Simulador de Préstamo Multired Convenio

Resultados
Producto
Préstamo Multired Convenio

Préstamo solicitado Fecha desembolso

S/ 80,000.00 20/01/2023

Número de meses Tasa mensual de seguro de desgravamen

60 0.12 %

Periodo de gracia Liquidación préstamo multired anterior

No S/ 0.00

Tasa de seguro de cuota protegida Monto efectivamente desembolsado

1.161 % S/ 79,071.20

Monto de seguro de cuota protegida Tasa costo efectiva anual (TCEA)

S/ 928.80 17.65 %

Tasa de Interés Efectiva Anual Fija (según tarifario BN)

15.99 %

Cronograma de Pagos
Nro Fecha Amortización S/ Interés S/ SD(*) S/ Cuota S/ Saldo S/

0 20/01/2023 0.00 0.00 80,000.00

1 11/02/2023 1,163.83 728.48 70.40 1,962.71 78,836.17
2 11/03/2023 959.60 914.81 88.30 1,962.71 77,876.57
3 11/04/2023 865.03 1,001.11 96.57 1,962.71 77,011.54
4 11/05/2023 912.44 957.86 92.41 1,962.71 76,099.10
5 11/06/2023 890.09 978.26 94.36 1,962.71 75,209.01
6 11/07/2023 937.02 935.44 90.25 1,962.71 74,271.99
7 11/08/2023 915.84 954.77 92.10 1,962.71 73,356.15
8 11/09/2023 928.75 943.00 90.96 1,962.71 72,427.40
9 11/10/2023 974.96 900.84 86.91 1,962.71 71,452.44
10 11/11/2023 955.58 918.53 88.60 1,962.71 70,496.86
11 11/12/2023 1,001.28 876.83 84.60 1,962.71 69,495.58
12 11/01/2024 983.17 893.37 86.17 1,962.71 68,512.41
13 11/02/2024 997.02 880.73 84.96 1,962.71 67,515.39
14 11/03/2024 1,072.80 811.59 78.32 1,962.71 66,442.59

(*) SD: Seguro de Desgravamen.

Cronograma de Pagos
Nro Fecha Amortización S/ Interés S/ SD(*) S/ Cuota S/ Saldo S/

15 11/04/2024 1,026.19 854.13 82.39 1,962.71 65,416.40

16 11/05/2024 1,070.57 813.64 78.50 1,962.71 64,345.83
17 11/06/2024 1,055.75 827.17 79.79 1,962.71 63,290.08
18 11/07/2024 1,099.57 787.19 75.95 1,962.71 62,190.51
19 11/08/2024 1,086.12 799.47 77.12 1,962.71 61,104.39
20 11/09/2024 1,101.44 785.50 75.77 1,962.71 60,002.95
21 11/10/2024 1,144.40 746.31 72.00 1,962.71 58,858.55
22 11/11/2024 1,133.10 756.63 72.98 1,962.71 57,725.45
23 11/12/2024 1,175.46 717.98 69.27 1,962.71 56,549.99
24 11/01/2025 1,165.63 726.96 70.12 1,962.71 55,384.36
25 11/02/2025 1,182.06 711.97 68.68 1,962.71 54,202.30
26 11/03/2025 1,273.04 628.96 60.71 1,962.71 52,929.26
27 11/04/2025 1,216.67 680.41 65.63 1,962.71 51,712.59
28 11/05/2025 1,257.46 643.19 62.06 1,962.71 50,455.13
29 11/06/2025 1,251.54 648.61 62.56 1,962.71 49,203.59
30 11/07/2025 1,291.68 611.99 59.04 1,962.71 47,911.91
31 11/08/2025 1,287.39 615.91 59.41 1,962.71 46,624.52
32 11/09/2025 1,305.54 599.36 57.81 1,962.71 45,318.98
33 11/10/2025 1,344.66 563.67 54.38 1,962.71 43,974.32
34 11/11/2025 1,342.89 565.29 54.53 1,962.71 42,631.43
35 11/12/2025 1,381.31 530.24 51.16 1,962.71 41,250.12
36 11/01/2026 1,381.28 530.28 51.15 1,962.71 39,868.84
37 11/02/2026 1,400.75 512.52 49.44 1,962.71 38,468.09
38 11/03/2026 1,473.25 446.38 43.08 1,962.71 36,994.84
39 11/04/2026 1,441.27 475.57 45.87 1,962.71 35,553.57
40 11/05/2026 1,477.84 442.21 42.66 1,962.71 34,075.73
41 11/06/2026 1,482.41 438.05 42.25 1,962.71 32,593.32
42 11/07/2026 1,518.21 405.39 39.11 1,962.71 31,075.11
43 11/08/2026 1,524.71 399.47 38.53 1,962.71 29,550.40
44 11/09/2026 1,546.20 379.87 36.64 1,962.71 28,004.20
45 11/10/2026 1,580.79 348.31 33.61 1,962.71 26,423.41
46 11/11/2026 1,590.26 339.68 32.77 1,962.71 24,833.15

(*) SD: Seguro de Desgravamen.

Cronograma de Pagos
Nro Fecha Amortización S/ Interés S/ SD(*) S/ Cuota S/ Saldo S/

47 11/12/2026 1,624.04 308.87 29.80 1,962.71 23,209.11

48 11/01/2027 1,635.57 298.36 28.78 1,962.71 21,573.54
49 11/02/2027 1,658.63 277.33 26.75 1,962.71 19,914.91
50 11/03/2027 1,709.32 231.09 22.30 1,962.71 18,205.59
51 11/04/2027 1,706.11 234.03 22.57 1,962.71 16,499.48
52 11/05/2027 1,737.69 205.22 19.80 1,962.71 14,761.79
53 11/06/2027 1,754.65 189.76 18.30 1,962.71 13,007.14
54 11/07/2027 1,785.32 161.78 15.61 1,962.71 11,221.82
55 11/08/2027 1,804.53 144.26 13.92 1,962.71 9,417.29
56 11/09/2027 1,829.97 121.06 11.68 1,962.71 7,587.32
57 11/10/2027 1,859.24 94.37 9.10 1,962.71 5,728.08
58 11/11/2027 1,881.97 73.64 7.10 1,962.71 3,846.11
59 11/12/2027 1,910.25 47.84 4.62 1,962.71 1,935.86
60 11/01/2028 1,935.86 24.89 2.40 1,963.15 0.00
Total - 80,000.00 34,440.43 3,322.61 117,763.04 0.00

(*) SD: Seguro de Desgravamen.