MANUAL DE INGENIERÍA ECONÓMICA Autor: RODOLFO SOSA

SIMULACIÓN PARA AMORTIZAR CREDITOE EN U.V.R.

CUOTA FIJA EN UVR
AMORTIZACION CONSTANTE A CAPITAL EN U.V.R.
Nota: Esta simulación es solo a título indicativo, los valores reales dependerán de las condiciones dadas al m
DATOS VALORES
VALOR DE LA UVR 195.8384 RESUME
FECHA DE REGISTRO 4-Jun-11 VECES QUE SE PAGO EL CRED
TASA DE INFLACION 3.50% SALDO EN PESOS MAS ALTO
TASA DE INFLACION MENSUAL 0.29% MES EN EL QUE SE OBTUVO EL
TASA DE INTERES E.A. 11.00% FECHA DEL SALDO MAS ALTO
TASA DE INTERES MENSUAL 0.87% INTERESES PAGADOS
VALOR PRESTAMO O DEUDA 60,000,000 CAPITAL PAGADO
TIEMPO EN AÑOS 15 TOTAL PAGADO
TIEMPO EN MESES 180

PAGO TABLA DE AMORTIZACION EN U.V.R.

PERI FECHA VALOR UVR CUOTA EN ABONO A INTERESES SALDO EN UVR
CAPITAL EN
ODO UVR UVR EN UVR
0 4-Jun-11 195.8384 306,375.0521
1 4-Jul-11 196.4006 3,383.1559 707.0943 2,676.0616 305,667.9578
2 3-Aug-11 196.9645 3,383.1559 713.2705 2,669.8855 304,954.6873
3 2-Sep-11 197.5299 3,383.1559 719.5006 2,663.6553 304,235.1867
4 2-Oct-11 198.0970 3,383.1559 725.7852 2,657.3708 303,509.4016
5 1-Nov-11 198.6657 3,383.1559 732.1246 2,651.0313 302,777.2770
6 1-Dec-11 199.2361 3,383.1559 738.5194 2,644.6365 302,038.7576
7 31-Dec-11 199.8081 3,383.1559 744.9701 2,638.1859 301,293.7875
8 30-Jan-12 200.3817 3,383.1559 751.4771 2,631.6789 300,542.3104
9 29-Feb-12 200.9570 3,383.1559 758.0409 2,625.1150 299,784.2695
10 30-Mar-12 201.5339 3,383.1559 764.6621 2,618.4938 299,019.6074
11 29-Apr-12 202.1125 3,383.1559 771.3411 2,611.8148 298,248.2663
12 29-May-12 202.6927 3,383.1559 778.0785 2,605.0775 297,470.1878
13 28-Jun-12 203.2747 3,383.1559 784.8747 2,598.2813 296,685.3131
14 28-Jul-12 203.8582 3,383.1559 791.7302 2,591.4257 295,893.5829
15 27-Aug-12 204.4435 3,383.1559 798.6457 2,584.5103 295,094.9372
16 26-Sep-12 205.0304 3,383.1559 805.6215 2,577.5344 294,289.3157
17 26-Oct-12 205.6190 3,383.1559 812.6583 2,570.4976 293,476.6574
18 25-Nov-12 206.2094 3,383.1559 819.7565 2,563.3994 292,656.9009
19 25-Dec-12 206.8014 3,383.1559 826.9168 2,556.2392 291,829.9841
20 24-Jan-13 207.3951 3,383.1559 834.1396 2,549.0164 290,995.8446
21 23-Feb-13 207.9905 3,383.1559 841.4254 2,541.7305 290,154.4191
22 25-Mar-13 208.5876 3,383.1559 848.7749 2,534.3810 289,305.6442
23 24-Apr-13 209.1864 3,383.1559 856.1886 2,526.9673 288,449.4556
24 24-May-13 209.7870 3,383.1559 863.6671 2,519.4888 287,585.7885
25 23-Jun-13 210.3893 3,383.1559 871.2109 2,511.9451 286,714.5776
26 23-Jul-13 210.9933 3,383.1559 878.8206 2,504.3354 285,835.7570
27 22-Aug-13 211.5990 3,383.1559 886.4967 2,496.6592 284,949.2603
28 21-Sep-13 212.2065 3,383.1559 894.2399 2,488.9160 284,055.0204
29 21-Oct-13 212.8157 3,383.1559 902.0507 2,481.1052 283,152.9697
30 20-Nov-13 213.4267 3,383.1559 909.9298 2,473.2262 282,243.0400
31 20-Dec-13 214.0394 3,383.1559 917.8776 2,465.2783 281,325.1624
32 19-Jan-14 214.6539 3,383.1559 925.8949 2,457.2610 280,399.2675
33 18-Feb-14 215.2702 3,383.1559 933.9822 2,449.1737 279,465.2852
34 20-Mar-14 215.8882 3,383.1559 942.1402 2,441.0158 278,523.1451
35 19-Apr-14 216.5080 3,383.1559 950.3694 2,432.7865 277,572.7757
36 19-May-14 217.1295 3,383.1559 958.6705 2,424.4855 276,614.1052
37 18-Jun-14 217.7529 3,383.1559 967.0441 2,416.1119 275,647.0611
38 18-Jul-14 218.3780 3,383.1559 975.4908 2,407.6651 274,671.5703
39 17-Aug-14 219.0050 3,383.1559 984.0113 2,399.1446 273,687.5590
40 16-Sep-14 219.6337 3,383.1559 992.6063 2,390.5497 272,694.9527
41 16-Oct-14 220.2643 3,383.1559 1,001.2763 2,381.8796 271,693.6764
42 15-Nov-14 220.8966 3,383.1559 1,010.0220 2,373.1339 270,683.6544
43 15-Dec-14 221.5308 3,383.1559 1,018.8442 2,364.3118 269,664.8102
44 14-Jan-15 222.1668 3,383.1559 1,027.7433 2,355.4126 268,637.0669
45 13-Feb-15 222.8046 3,383.1559 1,036.7203 2,346.4357 267,600.3466
46 15-Mar-15 223.4443 3,383.1559 1,045.7756 2,337.3803 266,554.5710
47 14-Apr-15 224.0857 3,383.1559 1,054.9100 2,328.2459 265,499.6610
48 14-May-15 224.7291 3,383.1559 1,064.1242 2,319.0317 264,435.5368
49 13-Jun-15 225.3742 3,383.1559 1,073.4189 2,309.7370 263,362.1178
50 13-Jul-15 226.0213 3,383.1559 1,082.7948 2,300.3611 262,279.3230
51 12-Aug-15 226.6702 3,383.1559 1,092.2526 2,290.9034 261,187.0704
52 11-Sep-15 227.3209 3,383.1559 1,101.7930 2,281.3630 260,085.2775
53 11-Oct-15 227.9735 3,383.1559 1,111.4167 2,271.7393 258,973.8608
54 10-Nov-15 228.6280 3,383.1559 1,121.1244 2,262.0315 257,852.7364
55 10-Dec-15 229.2844 3,383.1559 1,130.9170 2,252.2389 256,721.8194
56 9-Jan-16 229.9426 3,383.1559 1,140.7951 2,242.3608 255,581.0242
57 8-Feb-16 230.6028 3,383.1559 1,150.7595 2,232.3964 254,430.2647
58 9-Mar-16 231.2648 3,383.1559 1,160.8109 2,222.3450 253,269.4538
59 8-Apr-16 231.9287 3,383.1559 1,170.9501 2,212.2058 252,098.5037
60 8-May-16 232.5946 3,383.1559 1,181.1779 2,201.9780 250,917.3258
61 7-Jun-16 233.2623 3,383.1559 1,191.4950 2,191.6609 249,725.8308
62 7-Jul-16 233.9320 3,383.1559 1,201.9022 2,181.2537 248,523.9286
63 6-Aug-16 234.6036 3,383.1559 1,212.4004 2,170.7556 247,311.5282
64 5-Sep-16 235.2771 3,383.1559 1,222.9902 2,160.1657 246,088.5380
65 5-Oct-16 235.9526 3,383.1559 1,233.6725 2,149.4834 244,854.8655
66 4-Nov-16 236.6300 3,383.1559 1,244.4481 2,138.7078 243,610.4174
67 4-Dec-16 237.3093 3,383.1559 1,255.3179 2,127.8380 242,355.0995
68 3-Jan-17 237.9906 3,383.1559 1,266.2826 2,116.8734 241,088.8169
69 2-Feb-17 238.6739 3,383.1559 1,277.3430 2,105.8129 239,811.4739
70 4-Mar-17 239.3591 3,383.1559 1,288.5001 2,094.6558 238,522.9737
71 3-Apr-17 240.0462 3,383.1559 1,299.7546 2,083.4013 237,223.2191
72 3-May-17 240.7354 3,383.1559 1,311.1075 2,072.0485 235,912.1116
73 2-Jun-17 241.4265 3,383.1559 1,322.5595 2,060.5965 234,589.5522
74 2-Jul-17 242.1196 3,383.1559 1,334.1115 2,049.0445 233,255.4407
75 1-Aug-17 242.8147 3,383.1559 1,345.7644 2,037.3915 231,909.6763
76 31-Aug-17 243.5118 3,383.1559 1,357.5191 2,025.6368 230,552.1572
77 30-Sep-17 244.2109 3,383.1559 1,369.3765 2,013.7794 229,182.7807
78 30-Oct-17 244.9120 3,383.1559 1,381.3374 2,001.8185 227,801.4433
79 29-Nov-17 245.6152 3,383.1559 1,393.4029 1,989.7531 226,408.0404
80 29-Dec-17 246.3203 3,383.1559 1,405.5737 1,977.5823 225,002.4668
81 28-Jan-18 247.0274 3,383.1559 1,417.8508 1,965.3052 223,584.6160
82 27-Feb-18 247.7366 3,383.1559 1,430.2351 1,952.9208 222,154.3808
83 29-Mar-18 248.4479 3,383.1559 1,442.7277 1,940.4283 220,711.6532
84 28-Apr-18 249.1611 3,383.1559 1,455.3293 1,927.8266 219,256.3239
85 28-May-18 249.8765 3,383.1559 1,468.0410 1,915.1149 217,788.2829
86 27-Jun-18 250.5938 3,383.1559 1,480.8637 1,902.2922 216,307.4192
87 27-Jul-18 251.3133 3,383.1559 1,493.7985 1,889.3574 214,813.6207
88 26-Aug-18 252.0347 3,383.1559 1,506.8462 1,876.3097 213,306.7745
89 25-Sep-18 252.7583 3,383.1559 1,520.0079 1,863.1480 211,786.7666
90 25-Oct-18 253.4840 3,383.1559 1,533.2845 1,849.8714 210,253.4820
91 24-Nov-18 254.2117 3,383.1559 1,546.6772 1,836.4788 208,706.8049
92 24-Dec-18 254.9415 3,383.1559 1,560.1868 1,822.9692 207,146.6181
93 23-Jan-19 255.6734 3,383.1559 1,573.8144 1,809.3416 205,572.8037
94 22-Feb-19 256.4074 3,383.1559 1,587.5610 1,795.5949 203,985.2427
95 24-Mar-19 257.1435 3,383.1559 1,601.4277 1,781.7282 202,383.8150
96 23-Apr-19 257.8818 3,383.1559 1,615.4155 1,767.7404 200,768.3995
97 23-May-19 258.6221 3,383.1559 1,629.5255 1,753.6304 199,138.8740
98 22-Jun-19 259.3646 3,383.1559 1,643.7588 1,739.3972 197,495.1153
99 22-Jul-19 260.1092 3,383.1559 1,658.1163 1,725.0396 195,836.9989
100 21-Aug-19 260.8560 3,383.1559 1,672.5993 1,710.5566 194,164.3997
101 20-Sep-19 261.6049 3,383.1559 1,687.2088 1,695.9472 192,477.1909
102 20-Oct-19 262.3559 3,383.1559 1,701.9459 1,681.2101 190,775.2450
103 19-Nov-19 263.1091 3,383.1559 1,716.8117 1,666.3443 189,058.4334
104 19-Dec-19 263.8645 3,383.1559 1,731.8073 1,651.3486 187,326.6261
105 18-Jan-20 264.6220 3,383.1559 1,746.9339 1,636.2220 185,579.6921
106 17-Feb-20 265.3817 3,383.1559 1,762.1927 1,620.9632 183,817.4994
107 18-Mar-20 266.1436 3,383.1559 1,777.5847 1,605.5712 182,039.9147
108 17-Apr-20 266.9076 3,383.1559 1,793.1112 1,590.0447 180,246.8035
109 17-May-20 267.6739 3,383.1559 1,808.7733 1,574.3826 178,438.0302
110 16-Jun-20 268.4424 3,383.1559 1,824.5722 1,558.5837 176,613.4579
111 16-Jul-20 269.2130 3,383.1559 1,840.5091 1,542.6468 174,772.9488
112 15-Aug-20 269.9859 3,383.1559 1,856.5852 1,526.5707 172,916.3636
113 14-Sep-20 270.7610 3,383.1559 1,872.8017 1,510.3542 171,043.5619
114 14-Oct-20 271.5384 3,383.1559 1,889.1599 1,493.9960 169,154.4020
115 13-Nov-20 272.3179 3,383.1559 1,905.6609 1,477.4950 167,248.7411
116 13-Dec-20 273.0997 3,383.1559 1,922.3061 1,460.8498 165,326.4349
117 12-Jan-21 273.8837 3,383.1559 1,939.0967 1,444.0593 163,387.3383
118 11-Feb-21 274.6700 3,383.1559 1,956.0339 1,427.1220 161,431.3044
119 13-Mar-21 275.4586 3,383.1559 1,973.1191 1,410.0369 159,458.1853
120 12-Apr-21 276.2494 3,383.1559 1,990.3535 1,392.8025 157,467.8319
121 12-May-21 277.0425 3,383.1559 2,007.7384 1,375.4176 155,460.0935
122 11-Jun-21 277.8378 3,383.1559 2,025.2752 1,357.8808 153,434.8183
123 11-Jul-21 278.6355 3,383.1559 2,042.9651 1,340.1908 151,391.8532
124 10-Aug-21 279.4354 3,383.1559 2,060.8096 1,322.3463 149,331.0436
125 9-Sep-21 280.2377 3,383.1559 2,078.8099 1,304.3460 147,252.2337
126 9-Oct-21 281.0422 3,383.1559 2,096.9675 1,286.1885 145,155.2662
127 8-Nov-21 281.8490 3,383.1559 2,115.2836 1,267.8723 143,039.9826
128 8-Dec-21 282.6582 3,383.1559 2,133.7598 1,249.3961 140,906.2228
129 7-Jan-22 283.4697 3,383.1559 2,152.3973 1,230.7586 138,753.8255
130 6-Feb-22 284.2835 3,383.1559 2,171.1976 1,211.9583 136,582.6278
131 8-Mar-22 285.0996 3,383.1559 2,190.1622 1,192.9938 134,392.4657
132 7-Apr-22 285.9181 3,383.1559 2,209.2923 1,173.8636 132,183.1734
133 7-May-22 286.7390 3,383.1559 2,228.5896 1,154.5663 129,954.5838
134 6-Jun-22 287.5622 3,383.1559 2,248.0554 1,135.1005 127,706.5283
135 6-Jul-22 288.3877 3,383.1559 2,267.6913 1,115.4647 125,438.8370
136 5-Aug-22 289.2157 3,383.1559 2,287.4986 1,095.6573 123,151.3384
137 4-Sep-22 290.0460 3,383.1559 2,307.4790 1,075.6769 120,843.8594
138 4-Oct-22 290.8787 3,383.1559 2,327.6339 1,055.5220 118,516.2255
139 3-Nov-22 291.7138 3,383.1559 2,347.9648 1,035.1911 116,168.2606
140 3-Dec-22 292.5512 3,383.1559 2,368.4734 1,014.6826 113,799.7873
141 2-Jan-23 293.3911 3,383.1559 2,389.1610 993.9949 111,410.6263
142 1-Feb-23 294.2334 3,383.1559 2,410.0294 973.1266 109,000.5969
143 3-Mar-23 295.0781 3,383.1559 2,431.0800 952.0759 106,569.5169
144 2-Apr-23 295.9253 3,383.1559 2,452.3145 930.8414 104,117.2024
145 2-May-23 296.7748 3,383.1559 2,473.7345 909.4215 101,643.4680
146 1-Jun-23 297.6269 3,383.1559 2,495.3415 887.8144 99,148.1264
147 1-Jul-23 298.4813 3,383.1559 2,517.1373 866.0186 96,630.9891
148 31-Jul-23 299.3382 3,383.1559 2,539.1235 844.0324 94,091.8656
149 30-Aug-23 300.1976 3,383.1559 2,561.3017 821.8542 91,530.5639
150 29-Sep-23 301.0594 3,383.1559 2,583.6736 799.4823 88,946.8903
151 29-Oct-23 301.9237 3,383.1559 2,606.2410 776.9150 86,340.6493
152 28-Nov-23 302.7905 3,383.1559 2,629.0054 754.1505 83,711.6439
153 28-Dec-23 303.6598 3,383.1559 2,651.9687 731.1872 81,059.6752
154 27-Jan-24 304.5316 3,383.1559 2,675.1326 708.0233 78,384.5426
155 26-Feb-24 305.4059 3,383.1559 2,698.4988 684.6571 75,686.0438
156 27-Mar-24 306.2827 3,383.1559 2,722.0691 661.0869 72,963.9747
157 26-Apr-24 307.1620 3,383.1559 2,745.8453 637.3107 70,218.1294
158 26-May-24 308.0438 3,383.1559 2,769.8291 613.3268 67,448.3003
159 25-Jun-24 308.9282 3,383.1559 2,794.0224 589.1335 64,654.2779
160 25-Jul-24 309.8151 3,383.1559 2,818.4271 564.7289 61,835.8508
161 24-Aug-24 310.7045 3,383.1559 2,843.0449 540.1110 58,992.8059
162 23-Sep-24 311.5965 3,383.1559 2,867.8777 515.2782 56,124.9282
163 23-Oct-24 312.4911 3,383.1559 2,892.9275 490.2285 53,232.0007
164 22-Nov-24 313.3882 3,383.1559 2,918.1960 464.9599 50,313.8047
165 22-Dec-24 314.2879 3,383.1559 2,943.6853 439.4706 47,370.1194
166 21-Jan-25 315.1902 3,383.1559 2,969.3972 413.7588 44,400.7222
167 20-Feb-25 316.0951 3,383.1559 2,995.3337 387.8223 41,405.3886
168 22-Mar-25 317.0025 3,383.1559 3,021.4967 361.6593 38,383.8919
169 21-Apr-25 317.9126 3,383.1559 3,047.8882 335.2677 35,336.0037
170 21-May-25 318.8253 3,383.1559 3,074.5103 308.6456 32,261.4934
171 20-Jun-25 319.7406 3,383.1559 3,101.3649 281.7910 29,160.1285
172 20-Jul-25 320.6586 3,383.1559 3,128.4541 254.7019 26,031.6744
173 19-Aug-25 321.5792 3,383.1559 3,155.7798 227.3761 22,875.8946
174 18-Sep-25 322.5024 3,383.1559 3,183.3443 199.8116 19,692.5503
175 18-Oct-25 323.4283 3,383.1559 3,211.1495 172.0064 16,481.4008
176 17-Nov-25 324.3568 3,383.1559 3,239.1976 143.9583 13,242.2032
177 17-Dec-25 325.2880 3,383.1559 3,267.4907 115.6653 9,974.7125
178 16-Jan-26 326.2218 3,383.1559 3,296.0309 87.1251 6,678.6817
179 15-Feb-26 327.1584 3,383.1559 3,324.8204 58.3356 3,353.8613
180 17-Mar-26 328.0976 3,383.1559 3,353.8613 29.2946 0.0000
181 0.0000 0.0000 0.0000 0.0000 0.0000
182 0.0000 0.0000 0.0000 0.0000 0.0000
183 0.0000 0.0000 0.0000 0.0000 0.0000
184 0.0000 0.0000 0.0000 0.0000 0.0000
185 0.0000 0.0000 0.0000 0.0000 0.0000
186 0.0000 0.0000 0.0000 0.0000 0.0000
187 0.0000 0.0000 0.0000 0.0000 0.0000
188 0.0000 0.0000 0.0000 0.0000 0.0000
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214 0.0000 0.0000 0.0000 0.0000 0.0000
215 0.0000 0.0000 0.0000 0.0000 0.0000
216 0.0000 0.0000 0.0000 0.0000 0.0000
217 0.0000 0.0000 0.0000 0.0000 0.0000
218 0.0000 0.0000 0.0000 0.0000 0.0000
219 0.0000 0.0000 0.0000 0.0000 0.0000
220 0.0000 0.0000 0.0000 0.0000 0.0000
221 0.0000 0.0000 0.0000 0.0000 0.0000
222 0.0000 0.0000 0.0000 0.0000 0.0000
223 0.0000 0.0000 0.0000 0.0000 0.0000
224 0.0000 0.0000 0.0000 0.0000 0.0000
225 0.0000 0.0000 0.0000 0.0000 0.0000
226 0.0000 0.0000 0.0000 0.0000 0.0000
227 0.0000 0.0000 0.0000 0.0000 0.0000
228 0.0000 0.0000 0.0000 0.0000 0.0000
229 0.0000 0.0000 0.0000 0.0000 0.0000
230 0.0000 0.0000 0.0000 0.0000 0.0000
231 0.0000 0.0000 0.0000 0.0000 0.0000
232 0.0000 0.0000 0.0000 0.0000 0.0000
233 0.0000 0.0000 0.0000 0.0000 0.0000
234 0.0000 0.0000 0.0000 0.0000 0.0000
235 0.0000 0.0000 0.0000 0.0000 0.0000
236 0.0000 0.0000 0.0000 0.0000 0.0000
237 0.0000 0.0000 0.0000 0.0000 0.0000
238 0.0000 0.0000 0.0000 0.0000 0.0000
239 0.0000 0.0000 0.0000 0.0000 0.0000
240 0.0000 0.0000 0.0000 0.0000 0.0000
241 0.0000 0.0000 0.0000 0.0000 0.0000
242 0.0000 0.0000 0.0000 0.0000 0.0000
243 0.0000 0.0000 0.0000 0.0000 0.0000
244 0.0000 0.0000 0.0000 0.0000 0.0000
245 0.0000 0.0000 0.0000 0.0000 0.0000
246 0.0000 0.0000 0.0000 0.0000 0.0000
247 0.0000 0.0000 0.0000 0.0000 0.0000
248 0.0000 0.0000 0.0000 0.0000 0.0000
249 0.0000 0.0000 0.0000 0.0000 0.0000
250 0.0000 0.0000 0.0000 0.0000 0.0000
251 0.0000 0.0000 0.0000 0.0000 0.0000
252 0.0000 0.0000 0.0000 0.0000 0.0000
253 0.0000 0.0000 0.0000 0.0000 0.0000
254 0.0000 0.0000 0.0000 0.0000 0.0000
255 0.0000 0.0000 0.0000 0.0000 0.0000
256 0.0000 0.0000 0.0000 0.0000 0.0000
257 0.0000 0.0000 0.0000 0.0000 0.0000
258 0.0000 0.0000 0.0000 0.0000 0.0000
259 0.0000 0.0000 0.0000 0.0000 0.0000
260 0.0000 0.0000 0.0000 0.0000 0.0000
261 0.0000 0.0000 0.0000 0.0000 0.0000
262 0.0000 0.0000 0.0000 0.0000 0.0000
263 0.0000 0.0000 0.0000 0.0000 0.0000
264 0.0000 0.0000 0.0000 0.0000 0.0000
265 0.0000 0.0000 0.0000 0.0000 0.0000
266 0.0000 0.0000 0.0000 0.0000 0.0000
267 0.0000 0.0000 0.0000 0.0000 0.0000
268 0.0000 0.0000 0.0000 0.0000 0.0000
269 0.0000 0.0000 0.0000 0.0000 0.0000
270 0.0000 0.0000 0.0000 0.0000 0.0000
271 0.0000 0.0000 0.0000 0.0000 0.0000
272 0.0000 0.0000 0.0000 0.0000 0.0000
273 0.0000 0.0000 0.0000 0.0000 0.0000
274 0.0000 0.0000 0.0000 0.0000 0.0000
275 0.0000 0.0000 0.0000 0.0000 0.0000
276 0.0000 0.0000 0.0000 0.0000 0.0000
277 0.0000 0.0000 0.0000 0.0000 0.0000
278 0.0000 0.0000 0.0000 0.0000 0.0000
279 0.0000 0.0000 0.0000 0.0000 0.0000
280 0.0000 0.0000 0.0000 0.0000 0.0000
281 0.0000 0.0000 0.0000 0.0000 0.0000
282 0.0000 0.0000 0.0000 0.0000 0.0000
283 0.0000 0.0000 0.0000 0.0000 0.0000
284 0.0000 0.0000 0.0000 0.0000 0.0000
285 0.0000 0.0000 0.0000 0.0000 0.0000
286 0.0000 0.0000 0.0000 0.0000 0.0000
287 0.0000 0.0000 0.0000 0.0000 0.0000
288 0.0000 0.0000 0.0000 0.0000 0.0000
289 0.0000 0.0000 0.0000 0.0000 0.0000
290 0.0000 0.0000 0.0000 0.0000 0.0000
291 0.0000 0.0000 0.0000 0.0000 0.0000
292 0.0000 0.0000 0.0000 0.0000 0.0000
293 0.0000 0.0000 0.0000 0.0000 0.0000
294 0.0000 0.0000 0.0000 0.0000 0.0000
295 0.0000 0.0000 0.0000 0.0000 0.0000
296 0.0000 0.0000 0.0000 0.0000 0.0000
297 0.0000 0.0000 0.0000 0.0000 0.0000
298 0.0000 0.0000 0.0000 0.0000 0.0000
299 0.0000 0.0000 0.0000 0.0000 0.0000
300 0.0000 0.0000 0.0000 0.0000 0.0000
301 0.0000 0.0000 0.0000 0.0000 0.0000
302 0.0000 0.0000 0.0000 0.0000 0.0000
303 0.0000 0.0000 0.0000 0.0000 0.0000
304 0.0000 0.0000 0.0000 0.0000 0.0000
305 0.0000 0.0000 0.0000 0.0000 0.0000
306 0.0000 0.0000 0.0000 0.0000 0.0000
307 0.0000 0.0000 0.0000 0.0000 0.0000
308 0.0000 0.0000 0.0000 0.0000 0.0000
309 0.0000 0.0000 0.0000 0.0000 0.0000
310 0.0000 0.0000 0.0000 0.0000 0.0000
311 0.0000 0.0000 0.0000 0.0000 0.0000
312 0.0000 0.0000 0.0000 0.0000 0.0000
313 0.0000 0.0000 0.0000 0.0000 0.0000
314 0.0000 0.0000 0.0000 0.0000 0.0000
315 0.0000 0.0000 0.0000 0.0000 0.0000
316 0.0000 0.0000 0.0000 0.0000 0.0000
317 0.0000 0.0000 0.0000 0.0000 0.0000
318 0.0000 0.0000 0.0000 0.0000 0.0000
319 0.0000 0.0000 0.0000 0.0000 0.0000
320 0.0000 0.0000 0.0000 0.0000 0.0000
321 0.0000 0.0000 0.0000 0.0000 0.0000
322 0.0000 0.0000 0.0000 0.0000 0.0000
323 0.0000 0.0000 0.0000 0.0000 0.0000
324 0.0000 0.0000 0.0000 0.0000 0.0000
325 0.0000 0.0000 0.0000 0.0000 0.0000
326 0.0000 0.0000 0.0000 0.0000 0.0000
327 0.0000 0.0000 0.0000 0.0000 0.0000
328 0.0000 0.0000 0.0000 0.0000 0.0000
329 0.0000 0.0000 0.0000 0.0000 0.0000
330 0.0000 0.0000 0.0000 0.0000 0.0000
331 0.0000 0.0000 0.0000 0.0000 0.0000
332 0.0000 0.0000 0.0000 0.0000 0.0000
333 0.0000 0.0000 0.0000 0.0000 0.0000
334 0.0000 0.0000 0.0000 0.0000 0.0000
335 0.0000 0.0000 0.0000 0.0000 0.0000
336 0.0000 0.0000 0.0000 0.0000 0.0000
337 0.0000 0.0000 0.0000 0.0000 0.0000
338 0.0000 0.0000 0.0000 0.0000 0.0000
339 0.0000 0.0000 0.0000 0.0000 0.0000
340 0.0000 0.0000 0.0000 0.0000 0.0000
341 0.0000 0.0000 0.0000 0.0000 0.0000
342 0.0000 0.0000 0.0000 0.0000 0.0000
343 0.0000 0.0000 0.0000 0.0000 0.0000
344 0.0000 0.0000 0.0000 0.0000 0.0000
345 0.0000 0.0000 0.0000 0.0000 0.0000
346 0.0000 0.0000 0.0000 0.0000 0.0000
347 0.0000 0.0000 0.0000 0.0000 0.0000
348 0.0000 0.0000 0.0000 0.0000 0.0000
349 0.0000 0.0000 0.0000 0.0000 0.0000
350 0.0000 0.0000 0.0000 0.0000 0.0000
351 0.0000 0.0000 0.0000 0.0000 0.0000
352 0.0000 0.0000 0.0000 0.0000 0.0000
353 0.0000 0.0000 0.0000 0.0000 0.0000
354 0.0000 0.0000 0.0000 0.0000 0.0000
355 0.0000 0.0000 0.0000 0.0000 0.0000
356 0.0000 0.0000 0.0000 0.0000 0.0000
357 0.0000 0.0000 0.0000 0.0000 0.0000
358 0.0000 0.0000 0.0000 0.0000 0.0000
359 0.0000 0.0000 0.0000 0.0000 0.0000
360 0.0000 0.0000 0.0000 0.0000 0.0000
TOTAL
: RODOLFO SOSA GÓMEZ rodolfososa83@hotmail.com

R.
X
Escoja el plan

condiciones dadas al momento del otorgamiento del crédito

RESUMEN DEL CREDITO

QUE SE PAGO EL CREDITO 2.61
EN PESOS MAS ALTO 60,351,104.49
EL QUE SE OBTUVO EL SALDO + ALTO 20
DEL SALDO MAS ALTO 24-Jan-13
SES PAGADOS 72,533,623.35
83,772,206.87
156,305,830.22

TABLA DE AMORTIZACION EN PESOS

CUOTA EN ABONO A INTERESES EN SALDO EN
CAPITAL EN
PESOS PESOS PESOS PESOS
0.00 0.00 0.00 60,000,000.00 0.00
664,453.96 138,873.77 525,580.20 60,033,380.16 0.00
666,361.54 140,488.95 525,872.60 60,065,240.96 0.00
668,274.60 142,122.91 526,151.69 60,095,559.27 0.00
670,193.15 143,775.88 526,417.27 60,124,311.65 0.00
672,117.21 145,448.08 526,669.13 60,151,474.38 0.00
674,046.79 147,139.72 526,907.06 60,177,023.45 0.00
675,981.91 148,851.04 527,130.86 60,200,934.55 0.00
677,922.58 150,582.26 527,340.32 60,223,183.07 0.00
679,868.83 152,333.62 527,535.21 60,243,744.11 0.00
681,820.66 154,105.35 527,715.32 60,262,592.45 0.00
683,778.10 155,897.68 527,880.42 60,279,702.56 0.00
685,741.16 157,710.86 528,030.30 60,295,048.63 0.00
687,709.85 159,545.13 528,164.73 60,308,604.48 0.00
689,684.20 161,400.73 528,283.47 60,320,343.64 0.00
691,664.21 163,277.91 528,386.30 60,330,239.33 0.00
693,649.91 165,176.92 528,472.99 60,338,264.41 0.00
695,641.31 167,098.03 528,543.28 60,344,391.43 0.00
697,638.42 169,041.47 528,596.95 60,348,592.60 0.00
699,641.27 171,007.52 528,633.75 60,350,839.78 0.00
701,649.87 172,996.43 528,653.44 60,351,104.49 60,351,104.49
703,664.24 175,008.48 528,655.76 60,349,357.92 60,349,357.92
705,684.39 177,043.93 528,640.46 60,345,570.88 60,345,570.88
707,710.34 179,103.05 528,607.28 60,339,713.85 60,339,713.85
709,742.10 181,186.12 528,555.98 60,331,756.94 60,331,756.94
711,779.70 183,293.42 528,486.28 60,321,669.88 60,321,669.88
713,823.15 185,425.23 528,397.92 60,309,422.06 60,309,422.06
715,872.46 187,581.83 528,290.63 60,294,982.48 60,294,982.48
717,927.66 189,763.51 528,164.15 60,278,319.76 60,278,319.76
719,988.75 191,970.57 528,018.19 60,259,402.14 60,259,402.14
722,055.77 194,203.29 527,852.47 60,238,197.49 60,238,197.49
724,128.72 196,461.99 527,666.73 60,214,673.26 60,214,673.26
726,207.62 198,746.95 527,460.66 60,188,796.54 60,188,796.54
728,292.49 201,058.49 527,233.99 60,160,533.98 60,160,533.98
730,383.34 203,396.92 526,986.42 60,129,851.87 60,129,851.87
732,480.20 205,762.54 526,717.66 60,096,716.04 60,096,716.04
734,583.07 208,155.68 526,427.40 60,061,091.95 60,061,091.95
736,691.99 210,576.64 526,115.34 60,022,944.62 60,022,944.62
738,806.96 213,025.77 525,781.18 59,982,238.64 59,982,238.64
740,928.00 215,503.38 525,424.61 59,938,938.19 59,938,938.19
743,055.12 218,009.81 525,045.32 59,893,007.00 59,893,007.00
745,188.36 220,545.39 524,642.97 59,844,408.38 59,844,408.38
747,327.72 223,110.45 524,217.27 59,793,105.16 59,793,105.16
749,473.22 225,705.36 523,767.87 59,739,059.75 59,739,059.75
751,624.88 228,330.44 523,294.45 59,682,234.10 59,682,234.10
753,782.72 230,986.05 522,796.67 59,622,589.70 59,622,589.70
755,946.76 233,672.55 522,274.21 59,560,087.57 59,560,087.57
758,117.00 236,390.29 521,726.71 59,494,688.25 59,494,688.25
760,293.48 239,139.65 521,153.83 59,426,351.83 59,426,351.83
762,476.21 241,920.98 520,555.23 59,355,037.89 59,355,037.89
764,665.20 244,734.66 519,930.54 59,280,705.53 59,280,705.53
766,860.47 247,581.06 519,279.42 59,203,313.38 59,203,313.38
769,062.05 250,460.57 518,601.49 59,122,819.52 59,122,819.52
771,269.95 253,373.57 517,896.39 59,039,181.58 59,039,181.58
773,484.19 256,320.45 517,163.75 58,952,356.65 58,952,356.65
775,704.79 259,301.60 516,403.19 58,862,301.30 58,862,301.30
777,931.76 262,317.42 515,614.33 58,768,971.58 58,768,971.58
780,165.12 265,368.32 514,796.79 58,672,323.02 58,672,323.02
782,404.89 268,454.71 513,950.19 58,572,310.61 58,572,310.61
784,651.10 271,576.99 513,074.11 58,468,888.79 58,468,888.79
786,903.75 274,735.58 512,168.17 58,362,011.46 58,362,011.46
789,162.87 277,930.92 511,231.96 58,251,631.97 58,251,631.97
791,428.48 281,163.41 510,265.07 58,137,703.10 58,137,703.10
793,700.59 284,433.50 509,267.09 58,020,177.06 58,020,177.06
795,979.23 287,741.62 508,237.60 57,899,005.48 57,899,005.48
798,264.40 291,088.22 507,176.18 57,774,139.44 57,774,139.44
800,556.14 294,473.74 506,082.39 57,645,529.40 57,645,529.40
802,854.45 297,898.64 504,955.81 57,513,125.24 57,513,125.24
805,159.37 301,363.37 503,796.00 57,376,876.22 57,376,876.22
807,470.90 304,868.40 502,602.50 57,236,731.02 57,236,731.02
809,789.07 308,414.19 501,374.87 57,092,637.69 57,092,637.69
812,113.89 312,001.22 500,112.66 56,944,543.64 56,944,543.64
814,445.38 315,629.98 498,815.41 56,792,395.69 56,792,395.69
816,783.57 319,300.93 497,482.64 56,636,139.97 56,636,139.97
819,128.48 323,014.58 496,113.89 56,475,722.01 56,475,722.01
821,480.11 326,771.43 494,708.69 56,311,086.66 56,311,086.66
823,838.50 330,571.96 493,266.53 56,142,178.12 56,142,178.12
826,203.66 334,416.70 491,786.95 55,968,939.92 55,968,939.92
828,575.60 338,306.16 490,269.44 55,791,314.92 55,791,314.92
830,954.36 342,240.85 488,713.51 55,609,245.28 55,609,245.28
833,339.94 346,221.31 487,118.64 55,422,672.48 55,422,672.48
835,732.38 350,248.06 485,484.32 55,231,537.30 55,231,537.30
838,131.68 354,321.64 483,810.04 55,035,779.81 55,035,779.81
840,537.87 358,442.61 482,095.27 54,835,339.35 54,835,339.35
842,950.97 362,611.50 480,339.47 54,630,154.56 54,630,154.56
845,371.00 366,828.88 478,542.12 54,420,163.32 54,420,163.32
847,797.97 371,095.30 476,702.67 54,205,302.80 54,205,302.80
850,231.92 375,411.35 474,820.56 53,985,509.38 53,985,509.38
852,672.85 379,777.60 472,895.24 53,760,718.71 53,760,718.71
855,120.78 384,194.63 470,926.15 53,530,865.65 53,530,865.65
857,575.75 388,663.03 468,912.72 53,295,884.31 53,295,884.31
860,037.76 393,183.40 466,854.36 53,055,707.99 53,055,707.99
862,506.84 397,756.35 464,750.49 52,810,269.21 52,810,269.21
864,983.01 402,382.48 462,600.53 52,559,499.66 52,559,499.66
867,466.29 407,062.42 460,403.87 52,303,330.24 52,303,330.24
869,956.70 411,796.79 458,159.91 52,041,691.01 52,041,691.01
872,454.26 416,586.22 455,868.04 51,774,511.22 51,774,511.22
874,958.98 421,431.35 453,527.63 51,501,719.24 51,501,719.24
877,470.90 426,332.84 451,138.06 51,223,242.62 51,223,242.62
879,990.03 431,291.33 448,698.70 50,939,008.03 50,939,008.03
882,516.40 436,307.50 446,208.90 50,648,941.26 50,648,941.26
885,050.01 441,382.00 443,668.01 50,352,967.24 50,352,967.24
887,590.90 446,515.53 441,075.37 50,051,009.99 50,051,009.99
890,139.08 451,708.75 438,430.33 49,742,992.61 49,742,992.61
892,694.58 456,962.38 435,732.20 49,428,837.32 49,428,837.32
895,257.42 462,277.12 432,980.30 49,108,465.39 49,108,465.39
897,827.61 467,653.66 430,173.95 48,781,797.16 48,781,797.16
900,405.18 473,092.74 427,312.44 48,448,752.02 48,448,752.02
902,990.16 478,595.08 424,395.08 48,109,248.40 48,109,248.40
905,582.55 484,161.41 421,421.14 47,763,203.77 47,763,203.77
908,182.38 489,792.48 418,389.90 47,410,534.60 47,410,534.60
910,789.68 495,489.05 415,300.64 47,051,156.40 47,051,156.40
913,404.47 501,251.87 412,152.60 46,684,983.63 46,684,983.63
916,026.76 507,081.71 408,945.05 46,311,929.78 46,311,929.78
918,656.58 512,979.36 405,677.22 45,931,907.28 45,931,907.28
921,293.95 518,945.60 402,348.35 45,544,827.53 45,544,827.53
923,938.89 524,981.24 398,957.66 45,150,600.88 45,150,600.88
926,591.43 531,087.07 395,504.36 44,749,136.62 44,749,136.62
929,251.58 537,263.91 391,987.67 44,340,342.95 44,340,342.95
931,919.37 543,512.60 388,406.77 43,924,126.99 43,924,126.99
934,594.81 549,833.96 384,760.86 43,500,394.75 43,500,394.75
937,277.94 556,228.84 381,049.10 43,069,051.14 43,069,051.14
939,968.77 562,698.09 377,270.67 42,629,999.93 42,629,999.93
942,667.32 569,242.59 373,424.73 42,183,143.75 42,183,143.75
945,373.63 575,863.21 369,510.42 41,728,384.07 41,728,384.07
 948,087.70 582,560.83 365,526.87 41,265,621.21 41,265,621.21
950,809.56 589,336.34 361,473.22 40,794,754.29 40,794,754.29
953,539.24 596,190.66 357,348.58 40,315,681.24 40,315,681.24
956,276.75 603,124.69 353,152.06 39,828,298.79 39,828,298.79
959,022.13 610,139.38 348,882.75 39,332,502.43 39,332,502.43
961,775.38 617,235.64 344,539.74 38,828,186.41 38,828,186.41
964,536.54 624,414.44 340,122.10 38,315,243.76 38,315,243.76
967,305.63 631,676.74 335,628.89 37,793,566.20 37,793,566.20
970,082.67 639,023.50 331,059.17 37,263,044.20 37,263,044.20
972,867.68 646,455.71 326,411.97 36,723,566.92 36,723,566.92
975,660.68 653,974.35 321,686.33 36,175,022.21 36,175,022.21
978,461.70 661,580.45 316,881.26 35,617,296.59 35,617,296.59
981,270.77 669,275.00 311,995.76 35,050,275.24 35,050,275.24
984,087.90 677,059.05 307,028.84 34,473,841.97 34,473,841.97
986,913.11 684,933.64 301,979.48 33,887,879.25 33,887,879.25
989,746.44 692,899.80 296,846.64 33,292,268.11 33,292,268.11
992,587.90 700,958.62 291,629.28 32,686,888.22 32,686,888.22
995,437.52 709,111.17 286,326.35 32,071,617.80 32,071,617.80
998,295.32 717,358.53 280,936.79 31,446,333.63 31,446,333.63
1,001,161.33 725,701.82 275,459.50 30,810,911.05 30,810,911.05
1,004,035.56 734,142.15 269,893.41 30,165,223.90 30,165,223.90
1,006,918.04 742,680.64 264,237.41 29,509,144.57 29,509,144.57
1,009,808.80 751,318.44 258,490.37 28,842,543.90 28,842,543.90
1,012,707.86 760,056.70 252,651.17 28,165,291.22 28,165,291.22
1,015,615.24 768,896.59 246,718.66 27,477,254.33 27,477,254.33
1,018,530.97 777,839.29 240,691.68 26,778,299.45 26,778,299.45
1,021,455.07 786,886.01 234,569.07 26,068,291.23 26,068,291.23
1,024,387.57 796,037.94 228,349.63 25,347,092.72 25,347,092.72
1,027,328.48 805,296.31 222,032.17 24,614,565.34 24,614,565.34
1,030,277.83 814,662.37 215,615.47 23,870,568.90 23,870,568.90
1,033,235.66 824,137.35 209,098.31 23,114,961.53 23,114,961.53
1,036,201.97 833,722.54 202,479.43 22,347,599.71 22,347,599.71
1,039,176.80 843,419.21 195,757.60 21,568,338.19 21,568,338.19
1,042,160.18 853,228.65 188,931.52 20,777,030.06 20,777,030.06
1,045,152.11 863,152.19 181,999.93 19,973,526.62 19,973,526.62
1,048,152.64 873,191.14 174,961.50 19,157,677.46 19,157,677.46
1,051,161.78 883,346.85 167,814.93 18,329,330.36 18,329,330.36
1,054,179.56 893,620.67 160,558.88 17,488,331.34 17,488,331.34
1,057,206.00 904,013.99 153,192.01 16,634,524.58 16,634,524.58
1,060,241.13 914,528.19 145,712.95 15,767,752.43 15,767,752.43
1,063,284.98 925,164.67 138,120.31 14,887,855.38 14,887,855.38
1,066,337.56 935,924.86 130,412.70 13,994,672.05 13,994,672.05
1,069,398.91 946,810.20 122,588.71 13,088,039.14 13,088,039.14
1,072,469.04 957,822.14 114,646.90 12,167,791.43 12,167,791.43
1,075,547.99 968,962.16 106,585.84 11,233,761.77 11,233,761.77
1,078,635.78 980,231.74 98,404.05 10,285,781.03 10,285,781.03
1,081,732.44 991,632.39 90,100.05 9,323,678.08 9,323,678.08
1,084,837.98 1,003,165.64 81,672.34 8,347,279.78 8,347,279.78
1,087,952.44 1,014,833.02 73,119.42 7,356,410.95 7,356,410.95
1,091,075.84 1,026,636.11 64,439.73 6,350,894.35 6,350,894.35
1,094,208.21 1,038,576.47 55,631.74 5,330,550.65 5,330,550.65
1,097,349.57 1,050,655.71 46,693.86 4,295,198.42 4,295,198.42
1,100,499.95 1,062,875.43 37,624.52 3,244,654.07 3,244,654.07
1,103,659.37 1,075,237.27 28,422.10 2,178,731.87 2,178,731.87
1,106,827.87 1,087,742.90 19,084.97 1,097,243.89 1,097,243.89
1,110,005.46 1,100,393.96 9,611.49 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
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156,305,830.22 83,772,206.87 72,533,623.35
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60,351,104.49 20 24-Jan-13 20 60,351,104.4900
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0.00 0 139 33,887,879.2500
0.00 0 140 33,292,268.1100
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0.00 0 146 29,509,144.5700
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60,351,104.49 20 24-Jan-13
 Curva de Amortización de Créditos Hipotecarios

70,000,000

60,000,000

50,000,000

40,000,000

$
30,000,000

20,000,000

10,000,000

0
1 10 19 28 37 46 55 64 73 82 91 00 09 18 27 36 45 54 63 72 81 90 99 08 17 26 35 44 53 62 71 80 89 98 07 16 25 34 43 52 61
1 1 1 1 1 1 1 1 1 1 1 1 2 2 2 2 2 2 2 2 2 2 2 3 3 3 3 3 3 3
Periodos (Cuotas mensuales)