El señor Gaal Volker desea ad

préstamo de $20000. Se desea

Datos del Problema
Comprar Autmóvil
TEA
PERÍODO
A)Cuota Mensual - PAGO
Si el banco le cobra una TEA d
pagaría?
Si el señor Gaal Volker sólo pu
$ 20,000.00 tiempo pagaría su deuda?
11% ¿Cuál es el interés y la amortiz
10 AÑOS El señor le solicita el cuadro de
Realice los pasos para verifica

-$269.66

B)NPER - Tiempo
138 meses

c)
Funciones
Interés 2 primeros años -$3,948.29 =PAGO.INT.ENTRE
Amortización 2 primeros años -$2,523.62 =pago.princ.entre
pagoint
Periodo Saldo inicial Interés
1 $ 20,000.00 -$174.69
2 $ 19,905.03 -$173.86
3 $ 19,809.23 -$173.03
4 $ 19,712.59 -$172.18
5 $ 19,615.11 -$171.33
6 $ 19,516.78 -$170.47
7 $ 19,417.58 -$169.60
8 $ 19,317.53 -$168.73
9 $ 19,216.59 -$167.85
10 $ 19,114.78 -$166.96
11 $ 19,012.08 -$166.06
12 $ 18,908.48 -$165.16
13 $ 18,803.97 -$164.25
14 $ 18,698.55 -$163.32
15 $ 18,592.21 -$162.40
16 $ 18,484.95 -$161.46
17 $ 18,376.74 -$160.51
18 $ 18,267.59 -$159.56
19 $ 18,157.49 -$158.60
20 $ 18,046.43 -$157.63
21 $ 17,934.39 -$156.65
22 $ 17,821.38 -$155.66
23 $ 17,707.38 -$154.67
24 $ 17,592.38 -$153.66
25 $ 17,476.38 -$152.65
26 $ 17,359.37 -$151.63
27 $ 17,241.33 -$150.60
28 $ 17,122.26 -$149.56
29 $ 17,002.16 -$148.51
30 $ 16,881.00 -$147.45
31 $ 16,758.79 -$146.38
32 $ 16,635.50 -$145.30
33 $ 16,511.15 -$144.22
34 $ 16,385.70 -$143.12
35 $ 16,259.16 -$142.02
36 $ 16,131.51 -$140.90
37 $ 16,002.75 -$139.78
38 $ 15,872.87 -$138.64
39 $ 15,741.85 -$137.50
40 $ 15,609.68 -$136.34
41 $ 15,476.36 -$135.18
42 $ 15,341.88 -$134.01
43 $ 15,206.22 -$132.82
44 $ 15,069.38 -$131.62
45 $ 14,931.34 -$130.42
46 $ 14,792.10 -$129.20
47 $ 14,651.64 -$127.98
48 $ 14,509.95 -$126.74
49 $ 14,367.03 -$125.49
50 $ 14,222.85 -$124.23
51 $ 14,077.42 -$122.96
52 $ 13,930.72 -$121.68
53 $ 13,782.74 -$120.39
54 $ 13,633.46 -$119.08
55 $ 13,482.88 -$117.77
56 $ 13,330.98 -$116.44
57 $ 13,177.76 -$115.10
58 $ 13,023.20 -$113.75
59 $ 12,867.29 -$112.39
60 $ 12,710.02 -$111.02
61 $ 12,551.37 -$109.63
62 $ 12,391.34 -$108.23
63 $ 12,229.91 -$106.82
64 $ 12,067.07 -$105.40
65 $ 11,902.81 -$103.97
66 $ 11,737.11 -$102.52
67 $ 11,569.97 -$101.06
68 $ 11,401.36 -$99.59
69 $ 11,231.29 -$98.10
 70 $ 11,059.72 -$96.60
71 $ 10,886.66 -$95.09
72 $ 10,712.09 -$93.57
73 $ 10,535.99 -$92.03
74 $ 10,358.36 -$90.48
75 $ 10,179.17 -$88.91
76 $ 9,998.42 -$87.33
77 $ 9,816.09 -$85.74
78 $ 9,632.17 -$84.13
79 $ 9,446.64 -$82.51
80 $ 9,259.48 -$80.88
81 $ 9,070.70 -$79.23
82 $ 8,880.27 -$77.57
83 $ 8,688.17 -$75.89
84 $ 8,494.39 -$74.20
85 $ 8,298.92 -$72.49
86 $ 8,101.75 -$70.77
87 $ 7,902.85 -$69.03
88 $ 7,702.22 -$67.28
89 $ 7,499.83 -$65.51
90 $ 7,295.68 -$63.72
91 $ 7,089.74 -$61.93
92 $ 6,882.00 -$60.11
93 $ 6,672.45 -$58.28
94 $ 6,461.07 -$56.43
95 $ 6,247.84 -$54.57
96 $ 6,032.75 -$52.69
97 $ 5,815.78 -$50.80
98 $ 5,596.91 -$48.89
99 $ 5,376.14 -$46.96
100 $ 5,153.43 -$45.01
101 $ 4,928.78 -$43.05
102 $ 4,702.17 -$41.07
103 $ 4,473.58 -$39.07
104 $ 4,242.99 -$37.06
105 $ 4,010.39 -$35.03
106 $ 3,775.76 -$32.98
107 $ 3,539.07 -$30.91
108 $ 3,300.32 -$28.83
109 $ 3,059.49 -$26.72
110 $ 2,816.55 -$24.60
111 $ 2,571.48 -$22.46
112 $ 2,324.28 -$20.30
113 $ 2,074.92 -$18.12
114 $ 1,823.38 -$15.93
115 $ 1,569.64 -$13.71
116 $ 1,313.69 -$11.47
117 $ 1,055.50 -$9.22
118 $ 795.06 -$6.94
119 $ 532.34 -$4.65
120 $ 267.33 -$2.34
El señor Gaal Volker desea adquirir un automóvil, por lo que solicita al banco un
préstamo de $20000. Se desea saber:
Si el banco le cobra una TEA del 11% en 10 años, ¿cuál es la cuota mensual que
pagaría?
Si el señor Gaal Volker sólo puede pagar $250 mensuales a la misma tasa. ¿En cuánto
tiempo pagaría su deuda?
¿Cuál es el interés y la amortización que paga en los primeros dos años?
El señor le solicita el cuadro de amortización de su deuda con los datos del Ítem (a).
Realice los pasos para verificar los resultados.

pagoprin
Amortización Saldo final Cuota Mensual
-$94.97 $ 19,905.03 -$269.66
-$95.80 $ 19,809.23 -$269.66
-$96.64 $ 19,712.59 -$269.66
-$97.48 $ 19,615.11 -$269.66
-$98.33 $ 19,516.78 -$269.66
-$99.19 $ 19,417.58 -$269.66
-$100.06 $ 19,317.53 -$269.66
-$100.93 $ 19,216.59 -$269.66
-$101.81 $ 19,114.78 -$269.66
-$102.70 $ 19,012.08 -$269.66
-$103.60 $ 18,908.48 -$269.66
-$104.51 $ 18,803.97 -$269.66
-$105.42 $ 18,698.55 -$269.66
-$106.34 $ 18,592.21 -$269.66
-$107.27 $ 18,484.95 -$269.66
-$108.20 $ 18,376.74 -$269.66
-$109.15 $ 18,267.59 -$269.66
-$110.10 $ 18,157.49 -$269.66
-$111.06 $ 18,046.43 -$269.66
-$112.03 $ 17,934.39 -$269.66
-$113.01 $ 17,821.38 -$269.66
-$114.00 $ 17,707.38 -$269.66
-$115.00 $ 17,592.38 -$269.66
-$116.00 $ 17,476.38 -$269.66
-$117.01 $ 17,359.37 -$269.66
-$118.04 $ 17,241.33 -$269.66
-$119.07 $ 17,122.26 -$269.66
-$120.11 $ 17,002.16 -$269.66
-$121.16 $ 16,881.00 -$269.66
-$122.21 $ 16,758.79 -$269.66
-$123.28 $ 16,635.50 -$269.66
-$124.36 $ 16,511.15 -$269.66
-$125.44 $ 16,385.70 -$269.66
-$126.54 $ 16,259.16 -$269.66
-$127.65 $ 16,131.51 -$269.66
-$128.76 $ 16,002.75 -$269.66
-$129.89 $ 15,872.87 -$269.66
-$131.02 $ 15,741.85 -$269.66
-$132.16 $ 15,609.68 -$269.66
-$133.32 $ 15,476.36 -$269.66
-$134.48 $ 15,341.88 -$269.66
-$135.66 $ 15,206.22 -$269.66
-$136.84 $ 15,069.38 -$269.66
-$138.04 $ 14,931.34 -$269.66
-$139.24 $ 14,792.10 -$269.66
-$140.46 $ 14,651.64 -$269.66
-$141.69 $ 14,509.95 -$269.66
-$142.92 $ 14,367.03 -$269.66
-$144.17 $ 14,222.85 -$269.66
-$145.43 $ 14,077.42 -$269.66
-$146.70 $ 13,930.72 -$269.66
-$147.98 $ 13,782.74 -$269.66
-$149.28 $ 13,633.46 -$269.66
-$150.58 $ 13,482.88 -$269.66
-$151.90 $ 13,330.98 -$269.66
-$153.22 $ 13,177.76 -$269.66
-$154.56 $ 13,023.20 -$269.66
-$155.91 $ 12,867.29 -$269.66
-$157.27 $ 12,710.02 -$269.66
-$158.65 $ 12,551.37 -$269.66
-$160.03 $ 12,391.34 -$269.66
-$161.43 $ 12,229.91 -$269.66
-$162.84 $ 12,067.07 -$269.66
-$164.26 $ 11,902.81 -$269.66
-$165.70 $ 11,737.11 -$269.66
-$167.14 $ 11,569.97 -$269.66
-$168.60 $ 11,401.36 -$269.66
-$170.08 $ 11,231.29 -$269.66
-$171.56 $ 11,059.72 -$269.66
-$173.06 $ 10,886.66 -$269.66
-$174.57 $ 10,712.09 -$269.66
-$176.10 $ 10,535.99 -$269.66
-$177.64 $ 10,358.36 -$269.66
-$179.19 $ 10,179.17 -$269.66
-$180.75 $ 9,998.42 -$269.66
-$182.33 $ 9,816.09 -$269.66
-$183.92 $ 9,632.17 -$269.66
-$185.53 $ 9,446.64 -$269.66
-$187.15 $ 9,259.48 -$269.66
-$188.79 $ 9,070.70 -$269.66
-$190.43 $ 8,880.27 -$269.66
-$192.10 $ 8,688.17 -$269.66
-$193.78 $ 8,494.39 -$269.66
-$195.47 $ 8,298.92 -$269.66
-$197.18 $ 8,101.75 -$269.66
-$198.90 $ 7,902.85 -$269.66
-$200.63 $ 7,702.22 -$269.66
-$202.39 $ 7,499.83 -$269.66
-$204.16 $ 7,295.68 -$269.66
-$205.94 $ 7,089.74 -$269.66
-$207.74 $ 6,882.00 -$269.66
-$209.55 $ 6,672.45 -$269.66
-$211.38 $ 6,461.07 -$269.66
-$213.23 $ 6,247.84 -$269.66
-$215.09 $ 6,032.75 -$269.66
-$216.97 $ 5,815.78 -$269.66
-$218.86 $ 5,596.91 -$269.66
-$220.78 $ 5,376.14 -$269.66
-$222.70 $ 5,153.43 -$269.66
-$224.65 $ 4,928.78 -$269.66
-$226.61 $ 4,702.17 -$269.66
-$228.59 $ 4,473.58 -$269.66
-$230.59 $ 4,242.99 -$269.66
-$232.60 $ 4,010.39 -$269.66
-$234.63 $ 3,775.76 -$269.66
-$236.68 $ 3,539.07 -$269.66
-$238.75 $ 3,300.32 -$269.66
-$240.84 $ 3,059.49 -$269.66
-$242.94 $ 2,816.55 -$269.66
-$245.06 $ 2,571.48 -$269.66
-$247.20 $ 2,324.28 -$269.66
-$249.36 $ 2,074.92 -$269.66
-$251.54 $ 1,823.38 -$269.66
-$253.74 $ 1,569.64 -$269.66
 -$255.95 $ 1,313.69 -$269.66
-$258.19 $ 1,055.50 -$269.66
-$260.44 $ 795.06 -$269.66
-$262.72 $ 532.34 -$269.66
-$265.01 $ 267.33 -$269.66
-$267.33 $ 0.00 -$269.66
-$20,000.00
Un padre de familia desea ahorrar durante 6 meses una c
fija de dinero para disponer al final de los mismos de un
de $4500 para pagar la matrícula de su hijo. Si la TEA es d
¿cuánto debe ahorrar mensualmente?

-$727.00
e 6 meses una cantidad
s mismos de una suma
o. Si la TEA es del 16%,
Departamento $50,000.00
Inicial 15%
TEA 18%
Tiempo pago 10 años
cuota mensual -$729.67
1.39%
Sal_inicial +
pagoint pagoprin amortización
periodo saldo inicial interes amortización saldo final
1 $42,500.00 -$590.26 -$139.41 $42,360.59
2 $42,360.59 -$588.32 -$141.35 $42,219.23
3 $42,219.23 -$586.36 -$143.31 $42,075.92
4 $42,075.92 -$584.37 -$145.30 $41,930.62
5 $41,930.62 -$582.35 -$147.32 $41,783.29
6 $41,783.29 -$580.30 -$149.37 $41,633.93
7 $41,633.93 -$578.23 -$151.44 $41,482.48
8 $41,482.48 -$576.13 -$153.55 $41,328.94
9 $41,328.94 -$573.99 -$155.68 $41,173.26
10 $41,173.26 -$571.83 -$157.84 $41,015.42
11 $41,015.42 -$569.64 -$160.03 $40,855.38
12 $40,855.38 -$567.42 -$162.26 $40,693.13
13 $40,693.13 -$565.16 -$164.51 $40,528.62
14 $40,528.62 -$562.88 -$166.79 $40,361.82
15 $40,361.82 -$560.56 -$169.11 $40,192.71
16 $40,192.71 -$558.21 -$171.46 $40,021.26
17 $40,021.26 -$555.83 -$173.84 $39,847.41
18 $39,847.41 -$553.42 -$176.25 $39,671.16
19 $39,671.16 -$550.97 -$178.70 $39,492.46
20 $39,492.46 -$548.49 -$181.18 $39,311.27
21 $39,311.27 -$545.97 -$183.70 $39,127.57
22 $39,127.57 -$543.42 -$186.25 $38,941.32
23 $38,941.32 -$540.83 -$188.84 $38,752.48
24 $38,752.48 -$538.21 -$191.46 $38,561.02
25 $38,561.02 -$535.55 -$194.12 $38,366.90
26 $38,366.90 -$532.86 -$196.82 $38,170.08
27 $38,170.08 -$530.12 -$199.55 $37,970.53
28 $37,970.53 -$527.35 -$202.32 $37,768.21
29 $37,768.21 -$524.54 -$205.13 $37,563.08
30 $37,563.08 -$521.69 -$207.98 $37,355.10
31 $37,355.10 -$518.80 -$210.87 $37,144.23
32 $37,144.23 -$515.88 -$213.80 $36,930.43
33 $36,930.43 -$512.91 -$216.77 $36,713.66
34 $36,713.66 -$509.90 -$219.78 $36,493.88
35 $36,493.88 -$506.84 -$222.83 $36,271.05
36 $36,271.05 -$503.75 -$225.92 $36,045.13
37 $36,045.13 -$500.61 -$229.06 $35,816.07
38 $35,816.07 -$497.43 -$232.24 $35,583.82
39 $35,583.82 -$494.20 -$235.47 $35,348.35
40 $35,348.35 -$490.93 -$238.74 $35,109.61
41 $35,109.61 -$487.62 -$242.06 $34,867.56
42 $34,867.56 -$484.26 -$245.42 $34,622.14
43 $34,622.14 -$480.85 -$248.83 $34,373.32
44 $34,373.32 -$477.39 -$252.28 $34,121.03
45 $34,121.03 -$473.89 -$255.79 $33,865.25
46 $33,865.25 -$470.34 -$259.34 $33,605.91
47 $33,605.91 -$466.73 -$262.94 $33,342.97
48 $33,342.97 -$463.08 -$266.59 $33,076.38
49 $33,076.38 -$459.38 -$270.29 $32,806.09
50 $32,806.09 -$455.63 -$274.05 $32,532.04
51 $32,532.04 -$451.82 -$277.85 $32,254.19
52 $32,254.19 -$447.96 -$281.71 $31,972.47
53 $31,972.47 -$444.05 -$285.63 $31,686.85
54 $31,686.85 -$440.08 -$289.59 $31,397.25
55 $31,397.25 -$436.06 -$293.61 $31,103.64
56 $31,103.64 -$431.98 -$297.69 $30,805.95
57 $30,805.95 -$427.85 -$301.83 $30,504.12
58 $30,504.12 -$423.65 -$306.02 $30,198.10
59 $30,198.10 -$419.40 -$310.27 $29,887.83
60 $29,887.83 -$415.10 -$314.58 $29,573.26
61 $29,573.26 -$410.73 -$318.95 $29,254.31
62 $29,254.31 -$406.30 -$323.38 $28,930.93
63 $28,930.93 -$401.81 -$327.87 $28,603.07
64 $28,603.07 -$397.25 -$332.42 $28,270.65
65 $28,270.65 -$392.63 -$337.04 $27,933.61
66 $27,933.61 -$387.95 -$341.72 $27,591.89
67 $27,591.89 -$383.21 -$346.46 $27,245.42
68 $27,245.42 -$378.40 -$351.28 $26,894.15
69 $26,894.15 -$373.52 -$356.16 $26,537.99
70 $26,537.99 -$368.57 -$361.10 $26,176.89
71 $26,176.89 -$363.56 -$366.12 $25,810.77
72 $25,810.77 -$358.47 -$371.20 $25,439.57
73 $25,439.57 -$353.32 -$376.36 $25,063.21
74 $25,063.21 -$348.09 -$381.58 $24,681.63
 75 $24,681.63 -$342.79 -$386.88 $24,294.75
76 $24,294.75 -$337.42 -$392.26 $23,902.49
77 $23,902.49 -$331.97 -$397.70 $23,504.78
78 $23,504.78 -$326.44 -$403.23 $23,101.56
79 $23,101.56 -$320.84 -$408.83 $22,692.73
80 $22,692.73 -$315.17 -$414.51 $22,278.22
81 $22,278.22 -$309.41 -$420.26 $21,857.96
82 $21,857.96 -$303.57 -$426.10 $21,431.86
83 $21,431.86 -$297.65 -$432.02 $20,999.84
84 $20,999.84 -$291.65 -$438.02 $20,561.82
85 $20,561.82 -$285.57 -$444.10 $20,117.72
86 $20,117.72 -$279.40 -$450.27 $19,667.45
87 $19,667.45 -$273.15 -$456.52 $19,210.93
88 $19,210.93 -$266.81 -$462.86 $18,748.06
89 $18,748.06 -$260.38 -$469.29 $18,278.77
90 $18,278.77 -$253.86 -$475.81 $17,802.96
91 $17,802.96 -$247.26 -$482.42 $17,320.55
92 $17,320.55 -$240.56 -$489.12 $16,831.43
93 $16,831.43 -$233.76 -$495.91 $16,335.52
94 $16,335.52 -$226.87 -$502.80 $15,832.72
95 $15,832.72 -$219.89 -$509.78 $15,322.94
96 $15,322.94 -$212.81 -$516.86 $14,806.08
97 $14,806.08 -$205.63 -$524.04 $14,282.04
98 $14,282.04 -$198.36 -$531.32 $13,750.72
99 $13,750.72 -$190.98 -$538.70 $13,212.02
100 $13,212.02 -$183.49 -$546.18 $12,665.84
101 $12,665.84 -$175.91 -$553.76 $12,112.08
102 $12,112.08 -$168.22 -$561.46 $11,550.62
103 $11,550.62 -$160.42 -$569.25 $10,981.37
104 $10,981.37 -$152.51 -$577.16 $10,404.21
105 $10,404.21 -$144.50 -$585.17 $9,819.04
106 $9,819.04 -$136.37 -$593.30 $9,225.74
107 $9,225.74 -$128.13 -$601.54 $8,624.19
108 $8,624.19 -$119.78 -$609.90 $8,014.30
109 $8,014.30 -$111.31 -$618.37 $7,395.93
110 $7,395.93 -$102.72 -$626.95 $6,768.98
111 $6,768.98 -$94.01 -$635.66 $6,133.31
112 $6,133.31 -$85.18 -$644.49 $5,488.82
113 $5,488.82 -$76.23 -$653.44 $4,835.38
114 $4,835.38 -$67.16 -$662.52 $4,172.86
115 $4,172.86 -$57.95 -$671.72 $3,501.15
116 $3,501.15 -$48.63 -$681.05 $2,820.10
117 $2,820.10 -$39.17 -$690.51 $2,129.59
118 $2,129.59 -$29.58 -$700.10 $1,429.50
119 $1,429.50 -$19.85 -$709.82 $719.68
120 $719.68 -$10.00 -$719.68 $0.00
-$42,500.00
 interes +
amortización
cuota mensual
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
-$729.67
Departamento $125,000.00
Inicial 15%
TEA 14.5%
Tiempo pago 15 años
cuota mensual -$1,387.75
Total -$249,795.16
1.13%

pagoint pagoprin
periodo saldo inicial interes amortización
1 $106,250.00 -$1,205.68 -$182.07
2 $106,067.93 -$1,203.62 -$184.13
3 $105,883.80 -$1,201.53 -$186.22
4 $105,697.58 -$1,199.42 -$188.33
5 $105,509.25 -$1,197.28 -$190.47
6 $105,318.77 -$1,195.12 -$192.63
7 $105,126.14 -$1,192.93 -$194.82
8 $104,931.32 -$1,190.72 -$197.03
9 $104,734.29 -$1,188.49 -$199.27
10 $104,535.02 -$1,186.22 -$201.53
11 $104,333.50 -$1,183.94 -$203.81
12 $104,129.68 -$1,181.62 -$206.13
13 $103,923.56 -$1,179.29 -$208.47
14 $103,715.09 -$1,176.92 -$210.83
15 $103,504.26 -$1,174.53 -$213.22
16 $103,291.04 -$1,172.11 -$215.64
17 $103,075.39 -$1,169.66 -$218.09
18 $102,857.30 -$1,167.19 -$220.57
19 $102,636.74 -$1,164.68 -$223.07
20 $102,413.67 -$1,162.15 -$225.60
21 $102,188.07 -$1,159.59 -$228.16
22 $101,959.91 -$1,157.00 -$230.75
23 $101,729.16 -$1,154.38 -$233.37
24 $101,495.80 -$1,151.74 -$236.02
25 $101,259.78 -$1,149.06 -$238.69
26 $101,021.09 -$1,146.35 -$241.40
27 $100,779.68 -$1,143.61 -$244.14
28 $100,535.54 -$1,140.84 -$246.91
29 $100,288.63 -$1,138.04 -$249.71
30 $100,038.92 -$1,135.20 -$252.55
31 $99,786.37 -$1,132.34 -$255.41
32 $99,530.96 -$1,129.44 -$258.31
33 $99,272.65 -$1,126.51 -$261.24
34 $99,011.40 -$1,123.54 -$264.21
35 $98,747.20 -$1,120.55 -$267.21
36 $98,479.99 -$1,117.51 -$270.24
37 $98,209.76 -$1,114.45 -$273.30
38 $97,936.45 -$1,111.35 -$276.41
39 $97,660.05 -$1,108.21 -$279.54
40 $97,380.50 -$1,105.04 -$282.71
41 $97,097.79 -$1,101.83 -$285.92
42 $96,811.87 -$1,098.58 -$289.17
43 $96,522.70 -$1,095.30 -$292.45
44 $96,230.25 -$1,091.98 -$295.77
45 $95,934.49 -$1,088.63 -$299.12
46 $95,635.37 -$1,085.23 -$302.52
47 $95,332.85 -$1,081.80 -$305.95
48 $95,026.90 -$1,078.33 -$309.42
49 $94,717.48 -$1,074.82 -$312.93
50 $94,404.54 -$1,071.27 -$316.48
51 $94,088.06 -$1,067.68 -$320.08
52 $93,767.98 -$1,064.04 -$323.71
53 $93,444.28 -$1,060.37 -$327.38
54 $93,116.90 -$1,056.66 -$331.10
55 $92,785.80 -$1,052.90 -$334.85
56 $92,450.95 -$1,049.10 -$338.65
57 $92,112.30 -$1,045.26 -$342.50
58 $91,769.80 -$1,041.37 -$346.38
59 $91,423.42 -$1,037.44 -$350.31
60 $91,073.11 -$1,033.46 -$354.29
61 $90,718.82 -$1,029.44 -$358.31
62 $90,360.51 -$1,025.38 -$362.37
63 $89,998.14 -$1,021.26 -$366.49
64 $89,631.65 -$1,017.11 -$370.64
65 $89,261.00 -$1,012.90 -$374.85
66 $88,886.15 -$1,008.65 -$379.10
67 $88,507.05 -$1,004.34 -$383.41
68 $88,123.64 -$999.99 -$387.76
69 $87,735.89 -$995.59 -$392.16
70 $87,343.73 -$991.14 -$396.61
71 $86,947.12 -$986.64 -$401.11
72 $86,546.01 -$982.09 -$405.66
73 $86,140.35 -$977.49 -$410.26
 74 $85,730.09 -$972.83 -$414.92
75 $85,315.17 -$968.12 -$419.63
76 $84,895.55 -$963.36 -$424.39
77 $84,471.16 -$958.55 -$429.20
78 $84,041.95 -$953.68 -$434.07
79 $83,607.88 -$948.75 -$439.00
80 $83,168.88 -$943.77 -$443.98
81 $82,724.90 -$938.73 -$449.02
82 $82,275.88 -$933.64 -$454.12
83 $81,821.76 -$928.48 -$459.27
84 $81,362.49 -$923.27 -$464.48
85 $80,898.01 -$918.00 -$469.75
86 $80,428.26 -$912.67 -$475.08
87 $79,953.18 -$907.28 -$480.47
88 $79,472.71 -$901.83 -$485.92
89 $78,986.78 -$896.31 -$491.44
90 $78,495.34 -$890.74 -$497.02
91 $77,998.33 -$885.10 -$502.66
92 $77,495.67 -$879.39 -$508.36
93 $76,987.31 -$873.62 -$514.13
94 $76,473.19 -$867.79 -$519.96
95 $75,953.22 -$861.89 -$525.86
96 $75,427.36 -$855.92 -$531.83
97 $74,895.53 -$849.89 -$537.86
98 $74,357.67 -$843.78 -$543.97
99 $73,813.70 -$837.61 -$550.14
100 $73,263.56 -$831.37 -$556.38
101 $72,707.17 -$825.05 -$562.70
102 $72,144.48 -$818.67 -$569.08
103 $71,575.39 -$812.21 -$575.54
104 $70,999.85 -$805.68 -$582.07
105 $70,417.78 -$799.07 -$588.68
106 $69,829.10 -$792.39 -$595.36
107 $69,233.75 -$785.64 -$602.11
108 $68,631.64 -$778.81 -$608.95
109 $68,022.69 -$771.90 -$615.86
110 $67,406.84 -$764.91 -$622.84
111 $66,783.99 -$757.84 -$629.91
112 $66,154.08 -$750.69 -$637.06
113 $65,517.02 -$743.46 -$644.29
114 $64,872.73 -$736.15 -$651.60
115 $64,221.13 -$728.76 -$658.99
116 $63,562.14 -$721.28 -$666.47
117 $62,895.67 -$713.72 -$674.03
118 $62,221.63 -$706.07 -$681.68
119 $61,539.95 -$698.33 -$689.42
120 $60,850.53 -$690.51 -$697.24
-$46,096.71
 Sal_inicial + interes +
amortización amortización
saldo final cuota mensual
$106,067.93 -$1,387.75
$105,883.80 -$1,387.75
$105,697.58 -$1,387.75
$105,509.25 -$1,387.75
$105,318.77 -$1,387.75
$105,126.14 -$1,387.75
$104,931.32 -$1,387.75
$104,734.29 -$1,387.75
$104,535.02 -$1,387.75
$104,333.50 -$1,387.75
$104,129.68 -$1,387.75
$103,923.56 -$1,387.75
$103,715.09 -$1,387.75
$103,504.26 -$1,387.75
$103,291.04 -$1,387.75
$103,075.39 -$1,387.75
$102,857.30 -$1,387.75
$102,636.74 -$1,387.75
$102,413.67 -$1,387.75
$102,188.07 -$1,387.75
$101,959.91 -$1,387.75
$101,729.16 -$1,387.75
$101,495.80 -$1,387.75
$101,259.78 -$1,387.75
$101,021.09 -$1,387.75
$100,779.68 -$1,387.75
$100,535.54 -$1,387.75
$100,288.63 -$1,387.75
$100,038.92 -$1,387.75
$99,786.37 -$1,387.75
$99,530.96 -$1,387.75
$99,272.65 -$1,387.75
$99,011.40 -$1,387.75
$98,747.20 -$1,387.75
$98,479.99 -$1,387.75
$98,209.76 -$1,387.75
$97,936.45 -$1,387.75
$97,660.05 -$1,387.75
$97,380.50 -$1,387.75
$97,097.79 -$1,387.75
$96,811.87 -$1,387.75
$96,522.70 -$1,387.75
$96,230.25 -$1,387.75
$95,934.49 -$1,387.75
$95,635.37 -$1,387.75
$95,332.85 -$1,387.75
$95,026.90 -$1,387.75
$94,717.48 -$1,387.75
$94,404.54 -$1,387.75
$94,088.06 -$1,387.75
$93,767.98 -$1,387.75
$93,444.28 -$1,387.75
$93,116.90 -$1,387.75
$92,785.80 -$1,387.75
$92,450.95 -$1,387.75
$92,112.30 -$1,387.75
$91,769.80 -$1,387.75
$91,423.42 -$1,387.75
$91,073.11 -$1,387.75
$90,718.82 -$1,387.75
$90,360.51 -$1,387.75
$89,998.14 -$1,387.75
$89,631.65 -$1,387.75
$89,261.00 -$1,387.75
$88,886.15 -$1,387.75
$88,507.05 -$1,387.75
$88,123.64 -$1,387.75
$87,735.89 -$1,387.75
$87,343.73 -$1,387.75
$86,947.12 -$1,387.75
$86,546.01 -$1,387.75
$86,140.35 -$1,387.75
$85,730.09 -$1,387.75
$85,315.17 -$1,387.75
$84,895.55 -$1,387.75
$84,471.16 -$1,387.75
$84,041.95 -$1,387.75
$83,607.88 -$1,387.75
$83,168.88 -$1,387.75
$82,724.90 -$1,387.75
$82,275.88 -$1,387.75
$81,821.76 -$1,387.75
$81,362.49 -$1,387.75
$80,898.01 -$1,387.75
$80,428.26 -$1,387.75
$79,953.18 -$1,387.75
$79,472.71 -$1,387.75
$78,986.78 -$1,387.75
$78,495.34 -$1,387.75
$77,998.33 -$1,387.75
$77,495.67 -$1,387.75
$76,987.31 -$1,387.75
$76,473.19 -$1,387.75
$75,953.22 -$1,387.75
$75,427.36 -$1,387.75
$74,895.53 -$1,387.75
$74,357.67 -$1,387.75
$73,813.70 -$1,387.75
$73,263.56 -$1,387.75
$72,707.17 -$1,387.75
$72,144.48 -$1,387.75
$71,575.39 -$1,387.75
$70,999.85 -$1,387.75
$70,417.78 -$1,387.75
$69,829.10 -$1,387.75
$69,233.75 -$1,387.75
$68,631.64 -$1,387.75
$68,022.69 -$1,387.75
$67,406.84 -$1,387.75
$66,783.99 -$1,387.75
$66,154.08 -$1,387.75
$65,517.02 -$1,387.75
$64,872.73 -$1,387.75
$64,221.13 -$1,387.75
$63,562.14 -$1,387.75
$62,895.67 -$1,387.75
$62,221.63 -$1,387.75
$61,539.95 -$1,387.75
$60,850.53 -$1,387.75
$60,153.29 -$1,387.75
Departamento $125,000.00
Inicial 12%
TEA 13.5%
Tiempo pago 18 años
cuota mensual -$1,300.00
Total -$280,799.18
1.06%

pagoint pagoprin
periodo saldo inicial interes amortización
1 $110,000.00 -$1,166.95 -$133.05
2 $109,866.95 -$1,165.53 -$134.46
3 $109,732.49 -$1,164.11 -$135.89
4 $109,596.60 -$1,162.67 -$137.33
5 $109,459.27 -$1,161.21 -$138.79
6 $109,320.48 -$1,159.74 -$140.26
7 $109,180.22 -$1,158.25 -$141.75
8 $109,038.48 -$1,156.75 -$143.25
9 $108,895.22 -$1,155.23 -$144.77
10 $108,750.45 -$1,153.69 -$146.31
11 $108,604.15 -$1,152.14 -$147.86
12 $108,456.29 -$1,150.57 -$149.43
13 $108,306.86 -$1,148.98 -$151.01
14 $108,155.85 -$1,147.38 -$152.61
15 $108,003.24 -$1,145.76 -$154.23
16 $107,849.00 -$1,144.13 -$155.87
17 $107,693.13 -$1,142.47 -$157.52
18 $107,535.61 -$1,140.80 -$159.19
19 $107,376.41 -$1,139.11 -$160.88
20 $107,215.53 -$1,137.41 -$162.59
21 $107,052.94 -$1,135.68 -$164.31
22 $106,888.63 -$1,133.94 -$166.06
23 $106,722.57 -$1,132.18 -$167.82
24 $106,554.75 -$1,130.40 -$169.60
25 $106,385.15 -$1,128.60 -$171.40
26 $106,213.75 -$1,126.78 -$173.22
27 $106,040.53 -$1,124.94 -$175.05
28 $105,865.48 -$1,123.08 -$176.91
29 $105,688.57 -$1,121.21 -$178.79
30 $105,509.78 -$1,119.31 -$180.69
31 $105,329.09 -$1,117.39 -$182.60
32 $105,146.49 -$1,115.46 -$184.54
33 $104,961.95 -$1,113.50 -$186.50
34 $104,775.45 -$1,111.52 -$188.48
35 $104,586.98 -$1,109.52 -$190.48
36 $104,396.50 -$1,107.50 -$192.50
37 $104,204.01 -$1,105.46 -$194.54
38 $104,009.47 -$1,103.39 -$196.60
39 $103,812.87 -$1,101.31 -$198.69
40 $103,614.18 -$1,099.20 -$200.80
41 $103,413.39 -$1,097.07 -$202.93
42 $103,210.46 -$1,094.92 -$205.08
43 $103,005.38 -$1,092.74 -$207.25
44 $102,798.13 -$1,090.54 -$209.45
45 $102,588.68 -$1,088.32 -$211.67
46 $102,377.00 -$1,086.08 -$213.92
47 $102,163.08 -$1,083.81 -$216.19
48 $101,946.89 -$1,081.51 -$218.48
49 $101,728.41 -$1,079.20 -$220.80
50 $101,507.61 -$1,076.85 -$223.14
51 $101,284.47 -$1,074.49 -$225.51
52 $101,058.96 -$1,072.09 -$227.90
53 $100,831.05 -$1,069.68 -$230.32
54 $100,600.73 -$1,067.23 -$232.76
55 $100,367.97 -$1,064.76 -$235.23
56 $100,132.74 -$1,062.27 -$237.73
57 $99,895.01 -$1,059.75 -$240.25
58 $99,654.76 -$1,057.20 -$242.80
59 $99,411.96 -$1,054.62 -$245.37
60 $99,166.59 -$1,052.02 -$247.98
61 $98,918.61 -$1,049.39 -$250.61
62 $98,668.00 -$1,046.73 -$253.27
63 $98,414.73 -$1,044.04 -$255.95
64 $98,158.78 -$1,041.33 -$258.67
65 $97,900.11 -$1,038.58 -$261.41
66 $97,638.69 -$1,035.81 -$264.19
67 $97,374.51 -$1,033.01 -$266.99
68 $97,107.52 -$1,030.17 -$269.82
69 $96,837.70 -$1,027.31 -$272.68
70 $96,565.01 -$1,024.42 -$275.58
71 $96,289.44 -$1,021.50 -$278.50
72 $96,010.94 -$1,018.54 -$281.45
73 $95,729.48 -$1,015.56 -$284.44
 74 $95,445.04 -$1,012.54 -$287.46
75 $95,157.58 -$1,009.49 -$290.51
76 $94,867.07 -$1,006.41 -$293.59
77 $94,573.48 -$1,003.29 -$296.70
78 $94,276.78 -$1,000.14 -$299.85
79 $93,976.93 -$996.96 -$303.03
80 $93,673.90 -$993.75 -$306.25
81 $93,367.65 -$990.50 -$309.50
82 $93,058.15 -$987.22 -$312.78
83 $92,745.37 -$983.90 -$316.10
84 $92,429.27 -$980.54 -$319.45
85 $92,109.82 -$977.16 -$322.84
86 $91,786.98 -$973.73 -$326.27
87 $91,460.72 -$970.27 -$329.73
88 $91,130.99 -$966.77 -$333.22
89 $90,797.77 -$963.24 -$336.76
90 $90,461.01 -$959.66 -$340.33
91 $90,120.68 -$956.05 -$343.94
92 $89,776.73 -$952.41 -$347.59
93 $89,429.14 -$948.72 -$351.28
94 $89,077.86 -$944.99 -$355.01
95 $88,722.86 -$941.23 -$358.77
96 $88,364.09 -$937.42 -$362.58
97 $88,001.51 -$933.57 -$366.42
98 $87,635.09 -$929.69 -$370.31
99 $87,264.78 -$925.76 -$374.24
100 $86,890.54 -$921.79 -$378.21
101 $86,512.33 -$917.77 -$382.22
102 $86,130.11 -$913.72 -$386.28
103 $85,743.83 -$909.62 -$390.37
104 $85,353.45 -$905.48 -$394.52
105 $84,958.94 -$901.30 -$398.70
106 $84,560.24 -$897.07 -$402.93
107 $84,157.31 -$892.79 -$407.21
108 $83,750.10 -$888.47 -$411.53
109 $83,338.58 -$884.11 -$415.89
110 $82,922.69 -$879.69 -$420.30
111 $82,502.38 -$875.23 -$424.76
112 $82,077.62 -$870.73 -$429.27
113 $81,648.35 -$866.17 -$433.82
114 $81,214.53 -$861.57 -$438.42
115 $80,776.11 -$856.92 -$443.08
116 $80,333.03 -$852.22 -$447.78
117 $79,885.26 -$847.47 -$452.53
118 $79,432.73 -$842.67 -$457.33
119 $78,975.41 -$837.82 -$462.18
120 $78,513.23 -$832.92 -$467.08
-$31,953.85
 Sal_inicial + interes +
amortización amortización
saldo final cuota mensual
$109,866.95 -$1,300.00
$109,732.49 -$1,300.00
$109,596.60 -$1,300.00
$109,459.27 -$1,300.00
$109,320.48 -$1,300.00
$109,180.22 -$1,300.00
$109,038.48 -$1,300.00
$108,895.22 -$1,300.00
$108,750.45 -$1,300.00
$108,604.15 -$1,300.00
$108,456.29 -$1,300.00
$108,306.86 -$1,300.00
$108,155.85 -$1,300.00
$108,003.24 -$1,300.00
$107,849.00 -$1,300.00
$107,693.13 -$1,300.00
$107,535.61 -$1,300.00
$107,376.41 -$1,300.00
$107,215.53 -$1,300.00
$107,052.94 -$1,300.00
$106,888.63 -$1,300.00
$106,722.57 -$1,300.00
$106,554.75 -$1,300.00
$106,385.15 -$1,300.00
$106,213.75 -$1,300.00
$106,040.53 -$1,300.00
$105,865.48 -$1,300.00
$105,688.57 -$1,300.00
$105,509.78 -$1,300.00
$105,329.09 -$1,300.00
$105,146.49 -$1,300.00
$104,961.95 -$1,300.00
$104,775.45 -$1,300.00
$104,586.98 -$1,300.00
$104,396.50 -$1,300.00
$104,204.01 -$1,300.00
$104,009.47 -$1,300.00
$103,812.87 -$1,300.00
$103,614.18 -$1,300.00
$103,413.39 -$1,300.00
$103,210.46 -$1,300.00
$103,005.38 -$1,300.00
$102,798.13 -$1,300.00
$102,588.68 -$1,300.00
$102,377.00 -$1,300.00
$102,163.08 -$1,300.00
$101,946.89 -$1,300.00
$101,728.41 -$1,300.00
$101,507.61 -$1,300.00
$101,284.47 -$1,300.00
$101,058.96 -$1,300.00
$100,831.05 -$1,300.00
$100,600.73 -$1,300.00
$100,367.97 -$1,300.00
$100,132.74 -$1,300.00
$99,895.01 -$1,300.00
$99,654.76 -$1,300.00
$99,411.96 -$1,300.00
$99,166.59 -$1,300.00
$98,918.61 -$1,300.00
$98,668.00 -$1,300.00
$98,414.73 -$1,300.00
$98,158.78 -$1,300.00
$97,900.11 -$1,300.00
$97,638.69 -$1,300.00
$97,374.51 -$1,300.00
$97,107.52 -$1,300.00
$96,837.70 -$1,300.00
$96,565.01 -$1,300.00
$96,289.44 -$1,300.00
$96,010.94 -$1,300.00
$95,729.48 -$1,300.00
$95,445.04 -$1,300.00
$95,157.58 -$1,300.00
$94,867.07 -$1,300.00
$94,573.48 -$1,300.00
$94,276.78 -$1,300.00
$93,976.93 -$1,300.00
$93,673.90 -$1,300.00
$93,367.65 -$1,300.00
$93,058.15 -$1,300.00
$92,745.37 -$1,300.00
$92,429.27 -$1,300.00
$92,109.82 -$1,300.00
$91,786.98 -$1,300.00
$91,460.72 -$1,300.00
$91,130.99 -$1,300.00
$90,797.77 -$1,300.00
$90,461.01 -$1,300.00
$90,120.68 -$1,300.00
$89,776.73 -$1,300.00
$89,429.14 -$1,300.00
$89,077.86 -$1,300.00
$88,722.86 -$1,300.00
$88,364.09 -$1,300.00
$88,001.51 -$1,300.00
$87,635.09 -$1,300.00
$87,264.78 -$1,300.00
$86,890.54 -$1,300.00
$86,512.33 -$1,300.00
$86,130.11 -$1,300.00
$85,743.83 -$1,300.00
$85,353.45 -$1,300.00
$84,958.94 -$1,300.00
$84,560.24 -$1,300.00
$84,157.31 -$1,300.00
$83,750.10 -$1,300.00
$83,338.58 -$1,300.00
$82,922.69 -$1,300.00
$82,502.38 -$1,300.00
$82,077.62 -$1,300.00
$81,648.35 -$1,300.00
$81,214.53 -$1,300.00
$80,776.11 -$1,300.00
$80,333.03 -$1,300.00
$79,885.26 -$1,300.00
$79,432.73 -$1,300.00
$78,975.41 -$1,300.00
$78,513.23 -$1,300.00
$78,046.15 -$1,300.00
Departamento $125,000.00
Inicial 10%
TEA 12.5%
Tiempo pago 20 años
cuota mensual -$1,225.91
Total -$294,217.57
0.99%

pagoint pagoprin
periodo saldo inicial interes amortización
1 $112,500.00 -$1,109.65 -$116.25
2 $112,383.75 -$1,108.51 -$117.40
3 $112,266.35 -$1,107.35 -$118.56
4 $112,147.79 -$1,106.18 -$119.73
5 $112,028.06 -$1,105.00 -$120.91
6 $111,907.15 -$1,103.81 -$122.10
7 $111,785.05 -$1,102.60 -$123.31
8 $111,661.74 -$1,101.38 -$124.52
9 $111,537.22 -$1,100.16 -$125.75
10 $111,411.47 -$1,098.92 -$126.99
11 $111,284.48 -$1,097.66 -$128.24
12 $111,156.24 -$1,096.40 -$129.51
13 $111,026.73 -$1,095.12 -$130.79
14 $110,895.94 -$1,093.83 -$132.08
15 $110,763.87 -$1,092.53 -$133.38
16 $110,630.49 -$1,091.21 -$134.69
17 $110,495.80 -$1,089.88 -$136.02
18 $110,359.77 -$1,088.54 -$137.36
19 $110,222.41 -$1,087.19 -$138.72
20 $110,083.69 -$1,085.82 -$140.09
21 $109,943.60 -$1,084.44 -$141.47
22 $109,802.14 -$1,083.04 -$142.86
23 $109,659.27 -$1,081.63 -$144.27
24 $109,515.00 -$1,080.21 -$145.70
25 $109,369.30 -$1,078.77 -$147.13
26 $109,222.17 -$1,077.32 -$148.58
27 $109,073.58 -$1,075.86 -$150.05
28 $108,923.53 -$1,074.38 -$151.53
29 $108,772.00 -$1,072.88 -$153.03
30 $108,618.98 -$1,071.37 -$154.53
31 $108,464.44 -$1,069.85 -$156.06
32 $108,308.38 -$1,068.31 -$157.60
33 $108,150.79 -$1,066.75 -$159.15
34 $107,991.63 -$1,065.18 -$160.72
35 $107,830.91 -$1,063.60 -$162.31
36 $107,668.60 -$1,062.00 -$163.91
37 $107,504.69 -$1,060.38 -$165.53
38 $107,339.17 -$1,058.75 -$167.16
39 $107,172.01 -$1,057.10 -$168.81
40 $107,003.20 -$1,055.43 -$170.47
41 $106,832.73 -$1,053.75 -$172.15
42 $106,660.58 -$1,052.06 -$173.85
43 $106,486.73 -$1,050.34 -$175.57
44 $106,311.16 -$1,048.61 -$177.30
45 $106,133.86 -$1,046.86 -$179.05
46 $105,954.82 -$1,045.09 -$180.81
47 $105,774.00 -$1,043.31 -$182.60
48 $105,591.41 -$1,041.51 -$184.40
49 $105,407.01 -$1,039.69 -$186.22
50 $105,220.79 -$1,037.85 -$188.05
51 $105,032.74 -$1,036.00 -$189.91
52 $104,842.83 -$1,034.13 -$191.78
53 $104,651.05 -$1,032.23 -$193.67
54 $104,457.38 -$1,030.32 -$195.58
55 $104,261.80 -$1,028.39 -$197.51
56 $104,064.29 -$1,026.45 -$199.46
57 $103,864.83 -$1,024.48 -$201.43
58 $103,663.40 -$1,022.49 -$203.41
59 $103,459.98 -$1,020.49 -$205.42
60 $103,254.56 -$1,018.46 -$207.45
61 $103,047.12 -$1,016.41 -$209.49
62 $102,837.62 -$1,014.35 -$211.56
63 $102,626.06 -$1,012.26 -$213.65
64 $102,412.42 -$1,010.15 -$215.75
65 $102,196.67 -$1,008.03 -$217.88
66 $101,978.78 -$1,005.88 -$220.03
67 $101,758.75 -$1,003.71 -$222.20
68 $101,536.55 -$1,001.51 -$224.39
69 $101,312.16 -$999.30 -$226.61
70 $101,085.55 -$997.07 -$228.84
71 $100,856.71 -$994.81 -$231.10
72 $100,625.61 -$992.53 -$233.38
73 $100,392.24 -$990.23 -$235.68
 74 $100,156.56 -$987.90 -$238.00
75 $99,918.55 -$985.55 -$240.35
76 $99,678.20 -$983.18 -$242.72
77 $99,435.48 -$980.79 -$245.12
78 $99,190.36 -$978.37 -$247.53
79 $98,942.83 -$975.93 -$249.98
80 $98,692.85 -$973.46 -$252.44
81 $98,440.41 -$970.97 -$254.93
82 $98,185.48 -$968.46 -$257.45
83 $97,928.03 -$965.92 -$259.99
84 $97,668.05 -$963.36 -$262.55
85 $97,405.50 -$960.77 -$265.14
86 $97,140.36 -$958.15 -$267.75
87 $96,872.60 -$955.51 -$270.40
88 $96,602.21 -$952.84 -$273.06
89 $96,329.14 -$950.15 -$275.76
90 $96,053.39 -$947.43 -$278.48
91 $95,774.91 -$944.68 -$281.22
92 $95,493.69 -$941.91 -$284.00
93 $95,209.69 -$939.11 -$286.80
94 $94,922.89 -$936.28 -$289.63
95 $94,633.27 -$933.42 -$292.48
96 $94,340.78 -$930.54 -$295.37
97 $94,045.41 -$927.62 -$298.28
98 $93,747.13 -$924.68 -$301.22
99 $93,445.91 -$921.71 -$304.20
100 $93,141.71 -$918.71 -$307.20
101 $92,834.52 -$915.68 -$310.23
102 $92,524.29 -$912.62 -$313.29
103 $92,211.00 -$909.53 -$316.38
104 $91,894.63 -$906.41 -$319.50
105 $91,575.13 -$903.26 -$322.65
106 $91,252.48 -$900.08 -$325.83
107 $90,926.65 -$896.86 -$329.04
108 $90,597.61 -$893.62 -$332.29
109 $90,265.32 -$890.34 -$335.57
110 $89,929.75 -$887.03 -$338.88
111 $89,590.88 -$883.69 -$342.22
112 $89,248.66 -$880.31 -$345.60
113 $88,903.06 -$876.90 -$349.00
114 $88,554.06 -$873.46 -$352.45
115 $88,201.61 -$869.98 -$355.92
116 $87,845.69 -$866.47 -$359.43
117 $87,486.25 -$862.93 -$362.98
118 $87,123.28 -$859.35 -$366.56
119 $86,756.72 -$855.73 -$370.17
120 $86,386.54 -$852.08 -$373.83
-$26,487.28
 Sal_inicial + interes +
amortización amortización
saldo final cuota mensual
$112,383.75 -$1,225.91
$112,266.35 -$1,225.91
$112,147.79 -$1,225.91
$112,028.06 -$1,225.91
$111,907.15 -$1,225.91
$111,785.05 -$1,225.91
$111,661.74 -$1,225.91
$111,537.22 -$1,225.91
$111,411.47 -$1,225.91
$111,284.48 -$1,225.91
$111,156.24 -$1,225.91
$111,026.73 -$1,225.91
$110,895.94 -$1,225.91
$110,763.87 -$1,225.91
$110,630.49 -$1,225.91
$110,495.80 -$1,225.91
$110,359.77 -$1,225.91
$110,222.41 -$1,225.91
$110,083.69 -$1,225.91
$109,943.60 -$1,225.91
$109,802.14 -$1,225.91
$109,659.27 -$1,225.91
$109,515.00 -$1,225.91
$109,369.30 -$1,225.91
$109,222.17 -$1,225.91
$109,073.58 -$1,225.91
$108,923.53 -$1,225.91
$108,772.00 -$1,225.91
$108,618.98 -$1,225.91
$108,464.44 -$1,225.91
$108,308.38 -$1,225.91
$108,150.79 -$1,225.91
$107,991.63 -$1,225.91
$107,830.91 -$1,225.91
$107,668.60 -$1,225.91
$107,504.69 -$1,225.91
$107,339.17 -$1,225.91
$107,172.01 -$1,225.91
$107,003.20 -$1,225.91
$106,832.73 -$1,225.91
$106,660.58 -$1,225.91
$106,486.73 -$1,225.91
$106,311.16 -$1,225.91
$106,133.86 -$1,225.91
$105,954.82 -$1,225.91
$105,774.00 -$1,225.91
$105,591.41 -$1,225.91
$105,407.01 -$1,225.91
$105,220.79 -$1,225.91
$105,032.74 -$1,225.91
$104,842.83 -$1,225.91
$104,651.05 -$1,225.91
$104,457.38 -$1,225.91
$104,261.80 -$1,225.91
$104,064.29 -$1,225.91
$103,864.83 -$1,225.91
$103,663.40 -$1,225.91
$103,459.98 -$1,225.91
$103,254.56 -$1,225.91
$103,047.12 -$1,225.91
$102,837.62 -$1,225.91
$102,626.06 -$1,225.91
$102,412.42 -$1,225.91
$102,196.67 -$1,225.91
$101,978.78 -$1,225.91
$101,758.75 -$1,225.91
$101,536.55 -$1,225.91
$101,312.16 -$1,225.91
$101,085.55 -$1,225.91
$100,856.71 -$1,225.91
$100,625.61 -$1,225.91
$100,392.24 -$1,225.91
$100,156.56 -$1,225.91
$99,918.55 -$1,225.91
$99,678.20 -$1,225.91
$99,435.48 -$1,225.91
$99,190.36 -$1,225.91
$98,942.83 -$1,225.91
$98,692.85 -$1,225.91
$98,440.41 -$1,225.91
$98,185.48 -$1,225.91
$97,928.03 -$1,225.91
$97,668.05 -$1,225.91
$97,405.50 -$1,225.91
$97,140.36 -$1,225.91
$96,872.60 -$1,225.91
$96,602.21 -$1,225.91
$96,329.14 -$1,225.91
$96,053.39 -$1,225.91
$95,774.91 -$1,225.91
$95,493.69 -$1,225.91
$95,209.69 -$1,225.91
$94,922.89 -$1,225.91
$94,633.27 -$1,225.91
$94,340.78 -$1,225.91
$94,045.41 -$1,225.91
$93,747.13 -$1,225.91
$93,445.91 -$1,225.91
$93,141.71 -$1,225.91
$92,834.52 -$1,225.91
$92,524.29 -$1,225.91
$92,211.00 -$1,225.91
$91,894.63 -$1,225.91
$91,575.13 -$1,225.91
$91,252.48 -$1,225.91
$90,926.65 -$1,225.91
$90,597.61 -$1,225.91
$90,265.32 -$1,225.91
$89,929.75 -$1,225.91
$89,590.88 -$1,225.91
$89,248.66 -$1,225.91
$88,903.06 -$1,225.91
$88,554.06 -$1,225.91
$88,201.61 -$1,225.91
$87,845.69 -$1,225.91
$87,486.25 -$1,225.91
$87,123.28 -$1,225.91
$86,756.72 -$1,225.91
$86,386.54 -$1,225.91
$86,012.72 -$1,225.91
 Financiera 1 Financiera 2
Departamento $125,000.00 Departamento $125,000.00

Inicial 15% Inicial 12%

TEA 14.5% TEA 13.5%
Tiempo pago 15 años Tiempo pago 18 años

cuota mensual -$1,387.75 cuota mensual -$1,300.00

Total -$249,795.16 Total -$280,799.18

 Financiera 3
Departamento $125,000.00

Inicial 10%
TEA 12.5%
Tiempo pago 20 años

cuota mensual -$1,225.91

Total -$294,217.57