 $ 500,000.00 $ 224,304.06 $ 275,695.94
11 $ 500,000.00 $ 215,980.31 $ 284,019.69
12 $ 1,500,000.00 $ 207,656.56 $ 1,292,343.44
13 $ 500,000.00 $ 199,332.81 $ 300,667.19
14 $ 1,500,000.00 $ 191,009.06 $ 1,308,990.94
15 $ 500,000.00 $ 182,685.31 $ 317,314.69
16 $ 1,500,000.00 $ 169,992.72 $ 1,330,007.28
17 $ 500,000.00 $ 116,792.43 $ 383,207.57
 EJERCICIO #39

SALDO
$ 7,497,746.00
$ 7,297,655.84
$ 7,089,562.08
$ 6,873,144.56
$ 6,665,050.79
$ 6,439,976.58
$ 6,231,882.81
$ 6,023,789.04
$ 5,815,695.28
$ 5,607,601.51
$ 5,399,507.74
$ 5,191,413.98
$ 4,983,320.21
$ 4,775,226.44
$ 4,567,132.68
$ 4,249,817.99
$ 2,919,810.70
$ 2,711,716.94
$ 8,629,478 2%
NUMERO CUOTA INTERESES ABONO
0 $ 800,000.00
1 $ 800,000.00 $ 156,589.57 $ 643,410.43
2 $ 800,000.00 $ 143,721.36 $ 656,278.64
3 $ 800,000.00 $ 130,595.79 $ 669,404.21
4 $ 800,000.00 $ 117,207.70 $ 682,792.30
5 $ 800,000.00 $ 103,551.86 $ 696,448.14
6 $ 800,000.00 $ 89,622.89 $ 710,377.11
7 $ 800,000.00 $ 75,415.35 $ 724,584.65
8 $ 800,000.00 $ 60,923.66 $ 739,076.34
9 $ 800,000.00 $ 46,142.13 $ 753,857.87
10 $ 800,000.00 $ 31,064.98 $ 768,935.02
11 $ 800,000.00 $ 15,686.27 $ 784,313.73
 SALDO PAGO $ 800,000.00
$ 7,829,478.44 TASA DE INTERES 2%
$ 7,186,068.00 No CUOTAS 12
$ 6,529,789.37 CUANTO DEBE RECIBIR ?
$ 5,860,385.15 VALOR ACTUAL
$ 5,177,592.86 -$ 8,629,478
$ 4,481,144.71
$ 3,770,767.61
$ 3,046,182.96
$ 2,307,106.62
$ 1,553,248.75
$ 784,313.73
$ -
MENSUAL

$ 8,629,478
EJERCICIO #30

SEGUNDA OFERTA
$ 34,751,066 2%
NUMERO CUOTA INTERESES ABONO
0 $ 5,000,000.00
1 $ 1,500,000.00 $ 595,021.31 $ 904,978.69
2 $ 1,500,000.00 $ 576,921.74 $ 923,078.26
3 $ 1,500,000.00 $ 558,460.17 $ 941,539.83
4 $ 1,500,000.00 $ 539,629.38 $ 960,370.62
5 $ 1,500,000.00 $ 520,421.96 $ 979,578.04
6 $ 1,500,000.00 $ 500,830.40 $ 999,169.60
7 $ 1,500,000.00 $ 480,847.01 $ 1,019,152.99
8 $ 1,500,000.00 $ 460,463.95 $ 1,039,536.05
9 $ 1,500,000.00 $ 439,673.23 $ 1,060,326.77
10 $ 1,500,000.00 $ 418,466.70 $ 1,081,533.30
11 $ 1,500,000.00 $ 396,836.03 $ 1,103,163.97
12 $ 1,500,000.00 $ 374,772.75 $ 1,125,227.25
13 $ 1,500,000.00 $ 352,268.21 $ 1,147,731.79
14 $ 1,500,000.00 $ 329,313.57 $ 1,170,686.43
15 $ 1,500,000.00 $ 305,899.84 $ 1,194,100.16
16 $ 1,500,000.00 $ 282,017.84 $ 1,217,982.16
17 $ 1,500,000.00 $ 257,658.19 $ 1,242,341.81
18 $ 1,500,000.00 $ 232,811.36 $ 1,267,188.64
19 $ 1,500,000.00 $ 207,467.59 $ 1,292,532.41
20 $ 1,500,000.00 $ 181,616.94 $ 1,318,383.06
21 $ 1,500,000.00 $ 155,249.28 $ 1,344,750.72
22 $ 1,500,000.00 $ 128,354.26 $ 1,371,645.74
23 $ 1,500,000.00 $ 100,921.35 $ 1,399,078.65
24 $ 1,500,000.00 $ 72,939.77 $ 1,427,060.23
25 $ 44,398.57 -$ 44,398.57
26 $ 45,286.54 -$ 45,286.54
27 $ 46,192.27 -$ 46,192.27
28 $ 47,116.12 -$ 47,116.12
29 $ 48,058.44 -$ 48,058.44
30 $ 2,500,000.00 $ 49,019.61 $ 2,450,980.39

TERCERA OFERTA
$ 30,467,917 2%
NUMERO CUOTA INTERESES ABONO
0 $ 2,500,000.00
1 $ 2,500,000.00 $ 559,358.34 $ 1,940,641.66
2 $ 2,500,000.00 $ 520,545.51 $ 1,979,454.49
 3 $ 2,500,000.00 $ 480,956.42 $ 2,019,043.58
4 $ 2,500,000.00 $ 440,575.55 $ 2,059,424.45
5 $ 2,500,000.00 $ 399,387.06 $ 2,100,612.94
6 $ 2,500,000.00 $ 357,374.80 $ 2,142,625.20
7 $ 2,500,000.00 $ 314,522.29 $ 2,185,477.71
8 $ 2,500,000.00 $ 270,812.74 $ 2,229,187.26
9 $ 2,500,000.00 $ 226,228.99 $ 2,273,771.01
10 $ 2,500,000.00 $ 180,753.57 $ 2,319,246.43
11 $ 2,500,000.00 $ 134,368.64 $ 2,365,631.36
12 $ 87,056.02 -$ 87,056.02
13 $ 88,797.14 -$ 88,797.14
14 $ 90,573.08 -$ 90,573.08
15 $ 92,384.54 -$ 92,384.54
16 $ 94,232.23 -$ 94,232.23
17 $ 96,116.88 -$ 96,116.88
18 $ 5,000,000.00 $ 98,039.22 $ 4,901,960.78
 SALDO CUOTA INICIAL $ 5,000,000
$ 29,751,065.63 TASA 2%
$ 28,846,086.94 No CUOTAS 24
$ 27,923,008.68 CUOTA $ 1,500,000
$ 26,981,468.85 UN PAGO DENTRO DE 30 MESES $ 2,500,000
$ 26,021,098.23
$ 25,041,520.19
$ 24,042,350.60
$ 23,023,197.61
$ 21,983,661.56
$ 20,923,334.79
$ 19,841,801.49
$ 18,738,637.52
$ 17,613,410.27
$ 16,465,678.47
$ 15,294,992.04
$ 14,100,891.88
$ 12,882,909.72
$ 11,640,567.92
$ 10,373,379.27
$ 9,080,846.86
$ 7,762,463.80
$ 6,417,713.07
$ 5,046,067.34
$ 3,646,988.68
$ 2,219,928.46
$ 2,264,327.02
$ 2,309,613.57
$ 2,355,805.84
$ 2,402,921.95
$ 2,450,980.39
-$ 0.00

SALDO
$ 27,967,916.99
$ 26,027,275.33
$ 24,047,820.83
$ 22,028,777.25
$ 19,969,352.80
$ 17,868,739.85
$ 15,726,114.65
$ 13,540,636.94
$ 11,311,449.68
$ 9,037,678.67
$ 6,718,432.25
$ 4,352,800.89
$ 4,439,856.91
$ 4,528,654.05
$ 4,619,227.13
$ 4,711,611.67
$ 4,805,843.91
$ 4,901,960.78
$ -
EJERCICIO #31

$ 1,024,540 4%
NUMERO CUOTA INTERESES
0 $ 10,000,000.00
1 $ 1,024,540.12 -$ 359,018.40
2 $ 1,024,540.12 -$ 332,397.53
3 $ 1,024,540.12 -$ 304,711.82
4 $ 1,024,540.12 -$ 275,918.69
5 $ 1,024,540.12 -$ 245,973.83
6 $ 1,024,540.12 -$ 214,831.18
7 $ 1,024,540.12 -$ 182,442.82
8 $ 1,024,540.12 -$ 148,758.93
9 $ 1,024,540.12 -$ 113,727.68
10 $ 1,024,540.12 -$ 77,295.19
11 $ 1,024,540.12 -$ 39,405.39
 ABONO SALDO PRESTAMO
-$ 8,975,459.88 TASA
$ 665,521.73 -$ 8,309,938.15 No CUOTAS
$ 692,142.60 -$ 7,617,795.56 CUOTA
$ 719,828.30 -$ 6,897,967.26
$ 748,621.43 -$ 6,149,345.82
$ 778,566.29 -$ 5,370,779.53
$ 809,708.94 -$ 4,561,070.59
$ 842,097.30 -$ 3,718,973.30
$ 875,781.19 -$ 2,843,192.11
$ 910,812.44 -$ 1,932,379.67
$ 947,244.94 -$ 985,134.73
$ 985,134.73 $ -
$ 10,000,000
4%
12
-$ 1,024,540.12