Una persona quiere cancelar 3.500.000 en 3 meses y 2.800.

000 en 11 meses, por dificultades de carácter económico, ofrece c

pagando 900.000 hoy y el saldo en 12 meses, ¿cuál es el valor del pago para que las deudas queden canceladas? Suponga u
simple mensual y una fecha focal en noveno mes

I= 2.54% $ 3,500,000

0 1 2 3

$ 900,000 $ 1,105,740
icultades de carácter económico, ofrece cancelar su obligación
deudas queden canceladas? Suponga un rendimiento del 2,54%

$ 4,033,400 $ 2,664,636

4 5 6 7 8 9 10

$ 5,139,140 =2664636+X/1,076
$ 2,474,504 =X/1,076
$ 2,663,061 =X
 $ 2,800,000

11 12

$ 1.076 $X

4636+X/1,076
i= 3.00% Simple

0 1 2 3 4
 5 6 7 8 9 10

$ 5,000,000.00 $ 4,000,000.00
$ 5,900,000 $ 4,120,000

$ 10,020,000 =11650485+X/1030
$ 1,630,485 =X/1030
$ 1,679,400 =X
 $ 11,650,485

11 12

$ 1.030 $ 12,000,000.00
Tasa efectiva Es la atasa de referencia de toda operación de credito o inversion
Tasa nominal
Tasa Periodica Tasa real que aplica en una operación de credito o inversion

Tasas periodicidad un año siempre

BANCOLOMBIA

CREDITO $ 79,000,000
TIEMPO 15
SEMESTRE JUN A DIC 2021
TASAS ANUAL
###
1.98%
TASA TRIMESTRAL 1.99%
TASA CUATRIMESTRAL 1.99%
TASA SEMESTRAL 11.66%

MENSUAL
PERIODO
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
 74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139
140
141
142
143
144
145
146
147
148
149
150
151
152
153
154
155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
177
178
179
180
 2.0000%
AÑOS

MENSUAL
1.00%

MENSUAL
INTERESES

790,000
797,900
805,879
813,938
822,077
830,298
838,601
846,987
855,457
864,011
872,651
881,378
890,192
899,094
908,085
917,165
926,337
935,601
944,957
954,406
963,950
973,590
983,326
993,159
1,003,090
1,013,121
1,023,252
1,033,485
1,043,820
1,054,258
1,064,801
1,075,449
1,086,203
1,097,065
1,108,036
1,119,116
1,130,307
1,141,610
1,153,027
1,164,557
1,176,202
1,187,964
1,199,844
1,211,842
1,223,961
1,236,200
1,248,562
1,261,048
1,273,659
1,286,395
1,299,259
1,312,252
1,325,374
1,338,628
1,352,014
1,365,534
1,379,190
1,392,982
1,406,911
1,420,981
1,435,190
1,449,542
1,464,038
1,478,678
1,493,465
1,508,400
1,523,484
1,538,718
1,554,106
1,569,647
1,585,343
1,601,196
1,617,208
1,633,381
1,649,714
1,666,211
1,682,874
1,699,702
1,716,699
1,733,866
1,751,205
1,768,717
1,786,404
1,804,268
1,822,311
1,840,534
1,858,939
1,877,529
1,896,304
1,915,267
1,934,420
1,953,764
1,973,302
1,993,035
2,012,965
2,033,095
2,053,426
2,073,960
2,094,699
2,115,646
2,136,803
2,158,171
2,179,753
2,201,550
2,223,566
2,245,801
2,268,259
2,290,942
2,313,851
2,336,990
2,360,360
2,383,963
2,407,803
2,431,881
2,456,200
2,480,762
2,505,569
2,530,625
2,555,931
2,581,491
2,607,306
2,633,379
2,659,712
2,686,310
2,713,173
2,740,304
2,767,707
2,795,385
2,823,338
2,851,572
2,880,088
2,908,888
2,937,977
2,967,357
2,997,031
3,027,001
3,057,271
3,087,844
3,118,722
3,149,909
3,181,408
3,213,222
3,245,355
3,277,808
3,310,586
3,343,692
3,377,129
3,410,900
3,445,009
3,479,459
3,514,254
3,549,397
3,584,891
3,620,740
3,656,947
3,693,516
3,730,452
3,767,756
3,805,434
3,843,488
3,881,923
3,920,742
3,959,949
 3,999,549
4,039,544
4,079,940
4,120,739
4,161,947
4,203,566
4,245,602
4,288,058
4,330,938
4,374,248
4,417,990
4,462,170
4,506,792
4,551,860
4,597,378
4,643,352
4,689,786

I
i
 EA

TRIMESTRAL CUATRIMESTRAL SEMESTRAL

0.50% 0.66% 5.83%

180

NSUAL
VALOR ACUMULADO
$ 79,000,000
$ 79,790,000
$ 80,587,900
$ 81,393,779
$ 82,207,717
$ 83,029,794
$ 83,860,092
$ 84,698,693
$ 85,545,680
$ 86,401,137
$ 87,265,148
$ 88,137,799
$ 89,019,177
$ 89,909,369
$ 90,808,463
$ 91,716,547
$ 92,633,713
$ 93,560,050
$ 94,495,651
$ 95,440,607
$ 96,395,013
$ 97,358,963
$ 98,332,553
$ 99,315,878
$ 100,309,037
$ 101,312,128
$ 102,325,249
$ 103,348,501
$ 104,381,986
$ 105,425,806
$ 106,480,064
$ 107,544,865
$ 108,620,314
$ 109,706,517
$ 110,803,582
$ 111,911,618
$ 113,030,734
$ 114,161,041
$ 115,302,652
$ 116,455,678
$ 117,620,235
$ 118,796,437
$ 119,984,402
$ 121,184,246
$ 122,396,088
$ 123,620,049
$ 124,856,250
$ 126,104,812
$ 127,365,860
$ 128,639,519
$ 129,925,914
$ 131,225,173
$ 132,537,425
$ 133,862,799
$ 135,201,427
$ 136,553,441
$ 137,918,976
$ 139,298,165
$ 140,691,147
$ 142,098,059
$ 143,519,039
$ 144,954,230
$ 146,403,772
$ 147,867,810
$ 149,346,488
$ 150,839,953
$ 152,348,352
$ 153,871,836
$ 155,410,554
$ 156,964,660
$ 158,534,306
$ 160,119,649
$ 161,720,846
$ 163,338,054
$ 164,971,435
$ 166,621,149
$ 168,287,360
$ 169,970,234
$ 171,669,936
$ 173,386,636
$ 175,120,502
$ 176,871,707
$ 178,640,424
$ 180,426,828
$ 182,231,097
$ 184,053,408
$ 185,893,942
$ 187,752,881
$ 189,630,410
$ 191,526,714
$ 193,441,981
$ 195,376,401
$ 197,330,165
$ 199,303,467
$ 201,296,501
$ 203,309,466
$ 205,342,561
$ 207,395,987
$ 209,469,947
$ 211,564,646
$ 213,680,293
$ 215,817,095
$ 217,975,266
$ 220,155,019
$ 222,356,569
$ 224,580,135
$ 226,825,936
$ 229,094,196
$ 231,385,138
$ 233,698,989
$ 236,035,979
$ 238,396,339
$ 240,780,302
$ 243,188,105
$ 245,619,986
$ 248,076,186
$ 250,556,948
$ 253,062,517
$ 255,593,143
$ 258,149,074
$ 260,730,565
$ 263,337,870
$ 265,971,249
$ 268,630,962
$ 271,317,271
$ 274,030,444
$ 276,770,748
$ 279,538,456
$ 282,333,840
$ 285,157,179
$ 288,008,751
$ 290,888,838
$ 293,797,726
$ 296,735,704
$ 299,703,061
$ 302,700,091
$ 305,727,092
$ 308,784,363
$ 311,872,207
$ 314,990,929
$ 318,140,838
$ 321,322,247
$ 324,535,469
$ 327,780,824
$ 331,058,632
$ 334,369,218
$ 337,712,910
$ 341,090,039
$ 344,500,940
$ 347,945,949
$ 351,425,409
$ 354,939,663
$ 358,489,060
$ 362,073,950
$ 365,694,690
$ 369,351,636
$ 373,045,153
$ 376,775,604
$ 380,543,360
$ 384,348,794
$ 388,192,282
$ 392,074,205
$ 395,994,947
$ 399,954,896
$ 403,954,445
$ 407,993,990
$ 412,073,930
$ 416,194,669
$ 420,356,616
$ 424,560,182
$ 428,805,784
$ 433,093,841
$ 437,424,780
$ 441,799,028
$ 446,217,018
$ 450,679,188
$ 455,185,980
$ 459,737,840
$ 464,335,218
$ 468,978,570
$ 473,668,356

$ 394,668,356
499.58% 33%
 PERIODO N
MENSUAL 12
TRIMESTRAL 4
CUATRIMESTRAL 3
0.00330589 SEMESTRAL 2
ANUAL 1
BIMESTRAL 6
BIMENSUAL 24
BIANUAL 0.5
Carlos martinez Carlos martinez
edilma edilma
nicolas nicolas
alirio alirio
jefer jefer
alejandra alejandra
elvis elvis
william william
Vanessa Vanessa
Belen Belen
elvira elvira
Rosalba Rosalba
Fredy
Fredy
Fredy
Fredy
raul
raul
raul
tio nolberto
tia trina
eloisa
omar
johanna
maria
laura
johanny
liliana
alejo
martin