INFORME DE CLASIFICACION DE DEUDORES DE LA CARTERA DE CREDITOS Y CONT

TIPO DE CARTERA: CONSUMO

Monto Fecha de Plazo Tasa Cuota Saldo
N° Apellidos y Nombres Prestado Otorgamiento Mensual Actual

1 AAAA 10,000.00 06/06/2017 36 0.99% 331.57 7,771.21

2 BBBB 6,000.00 07/08/2017 24 3.00% 354.28 3,844.09
3 CCCC 7,505.00 01/09/2017 48 3.00% 297.03 7,505.00
4 DDDD 4,000.00 07/04/2017 24 3.00% 236.19 1,946.60
5 EEEE 5,000.00 22/09/2017 18 3.00% 363.54 3,589.23
6 FFFF 7,000.00 31/10/2017 14 3.00% 619.68 5,100.75
7 GGGG 10,000.00 11/11/2017 24 1.80% 516.81 1,276.10
8 HHHH 25,900.00 10/12/2017 24 1.80% 1,338.53 2,053.10
9 IIII 1,034.97 20/10/2017 8 4.80% 158.84 906.31
10 JJJJJ 4,086.88 28/05/2017 24 1.80% 211.21 3,528.43
Totales 80,526.85 37,520.82
CARTERA DE CREDITOS Y CONTINGENTES AL: 7/3/2018

Fecha de Saldo Capital Dias EVALUACION DEL CREDITO

Ult.Pago. Según Plan Atrasado Atrasados Normal C.P.P. Deficiente Dudoso
1.00% 5.00% 25.00% 60.00%
31/03/2017 6,790.31 980.90 86 0.00 0.00 0.00 7,771.21
30/06/2018 3,767.80 76.29 0 3,844.09 0.00 0.00 0.00
30/05/2018 6,680.96 824.04 275 0.00 0.00 0.00 0.00
31/03/2018 1,839.00 107.60 0 1,946.60 0.00 0.00 0.00
10/08/2018 2,830.59 758.64 70 0.00 0.00 0.00 3,589.23
30/04/2018 3,356.95 1743.80 83 0.00 0.00 0.00 5,100.75
22/05/2018 7,511.14 0.00 0 1,276.10 0.00 0.00 0.00
15/08/2018 20,424.74 0.00 0 2,053.10 0.00 0.00 0.00
25/06/2018 0.00 906.31 191 0.00 0.00 0.00 0.00
31/07/2018 2,090.83 1437.60 252 0.00 0.00 0.00 0.00
9,119.89 0.00 0.00 16,461.19
 Normal C.P.P. Deficiente Dudoso
1.00% 2.50% 12.50% 30.00%
Normal C.P.P. Deficiente Dudoso
1.00% 1.25% 6.25% 15.00%
MONEDA:
REDITO PROVISIONES INFORMACION CONTABLE
Perdida Requerida Requerida Exceso / Devengado Devengado Exceso /
100.00% Riesgos Sistema Deficit Riesgos Sistema Deficit
0.00 4,662.73 4,000.00 -662.73 0.00 0.00
0.00 38.44 38.44 0.00 11.38 -11.38
7,505.00 7,505.00 7,600.00 95.00 0.00 0.00
0.00 19.47 20.00 0.53 188.90 -188.90
0.00 2,153.54 2,200.00 46.46 0.00 0.00
0.00 3,060.45 3,061.00 0.55 0.00 0.00
0.00 12.76 13.00 0.24 32.27 -32.27
0.00 20.53 10.00 -10.53 -51.83 51.83
906.31 906.31 1,200.00 293.69 0.00 0.00
3,528.43 3,528.43 88.21 -3,440.22 0.00 0.00
11,939.74 21,907.66
 Perdida
tabla 2
60.00%
Perdida
tabla 3
30.00%
NUEVOS SOLES
Dias
Interes en de
Suspenso Interes
1,264.20 459
0.00 3
255.68 34
0.00 94
-131.90 -38
332.00 64
0.00 42
0.00 -43
11.40 8
-58.26 -28
 INFORME DE CLASIFICACION DE DEUDORES DE LA CARTERA DE CREDITOS Y CONTINGENTES AL:
TIPO DE CARTERA: MYPES
Monto Fecha de Plazo Tasa Cuota Saldo Fecha de Transcurrido
Apellidos
Nº y Nombres
Prestado Otorgamiento Mensual Actual Ult.Pago. Meses Dias

MMMMM 12000 5/10/2018 16 3.00% 955.33 10499.11 8/9/2018 3 23

NNNNNN 25000 5/11/2018 12 3.00% 2,511.55 22424.98 7/25/2018 3 22
OOOOO 13000 4/28/2018 14 3.00% 1,150.84 11800.72 8/6/2018 4 5
PPPPP 12500 4/29/2018 12 3.00% 1,255.78 11940.65 8/19/2018 4 4
QQQQQ 11000 4/16/2018 12 3.00% 1,105.08 5954.81 8/29/2018 4 17
RRRRR 5000 4/23/2018 12 3.00% 502.31 4397.89 8/18/2018 4 10
SSSSS 8000 2/8/2018 12 3.00% 803.70 5633.84 7/15/2018 6 24
TTTTTTT 4500 5/19/2018 6 3.00% 830.69 1129.06 8/12/2018 3 14
UUUUUU 7000 5/29/2018 6 3.00% 1,292.18 6372.73 7/29/2018 3 4
VVVVVV 50000 5/7/2018 18 3.00% 3,635.43 45897.47 8/9/2018 3 26
Totales 148,000.00 126,051.26
Y CONTINGENTES AL: 8/31/2018

Saldo Capital Dias EVALUACION DEL CREDITO PROVISIONES

Según Plan Atrasado Atrasados Normal C.P.P. Deficiente Dudoso Perdida Requerida
1.00% 5.00% 25.00% 60.00% 100.00% Riesgos
10,159.89 339.22 9 0.00 10,499.11 0.00 0.00 0.00 524.96
19,555.22 2869.76 38 0.00 0.00 22,424.98 0.00 0.00 5,606.25
9,816.92 1983.80 48 0.00 0.00 11,800.72 0.00 0.00 1,475.09
8,815.16 3125.49 75 0.00 0.00 0.00 11,940.65 0.00 1,791.10
7,757.34 0.00 0 5,954.81 0.00 0.00 0.00 0.00 59.55
3,526.06 871.83 49 0.00 0.00 4,397.89 0.00 0.00 274.87
4,353.78 1280.06 54 0.00 0.00 5,633.84 0.00 0.00 1,408.46
2,349.70 0.00 0 1,129.06 0.00 0.00 0.00 0.00 11.29
3,655.08 2717.65 47 0.00 0.00 6,372.73 0.00 0.00 398.30
43,399.58 2497.89 29 0.00 45,897.47 0.00 0.00 0.00 2,294.87
7,083.87 56,396.58 50,630.16 11,940.65 0.00 13,844.74
 Normal C.P.P. Deficiente Dudoso Perdida
1.00% 2.50% 12.50% 30.00% 60.00%
Normal C.P.P. Deficiente Dudoso Perdida
1.00% 1.25% 6.25% 15.00% 30.00%
MONEDA: NUEVOS SOLES
PROVISIONES INFORMACION CONTABLE
Requerida Exceso / Devengado Devengado Exceso / Interes en
Sistema Deficit Riesgos Sistema Deficit Suspenso
4499.11 3,974.15 230.07 0 -230.07 0.00
2424.98 -3,181.27 0.00 0 0.00 832.61
90.04 -1,385.05 0.00 0 0.00 294.29
485.16 -1,305.94 0.00 0 0.00 142.02
19.55 -40.00 11.75 7.27 -4.48 0.00
119.89 -154.98 0.00 57.94 57.94 56.69
2180.3 771.84 0.00 0 0.00 267.03
677.44 666.15 21.34 0 -21.34 0.00
13.73 -384.57 0.00 40 40.00 210.61
1738.48 -556.39 1,005.76 0 -1,005.76 0.00
tabla 2

tabla 3

Dias
de
Interes
22
37
25
12
2
13
47
19
33
22