Portafolio Ximena Guerrero Granados

INSTITUTO TECNOLÓGICO DE NUEVO LAREDO
INGENIERIA ECONOMICA
PORTAFOLIO Y PRÁCTICAS
INGENIERIA EN GESTION EMPRESARIAL
ALUMNO (A):
Ximena Guerrero Granados

PORCENT
TAREA 2. 22/02/24 AJE
3.- Un terreno tiene un valor de contado de 600000 y se adquiere con un enganche del 40% al 6%
0.06
convertible mensualmente si el plazo de pago son 24 meses calcular su tabla de amortización si los
pagos se inician 1 mes después del enganche
DATOS TABLA DE AMORTIZACIÓN TASA 1 AÑO

PERIO CAPITAL INTERES ABONO A TRIMESTR MES
VA $360,000.00 DO INSOLUTO VENCIDO PAGO CAPITAL E ES
TASA 0.00500000 1 $360,000.00 $1,800.00 $15,955.42 $14,155.42 0.005
NPER 24 2 $345,844.58 $1,729.22 $15,955.42 $14,226.20 12 12
PAGO $15,955.42 3 $331,618.38 $1,658.09 $15,955.42 $14,297.33 1.005
4 $317,321.06 $1,586.61 $15,955.42 $14,368.81 0.005
5 $302,952.24 $1,514.76 $15,955.42 $14,440.66
6 $288,511.58 $1,442.56 $15,955.42 $14,512.86
7 $273,998.72 $1,369.99 $15,955.42 $14,585.43
8 $259,413.29 $1,297.07 $15,955.42 $14,658.35
9 $244,754.94 $1,223.77 $15,955.42 $14,731.64
10 $230,023.30 $1,150.12 $15,955.42 $14,805.30
11 $215,217.99 $1,076.09 $15,955.42 $14,879.33
12 $200,338.66 $1,001.69 $15,955.42 $14,953.73
13 $185,384.94 $926.92 $15,955.42 $15,028.50
14 $170,356.44 $851.78 $15,955.42 $15,103.64
15 $155,252.81 $776.26 $15,955.42 $15,179.16
16 $140,073.65 $700.37 $15,955.42 $15,255.05
17 $124,818.60 $624.09 $15,955.42 $15,331.33
18 $109,487.27 $547.44 $15,955.42 $15,407.98
19 $94,079.29 $470.40 $15,955.42 $15,485.02
20 $78,594.26 $392.97 $15,955.42 $15,562.45
21 $63,031.82 $315.16 $15,955.42 $15,640.26
22 $47,391.56 $236.96 $15,955.42 $15,718.46
23 $31,673.09 $158.37 $15,955.42 $15,797.05
24 $15,876.04 $79.38 $15,955.42 $15,876.04
$382,930.0
$22,930.07 7 $360,000.00
PORCENT
TAREA 2. 22/02/24 AJE
4.- Una persona solicita un prestamo de 100000 acordando pagarlo con 20 pagos iguales mensuales
0.36
al 36% convertible mensualmente si los pagos se inican 1 mes después de recibir el dinero calcular su
tabla de amortización

TASA 0.03000000 1 $100,000.00 $3,000.00 $6,721.57 $3,721.57 0.03
NPER 20 2 $96,278.43 $2,888.35 $6,721.57 $3,833.22 12 12
PAGO $6,721.57 3 $92,445.21 $2,773.36 $6,721.57 $3,948.21 1.03
4 $88,497.00 $2,654.91 $6,721.57 $4,066.66 0.03
5 $84,430.34 $2,532.91 $6,721.57 $4,188.66
6 $80,241.68 $2,407.25 $6,721.57 $4,314.32
7 $75,927.35 $2,277.82 $6,721.57 $4,443.75
8 $71,483.60 $2,144.51 $6,721.57 $4,577.06
9 $66,906.54 $2,007.20 $6,721.57 $4,714.37
10 $62,192.17 $1,865.77 $6,721.57 $4,855.81
11 $57,336.36 $1,720.09 $6,721.57 $5,001.48
12 $52,334.88 $1,570.05 $6,721.57 $5,151.52
13 $47,183.36 $1,415.50 $6,721.57 $5,306.07
14 $41,877.29 $1,256.32 $6,721.57 $5,465.25
15 $36,412.04 $1,092.36 $6,721.57 $5,629.21
16 $30,782.83 $923.48 $6,721.57 $5,798.09
17 $24,984.74 $749.54 $6,721.57 $5,972.03
18 $19,012.71 $570.38 $6,721.57 $6,151.19
19 $12,861.52 $385.85 $6,721.57 $6,335.73
20 $6,525.80 $195.77 $6,721.57 $6,525.80

$134,431.4
$34,431.42 2 $100,000.00
PORCENT
TAREA 2. 23/02/24 AJE
5.- Un torno tiene un valor de 800000, se compra con un enganche de 200000 y 20 mensualidades
0.12
iguales. Si los pagos se inician 5 meses después del enganche. Con intereses al 12% convertible
mensualmente calcular la tabla de amortización

TASA 0.01000000 1 $600,000.00 $6,000.00 $0.00 -$6,000.00 0.01
NPER 20 2 $606,000.00 $6,060.00 $0.00 -$6,060.00 12 12
PAGO $34,599.24 3 $612,060.00 $6,120.60 $0.00 -$6,120.60 1.01
PAGO 0 0 4 $618,180.60 $6,181.81 $0.00 -$6,181.81 0.01
1 5 $624,362.41 $6,243.62 $34,599.24 $28,355.62
2 6 $596,006.79 $5,960.07 $34,599.24 $28,639.17
3 7 $567,367.62 $5,673.68 $34,599.24 $28,925.56
4 8 $538,442.06 $5,384.42 $34,599.24 $29,214.82
5 9 $509,227.24 $5,092.27 $34,599.24 $29,506.97
6 10 $479,720.27 $4,797.20 $34,599.24 $29,802.04
7 11 $449,918.23 $4,499.18 $34,599.24 $30,100.06
8 12 $419,818.18 $4,198.18 $34,599.24 $30,401.06
9 13 $389,417.12 $3,894.17 $34,599.24 $30,705.07

1
0 14 $358,712.05 $3,587.12 $34,599.24 $31,012.12
1
1 15 $327,699.93 $3,277.00 $34,599.24 $31,322.24
1
2 16 $296,377.69 $2,963.78 $34,599.24 $31,635.46
1
3 17 $264,742.23 $2,647.42 $34,599.24 $31,951.82
1
4 18 $232,790.41 $2,327.90 $34,599.24 $32,271.34
1
5 19 $200,519.08 $2,005.19 $34,599.24 $32,594.05
1
6 20 $167,925.03 $1,679.25 $34,599.24 $32,919.99
1
7 21 $135,005.04 $1,350.05 $34,599.24 $33,249.19
1
8 22 $101,755.85 $1,017.56 $34,599.24 $33,581.68
1
9 23 $68,174.17 $681.74 $34,599.24 $33,917.50
2
0 24 $34,256.67 $342.57 $34,599.24 $34,256.67
$691,984.7
$91,984.79 9 $600,000.00
PORCENT
TAREA 2. 26/02/24 AJE
6.- Un terreno tiene un valor de contado de 600000 y se adquiere con un enganche del 50% al 6%
0.06
convertible mensualmente el plazo de pago son 24 meses. Calcular su tabla de amortización. Si los
pagos inician al 4 meses después del enganche

PERIO CAPITAL INTERES ABONO A CONVERTI MES
VA $304,522.54 DO INSOLUTO VENCIDO PAGO CAPITAL BLE ES
TASA 0.00500000 1 $300,000.00 $1,500.00 $0.00 -$1,500.00 0.005
NPER 24 2 $301,500.00 $1,507.50 $0.00 -$1,507.50 12 12
PAGO $13,496.62 3 $303,007.50 $1,515.04 $0.00 -$1,515.04 1.005
PAGO 0 0 1 4 $304,522.54 $1,522.61 $13,496.62 $11,974.01 0.005
2 5 $292,548.53 $1,462.74 $13,496.62 $12,033.88
3 6 $280,514.64 $1,402.57 $13,496.62 $12,094.05
4 7 $268,420.59 $1,342.10 $13,496.62 $12,154.52
5 8 $256,266.07 $1,281.33 $13,496.62 $12,215.29
6 9 $244,050.78 $1,220.25 $13,496.62 $12,276.37
7 10 $231,774.41 $1,158.87 $13,496.62 $12,337.75
8 11 $219,436.65 $1,097.18 $13,496.62 $12,399.44
9 12 $207,037.21 $1,035.19 $13,496.62 $12,461.44

1
0 13 $194,575.77 $972.88 $13,496.62 $12,523.75
1
1 14 $182,052.03 $910.26 $13,496.62 $12,586.36
1
2 15 $169,465.66 $847.33 $13,496.62 $12,649.30
1
3 16 $156,816.37 $784.08 $13,496.62 $12,712.54
1
4 17 $144,103.82 $720.52 $13,496.62 $12,776.11
1
5 18 $131,327.72 $656.64 $13,496.62 $12,839.99
1
6 19 $118,487.73 $592.44 $13,496.62 $12,904.19
1
7 20 $105,583.54 $527.92 $13,496.62 $12,968.71
1
8 21 $92,614.84 $463.07 $13,496.62 $13,033.55
1
9 22 $79,581.29 $397.91 $13,496.62 $13,098.72
2
0 23 $66,482.57 $332.41 $13,496.62 $13,164.21
2
1 24 $53,318.36 $266.59 $13,496.62 $13,230.03
2
2 25 $40,088.32 $200.44 $13,496.62 $13,296.18
2
3 26 $26,792.14 $133.96 $13,496.62 $13,362.66
2
4 27 $13,429.48 $67.15 $13,496.62 $13,429.48
$323,918.9
$23,918.99 9 $300,000.00
PORCENT
TAREA 2. 27/02/24 AJE
7.- Una persona solicita un prestamo de 80000 acordando pagarlo con 12 pagos iguales mensuales al
0.24
24% convertiblemente semestralmente. Si los pagos inician al recibir el dinero calcular su tabla de
amortización

PERIO CAPITAL INTERES ABONO A SEMESTRA MES
VA $72,619.21 DO INSOLUTO VENCIDO PAGO CAPITAL L ES
TASA 0.01906762 1 $72,619.21 $1,384.68 $7,380.78 $5,996.11 0.12
NPER 11 2 $66,623.10 $1,270.34 $7,380.78 $6,110.44 2 12
PAGO $7,380.78 3 $60,512.66 $1,153.83 $7,380.78 $6,226.95 1.12

0.0190676
PAGO 0 0 4 $54,285.71 $1,035.10 $7,380.78 $6,345.68 2
5 $47,940.03 $914.10 $7,380.78 $6,466.68
6 $41,473.35 $790.80 $7,380.78 $6,589.98
7 $34,883.36 $665.14 $7,380.78 $6,715.64
8 $28,167.72 $537.09 $7,380.78 $6,843.69
9 $21,324.03 $406.60 $7,380.78 $6,974.18
10 $14,349.85 $273.62 $7,380.78 $7,107.17
11 $7,242.68 $138.10 $7,380.78 $7,242.68
$8,569.40 $81,188.61 $72,619.21
PORCENT
TAREA 2. 27/02/24 AJE
8.- Un torno tiene un valor de contado de 500000 se compra con 15 mensualidades iguales. Si el
0.12
primer pago se da como enganche. Con intereses al 12% convertible quincenalmente calcular la tabla
de amortización

TASA 0.01002500 1 $464,289.13 $4,654.50 $35,710.86 $31,056.37 0.005
NPER 14 2 $433,232.76 $4,343.16 $35,710.86 $31,367.71 24 12
PAGO $35,710.86 3 $401,865.06 $4,028.70 $35,710.86 $31,682.17 1.005
PAGO 0 0 4 $370,182.89 $3,711.08 $35,710.86 $31,999.78 0.010025
5 $338,183.11 $3,390.29 $35,710.86 $32,320.58
6 $305,862.53 $3,066.27 $35,710.86 $32,644.59
7 $273,217.94 $2,739.01 $35,710.86 $32,971.85
8 $240,246.09 $2,408.47 $35,710.86 $33,302.40
9 $206,943.69 $2,074.61 $35,710.86 $33,636.25
10 $173,307.44 $1,737.41 $35,710.86 $33,973.46
11 $139,333.98 $1,396.82 $35,710.86 $34,314.04
12 $105,019.94 $1,052.82 $35,710.86 $34,658.04
13 $70,361.90 $705.38 $35,710.86 $35,005.49
14 $35,356.42 $354.45 $35,710.86 $35,356.42

$499,952.0
$35,662.96 9 $464,289.13
PORCENT
TAREA 2. 28/02/24 AJE
9.- Una persona solicita un prestamo de 100000 acordando pagarlo con 20 pagos iguales mensuales
0.36
al 36% convertible mensualmente si los pagos se inician el 3er mes después de recibir el dinero
calcular su tabla de amortización

TASA 0.03000000 1 $100,000.00 $3,000.00 $0.00 -$3,000.00 0.03
NPER 20 2 $103,000.00 $3,090.00 $0.00 -$3,090.00 12 12
PAGO $7,130.91 1 3 $106,090.00 $3,182.70 $7,130.91 $3,948.21 1.03
PAGO 0 0 2 4 $102,141.79 $3,064.25 $7,130.91 $4,066.66 0.03
3 5 $98,075.12 $2,942.25 $7,130.91 $4,188.66
4 6 $93,886.46 $2,816.59 $7,130.91 $4,314.32
5 7 $89,572.14 $2,687.16 $7,130.91 $4,443.75 Ordinaria
6 8 $85,128.39 $2,553.85 $7,130.91 $4,577.06 Anticipado
7 9 $80,551.33 $2,416.54 $7,130.91 $4,714.37
8 10 $75,836.96 $2,275.11 $7,130.91 $4,855.81
9 11 $70,981.15 $2,129.43 $7,130.91 $5,001.48

1
0 12 $65,979.67 $1,979.39 $7,130.91 $5,151.52
1
1 13 $60,828.15 $1,824.84 $7,130.91 $5,306.07
1
2 14 $55,522.08 $1,665.66 $7,130.91 $5,465.25
1
3 15 $50,056.82 $1,501.70 $7,130.91 $5,629.21
1
4 16 $44,427.61 $1,332.83 $7,130.91 $5,798.09
1
5 17 $38,629.53 $1,158.89 $7,130.91 $5,972.03
1
6 18 $32,657.50 $979.73 $7,130.91 $6,151.19
1
7 19 $26,506.31 $795.19 $7,130.91 $6,335.73
1
8 20 $20,170.59 $605.12 $7,130.91 $6,525.80
1
9 21 $13,644.79 $409.34 $7,130.91 $6,721.57
2
0 22 $6,923.22 $207.70 $7,130.91 $6,923.22
$142,618.2
$42,618.29 9 $100,000.00
PORCENT
TAREA 2. 28/02/24 AJE
10.- Un torno tiene un valor de contado de 800000, se compra con un enganche de 200000 y 20
0.12
mensualidades iguales. Si los pagos inician 5 mes después del enganche. Con intereses al 12%
convertible mensualmente calcular la tabla de amortización

TASA 0.01000000 1 $600,000.00 $6,000.00 $0.00 -$6,000.00 0.01
NPER 20 2 $606,000.00 $6,060.00 $0.00 -$6,060.00 12 12
PAGO $34,599.24 3 $612,060.00 $6,120.60 $0.00 -$6,120.60 1.01
PAGO 0 0 4 $618,180.60 $6,181.81 $0.00 -$6,181.81 0.01
1 5 $624,362.41 $6,243.62 $34,599.24 $28,355.62
2 6 $596,006.79 $5,960.07 $34,599.24 $28,639.17
3 7 $567,367.62 $5,673.68 $34,599.24 $28,925.56
4 8 $538,442.06 $5,384.42 $34,599.24 $29,214.82
5 9 $509,227.24 $5,092.27 $34,599.24 $29,506.97
6 10 $479,720.27 $4,797.20 $34,599.24 $29,802.04
7 11 $449,918.23 $4,499.18 $34,599.24 $30,100.06
8 12 $419,818.18 $4,198.18 $34,599.24 $30,401.06
9 13 $389,417.12 $3,894.17 $34,599.24 $30,705.07

1
0 14 $358,712.05 $3,587.12 $34,599.24 $31,012.12
1
1 15 $327,699.93 $3,277.00 $34,599.24 $31,322.24
1
2 16 $296,377.69 $2,963.78 $34,599.24 $31,635.46
1
3 17 $264,742.23 $2,647.42 $34,599.24 $31,951.82
1
4 18 $232,790.41 $2,327.90 $34,599.24 $32,271.34
1
5 19 $200,519.08 $2,005.19 $34,599.24 $32,594.05
1
6 20 $167,925.03 $1,679.25 $34,599.24 $32,919.99
1
7 21 $135,005.04 $1,350.05 $34,599.24 $33,249.19
1
8 22 $101,755.85 $1,017.56 $34,599.24 $33,581.68
1
9 23 $68,174.17 $681.74 $34,599.24 $33,917.50
2
0 24 $34,256.67 $342.57 $34,599.24 $34,256.67
$691,984.7
$91,984.79 9 $600,000.00
PORCENT
PRACTICA 29/02/24 AJE
11.- Una persona solicita un prestamo de 100000 acordando pagarlo con 15 pagos iguales al 36% 0.36
convertible mensualmente. Calcular la tabla de amortización si los pagos se inicia.
DATOS A) TABLA DE AMORTIZACIÓN TASA 1 AÑO

TASA 0.03000000 1 $100,000.00 $3,000.00 $8,376.66 $5,376.66 0.03
NPER 15 2 $94,623.34 $2,838.70 $8,376.66 $5,537.96 12 12
PAGO $8,376.66 3 $89,085.38 $2,672.56 $8,376.66 $5,704.10 1.03
PAGO 0 0 4 $83,381.29 $2,501.44 $8,376.66 $5,875.22 0.03
5 $77,506.07 $2,325.18 $8,376.66 $6,051.48
6 $71,454.59 $2,143.64 $8,376.66 $6,233.02

A) Un mes después de recibir el
dinero 7 $65,221.57 $1,956.65 $8,376.66 $6,420.01
B) Al recibir el dinero 8 $58,801.56 $1,764.05 $8,376.66 $6,612.61

C) 3 meses después de recibir el
dinero 9 $52,188.95 $1,565.67 $8,376.66 $6,810.99
10 $45,377.96 $1,361.34 $8,376.66 $7,015.32
11 $38,362.64 $1,150.88 $8,376.66 $7,225.78
12 $31,136.86 $934.11 $8,376.66 $7,442.55
13 $23,694.31 $710.83 $8,376.66 $7,665.83
14 $16,028.48 $480.85 $8,376.66 $7,895.80
15 $8,132.68 $243.98 $8,376.66 $8,132.68

$125,649.8
$25,649.87 7 $100,000.00
PORCENT
DATOS B) TABLA DE AMORTIZACIÓN TASA 1 AÑO

TASA 0.03000000 1 $91,867.32 $2,756.02 $8,132.68 $5,376.66 0.03
NPER 14 2 $86,490.66 $2,594.72 $8,132.68 $5,537.96 12 12
PAGO $8,132.68 3 $80,952.71 $2,428.58 $8,132.68 $5,704.10 1.03
PAGO 0 0 4 $75,248.61 $2,257.46 $8,132.68 $5,875.22 0.03
5 $69,373.39 $2,081.20 $8,132.68 $6,051.48
6 $63,321.91 $1,899.66 $8,132.68 $6,233.02
7 $57,088.89 $1,712.67 $8,132.68 $6,420.01
8 $50,668.88 $1,520.07 $8,132.68 $6,612.61
9 $44,056.27 $1,321.69 $8,132.68 $6,810.99
10 $37,245.28 $1,117.36 $8,132.68 $7,015.32
11 $30,229.96 $906.90 $8,132.68 $7,225.78
12 $23,004.18 $690.13 $8,132.68 $7,442.55
13 $15,561.63 $466.85 $8,132.68 $7,665.83
14 $7,895.80 $236.87 $8,132.68 $7,895.80

$113,857.4
$21,990.17 9 $91,867.32
PORCENT
DATOS C) TABLA DE AMORTIZACIÓN TASA 1 AÑO

TASA 0.03000000 1 $100,000.00 $3,000.00 $0.00 -$3,000.00 0.03
NPER 15 2 $103,000.00 $3,090.00 $0.00 -$3,090.00 12 12
PAGO $8,886.80 3 $106,090.00 $3,182.70 $8,886.80 $5,704.10 1.03
PAGO 0 0 4 $100,385.90 $3,011.58 $8,886.80 $5,875.22 0.03
5 $94,510.68 $2,835.32 $8,886.80 $6,051.48
6 $88,459.21 $2,653.78 $8,886.80 $6,233.02
7 $82,226.19 $2,466.79 $8,886.80 $6,420.01
8 $75,806.18 $2,274.19 $8,886.80 $6,612.61
9 $69,193.57 $2,075.81 $8,886.80 $6,810.99
10 $62,382.58 $1,871.48 $8,886.80 $7,015.32
11 $55,367.26 $1,661.02 $8,886.80 $7,225.78
12 $48,141.48 $1,444.24 $8,886.80 $7,442.55
13 $40,698.93 $1,220.97 $8,886.80 $7,665.83
14 $33,033.10 $990.99 $8,886.80 $7,895.80
15 $25,137.29 $754.12 $8,886.80 $8,132.68
16 $17,004.62 $510.14 $8,886.80 $8,376.66
17 $8,627.96 $258.84 $8,886.80 $8,627.96

$133,301.9
$33,301.95 5 $100,000.00
PORCENT
12.- Una fresadora tiene un valor de contado de 850000 acordando pagarlo con 10 pagos iguales al
0.18
18% convertible mensualmente. Y un enganche de 350000. Calcular su tabla de amortización si los
pagos inician:

TASA 0.01500000 1 $500,000.00 $7,500.00 $54,217.09 $46,717.09 0.015
NPER 10 2 $453,282.91 $6,799.24 $54,217.09 $47,417.85 12 12
PAGO $54,217.09 3 $405,865.07 $6,087.98 $54,217.09 $48,129.11 1.015
PAGO 0 0 y 4 $357,735.95 $5,366.04 $54,217.09 $48,851.05 0.015
5 $308,884.90 $4,633.27 $54,217.09 $49,583.82

pago 6 $259,301.09 $3,889.52 $54,217.09 $50,327.57
B) Al recibir el dinero 7 $208,973.52 $3,134.60 $54,217.09 $51,082.49

dinero 8 $157,891.03 $2,368.37 $54,217.09 $51,848.72
9 $106,042.31 $1,590.63 $54,217.09 $52,626.45
10 $53,415.85 $801.24 $54,217.09 $53,415.85

$542,170.8
$42,170.89 9 $500,000.00
PORCENT
0.18
pagos inician:

TASA 0.01500000 1 $446,584.15 $6,698.76 $53,415.85 $46,717.09 0.015
NPER 9 2 $399,867.06 $5,998.01 $53,415.85 $47,417.85 12 12
PAGO $53,415.85 3 $352,449.21 $5,286.74 $53,415.85 $48,129.11 1.015
PAGO 0 0 y 4 $304,320.10 $4,564.80 $53,415.85 $48,851.05 0.015
5 $255,469.05 $3,832.04 $53,415.85 $49,583.82
6 $205,885.24 $3,088.28 $53,415.85 $50,327.57
7 $155,557.66 $2,333.36 $53,415.85 $51,082.49
8 $104,475.18 $1,567.13 $53,415.85 $51,848.72
9 $52,626.45 $789.40 $53,415.85 $52,626.45

$480,742.6
$34,158.51 6 $446,584.15
PORCENT
0.18
pagos inician:
DATOS 1) TABLA DE AMORTIZACIÓN TASA 1 AÑO

TASA 0.01500000 1 $500,000.00 $7,500.00 $0.00 -$7,500.00 0.015
NPER 10 2 $507,500.00 $7,612.50 $55,030.35 $47,417.85 12 12
PAGO $55,030.35 3 $460,082.15 $6,901.23 $55,030.35 $48,129.11 1.015
PAGO 0 0 4 $411,953.04 $6,179.30 $55,030.35 $48,851.05 0.015
5 $363,101.99 $5,446.53 $55,030.35 $49,583.82
6 $313,518.18 $4,702.77 $55,030.35 $50,327.57
7 $263,190.60 $3,947.86 $55,030.35 $51,082.49
8 $212,108.12 $3,181.62 $55,030.35 $51,848.72
9 $160,259.39 $2,403.89 $55,030.35 $52,626.45
10 $107,632.94 $1,614.49 $55,030.35 $53,415.85
11 $54,217.09 $813.26 $55,030.35 $54,217.09

$550,303.4
$50,303.45 5 $500,000.00
PORCENT
13.- Una rectificadora tiene un valor de contado de 800000 acordando pagarlo con 10 pagos iguales
0.09
al 9% convertible mensualmente. Y un enganche de 500000. Calcular su tabla de amortización si los
pagos se inician.

TASA 0.00750000 1 $300,000.00 $2,250.00 $31,251.37 $29,001.37 0.0075
NPER 10 2 $270,998.63 $2,032.49 $31,251.37 $29,218.88 12 12
PAGO $31,251.37 3 $241,779.75 $1,813.35 $31,251.37 $29,438.02 1.0075
PAGO 0 0 4 $212,341.73 $1,592.56 $31,251.37 $29,658.81 0.0075
5 $182,682.93 $1,370.12 $31,251.37 $29,881.25

dinero 6 $152,801.68 $1,146.01 $31,251.37 $30,105.36
b) Al recibir el dinero 7 $122,696.32 $920.22 $31,251.37 $30,331.15

dinero 8 $92,365.18 $692.74 $31,251.37 $30,558.63
9 $61,806.55 $463.55 $31,251.37 $30,787.82
10 $31,018.73 $232.64 $31,251.37 $31,018.73

$312,513.6
$12,513.69 9 $300,000.00
PORCENT
0.09
pagos se inician.

TASA 0.00750000 1 $268,981.27 $2,017.36 $31,018.73 $29,001.37 0.0075
NPER 9 2 $239,979.90 $1,799.85 $31,018.73 $29,218.88 12 12
PAGO $31,018.73 3 $210,761.02 $1,580.71 $31,018.73 $29,438.02 1.0075
PAGO 0 0 4 $181,323.00 $1,359.92 $31,018.73 $29,658.81 0.0075
5 $151,664.20 $1,137.48 $31,018.73 $29,881.25
6 $121,782.95 $913.37 $31,018.73 $30,105.36
7 $91,677.60 $687.58 $31,018.73 $30,331.15
8 $61,346.45 $460.10 $31,018.73 $30,558.63
9 $30,787.82 $230.91 $31,018.73 $30,787.82

$279,168.5
$10,187.28 5 $268,981.27
PORCENT
0.09
pagos se inician.

TASA 0.00750000 1 $300,000.00 $2,250.00 $0.00 -$2,250.00 0.0075
NPER 10 2 $302,250.00 $2,266.88 $0.00 -$2,266.88 12 12
PAGO $31,959.81 3 $304,516.88 $2,283.88 $0.00 -$2,283.88 1.0075
PAGO 0 0 4 $306,800.75 $2,301.01 $31,959.81 $29,658.81 0.0075
5 $277,141.95 $2,078.56 $31,959.81 $29,881.25
6 $247,260.70 $1,854.46 $31,959.81 $30,105.36
7 $217,155.34 $1,628.67 $31,959.81 $30,331.15
8 $186,824.20 $1,401.18 $31,959.81 $30,558.63
9 $156,265.57 $1,171.99 $31,959.81 $30,787.82
10 $125,477.75 $941.08 $31,959.81 $31,018.73
11 $94,459.02 $708.44 $31,959.81 $31,251.37
12 $63,207.65 $474.06 $31,959.81 $31,485.75
13 $31,721.90 $237.91 $31,959.81 $31,721.90

$319,598.1
$19,598.11 1 $300,000.00
PORCENT
14.- Una franquicia tiene un valor de contado de 5500000 acordando pagarlo con 10 pagos iguales al
0.09
9% convertible mensualmente y un enganche de 2500000. Calcular su tabla de amortización si los
pagos inician:

VA $3,000,000.00 DO INSOLUTO VENCIDO PAGO CAPITAL BLE ES
$312,513.6
TASA 0.00750000 1 $3,000,000.00 $22,500.00 9 $290,013.69 0.0075
$312,513.6
NPER 10 2 $2,709,986.31 $20,324.90 9 $292,188.79 12 12
$312,513.6
PAGO $312,513.69 3 $2,417,797.52 $18,133.48 9 $294,380.20 1.0075
$312,513.6
PAGO 0 0 4 $2,123,417.32 $15,925.63 9 $296,588.06 0.0075
$312,513.6
5 $1,826,829.26 $13,701.22 9 $298,812.47
$312,513.6
6 $1,528,016.80 $11,460.13 9 $301,053.56
A) un mes después de recibir el $312,513.6
dinero 7 $1,226,963.24 $9,202.22 9 $303,311.46
$312,513.6
B) al recibir el dinero 8 $923,651.77 $6,927.39 9 $305,586.30
C) 2 meses después de recibir el $312,513.6
dinero 9 $618,065.48 $4,635.49 9 $307,878.20
$312,513.6
10 $310,187.28 $2,326.40 9 $310,187.28
$3,125,136
$125,136.86 .86 $3,000,000.00
PORCENT
0.09
pagos inician:

$310,187.2
TASA 0.00750000 1 $2,689,812.72 $20,173.60 8 $290,013.69 0.0075
$310,187.2
NPER 9 2 $2,399,799.03 $17,998.49 8 $292,188.79 12 12
$310,187.2
PAGO $310,187.28 3 $2,107,610.24 $15,807.08 8 $294,380.20 1.0075
$310,187.2
PAGO 0 0 4 $1,813,230.04 $13,599.23 8 $296,588.06 0.0075
$310,187.2
5 $1,516,641.98 $11,374.81 8 $298,812.47
$310,187.2
6 $1,217,829.52 $9,133.72 8 $301,053.56
$310,187.2
7 $916,775.95 $6,875.82 8 $303,311.46
$310,187.2
8 $613,464.49 $4,600.98 8 $305,586.30
$310,187.2
9 $307,878.20 $2,309.09 8 $307,878.20
$2,791,685
$101,872.82 .53 $2,689,812.72
PORCENT
0.09
pagos inician:

TASA 0.00750000 1 $3,000,000.00 $22,500.00 $0.00 -$22,500.00 0.0075

$314,857.5
NPER 10 2 $3,022,500.00 $22,668.75 4 $292,188.79 12 12
$314,857.5
PAGO $314,857.54 3 $2,730,311.21 $20,477.33 4 $294,380.20 1.0075
$314,857.5
PAGO 0 0 4 $2,435,931.01 $18,269.48 4 $296,588.06 0.0075
$314,857.5
5 $2,139,342.95 $16,045.07 4 $298,812.47
$314,857.5
6 $1,840,530.48 $13,803.98 4 $301,053.56
$314,857.5
7 $1,539,476.92 $11,546.08 4 $303,311.46
$314,857.5
8 $1,236,165.46 $9,271.24 4 $305,586.30
$314,857.5
9 $930,579.16 $6,979.34 4 $307,878.20
$314,857.5
10 $622,700.97 $4,670.26 4 $310,187.28
$314,857.5
11 $312,513.69 $2,343.85 4 $312,513.69
$3,148,575
$148,575.39 .39 $3,000,000.00

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Portafolio Ximena Guerrero Granados

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INSTITUTO TECNOLÓGICO DE NUEVO LAREDO

INGENIERIA EN GESTION EMPRESARIAL

Ximena Guerrero Granados

DATOS TABLA DE AMORTIZACIÓN TASA 1 AÑO

TASA 0.00500000 1 $360,000.00 $1,800.00 $15,955.42 $14,155.42 0.005

NPER 24 2 $345,844.58 $1,729.22 $15,955.42 $14,226.20 12 12

PAGO $15,955.42 3 $331,618.38 $1,658.09 $15,955.42 $14,297.33 1.005

4 $317,321.06 $1,586.61 $15,955.42 $14,368.81 0.005

5 $302,952.24 $1,514.76 $15,955.42 $14,440.66

6 $288,511.58 $1,442.56 $15,955.42 $14,512.86

7 $273,998.72 $1,369.99 $15,955.42 $14,585.43

8 $259,413.29 $1,297.07 $15,955.42 $14,658.35

9 $244,754.94 $1,223.77 $15,955.42 $14,731.64

10 $230,023.30 $1,150.12 $15,955.42 $14,805.30

11 $215,217.99 $1,076.09 $15,955.42 $14,879.33

12 $200,338.66 $1,001.69 $15,955.42 $14,953.73

13 $185,384.94 $926.92 $15,955.42 $15,028.50

14 $170,356.44 $851.78 $15,955.42 $15,103.64

15 $155,252.81 $776.26 $15,955.42 $15,179.16

16 $140,073.65 $700.37 $15,955.42 $15,255.05

17 $124,818.60 $624.09 $15,955.42 $15,331.33

18 $109,487.27 $547.44 $15,955.42 $15,407.98

19 $94,079.29 $470.40 $15,955.42 $15,485.02

20 $78,594.26 $392.97 $15,955.42 $15,562.45

21 $63,031.82 $315.16 $15,955.42 $15,640.26

22 $47,391.56 $236.96 $15,955.42 $15,718.46

23 $31,673.09 $158.37 $15,955.42 $15,797.05

24 $15,876.04 $79.38 $15,955.42 $15,876.04

DATOS TABLA DE AMORTIZACIÓN TASA 1 AÑO

TASA 0.03000000 1 $100,000.00 $3,000.00 $6,721.57 $3,721.57 0.03

NPER 20 2 $96,278.43 $2,888.35 $6,721.57 $3,833.22 12 12

PAGO $6,721.57 3 $92,445.21 $2,773.36 $6,721.57 $3,948.21 1.03

4 $88,497.00 $2,654.91 $6,721.57 $4,066.66 0.03

5 $84,430.34 $2,532.91 $6,721.57 $4,188.66

6 $80,241.68 $2,407.25 $6,721.57 $4,314.32

7 $75,927.35 $2,277.82 $6,721.57 $4,443.75

8 $71,483.60 $2,144.51 $6,721.57 $4,577.06

9 $66,906.54 $2,007.20 $6,721.57 $4,714.37

10 $62,192.17 $1,865.77 $6,721.57 $4,855.81

11 $57,336.36 $1,720.09 $6,721.57 $5,001.48

12 $52,334.88 $1,570.05 $6,721.57 $5,151.52

13 $47,183.36 $1,415.50 $6,721.57 $5,306.07

14 $41,877.29 $1,256.32 $6,721.57 $5,465.25

15 $36,412.04 $1,092.36 $6,721.57 $5,629.21

16 $30,782.83 $923.48 $6,721.57 $5,798.09

17 $24,984.74 $749.54 $6,721.57 $5,972.03

18 $19,012.71 $570.38 $6,721.57 $6,151.19

19 $12,861.52 $385.85 $6,721.57 $6,335.73

20 $6,525.80 $195.77 $6,721.57 $6,525.80

DATOS TABLA DE AMORTIZACIÓN TASA 1 AÑO

TASA 0.01000000 1 $600,000.00 $6,000.00 $0.00 -$6,000.00 0.01

NPER 20 2 $606,000.00 $6,060.00 $0.00 -$6,060.00 12 12

PAGO $34,599.24 3 $612,060.00 $6,120.60 $0.00 -$6,120.60 1.01

PAGO 0 0 4 $618,180.60 $6,181.81 $0.00 -$6,181.81 0.01

1 5 $624,362.41 $6,243.62 $34,599.24 $28,355.62

2 6 $596,006.79 $5,960.07 $34,599.24 $28,639.17

3 7 $567,367.62 $5,673.68 $34,599.24 $28,925.56

4 8 $538,442.06 $5,384.42 $34,599.24 $29,214.82

5 9 $509,227.24 $5,092.27 $34,599.24 $29,506.97

6 10 $479,720.27 $4,797.20 $34,599.24 $29,802.04

7 11 $449,918.23 $4,499.18 $34,599.24 $30,100.06

8 12 $419,818.18 $4,198.18 $34,599.24 $30,401.06

9 13 $389,417.12 $3,894.17 $34,599.24 $30,705.07

DATOS TABLA DE AMORTIZACIÓN TASA 1 AÑO