Empresa: Confecciones Stella Maria

Balance General
2017 2018 2019
ACTIVO (a+b) $ 32,650,337.74 $ 34,957,853.40 $ 34,133,968.90
Activo Corrientes a $ 15,645,053.30 $ 19,013,127.30 $ 17,943,312.00
Efectivo $ 4,754,364.31 $ 6,981,901.96 $ 5,792,983.86
Ctas X Cobrar a clientes $ 5,330,293.30 $ 5,478,492.49 $ 6,592,935.89
Otras Ctas X cobrar $ 628,597.41 $ 483,106.48 $ 117,978.27
Inventarios $ 4,624,838.35 $ 6,019,344.97 $ 5,439,413.98
Pagos Anticipados $ 306,959.93 $ 50,281.40 $ 0.00
Activo No Corriente b $ 17,005,284.44 $ 15,944,726.10 $ 16,190,656.90
Propiedad,Planta y Equipo $ 26,842,025.20 $ 27,207,173.25 $ 28,812,914.43
(Depreciaicion Acumulada PPE) $ 9,921,787.90 $ 11,387,216.82 $ 12,764,896.53
Otros Activos $ 85,047.14 $ 124,769.67 $ 142,639.00
PASIVO (a+b) $ 10,607,466.20 $ 9,401,418.10 $ 11,058,973.60
Pasivo Corriente a $ 5,229,557.32 $ 5,953,903.43 $ 7,402,478.90
Ctas x pagar a Proveedores $ 3,008,545.09 $ 3,616,483.23 $ 4,846,750.75
Ctas x pagar al Estado $ 762,316.40 $ 1,094,872.34 $ 884,053.48
Acumulaciones $ 818,220.49 $ 1,049,556.01 $ 1,371,115.58
Gastos financieros $ 640,475.34 $ 192,991.85 $ 300,559.09
Ctas x pagar a Bancos $ 0.00 $ 0.00
Pasivo No Corriente b $ 5,377,908.88 $ 3,447,514.67 $ 3,656,494.70
Acumulaciones de largo Plazo $ 2,810,695.09 $ 3,355,180.30 $ 3,564,457.71
Otras Pasivos no Corrientes $ 2,567,213.79 $ 92,334.37 $ 92,036.99
PATRIMONIO $ 22,042,872.30 $ 25,556,435.30 $ 23,074,995.30
Capital y Aportes $ 11,510,000.00 $ 11,993,000.00 $ 12,993,000.00
Reservas $ 449,922.48 $ 649,640.45 $ 846,209.56
Ganancias Retenidas $ 10,082,949.82 $ 12,913,794.85 $ 9,235,785.74
presa: Confecciones Stella Maria
Analisis Vertical Analisis Horizontal
2017 2018 2019 2017-2018 2018-2019 Var.
100% 100% 100% $ 2,307,515.66 7.07% -$ 823,884.50 -2.36% ▼
47.92% 54.39% 52.57% $ 3,368,074.00 21.53% -$ 1,069,815.30 -5.63% ▼
14.56% 19.97% 16.97% $ 2,227,537.65 46.85% -$ 1,188,918.10 -17.03% ▼
16.33% 15.67% 19.31% $ 148,199.19 2.78% $ 1,114,443.40 20.34% ▲
1.93% 1.38% 0.35% -$ 145,490.93 -23.15% -$ 365,128.21 -75.58% ▼
14.16% 17.22% 15.94% $ 1,394,506.62 30.15% -$ 579,930.99 -9.63% ▼
0.94% 0.14% 0.00% -$ 256,678.53 -83.62% -$ 50,281.40 -100.00% ▲
52.08% 45.61% 47.43% -$ 1,060,558.34 -6.24% $ 245,930.80 1.54% ▲
82.21% 77.83% 84.41% $ 365,148.05 1.36% $ 1,605,741.18 5.90% ▲
30.39% 32.57% 37.40% $ 1,465,428.92 14.77% $ 1,377,679.71 12.10% ▼
0.26% 0.36% 0.42% $ 39,722.53 46.71% $ 17,869.33 14.32% ▼
32% 27% 32% -$ 1,206,048.10 -11% $ 1,657,555.50 18% ▲
16.02% 17.03% 21.69% $ 724,346.11 13.85% $ 1,448,575.47 24.33% ▲
9.21% 10.35% 14.20% $ 607,938.14 20.21% $ 1,230,267.52 34.02% ▲
2.33% 3.13% 2.59% $ 332,555.94 43.62% -$ 210,818.86 -19.26% ▼
2.51% 3.00% 4.02% $ 231,335.52 28.27% $ 321,559.57 30.64% ▲
1.96% 0.55% 0.88% -$ 447,483.49 -69.87% $ 107,567.24 55.74% ▲
0.00% 0.00% $ 0.00 0.00% $ 0.00
16.47% 9.86% 10.71% -$ 1,930,394.21 -35.89% $ 208,980.03 6.06% ▲
8.61% 9.60% 10.44% $ 544,485.21 19.37% $ 209,277.41 6.24% ▼
7.86% 0.26% 0.27% -$ 2,474,879.42 -96.40% -$ 297.38 -0.32% ▲
68% 73% 68%
35.25% 34.31% 38.06% $ 483,000.00 4.20% $ 1,000,000.00 8.34% ▲
1.38% 1.86% 2.48% $ 199,717.97 44.39% $ 196,569.11 30.26% ▼
30.88% 36.94% 27.06% $ 2,830,845.03 28.08% -$ 3,678,009.11 -28.48% ▼
 Monto $ 13,500,000
Plazo 24 Cuota Variable Sobre Saldo
Tasa 2.30%
Periodo Abono Capital Intereses Cuota Saldo
0 $ 13,500,000
1 $ 562,500 $ 310,500 $ 873,000 $ 12,937,500
2 $ 562,500 $ 297,563 $ 860,063 $ 12,375,000
3 $ 562,500 $ 284,625 $ 847,125 $ 11,812,500
4 $ 562,500 $ 271,688 $ 834,188 $ 11,250,000
5 $ 562,500 $ 258,750 $ 821,250 $ 10,687,500
6 $ 562,500 $ 245,813 $ 808,313 $ 10,125,000
7 $ 562,500 $ 232,875 $ 795,375 $ 9,562,500
8 $ 562,500 $ 219,938 $ 782,438 $ 9,000,000
9 $ 562,500 $ 207,000 $ 769,500 $ 8,437,500
10 $ 562,500 $ 194,063 $ 756,563 $ 7,875,000
11 $ 562,500 $ 181,125 $ 743,625 $ 7,312,500
12 $ 562,500 $ 168,188 $ 730,688 $ 6,750,000
13 $ 562,500 $ 155,250 $ 717,750 $ 6,187,500
14 $ 562,500 $ 142,313 $ 704,813 $ 5,625,000
15 $ 562,500 $ 129,375 $ 691,875 $ 5,062,500
16 $ 562,500 $ 116,438 $ 678,938 $ 4,500,000
17 $ 562,500 $ 103,500 $ 666,000 $ 3,937,500
18 $ 562,500 $ 90,563 $ 653,063 $ 3,375,000
19 $ 562,500 $ 77,625 $ 640,125 $ 2,812,500
20 $ 562,500 $ 64,688 $ 627,188 $ 2,250,000
21 $ 562,500 $ 51,750 $ 614,250 $ 1,687,500
22 $ 562,500 $ 38,813 $ 601,313 $ 1,125,000
23 $ 562,500 $ 25,875 $ 588,375 $ 562,500
24 $ 562,500 $ 12,938 $ 575,438 $0
Totales $ 13,500,000 $ 3,881,250 $ 17,381,250
 Empresa: Confecciones Stella Maria
Incremento Ventas Incremento Ventas
ESTADOS DE RESULTADOS Total
25% 30%
2019 2020
Ventas $ 49,145,898.11 $ 12,286,474.53 $ 61,432,372.64 $ 18,429,711.79
Costos de Venta $ 26,558,076.78 $ 26,850,980.00
UTILIDAD BRUTA $ 22,587,821.33 $ 34,581,392.64
Gastos de Operación $ 16,277,761.47 $ 18,309,220.00
UTILDAD OPERATIVA $ 6,310,059.86 $ 16,272,172.64
Ingresos no Operacionales $ 94,641.89 $ 100,140.00
Gastos Financieros $ 211,886.38 $ 6,961,886.38
UTILIDAD ANTES IMP Y TRAB $ 6,192,815.37 $ 9,410,426.26
15% trabajadores $ 928,922.28 $ 1,013,000.00
Impuestos a la Renta $ 1,332,510.83 $ 1,402,000.00
UTILIDAD NETA $ 3,931,382.26 $ 6,995,426.26
 Total
2021
$ 79,862,084.43
$ 27,202,000.00
$ 52,660,084.43
$ 19,590,099.00
$ 33,069,985.43
$ 120,990.00
$ 6,961,886.38
$ 26,229,089.05
$ 1,265,000.00
$ 1,500,340.00
$ 23,463,749.05
 UNIDADES 2020
Valor comercial 2020 2021 VENTAS
PANTALONES DRIL $ 120,400.00 80 104 $ 9,632,000.00
CHAQUETAS PAÑO $ 220,000.00 60 78 $ 13,200,000.00
VESTIDO DE PAÑO $ 320,000.00 90 117 $ 28,800,000.00
CAMISAS $ 70,000.00 140 182 $ 9,800,000.00
$ 61,432,000.00
 2021
VENTAS
$ 12,521,600.00
$ 17,160,000.00
$ 37,440,000.00
$ 12,740,000.00
$ 79,861,600.00