INSTITUTO TECNOLOGICO DE SAN

JUAN DEL RIO

INGENIERIA EN GESTION EMPRESARIAL

FINANZAS EN LAS ORGANIZACIONES

GRUPO C

ROGELIO NUEVO ALVARADO

CASO PRACTICO DEL COMPORTAMIENTO DE UN CREDITO

CREDITO - PRESTAMO TOTALES

CAPITAL $50,000.00 $50,000.00
PLAZO 2 AÑOS
TASA DE INTERES 24 % ANUAL TI/365 $18,479.44
I.V.A. 16% / EL INTERES MENSUAL $2,956.71
PAGO TOTAL $71,436.15

SALDO TASA DE INTERES TASA DE INT

INSOLUTO DE INTERES AL DIAS DEL INTERES DEL INTERESES IVA PAGO A
No. CAPITAL ANUAL DIA MES MES MENSUALES INTERESES CAPITAL MENSUALIDAD

1 Nov-20 50,000.00 0.24 0.0006575 30 0.0197 986.30 157.81 1,388.89 2,533.00

2 Dec-20 48,611.11 0.24 0.0006575 31 0.0204 990.87 158.54 1,388.89 2,538.30
3 Jan-20 47,222.22 0.24 0.0006575 31 0.0204 962.56 154.01 1,388.89 2,505.46
4 Feb-20 45,833.33 0.24 0.0006575 28 0.0184 843.84 135.01 1,388.89 2,367.74
5 Mar-20 44,444.44 0.24 0.0006575 31 0.0204 905.94 144.95 1,388.89 2,439.78
6 Apr-20 43,055.55 0.24 0.0006575 30 0.0197 849.31 135.89 1,388.89 2,374.10
7 May-20 41,666.66 0.24 0.0006575 31 0.0204 849.31 135.89 1,388.89 2,374.10
8 Jun-20 40,277.77 0.24 0.0006575 30 0.0197 794.52 127.12 1,388.89 2,310.53
9 Jul-20 38,888.88 0.24 0.0006575 31 0.0204 792.69 126.83 1,388.89 2,308.41
10 Aug-20 37,499.99 0.24 0.0006575 31 0.0204 764.38 122.30 1,388.89 2,275.57
11 Sep-20 36,111.10 0.24 0.0006575 30 0.0197 712.33 113.97 1,388.89 2,215.19
12 Oct-20 34,722.21 0.24 0.0006575 31 0.0204 707.76 113.24 1,388.89 2,209.89
13 Nov-20 33,333.32 0.24 0.0006575 30 0.0197 657.53 105.21 1,388.89 2,151.63
14 Dec-20 31,944.43 0.24 0.0006575 31 0.0204 651.14 104.18 1,388.89 2,144.21
15 Jan-21 30,555.54 0.24 0.0006575 31 0.0204 622.83 99.65 1,388.89 2,111.37
16 Feb-21 29,166.65 0.24 0.0006575 28 0.0184 536.99 85.92 1,388.89 2,011.79
17 Mar-21 27,777.76 0.24 0.0006575 31 0.0204 566.21 90.59 1,388.89 2,045.69
18 Apr-21 26,388.87 0.24 0.0006575 30 0.0197 520.55 83.29 1,388.89 1,992.73
19 May-21 24,999.98 0.24 0.0006575 31 0.0204 509.59 81.53 1,388.89 1,980.01
20 Jun-21 23,611.09 0.24 0.0006575 30 0.0197 465.75 74.52 1,388.89 1,929.16
21 Jul-21 22,222.20 0.24 0.0006575 31 0.0204 452.97 72.47 1,388.89 1,914.33
22 Aug-21 20,833.31 0.24 0.0006575 31 0.0204 424.66 67.95 1,388.89 1,881.49
23 Sep-21 19,444.42 0.24 0.0006575 30 0.0197 383.56 61.37 1,388.89 1,833.82
24 Oct-21 18,055.53 0.24 0.0006575 31 0.0204 368.04 58.89 1,388.89 1,815.81
25 Nov-21 16,666.64 0.24 0.0006575 30 0.0197 328.77 52.60 1,388.89 1,770.26
26 Dec-21 15,277.75 0.24 0.0006575 31 0.0204 311.41 49.83 1,388.89 1,750.13
27 Jan-22 13,888.86 0.24 0.0006575 31 0.0204 283.10 45.30 1,388.89 1,717.29
28 Feb-22 12,499.97 0.24 0.0006575 28 0.0184 230.14 36.82 1,388.89 1,655.85
29 Mar-22 11,111.08 0.24 0.0006575 31 0.0204 226.48 36.24 1,388.89 1,651.61
30 Apr-22 9,722.19 0.24 0.0006575 30 0.0197 191.78 30.68 1,388.89 1,611.36
31 May-22 8,333.30 0.24 0.0006575 31 0.0204 169.86 27.18 1,388.89 1,585.93
32 Jun-22 6,944.41 0.24 0.0006575 30 0.0197 136.99 21.92 1,388.89 1,547.79
33 Jul-22 5,555.52 0.24 0.0006575 31 0.0204 113.24 18.12 1,388.89 1,520.25
34 Aug-22 4,166.63 0.24 0.0006575 31 0.0204 84.93 13.59 1,388.89 1,487.41
35 Sep-22 2,777.74 0.24 0.0006575 30 0.0197 54.79 8.77 1,388.89 1,452.45
36 Oct-22 1,388.85 0.24 0.0006575 31 0.0204 28.31 4.53 1,388.89 1,421.73
18,479.44 2,956.71 50,000.04 71,436.19