Reporte Banvalor

Primas cobradas netas (Bs.F) p.
30
Primas
NOMBRE EMPRESA TRIM I TRIM 2 TRIM 3 TRIM 4 ACUM 2009 RKG AÑO 2008 RKG
Caracas, Seguros (Liberty) 812,593,017 826,633,168 932,671,033 1,158,900,165 3,730,797,382 1 2,733,515,527 1
Horizonte, Seguros 613,213,431 748,552,797 1,218,569,480 395,178,355 2,975,514,063 2 2,567,123,741 2
Mercantil, Seguros 621,943,288 649,323,645 651,194,773 879,470,806 2,801,932,511 3 2,029,834,715 4
Previsora, Seguros La 580,701,772 545,200,145 587,860,038 648,565,342 2,362,327,296 4 2,082,926,941 3
Mapfre, La Seguridad 520,657,938 548,086,269 593,007,408 654,603,116 2,316,354,732 5 1,509,637,048 5
Constitucion, Seguros 329,061,568 273,222,625 459,939,055 372,478,886 1,434,702,134 6 828,286,954 8
Multinacional de Seguros 243,166,584 277,910,832 347,642,629 457,484,782 1,326,204,826 7 997,954,219 7
Banesco Seguros 234,529,070 283,008,954 327,839,142 405,028,334 1,250,405,500 8 1,182,916,901 6
Occidental, Seguros La 254,973,581 251,936,310 292,266,598 310,546,053 1,109,722,542 9 709,199,078 9
Zurich Seguros 154,903,142 179,067,660 165,977,428 324,293,990 824,242,220 10 675,250,449 10
Carabobo, Seguros 232,397,750 179,490,257 243,568,343 162,666,721 818,123,071 11 518,818,156 13
Altamira, Seguros 103,403,305 137,651,354 148,563,631 302,219,639 691,837,930 12 433,205,491 15
Nuevo Mundo, Seguros 163,935,923 153,793,633 164,020,054 190,846,389 672,596,000 13 542,572,858 11
Premier, Seguros 137,015,980 154,245,105 206,678,164 162,873,063 660,812,312 14 423,443,933 16
Caroni, Seguros 97,827,149 189,831,394 140,859,240 212,003,764 640,521,547 15 219,610,126 25
Banvalor, Seguros 125,552,497 139,932,815 206,106,105 123,966,670 595,558,087 16 284,174,825 19
Catatumbo, Seguros 129,022,342 116,834,179 147,487,433 135,129,058 528,473,012 17 492,570,643 14
Estar, Seguros 74,221,411 127,374,031 120,689,153 195,886,809 518,171,404 18 228,668,726 23
Canarias, Seguros 106,629,062 128,617,220 134,101,108 92,338,040 461,685,430 19 245,577,652 20
Qualitas, Seguros 40,269,941 105,347,905 113,694,331 150,032,981 409,345,158 20 142,244,333 31
Venezolana de Seguros, La 96,385,462 78,451,465 103,696,263 111,469,263 390,002,454 21 196,076,262 26
Aseg. Nacional Unida Uniseguro 106,502,800 95,942,922 90,311,434 76,367,653 369,124,809 22 534,833,132 12
Piramide, Seguros 78,178,022 72,032,557 112,778,297 84,716,268 347,705,144 23 169,779,721 27
Andes, Seguros Los 69,666,532 73,291,973 81,523,680 93,028,398 317,510,584 24 236,690,774 22
Federal C.A. Seguros 67,321,990 66,938,898 81,591,794 95,266,880 311,119,561 25 240,535,326 21
Oriental, Seguros La 53,740,970 63,402,226 62,737,617 82,752,946 262,633,758 26 220,441,327 24
Guayana, Seguros 57,794,756 51,930,138 59,352,480 68,641,977 237,719,351 27 168,070,222 28
Adriatica de Seguros 95,141,317 98,005,033 37,596,071 1,450,834 232,193,255 28 340,818,404 17
American International, Seguros 35,845,673 56,197,947 40,889,933 63,919,011 196,852,564 29 163,532,392 29
Transeguro, Seguros 23,665,188 25,566,671 102,878,341 38,245,787 190,355,987 30 80,009,428 38
Zuma, Seguros 23,239,442 26,933,273 51,794,717 52,425,901 154,393,332 31 54,914,567 39
Avila, Seguros 45,655,602 52,682,270 12,705,446 25,024,488 136,067,805 32 290,411,486 18
Venezuela, Seguros 31,595,041 29,630,315 32,452,263 35,437,059 129,114,678 33 96,461,007 34
Provincial, Seguros 22,977,589 33,137,357 32,126,712 34,054,680 122,296,338 34 83,920,270 36
Interbank Seguros 37,141,354 25,948,240 24,181,020 31,177,456 118,448,071 35 104,242,788 33
Universitas de Seguros 20,305,894 22,929,589 33,625,144 25,437,871 102,298,499 36 82,541,621 37
Corporativos, Seguros 26,655,182 17,576,551 19,949,288 30,925,580 95,106,601 37 119,896,075 32
Proseguros 22,400,642 14,539,158 16,636,320 18,017,390 71,593,509 38 157,280,512 30
Fe, Seguros La 11,565,576 14,729,437 10,797,934 11,533,142 48,626,089 39 35,978,103 40
Iberoamericana, Seguros 1,396,178 9,016,777 5,880,921 7,199,037 23,492,913 40 4,542,090 48
Internacional, Seguros La 3,609,352 5,380,407 5,017,679 4,202,179 18,209,617 41 85,879,455 35
Universal de Seguros 2,239,649 3,976,824 6,445,298 4,226,049 16,887,819 42 15,770,578 41
Mundial, Seguros de Creditos La 2,877,936 3,019,605 3,370,607 5,156,804 14,424,952 43 13,681,350 42
Hispana de Seguros 2,039,995 3,476,061 3,372,868 3,217,269 12,106,193 44 9,141,746 44
Bolivar, Seguros Comerciales 2,885,577 2,571,142 2,915,862 2,781,047 11,153,629 45 10,187,531 43
Virgen del Valle, Seguros 1,842,316 2,261,424 2,442,497 2,896,883 9,443,119 46 7,724,902 45
Grasp, Grupo Asegurador Prev. 1,093,352 1,621,120 1,088,867 3,606,644 7,409,982 47 3,993,730 49
Regional, Seguros La 1,936,572 1,658,751 1,562,510 1,417,082 6,574,915 48 7,059,418 46
Primus Seguros 1,490,799 1,618,289 1,793,687 1,538,826 6,441,600 49 5,022,773 47
Vitalicia Seguros, La 48,113 7,666 11,056 17,987 84,822 50 59,676 50
TOTALES 6,523,257,622 6,970,534,382 8,244,261,751 8,350,665,355 30,088,719,109 22,387,028,984
Participación de Mercado (%) p.31
Primas
Caracas, Seguros (Liberty) 12.46 11.86 11.31 13.88 12.40 1 12.21 1
Horizonte, Seguros 9.40 10.74 14.78 4.73 9.89 2 11.47 2
Mercantil, Seguros 9.53 9.32 7.90 10.53 9.31 3 9.07 4
Previsora, Seguros La 8.90 7.82 7.13 7.77 7.85 4 9.30 3
Mapfre, La Seguridad 7.98 7.86 7.19 7.84 7.70 5 6.74 5
Constitucion, Seguros 5.04 3.92 5.58 4.46 4.77 6 3.70 8
Multinacional de Seguros 3.73 3.99 4.22 5.48 4.41 7 4.46 7
Banesco Seguros 3.60 4.06 3.98 4.85 4.16 8 5.28 6
Occidental, Seguros La 3.91 3.61 3.55 3.72 3.69 9 3.17 9
Zurich Seguros 2.37 2.57 2.01 3.88 2.74 10 3.02 10
Carabobo, Seguros 3.56 2.57 2.95 1.95 2.72 11 2.32 13
Altamira, Seguros 1.59 1.97 1.80 3.62 2.30 12 1.94 15
Nuevo Mundo, Seguros 2.51 2.21 1.99 2.29 2.24 13 2.42 11
Premier, Seguros 2.10 2.21 2.51 1.95 2.20 14 1.89 16
Caroni, Seguros 1.50 2.72 1.71 2.54 2.13 15 0.98 25
Banvalor, Seguros 1.92 2.01 2.50 1.48 1.98 16 1.27 19
Catatumbo, Seguros 1.98 1.68 1.79 1.62 1.76 17 2.20 14
Estar, Seguros 1.14 1.83 1.46 2.35 1.72 18 1.02 23
Canarias, Seguros 1.63 1.85 1.63 1.11 1.53 19 1.10 20
Qualitas, Seguros 0.62 1.51 1.38 1.80 1.36 20 0.64 31
Venezolana de Seguros, La 1.48 1.13 1.26 1.33 1.30 21 0.88 26
Aseg. Nacional Unida Uniseguro 1.63 1.38 1.10 0.91 1.23 22 2.39 12
Piramide, Seguros 1.20 1.03 1.37 1.01 1.16 23 0.76 27
Andes, Seguros Los 1.07 1.05 0.99 1.11 1.06 24 1.06 22
Federal C.A. Seguros 1.03 0.96 0.99 1.14 1.03 25 1.07 21
Oriental, Seguros La 0.82 0.91 0.76 0.99 0.87 26 0.98 24
Guayana, Seguros 0.89 0.74 0.72 0.82 0.79 27 0.75 28
Adriatica de Seguros 1.46 1.41 0.46 0.02 0.77 28 1.52 17
American International, Seguros 0.55 0.81 0.50 0.77 0.65 29 0.73 29
Transeguro, Seguros 0.36 0.37 1.25 0.46 0.63 30 0.36 38
Zuma, Seguros 0.36 0.39 0.63 0.63 0.51 31 0.25 39
Avila, Seguros 0.70 0.76 0.15 0.30 0.45 32 1.30 18
Venezuela, Seguros 0.48 0.43 0.39 0.42 0.43 33 0.43 34
Provincial, Seguros 0.35 0.48 0.39 0.41 0.41 34 0.37 36
Interbank Seguros 0.57 0.37 0.29 0.37 0.39 35 0.47 33
Universitas de Seguros 0.31 0.33 0.41 0.30 0.34 36 0.37 37
Corporativos, Seguros 0.41 0.25 0.24 0.37 0.32 37 0.54 32
Proseguros 0.34 0.21 0.20 0.22 0.24 38 0.70 30
Fe, Seguros La 0.18 0.21 0.13 0.14 0.16 39 0.16 40
Iberoamericana, Seguros 0.02 0.13 0.07 0.09 0.08 40 0.02 48
Internacional, Seguros La 0.06 0.08 0.06 0.05 0.06 41 0.38 35
Universal de Seguros 0.03 0.06 0.08 0.05 0.06 42 0.07 41
Mundial, Seguros de Creditos La 0.04 0.04 0.04 0.06 0.05 43 0.06 42
Hispana de Seguros 0.03 0.05 0.04 0.04 0.04 44 0.04 44
Bolivar, Seguros Comerciales 0.04 0.04 0.04 0.03 0.04 45 0.05 43
Virgen del Valle, Seguros 0.03 0.03 0.03 0.03 0.03 46 0.03 45
Grasp, Grupo Asegurador Prev. 0.02 0.02 0.01 0.04 0.02 47 0.02 49
Regional, Seguros La 0.03 0.02 0.02 0.02 0.02 48 0.03 46
Primus Seguros 0.02 0.02 0.02 0.02 0.02 49 0.02 47
Vitalicia Seguros, La 0.00 0.00 0.00 0.00 0.00 50 0.00 50
TOTALES 100.00 100.00 100.00 100.00 100.00 100.00
Primas devengadas (Bs.F) p.32
Primas
Caracas, Seguros (Liberty) 708,039,956 804,215,686 874,250,494 969,814,909 3,356,321,045 1 2,400,361,495 2
Horizonte, Seguros 602,948,273 733,490,782 887,065,245 750,882,903 2,974,387,203 2 2,576,776,047 1
Constitucion, Seguros 283,054,139 239,007,114 427,795,876 402,203,611 1,352,060,741 6 776,361,763 8
Banesco Seguros 235,749,536 277,486,976 319,281,428 383,982,485 1,216,500,424 7 1,180,137,509 6
Occidental, Seguros La 210,994,161 260,678,208 269,710,989 335,625,535 1,077,008,893 9 659,310,937 9
Zurich Seguros 163,388,815 187,685,974 186,064,143 232,985,773 770,124,705 11 640,532,851 10
Premier, Seguros 125,086,411 153,430,178 195,088,907 164,820,982 638,426,477 14 381,914,416 16
Caroni, Seguros 80,559,452 170,250,127 138,653,045 244,733,584 634,196,208 15 214,164,852 22
Estar, Seguros 56,752,237 105,709,560 93,567,427 162,886,874 418,916,098 19 185,921,698 25
Guayana, Seguros 44,101,747 50,565,197 56,124,540 62,367,189 213,158,673 28 152,757,034 29
Zuma, Seguros 16,044,574 19,487,625 43,561,706 54,120,898 133,214,802 32 48,289,407 39
Avila, Seguros 49,417,918 48,980,598 27,972,825 34,889,658 161,260,999 31 283,086,935 18
Proseguros 25,925,048 23,406,476 28,467,627 19,524,799 97,323,950 37 155,717,922 27
Fe, Seguros La 7,041,784 11,693,204 11,840,723 13,749,701 44,325,411 39 33,413,104 40
Grasp, Grupo Asegurador Prev. 1,141,326 1,220,339 653,054 2,739,804 5,754,523 49 4,385,723 48
Primus Seguros 1,456,385 2,383,738 854,453 1,588,796 6,283,373 48 4,622,233 47
TOTALES 5,829,990,232 6,801,835,450 7,708,098,850 8,228,756,457 28,568,680,988 20,873,079,243
Siniestros Pagados (Bs.F) p.33
Siniestros
Mapfre, La Seguridad 259,014,174 369,364,435 450,666,854 422,846,218 1,501,891,682 3 821,265,278 5
Constitucion, Seguros 108,679,877 161,084,551 200,719,902 170,421,493 640,905,824 9 369,824,560 9
Multinacional de Seguros 126,990,285 171,909,684 228,345,543 246,385,566 773,631,078 6 541,008,548 6
Banesco Seguros 136,108,365 168,142,481 198,104,190 258,371,387 760,726,422 7 367,468,153 10
Occidental, Seguros La 95,488,636 122,913,609 195,542,804 269,606,724 683,551,773 8 376,180,322 8
Zurich Seguros 62,362,412 74,001,400 100,127,764 123,206,637 359,698,214 14 308,356,713 12
Premier, Seguros 60,167,202 99,138,481 112,499,812 94,243,339 366,048,835 13 182,189,458 18
Caroni, Seguros 33,768,682 81,148,704 118,422,681 106,051,161 339,391,228 15 87,223,282 24
Estar, Seguros 27,484,149 35,232,876 52,452,594 62,115,197 177,284,816 22 93,112,519 23
Guayana, Seguros 28,678,847 29,724,856 35,038,029 33,586,845 127,028,577 28 83,404,398 26
Adriatica de Seguros 53,795,194 64,606,608 25,649,472 (319,938) 143,731,336 26 242,931,983 16
Zuma, Seguros 11,425,221 10,451,230 15,997,840 18,574,477 56,448,768 35 62,130,006 29
Avila, Seguros 25,180,041 43,743,311 32,765,741 32,246,296 133,935,390 27 143,346,495 19
Proseguros 11,964,909 5,527,693 27,189,491 17,217,449 61,899,541 32 60,372,301 31
Fe, Seguros La 2,635,658 3,119,615 7,485,144 4,256,879 17,497,295 38 13,932,568 38
Iberoamericana, Seguros 84,194 526,140 1,986,468 3,624,748 6,221,550 41 236,402 47
Universal de Seguros 139,755 242,245 1,139,896 713,691 2,235,587 45 1,650,375 44
Mundial, Seguros de Creditos La (113,250) (6,359) 234,783 171,711 286,884 48 53,571 49
Hispana de Seguros 136,008 104,383 244,778 779,531 1,264,699 47 734,771 46
Bolivar, Seguros Comerciales 281,231 570,335 947,231 769,785 2,568,582 43 2,332,800 43
Virgen del Valle, Seguros 409,685 492,633 503,409 526,259 1,931,986 46 1,493,056 45
Grasp, Grupo Asegurador Prev. 503,615 450,588 461,451 1,116,714 2,532,368 44 4,531,065 41
Regional, Seguros La 1,019,372 869,266 1,871,369 1,708,940 5,468,946 42 3,297,044 42
Primus Seguros - - - - - 50 101,571 48
Vitalicia Seguros, La - 1,500 1,500 1,500 4,500 49 - 51
TOTALES 2,984,610,360 3,886,489,534 5,052,410,964 4,851,286,247 16,774,797,104 11,279,194,039
Siniestros Pagados / Primas Cobradas Netas (%) p.34
Siniestros
Banesco Seguros 58.03 59.41 60.43 63.79 60.84 38 31.06 13
Zurich Seguros 40.26 41.33 60.33 37.99 43.64 19 45.67 25
Premier, Seguros 43.91 64.27 54.43 57.86 55.39 30 43.03 22
Caroni, Seguros 34.52 42.75 84.07 50.02 52.99 28 39.72 19
Estar, Seguros 37.03 27.66 43.46 31.71 34.21 13 40.72 20
Guayana, Seguros 49.62 57.24 59.03 48.93 53.44 29 49.62 33
Adriatica de Seguros 56.54 65.92 68.22 (22.05) 61.90 40 71.28 46
Zuma, Seguros 49.16 38.80 30.89 35.43 36.56 15 113.14 48
Avila, Seguros 55.15 83.03 257.89 128.86 98.43 48 49.36 30
Proseguros 53.41 38.02 163.43 95.56 86.46 47 38.39 17
Fe, Seguros La 22.79 21.18 69.32 36.91 35.98 14 38.73 18
Mundial, Seguros de Creditos La (3.94) (0.21) 6.97 3.33 1.99 1 0.39 2
Primus Seguros - - - - - 50 2.02 3
Vitalicia Seguros, La - 19.57 13.57 8.34 5.31 2 - 51
TOTALES 45.75 55.76 61.28 58.09 55.75 50.38
Siniestros incurridos (Bs.F) p.35
Siniestros
Mapfre, La Seguridad 294,575,002 365,221,437 448,836,967 512,682,968 1,621,316,375 3 905,029,180 5
Banesco Seguros 144,134,147 195,045,521 220,058,253 243,236,518 802,474,439 7 413,614,539 7
Zurich Seguros 74,059,974 85,220,946 101,612,759 96,237,261 357,130,940 14 343,873,824 11
Premier, Seguros 48,770,703 115,186,631 108,186,139 155,681,981 427,825,455 13 215,652,036 17
Caroni, Seguros 57,250,465 91,182,298 85,102,657 116,877,055 350,412,474 15 102,289,658 24
Estar, Seguros 34,853,571 45,082,706 64,402,024 77,556,261 221,894,561 21 111,863,353 23
Guayana, Seguros 32,916,204 34,572,531 42,518,876 43,120,050 153,127,661 26 93,516,277 26
Adriatica de Seguros 61,523,081 58,738,094 (77,154,481) (767,559) 42,339,135 36 252,574,844 14
Zuma, Seguros 9,559,285 13,585,765 22,959,285 19,384,623 65,488,958 32 54,317,896 32
Avila, Seguros 29,815,983 37,161,183 24,048,912 20,254,237 111,280,316 28 162,517,612 19
Proseguros 3,623,362 16,582,740 16,994,574 18,956,981 56,157,657 35 75,199,220 29
Fe, Seguros La 2,842,365 3,958,805 4,494,809 4,653,467 15,949,447 39 14,525,519 38
Iberoamericana, Seguros 374,612 2,337,241 3,140,875 3,289,675 9,142,404 41 370,596 47
Universal de Seguros 176,762 518,856 937,285 647,061 2,279,964 44 1,602,140 44
Mundial, Seguros de Creditos La (113,250) 538,919 186,123 (558,709) 53,083 49 75,530 49
Hispana de Seguros 211,098 453,329 (132,575) 1,183,431 1,715,284 47 850,418 46
Bolivar, Seguros Comerciales 475,680 829,689 943,191 1,005,641 3,254,201 43 2,681,324 43
Virgen del Valle, Seguros 375,545 456,943 586,189 459,269 1,877,946 46 1,466,557 45
Regional, Seguros La 1,176,665 915,818 1,957,108 1,262,248 5,311,839 42 3,735,220 41
Primus Seguros (82,500) - 23,546 370,242 311,288 48 254,716 48
Vitalicia Seguros, La - 3,000 - 1,500 4,500 50 - 51
TOTALES 3,515,409,023 4,269,125,044 5,150,707,137 5,178,627,801 18,113,869,005 12,597,334,367
Siniestros incurridos / Primas Devengadas (%) p.36
Siniestros

Banesco Seguros 61.14 70.29 68.92 63.35 65.97 36 35.05 12
Zurich Seguros 45.33 45.41 54.61 41.31 46.37 16 53.69 24
Premier, Seguros 38.99 75.07 55.45 94.46 67.01 39 56.47 27
Caroni, Seguros 71.07 53.56 61.38 47.76 55.25 24 47.76 18
Estar, Seguros 61.41 42.65 68.83 47.61 52.97 21 60.17 30
Guayana, Seguros 74.64 68.37 75.76 69.14 71.84 45 61.22 31
Adriatica de Seguros 69.54 62.29 (54.10) (57.09) 12.96 4 75.12 46
Zuma, Seguros 59.58 69.71 52.71 35.82 49.16 18 112.48 50
Avila, Seguros 60.33 75.87 85.97 58.05 69.01 42 57.41 28
Proseguros 13.98 70.85 59.70 97.09 57.70 28 48.29 19
Fe, Seguros La 40.36 33.86 37.96 33.84 35.98 12 43.47 16
Mundial, Seguros de Creditos La (3.93) 17.81 5.60 (11.10) 0.37 1 0.56 2
Hispana de Seguros 8.54 12.26 (6.54) 36.56 15.01 7 10.01 5
Primus Seguros (5.66) - 2.76 23.30 4.95 2 5.51 3
Vitalicia Seguros, La - 16.67 - 8.34 5.84 3 - 51
TOTALES 60.30 62.76 66.82 62.93 63.40 60.35
Siniestros pendientes de pago (Bs.F) p.37
Siniestros
Caracas, Seguros (Liberty) 776,080,463 843,653,854 893,892,402 855,581,572 855,581,572 1 622,857,352 1

Horizonte, Seguros 336,328,022 399,516,135 388,231,243 368,198,897 368,198,897 4 383,878,705 3
Mercantil, Seguros 398,807,219 415,197,294 453,615,501 470,126,141 470,126,141 3 366,710,315 4
Previsora, Seguros La 558,331,643 587,409,294 575,103,616 656,849,071 656,849,071 2 470,058,768 2
Mapfre, La Seguridad 272,049,807 267,906,809 266,076,922 355,913,672 355,913,672 5 236,488,979 5
Banesco Seguros 96,880,131 123,783,172 145,737,235 130,602,366 130,602,366 10 88,854,349 12
Zurich Seguros 164,029,470 175,249,015 176,734,011 149,764,634 149,764,634 8 152,331,908 6
Premier, Seguros 35,165,068 51,213,218 46,899,545 108,338,187 108,338,187 14 46,561,567 19
Caroni, Seguros 49,329,887 59,363,481 26,043,457 36,869,350 36,869,350 28 25,848,104 27
Estar, Seguros 44,627,769 54,477,598 66,427,028 81,868,092 81,868,092 16 37,258,347 21
Guayana, Seguros 39,983,532 44,831,207 52,312,054 61,845,259 61,845,259 19 35,746,175 22
Adriatica de Seguros 109,929,334 104,060,820 1,256,868 809,246 809,246 45 102,201,446 9
Zuma, Seguros 15,496,978 18,631,512 25,592,957 26,403,104 26,403,104 32 17,362,914 33
Avila, Seguros 70,502,381 63,920,252 55,203,423 43,211,365 43,211,365 25 65,866,438 16
Proseguros 26,069,033 37,124,080 26,929,163 28,668,695 28,668,695 31 34,410,579 23
Fe, Seguros La 5,308,990 6,148,180 3,157,846 3,554,435 3,554,435 39 5,102,283 39
Iberoamericana, Seguros 502,370 2,313,471 3,467,878 3,132,805 3,132,805 40 211,951 46
Universal de Seguros 156,201 432,812 230,202 163,572 163,572 48 119,194 48
Mundial, Seguros de Creditos La 1,048,639 1,593,917 1,545,258 814,838 814,838 43 1,048,639 43
Hispana de Seguros 409,942 758,888 381,536 785,436 785,436 46 334,851 45
Virgen del Valle, Seguros 35,690 - 82,780 15,790 15,790 49 69,830 49
Regional, Seguros La 1,129,068 1,175,621 1,261,360 814,668 814,668 44 971,775 44
Primus Seguros 71,212 71,212 94,758 465,000 465,000 47 153,712 47
Vitalicia Seguros, La - 1,500 - - - 50 - 51
TOTALES 4,295,195,312 4,677,830,823 4,776,126,996 5,103,468,550 5,103,468,550 3,764,396,650
Días de siniestros pendientes (días) p.38
Siniestros

Banesco Seguros 60.49 65.69 70.36 58.59 58.59 9 77.34 10
Zurich Seguros 199.33 198.05 182.90 150.97 150.97 36 159.48 39
Premier, Seguros 64.89 56.22 46.53 91.16 91.16 22 77.73 11
Caroni, Seguros 77.55 71.99 30.11 37.88 37.88 4 90.97 17
Estar, Seguros 115.24 122.67 124.26 132.82 132.82 30 119.91 29
Guayana, Seguros 109.32 119.57 128.39 145.40 145.40 34 137.61 33
Zuma, Seguros 145.90 144.90 149.88 145.14 145.14 33 115.08 28
Avila, Seguros 212.81 171.78 163.74 139.79 139.79 31 145.90 38
Proseguros 647.52 330.71 195.45 183.78 183.78 40 164.73 40
Fe, Seguros La 168.10 162.72 75.48 80.23 80.23 17 126.45 30
Mundial, Seguros de Creditos La (833.35) 674.01 681.96 5,526.09 5,526.09 49 4,998.17 50
Virgen del Valle, Seguros 8.55 - 15.75 3.03 3.03 1 17.14 2
Primus Seguros (77.69) (155.37) (433.98) 537.76 537.76 48 217.25 47
Vitalicia Seguros, La - 90.00 - - - 50 - 51
TOTALES 109.96 108.16 99.69 101.43 101.43 107.58
Gastos de administración (Bs.F) p.39
Gastos de Administración

Banesco Seguros 31,884,248 17,703,565 28,165,604 47,081,189 124,834,607 10 99,528,009 9
Zurich Seguros 38,341,261 39,256,241 40,194,382 50,662,112 168,453,996 7 140,024,571 7
Premier, Seguros 27,503,022 27,103,028 32,770,158 25,693,934 113,070,142 12 64,776,556 13
Caroni, Seguros 6,361,465 15,793,861 2,673,255 12,915,983 37,744,564 34 22,744,243 35
Estar, Seguros 12,226,508 15,957,104 16,971,412 21,135,639 66,290,662 17 37,982,965 24
Guayana, Seguros 5,996,296 7,571,533 8,389,269 8,863,507 30,820,606 36 24,605,862 33
Zuma, Seguros 9,440,591 9,005,183 8,676,964 13,722,137 40,844,875 28 27,071,622 29
Avila, Seguros 11,158,359 10,279,375 9,768,648 12,962,837 44,169,220 27 46,039,096 18
Proseguros 7,735,549 13,828,596 17,479,984 908,149 39,952,279 29 49,992,729 17
Fe, Seguros La 1,363,827 2,045,087 1,880,766 2,333,615 7,623,295 41 6,116,617 43
Iberoamericana, Seguros 871,492 1,238,570 1,500,687 2,967,661 6,578,411 43 2,858,247 46
Internacional, Seguros La 1,454,097 2,542,436 2,592,241 (1,007,702) 5,581,072 45 7,559,765 40
Universal de Seguros 1,789,235 2,259,532 1,880,219 657,212 6,586,198 42 6,119,204 42
Hispana de Seguros 789,410 1,067,788 939,204 1,328,688 4,125,090 46 3,231,525 45
Regional, Seguros La 288,291 349,069 415,389 453,085 1,505,834 49 825,269 49
Primus Seguros 448,117 499,087 1,076,144 1,545,256 3,568,604 47 1,335,322 48
Vitalicia Seguros, La 222,262 421,769 624,691 (690,022) 578,700 50 216,421 50
TOTALES 875,375,723 1,097,830,572 1,069,717,787 1,364,136,636 4,407,060,718 3,200,788,915
Gastos de administración / Primas cobradas netas (%) p.40

Banesco Seguros 13.60 6.26 8.59 11.62 9.98 5 8.41 2
Zurich Seguros 24.75 21.92 24.22 15.62 20.44 29 20.74 32
Premier, Seguros 20.07 17.57 15.86 15.78 17.11 23 15.30 21
Caroni, Seguros 6.50 8.32 1.90 6.09 5.89 1 10.36 5
Estar, Seguros 16.47 12.53 14.06 10.79 12.79 14 16.61 25
Guayana, Seguros 10.38 14.58 14.13 12.91 12.97 15 14.64 18
Zuma, Seguros 40.62 33.44 16.75 26.17 26.46 34 49.30 45
Avila, Seguros 24.44 19.51 76.89 51.80 32.46 38 15.85 23
Proseguros 34.53 95.11 105.07 5.04 55.80 47 31.79 40
Fe, Seguros La 11.79 13.88 17.42 20.23 15.68 18 17.00 27
Internacional, Seguros La 40.29 47.25 51.66 (23.98) 30.65 37 8.80 3
Primus Seguros 30.06 30.84 60.00 100.42 55.40 46 26.59 36
Vitalicia Seguros, La 461.96 5,501.69 5,650.31 (3,836.28) 682.25 50 362.66 50
TOTALES 13.42 15.75 12.98 16.34 14.65 14.30
Gastos de administración / Primas devengadas (%) p.41

Banesco Seguros 13.52 6.38 8.82 12.26 10.26 4 8.43 2
Zurich Seguros 23.47 20.92 21.60 21.74 21.87 31 21.86 32
Premier, Seguros 21.99 17.66 16.80 15.59 17.71 21 16.96 23
Caroni, Seguros 7.90 9.28 1.93 5.28 5.95 1 10.62 5
Estar, Seguros 21.54 15.10 18.14 12.98 15.82 18 20.43 31
Guayana, Seguros 13.60 14.97 14.95 14.21 14.46 16 16.11 20
Zuma, Seguros 58.84 46.21 19.92 25.35 30.66 36 56.06 46
Avila, Seguros 22.58 20.99 34.92 37.15 27.39 34 16.26 21
Proseguros 29.84 59.08 61.40 4.65 41.05 43 32.10 37
Fe, Seguros La 19.37 17.49 15.88 16.97 17.20 19 18.31 29
Internacional, Seguros La 20.93 57.05 88.23 (37.38) 32.76 38 8.98 3
Primus Seguros 30.77 20.94 125.95 97.26 56.79 47 28.89 35
Vitalicia Seguros, La 1,124.19 2,343.92 2,923.88 (3,836.28) 750.42 50 388.96 50
TOTALES 15.02 16.14 13.88 16.58 15.43 15.33
Gastos de adquisición (Bs.F) p.42
Gastos de Adquisición

Banesco Seguros 14,060,053 24,420,851 24,397,519 30,849,428 93,727,852 10 75,207,173 9
Zurich Seguros 15,947,420 18,059,784 19,573,135 23,199,282 76,779,621 13 70,842,357 12
Premier, Seguros 14,235,341 15,013,567 22,012,791 17,093,851 68,355,550 14 57,929,695 13
Caroni, Seguros 4,085,832 4,657,179 7,163,484 7,285,110 23,191,605 30 22,754,677 26
Estar, Seguros 14,833,284 15,694,333 23,754,288 33,125,127 87,407,032 12 37,840,720 21
Guayana, Seguros 10,046,180 9,648,535 10,551,651 12,468,052 42,714,418 21 29,961,584 24
Adriatica de Seguros 15,293,862 15,907,978 5,973,655 243,091 37,418,585 22 56,476,695 14
Zuma, Seguros 4,065,575 5,254,005 8,057,892 9,304,145 26,681,617 28 10,220,438 35
Avila, Seguros 6,465,435 5,371,122 2,737,774 3,009,475 17,583,805 33 42,471,734 19
Provincial, Seguros 756,003 751,173 (1,507,095) 117 198 46 6,052,131 39
Proseguros 4,058,945 3,859,905 2,892,247 3,160,085 13,971,183 34 23,131,783 25
Fe, Seguros La 2,080,933 2,519,271 2,109,312 1,967,978 8,677,495 37 6,963,960 37
Iberoamericana, Seguros 162,185 425,771 812,427 751,806 2,152,189 41 539,314 45
Internacional, Seguros La 821,327 1,348,989 1,001,827 424,152 3,596,295 39 2,502,588 41
Universal de Seguros 382,121 654,547 2,154,033 263,255 3,453,957 40 3,007,714 40
Mundial, Seguros de Creditos La 741 62,290 179,469 803,485 1,045,985 43 931,669 43
Hispana de Seguros 351,730 586,499 634,191 475,158 2,047,578 42 2,001,345 42
Bolivar, Seguros Comerciales 253,963 150,383 252,141 174,984 831,472 45 836,134 44
Virgen del Valle, Seguros - - - - - 47 - 51
Grasp, Grupo Asegurador Prev. 124,908 183,651 270,671 369,727 948,956 44 450,948 46
Regional, Seguros La - - - - - 47 - 51
Primus Seguros - - - - - 47 9,489 47
Vitalicia Seguros, La - - - - - 47 - 51
TOTALES 729,623,837 828,297,266 880,180,664 1,109,954,225 3,548,055,992 2,750,873,041
Gastos de adquisición / Primas cobradas netas (%) p.43
Banesco Seguros 6.00 8.63 7.44 7.62 7.50 8 6.36 8
Zurich Seguros 10.30 10.09 11.79 7.15 9.32 16 10.49 17
Premier, Seguros 10.39 9.73 10.65 10.50 10.34 20 13.68 28
Caroni, Seguros 4.18 2.45 5.09 3.44 3.62 3 10.36 16
Estar, Seguros 19.99 12.32 19.68 16.91 16.87 35 16.55 37
Guayana, Seguros 17.38 18.58 17.78 18.16 17.97 41 17.83 42
Zuma, Seguros 17.49 19.51 15.56 17.75 17.28 39 18.61 44
Avila, Seguros 14.16 10.20 21.55 12.03 12.92 24 14.62 32
Provincial, Seguros 3.29 2.27 (4.69) 0.00 0.00 1 7.21 10
Proseguros 18.12 26.55 17.39 17.54 19.51 44 14.71 33
Fe, Seguros La 17.99 17.10 19.53 17.06 17.85 40 19.36 47
Primus Seguros - - - - - 47 0.19 4
TOTALES 11.18 11.88 10.68 13.29 11.79 12.29
Gastos de adquisición / Primas devengadas (%) p.44
Banesco Seguros 5.96 8.80 7.64 8.03 7.70 8 6.37 7
Zurich Seguros 9.76 9.62 10.52 9.96 9.97 15 11.06 18
Premier, Seguros 11.38 9.79 11.28 10.37 10.71 19 15.17 32
Caroni, Seguros 5.07 2.74 5.17 2.98 3.66 3 10.62 16
Estar, Seguros 26.14 14.85 25.39 20.34 20.87 44 20.35 43
Guayana, Seguros 22.78 19.08 18.80 19.99 20.04 42 19.61 40
Zuma, Seguros 25.34 26.96 18.50 17.19 20.03 41 21.16 46
Avila, Seguros 13.08 10.97 9.79 8.63 10.90 20 15.00 29
Proseguros 15.66 16.49 10.16 16.18 14.36 26 14.85 27
Fe, Seguros La 29.55 21.54 17.81 14.31 19.58 40 20.84 44
Primus Seguros - - - - - 47 0.21 4
TOTALES 12.52 12.18 11.42 13.49 12.42 13.18
Indice Combinado, según primas cobradas netas (%) p.45
Indice Combinado
Banesco Seguros 77.62 74.30 76.46 83.03 78.32 19 45.84 3
Zurich Seguros 75.31 73.33 96.34 60.77 73.39 18 76.89 23
Premier, Seguros 74.37 91.58 80.94 84.13 82.85 27 72.00 17
Caroni, Seguros 45.20 53.52 91.06 59.55 62.50 8 60.44 10
Estar, Seguros 73.49 52.51 77.21 59.41 63.88 11 73.88 18
Guayana, Seguros 77.38 90.40 90.95 80.01 84.37 29 82.09 33
Zuma, Seguros 107.28 91.75 63.20 79.35 80.30 22 181.05 49
Avila, Seguros 93.75 112.74 356.32 192.69 143.82 47 79.84 31
Proseguros 106.07 159.68 285.89 118.14 161.78 48 84.88 37
Fe, Seguros La 52.57 52.17 106.27 74.21 69.51 14 75.08 20
Primus Seguros 30.06 30.84 60.00 100.42 55.40 3 28.80 1
Vitalicia Seguros, La 461.96 5,521.25 5,663.87 (3,827.94) 687.56 50 362.66 50
TOTALES 70.36 83.39 84.94 87.72 82.19 76.97
Indice Combinado, según primas devengadas (%) p.46
Indice Combinado
Banesco Seguros 80.63 85.47 85.39 83.64 83.93 18 49.85 2
Zurich Seguros 78.55 75.94 86.73 73.01 78.22 14 86.61 18
Premier, Seguros 72.36 102.52 83.54 120.42 95.43 32 88.60 20
Caroni, Seguros 84.03 65.57 68.47 56.01 64.86 6 69.01 8
Estar, Seguros 109.09 72.59 112.36 80.93 89.66 22 100.95 42
Guayana, Seguros 111.01 102.43 109.51 103.34 106.34 42 96.94 34
Adriatica de Seguros 98.44 91.77 (42.97) 482.42 36.37 1 103.98 45
Zuma, Seguros 143.76 142.89 91.12 78.36 99.85 41 189.71 49
Avila, Seguros 96.00 107.82 130.68 103.83 107.30 43 88.68 21
Proseguros 59.47 146.42 131.26 117.93 113.11 46 95.25 31
Fe, Seguros La 89.28 72.89 71.66 65.13 72.76 11 82.62 16
Primus Seguros 25.10 20.94 128.70 120.56 61.75 3 34.61 1
Vitalicia Seguros, La 1,124.19 2,360.59 2,923.88 (3,827.94) 756.25 50 388.96 50
TOTALES 87.83 91.08 92.12 93.00 91.25 88.87
Cobertura de reservas (veces) p.47
Cobertura de reservas
Banesco Seguros 1.28 1.21 1.01 1.30 1.30 34 1.56 23
Zurich Seguros 1.48 1.35 1.32 1.39 1.39 28 1.45 26
Premier, Seguros 1.38 1.00 1.34 0.97 0.97 49 1.25 34
Caroni, Seguros 1.28 1.32 1.50 1.74 1.74 21 1.78 18
Estar, Seguros 0.97 1.01 1.00 1.02 1.02 46 1.42 28
Guayana, Seguros 1.32 1.19 1.73 1.98 1.98 15 1.86 15
Zuma, Seguros 1.02 1.04 1.01 1.13 1.13 39 1.12 41
Avila, Seguros 1.09 1.06 1.45 2.90 2.90 7 1.13 40
Proseguros 1.14 1.07 1.33 1.76 1.76 19 1.21 37
Fe, Seguros La 2.01 1.92 2.29 2.27 2.27 10 2.67 10
Primus Seguros 4.03 24.17 4.19 2.24 2.24 11 5.19 3
TOTALES 1.23 1.27 1.24 1.27 1.27 1.31
Reserva de primas / Primas cobradas netas (%) p.48
Cobertura de reservas
Banesco Seguros 37.51 18.06 12.07 9.84 9.84 42 7.54 44
Zurich Seguros 100.58 44.07 25.42 26.50 26.50 16 24.33 23
Premier, Seguros 57.37 27.27 18.28 13.48 13.48 36 15.75 33
Caroni, Seguros 43.33 21.54 14.98 4.91 4.91 47 11.44 38
Estar, Seguros 110.35 51.38 40.55 31.59 31.59 9 28.18 15
Guayana, Seguros 138.87 74.39 50.18 38.33 38.33 4 39.60 5
Zuma, Seguros 109.39 65.51 40.31 25.52 25.52 19 33.19 12
Avila, Seguros 85.06 43.26 24.56 12.79 12.79 37 14.67 35
Proseguros 156.91 71.15 26.97 18.08 18.08 29 24.59 22
Fe, Seguros La 101.42 56.16 37.00 23.66 23.66 22 20.03 28
Primus Seguros 56.84 2.63 20.83 15.08 15.08 34 16.18 32
TOTALES 86.12 42.88 29.09 21.42 21.42 22.00
Capital pagado (Bs.F) p.49
Patrimonio y Margen de Solvencia
Banesco Seguros 49,750,000 49,750,000 49,750,000 49,750,000 49,750,000 8 49,750,000 8
Zurich Seguros 6,000,000 6,000,000 6,000,000 6,000,000 6,000,000 37 6,000,000 34
Premier, Seguros 30,132,000 30,132,000 30,132,000 30,132,000 30,132,000 18 30,132,000 14
Caroni, Seguros 28,530,306 30,530,306 30,530,306 30,530,306 30,530,306 17 22,530,306 18
Estar, Seguros 23,030,000 44,530,000 44,530,000 62,029,650 62,029,650 6 23,030,000 17
Guayana, Seguros 8,600,000 15,050,000 65,050,000 65,050,000 65,050,000 5 8,600,000 29
Zuma, Seguros 23,921,294 23,921,294 23,921,294 26,000,000 26,000,000 19 23,921,294 16
Avila, Seguros 54,000,000 54,000,000 54,000,000 24,000,000 24,000,000 21 54,000,000 6
Proseguros 66,000,000 66,000,000 66,000,000 40,000,000 40,000,000 12 66,000,000 4
Fe, Seguros La 5,000,000 5,000,000 5,000,000 5,000,000 5,000,000 41 5,000,000 40
Primus Seguros 1,967,000 1,967,000 3,000,000 3,000,000 3,000,000 43 1,967,000 48
Vitalicia Seguros, La 3,000,000 3,000,000 3,000,000 3,000,000 3,000,000 43 2,000,000 46
TOTALES 1,183,077,123 1,201,638,750 1,601,651,237 1,636,364,243 1,636,364,243 1,125,126,819
Capital pagado + Superávit ganado (Bs.F) p.50
Banesco Seguros 157,342,863 157,342,863 157,342,863 157,342,863 157,342,863 9 110,397,121 8
Zurich Seguros 87,383,323 87,383,323 87,383,323 87,383,323 87,383,323 12 69,625,583 13
Premier, Seguros 59,222,349 59,222,349 58,882,032 58,882,032 58,882,032 19 41,174,626 20
Caroni, Seguros 38,342,528 40,342,528 40,342,528 40,342,528 40,342,528 25 25,038,502 27
Estar, Seguros 28,786,593 50,286,593 50,286,593 67,786,243 67,786,243 18 26,503,498 26
Guayana, Seguros 55,010,132 29,210,132 79,210,132 79,210,132 79,210,132 14 53,920,349 19
Zuma, Seguros 31,248,515 29,941,202 29,941,202 27,628,670 27,628,670 30 31,248,515 24
Avila, Seguros 58,327,736 58,327,736 58,327,736 27,114,834 27,114,834 31 57,544,546 18
Proseguros 66,067,821 66,067,821 66,067,821 40,649,365 40,649,365 24 66,067,821 15
Fe, Seguros La 9,028,857 9,028,857 9,028,857 9,151,371 9,151,371 42 8,506,793 41
Primus Seguros 4,718,368 4,718,368 9,751,368 9,751,368 9,751,368 40 3,294,549 46
TOTALES 4,113,820,322 4,072,512,049 4,469,695,560 4,326,151,046 4,326,151,046 3,180,981,904
Patrimonio (Bs.F) p.51
Caracas, Seguros (Liberty) 883,390,272 973,957,538 1,016,115,036 1,056,017,638 1,056,017,638 1 814,245,231 1
Banesco Seguros 227,943,762 241,380,402 246,337,697 279,806,269 279,806,269 9 207,916,420 9
Zurich Seguros 174,702,763 177,997,571 177,163,320 229,106,697 229,106,697 13 178,598,891 10
Premier, Seguros 120,612,446 123,944,323 137,639,101 67,899,796 67,899,796 29 104,695,225 16
Caroni, Seguros 49,829,180 54,417,804 63,098,681 81,258,715 81,258,715 24 45,364,496 30
Estar, Seguros 70,709,423 90,687,884 91,270,037 134,979,829 134,979,829 17 68,405,603 22
Guayana, Seguros 92,295,160 66,317,431 138,840,957 148,136,446 148,136,446 15 92,428,816 19
Zuma, Seguros 58,248,002 56,659,462 51,805,859 59,538,135 59,538,135 34 58,551,362 25
Avila, Seguros 102,639,576 102,019,286 100,683,486 145,227,908 145,227,908 16 101,441,634 17
Proseguros 79,293,783 79,353,785 69,457,950 44,504,435 44,504,435 37 78,248,044 21
Fe, Seguros La 15,241,028 15,972,560 16,658,408 21,710,686 21,710,686 39 14,770,430 40
Primus Seguros 5,532,986 7,074,238 11,080,893 10,382,552 10,382,552 44 4,985,277 47
TOTALES 6,727,964,496 7,116,355,081 7,986,318,674 8,547,380,987 8,547,380,987 6,129,652,022
Margen de Solvencia (% de suficiencia) p.52
NOMBRE EMPRESA MARGEN PATRIM % SUFICI. RKG % SUFICI. RKG

SOLVENCIA NO COMPR TRIM 2 AÑO
MILES BS. MILES BS. 2009 ANTERIOR
Horizonte, Seguros 449,183 515,960 9.40 35 3.25 45
Caracas, Seguros (Liberty) 98,675 110,086 6.25 37 15.04 33
Mercantil, Seguros 384,531 472,356 16.99 29 22.11 30
Previsora, Seguros La 384,871 742,856 83.82 19 4.63 42
Mapfre, La Seguridad 321,124 339,703 0.75 47 12.83 35
Constitucion, Seguros 67,961 93,523 31.06 25 53.09 23
Multinacional de Seguros 138,712 275,096 88.88 16 173.05 11
Banesco Seguros 8,626 27,658 205.35 10 2.17 47
Occidental, Seguros La 121,932 160,894 25.67 26 33.21 26
Carabobo, Seguros 36,309 38,332 0.54 48 12.45 36
Zurich Seguros 94,609 112,588 13.34 30 22.12 29
Premier, Seguros 75,718 81,880 2.99 42 1.77 48
Nuevo Mundo, Seguros 68,735 97,750 35.44 24 5.78 39
Banvalor, Seguros 195,472 208,247 1.46 44 157.96 12
Caroni, Seguros 524,704 583,586 5.93 38 5.69 40
Catatumbo, Seguros 45,748 50,397 4.92 41 19.42 32
Altamira, Seguros 40,877 102,324 138.40 12 145.30 13
Canarias, Seguros 505 4,378 725.18 6 8.36 37
Estar, Seguros 12,673 21,061 58.27 20 5.87 38
Aseg. Nacional Unida Uniseguro 69,480 113,519 55.60 21 29.46 27
Venezolana de Seguros, La 14,355 15,951 5.83 39 12.84 34
Piramide, Seguros 36,893 45,661 17.87 28 3.90 44
Qualitas, Seguros 19,473 20,664 1.06 45 47.30 25
Adriatica de Seguros 60,166 75,497 19.51 27 27.58 28
Andes, Seguros Los 44,862 47,564 0.97 46 1.20 49
Federal C.A. Seguros 33,476 39,276 11.74 32 2.29 46
Oriental, Seguros La 39,011 45,469 11.00 33 20.06 31
Guayana, Seguros 31,646 36,673 10.37 34 136.66 15
Transeguro, Seguros 56,469 63,447 7.01 36 48.82 24
American International, Seguros 17,393 37,056 102.90 14 113.87 16
Avila, Seguros 30,185 73,024 130.40 13 63.96 22
Zuma, Seguros 4 2,537 67,041.08 1 400.64 7
Venezuela, Seguros 44,407 49,237 5.60 40 136.99 14
Provincial, Seguros 6,014 59,191 837.31 3 1,331.79 2
Interbank Seguros 16,583 32,409 86.13 18 64.85 21
Universitas de Seguros 2,234 12,506 433.14 7 5.53 41
Corporativos, Seguros 106,616 86,971 (22.31) 49 72.91 18
Proseguros 11,811 46,737 276.88 9 249.14 9
Fe, Seguros La 7,351 11,480 48.74 23 71.11 19
Iberoamericana, Seguros 2,244 4,482 90.21 15 70.19 20
Internacional, Seguros La 8,341 8,949 2.18 43 3.94 43
Universal de Seguros 15,450 24,582 51.53 22 458.83 6
Mundial, Seguros de Creditos La 1,232 11,375 779.56 4 825.54 5
Hispana de Seguros 1,432 6,088 305.00 8 313.16 8
Bolivar, Seguros Comerciales 109,382 350,333 205.03 11 972.66 4
Virgen del Valle, Seguros 13,128 15,407 11.77 31 80.38 17
Regional, Seguros La - - - - - -
Primus Seguros 343 5,548 1,441.31 2 1,327.00 3
Grasp, Grupo Asegurador Prev. 866 7,944 773.89 5 194.32 10
Vitalicia Seguros, La 1,425 2,791 86.54 17 62,990.03 1
TOTALES 3,873,234 5,391,039 1.33 1.34
Utilidad Técnica (Bs.F) p.53
Utilidad Técnica
Caracas, Seguros (Liberty) 18,354,111 29,595,636 (15,644,371) 30,657,479 62,962,855 6 18,176,914 8
Horizonte, Seguros 57,454,000 38,576,584 23,871,072 (35,523,210) 77,146,977 2 319,632,638 1
Mercantil, Seguros 20,878,748 22,435,331 (6,155,984) 13,753,167 50,375,555 8 36,196,464 4
Mapfre, La Seguridad 1,073,043 3,069,305 4,663,853 (63,412,129) (54,605,927) 47 (15,716,523) 45
Constitucion, Seguros 32,044,436 (55,703,276) 69,795,110 (51,640,352) (7,287,034) 39 456,134 32
Multinacional de Seguros (5,441,101) 14,031,495 (2,486,773) 71,660,455 156,861,029 1 151,184,751 2
Banesco Seguros 10,314,945 16,929,448 8,012,818 (5,938,752) 29,191,703 12 67,680,810 3
Occidental, Seguros La 6,140,694 10,167,651 (5,008,306) (18,081,729) (7,031,421) 38 24,622,867 7
Zurich Seguros 2,365,142 (3,834,931) (10,881,181) 38,405,180 76,789,879 3 7,535,982 15
Carabobo, Seguros 25,604,587 (5,922,319) 34,261,448 (13,317,107) 40,614,510 9 (39,599,228) 48
Altamira, Seguros 9,306,169 (2,422,006) 2,484,976 25,256,742 34,626,176 11 2,370,179 21
Nuevo Mundo, Seguros 953,801 889,957 (6,989,134) (3,406,978) (8,585,553) 41 (6,270,159) 41
Premier, Seguros 18,145,887 16,423,646 (1,211,305) (111,562,615) (78,495,142) 50 (41,555,477) 49
Caroni, Seguros (455,624) (1,724,288) (3,818,972) 29,612,701 23,565,794 15 9,743,914 13
Banvalor, Seguros 2,707,149 (1,313,897) 2,397,548 (66,578,031) (63,899,893) 49 (72,313,993) 50
Catatumbo, Seguros (1,453,442) (3,204,093) (3,141,488) 5,002,528 (2,796,496) 35 2,948,480 19
Estar, Seguros (451,765) (4,227,725) (7,513,271) (12,646,313) (24,932,494) 45 (4,814,382) 40
Canarias, Seguros 10,596,875 11,710,027 12,398,202 (7,014,342) 27,137,237 14 2,212,877 22
Qualitas, Seguros 512,845 11,428,812 (4,431,791) 21,323,589 28,754,386 13 1,640,220 24
Venezolana de Seguros, La 316,765 8,130,500 (5,292,503) 2,256,411 5,294,189 20 2,028,775 23
Aseg. Nacional Unida Uniseguro (3,151,959) (5,622,719) (4,797,015) (26,538,363) (40,352,290) 46 (25,027,513) 47
Piramide, Seguros 7,120,647 748,720 3,940,085 (15,064,005) (3,551,284) 36 4,166,827 17
Andes, Seguros Los 2,927,639 2,160,397 (6,943,995) 4,203,954 2,201,591 23 (640,074) 36
Federal C.A. Seguros (1,288,608) (630,536) (827,308) 1,314,133 (1,524,372) 33 (324,396) 35
Oriental, Seguros La 276,409 640,381 5,337 171,006 1,036,943 25 (7,663,340) 43
Guayana, Seguros (1,509,686) 632,730 (3,567,915) (3,501,270) (7,970,638) 40 (1,598,745) 38
Adriatica de Seguros (2,046,181) 1,945,768 (5,966,517) (3,435,229) (9,542,943) 42 (22,269,702) 46
Zuma, Seguros (7,265,512) (9,270,378) 2,440,552 (1,643,990) (15,767,843) 44 (14,625,208) 44
Avila, Seguros 1,196,459 3,476,998 (4,317,521) (2,499,095) (2,155,657) 34 185,951 33
Venezuela, Seguros (1,792,402) 3,137,156 2,769,637 1,530,594 5,491,371 19 12,138,865 12
Interbank Seguros 6,951,457 (136,528) (5,482,345) 2,234,131 3,540,676 22 2,470,788 20
Universitas de Seguros (758,536) (2,713,424) (1,956,782) (50,659,627) (56,236,305) 48 458,167 31
Corporativos, Seguros 3,514,590 (5,534,989) 5,455,672 (17,516,006) (14,209,388) 43 (7,650,100) 42
Proseguros (4,634,923) (10,138,288) (2,613,016) 15,830,433 36,197,982 10 35,544,039 5
Fe, Seguros La 781,935 3,210,942 3,398,615 4,836,148 12,227,640 17 5,929,340 16
Iberoamericana, Seguros (310,923) 4,213,138 (3,450,972) 1,860,029 5,590,967 18 1,072,334 26
Internacional, Seguros La 5,490,498 (9,255,978) 519,128 (353,610) (3,601,503) 37 7,873,096 14
Universal de Seguros 1,290,156 285,894 (298,168) 2,753,301 4,031,184 21 3,167,103 18
Mundial, Seguros de Creditos La 297,996 (1,315,359) 33,195 871,269 (112,899) 28 670,661 29
Hispana de Seguros 586,493 953,186 43,409 (976,023) 593,760 27 1,014,811 27
Bolivar, Seguros Comerciales (15,110) (535,554) (298,380) (660,081) (1,510,511) 32 (1,896,905) 39
Virgen del Valle, Seguros 277,508 416,542 485,337 78,260 1,206,494 24 561,976 30
Grasp, Grupo Asegurador Prev. 302,464 (80,146) (139,573) (1,141,445) (1,060,673) 31 (1,402,007) 37
Regional, Seguros La 424,728 681,128 (439,261) (32,082) 634,513 26 1,441,503 25
Primus Seguros 479,173 1,235,861 (1,470,044) (1,132,037) (874,164) 30 709,187 28
Vitalicia Seguros, La (220,813) (399,459) (598,582) 689,608 (529,246) 29 (181,066) 34
TOTALES 250,076,844 113,946,441 128,996,799 (170,888,764) 497,376,709 531,946,959
Utilidad técnica / Primas cobradas netas (%) p.54
Utilidad Técnica
Caracas, Seguros (Liberty) 2.26 3.58 (1.68) 2.65 1.69 24 0.66 28
Horizonte, Seguros 9.37 5.15 1.96 (8.99) 2.59 21 12.45 11
Mercantil, Seguros 3.36 3.46 (0.95) 1.56 1.80 23 1.78 22
Mapfre, La Seguridad 0.21 0.56 0.79 (9.69) (2.36) 36 (1.04) 37
Constitucion, Seguros 9.74 (20.39) 15.17 (13.86) (0.51) 29 0.06 33
Multinacional de Seguros (2.24) 5.05 (0.72) 15.66 11.83 8 15.15 8
Banesco Seguros 4.40 5.98 2.44 (1.47) 2.33 22 5.72 16
Occidental, Seguros La 2.41 4.04 (1.71) (5.82) (0.63) 31 3.47 19
Zurich Seguros 1.53 (2.14) (6.56) 11.84 9.32 11 1.12 24
Carabobo, Seguros 11.02 (3.30) 14.07 (8.19) 4.96 15 (7.63) 44
Altamira, Seguros 9.00 (1.76) 1.67 8.36 5.00 14 0.55 31
Nuevo Mundo, Seguros 0.58 0.58 (4.26) (1.79) (1.28) 34 (1.16) 38
Premier, Seguros 13.24 10.65 (0.59) (68.50) (11.88) 43 (9.81) 45
Caroni, Seguros (0.47) (0.91) (2.71) 13.97 3.68 18 4.44 18
Banvalor, Seguros 2.16 (0.94) 1.16 (53.71) (10.73) 41 (25.45) 47
Catatumbo, Seguros (1.13) (2.74) (2.13) 3.70 (0.53) 30 0.60 29
Estar, Seguros (0.61) (3.32) (6.23) (6.46) (4.81) 39 (2.11) 39
Canarias, Seguros 9.94 9.10 9.25 (7.60) 5.88 13 0.90 26
Qualitas, Seguros 1.27 10.85 (3.90) 14.21 7.02 12 1.15 23
Venezolana de Seguros, La 0.33 10.36 (5.10) 2.02 1.36 25 1.03 25
Aseg. Nacional Unida Uniseguro (2.96) (5.86) (5.31) (34.75) (10.93) 42 (4.68) 41
Piramide, Seguros 9.11 1.04 3.49 (17.78) (1.02) 33 2.45 20
Andes, Seguros Los 4.20 2.95 (8.52) 4.52 0.69 26 (0.27) 35
Federal C.A. Seguros (1.91) (0.94) (1.01) 1.38 (0.49) 28 (0.13) 34
Oriental, Seguros La 0.51 1.01 0.01 0.21 0.39 27 (3.48) 40
Guayana, Seguros (2.61) 1.22 (6.01) (5.10) (3.35) 37 (0.95) 36
Adriatica de Seguros (2.15) 1.99 (15.87) (236.78) (4.11) 38 (6.53) 43
Zuma, Seguros (31.26) (34.42) 4.71 (3.14) (10.21) 40 (26.63) 48
Avila, Seguros 2.62 6.60 (33.98) (9.99) (1.58) 35 0.06 32
Venezuela, Seguros (5.67) 10.59 8.53 4.32 4.25 17 12.58 10
Interbank Seguros 18.72 (0.53) (22.67) 7.17 2.99 19 2.37 21
Universitas de Seguros (3.74) (11.83) (5.82) (199.15) (54.97) 49 0.56 30
Corporativos, Seguros 13.19 (31.49) 27.35 (56.64) (14.94) 47 (6.38) 42
Proseguros (20.69) (69.73) (15.71) 87.86 50.56 1 22.60 3
Fe, Seguros La 6.76 21.80 31.47 41.93 25.15 4 16.48 7
Iberoamericana, Seguros (22.27) 46.73 (58.68) 25.84 23.80 6 23.61 2
Internacional, Seguros La 152.12 (172.03) 10.35 (8.42) (19.78) 48 9.17 13
Universal de Seguros 57.61 7.19 (4.63) 65.15 23.87 5 20.08 5
Mundial, Seguros de Creditos La 10.35 (43.56) 0.98 16.90 (0.78) 32 4.90 17
Hispana de Seguros 28.75 27.42 1.29 (30.34) 4.90 16 11.10 12
Bolivar, Seguros Comerciales (0.52) (20.83) (10.23) (23.74) (13.54) 44 (18.62) 46
Grasp, Grupo Asegurador Prev. 27.66 (4.94) (12.82) (31.65) (14.31) 46 (35.11) 49
Regional, Seguros La 21.93 41.06 (28.11) (2.26) 9.65 10 20.42 4
Primus Seguros 32.14 76.37 (81.96) (73.57) (13.57) 45 14.12 9
Vitalicia Seguros, La (458.94) (5,210.68) (5,414.15) 3,833.98 (623.95) 50 (303.41) 50
TOTALES 3.83 1.63 1.56 (2.05) 1.65 2.38
Utilidad técnica / Primas devengadas (%) p.55
Utilidad Técnica
Banesco Seguros 4.38 6.10 2.51 (1.55) 2.40 22 5.73 16
Zurich Seguros 1.45 (2.04) (5.85) 16.48 9.97 10 1.18 24
Premier, Seguros 14.51 10.70 (0.62) (67.69) (12.30) 43 (10.88) 45
Caroni, Seguros (0.57) (1.01) (2.75) 12.10 3.72 18 4.55 18
Estar, Seguros (0.80) (4.00) (8.03) (7.76) (5.95) 39 (2.59) 39
Guayana, Seguros (3.42) 1.25 (6.36) (5.61) (3.74) 38 (1.05) 36
Zuma, Seguros (45.28) (47.57) 5.60 (3.04) (11.84) 42 (30.29) 47
Avila, Seguros 2.42 7.10 (15.43) (7.16) (1.34) 35 0.07 32
Proseguros (17.88) (43.31) (9.18) 81.08 37.19 3 22.83 4
Fe, Seguros La 11.10 27.46 28.70 35.17 27.59 5 17.75 7
Primus Seguros 32.90 51.85 (172.05) (71.25) (13.91) 45 15.34 9
Vitalicia Seguros, La (1,116.87) (2,219.94) (2,801.68) 3,833.98 (686.29) 50 (325.42) 50
TOTALES 4.29 1.68 1.67 (2.08) 1.74 2.55
Utilidad técnica / Capital pagado (%) p.56
Utilidad Técnica
Banesco Seguros 20.73 34.03 16.11 (11.94) 58.68 20 136.04 10
Zurich Seguros 39.42 (63.92) (181.35) 640.09 1,279.83 2 125.60 11
Premier, Seguros 60.22 54.51 (4.02) (370.25) (260.50) 48 (137.91) 50
Caroni, Seguros (1.60) (5.65) (12.51) 96.99 77.19 17 43.25 19
Estar, Seguros (1.96) (9.49) (16.87) (20.39) (40.19) 40 (20.90) 38
Guayana, Seguros (17.55) 4.20 (5.48) (5.38) (12.25) 33 (18.59) 37
Zuma, Seguros (30.37) (38.75) 10.20 (6.32) (60.65) 43 (61.14) 44
Avila, Seguros 2.22 6.44 (8.00) (10.41) (8.98) 32 0.34 33
Provincial, Seguros 419.14 443.94 471.62 506.10 1,840.80 1 994.87 1
Proseguros (7.02) (15.36) (3.96) 39.58 90.49 15 53.85 18
Fe, Seguros La 15.64 64.22 67.97 96.72 244.55 8 118.59 12
Primus Seguros 24.36 62.83 (49.00) (37.73) (29.14) 38 36.05 22
Vitalicia Seguros, La (7.36) (13.32) (19.95) 22.99 (17.64) 36 (9.05) 36
TOTALES 21.14 9.48 8.05 (10.44) 30.40 47.28
Utilidad técnica / Capital pagado + Superávit ganado (%) p.57
Utilidad Técnica
Banesco Seguros 6.56 10.76 5.09 (3.77) 18.55 17 61.31 8
Zurich Seguros 2.71 (4.39) (12.45) 43.95 87.88 8 10.82 24
Premier, Seguros 30.64 27.73 (2.06) (189.47) (133.31) 49 (100.93) 50
Caroni, Seguros (1.19) (4.27) (9.47) 73.40 58.41 12 38.92 13
Estar, Seguros (1.57) (8.41) (14.94) (18.66) (36.78) 44 (18.17) 39
Guayana, Seguros (2.74) 2.17 (4.50) (4.42) (10.06) 35 (2.97) 36
Zuma, Seguros (23.25) (30.96) 8.15 (5.95) (57.07) 46 (46.80) 47
Avila, Seguros 2.05 5.96 (7.40) (9.22) (7.95) 33 0.32 33
Proseguros (7.02) (15.35) (3.96) 38.94 89.05 7 53.80 10
Fe, Seguros La 8.66 35.56 37.64 52.85 133.62 3 69.70 6
Primus Seguros 10.16 26.19 (15.08) (11.61) (8.96) 34 21.53 19
Vitalicia Seguros, La (6.82) (12.35) (18.50) 22.31 (17.12) 39 (8.58) 37
TOTALES 6.08 2.80 2.89 (3.95) 11.50 16.72
Utilidad neta (Bs.F) p.58
Utilidad neta
Horizonte, Seguros 43,681,245 40,189,476 28,220,564 (18,801,333) 93,289,952 3 288,378,931 1
Previsora, Seguros La 16,207,581 17,061,289 (4,262,390) (11,467,946) 17,538,532 18 47,536,646 6
Mapfre, La Seguridad 10,899,758 39,602,019 88,891,600 (51,325,977) 88,067,400 4 119,582,467 3
Constitucion, Seguros 3,240,193 (27,585,435) 79,228,372 (52,224,868) 2,658,262 29 9,665,457 18
Multinacional de Seguros 2,786,393 10,487,390 (2,125,920) 20,965,230 32,113,093 9 52,820,138 5
Banesco Seguros 15,052,221 13,869,058 5,389,713 15,789,841 50,100,834 7 46,945,742 7
Zurich Seguros 4,377,391 4,019,208 (366,046) 19,463,300 27,493,854 11 25,257,741 12
Carabobo, Seguros 18,683,649 20,961,480 18,679,398 (7,670,296) 50,654,231 6 26,157,305 11
Altamira, Seguros 7,781,917 (3,213,455) (1,457,050) 17,720,523 20,831,935 17 5,670,288 23
Nuevo Mundo, Seguros 8,516,774 10,603,246 6,566,139 (1,243,621) 24,442,538 14 38,988,184 9
Premier, Seguros 16,009,188 3,620,901 42,011,207 (96,397,247) (34,755,950) 49 18,047,723 13
Caroni, Seguros 452,869 2,421,200 1,417,678 20,228,584 24,520,331 13 9,204,433 19
Banvalor, Seguros 707,702 (288,832) 698,233 541,921 1,659,024 34 910,077 38
Catatumbo, Seguros 5,637,009 3,061,150 2,427,520 169,995 11,295,674 21 16,801,213 14
Estar, Seguros 2,555,407 (1,084,458) 1,018,805 2,194 2,491,948 30 2,283,096 30
Canarias, Seguros 7,167,785 19,875,425 17,100,672 (17,566,737) 26,577,145 12 5,980,968 22
Qualitas, Seguros 252,897 2,184,368 1,724,532 4,790,313 8,952,109 22 1,529,381 31
Venezolana de Seguros, La 1,764,069 6,251,950 (527,406) 869,061 8,357,673 24 8,215,512 20
Aseg. Nacional Unida Uniseguro 1,350,906 116,192 2,042,635 3,367,922 6,877,655 25 801,800 39
Piramide, Seguros 7,345,148 6,502,318 9,602,456 (10,235,188) 13,214,734 20 10,134,786 17
Andes, Seguros Los 3,036,553 3,343,585 (1,051,716) 3,070,290 8,398,712 23 5,122,053 24
Federal C.A. Seguros 560,917 125,325 301,482 (621,641) 366,083 41 584,130 42
Oriental, Seguros La 110,600 303,608 67,657 (136,981) 344,884 43 2,930,694 27
Guayana, Seguros 221,569 180,032 (5,406,341) 7,107,468 2,102,728 32 1,101,986 37
Adriatica de Seguros 5,713,555 7,856,159 2,071,594 (25,153) 15,616,155 19 1,513,818 32
Transeguro, Seguros 2,478,701 2,771,786 25,049,520 (7,142,971) 23,157,036 15 2,561,460 28
Zuma, Seguros (4,676,290) (1,069,913) 2,605,109 3,879,590 738,496 38 (5,322,827) 49
Avila, Seguros 532,757 (246,657) (2,003,488) 1,981,249 263,862 44 664,305 41
Interbank Seguros 7,423,508 4,200,440 (5,415,794) 659,517 6,867,671 26 7,238,713 21
Universitas de Seguros 316,752 (80,861) (170,916) (52,979,149) (52,914,173) 50 236,473 45
Corporativos, Seguros 3,649,082 2,791,710 8,286,650 (13,456,801) 1,270,641 35 3,630,516 25
Proseguros (4,830,956) (8,174,083) (45,562) 13,515,542 464,941 39 (5,962,447) 50
Fe, Seguros La 1,322,184 832,278 839,100 (910,827) 2,082,735 33 1,222,064 35
Iberoamericana, Seguros (676,234) 4,113,883 (3,418,252) 5,558,156 5,577,554 27 (921,203) 48
Internacional, Seguros La 5,196,691 (6,654,384) 737,927 (262,988) (982,755) 48 1,323,521 34
Universal de Seguros 1,299,399 548,364 (687,535) 2,569,841 3,730,069 28 2,940,540 26
Mundial, Seguros de Creditos La 1,251,731 (1,067,643) 155,372 915,703 1,255,163 37 2,305,196 29
Hispana de Seguros 334,317 595,190 (306,873) 1,827,260 2,449,894 31 321,274 44
Bolivar, Seguros Comerciales 34,958 (497,353) 763,315 (247,362) 53,559 47 (875,257) 47
Virgen del Valle, Seguros 238,947 559,346 437,027 26,065 1,261,385 36 455,546 43
Grasp, Grupo Asegurador Prev. 274,761 (217,075) (5,647) 365,405 417,443 40 667,777 40
Regional, Seguros La 295,418 528,517 (472,278) (162,766) 188,891 45 1,191,862 36
Primus Seguros 533,080 1,541,252 (1,026,345) (683,987) 364,000 42 1,423,818 33
Vitalicia Seguros, La (238,273) (460,663) (16,903) 808,454 92,616 46 115,222 46
TOTALES 304,951,981 340,635,948 403,641,237 (31,106,895) 1,018,122,271 1,061,402,250
Utilidad neta / Primas cobradas netas (%) p.59
Utilidad neta
Previsora, Seguros La 2.79 3.13 (0.73) (1.77) 0.74 38 2.28 32
Mapfre, La Seguridad 2.09 7.23 14.99 (7.84) 3.80 22 7.92 10
Constitucion, Seguros 0.98 (10.10) 17.23 (14.02) 0.19 45 1.17 37
Multinacional de Seguros 1.15 3.77 (0.61) 4.58 2.42 31 5.29 17
Banesco Seguros 6.42 4.90 1.64 3.90 4.01 20 3.97 23
Zurich Seguros 2.83 2.24 (0.22) 6.00 3.34 25 3.74 24
Carabobo, Seguros 8.04 11.68 7.67 (4.72) 6.19 13 5.04 18
Altamira, Seguros 7.53 (2.33) (0.98) 5.86 3.01 27 1.31 36
Nuevo Mundo, Seguros 5.20 6.89 4.00 (0.65) 3.63 24 7.19 12
Premier, Seguros 11.68 2.35 20.33 (59.19) (5.26) 48 4.26 19
Caroni, Seguros 0.46 1.28 1.01 9.54 3.83 21 4.19 21
Banvalor, Seguros 0.56 (0.21) 0.34 0.44 0.28 43 0.32 42
Estar, Seguros 3.44 (0.85) 0.84 0.00 0.48 40 1.00 39
Piramide, Seguros 9.40 9.03 8.51 (12.08) 3.80 23 5.97 15
Andes, Seguros Los 4.36 4.56 (1.29) 3.30 2.65 30 2.16 33
Federal C.A. Seguros 0.83 0.19 0.37 (0.65) 0.12 47 0.24 44
Oriental, Seguros La 0.21 0.48 0.11 (0.17) 0.13 46 1.33 35
Guayana, Seguros 0.38 0.35 (9.11) 10.35 0.88 37 0.66 40
Transeguro, Seguros 10.47 10.84 24.35 (18.68) 12.17 9 3.20 28
Zuma, Seguros (20.12) (3.97) 5.03 7.40 0.48 42 (9.69) 49
Avila, Seguros 1.17 (0.47) (15.77) 7.92 0.19 44 0.23 45
Interbank Seguros 19.99 16.19 (22.40) 2.12 5.80 14 6.94 13
Universitas de Seguros 1.56 (0.35) (0.51) (208.27) (51.73) 50 0.29 43
Corporativos, Seguros 13.69 15.88 41.54 (43.51) 1.34 36 3.03 29
Proseguros (21.57) (56.22) (0.27) 75.01 0.65 39 (3.79) 47
Fe, Seguros La 11.43 5.65 7.77 (7.90) 4.28 19 3.40 27
Iberoamericana, Seguros (48.43) 45.62 (58.12) 77.21 23.74 3 (20.28) 50
Mundial, Seguros de Creditos La 43.49 (35.36) 4.61 17.76 8.70 10 16.85 7
Bolivar, Seguros Comerciales 1.21 (19.34) 26.18 (8.89) 0.48 41 (8.59) 48
Grasp, Grupo Asegurador Prev. 25.13 (13.39) (0.52) 10.13 5.63 17 16.72 8
Primus Seguros 35.76 95.24 (57.22) (44.45) 5.65 16 28.35 3
Vitalicia Seguros, La (495.23) (6,009.03) (152.88) 4,494.72 109.19 1 193.08 1
TOTALES 4.67 4.89 4.90 (0.37) 3.38 4.74
Utilidad neta / Primas devengadas (%) p.60
Utilidad neta
Banesco Seguros 6.38 5.00 1.69 4.11 4.12 22 3.98 24
Zurich Seguros 2.68 2.14 (0.20) 8.35 3.57 25 3.94 25
Premier, Seguros 12.80 2.36 21.53 (58.49) (5.44) 48 4.73 19
Caroni, Seguros 0.56 1.42 1.02 8.27 3.87 23 4.30 22
Estar, Seguros 4.50 (1.03) 1.09 0.00 0.59 39 1.23 38
Guayana, Seguros 0.50 0.36 (9.63) 11.40 0.99 37 0.72 40
Zuma, Seguros (29.15) (5.49) 5.98 7.17 0.55 40 (11.02) 49
Avila, Seguros 1.08 (0.50) (7.16) 5.68 0.16 45 0.23 45
Proseguros (18.63) (34.92) (0.16) 69.22 0.48 42 (3.83) 47
Fe, Seguros La 18.78 7.12 7.09 (6.62) 4.70 19 3.66 28
Primus Seguros 36.60 64.66 (120.12) (43.05) 5.79 16 30.80 3
Vitalicia Seguros, La (1,205.18) (2,560.07) (79.11) 4,494.72 120.10 1 207.08 1
TOTALES 5.23 5.01 5.24 (0.38) 3.56 5.09
Utilidad neta / Capital pagado (%) p.61
Utilidad neta
Caracas, Seguros (Liberty) 796.66 1,107.99 228.54 260.05 847.33 3 1,356.48 2
Mercantil, Seguros 193.62 347.32 232.61 404.53 1,178.08 2 753.63 4
Banesco Seguros 30.26 27.88 10.83 31.74 100.71 17 94.36 15
Zurich Seguros 72.96 66.99 (6.10) 324.39 458.23 6 420.96 7
Premier, Seguros 53.13 12.02 139.42 (319.92) (115.35) 49 59.90 20
Caroni, Seguros 1.59 7.93 4.64 66.26 80.31 19 40.85 26
Estar, Seguros 11.10 (2.44) 2.29 0.00 4.02 37 9.91 38
Guayana, Seguros 2.58 1.20 (8.31) 10.93 3.23 39 12.81 34
Zuma, Seguros (19.55) (4.47) 10.89 14.92 2.84 41 (22.25) 49
Avila, Seguros 0.99 (0.46) (3.71) 8.26 1.10 46 1.23 45
Provincial, Seguros 583.83 594.87 574.56 560.09 2,313.35 1 1,459.11 1
Proseguros (7.32) (12.39) (0.07) 33.79 1.16 45 (9.03) 47
Fe, Seguros La 26.44 16.65 16.78 (18.22) 41.65 25 24.44 32
Primus Seguros 27.10 78.36 (34.21) (22.80) 12.13 34 72.39 18
Vitalicia Seguros, La (7.94) (15.36) (0.56) 26.95 3.09 40 5.76 40
TOTALES 25.78 28.35 25.20 (1.90) 62.22 94.34
Utilidad neta / Capital pagado + Superávit ganado (%) p.62
Utilidad neta
Banesco Seguros 9.57 8.81 3.43 10.04 31.84 17 42.52 14
Zurich Seguros 5.01 4.60 (0.42) 22.27 31.46 18 36.28 18
Premier, Seguros 27.03 6.11 71.35 (163.71) (59.03) 49 43.83 12
Caroni, Seguros 1.18 6.00 3.51 50.14 60.78 9 36.76 17
Estar, Seguros 8.88 (2.16) 2.03 0.00 3.68 36 8.61 35
Guayana, Seguros 0.40 0.62 (6.83) 8.97 2.65 40 2.04 42
Zuma, Seguros (14.96) (3.57) 8.70 14.04 2.67 39 (17.03) 49
Avila, Seguros 0.91 (0.42) (3.43) 7.31 0.97 44 1.15 44
Proseguros (7.31) (12.37) (0.07) 33.25 1.14 43 (9.02) 47
Fe, Seguros La 14.64 9.22 9.29 (9.95) 22.76 23 14.37 32
Primus Seguros 11.30 32.66 (10.53) (7.01) 3.73 35 43.22 13
Vitalicia Seguros, La (7.36) (14.24) (0.52) 26.15 3.00 38 5.46 39
TOTALES 7.41 8.36 9.03 (0.72) 23.53 33.37
Beneficio financiero (Bs.F) p.63
Beneficio financiero
Previsora, Seguros La 3,953,991 11,400,094 (3,778,309) (773,122) 10,802,654 26 57,159,737 7
Mapfre, La Seguridad 23,950,800 29,565,325 90,722,724 (245,942) 143,992,907 4 175,804,031 2
Banesco Seguros 7,616,189 7,623,750 12,959,540 10,872,099 39,071,579 10 20,598,286 15
Zurich Seguros 6,991,825 14,146,401 12,239,199 9,521,504 42,898,929 9 44,103,164 9
Altamira, Seguros (1,122,578) 357,632 (791,907) (1,096,414) (2,653,267) 50 11,323,140 20
Premier, Seguros 184,118 (825,546) 54,716,122 (2,001,486) 52,073,208 7 1,791,676 37
Caroni, Seguros 3,207,448 5,398,288 3,254,941 3,206,415 15,067,092 24 6,642,931 27
Catatumbo, Seguros 14,664,215 7,680,898 18,067,379 (6,651,552) 33,760,941 12 21,934,242 14
Estar, Seguros 4,335,145 4,319,116 4,012,180 4,623,224 17,289,665 21 7,447,001 26
Canarias, Seguros 714,420 5,144,359 5,080,914 6,793,208 17,732,902 20 4,400,159 33
Qualitas, Seguros (199,081) 876,713 6,342,333 (5,297,867) 1,722,097 39 559,352 45
Federal C.A. Seguros 2,084,449 1,168,894 105,726 555,768 3,914,836 33 6,191,398 28
Oriental, Seguros La (8,738) (116,593) (250,972) 495,762 119,459 46 17,044,764 16
Guayana, Seguros 2,229,261 983,463 4,350,345 8,511,466 16,074,535 23 9,785,015 21
American International, Seguros 1,199,757 885,599 1,244,195 17,222,929 20,552,480 18 5,845,769 30
Transeguro, Seguros 144,255 385,710 469,254 1,071,561 2,070,779 36 1,526,599 38
Zuma, Seguros 2,103,885 542,737 8,729,872 294,487 11,670,982 25 7,634,613 24
Avila, Seguros 1,101,577 (129,225) 127,059 2,958,398 4,057,809 32 8,648,279 23
Universitas de Seguros 1,210,557 3,524,697 1,838,718 (350,218) 6,223,753 31 578,700 44
Corporativos, Seguros 261,514 8,470,557 3,180,255 6,441,017 18,353,342 19 12,750,161 18
Proseguros - (834,549) 2,612,726 (1,832,608) (54,431) 47 2,015,146 36
Fe, Seguros La 1,191,648 968,765 701,845 624,830 3,487,088 34 3,364,807 35
Iberoamericana, Seguros 30,907 17,080 96,696 561,639 706,322 43 707,098 43
Internacional, Seguros La 132,072 1,802,918 803,763 346,589 3,085,343 35 4,335,116 34
Universal de Seguros 182,437 214,294 (117,687) 696,168 975,212 41 754,646 42
Mundial, Seguros de Creditos La 401,228 289,852 229,995 303,067 1,224,141 40 1,239,156 40
Hispana de Seguros (235,993) (368,441) (330,874) (30,342) (965,650) 49 (738,050) 50
Bolivar, Seguros Comerciales 124,402 114,488 1,133,573 487,291 1,859,755 37 1,261,199 39
Virgen del Valle, Seguros (4,750) 191,829 (2,986) (3,396) 180,697 45 8,835 49
Grasp, Grupo Asegurador Prev. (13,355) (62,046) (46,070) (36,155) (157,626) 48 106,784 47
Regional, Seguros La 178,391 119,648 154,694 112,733 565,466 44 1,035,769 41
Primus Seguros 141,538 191,886 202,687 245,289 781,400 42 285,706 46
Vitalicia Seguros, La (5,739) (24,397) 1,538,473 264,986 1,773,324 38 9,603 48
TOTALES 359,605,560 330,810,013 438,334,338 339,223,523 1,467,973,434 1,315,788,759
Nota: Los Beneficios Financieros no incluyen los beneficios diversos y por consecuencia no incluyen la utilidad cambiaria
Beneficio financiero / Cartera de inversiones (%) p.64
Banesco Seguros 1.93 1.90 3.11 2.52 9.05 22 6.43 31
Zurich Seguros 1.08 2.14 1.86 1.30 5.88 35 7.62 24
Altamira, Seguros (0.61) 0.19 (0.39) (0.50) (1.21) 48 6.03 35
Premier, Seguros 0.11 (0.55) 30.78 (1.10) 28.66 3 1.71 44
Caroni, Seguros 2.23 3.27 2.24 2.40 11.26 14 7.26 28
Catatumbo, Seguros 4.69 2.44 5.92 (2.19) 11.12 15 8.03 23
Estar, Seguros 2.70 2.35 1.97 1.87 6.99 30 6.34 32
Qualitas, Seguros (0.37) 1.54 7.96 (5.66) 1.84 44 1.27 47
Oriental, Seguros La (0.01) (0.07) (0.16) 0.28 0.07 46 11.34 13
Guayana, Seguros 1.20 0.54 1.88 3.24 6.13 34 5.67 38
Zuma, Seguros 2.46 0.60 8.91 0.29 11.50 12 8.32 22
Avila, Seguros 0.76 (0.09) 0.09 1.69 2.32 41 7.00 30
Universitas de Seguros 1.74 5.03 2.63 (0.48) 8.61 26 1.30 46
Proseguros - (0.66) 2.53 (1.63) (0.05) 47 1.89 43
Fe, Seguros La 3.18 2.44 1.79 1.61 8.98 24 10.99 16
Hispana de Seguros (0.98) (5.64) (4.79) (0.42) (13.33) 50 (11.46) 50
Virgen del Valle, Seguros (0.06) 2.42 (0.04) (0.04) 2.26 42 0.11 49
Grasp, Grupo Asegurador Prev. (0.20) (0.77) (0.57) (0.38) (1.64) 49 1.45 45
Primus Seguros 2.26 2.64 2.61 3.39 10.78 16 4.74 40
Vitalicia Seguros, La (0.41) (1.83) 109.17 12.80 85.65 1 0.53 48
TOTALES 2.40 2.12 2.75 2.06 8.91 10.84
Beneficio financiero / Cartera de inversiones aptas (%) p.65
Banesco Seguros 2.86 2.77 4.84 3.53 12.70 21 7.10 36
Zurich Seguros 1.46 3.05 2.71 1.86 8.40 31 10.68 22
Altamira, Seguros (0.68) 0.22 (0.47) (0.59) (1.44) 48 6.59 39
Premier, Seguros 0.12 (0.61) 33.54 (1.20) 31.30 3 1.99 44
Caroni, Seguros 3.08 4.30 2.88 3.06 14.37 14 10.27 23
Catatumbo, Seguros 5.98 3.13 7.72 (2.63) 13.37 19 9.35 26
Estar, Seguros 3.23 2.84 2.34 2.34 8.74 30 7.44 33
Qualitas, Seguros (0.41) 1.72 9.13 (6.68) 2.17 44 1.40 47
Oriental, Seguros La (0.01) (0.08) (0.16) 0.30 0.07 46 13.71 14
Guayana, Seguros 1.28 0.58 2.04 3.45 6.52 38 6.11 40
Zuma, Seguros 5.14 1.16 16.28 0.52 20.43 7 16.53 9
Avila, Seguros 0.91 (0.11) 0.11 1.98 2.72 42 7.89 30
Universitas de Seguros 1.87 5.29 2.76 (0.50) 8.95 29 1.40 46
Proseguros - (1.07) 3.65 (2.27) (0.07) 47 2.53 43
Fe, Seguros La 3.55 2.65 1.96 1.86 10.40 25 12.30 18
Hispana de Seguros (4.37) (6.40) (5.39) (0.47) (15.05) 50 (13.46) 50
Virgen del Valle, Seguros (0.25) 10.51 (0.16) (0.18) 9.32 28 0.45 49
Grasp, Grupo Asegurador Prev. (0.21) (0.80) (0.60) (0.39) (1.71) 49 1.50 45
Primus Seguros 3.25 4.40 4.19 5.96 18.97 8 6.68 38
Vitalicia Seguros, La (0.59) (2.72) 166.18 14.31 95.78 1 0.67 48
TOTALES 3.01 2.65 3.43 2.57 11.10 13.59
OJO !!!!!! DEBE IR UNA PAGINA EN BLANCO OBLIGATORIAMENTE
Primas cobradas netas (Bs.F) p.68
Indicadores por Ramo
NOMBRE EMPRESA TOTAL PERSONAS GENERALES REASEGURO

RKG RKG RKG ACEPTADO RKG
Caracas, Seguros (Liberty) 3.730.797.382 1 1,234,183,256 4 2.496.614.125 1 - 9
Horizonte, Seguros 2.975.514.063 2 2,849,389,059 1 126.125.004 28 - 9
Mercantil, Seguros 2.801.932.511 3 1,241,938,308 3 1.559.994.204 2 - 9
Previsora, Seguros La 2.362.327.296 4 1,646,186,441 2 716.140.855 4 - 9
Mapfre, La Seguridad 2.316.354.732 5 1,059,791,188 5 1.256.563.543 3 - 9
Constitucion, Seguros 1.434.702.134 6 1,031,956,721 6 402.745.412 12 - 9
Multinacional de Seguros 1.326.204.826 7 626,398,043 8 699.806.783 5 - 9
Banesco Seguros 1.250.405.500 8 876,304,694 7 374.005.584 14 95 4
Occidental, Seguros La 1.109.722.542 9 509,983,319 9 599.739.223 7 - 9
Zurich Seguros 824.242.220 10 161,845,973 19 662.396.246 6 - 9
Carabobo, Seguros 818.123.071 11 405,844,940 11 412.278.131 10 - 9
Altamira, Seguros 691.837.930 12 104,992,654 23 395.032.589 13 ########### 1
Nuevo Mundo, Seguros 672.596.000 13 202,923,105 16 469.672.895 8 - 9
Premier, Seguros 660.812.312 14 411,417,872 10 249.394.440 17 - 9
Caroni, Seguros 640.521.547 15 286,938,599 15 353.582.948 15 - 9
Banvalor, Seguros 595.558.087 16 309,562,677 13 285.995.410 16 - 9
Catatumbo, Seguros 528.473.012 17 67,765,808 30 460.707.205 9 - 9
Estar, Seguros 518.171.404 18 108,525,283 22 409.646.121 11 - 9
Canarias, Seguros 461.685.430 19 300,831,030 14 160.854.399 25 - 9
Qualitas, Seguros 409.345.158 20 403,216,462 12 6.128.696 43 - 9
Venezolana de Seguros, La 390.002.454 21 192,823,205 18 197.179.249 22 - 9
Aseg. Nacional Unida Uniseguros 369.124.809 22 195,593,736 17 177.700.975 23 -4.169.901 8
Piramide, Seguros 347.705.144 23 117,167,827 21 230.537.317 19 - 9
Andes, Seguros Los 317.510.584 24 70,187,492 28 247.322.688 18 403 7
Federal C.A. Seguros 311.119.561 25 100,634,864 25 210.484.698 21 - 9
Oriental, Seguros La 262.633.758 26 34,059,138 37 228.574.620 20 - 9
Guayana, Seguros 237.719.351 27 60,432,013 32 176.359.482 24 928 3
Adriatica de Seguros 232.193.255 28 91,555,359 26 140.637.896 27 - 9
American International, Seguros 196.852.564 29 38,756,447 36 152.360.023 26 5.736.094 2
Transeguro, Seguros 190.355.987 30 88,486,999 27 101.868.989 29 - 9
Zuma, Seguros 154.393.332 31 61,343,163 31 93.050.168 31 - 9
Avila, Seguros 136.067.805 32 68,150,493 29 67.917.312 33 - 9
Venezuela, Seguros 129.114.678 33 129,114,678 20 - 47 - 9
Provincial, Seguros 122.296.338 34 104,125,934 24 18.170.405 36 - 9
Interbank Seguros 118.448.071 35 57,025,829 33 61.364.509 34 58 5
Universitas de Seguros 102.298.499 36 49,038,452 34 53.260.046 35 - 9
Corporativos, Seguros 95.106.601 37 - 49 95.106.601 30 - 9
Proseguros 71.593.509 38 98,820 46 71.494.689 32 - 9
Fe, Seguros La 48.626.089 39 48,626,089 35 - 47 - 9
Iberoamericana, Seguros 23.492.913 40 11,899,803 38 11.593.111 40 - 9
Internacional, Seguros La 18.209.617 41 130,306 45 18.079.311 37 - 9
Universal de Seguros 16.887.819 42 2,195,431 43 14.692.388 38 - 9
Mundial, Seguros de Creditos La 14.424.952 43 - 49 14.414.906 39 10 6
Hispana de Seguros 12.106.193 44 1,434,660 44 10.671.534 41 - 9
Bolivar, Seguros Comerciales 11.153.629 45 11,044,408 39 109 46 - 9
Virgen del Valle, Seguros 9.443.119 46 9,443,119 40 - 47 - 9
Grasp, Grupo Asegurador Prev. 7.409.982 47 3,749,509 41 3.660.473 45 - 9
Regional, Seguros La 6.574.915 48 26,783 48 6.548.132 42 - 9
Primus Seguros 6.441.600 49 2,588,176 42 3.853.424 44 - 9
Vitalicia Seguros, La 85 50 84,822 47 - 47 - 9
TOTALES 30.088.719.109 15,389,812,986 14.504.435.980 ###########
Siniestros pagados (Bs.F) p.69

Caracas, Seguros (Liberty) 1.922.412.842 2 749,638,935 5 1.172.770.745 1 3 12
Horizonte, Seguros 2.062.455.771 1 1,997,306,092 1 65.147.787 27 2 13
Mercantil, Seguros 1.484.520.530 4 840,799,658 3 643.684.523 3 36 7
Previsora, Seguros La 1.399.671.045 5 995,644,934 2 404.026.111 4 - 16
Mapfre, La Seguridad 1.501.891.682 3 816,290,365 4 685.595.857 2 5 10
Constitucion, Seguros 640.905.824 9 476,227,185 7 164.678.639 12 - 16
Multinacional de Seguros 773.631.078 6 420,019,310 8 340.744.882 5 12.866.886 2
Banesco Seguros 760.726.422 7 605,271,085 6 155.448.226 13 7 9
Occidental, Seguros La 683.551.773 8 348,922,592 9 334.629.181 6 - 16
Zurich Seguros 359.698.214 14 37,782,770 28 321.915.444 7 - 16
Carabobo, Seguros 529.935.045 10 246,912,202 11 283.022.843 8 - 16
Altamira, Seguros 293.880.749 16 42,329,708 27 154.174.814 14 97.376.227 1
Nuevo Mundo, Seguros 404.635.848 11 145,088,455 16 259.547.393 9 - 16
Premier, Seguros 366.048.835 13 248,996,589 10 117.052.247 20 - 16
Caroni, Seguros 339.391.228 15 202,136,933 14 137.254.295 15 - 16
Banvalor, Seguros 385.192.757 12 168,357,395 15 216.835.361 10 - 16
Catatumbo, Seguros 270.080.563 19 54,121,141 24 215.958.059 11 1 15
Estar, Seguros 177.284.816 22 57,226,660 22 120.058.156 19 - 16
Canarias, Seguros 271.349.819 18 202,575,271 13 68.769.668 25 5 11
Qualitas, Seguros 204.335.578 20 204,298,543 12 37 44 - 16
Venezolana de Seguros, La 169.287.816 23 112,007,390 18 57.280.426 30 - 16
Aseg. Nacional Unida Uniseguros 274.403.857 17 133,960,304 17 136.901.924 16 3.541.630 3
Piramide, Seguros 116.476.905 29 56,622,388 23 59.854.517 29 - 16
Andes, Seguros Los 146.456.945 25 42,336,187 26 104.034.257 21 87 6
Federal C.A. Seguros 178.861.332 21 58,063,569 21 120.797.763 18 - 16
Oriental, Seguros La 149.673.897 24 15,117,946 35 134.554.424 17 2 14
Guayana, Seguros 127.028.577 28 31,225,027 31 95.632.356 22 171 4
Adriatica de Seguros 143.731.336 26 64,709,375 20 79.021.960 24 - 16
American International, Seguros 77.582.018 30 9,196,516 37 68.278.511 26 107 5
Transeguro, Seguros 34.777.443 36 12,121,190 36 22.647.691 33 9 8
Zuma, Seguros 56.448.768 35 29,426,601 32 27.022.167 32 - 16
Avila, Seguros 133.935.390 27 43,834,840 25 90.100.550 23 - 16
Venezuela, Seguros 67.416.295 31 67,416,295 19 - 45 - 16
Provincial, Seguros 10.820.463 40 9,136,859 38 1.683.604 38 - 16
Interbank Seguros 57.660.427 34 36,207,454 29 21.452.973 34 - 16
Universitas de Seguros 61.686.719 33 34,253,144 30 27.433.575 31 - 16
Corporativos, Seguros 12.011.233 39 - 47 12.011.233 35 - 16
Proseguros 61.899.541 32 77,915 45 61.821.626 28 - 16
Fe, Seguros La 17.497.295 38 17,497,295 33 - 45 - 16
Iberoamericana, Seguros 6.221.550 41 4,685,957 39 1.535.593 39 - 16
Internacional, Seguros La 23.025.327 37 15,942,760 34 7.082.567 36 - 16
Universal de Seguros 2.235.587 45 1,707,137 43 528 41 - 16
Mundial, Seguros de Creditos La 287 48 - 47 287 42 - 16
Hispana de Seguros 1.264.699 47 712,539 44 552 40 - 16
Bolivar, Seguros Comerciales 2.568.582 43 2,379,589 41 189 43 - 16
Virgen del Valle, Seguros 1.931.986 46 1,931,986 42 - 45 - 16
Grasp, Grupo Asegurador Prev. 2.532.368 44 2,532,368 40 - 45 - 16
Regional, Seguros La 5.468.946 42 - 47 5.468.946 37 - 16
Primus Seguros - 50 - 47 - 45 - 16
Vitalicia Seguros, La 5 49 4,500 46 - 45 - 16
TOTALES 16.774.797.104 9,663,052,956 6.997.524.416 ###########
Siniestralidad pagada (%) p.70

Caracas, Seguros (Liberty) Err:502 25 60.74 26 Err:502 25 Err:502 7
Horizonte, Seguros Err:502 44 70.10 38 Err:502 29 Err:502 7
Mercantil, Seguros Err:502 27 67.70 33 Err:502 18 Err:502 7
Previsora, Seguros La Err:502 35 60.48 24 Err:502 35 Err:502 7
Mapfre, La Seguridad Err:502 43 77.02 42 Err:502 31 Err:502 7
Constitucion, Seguros Err:502 20 46.15 12 Err:502 17 Err:502 7
Multinacional de Seguros Err:502 33 67.05 30 Err:502 27 Err:502 7
Banesco Seguros Err:502 38 69.07 36 Err:502 19 Err:502 3
Occidental, Seguros La Err:502 39 68.42 34 Err:502 33 Err:502 7
Zurich Seguros Err:502 19 23.34 6 Err:502 26 Err:502 7
Carabobo, Seguros Err:502 42 60.84 27 Err:502 38 Err:502 7
Altamira, Seguros Err:502 17 40.32 10 Err:502 15 Err:502 5
Nuevo Mundo, Seguros Err:502 36 71.50 41 Err:502 32 Err:502 7
Premier, Seguros Err:502 30 60.52 25 Err:502 24 Err:502 7
Caroni, Seguros Err:502 28 70.45 39 Err:502 14 Err:502 7
Banvalor, Seguros Err:502 41 54.39 20 Err:502 39 Err:502 7
Catatumbo, Seguros Err:502 24 79.86 45 Err:502 23 Err:502 7
Estar, Seguros Err:502 13 52.73 19 Err:502 12 Err:502 7
Canarias, Seguros Err:502 34 67.34 31 Err:502 21 Err:502 7
Qualitas, Seguros Err:502 23 50.67 16 Err:502 1 Err:502 7
Venezolana de Seguros, La Err:502 18 58.09 22 Err:502 11 Err:502 7
Aseg. Nacional Unida Uniseguros Err:502 45 68.49 35 Err:502 40 Err:502 1
Piramide, Seguros Err:502 11 48.33 14 Err:502 9 Err:502 7
Andes, Seguros Los Err:502 21 60.32 23 Err:502 20 Err:502 6
Federal C.A. Seguros Err:502 32 57.70 21 Err:502 36 Err:502 7
Oriental, Seguros La Err:502 31 44.39 11 Err:502 37 Err:502 7
Guayana, Seguros Err:502 29 51.67 17 Err:502 30 Err:502 4
Adriatica de Seguros Err:502 40 70.68 40 Err:502 34 Err:502 7
American International, Seguros Err:502 16 23.73 7 Err:502 22 Err:502 2
Transeguro, Seguros Err:502 7 13.70 3 Err:502 8 Err:502 7
Zuma, Seguros Err:502 15 47.97 13 Err:502 10 Err:502 7
Avila, Seguros Err:502 48 64.32 29 Err:502 43 Err:502 7
Venezuela, Seguros Err:502 26 52.21 18 Err:502 45 Err:502 7
Provincial, Seguros Err:502 3 8.77 2 Err:502 5 Err:502 7
Interbank Seguros Err:502 22 63.49 28 Err:502 13 Err:502 7
Universitas de Seguros Err:502 37 69.85 37 Err:502 28 Err:502 7
Corporativos, Seguros Err:502 5 - 47 Err:502 6 Err:502 7
Proseguros Err:502 47 78.85 44 Err:502 42 Err:502 7
Fe, Seguros La Err:502 14 35.98 8 Err:502 45 Err:502 7
Iberoamericana, Seguros Err:502 10 39.38 9 Err:502 7 Err:502 7
Internacional, Seguros La Err:502 49 12,234.83 46 Err:502 16 Err:502 7
Universal de Seguros Err:502 6 77.76 43 Err:502 3 Err:502 7
Mundial, Seguros de Creditos La Err:502 1 - 47 Err:502 2 Err:502 7
Hispana de Seguros Err:502 4 49.67 15 Err:502 4 Err:502 7
Bolivar, Seguros Comerciales Err:502 9 21.55 5 Err:502 44 Err:502 7
Virgen del Valle, Seguros Err:502 8 20.46 4 Err:502 45 Err:502 7
Grasp, Grupo Asegurador Prev. Err:502 12 67.54 32 Err:502 45 Err:502 7
Regional, Seguros La Err:502 46 - 47 Err:502 41 Err:502 7
Primus Seguros Err:502 50 - 47 Err:502 45 Err:502 7
Vitalicia Seguros, La Err:502 2 5.31 1 Err:502 45 Err:502 7
TOTALES Err:502 62.79 Err:502 Err:502
Gastos de administración / Primas cobradas netas (%) p.71

Caracas, Seguros (Liberty) 11.03 8 10.81 10 10.81 13 - 7
Horizonte, Seguros 24.16 32 24.71 30 8.63 10 - 7
Mercantil, Seguros 12.73 13 12.60 15 12.42 16 - 7
Previsora, Seguros La 12.66 12 12.07 13 13.33 20 - 7
Mapfre, La Seguridad 8.70 3 8.53 7 8.53 9 - 7
Constitucion, Seguros 17.85 27 20.53 29 10.45 12 - 7
Multinacional de Seguros 9.90 4 0.10 1 0.41 1 - 7
Banesco Seguros 9.98 5 9.59 8 10.30 11 8.77 4
Occidental, Seguros La 10.36 6 12.60 16 8.17 8 - 7
Zurich Seguros 20.44 29 36.23 40 4.98 6 - 7
Carabobo, Seguros 11.72 10 11.57 11 11.42 15 - 7
Altamira, Seguros 7.64 2 7.82 5 7.82 7 6.62 3
Nuevo Mundo, Seguros 11.55 9 11.78 12 11.12 14 - 7
Premier, Seguros 17.11 23 17.34 23 15.94 24 - 7
Caroni, Seguros 5.89 1 8.43 6 3.64 5 - 7
Banvalor, Seguros 25.95 33 27.15 32 24.06 34 - 7
Catatumbo, Seguros 13.64 16 13.36 18 13.36 21 - 7
Estar, Seguros 12.79 14 13.11 17 12.43 17 - 7
Canarias, Seguros 17.00 22 18.83 26 12.96 19 - 7
Qualitas, Seguros 10.81 7 10.55 9 16.66 25 - 7
Venezolana de Seguros, La 12.04 11 3.11 3 20.37 32 - 7
Aseg. Nacional Unida Uniseguros 17.63 25 19.96 28 14.65 22 - 7
Piramide, Seguros 16.91 20 18.29 25 15.89 23 - 7
Andes, Seguros Los 17.79 26 19.45 27 16.94 27 25.16 5
Federal C.A. Seguros 16.96 21 15.68 20 17.10 29 - 7
Oriental, Seguros La 18.23 28 17.47 24 17.96 30 - 7
Guayana, Seguros 12.97 15 12.36 14 12.90 18 3.01 1
Adriatica de Seguros 16.82 19 15.97 21 16.85 26 - 7
American International, Seguros 22.78 30 37.23 41 19.31 31 6.39 2
Transeguro, Seguros 15.59 17 0.56 2 1.26 3 - 7
Zuma, Seguros 26.46 34 27.88 33 24.69 35 - 7
Avila, Seguros 32.46 38 28.63 34 35.04 40 - 7
Venezuela, Seguros 29.96 36 29.54 35 - 47 - 7
Provincial, Seguros 32.64 39 31.99 37 31.99 37 - 7
Interbank Seguros 17.15 24 16.71 22 16.96 28 - 7
Universitas de Seguros 37.94 43 34.14 38 40.36 43 - 7
Corporativos, Seguros 35.62 42 - 48 35.14 41 - 7
Proseguros 55.80 47 - 48 0.76 2 - 7
Fe, Seguros La 15.68 18 15.36 19 - 47 - 7
Iberoamericana, Seguros 28.00 35 7.00 4 2.35 4 - 7
Internacional, Seguros La 30.65 37 94.19 46 29.63 36 - 7
Universal de Seguros 39.00 44 38.22 42 38.22 42 - 7
Mundial, Seguros de Creditos La 54.37 45 - 48 53.28 44 53.28 6
Hispana de Seguros 34.07 40 30.43 36 33.95 39 - 7
Bolivar, Seguros Comerciales 79.13 49 77.56 45 76.92 46 - 7
Virgen del Valle, Seguros 67.29 48 66.76 44 - 47 - 7
Grasp, Grupo Asegurador Prev. 34.94 41 35.78 39 32.73 38 - 7
Regional, Seguros La 22.90 31 25.34 31 22.43 33 - 7
Primus Seguros 55.40 46 40.85 43 63.23 45 - 7
Vitalicia Seguros, La 682.25 50 668.61 47 - 47 - 7
TOTALES 14.65 15.49 11.54 6.74
Gastos de adquisición / Primas cobradas netas (%) p.72

Banesco Seguros 7.50 8 3.71 9 16.37 18 - 5
Zurich Seguros 9.32 16 2.58 6 10.96 7 - 5
Altamira, Seguros 9.87 18 10.38 24 14.53 14 - 5
Premier, Seguros 10.34 20 6.19 15 17.19 23 - 5
Caroni, Seguros 3.62 3 0.80 2 5.91 1 - 5
Estar, Seguros 16.87 35 11.56 29 18.27 30 - 5
Aseg. Nacional Unida Uniseguros 16.43 33 12.07 31 15.92 16 (209.54) 1
Andes, Seguros Los 18.38 43 16.70 40 18.85 35 - 5
Guayana, Seguros 17.97 41 16.36 39 18.50 32 21.02 3
Zuma, Seguros 17.28 39 10.65 25 21.65 41 - 5
Avila, Seguros 12.92 24 7.39 18 18.47 31 - 5
Provincial, Seguros 0.00 1 0.00 1 - 44 - 5
Proseguros 19.51 44 3.59 8 19.54 39 - 5
Fe, Seguros La 17.85 40 17.85 42 - 44 - 5
Virgen del Valle, Seguros - 47 - 45 - 44 - 5
Regional, Seguros La - 47 - 45 - 44 - 5
Primus Seguros - 47 - 45 - 44 - 5
Vitalicia Seguros, La - 47 - 45 - 44 - 5
TOTALES 11.79 7.34 16.61 4.95
Primas devengadas (Bs.F) p.73

Caracas, Seguros (Liberty) 3,356,321,045 1 1,100,538,093 4 2,255,782,951 1 - 9
Horizonte, Seguros 2,974,387,203 2 2,840,381,392 1 134,005,810 28 - 9
Mercantil, Seguros 2,511,918,523 3 1,139,401,798 3 1,372,516,725 2 - 9
Previsora, Seguros La 2,357,645,337 4 1,632,182,671 2 725,462,666 4 - 9
Mapfre, La Seguridad 2,113,124,175 5 1,019,469,071 6 1,093,655,104 3 - 9
Constitucion, Seguros 1,352,060,741 6 1,027,601,658 5 324,459,083 14 - 9
Multinacional de Seguros 1,160,152,268 8 572,640,241 8 587,512,028 7 - 9
Banesco Seguros 1,216,500,424 7 847,201,241 7 369,203,960 11 95,223 5
Occidental, Seguros La 1,077,008,893 9 485,690,753 9 591,318,139 6 - 9
Zurich Seguros 770,124,705 11 157,558,091 19 612,566,614 5 - 9
Carabobo, Seguros 793,237,138 10 398,200,048 11 395,037,090 10 - 9
Altamira, Seguros 660,963,104 12 104,051,712 23 366,793,722 12 190,117,670 1
Nuevo Mundo, Seguros 653,769,079 13 188,374,905 18 465,394,174 9 - 9
Premier, Seguros 638,426,477 14 405,519,462 10 232,907,015 17 - 9
Caroni, Seguros 634,196,208 15 287,175,002 15 347,021,206 13 - 9
Banvalor, Seguros 593,414,379 16 307,096,042 13 286,318,337 16 - 9
Catatumbo, Seguros 538,009,515 17 66,365,351 29 471,644,163 8 - 9
Estar, Seguros 418,916,098 19 97,215,959 24 321,700,140 15 - 9
Canarias, Seguros 433,493,739 18 298,487,675 14 135,006,064 27 - 9
Qualitas, Seguros 395,700,775 21 389,891,098 12 5,809,677 43 - 9
Venezolana de Seguros, La 369,506,375 22 189,295,712 17 180,210,663 24 - 9
Aseg. Nacional Unida Uniseguros 412,957,714 20 197,526,058 16 207,007,684 21 8,423,973 2
Piramide, Seguros 305,207,028 24 110,975,063 22 194,231,965 23 - 9
Andes, Seguros Los 284,051,112 26 62,126,592 30 221,924,117 18 403 8
Federal C.A. Seguros 292,550,201 25 95,867,135 25 196,683,066 22 - 9
Oriental, Seguros La 247,076,554 27 31,060,957 37 216,015,598 19 - 9
Guayana, Seguros 213,158,673 28 55,398,008 31 156,982,983 26 777,682 4
Adriatica de Seguros 326,726,062 23 119,431,162 21 207,294,900 20 - 9
American International, Seguros 207,168,177 29 37,904,456 36 163,451,789 25 5,811,931 3
Transeguro, Seguros 169,485,220 30 87,256,794 27 82,228,426 32 - 9
Zuma, Seguros 133,214,802 32 53,723,763 33 79,491,039 33 - 9
Avila, Seguros 161,260,999 31 70,738,277 28 90,522,722 31 - 9
Venezuela, Seguros 128,061,134 33 128,061,134 20 - 47 - 9
Provincial, Seguros 112,480,979 34 95,571,280 26 16,909,700 36 - 9
Interbank Seguros 111,676,081 35 55,289,882 32 56,328,466 34 57,733 6
Universitas de Seguros 84,204,018 38 45,960,055 34 38,243,964 35 - 9
Corporativos, Seguros 99,593,241 36 - 49 99,593,241 29 - 9
Proseguros 97,323,950 37 109,656 46 97,214,294 30 - 9
Fe, Seguros La 44,325,411 39 44,325,411 35 - 47 - 9
Iberoamericana, Seguros 20,206,572 40 11,709,430 38 8,497,142 41 - 9
Internacional, Seguros La 17,037,632 41 3,011,539 42 14,026,093 39 - 9
Universal de Seguros 16,347,955 42 2,103,462 44 14,244,493 38 - 9
Mundial, Seguros de Creditos La 14,265,294 43 - 49 14,250,263 37 15,030 7
Hispana de Seguros 11,430,922 44 1,366,742 45 10,064,181 40 - 9
Bolivar, Seguros Comerciales 11,092,136 45 10,982,771 39 109,366 46 - 9
Virgen del Valle, Seguros 9,368,041 46 9,368,041 40 - 47 - 9
Grasp, Grupo Asegurador Prev. 5,754,523 49 3,222,597 41 2,531,926 45 - 9
Regional, Seguros La 7,419,864 47 33,036 48 7,386,829 42 - 9
Primus Seguros 6,283,373 48 2,580,521 43 3,702,852 44 - 9
Vitalicia Seguros, La 77,117 50 77,117 47 - 47 - 9
TOTALES 28,568,680,988 14,890,118,913 13,473,262,429 205,299,646
Siniestros Incurridos (Bs.F) p.74

Caracas, Seguros (Liberty) 2,155,137,062 1 807,030,908 5 1,348,062,287 1 43,867 6
Horizonte, Seguros 2,046,775,963 2 1,980,188,386 1 66,585,685 28 1,893 14
Mercantil, Seguros 1,587,936,356 4 902,502,660 3 685,397,347 3 36,349 7
Previsora, Seguros La 1,586,461,348 5 1,144,622,889 2 441,869,658 5 (31,199) 16
Mapfre, La Seguridad 1,621,316,375 3 885,691,686 4 735,619,229 2 5,460 12
Constitucion, Seguros 747,906,146 8 507,680,618 7 240,225,528 10 - 19
Multinacional de Seguros 928,111,267 6 472,053,190 8 443,191,191 4 12,866,886 2
Banesco Seguros 802,474,439 7 656,155,272 6 146,312,056 15 7,112 10
Occidental, Seguros La 704,698,527 9 367,707,050 9 336,991,476 6 - 19
Zurich Seguros 357,130,940 14 38,187,108 30 318,943,832 7 - 19
Carabobo, Seguros 561,114,281 10 265,659,602 11 295,454,679 8 - 19
Altamira, Seguros 306,819,797 16 43,904,991 27 160,524,372 13 102,390,434 1
Nuevo Mundo, Seguros 433,270,879 12 163,157,865 16 270,113,014 9 - 19
Premier, Seguros 427,825,455 13 298,379,173 10 129,446,281 18 - 19
Caroni, Seguros 350,412,474 15 211,792,156 14 138,620,318 16 - 19
Banvalor, Seguros 447,540,517 11 221,524,527 13 226,015,990 11 - 19
Catatumbo, Seguros 275,757,875 18 52,027,478 24 223,729,034 12 1,363 15
Estar, Seguros 221,894,561 21 73,323,235 19 148,571,325 14 - 19
Canarias, Seguros 283,636,022 17 201,540,656 15 82,090,486 24 4,879 13
Qualitas, Seguros 243,472,062 20 243,414,252 12 57,810 43 - 19
Venezolana de Seguros, La 189,082,947 22 121,401,675 18 67,681,272 27 - 19
Aseg. Nacional Unida Uniseguros 275,041,123 19 152,376,240 17 119,123,253 19 3,541,630 3
Piramide, Seguros 173,204,348 24 66,104,563 21 107,099,786 22 - 19
Andes, Seguros Los 154,177,974 25 47,194,973 26 106,896,500 23 86,501 5
Federal C.A. Seguros 180,276,838 23 61,331,973 22 118,930,569 20 14,296 8
Oriental, Seguros La 148,974,524 27 17,532,063 34 131,435,434 17 7,027 11
Guayana, Seguros 153,127,661 26 37,320,210 31 115,636,258 21 171,193 4
Adriatica de Seguros 42,339,135 36 51,685,700 25 (9,305,112) 48 (41,452) 17
American International, Seguros 79,075,867 30 8,066,871 37 72,610,418 25 (1,601,422) 18
Transeguro, Seguros 63,307,833 33 32,934,500 33 30,364,772 32 8,561 9
Zuma, Seguros 65,488,958 32 33,371,718 32 32,117,240 31 - 19
Avila, Seguros 111,280,316 28 40,524,414 28 70,755,902 26 - 19
Venezuela, Seguros 71,084,414 31 71,039,164 20 45,250 45 - 19
Provincial, Seguros 15,785,469 40 13,654,734 36 2,130,735 38 - 19
Interbank Seguros 59,729,739 34 38,257,660 29 21,472,079 34 - 19
Universitas de Seguros 101,223,831 29 56,521,995 23 44,701,835 30 - 19
Corporativos, Seguros 26,500,008 37 - 48 26,500,008 33 - 19
Proseguros 56,157,657 35 42,915 45 56,114,742 29 - 19
Fe, Seguros La 15,949,447 39 17,524,795 35 (1,575,348) 47 - 19
Iberoamericana, Seguros 9,142,404 41 7,001,846 39 2,140,558 37 - 19
Internacional, Seguros La 16,432,731 38 7,793,094 38 8,639,637 35 - 19
Universal de Seguros 2,279,964 44 1,701,514 43 578,450 40 - 19
Mundial, Seguros de Creditos La 53,083 49 - 48 53,083 44 - 19
Hispana de Seguros 1,715,284 47 591,684 44 1,123,601 39 - 19
Bolivar, Seguros Comerciales 3,254,201 43 3,065,051 40 189,151 42 - 19
Virgen del Valle, Seguros 1,877,946 46 1,931,986 42 (54,040) 46 - 19
Grasp, Grupo Asegurador Prev. 1,985,329 45 1,985,329 41 - 49 - 19
Regional, Seguros La 5,311,839 42 - 48 5,311,839 36 - 19
Primus Seguros 311,288 48 11,288 46 300,000 41 - 19
Vitalicia Seguros, La 4,500 50 4,500 47 - 49 - 19
TOTALES 18,113,869,005 10,427,516,159 7,568,839,468 117,513,378
Siniestralidad incurrida (%) p.75

Banesco Seguros 65.97 36 77.45 39 39.63 13 7.47 2
Zurich Seguros 46.37 16 24.24 6 52.07 23 - 7
Premier, Seguros 67.01 39 73.58 33 55.58 25 - 7
Caroni, Seguros 55.25 24 73.75 34 39.95 14 - 7
Estar, Seguros 52.97 21 75.42 35 46.18 18 - 7
Aseg. Nacional Unida Uniseguros 66.60 38 77.14 38 57.55 27 42.04 4
Andes, Seguros Los 54.28 23 75.97 37 48.17 20 21,457.43 6
Guayana, Seguros 71.84 45 67.37 26 73.66 38 22.01 3
Adriatica de Seguros 12.96 4 43.28 12 (4.49) 1 - 7
American International, Seguros 38.17 14 21.28 5 44.42 17 (27.55) 1
Zuma, Seguros 49.16 18 62.12 21 40.40 15 - 7
Avila, Seguros 69.01 42 57.29 17 78.16 42 - 7
Proseguros 57.70 28 39.14 9 57.72 28 - 7
Fe, Seguros La 35.98 12 39.54 10 - 46 - 7
Mundial, Seguros de Creditos La 0.37 1 - 48 0.37 2 - 7
Grasp, Grupo Asegurador Prev. 34.50 11 61.61 20 - 46 - 7
Regional, Seguros La 71.59 44 - 48 71.91 37 - 7
Primus Seguros 4.95 2 0.44 1 8.10 5 - 7
TOTALES 63.40 70.03 56.18 57.24
Gastos de administración / Primas devengadas (%) p.76

Banesco Seguros 10.26 4 9.92 9 10.43 11 8.77 4
Zurich Seguros 21.87 31 37.21 40 5.39 6 - 7
Premier, Seguros 17.71 21 17.60 24 17.07 24 - 7
Caroni, Seguros 5.95 1 8.43 7 3.71 5 - 7
Estar, Seguros 15.82 18 14.63 20 15.82 23 - 7
Aseg. Nacional Unida Uniseguros 15.76 17 19.76 28 12.58 16 - 7
Andes, Seguros Los 19.88 28 21.98 31 18.88 30 25.16 5
Guayana, Seguros 14.46 16 13.49 17 14.49 21 3.60 1
Zuma, Seguros 30.66 36 31.83 36 28.90 36 - 7
Avila, Seguros 27.39 34 27.58 34 26.29 35 - 7
Proseguros 41.05 43 - 48 0.56 2 - 7
Fe, Seguros La 17.20 19 16.85 22 - 47 - 7
Regional, Seguros La 20.29 29 20.55 29 19.89 32 - 7
Primus Seguros 56.79 47 40.98 43 65.80 45 - 7
TOTALES 15.43 16.01 12.42 6.39
Gastos de adquisición / Primas devengadas (%) p.77

Banesco Seguros 7.70 8 3.84 9 16.58 20 - 5
Zurich Seguros 9.97 15 2.65 6 11.85 9 - 5
Altamira, Seguros 10.33 16 10.48 25 15.65 15 - 5
Premier, Seguros 10.71 19 6.28 15 18.41 23 - 5
Caroni, Seguros 3.66 3 0.79 2 6.03 1 - 5
Estar, Seguros 20.87 44 12.90 33 23.27 40 - 5
Aseg. Nacional Unida Uniseguros 14.68 27 11.95 29 13.67 11 103.73 4
Andes, Seguros Los 20.54 43 18.87 43 21.01 35 - 5
Guayana, Seguros 20.04 42 17.85 40 20.79 34 25.07 3
Zuma, Seguros 20.03 41 12.17 31 25.34 42 - 5
Avila, Seguros 10.90 20 7.12 19 13.86 12 - 5
Provincial, Seguros 0.00 1 0.00 1 - 44 - 5
Proseguros 14.36 26 3.23 8 14.37 13 - 5
Fe, Seguros La 19.58 40 19.58 44 - 44 - 5
Virgen del Valle, Seguros - 47 - 45 - 44 - 5
Regional, Seguros La - 47 - 45 - 44 - 5
Primus Seguros - 47 - 45 - 44 - 5
Vitalicia Seguros, La - 47 - 45 - 44 - 5
TOTALES 12.42 7.59 17.88 4.69
Primas cobradas netas retenidas (Bs.F) p.80
Indicadores netos de reaseguro
Caracas, Seguros (Liberty) 789,166,090 790,285,145 896,713,454 1,115,527,853 3,591,692,542 1 2,645,774,755 1
Horizonte, Seguros 611,506,447 730,642,414 1,211,873,219 390,130,752 2,944,152,831 2 2,542,128,960 2
Banesco Seguros 179,714,944 219,849,968 273,887,996 287,039,129 960,492,036 7 591,206,209 7
Zurich Seguros 121,042,165 121,956,405 132,224,410 265,399,700 640,622,680 11 522,374,592 9
Premier, Seguros 119,554,177 130,500,195 114,824,822 76,158,092 441,037,287 15 310,816,909 14
Caroni, Seguros 90,934,768 75,553,872 60,190,255 154,054,640 380,733,536 16 169,120,132 24
Estar, Seguros 60,352,690 115,315,674 104,136,637 169,365,169 449,170,171 13 183,678,265 22
Aseg. Nacional Unida Uniseguros 77,672,936 87,634,524 82,874,906 64,439,467 312,621,834 19 452,413,200 12
Guayana, Seguros 55,728,798 48,701,591 56,589,205 66,045,620 227,065,214 24 155,967,968 25
Zuma, Seguros 21,526,299 24,713,302 47,224,627 28,249,820 121,714,047 30 49,149,741 39
Avila, Seguros 36,232,004 43,560,441 10,458,691 15,748,334 105,999,471 34 215,440,709 20
Corporativos, Seguros 14,028,688 5,284,585 19,949,288 509,548 39,772,109 39 80,354,296 34
Proseguros 13,021,342 10,627,386 5,758,485 10,683,270 40,090,484 38 95,833,806 29
Fe, Seguros La 11,565,576 14,729,437 10,797,934 11,533,142 48,626,089 37 35,978,103 40
Mundial, Seguros de Creditos La 492,680 597,268 612,424 820,893 2,523,265 49 2,149,743 49
Grasp, Grupo Asegurador Prev. 1,093,352 928,768 879,618 1,475,195 4,376,933 47 2,599,368 48
Primus Seguros 946,165 964,104 564,918 854,971 3,330,158 48 2,670,948 47
TOTALES 5,743,151,340 5,859,015,211 7,049,497,334 6,833,799,727 25,485,463,613 18,845,277,896
Participación de mercado (primas retenidas), (%) p.81
Banesco Seguros 3.13 3.75 3.89 4.20 3.77 7 3.14 7
Zurich Seguros 2.11 2.08 1.88 3.88 2.51 11 2.77 9
Premier, Seguros 2.08 2.23 1.63 1.11 1.73 15 1.65 14
Caroni, Seguros 1.58 1.29 0.85 2.25 1.49 16 0.90 24
Estar, Seguros 1.05 1.97 1.48 2.48 1.76 13 0.97 22
Aseg. Nacional Unida Uniseguros 1.35 1.50 1.18 0.94 1.23 19 2.40 12
Guayana, Seguros 0.97 0.83 0.80 0.97 0.89 24 0.83 25
Zuma, Seguros 0.37 0.42 0.67 0.41 0.48 30 0.26 39
Avila, Seguros 0.63 0.74 0.15 0.23 0.42 34 1.14 20
Proseguros 0.23 0.18 0.08 0.16 0.16 38 0.51 29
Fe, Seguros La 0.20 0.25 0.15 0.17 0.19 37 0.19 40
Primus Seguros 0.02 0.02 0.01 0.01 0.01 48 0.01 47
Vitalicia Seguros, La 0.00 0.00 - 0.00 0.00 50 0.00 50
TOTALES 100.00 100.00 100.00 100.00 100.00 100.00
Siniestralidad incurrida propia (%) p.82
Banesco Seguros 66.87 73.84 74.80 76.24 73.44 42 61.77 26
Zurich Seguros 51.32 58.37 58.59 43.41 52.43 18 51.84 14
Premier, Seguros 44.62 75.86 84.40 123.66 78.85 46 73.51 45
Caroni, Seguros 74.16 66.77 47.18 56.15 59.89 24 59.91 25
Estar, Seguros 39.71 67.17 53.43 69.23 61.58 28 66.68 36
Guayana, Seguros 67.91 64.48 72.77 70.95 69.29 37 64.38 29
Adriatica de Seguros 71.11 65.66 (55.92) (81.56) 10.26 5 76.31 47
Zuma, Seguros 65.60 73.54 56.61 54.33 60.12 25 52.77 17
Avila, Seguros 59.57 53.99 65.67 51.65 57.53 20 68.23 38
Proseguros (13.09) 69.34 11.95 89.42 37.00 12 52.76 16
Fe, Seguros La 40.36 33.86 37.96 33.84 35.98 11 43.47 11
Universal de Seguros 4.91 13.73 19.76 (2.90) 9.24 2 8.66 4
Mundial, Seguros de Creditos La (23.37) 89.02 (1.99) (99.87) (12.14) 1 (9.90) 1
Grasp, Grupo Asegurador Prev. 30.06 34.72 (9.27) 118.71 44.37 15 69.28 41
Primus Seguros (9.05) - (6.29) 40.91 9.81 3 11.22 6
Vitalicia Seguros, La - 17.78 - 10.08 9.89 4 - 51
TOTALES 63.46 66.52 68.92 68.01 66.94 66.01
Gastos administración propios / primas retenidas (%) p.83
Banesco Seguros 17.60 7.92 10.17 16.28 12.87 6 16.69 15
Zurich Seguros 31.65 32.14 30.36 19.06 26.26 29 26.78 28
Premier, Seguros 23.00 20.77 28.54 33.74 25.64 26 20.84 25
Caroni, Seguros 7.00 20.90 4.44 8.38 9.91 2 13.45 9
Estar, Seguros 20.26 13.84 16.30 12.48 14.76 13 20.68 24
Guayana, Seguros 10.76 15.55 14.82 13.42 13.57 9 15.78 14
Zuma, Seguros 43.84 36.42 18.29 48.56 33.51 35 55.08 44
Avila, Seguros 30.80 23.60 93.40 82.31 41.67 41 21.37 26
Corporativos, Seguros 45.89 137.24 48.47 2,062.88 85.17 46 36.18 36
Proseguros 59.41 130.12 303.55 8.50 99.66 47 52.17 43
Fe, Seguros La 11.79 13.88 17.42 20.23 15.68 14 17.00 16
Internacional, Seguros La 40.29 47.25 (64.70) 114.96 30.65 33 8.96 1
Primus Seguros 47.36 51.56 190.50 180.74 107.10 48 49.99 42
Vitalicia Seguros, La 781.27 6,443.20 18,895.91 (4,635.14) 1,088.04 50 617.24 50
TOTALES 15.22 18.68 15.04 19.99 17.24 16.95
Gastos adquisición propios / primas retenidas (%) p.84
Banesco Seguros 3.81 4.15 4.63 0.98 3.28 40 5.69 39
Zurich Seguros 12.66 10.89 13.41 6.80 10.05 28 11.97 24
Premier, Seguros 12.13 (8.96) (12.89) 89.98 12.82 23 15.63 16
Caroni, Seguros 4.18 (7.95) 28.74 (0.01) 3.96 38 11.56 25
Estar, Seguros 21.36 13.72 18.14 16.94 16.99 9 6.45 38
Canarias, Seguros (14.40) (13.71) (11.06) 2.28 (9.34) 45 3.63 40
Qualitas, Seguros (7.27) (27.08) (18.45) (26.52) (22.04) 46 2.52 43
Piramide, Seguros 0.20 7.12 (11.28) 29.96 3.74 39 1.43 45
Guayana, Seguros 17.03 17.67 17.21 17.67 17.40 8 16.98 12
American International, Seguros 3.40 (8.57) 5.01 8.14 2.78 41 7.77 34
Zuma, Seguros 17.00 18.98 13.26 6.08 13.41 21 18.05 9
Avila, Seguros 10.21 7.91 20.60 5.42 9.58 29 8.90 30
Proseguros 12.79 33.12 16.86 13.49 18.95 5 2.95 42
Fe, Seguros La 17.99 17.10 19.53 17.06 17.85 7 19.36 4
Mundial, Seguros de Creditos La (171.48) (136.72) (135.76) (94.09) (129.41) 47 (146.09) 50
Grasp, Grupo Asegurador Prev. 11.42 1.14 24.82 (5.43) 6.25 36 6.49 37
Primus Seguros - - (0.75) (0.54) (0.27) 44 0.36 46
TOTALES 10.42 10.60 9.83 13.51 11.13 11.97
Indice combinado propio (%) p.85
Banesco Seguros 88.28 85.91 89.61 93.50 89.59 15 84.15 8
Zurich Seguros 95.62 101.41 102.36 69.27 88.74 14 90.60 14
Premier, Seguros 79.76 87.67 100.05 247.37 117.31 44 109.99 42
Caroni, Seguros 85.34 79.72 80.36 64.53 73.77 8 84.91 9
Estar, Seguros 81.33 94.73 87.87 98.65 93.33 18 93.80 19
Guayana, Seguros 95.70 97.70 104.80 102.04 100.26 33 97.14 29
Adriatica de Seguros 97.88 95.07 (12.59) 167.13 43.89 1 105.38 40
Zuma, Seguros 126.44 128.94 88.15 108.96 107.05 35 125.89 45
Avila, Seguros 100.58 85.50 179.68 139.38 108.78 37 98.49 34
Corporativos, Seguros 89.09 246.23 84.12 2,443.93 144.90 45 60.75 2
Proseguros 59.10 232.58 332.36 111.41 155.61 47 107.87 41
Fe, Seguros La 70.15 64.84 74.91 71.14 69.51 5 79.83 7
Primus Seguros 38.31 51.56 183.45 221.11 116.65 43 61.57 3
Vitalicia Seguros, La 781.27 6,460.98 18,895.91 (4,625.07) 1,097.93 50 617.24 50
TOTALES 89.11 95.79 93.78 101.51 95.32 94.93
Comparación de índices acumulados p.88
Resumen
NOMBRE EMPRESA PRIMAS PART. DE SINIESTRAL. GASTOS.ADM. GASTOS.ADQ.

NETAS MERCADO INCURRIDA / PRIM DEV. / PRIM DEV.
(Bs.F) RKG (%) RKG (%) RKG (%) RKG (%) RKG
Caracas, Seguros (Liberty) 3.730.797.382 1 12.40 1 64,21 33 12,26 11 19,10 39
Horizonte, Seguros 2.975.514.063 2 9.89 2 68,81 41 24,17 32 1,92 2
Mercantil, Seguros 2.801.932.511 3 9.31 3 63,22 32 14,20 15 14,90 29
Previsora, Seguros La 2.362.327.296 4 7.85 4 67,29 40 12,69 12 13,58 25
Mapfre, La Seguridad 2.316.354.732 5 7.70 5 76,73 47 9,54 3 13,33 24
Constitucion, Seguros 1.434.702.134 6 4.77 6 55,32 25 18,94 25 8,41 10
Multinacional de Seguros 1.326.204.826 7 4.41 7 80,00 48 11,32 7 18,77 38
Banesco Seguros 1.250.405.500 8 4.16 8 65,97 36 10,26 4 7,70 8
Occidental, Seguros La 1.109.722.542 9 3.69 9 65,43 35 10,67 5 15,77 30
Zurich Seguros 824.242.220 10 2.74 10 46,37 16 21,87 31 9,97 15
Carabobo, Seguros 818.123.071 11 2.72 11 70,74 43 12,09 10 13,07 23
Altamira, Seguros 691.837.930 12 2.30 12 46,42 17 7,99 2 10,33 16
Nuevo Mundo, Seguros 672.596.000 13 2.24 13 66,27 37 11,88 8 18,72 37
Premier, Seguros 660.812.312 14 2.20 14 67,01 39 17,71 21 10,71 19
Caroni, Seguros 640.521.547 15 2.13 15 55,25 24 5,95 1 3,66 3
Banvalor, Seguros 595.558.087 16 1.98 16 75,42 46 26,04 33 6,06 4
Catatumbo, Seguros 528.473.012 17 1.76 17 51,26 20 13,40 14 16,52 32
Estar, Seguros 518.171.404 18 1.72 18 52,97 21 15,82 18 20,87 44
Canarias, Seguros 461.685.430 19 1.53 19 65,43 34 18,10 23 7,53 7
Qualitas, Seguros 409.345.158 20 1.36 20 61,53 30 11,19 6 8,67 11
Venezolana de Seguros, La 390.002.454 21 1.30 21 51,17 19 12,71 13 9,86 14
Aseg. Nacional Unida Uniseguros 369.124.809 22 1.23 22 66,60 38 15,76 17 14,68 27
Piramide, Seguros 347.705.144 23 1.16 23 56,75 27 19,26 26 11,56 22
Andes, Seguros Los 317.510.584 24 1.06 24 54,28 23 19,88 28 20,54 43
Federal C.A. Seguros 311.119.561 25 1.03 25 61,62 31 18,03 22 16,96 33
Oriental, Seguros La 262.633.758 26 0.87 26 60,29 29 19,38 27 17,36 34
Guayana, Seguros 237.719.351 27 0.79 27 71,84 45 14,46 16 20,04 42
Adriatica de Seguros 232.193.255 28 0.77 28 12,96 4 11,96 9 11,45 21
American International, Seguros 196.852.564 29 0.65 29 38,17 14 21,65 30 8,69 12
Transeguro, Seguros 190.355.987 30 0.63 30 37,35 13 17,51 20 14,79 28
Zuma, Seguros 154.393.332 31 0.51 31 49,16 18 30,66 36 20,03 41
Avila, Seguros 136.067.805 32 0.45 32 69,01 42 27,39 34 10,90 20
Venezuela, Seguros 129.114.678 33 0.43 33 55,51 26 30,20 35 9,36 13
Provincial, Seguros 122.296.338 34 0.41 34 14,03 6 35,49 40 0,00 1
Interbank Seguros 118.448.071 35 0.39 35 53,48 22 18,19 24 18,19 36
Universitas de Seguros 102.298.499 36 0.34 36 120,21 50 46,09 45 10,39 17
Corporativos, Seguros 95.106.601 37 0.32 37 26,61 9 34,01 39 8,14 9
Proseguros 71.593.509 38 0.24 38 57,70 28 41,05 43 14,36 26
Fe, Seguros La 48.626.089 39 0.16 39 35,98 12 17,20 19 19,58 40
Iberoamericana, Seguros 23.492.913 40 0.08 40 45,24 15 32,56 37 10,65 18
Internacional, Seguros La 18.209.617 41 0.06 41 96,45 49 32,76 38 21,11 45
Universal de Seguros 16.887.819 42 0.06 42 13,95 5 40,29 42 21,13 46
Mundial, Seguros de Creditos La 14.424.952 43 0.05 43 0,37 1 54,98 46 7,33 5
Hispana de Seguros 12.106.193 44 0.04 44 15,01 7 36,09 41 17,91 35
Bolivar, Seguros Comerciales 11.153.629 45 0.04 45 29,34 10 79,57 49 7,50 6
Virgen del Valle, Seguros 9.443.119 46 0.03 46 20,05 8 67,83 48 0,00 47
Grasp, Grupo Asegurador Prev. 7.409.982 47 0.02 47 34,50 11 44,99 44 16,49 31
Regional, Seguros La 6.574.915 48 0.02 48 71,59 44 20,29 29 0,00 47
Primus Seguros 6.441.600 49 0.02 49 4,95 2 56,79 47 0,00 47
Vitalicia Seguros, La 85 50 0.00 50 5,84 3 750,42 50 0,00 47
TOTALES 30.088.719.109 100.00 63,40 15,43 12,42
Comparación de índices acumulados p.89
Resumen
NOMBRE EMPRESA INDICE COMB. UTIL.TEC. UTIL.NETA DIAS DE COBERTURA

/ PRIM DEV / PRIM DEV / PRIM DEV SIN. PEND RESERVAS
(%) RKG (%) RKG (%) RKG (DIAS) RKG (VECES) RKG
Caracas, Seguros (Liberty) 95,58 33 1,88 24 4,86 17 142,92 32 1,12 40
Horizonte, Seguros 94,91 30 2,59 21 3,14 27 64,76 10 1,23 38
Mercantil, Seguros 92,31 27 2,01 23 7,99 11 106,58 27 1,26 36
Previsora, Seguros La 93,56 28 2,81 20 0,74 38 149,05 35 1,32 33
Mapfre, La Seguridad 99,59 40 -2,58 36 4,17 21 79,03 16 1,04 45
Constitucion, Seguros 82,67 17 -0,54 30 0,20 44 88,87 20 1,01 47
Multinacional de Seguros 110,10 45 13,52 7 2,77 30 116,16 28 1,42 25
Banesco Seguros 83,93 18 2,40 22 4,12 22 58,59 9 1,30 34
Occidental, Seguros La 91,87 25 -0,65 31 2,81 29 68,26 12 1,06 43
Zurich Seguros 78,22 14 9,97 10 3,57 25 150,97 36 1,39 28
Carabobo, Seguros 95,90 34 5,12 16 6,39 13 83,30 18 1,00 48
Altamira, Seguros 64,75 5 5,24 14 3,15 26 39,46 5 2,11 13
Nuevo Mundo, Seguros 96,87 37 -1,31 34 3,74 24 102,48 24 1,76 20
Premier, Seguros 95,43 32 -12,30 43 -5,44 48 91,16 22 0,97 49
Caroni, Seguros 64,86 6 3,72 18 3,87 23 37,88 4 1,74 21
Banvalor, Seguros 107,52 44 -10,77 41 0,28 43 104,87 25 1,69 22
Catatumbo, Seguros 81,18 15 -0,52 28 2,10 34 85,30 19 1,41 26
Estar, Seguros 89,66 22 -5,95 39 0,59 39 132,82 30 1,02 46
Canarias, Seguros 91,07 24 6,26 13 6,13 15 55,95 8 1,88 18
Qualitas, Seguros 81,38 16 7,27 12 2,26 32 69,32 13 1,45 24
Venezolana de Seguros, La 73,74 12 1,43 25 2,26 33 71,44 14 1,34 30
Aseg. Nacional Unida Uniseguros 97,04 39 -9,77 40 1,67 35 106,34 26 1,23 37
Piramide, Seguros 87,58 19 -1,16 33 4,33 20 171,80 38 1,09 42
Andes, Seguros Los 94,70 29 0,78 26 2,96 28 77,10 15 0,69 50
Federal C.A. Seguros 96,62 36 -0,52 29 0,13 47 43,88 6 1,39 27
Oriental, Seguros La 97,04 38 0,42 27 0,14 46 90,32 21 1,37 29
Guayana, Seguros 106,34 42 -3,74 38 0,99 37 145,40 34 1,98 15
Adriatica de Seguros 36,37 1 -2,92 37 4,78 18 6,88 2 6,26 3
American International, Seguros 68,51 7 10,75 9 17,39 6 238,98 42 1,06 44
Transeguro, Seguros 69,66 10 44,83 2 13,66 8 263,19 45 1,27 35
Zuma, Seguros 99,85 41 -11,84 42 0,55 40 145,14 33 1,13 39
Avila, Seguros 107,30 43 -1,34 35 0,16 45 139,79 31 2,90 7
Venezuela, Seguros 95,08 31 4,29 17 16,68 7 65,39 11 2,57 9
Provincial, Seguros 49,52 2 47,46 1 59,64 2 314,52 46 2,06 14
Interbank Seguros 89,86 23 3,17 19 6,15 14 91,93 23 1,60 23
Universitas de Seguros 176,69 49 -66,79 49 -62,84 50 174,98 39 1,11 41
Corporativos, Seguros 68,76 8 -14,27 46 1,28 36 253,24 43 1,89 17
Proseguros 113,11 46 37,19 3 0,48 42 183,78 40 1,76 19
Fe, Seguros La 72,76 11 27,59 5 4,70 19 80,23 17 2,27 10
Iberoamericana, Seguros 88,45 21 27,67 4 27,60 3 123,36 29 1,32 32
Internacional, Seguros La 150,31 48 -21,14 48 -5,77 49 475,50 47 1,33 31
Universal de Seguros 75,36 13 24,66 6 22,82 4 25,83 3 3,44 5
Mundial, Seguros de Creditos La 62,68 4 -0,79 32 8,80 10 5.526,09 49 11,47 2
Hispana de Seguros 69,01 9 5,19 15 21,43 5 164,85 37 1,93 16
Bolivar, Seguros Comerciales 116,40 47 -13,62 44 0,48 41 254,30 44 2,12 12
Virgen del Valle, Seguros 87,87 20 12,88 8 13,46 9 3,03 1 3,30 6
Grasp, Grupo Asegurador Prev. 95,98 35 -18,43 47 7,25 12 197,97 41 4,05 4
Regional, Seguros La 91,88 26 8,55 11 2,55 31 55,21 7 2,68 8
Primus Seguros 61,75 3 -13,91 45 5,79 16 537,76 48 2,24 11
Vitalicia Seguros, La 756,25 50 -686,29 50 120,10 1 0,00 50 208,45 1
TOTALES 91,25 1,74 3,56 101,43 1,27
Variación de primas cobradas netas (%) p.90
Resumen
NOMBRE EMPRESA TRIM 3 TRIM 3 ACUM ACUM

2009 2008 VARIACION 2009 2008 VARIACION
Bs.F Bs.F (%) RKG Bs.F Bs.F (%) RKG
Caracas, Seguros (Liberty) Err:502 865,791,700 33.85 17 Err:502 Err:502 36.48 22
Horizonte, Seguros Err:502 561,100,725 (29.57) 44 Err:502 Err:502 15.91 36
Mercantil, Seguros Err:502 598,987,721 46.83 14 Err:502 Err:502 38.04 21
Previsora, Seguros La Err:502 629,243,377 3.07 32 Err:502 Err:502 13.41 38
Mapfre, La Seguridad Err:502 478,448,081 36.82 16 Err:502 Err:502 53.44 17
Constitucion, Seguros Err:502 212,447,893 75.33 10 Err:502 Err:502 73.21 12
Multinacional de Seguros Err:502 281,432,491 62.56 11 Err:502 Err:502 32.89 26
Banesco Seguros Err:502 551,279,275 (26.53) 41 Err:502 Err:502 5.71 42
Occidental, Seguros La Err:502 194,737,795 59.47 12 Err:502 Err:502 56.48 15
Zurich Seguros Err:502 246,035,635 31.81 19 Err:502 Err:502 22.06 33
Carabobo, Seguros Err:502 130,169,821 24.97 22 Err:502 Err:502 57.69 14
Altamira, Seguros Err:502 154,672,984 95.39 9 Err:502 Err:502 59.70 13
Nuevo Mundo, Seguros Err:502 155,799,290 22.50 26 Err:502 Err:502 23.96 30
Premier, Seguros Err:502 122,055,504 33.44 18 Err:502 Err:502 56.06 16
Caroni, Seguros Err:502 67,214,746 215.41 4 Err:502 Err:502 191.66 2
Banvalor, Seguros Err:502 107,317,613 15.51 28 Err:502 Err:502 109.57 7
Catatumbo, Seguros Err:502 139,619,825 (3.22) 38 Err:502 Err:502 7.29 40
Estar, Seguros Err:502 87,804,865 123.09 7 Err:502 Err:502 126.60 6
Canarias, Seguros Err:502 139,975,182 (34.03) 46 Err:502 Err:502 88.00 10
Qualitas, Seguros Err:502 43,620,824 243.95 3 Err:502 Err:502 187.78 3
Venezolana de Seguros, La Err:502 48,824,596 128.31 6 Err:502 Err:502 98.90 9
Aseg. Nacional Unida Uniseguros Err:502 104,478,717 (26.91) 42 Err:502 Err:502 (30.98) 46
Piramide, Seguros Err:502 68,518,692 23.64 24 Err:502 Err:502 104.80 8
Andes, Seguros Los Err:502 71,546,494 30.03 21 Err:502 Err:502 34.15 24
Federal C.A. Seguros Err:502 77,161,348 23.46 25 Err:502 Err:502 29.34 28
Oriental, Seguros La Err:502 66,334,110 24.75 23 Err:502 Err:502 19.14 35
Guayana, Seguros Err:502 52,276,273 31.31 20 Err:502 Err:502 41.44 20
Adriatica de Seguros Err:502 93,564,691 (98.45) 50 Err:502 Err:502 (31.87) 47
American International, Seguros Err:502 65,648,713 (2.63) 37 Err:502 Err:502 20.38 34
Transeguro, Seguros Err:502 26,430,801 44.70 15 Err:502 Err:502 137.92 5
Zuma, Seguros Err:502 18,967,076 176.40 5 Err:502 Err:502 181.15 4
Avila, Seguros Err:502 61,003,826 (58.98) 48 Err:502 Err:502 (53.15) 48
Venezuela, Seguros Err:502 35,513,488 (0.22) 34 Err:502 Err:502 33.85 25
Provincial, Seguros Err:502 22,069,799 54.30 13 Err:502 Err:502 45.73 18
Interbank Seguros Err:502 27,515,053 13.31 30 Err:502 Err:502 13.63 37
Universitas de Seguros Err:502 82,541,621 (69.18) 49 Err:502 Err:502 23.94 31
Corporativos, Seguros Err:502 31,316,714 (1.25) 35 Err:502 Err:502 (20.68) 45
Proseguros Err:502 38,653,940 (53.39) 47 Err:502 Err:502 (54.48) 49
Fe, Seguros La Err:502 10,139,592 13.74 29 Err:502 Err:502 35.15 23
Iberoamericana, Seguros Err:502 1,356,459 430.72 1 Err:502 Err:502 417.23 1
Internacional, Seguros La Err:502 6,270,042 (32.98) 45 Err:502 Err:502 (78.80) 50
Universal de Seguros Err:502 5,365,824 (21.24) 40 Err:502 Err:502 7.08 41
Mundial, Seguros de Creditos La Err:502 5,138,661 0.35 33 Err:502 Err:502 5.44 43
Hispana de Seguros Err:502 2,999,871 7.25 31 Err:502 Err:502 32.43 27
Bolivar, Seguros Comerciales Err:502 2,816,484 (1.26) 36 Err:502 Err:502 9.48 39
Virgen del Valle, Seguros Err:502 2,402,514 20.58 27 Err:502 Err:502 22.24 32
Grasp, Grupo Asegurador Prev. Err:502 921,567 291.36 2 Err:502 Err:502 85.54 11
Regional, Seguros La Err:502 1,952,380 (27.42) 43 Err:502 Err:502 (6.86) 44
Primus Seguros Err:502 1,660,646 (7.34) 39 Err:502 Err:502 28.25 29
Vitalicia Seguros, La 18 9,104 97.57 8 85 60 42.14 19
TOTALES Err:502 6,801,154,444 22.78 Err:502 Err:502 34.40
Variación de primas devengadas (%) p.91
Resumen

Bs.F Bs.F (%) RKG Bs.F Bs. F (%) RKG
Caracas, Seguros (Liberty) 969.814.909 710,130,608 36.57 18 3.356.321.045 2.400.361.495 39.83 18
Horizonte, Seguros 750.882.903 640,945,754 17.15 31 2.974.387.203 2.576.776.047 15.43 39
Mercantil, Seguros 746.374.987 582,775,488 28.07 24 2.511.918.523 1.888.875.172 32.98 26
Previsora, Seguros La 654.195.854 606,181,819 7.92 36 2.357.645.337 1.980.682.548 19.03 36
Mapfre, La Seguridad 620.848.020 369,012,889 68.25 11 2.113.124.175 1.268.809.104 66.54 13
Constitucion, Seguros 402.203.611 214,682,127 87.35 9 1.352.060.741 776.361.763 74.15 11
Multinacional de Seguros 440.089.607 295,611,309 48.87 13 1.160.152.268 929.962.685 24.75 32
Banesco Seguros 383.982.485 540,473,729 (28.95) 44 1.216.500.424 1.180.137.509 3.08 44
Occidental, Seguros La 335.625.535 199,777,313 68.00 12 1.077.008.893 659.310.937 63.35 14
Zurich Seguros 232.985.773 186,907,002 24.65 25 770.124.705 640.532.851 20.23 35
Carabobo, Seguros 158.389.453 130,434,211 21.43 27 793.237.138 489.230.319 62.14 15
Altamira, Seguros 289.140.282 155,233,694 86.26 10 660.963.104 434.585.933 52.09 16
Nuevo Mundo, Seguros 185.711.023 149,550,205 24.18 26 653.769.079 499.693.387 30.83 29
Premier, Seguros 164.820.982 122,836,322 34.18 20 638.426.477 381.914.416 67.16 12
Caroni, Seguros 244.733.584 78,209,491 212.92 6 634.196.208 214.164.852 196.13 2
Banvalor, Seguros 165.963.853 71,125,821 133.34 8 593.414.379 219.253.188 170.65 5
Catatumbo, Seguros 127.138.546 121,487,601 4.65 37 538.009.515 470.403.314 14.37 40
Estar, Seguros 162.886.874 33,151,733 391.34 2 418.916.098 185.921.698 125.32 7
Canarias, Seguros 69.938.081 134,260,943 (47.91) 45 433.493.739 236.261.083 83.48 10
Qualitas, Seguros 145.614.909 41,558,558 250.38 4 395.700.775 134.481.740 194.24 3
Venezolana de Seguros, La 127.990.143 51,160,056 150.18 7 369.506.375 176.625.573 109.20 9
Aseg. Nacional Unida Uniseguros 90.466.867 98,787,444 (8.42) 43 412.957.714 515.011.556 (19.82) 47
Piramide, Seguros 72.364.526 55,445,708 30.51 23 305.207.028 140.437.130 117.33 8
Andes, Seguros Los 82.098.624 61,599,080 33.28 21 284.051.112 213.560.489 33.01 25
Federal C.A. Seguros 92.961.145 77,817,931 19.46 29 292.550.201 231.139.803 26.57 31
Oriental, Seguros La 70.129.881 53,519,185 31.04 22 247.076.554 202.484.616 22.02 34
Guayana, Seguros 62.367.189 43,953,402 41.89 16 213.158.673 152.757.034 39.54 19
Adriatica de Seguros 1.344.380 87,718,059 (98.47) 50 326.726.062 336.220.721 (2.82) 46
American International, Seguros 61.272.519 44,512,466 37.65 17 207.168.177 154.258.885 34.30 24
Transeguro, Seguros 30.102.557 22,206,398 35.56 19 169.485.220 70.008.431 142.09 6
Zuma, Seguros 54.120.898 16,086,690 236.43 5 133.214.802 48.289.407 175.87 4
Avila, Seguros 34.889.658 74,488,484 (53.16) 47 161.260.999 283.086.935 (43.03) 49
Venezuela, Seguros 33.436.231 29,930,057 11.71 35 128.061.134 94.442.832 35.60 22
Provincial, Seguros 31.035.010 21,708,384 42.96 15 112.480.979 74.256.981 51.48 17
Interbank Seguros 28.636.975 25,049,619 14.32 32 111.676.081 98.554.236 13.31 41
Universitas de Seguros 12.059.452 75,959,468 (84.12) 49 84.204.018 83.518.971 0.82 45
Corporativos, Seguros 24.755.417 21,748,902 13.82 33 99.593.241 85.683.174 16.23 38
Proseguros 19.524.799 41,662,209 (53.14) 46 97.323.950 155.717.922 (37.50) 48
Fe, Seguros La 13.749.701 9,319,253 47.54 14 44.325.411 33.413.104 32.66 27
Iberoamericana, Seguros 7.295.155 1,240,210 488.22 1 20.206.572 3.625.281 457.38 1
Internacional, Seguros La 2.696.068 6,766,271 (60.15) 48 17.037.632 84.213.100 (79.77) 50
Universal de Seguros 4.223.117 4,052,988 4.20 38 16.347.955 13.889.935 17.70 37
Mundial, Seguros de Creditos La 5.033.528 5,133,223 (1.94) 40 14.265.294 13.442.406 6.12 43
Hispana de Seguros 3.236.789 2,885,008 12.19 34 11.430.922 8.494.218 34.57 23
Bolivar, Seguros Comerciales 2.707.301 2,685,116 0.83 39 11.092.136 9.829.563 12.84 42
Virgen del Valle, Seguros 2.896.883 2,402,514 20.58 28 9.368.041 7.347.815 27.49 30
Grasp, Grupo Asegurador Prev. 2.739.804 762,994 259.09 3 5.754.523 4.385.723 31.21 28
Regional, Seguros La 1.673.788 1,811,753 (7.62) 42 7.419.864 5.985.486 23.96 33
Primus Seguros 1.588.796 1,710,317 (7.11) 41 6.283.373 4.622.233 35.94 21
Vitalicia Seguros, La 18 15,241 18.02 30 77 56 38.60 20
TOTALES 8.228.756.457 6,326,485,047 30.07 28.568.680.988 20.873.079.243 36.87
Variación de siniestros pagados (%) p.92
Resumen

Horizonte, Seguros 566.971.589 437,044,436 29.73 30 2.062.455.771 1.451.064.568 42.13 24
Mapfre, La Seguridad 422.846.218 258,867,092 63.34 15 1.501.891.682 821.265.278 82.88 13
Constitucion, Seguros 170.421.493 113,903,427 49.62 18 640.905.824 369.824.560 73.30 15
Multinacional de Seguros 246.385.566 150,327,943 63.90 14 773.631.078 541.008.548 43.00 22
Banesco Seguros 258.371.387 154,485,072 67.25 13 760.726.422 367.468.153 107.02 9
Occidental, Seguros La 269.606.724 105,956,644 154.45 9 683.551.773 376.180.322 81.71 14
Zurich Seguros 123.206.637 109,261,247 12.76 35 359.698.214 308.356.713 16.65 39
Premier, Seguros 94.243.339 64,918,603 45.17 21 366.048.835 182.189.458 100.92 10
Caroni, Seguros 106.051.161 32,010,960 231.30 3 339.391.228 87.223.282 289.11 4
Estar, Seguros 62.115.197 27,754,267 123.80 10 177.284.816 93.112.519 90.40 11
Canarias, Seguros 40.193.193 21,724,941 85.01 12 271.349.819 63.654.764 326.28 3
Guayana, Seguros 33.586.845 23,275,856 44.30 22 127.028.577 83.404.398 52.30 18
Adriatica de Seguros (320) 74,706,552 (100.43) 50 143.731.336 242.931.983 (40.83) 47
Zuma, Seguros 18.574.477 31,773,228 (41.54) 46 56.448.768 62.130.006 (9.14) 45
Avila, Seguros 32.246.296 27,024,505 19.32 33 133.935.390 143.346.495 (6.57) 44
Proseguros 17.217.449 15,438,078 11.53 38 61.899.541 60.372.301 2.53 42
Fe, Seguros La 4.256.879 2,194,470 93.98 11 17.497.295 13.932.568 25.59 33
Iberoamericana, Seguros 3.624.748 67,703 5,253.89 2 6.221.550 236 2,531.77 1
Internacional, Seguros La 1.515.102 11,080,746 (86.33) 48 23.025.327 46.823.183 (50.83) 49
Universal de Seguros 714 567,588 25.74 32 2.235.587 1.650.375 35.46 28
Mundial, Seguros de Creditos La 172 (1,828) 9,492.05 1 287 54 435.52 2
Hispana de Seguros 780 241,223 223.16 4 1.264.699 735 72.12 16
Bolivar, Seguros Comerciales 770 494,199 55.76 16 2.568.582 2.332.800 10.11 40
Virgen del Valle, Seguros 526 385,883 36.38 26 1.931.986 1.493.056 29.40 31
Grasp, Grupo Asegurador Prev. 1.116.714 1,032,386 8.17 39 2.532.368 4.531.065 (44.11) 48
Regional, Seguros La 1.708.940 1,225,648 39.43 23 5.468.946 3.297.044 65.87 17
Primus Seguros - 73,712 (100.00) 51 - 102 (100.00) 50
Vitalicia Seguros, La 2 - - 44 5 - - 43
TOTALES 4.851.286.247 3,458,650,811 40.27 16.774.797.104 11.279.194.039 48.72
Variación de siniestros incurridos (%) p.93
Resumen

Horizonte, Seguros 546.939.244 643,609,825 (15.02) 43 2.046.775.963 1.755.773.155 16.57 38
Mapfre, La Seguridad 512.682.968 284,346,983 80.30 17 1.621.316.375 905.029.180 79.15 16
Banesco Seguros 243.236.518 134,830,847 80.40 16 802.474.439 413.614.539 94.02 14
Zurich Seguros 96.237.261 112,229,773 (14.25) 42 357.130.940 343.873.823 3.86 41
Carabobo, Seguros 117.710.755 118,581,481 (0.73) 41 561.114.281 343.281.641 63.46 19
Premier, Seguros 155.681.981 72,456,906 114.86 12 427.825.455 215.652.036 98.39 12
Caroni, Seguros 116.877.055 40,517,877 188.46 8 350.412.474 102.289.658 242.57 4
Estar, Seguros 77.556.261 (8,838,222) 977.51 3 221.894.561 111.863.353 98.36 13
Guayana, Seguros 43.120.050 26,314,995 63.86 19 153.127.661 93.516.277 63.74 18
Adriatica de Seguros (768) 60,359,873 (101.27) 49 42.339.135 252.574.844 (83.24) 50
American International, Seguros 31.601.133 43,504,024 (27.36) 46 79.075.867 96.672.245 (18.20) 43
Zuma, Seguros 19.384.623 26,384,530 (26.53) 45 65.488.958 54.317.896 20.57 37
Avila, Seguros 20.254.237 44,775,998 (54.77) 48 111.280.316 162.517.612 (31.53) 47
Universitas de Seguros 55.105.675 50,576,027 8.96 38 101.223.831 44.267.923 128.66 8
Proseguros 18.956.981 23,688,553 (19.97) 44 56.157.657 75.199.220 (25.32) 45
Fe, Seguros La 4.653.467 2,615,662 77.91 18 15.949.447 14.525.519 9.80 40
Iberoamericana, Seguros 3.289.675 187,259 1,656.75 1 9.142.404 371 2,366.95 1
Internacional, Seguros La 2.822.707 2,273,048 24.18 30 16.432.731 69.936.830 (76.50) 49
Universal de Seguros 647 442,391 46.26 21 2.279.964 1.602.140 42.31 22
Mundial, Seguros de Creditos La (559) 36,894 (1,614.38) 50 53 76 (29.72) 46
Hispana de Seguros 1.183.431 268,527 340.71 4 1.715.284 850 101.70 11
Bolivar, Seguros Comerciales 1.005.641 798,101 26.00 28 3.254.201 2.681.324 21.37 36
Virgen del Valle, Seguros 459 419,383 9.51 36 1.877.946 1.466.557 28.05 31
Grasp, Grupo Asegurador Prev. 1.001.724 90,159 1,011.07 2 1.985.329 3.545.690 (44.01) 48
Regional, Seguros La 1.262.248 1,157,846 9.02 37 5.311.839 3.735.220 42.21 23
Primus Seguros 370 143,845 157.39 11 311 255 22.21 35
Vitalicia Seguros, La 2 - - 40 5 - - 42
TOTALES 5.178.627.801 3,838,425,127 34.92 18.113.869.005 12.597.334.367 43.79
Variación de gastos de administración (%) p.94
Resumen

Caracas, Seguros (Liberty) 128.823.005 97,553,601 32.05 20 411.502.208 325.364.147 26.47 31
Horizonte, Seguros 220.133.841 167,981,111 31.05 21 718.974.339 450.400.912 59.63 16
Mercantil, Seguros 89.484.476 77,416,243 15.59 32 356.663.679 268.488.816 32.84 26
Previsora, Seguros La 89.447.820 119,841,761 (25.36) 43 299.110.329 285.576.168 4.74 45
Mapfre, La Seguridad 77.406.967 55,569,473 39.30 17 201.610.781 156.958.695 28.45 29
Banesco Seguros 47.081.189 45,241,002 4.07 37 124.834.607 99.528.009 25.43 32
Zurich Seguros 50.662.112 40,740,825 24.35 27 168.453.996 140.024.571 20.30 38
Premier, Seguros 25.693.934 20,499,985 25.34 26 113.070.142 64.776.556 74.55 10
Caroni, Seguros 12.915.983 7,288,190 77.22 10 37.744.564 22.744.243 65.95 14
Estar, Seguros 21.135.639 13,069,647 61.72 12 66.290.662 37.982.965 74.53 11
Canarias, Seguros 13.583.932 16,686,608 (18.59) 40 78.468.643 41.986.948 86.89 6
Aseg. Nacional Unida Uniseguros 19.354.759 16,809,032 15.14 33 65.075.627 80.030.554 (18.69) 48
Piramide, Seguros 22.030.496 24,230,315 (9.08) 39 58.797.560 37.803.464 55.53 18
Guayana, Seguros 8.863.507 6,804,920 30.25 23 30.820.606 24.605.862 25.26 34
Adriatica de Seguros 7.009.985 12,084,228 (41.99) 44 39.065.198 40.539.785 (3.64) 46
Zuma, Seguros 13.722.137 10,785,053 27.23 25 40.844.875 27.071.622 50.88 19
Avila, Seguros 12.962.837 16,601,788 (21.92) 41 44.169.220 46.039.096 (4.06) 47
Proseguros 908 9,705,644 (90.64) 48 39.952.279 49.992.729 (20.08) 49
Fe, Seguros La 2.333.615 2,012,398 15.96 31 7.623.295 6.116.617 24.63 35
Iberoamericana, Seguros 2.967.661 1,238,778 139.56 5 6.578.411 2.858.247 130.16 3
Internacional, Seguros La -1.007.702 3,011,011 (133.47) 49 5.581.072 7.559.765 (26.17) 50
Universal de Seguros 657 2,272,001 (71.07) 47 6.586.198 6.119.204 7.63 43
Mundial, Seguros de Creditos La 3.330.942 2,717,980 22.55 29 7.842.919 6.406.084 22.43 37
Hispana de Seguros 1.328.688 1,014,739 30.94 22 4.125.090 3.231.525 27.65 30
Bolivar, Seguros Comerciales 2.214.258 2,884,128 (23.23) 42 8.825.492 8.370.135 5.44 44
Virgen del Valle, Seguros 2.312.075 1,726,725 33.90 19 6.354.035 5.718.301 11.12 42
Grasp, Grupo Asegurador Prev. 1.224.213 460,808 165.67 2 2.589.000 2.210.272 17.13 39
Regional, Seguros La 453 812,698 (44.25) 45 1.505.834 825 82.47 8
Primus Seguros 1.545.256 401,690 284.69 1 3.568.604 1.335.322 167.25 2
Vitalicia Seguros, La (690) 136,606 (605.12) 50 579 216 167.40 1
TOTALES 1.364.136.636 1,100,705,169 23.93 4.407.060.718 3.200.788.915 37.69
Variación de gastos de adquisición (%) p.95
Resumen

Caracas, Seguros (Liberty) 201.147.049 149,033,331 34.97 17 641.201.983 475.380.122 34.88 19
Horizonte, Seguros 15.679.279 18,548,468 (15.47) 37 57.236.152 41.629.886 37.49 17
Previsora, Seguros La 122.627.182 145,370,690 (15.65) 38 320.256.227 312.220.269 2.57 36
Mapfre, La Seguridad 83.466.740 65,711,021 27.02 21 281.578.887 182.197.840 54.55 10
Banesco Seguros 30.849.428 28,545,015 8.07 28 93.727.852 75.207.173 24.63 24
Zurich Seguros 23.199.282 25,498,498 (9.02) 34 76.779.621 70.842.357 8.38 33
Premier, Seguros 17.093.851 19,038,872 (10.22) 35 68.355.550 57.929.695 18.00 28
Caroni, Seguros 7.285.110 5,511,105 32.19 19 23.191.605 22.754.677 1.92 38
Banvalor, Seguros 10.814.346 13,936,283 (22.40) 39 35.947.230 43.423.769 (17.22) 44
Estar, Seguros 33.125.127 15,191,116 118.06 6 87.407.032 37.840.720 130.99 3
Aseg. Nacional Unida Uniseguros 21.303.276 17,956,511 18.64 23 60.631.913 72.553.639 (16.43) 43
Guayana, Seguros 12.468.052 9,468,211 31.68 20 42.714.418 29.961.584 42.56 16
Adriatica de Seguros 243 17,745,314 (98.63) 49 37.418.585 56.476.695 (33.75) 45
Zuma, Seguros 9.304.145 3,596,447 158.70 4 26.681.617 10.220.438 161.06 2
Avila, Seguros 3.009.475 11,976,893 (74.87) 48 17.583.805 42.471.734 (58.60) 48
Venezuela, Seguros 2.647.807 3,462,327 (23.53) 40 11.990.490 9.745.313 23.04 26
Provincial, Seguros 117 3,887,409 (100.00) 50 198 6.052.131 (100.00) 49
Corporativos, Seguros 1.810.933 3,454,121 (47.57) 45 8.110.073 15.684.801 (48.29) 47
Proseguros 3.160.085 5,688,773 (44.45) 44 13.971.183 23.131.783 (39.60) 46
Fe, Seguros La 1.967.978 2,685,979 (26.73) 42 8.677.495 6.963.960 24.61 25
Iberoamericana, Seguros 752 212,171 254.34 3 2.152.189 539 299.06 1
Internacional, Seguros La 424 571,407 (25.77) 41 3.596.295 2.502.588 43.70 15
Universal de Seguros 263 871,997 (69.81) 47 3.453.957 3.007.714 14.84 31
Mundial, Seguros de Creditos La 803 186,877 329.95 1 1.045.985 932 12.27 32
Hispana de Seguros 475 741,379 (35.91) 43 2.047.578 2.001.345 2.31 37
Bolivar, Seguros Comerciales 175 204,450 (14.41) 36 831 836 (0.56) 42
Virgen del Valle, Seguros - - - 30 - - - 39
Grasp, Grupo Asegurador Prev. 370 89,540 312.92 2 949 451 110.44 6
Regional, Seguros La - - - 30 - - - 39
Primus Seguros - - - 30 - 9 (100.00) 50
Vitalicia Seguros, La - - - 30 - - - 39
TOTALES 1.109.954.225 932,215,715 19.07 3.548.055.992 2.750.873.041 28.98
Variación de utilidad técnica (%) p.96
Resumen

Caracas, Seguros (Liberty) 30.657.479 (6,000,685) 610.90 8 62.962.855 18.176.914 246.39 9
Horizonte, Seguros -35.523.210 (198,328,199) 82.09 18 77.146.977 323.172.754 (75.86) 34
Mercantil, Seguros 13.753.167 20,496,690 (32.90) 31 50.375.555 36.525.962 39.17 20
Previsora, Seguros La 45.214.861 (27,170,303) 266.41 10 66.300.045 14.911.966 368.01 8
Mapfre, La Seguridad -63.412.129 (30,969,774) (104.75) 38 -54.605.927 -15.716.523 (247.44) 44
Constitucion, Seguros -51.640.352 (29,453,187) (75.33) 35 -7.287.034 1.559.330 (1,697.56) 49
Banesco Seguros -5.938.752 17,457,867 (134.02) 41 29.191.703 67.807.964 (56.87) 32
Occidental, Seguros La -18.081.729 18,551,179 (197.47) 42 -7.031.421 24.827.273 (128.56) 38
Zurich Seguros 38.405.180 (1,551,578) 2,575.23 2 76.789.879 8.601.419 918.98 4
Carabobo, Seguros -13.317.107 (27,826,342) 52.14 21 40.614.510 -39.581.567 202.56 10
Altamira, Seguros 25.256.742 (4,592,838) 649.92 7 34.626.176 2.370.179 1,360.91 2
Nuevo Mundo, Seguros -3.406.978 (7,400,555) 53.96 20 -8.585.553 -6.267.827 (36.93) 28
Premier, Seguros -111.562.615 (58,542,693) (90.57) 36 -78.495.142 -41.348.933 (88.89) 36
Caroni, Seguros 29.612.701 (4,984,227) 694.13 5 23.565.794 9.778.226 141.85 12
Banvalor, Seguros -66.578.031 (29,350,938) (126.83) 40 -63.899.893 -72.169.477 11.64 24
Catatumbo, Seguros 5.002.528 12,782,346 (60.86) 33 -2.796.496 2.948.480 (194.85) 42
Estar, Seguros -12.646.313 (545,276) (2,219.25) 48 -24.932.494 -4.799.564 (417.88) 47
Canarias, Seguros -7.014.342 2,607,461 (369.01) 44 27.137.237 2.360.512 1,126.33 3
Qualitas, Seguros 21.323.589 644,029 3,210.97 1 28.754.386 1.658.774 1,653.08 1
Aseg. Nacional Unida Uniseguros -26.538.363 (27,827,825) 4.63 25 -40.352.290 -24.767.604 (61.23) 33
Piramide, Seguros -15.064.005 6,261,170 (340.59) 43 -3.551.284 4.222.350 (185.23) 40
Andes, Seguros Los 4.203.954 (570,786) 836.52 3 2.201.591 (544) 443.96 5
Federal C.A. Seguros 1.314.133 1,262,844 4.06 26 -1.524.372 (281) (369.91) 45
Oriental, Seguros La 171 (3,190,671) 105.36 15 1.036.943 -7.630.682 113.53 14
Guayana, Seguros -3.501.270 61,891 (5,757.17) 49 -7.970.638 -1.584.144 (398.56) 46
Adriatica de Seguros -3.435.229 (1,781,097) (92.87) 37 -9.542.943 -22.223.875 57.15 18
Transeguro, Seguros 5.114.587 5,823,747 (12.18) 29 75.984.386 2.745.152 398.43 7
Zuma, Seguros -1.643.990 (2,000,940) 17.84 23 -15.767.843 -14.624.596 (7.81) 27
Avila, Seguros -2.499.095 (6,794,165) 63.22 19 -2.155.657 187 (1,259.26) 48
Venezuela, Seguros 1.530.594 3,164,854 (51.64) 32 5.491.371 7.358.026 (54.76) 30
Interbank Seguros 2.234.131 847,422 163.64 12 3.540.676 2.485.805 43.30 19
Universitas de Seguros -50.659.627 458,167 (11,157.02) 50 -56.236.305 458 (12,374.19) 50
Corporativos, Seguros -17.516.006 (17,257,812) (1.50) 28 -14.209.388 -7.495.112 (85.74) 35
Proseguros 15.830.433 5,414,651 192.36 11 36.197.982 3.374.238 1.84 26
Fe, Seguros La 4.836.148 2,045,461 136.43 13 12.227.640 5.929.340 106.22 15
Iberoamericana, Seguros 1.860.029 401,203 363.61 9 5.590.967 (514) 421.38 6
Internacional, Seguros La (354) (4,738,975) 92.54 17 -3.601.503 7.873.096 (145.74) 39
Universal de Seguros 2.753.301 337,130 716.69 4 4.031.184 3.167.103 27.28 21
Mundial, Seguros de Creditos La 871 1,248,770 (30.23) 30 (113) 671 (116.83) 37
Hispana de Seguros (976) 124,155 (886.13) 47 594 1.020.131 (41.49) 29
Bolivar, Seguros Comerciales (660) (1,188,045) 44.44 22 -1.510.511 -1.893.617 20.37 23
Virgen del Valle, Seguros 78 302,102 (74.10) 34 1.206.494 606 114.69 13
Grasp, Grupo Asegurador Prev. -1.141.445 216,332 (627.64) 46 -1.060.673 -1.392.223 24.35 22
Regional, Seguros La (32) 329,047 (109.75) 39 635 1.431.879 (55.98) 31
Primus Seguros -1.132.037 411,514 (375.09) 45 (874) 699 (223.26) 43
Vitalicia Seguros, La 690 (122,748) 661.81 6 (529) (181) (192.30) 41
TOTALES -170.888.764 (313,353,426) 45.46 497.376.709 407.339.267 22.10
Variación de utilidad neta (%) p.97
Resumen

Caracas, Seguros (Liberty) 50.085.136 81,161,610 (38.29) 30 163.192.438 71.924.144 126.90 12
Horizonte, Seguros -18.801.333 (195,893,875) 90.40 18 93.289.952 288.378.931 (67.65) 43
Previsora, Seguros La -11.467.946 (33,526,109) 65.79 20 17.538.532 47.536.646 (63.11) 41
Mapfre, La Seguridad -51.325.977 (8,200,289) (525.90) 45 88.067.400 119.582.467 (26.35) 33
Constitucion, Seguros -52.224.868 (24,481,890) (113.32) 40 2.658.262 9.665.457 (72.50) 44
Multinacional de Seguros 20.965.230 18,616,964 12.61 26 32.113.093 52.820.138 (39.20) 38
Banesco Seguros 15.789.841 (2,364,408) 767.81 8 50.100.834 46.945.742 6.72 28
Occidental, Seguros La 6.113.260 13,803,107 (55.71) 33 30.257.463 30.226.487 0.10 30
Zurich Seguros 19.463.300 13,133,147 48.20 21 27.493.854 25.257.741 8.85 27
Carabobo, Seguros -7.670.296 (9,593,684) 20.05 25 50.654.231 26.157.305 93.65 16
Nuevo Mundo, Seguros -1.243.621 (6,299,302) 80.26 19 24.442.538 38.988.184 (37.31) 35
Premier, Seguros -96.397.247 109,355 (88,251.10) 50 -34.755.950 18.047.723 (292.58) 49
Caroni, Seguros 20.228.584 (4,146,482) 587.85 9 24.520.331 9.204.433 166.40 11
Banvalor, Seguros 542 (524,287) 203.36 15 1.659.024 910 82.29 18
Catatumbo, Seguros 170 11,480,659 (98.52) 36 11.295.674 16.801.213 (32.77) 34
Estar, Seguros 2 1,951,595 (99.89) 37 2.491.948 2.283.096 9.15 26
Canarias, Seguros -17.566.737 3,430,284 (612.11) 46 26.577.145 5.980.968 344.36 7
Venezolana de Seguros, La 869 2,358,579 (63.15) 34 8.357.673 8.215.512 1.73 29
Aseg. Nacional Unida Uniseguros 3.367.922 (5,285,090) 163.72 16 6.877.655 802 757.78 3
Piramide, Seguros -10.235.188 9,391,549 (208.98) 42 13.214.734 10.134.786 30.39 23
Andes, Seguros Los 3.070.290 129,803 2,265.34 1 8.398.712 5.122.053 63.97 20
Federal C.A. Seguros (622) 4,982 (12,578.09) 48 366 584 (37.33) 36
Oriental, Seguros La (137) 2,329,692 (105.88) 39 345 2.930.694 (88.23) 47
Guayana, Seguros 7.107.468 668,515 963.17 6 2.102.728 1.101.986 90.81 17
Adriatica de Seguros (25) 2,690,206 (100.94) 38 15.616.155 1.513.818 931.57 1
Transeguro, Seguros -7.142.971 1,322,345 (640.17) 47 23.157.036 2.561.460 804.06 2
Zuma, Seguros 3.879.590 5,469,836 (29.07) 29 738 -5.322.827 113.87 13
Avila, Seguros 1.981.249 (120,260) 1,747.48 4 264 664 (60.28) 40
Interbank Seguros 660 1,366,854 (51.75) 31 6.867.671 7.238.713 (5.13) 31
Universitas de Seguros -52.979.149 236,473 (22,503.88) 49 -52.914.173 236 (22,476.40) 50
Corporativos, Seguros -13.456.801 (12,586,022) (6.92) 27 1.270.641 3.630.516 (65.00) 42
Proseguros 13.515.542 (5,157,239) 362.07 11 465 -5.962.447 107.80 14
Fe, Seguros La (911) 274,453 (431.87) 44 2.082.735 1.222.064 70.43 19
Iberoamericana, Seguros 5.558.156 (321,071) 1,831.13 3 5.577.554 (921) 705.46 4
Internacional, Seguros La (263) (5,657,428) 95.35 17 (983) 1.323.521 (174.25) 48
Universal de Seguros 2.569.841 666,724 285.44 12 3.730.069 2.940.540 26.85 25
Mundial, Seguros de Creditos La 916 1,946,798 (52.96) 32 1.255.163 2.305.196 (45.55) 39
Hispana de Seguros 1.827.260 86,243 2,018.73 2 2.449.894 321 662.56 5
Bolivar, Seguros Comerciales (247) (207,953) (18.95) 28 54 (875) 106.12 15
Virgen del Valle, Seguros 26 263,634 (90.11) 35 1.261.385 456 176.90 10
Grasp, Grupo Asegurador Prev. 365 38,480 849.59 7 417 668 (37.49) 37
Regional, Seguros La (163) 227,578 (171.52) 41 189 1.191.862 (84.15) 46
Primus Seguros (684) 617,572 (210.75) 43 364 1.423.818 (74.44) 45
Vitalicia Seguros, La 808 73,873 994.39 5 93 115 (19.62) 32
TOTALES -31.106.895 (63,259,729) 51 1.018.122.271 1.061.402.250 (4.08)

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Primas cobradas netas (Bs.F) p.

Caracas, Seguros (Liberty) 64.26 64.47 68.94 59.70 64.21 33 64.30 39

Caracas, Seguros (Liberty) 776,080,463 843,653,854 893,892,402 855,581,572 855,581,572 1 622,857,352 1

Caracas, Seguros (Liberty) 153.53 156.01 153.13 142.92 142.92 32 145.27 35

Caracas, Seguros (Liberty) 91,391,360 95,673,504 95,614,339 128,823,005 411,502,208 2 325,364,147 2

Caracas, Seguros (Liberty) 11.25 11.57 10.25 11.12 11.03 8 11.90 13

Caracas, Seguros (Liberty) 12.91 11.90 10.94 13.28 12.26 11 13.55 12

Caracas, Seguros (Liberty) 135,329,669 143,582,905 161,142,361 201,147,049 641,201,983 1 475,380,122 1

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NOMBRE EMPRESA TOTAL PERSONAS GENERALES REASEGURO

NOMBRE EMPRESA TOTAL PERSONAS GENERALES REASEGURO

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NOMBRE EMPRESA PRIMAS PART. DE SINIESTRAL. GASTOS.ADM. GASTOS.ADQ.

NOMBRE EMPRESA INDICE COMB. UTIL.TEC. UTIL.NETA DIAS DE COBERTURA

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