INTERES SIMPLE INVERSOR PEDRO PEREZ

PERIODO VALOR INI INTERES VALOR FINAL

0 10,000,000 VA CAPITAL 10,000,000
1 10,000,000 200,000 10,200,000 INTERES 2%
2 10,200,000 200,000 10,400,000 TIEMPO 12
3 10,400,000 200,000 10,600,000
4 10,600,000 200,000 10,800,000
5 10,800,000 200,000 11,000,000
6 11,000,000 200,000 11,200,000
7 11,200,000 200,000 11,400,000
8 11,400,000 200,000 11,600,000
9 11,600,000 200,000 11,800,000
10 11,800,000 200,000 12,000,000
11 12,000,000 200,000 12,200,000
12 12,200,000 200,000 12,400,000 VF

INTERES 2,400,000

VF = VA *( 1 + (TASA * NPER)) 12,400,000 VF

VA = VF / (1 + (TASA * NPER))

TASA = (((VF/VA)-1))/ NPER

NPER = (((VF/VA)-1))/ TASA

 INTERES COMPUESTO
PERIODO VALOR INI INTERES VALOR FINAL
0 10,000,000 VA CAPITAL 1 2
1 10,000,000 200,000 10,200,000 OSCAR 10,000,000 10,000,000
2 10,200,000 204,000 10,404,000 LUCAS 200,000
3 10,404,000 208,080 10,612,080 MERCED
4 10,612,080 212,242 10,824,322 AZUCENA
5 10,824,322 216,486 11,040,808
6 11,040,808 220,816 11,261,624
7 11,261,624 225,232 11,486,857 INTERES
8 11,486,857 229,737 11,716,594 OSCAR 200,000 200,000
9 11,716,594 234,332 11,950,926 LUCAS 4,000
10 11,950,926 239,019 12,189,944 MERCED
11 12,189,944 243,799 12,433,743 AZUCENA
12 12,433,743 248,675 12,682,418 VF
200,000 204,000
INTERES 2,682,418
DIFERENCIA 282,418

VF = VA * ( (1+TASA)^nper)
12,682,418 VF
funcion excel VA 12,682,418 VF

funcion excel TASA

funcion excel NPER

 3 4
10,000,000 10,000,000
200,000 200,000
204,000 204,000
208,080

200,000 200,000
4,000 4,000
4,080 4,080
4,162

208,080 212,242
 INTERES COMPUESTO

OBJETIVO VALOR FUTURO

VF VA TASA NPER PAGO
1. 12,667,701 10,000,000 3% 8
AP $ 11,259,060.75 7,000,000 2% 24

OBJETIVO NUMERO DE PERIODOS

VF VA TASA NPER PAGO
2. 10,000,000 5,000,000 1.50% 47
AP 30,000,000 3,000,000 2.50% 93
AP 5,000,000 1,000,000 2% 81

OBJETIVO TASA
VF VA TASA NPER PAGO

3 11,500,000 4,000,000 1.78% 60 Mensual

AP 15,000,000 5,000,000 4.49% 25 Semestral
AP 3,000,000 500,000 16.10% 12 Bimestral

OBJETIVO VALOR ACTUAL

VF VA TASA NPER PAGO

4 15,000,000 $ 3,124,336 4.00% 40 trimestral

AP 9,000,000 $ 5,776,758 3.00% 15 cuatrimestral
AP 5,000,000 $ 1,923,615 1% 96 mensual

OBJETIVO VALOR CUOTA IGUAL

VF VA TASA NPER PAGO
5 8,000,000 2.50% 60 - 258,827 mensual - 15,529,630
AP 15,000,000 2% 84 - 370,137 mensual - 31,091,523
AP 150,000,000 0.90% 180 - 1,686,105 mensual - 303,498,851
 INTERES SIMPLE

OBJETIVO VALOR FUTURO

VF VA TASA NPER
12,400,000 10,000,000 3% 8
10,360,000 7,000,000 2% 24 Prueba 3,40 am

OBJETIVO NUMERO DE PERIODOS

VF VA TASA NPER
10,000,000 5,000,000 1.50% 67
30,000,000 3,000,000 2.50% 360
5,000,000 1,000,000 2% 200
NPER = (((VF/VA)-1))/ TASA

OBJETIVO TASA
VF VA TASA NPER
TASA = (((VF/VA)-1))/ NPER
11,500,000 4,000,000 3.13% 60
15,000,000 5,000,000 8.00% 25
3,000,000 500,000 41.67% 12

OBJETIVO VALOR ACTUAL

VF VA TASA NPER
VA = VF / (1 + (TASA * NPER))
15,000,000 $ 5,769,231 4.00% 40
9,000,000 $ 6,206,897 3.00% 15
5,000,000 $ 2,551,020 1% 96
 VA VF
VP

INTERES

100 $0 100
PODER ADQU 5 4

100 $0 110
PODER ADQU 5 5
VF = VA + INTERES
INTERES = VF - VA