Funciones Financieras

Anual Mensual Supongamos un préstamo (Principal) de 100000 C

soles, a una duración de 10 años y con Tasa
Principal S/.100,000.00 S/.100,000.00 anual (TEA) de 35% Mes
Duración 10 120 1
Tasa 35.00% 2.5324% Calculando la tasa mensual conociendo la tasa anual 2
=TASA.NOMINAL(C6;12)/12 3
4
Cuota mensual S/.2,664.95 5
=PAGO(D6;D5;-C4) 6
7
Tasa 2.5324% Calculando la tasa mensual sin conocer la tasa anual 8
=TASA(D5;D9;-C4) 9
10
Duración 120 Calculamos el tiempo o periodo en meses 11
=NPER(D6;D9;-C4) 12
13
Principal S/.100,000.00 Calculamos el monto 14
=VA(D6;D5;-D9) 15
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Lo que te presta S/.100,000.00 18
Lo que te cobra S/.319,793.63 19
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Cuanto gana S/.219,793.63 21
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cieras
Cuadro de amortización
Cuota Amortización Interes Saldo
S/.2,664.95 S/.132.54 S/.2,532.41 S/.99,867.46 Amortizacion
S/.2,664.95 S/.135.90 S/.2,529.05 S/.99,731.56 =PAGOPRIN($D$6;I5;$D$5;-$D$4)
S/.2,664.95 S/.139.34 S/.2,525.61 S/.99,592.22
S/.2,664.95 S/.142.87 S/.2,522.08 S/.99,449.35 Interes
S/.2,664.95 S/.146.49 S/.2,518.46 S/.99,302.87 =PAGOINT($D$6;I5;$D$5;-$D$4)
S/.2,664.95 S/.150.20 S/.2,514.75 S/.99,152.67
S/.2,664.95 S/.154.00 S/.2,510.95 S/.98,998.67 Saldo
S/.2,664.95 S/.157.90 S/.2,507.05 S/.98,840.78 =VA($D$6;$D$5-I5;-$D$9)
S/.2,664.95 S/.161.90 S/.2,503.05 S/.98,678.88
S/.2,664.95 S/.166.00 S/.2,498.95 S/.98,512.88
S/.2,664.95 S/.170.20 S/.2,494.75 S/.98,342.68
S/.2,664.95 S/.174.51 S/.2,490.44 S/.98,168.17
S/.2,664.95 S/.178.93 S/.2,486.02 S/.97,989.24
S/.2,664.95 S/.183.46 S/.2,481.49 S/.97,805.78
S/.2,664.95 S/.188.11 S/.2,476.84 S/.97,617.67
S/.2,664.95 S/.192.87 S/.2,472.08 S/.97,424.80
S/.2,664.95 S/.197.76 S/.2,467.19 S/.97,227.04
S/.2,664.95 S/.202.76 S/.2,462.18 S/.97,024.28
S/.2,664.95 S/.207.90 S/.2,457.05 S/.96,816.38
S/.2,664.95 S/.213.16 S/.2,451.78 S/.96,603.21
S/.2,664.95 S/.218.56 S/.2,446.39 S/.96,384.65
S/.2,664.95 S/.224.10 S/.2,440.85 S/.96,160.56
S/.2,664.95 S/.229.77 S/.2,435.18 S/.95,930.79
S/.2,664.95 S/.235.59 S/.2,429.36 S/.95,695.19
S/.2,664.95 S/.241.56 S/.2,423.39 S/.95,453.64
S/.2,664.95 S/.247.67 S/.2,417.27 S/.95,205.97
S/.2,664.95 S/.253.95 S/.2,411.00 S/.94,952.02
S/.2,664.95 S/.260.38 S/.2,404.57 S/.94,691.64
S/.2,664.95 S/.266.97 S/.2,397.98 S/.94,424.67
S/.2,664.95 S/.273.73 S/.2,391.22 S/.94,150.94
S/.2,664.95 S/.280.66 S/.2,384.28 S/.93,870.28
S/.2,664.95 S/.287.77 S/.2,377.18 S/.93,582.51
S/.2,664.95 S/.295.06 S/.2,369.89 S/.93,287.45
S/.2,664.95 S/.302.53 S/.2,362.42 S/.92,984.92
S/.2,664.95 S/.310.19 S/.2,354.76 S/.92,674.73
S/.2,664.95 S/.318.05 S/.2,346.90 S/.92,356.68
S/.2,664.95 S/.326.10 S/.2,338.85 S/.92,030.58
S/.2,664.95 S/.334.36 S/.2,330.59 S/.91,696.22
S/.2,664.95 S/.342.83 S/.2,322.12 S/.91,353.39
S/.2,664.95 S/.351.51 S/.2,313.44 S/.91,001.89
S/.2,664.95 S/.360.41 S/.2,304.54 S/.90,641.48
S/.2,664.95 S/.369.54 S/.2,295.41 S/.90,271.94
S/.2,664.95 S/.378.90 S/.2,286.05 S/.89,893.04
S/.2,664.95 S/.388.49 S/.2,276.46 S/.89,504.55
S/.2,664.95 S/.398.33 S/.2,266.62 S/.89,106.22
S/.2,664.95 S/.408.42 S/.2,256.53 S/.88,697.81
S/.2,664.95 S/.418.76 S/.2,246.19 S/.88,279.05
S/.2,664.95 S/.429.36 S/.2,235.58 S/.87,849.69
S/.2,664.95 S/.440.24 S/.2,224.71 S/.87,409.45
S/.2,664.95 S/.451.38 S/.2,213.56 S/.86,958.07
S/.2,664.95 S/.462.82 S/.2,202.13 S/.86,495.25
S/.2,664.95 S/.474.54 S/.2,190.41 S/.86,020.71
S/.2,664.95 S/.486.55 S/.2,178.39 S/.85,534.16
S/.2,664.95 S/.498.87 S/.2,166.07 S/.85,035.29
S/.2,664.95 S/.511.51 S/.2,153.44 S/.84,523.78
S/.2,664.95 S/.524.46 S/.2,140.48 S/.83,999.32
S/.2,664.95 S/.537.74 S/.2,127.20 S/.83,461.57
S/.2,664.95 S/.551.36 S/.2,113.59 S/.82,910.21
S/.2,664.95 S/.565.32 S/.2,099.62 S/.82,344.89
S/.2,664.95 S/.579.64 S/.2,085.31 S/.81,765.25
S/.2,664.95 S/.594.32 S/.2,070.63 S/.81,170.93
S/.2,664.95 S/.609.37 S/.2,055.58 S/.80,561.56
S/.2,664.95 S/.624.80 S/.2,040.15 S/.79,936.76
S/.2,664.95 S/.640.62 S/.2,024.32 S/.79,296.13
S/.2,664.95 S/.656.85 S/.2,008.10 S/.78,639.28
S/.2,664.95 S/.673.48 S/.1,991.47 S/.77,965.80
S/.2,664.95 S/.690.54 S/.1,974.41 S/.77,275.27
S/.2,664.95 S/.708.02 S/.1,956.92 S/.76,567.24
S/.2,664.95 S/.725.95 S/.1,938.99 S/.75,841.29
S/.2,664.95 S/.744.34 S/.1,920.61 S/.75,096.95
S/.2,664.95 S/.763.19 S/.1,901.76 S/.74,333.76
S/.2,664.95 S/.782.51 S/.1,882.43 S/.73,551.25
S/.2,664.95 S/.802.33 S/.1,862.62 S/.72,748.92
S/.2,664.95 S/.822.65 S/.1,842.30 S/.71,926.27
S/.2,664.95 S/.843.48 S/.1,821.46 S/.71,082.79
S/.2,664.95 S/.864.84 S/.1,800.10 S/.70,217.95
S/.2,664.95 S/.886.74 S/.1,778.20 S/.69,331.20
S/.2,664.95 S/.909.20 S/.1,755.75 S/.68,422.00
S/.2,664.95 S/.932.22 S/.1,732.72 S/.67,489.78
S/.2,664.95 S/.955.83 S/.1,709.12 S/.66,533.95
S/.2,664.95 S/.980.04 S/.1,684.91 S/.65,553.91
S/.2,664.95 S/.1,004.86 S/.1,660.09 S/.64,549.05
S/.2,664.95 S/.1,030.30 S/.1,634.64 S/.63,518.75
S/.2,664.95 S/.1,056.39 S/.1,608.55 S/.62,462.36
S/.2,664.95 S/.1,083.15 S/.1,581.80 S/.61,379.21
S/.2,664.95 S/.1,110.58 S/.1,554.37 S/.60,268.63
S/.2,664.95 S/.1,138.70 S/.1,526.25 S/.59,129.93
S/.2,664.95 S/.1,167.54 S/.1,497.41 S/.57,962.40
S/.2,664.95 S/.1,197.10 S/.1,467.84 S/.56,765.29
S/.2,664.95 S/.1,227.42 S/.1,437.53 S/.55,537.87
S/.2,664.95 S/.1,258.50 S/.1,406.44 S/.54,279.37
S/.2,664.95 S/.1,290.37 S/.1,374.57 S/.52,989.00
S/.2,664.95 S/.1,323.05 S/.1,341.90 S/.51,665.95
S/.2,664.95 S/.1,356.56 S/.1,308.39 S/.50,309.39
S/.2,664.95 S/.1,390.91 S/.1,274.04 S/.48,918.48
S/.2,664.95 S/.1,426.13 S/.1,238.81 S/.47,492.35
S/.2,664.95 S/.1,462.25 S/.1,202.70 S/.46,030.10
S/.2,664.95 S/.1,499.28 S/.1,165.67 S/.44,530.82
S/.2,664.95 S/.1,537.25 S/.1,127.70 S/.42,993.58
S/.2,664.95 S/.1,576.18 S/.1,088.77 S/.41,417.40
S/.2,664.95 S/.1,616.09 S/.1,048.86 S/.39,801.31
S/.2,664.95 S/.1,657.02 S/.1,007.93 S/.38,144.30
S/.2,664.95 S/.1,698.98 S/.965.97 S/.36,445.32
S/.2,664.95 S/.1,742.00 S/.922.94 S/.34,703.31
S/.2,664.95 S/.1,786.12 S/.878.83 S/.32,917.19
S/.2,664.95 S/.1,831.35 S/.833.60 S/.31,085.84
S/.2,664.95 S/.1,877.73 S/.787.22 S/.29,208.12
S/.2,664.95 S/.1,925.28 S/.739.67 S/.27,282.84
S/.2,664.95 S/.1,974.03 S/.690.91 S/.25,308.80
S/.2,664.95 S/.2,024.03 S/.640.92 S/.23,284.78
S/.2,664.95 S/.2,075.28 S/.589.67 S/.21,209.50
S/.2,664.95 S/.2,127.84 S/.537.11 S/.19,081.66
S/.2,664.95 S/.2,181.72 S/.483.23 S/.16,899.94
S/.2,664.95 S/.2,236.97 S/.427.98 S/.14,662.97
S/.2,664.95 S/.2,293.62 S/.371.33 S/.12,369.35
S/.2,664.95 S/.2,351.70 S/.313.24 S/.10,017.64
S/.2,664.95 S/.2,411.26 S/.253.69 S/.7,606.38
S/.2,664.95 S/.2,472.32 S/.192.62 S/.5,134.06
S/.2,664.95 S/.2,534.93 S/.130.02 S/.2,599.13
S/.2,664.95 S/.2,599.13 S/.65.82 S/.0.00
 Anual Mensual
Principal S/.5,000.00
Duración 2
Tasa 24.00%