Boletin Mensual 2011

SUPERINTENDENCIA DE BANCOS
Intendencia de Análisis Financiero y Normas

Supervisión Extra Situ
BALANCE DEL SISTEMA BANCARIO DEL PARAGUAY

INFORMACION ADICIONAL
31-12-2011
SUCURSALES Y
DEPENDENCIAS
PERSONAL
(No incluye
Casa Matriz)
BANCOS Superior Otros Total
#
SUCURSALES DIRECTAS EXTRANJ.
1 Citibank N.A. 0 11 85 96
2 Banco Do Brasil S.A. 1 2 71 73
3 Banco de la Nación Argentina 3 5 64 69
SUB-TOTAL 4 18 220 238
PROPIEDAD EXTRANJ. MAYORITARIA
1 Banco Itaú Paraguay S.A. 29 4 650 654
2 Sudameris Bank S.A.E.C.A. 19 9 360 369
3 Banco Bilbao Viscaya Argentaria Paraguay 23 25 430 455
4 HSBC Bank Paraguay S.A. 6 5 199 204
SUB-TOTAL 77 43 1,639 1,682
PROPIEDAD LOCAL MAYORITARIA
1 Banco Regional S.A.E.C.A 39 13 666 679
2 Banco Amambay S.A. 8 8 208 216
3 Banco Continental S.A.E.C.A. 51 22 881 903
4 Visión Banco S.A.E.C.A. 73 20 1,522 1,542
5 Banco Itapúa S.A.E.C.A. 14 22 220 242
6 Banco Familiar S.A.E.C.A. 41 14 600 614
7 Banco Atlas S.A. 36 8 388 396
SUB-TOTAL 262 107 4,485 4,592
TOTAL BANCOS PRIVADOS 343 168 6,344 6,512
PARTICIPACION ESTATAL
1 Banco Nacional de Fomento 49 22 1,025 1,047
SUB-TOTAL 49 22 1,025 1,047
SISTEMA 392 190 7,369 7,559
SUPERVISIÓN EXTRA SITU
"Las Cifras contenidas en el presente Boletín, corresponden a datos proporcionados en carácter de declaración jurada por cada una de las entidades que lo componen"
Página 1
RUBROS DEL SISTEMA BANCARIO PARAGUAYO

31-12-2011
(En Millones de Guaraníes)
ACTIVO DEPÓSITOS COLOCACIONES NETAS PATRIMONIO NETO
Total % Sobre Total % Sobre Total % Sobre Total % Sobre
BANCOS Total Total Total Total

1 Citibank N.A. 1,721,004 11 3.16% 1,140,224 11 2.86% 898,388 11 2.64% 200,337 12 3.54%
2 Banco Do Brasil S.A. 1,499,935 12 2.76% 734,539 13 1.84% 507,417 13 1.49% 83,343 13 1.47%
3 Banco de la Nación Argentina 457,083 15 0.84% 341,797 15 0.86% 253,107 15 0.74% 56,003 15 0.99%
SUB-TOTAL 3,678,023 6.76% 2,216,560 5.55% 1,658,912 4.88% 339,682 6.01%
1 Banco Itaú Paraguay S.A. 8,797,791 1 16.18% 6,265,430 3 15.70% 5,424,457 3 15.95% 1,112,218 1 19.67%
2 Sudameris Bank S.A.E.C.A. 3,337,182 5 6.14% 2,303,249 6 5.77% 2,132,602 5 6.27% 335,291 6 5.93%
3 Banco Bilbao Viscaya Argentaria Paraguay 7,435,521 4 13.67% 5,195,479 4 13.02% 5,063,663 4 14.89% 679,006 4 12.01%
4 HSBC Bank Paraguay S.A. 2,712,955 8 4.99% 2,350,926 5 5.89% 1,641,512 7 4.83% 226,412 8 4.00%
SUB-TOTAL 22,283,449 40.98% 16,115,083 40.38% 14,262,235 41.94% 2,352,928 41.61%
1 Banco Regional S.A.E.C.A 8,570,325 2 15.76% 6,339,082 1 15.88% 5,983,761 1 17.59% 747,792 3 13.22%
2 Banco Amambay S.A. 1,401,217 13 2.58% 1,122,548 12 2.81% 584,707 12 1.72% 218,344 10 3.86%
3 Banco Continental S.A.E.C.A. 8,450,674 3 15.54% 6,304,660 2 15.80% 5,613,530 2 16.51% 773,819 2 13.68%
4 Visión Banco S.A.E.C.A. 2,922,322 6 5.37% 2,154,523 8 5.40% 2,035,017 6 5.98% 251,760 7 4.45%
5 Banco Itapúa S.A.E.C.A. 693,636 14 1.28% 554,992 14 1.39% 469,732 14 1.38% 83,100 14 1.47%
6 Banco Familiar S.A.E.C.A. 1,725,018 10 3.17% 1,367,200 10 3.43% 1,184,493 8 3.48% 201,544 11 3.56%
7 Banco Atlas S.A. 1,799,335 9 3.31% 1,464,192 9 3.67% 1,165,165 9 3.43% 220,298 9 3.90%
SUB-TOTAL 25,562,527 47.01% 19,307,198 48.38% 17,036,405 50.09% 2,496,658 44.15%
TOTAL BANCOS PRIVADOS 51,523,999 94.75% 37,638,841 94.31% 32,957,552 96.91% 5,189,268 91.76%
1 Banco Nacional de Fomento 2,853,029 7 5.25% 2,268,854 7 5.69% 1,051,591 10 3.09% 465,743 5 8.24%
SUB-TOTAL 2,853,029 5.25% 2,268,854 5.69% 1,051,591 3.09% 465,743 8.24%
SISTEMA 54,377,028 100% 39,907,695 100% 34,009,143 100% 5,655,011 100%
Página 2
Supervisión Extra Situ AL 31-12-2011
RUBROS DEL SISTEMA BANCARIO PARAGUAYO
TOTAL ACTIVO TOTAL PRÉSTAMOS
10,000,000 8,000,000
8,000,000 6,000,000
6,000,000
4,000,000
4,000,000
2,000,000 2,000,000
0 0
A.
A.
A.
A.
A.
A.
.
na
to
.
A
.
A.
A.
.
na
A.
A.
n to
.A
.A
.A
.A
.A
.A
.A
.A
.A
.A
.A
.A
.A
.A
.A
C.
en
.
C.
S.
C.
C.
C.
n ti
C.
C.
S.
S.
.
.C
kN
.C
il S
yS
nS
sS
yS
yS
n ti
kN
.C
.C
.C
il S
yS
nS
yS
sS
me
E.
E.
E.
E.
E.
m
E.
E.
rg e
.E
.E
ay
ge
.E
.E
.E
y
ay
A.
an
c ió
tl a
Fo
ua
ua
ua
ras
A.
A.
A.
A.
an
ua
ció
ua
tl a
Fo
ua
ras
A.
A.
.A
.A
mb
.A
.A
.A
Ar
mb
S.
nA
S.
S.
S.
S.
ti b
ra g
ra g
ra g
oA
S.
S.
ti b
ra g
ra g
ra g
g ra
de
lS
oA
oB
rS
g ra
de
oB
kS
aS
rS
ma
i ón
al
ma
Ci
ció
co
úa
ta l
nk
Ci
Pa
Pa
Pa
a
co
ta l
ilia
nc
Pa
Pa
Pa
n te
al
ilia
oD
ion
nc
n te
al
oD
an
ion
oA
Ba
en
an
ac
tap
i on
oA
en
an
tap
Ba
i on
Ba
tau
ri a
am
nk
oI
tau
ri a
aN
eg
B
am
nk
oI
nc
aN
eg
ti n
nB
nc
ti n
nB
oI
nc
ac
ri s
oI
Ba
nc
nta
ri s
ac
nc
Ba
oF
nta
oI
oR
Ba
nc
oF
oI
oR
on
Ba
el
on
Ba
nc
oN
el
me
sió
Ba
nc
s ió
oN
me
Ba
rg e
nc
Ba
BC
rg e
oC
nc
nc
BC
od
nc
oC
Ba
nc
od
nc
Ba
da
Vi
Ba
nc
da
Vi
Ba
Ba
nc
aA
Ba
HS
Ba
aA
Ba
HS
nc
nc
Su
nc
nc
Ba
Su
Ba
Ba
Ba
ay
Ba
Ba
ay
sc
sc
Vi
Vi
ao
ao
ilb
ilb
oB
oB
nc
nc
Ba
Ba
DEPOSITOS PATRIMONIO
7,000,000 1,200,000
6,000,000 1,000,000
5,000,000
800,000
4,000,000
600,000
3,000,000
2,000,000
400,000
1,000,000 200,000
0 0
. . a . . . . . . . . . . . . . a . . . . . . . . . . . to
.A .A .A .A .A .A .A .A .A .A .A .A .A .A nt
o .A .A in .A .A .A .A .A .A .A .A .A .A .A .A
ti n .C N nt S S .C .C .C S en
N lS n S .C S S S
.E
S .C .C .C .C S e
k lS .C S S
.E
S .C .C s
k si e y .E y n y y .E .E .E .E s m
an si rg
e
ua
y .E
ua
y ó n
ua
y
ba
y .E .E .E .E
tl a Fo
m
an ra rg ua .A ua ió ua .A ba .A .A .A .A tl a Fo ra .A ci .A .A .A .A .A
ti b B A
ag S ag ac ag lS am
A
de i ti
b B A
ag S ag a ag lS am lS S S S A
de
i n
ar ar gr ar lS S S
ar
S
co o ió
n
ar k ar gr ar ar co
C o ió k
te na m ta co a
al C D an te na m ta co pú
a
i li
l
D
ac P an P
In
P io A en an pú il i an ac P P
In
P io A en an an na
o u B ri a k I ta on co N u B ri a k
eg o It a m B io
c N
I ta o an eg c o in B
Fa
m B i
an Ita is o an c in B
Fa ac
an la o er
is
nt
a
nc B R an nt ó n co ac B
la o er nt
a
nc B R an o nt ón co N
B
de nc e a C co B o
si an co N de nc e a C co B si an co
am rg B B C i
an co am rg B B an
C i
an co
co
a
ud A S an co V B co B
a
ud A S co V B
an
B B B an an ya H B
an
B
an S
a ya H an B B
S
a B
B
B B
i sc i sc
V V
ao ao
il b i lb
B B
co co
an an
B B
Página 3
AL 31-12-2011
DISTRIBUCION DEL ACTIVO DISTRIBUCION DE DEPOSITOS
PARTICIP. ESTATAL
SUCUR.DIREC.EXTRANJ. PARTICIP.
SUCUR.DIREC.EXTRANJ.
ESTATAL
5% 7% 6% 6%
PROP.EXTRANJ.MAYOR. PROP.EXTRANJ.MAYOR.
PROP. LOCAL MAYOR. PROP. LOCAL MAYOR. 40%
47% 41%
48%
DISTRIBUCION DE PRESTAMOS DISTRIBUCION DE PATRIMONIO NETO
PARTICIP. ESTATAL
SUCUR.DIREC.EXTRANJ.
3% 5% PARTICP.ESTASUCL R.DIREC.EXTRANJ.
8% 6%
PROP.EXTRANJ.MAYOR. PROP.EXTRANJ.MAYOR.
PROP. LOCAL MAYOR.
42% PROP.LOCALMAYOR. 42%
50%
4%
Página 4
CUENTAS PATRIMONIALES
31-12-2011
CAJAS Y BANCOS BANCO CENTRAL I N V E R S I O N E S COLOCACIONES Y PRESTAMOS
Créditos Deudores Colocaciones
y c/ Arreglo TOTAL Netas
Valores Otras Sector Inter- Sector Colocaciones y Creditos PREVISIONES (9+10+11
BANCOS Gs M/E Total Encajes Otros Públicos Total Financiero bancario No Financiero Vencidos Morosos +12+13-14=
(1) (2) (1+2=3) (4) (5) (6) (7) (6+7=8) (9) (10) (11) (12) (13) (14) 15)
1 Citibank N.A. 16,984 52,850 69,834 217,612 167,782 158,199 2,072 160,271 412,031 0 488,625 624 0 (2,891) 898,388
2 Banco Do Brasil S.A. 4,551 19,769 24,319 189,705 683,802 80,155 0 80,155 214,901 0 293,999 0 0 (1,484) 507,417
3 Banco de la Nación Argentina 9,013 1,692 10,705 77,367 103,623 0 1,851 1,851 21,709 0 231,758 1,080 9,514 (10,954) 253,107
SUB-TOTAL 30,548 74,311 104,859 484,684 955,207 238,355 3,923 242,278 648,641 0 1,014,383 1,703 9,514 (15,329) 1,658,912
1 Banco Itaú Paraguay S.A. 381,166 425,419 806,584 1,084,330 79,008 839,583 6,025 845,608 444,545 0 5,033,949 28,148 57,245 (139,430) 5,424,457
2 Sudameris Bank S.A.E.C.A. 63,239 291,496 354,735 355,938 66,281 254,509 9,769 264,278 132,950 0 2,041,205 4,277 17,635 (63,465) 2,132,602
3 Banco Bilbao Viscaya Argentaria Paraguay S 118,147 323,359 441,506 811,214 175,410 598,285 26,067 624,351 330,599 20,000 4,752,141 51,851 73,631 (164,559) 5,063,663
4 HSBC Bank Paraguay S.A. 39,130 50,011 89,141 430,292 82,065 370,184 7,187 377,371 241,812 26,868 1,373,312 8,276 12,220 (20,976) 1,641,512
SUB-TOTAL 601,682 1,090,284 1,691,966 2,681,774 402,764 2,062,560 49,048 2,111,608 1,149,906 46,868 13,200,607 92,552 160,731 (388,430) 14,262,235
1 Banco Regional S.A.E.C.A 176,373 326,823 503,196 944,764 111,104 617,912 24,534 642,447 349,132 10,000 5,667,445 27,894 74,177 (144,886) 5,983,761
2 Banco Amambay S.A. 38,184 381,353 419,537 173,704 140,034 14,960 1,923 16,883 40,481 0 567,317 3,392 7,763 (34,246) 584,707
3 Banco Continental S.A.E.C.A. 195,657 545,092 740,749 702,326 194,938 974,169 10,595 984,764 224,956 22,390 5,435,608 26,776 15,705 (111,905) 5,613,530
4 Visión Banco S.A.E.C.A. 203,812 100,625 304,437 204,905 95,744 64,558 7,132 71,689 43,871 0 1,999,228 20,064 18,069 (46,215) 2,035,017
5 Banco Itapúa S.A.E.C.A. 28,743 49,784 78,528 49,631 37,184 25,033 0 25,033 7,503 0 462,586 2,243 6,971 (9,570) 469,732
6 Banco Familiar S.A.E.C.A. 96,214 58,162 154,375 124,808 135,995 4,979 40,923 45,902 7,004 0 1,172,247 34,389 10,455 (39,602) 1,184,493
7 Banco Atlas S.A. 44,205 167,829 212,034 200,113 25,213 85,953 6,758 92,710 83,947 10,000 1,075,430 12,578 8,636 (25,425) 1,165,165
SUB-TOTAL 783,189 1,629,668 2,412,857 2,400,250 740,212 1,787,563 91,865 1,879,428 756,893 42,390 16,379,861 127,337 141,774 (411,850) 17,036,405
TOTAL BANCOS PRIVADOS 1,415,418 2,794,264 4,209,682 5,566,708 2,098,183 4,088,478 144,836 4,233,314 2,555,440 89,258 30,594,851 221,592 312,019 (815,609) 32,957,552
1 Banco Nacional de Fomento 270,230 47,075 317,305 307,323 255,699 760,465 2,124 762,589 148 0 1,070,649 2,600 10,141 (31,947) 1,051,591
SUB-TOTAL 270,230 47,075 317,305 307,323 255,699 760,465 2,124 762,589 148 0 1,070,649 2,600 10,141 (31,947) 1,051,591
SISTEMA 1,685,648 2,841,339 4,526,987 5,874,031 2,353,882 4,848,943 146,960 4,995,903 2,555,588 89,258 31,665,501 224,192 322,160 (847,556) 34,009,143
Página 5

31-12-2011
BIENES BIENES DE OPERACIONES OTROS TOTAL
PRODUCTOS FINANCIEROS TOTAL REALIZABLES USO A ACTIVOS ACTIVO
Y ADJUDICADOS LIQUIDAR NETOS (3+4+5+8
BANCOS VIGENTES VENCIDOS (16+17= EN PAGO +15+18+19+20
(16) (17) 18) (19) (20) (21) (22) +21+22=23)

1 Citibank N.A. 10,013 0 10,013 28 15,884 171,735 9,456 1,721,004
2 Banco Do Brasil S.A. 4,879 0 4,879 0 7,923 0 1,734 1,499,935
3 Banco de la Nación Argentina 3,118 205 3,323 0 6,158 0 949 457,083
SUB-TOTAL 18,011 205 18,216 28 29,966 171,735 12,138 3,678,023
1 Banco Itaú Paraguay S.A. 58,407 714 59,121 0 62,768 300,253 135,661 8,797,791
2 Sudameris Bank S.A.E.C.A. 32,874 320 33,193 476 49,983 62,875 16,821 3,337,182
3 Banco Bilbao Viscaya Argentaria Paraguay S 102,057 3,351 105,408 521 97,821 0 115,627 7,435,521
4 HSBC Bank Paraguay S.A. 22,961 712 23,673 95 19,898 34,780 14,127 2,712,955
SUB-TOTAL 216,299 5,097 221,396 1,092 230,470 397,908 282,236 22,283,449
1 Banco Regional S.A.E.C.A 113,266 4,139 117,405 7,800 68,391 141,827 49,631 8,570,325
2 Banco Amambay S.A. 13,965 385 14,349 0 27,362 4,820 19,821 1,401,217
3 Banco Continental S.A.E.C.A. 98,953 1,403 100,356 12,281 61,664 0 40,065 8,450,674
4 Visión Banco S.A.E.C.A. 47,848 1,873 49,721 3,178 96,532 0 61,099 2,922,322
5 Banco Itapúa S.A.E.C.A. 14,247 526 14,773 72 12,478 0 6,205 693,636
6 Banco Familiar S.A.E.C.A. 22,125 1,859 23,984 0 25,110 0 30,351 1,725,018
7 Banco Atlas S.A. 19,618 828 20,445 0 17,823 14,718 51,113 1,799,335
SUB-TOTAL 330,021 11,013 341,034 23,331 309,360 161,364 258,286 25,562,527
TOTAL BANCOS PRIVADOS 564,331 16,315 580,645 24,451 569,796 731,008 552,660 51,523,999
1 Banco Nacional de Fomento 13,315 646 13,961 1,888 68,920 0 73,752 2,853,029
SUB-TOTAL 13,315 646 13,961 1,888 68,920 0 73,752 2,853,029
SISTEMA 577,646 16,960 594,606 26,339 638,716 731,008 626,413 54,377,028
Página 6

31-12-2011
GUARANÍES EQUIVALENTE EN M/N
DEPOSITOS EN GUARANIES DEPOSITOS EN MONEDA EXTRANJERA
Certificados Títulos Intereses Total Certificados Títulos Intereses Total TOTAL
Cuenta A la Plazo de de devengados Guaranies Cuenta A la Plazo de de devengados M/E
BANCOS Corriente Vista Fijo Depósitos Inversión (24+25+26 Corriente Vista Fijo Depósitos Inversión (30+31+32 DEPOSITOS
(24) (25) (26) (27) (28) +27+28=29) (30) (31) (32) (33) (34) +33+34=35) (29+35=36)

1 Citibank N.A. 193,632 287,960 30,399 29,497 0 785 542,273 213,687 272,575 58,086 53,112 0 491 597,952 1,140,224
2 Banco Do Brasil S.A. 30,079 19,543 20,737 2,409 0 99 72,867 196,373 433,437 14,325 17,456 0 80 661,672 734,539
3 Banco de la Nación Argentina 49,013 38,686 70 7,225 0 220 95,213 17,825 218,125 427 10,041 0 166 246,583 341,797
SUB-TOTAL 272,723 346,189 51,206 39,130 0 1,105 710,352 427,885 924,137 72,838 80,610 0 738 1,506,208 2,216,560
1 Banco Itaú Paraguay S.A. 1,594,994 1,624,122 93,506 719,325 0 14,941 4,046,886 555,852 1,038,598 4,034 613,511 0 6,548 2,218,544 6,265,430
2 Sudameris Bank S.A.E.C.A. 321,363 393,250 7,341 393,878 0 5,055 1,120,887 242,351 445,962 34,046 452,715 0 7,287 1,182,362 2,303,249
3 Banco Bilbao Viscaya Argentaria Paraguay 659,660 779,267 147,077 1,139,493 0 21,786 2,747,283 700,995 842,471 159,410 705,977 0 39,344 2,448,196 5,195,479
4 HSBC Bank Paraguay S.A. 405,252 482,706 4,608 374,842 0 6,475 1,273,883 164,400 575,928 1,462 332,790 0 2,463 1,077,043 2,350,926
SUB-TOTAL 2,981,269 3,279,345 252,531 2,627,537 0 48,257 9,188,939 1,663,598 2,902,959 198,952 2,104,993 0 55,642 6,926,144 16,115,083
1 Banco Regional S.A.E.C.A 998,727 992,627 112,366 1,396,580 0 40,426 3,540,726 582,377 1,054,029 47,746 1,090,402 0 23,803 2,798,356 6,339,082
2 Banco Amambay S.A. 138,369 148,091 16,100 178,925 0 1,914 483,399 103,292 142,802 17,912 371,141 0 4,003 639,149 1,122,548
3 Banco Continental S.A.E.C.A. 1,301,971 1,038,015 160,605 1,795,254 0 41,485 4,337,329 436,937 488,154 81,201 943,913 0 17,126 1,967,330 6,304,660
4 Visión Banco S.A.E.C.A. 388,859 416,576 0 996,112 0 26,731 1,828,277 139,152 76,616 4,478 99,836 0 6,163 326,245 2,154,523
5 Banco Itapúa S.A.E.C.A. 50,512 121,325 13,820 159,237 0 4,463 349,357 37,039 49,245 1,679 115,803 0 1,870 205,636 554,992
6 Banco Familiar S.A.E.C.A. 197,666 203,900 69,579 567,470 0 20,391 1,059,006 45,292 49,534 4,653 205,373 0 3,343 308,194 1,367,200
7 Banco Atlas S.A. 214,374 144,279 43,576 299,684 0 11,515 713,428 239,448 155,487 10,502 337,923 0 7,405 750,764 1,464,192
SUB-TOTAL 3,290,477 3,064,813 416,046 5,393,263 0 146,924 12,311,524 1,583,537 2,015,867 168,170 3,164,389 0 63,712 6,995,674 19,307,198
TOTAL BANCOS PRIVADOS 6,544,469 6,690,347 719,783 8,059,931 0 196,285 22,210,815 3,675,020 5,842,963 439,961 5,349,991 0 120,092 15,428,026 37,638,841
1 Banco Nacional de Fomento 1,247,812 520,053 7,973 294,915 0 5,891 2,076,644 61,735 80,830 2,276 47,206 0 164 192,210 2,268,854
SUB-TOTAL 1,247,812 520,053 7,973 294,915 0 5,891 2,076,644 61,735 80,830 2,276 47,206 0 164 192,210 2,268,854
SISTEMA 7,792,280 7,210,400 727,756 8,354,846 0 202,177 24,287,459 3,736,754 5,923,793 442,237 5,397,197 0 120,256 15,620,236 39,907,695
Página 7

Depósitos en Moneda Extranjera
31-12-2011
(En Usd)
Certificados Títulos Total

Cuenta A la Plazo de de Intereses M/E
BANCOS Corriente Vista Fijo Depósitos Inversión devengados (30+31+32
(30) (31) (32) (33) (34) +33+34=35)

1 Citibank N.A. 47,719,369 60,869,879 12,971,443 11,860,655 0 109,680 133,531,027
2 Banco Do Brasil S.A. 43,852,833 96,792,584 3,199,054 3,898,265 0 17,934 147,760,671
3 Banco de la Nación Argentina 3,980,473 48,710,252 95,309 2,242,381 0 37,125 55,065,540
SUB-TOTAL 95,552,675 206,372,715 16,265,806 18,001,301 0 164,740 336,357,238
1 Banco Itaú Paraguay S.A. 124,129,524 231,933,498 900,955 137,005,631 0 1,462,284 495,431,891
2 Sudameris Bank S.A.E.C.A. 54,120,460 99,589,619 7,602,992 101,097,504 0 1,627,363 264,037,939
3 Banco Bilbao Viscaya Argentaria Paraguay S 156,541,936 188,135,475 35,598,429 157,654,501 0 8,785,964 546,716,305
4 HSBC Bank Paraguay S.A. 36,712,855 128,612,673 326,486 74,316,644 0 550,064 240,518,723
SUB-TOTAL 371,504,776 648,271,265 44,428,862 470,074,281 0 12,425,675 ###
1 Banco Regional S.A.E.C.A 130,053,018 235,379,328 10,662,286 243,501,936 0 5,315,434 624,912,002
2 Banco Amambay S.A. 23,066,581 31,889,689 4,000,000 82,880,879 0 893,858 142,731,007
3 Banco Continental S.A.E.C.A. 97,574,159 109,011,723 18,133,272 210,788,867 0 3,824,381 439,332,402
4 Visión Banco S.A.E.C.A. 31,074,629 17,109,476 1,000,000 22,294,683 0 1,376,313 72,855,101
5 Banco Itapúa S.A.E.C.A. 8,271,253 10,997,044 375,000 25,860,373 0 417,639 45,921,309
6 Banco Familiar S.A.E.C.A. 10,114,257 11,061,590 1,039,025 45,862,611 0 746,439 68,823,922
7 Banco Atlas S.A. 53,471,980 34,722,452 2,345,163 75,462,840 0 1,653,681 167,656,116
SUB-TOTAL 353,625,876 450,171,301 37,554,746 706,652,191 0 14,227,745 ###
TOTAL BANCOS PRIVADOS 820,683,326 1,304,815,281 98,249,414 1,194,727,773 0 26,818,160 ###
1 Banco Nacional de Fomento 13,786,178 18,050,438 508,198 10,541,676 0 36,584 42,923,074
SUB-TOTAL 13,786,178 18,050,438 508,198 10,541,676 0 36,584 42,923,074
SISTEMA 834,469,504 1,322,865,719 98,757,612 1,205,269,450 0 26,854,743 ###
Página 8

31-12-2011
DEPOSITOS EN GUARANIES DEPOSITOS EN MONEDA EXTRANJERA
Títulos Total Títulos Total TOTAL
Cuenta A la Plazo C.D.A. de Intereses Guaraníes Cuenta A la Plazo C.D.A. de Intereses M/E
BANCOS Corriente Vista Fijo Inversión devengados (24+25+26 Corriente Vista Fijo Inversión devengados (30+31+32 DEPOSITOS
(24) (25) (26) (27) (28) +27+28=29) (30) (31) (32) (33) (34) +33+34=35) (29+35=36)
SUCURSALES DIRECTAS EXTRANJ. 272,723 346,189 51,206 39,130 0 1,105 710,352 427,885 924,137 72,838 80,610 0 738 1,506,208 2,216,560
PROPIEDAD EXTRANJ. MAYORITARIA 2,981,269 3,279,345 252,531 2,627,537 0 48,257 9,188,939 1,663,598 2,902,959 198,952 2,104,993 0 55,642 6,926,144 16,115,083
PROPIEDAD LOCAL MAYORITARIA 3,290,477 3,064,813 416,046 5,393,263 0 146,924 12,311,524 1,583,537 2,015,867 168,170 3,164,389 0 63,712 6,995,674 19,307,198
PARTICIPACION ESTATAL 1,247,812 520,053 7,973 294,915 0 5,891 2,076,644 61,735 80,830 2,276 47,206 0 164 192,210 2,268,854
TOTAL DEPOSITOS 7,792,280 7,210,400 727,756 8,354,846 0 202,177 24,287,459 3,736,754 5,923,793 442,237 5,397,197 0 120,256 ### 39,907,695
MONEDA NACIONAL 60.86% MONEDA EXTRANJERA 39.14% 100%
Moneda Local Moneda Extranjera
Intereses Devengados Intereses Devengados

1% 1%
CDA Cuenta Corriente Cuenta Corriente
CDA
34% 32% 24%
35%
Plazo Fijo A la Vista A la Vista
3% Plazo Fijo
30% 38%
3%
Distribución por Plazo
PLAZO VISTA
38% 62%

Página 9
Evolución de Depósitos
31-12-2011
12/31/2010 1/31/2011 2/28/2011 3/31/2011 4/30/2011 5/31/2011 6/30/2011 7/31/2011 8/31/2011 9/30/2011 10/31/2011 11/30/2011 12/31/2011

1 Citibank N.A. 958,840 946,948 1,084,040 1,061,338 1,058,427 1,046,156 1,064,956 985,294 938,071 977,352 995,899 977,082 1,140,224
2 Banco Do Brasil S.A. 1,468,686 1,506,115 1,433,087 1,074,663 1,004,777 976,276 980,477 851,796 933,904 969,076 950,628 720,774 734,539
3 Banco de la Nación Argentina 274,884 296,353 310,199 295,579 301,680 316,996 311,854 300,119 322,621 325,822 325,646 345,954 341,797
SUB-TOTAL 2,702,410 2,749,416 2,827,325 2,431,580 2,364,883 2,339,428 2,357,286 2,137,209 2,194,596 2,272,250 2,272,173 2,043,810 2,216,560
1 Banco Itaú Paraguay S.A. 4,780,628 5,017,549 5,087,512 5,166,165 5,224,896 5,177,776 5,265,338 5,233,785 5,427,352 5,892,652 5,988,412 5,987,477 6,265,430
2 Sudameris Bank S.A.E.C.A. 1,979,335 2,066,521 2,092,752 2,010,542 1,992,110 2,164,258 2,127,363 2,142,707 2,198,029 2,262,112 2,320,270 2,302,916 2,303,249
3 Banco Bilbao Viscaya Argentaria Paraguay 5,113,372 5,128,937 4,894,378 4,929,042 5,239,161 5,654,344 4,728,434 4,732,791 4,550,482 4,723,447 4,747,131 4,875,790 5,195,479
4 Banco Integración S.A. (*) 1,018,629 1,082,820 1,171,946 1,176,073 1,160,547 1,093,995 1,047,501 1,005,455 1,024,861 1,038,604 0 0 0
5 HSBC Bank Paraguay S.A. 1,771,826 1,761,026 1,807,311 1,750,811 1,960,366 1,916,157 2,022,164 2,055,976 2,145,764 2,216,115 2,203,130 2,318,744 2,350,926
SUB-TOTAL 14,663,790 ### ### ### ### ### ### ### ### ### ### ### ###
1 Banco Regional S.A.E.C.A 5,746,815 5,592,131 5,663,223 5,882,347 6,137,196 6,181,545 6,049,946 5,871,791 6,311,639 6,303,281 6,305,378 6,160,837 6,339,082
2 Banco Amambay S.A. 979,060 1,062,646 1,053,915 1,001,210 961,336 1,010,686 1,077,005 1,001,883 1,017,420 1,075,299 1,071,425 1,112,227 1,122,548
3 Banco Continental S.A.E.C.A. 5,130,006 5,145,153 5,265,048 5,355,037 5,359,896 5,453,822 5,569,351 5,692,282 5,891,173 5,911,011 6,009,358 6,083,463 6,304,660
4 Visión Banco S.A.E.C.A. 1,617,485 1,638,611 1,661,811 1,682,565 1,697,138 1,741,207 1,767,398 1,815,537 2,010,848 2,051,975 2,034,183 2,044,983 2,154,523
5 Banco Itapúa S.A.E.C.A. 457,204 482,237 493,867 495,521 511,184 502,552 513,189 488,495 488,616 504,325 474,591 512,288 554,992
6 Banco Familiar S.A.E.C.A. 967,837 998,613 980,871 1,023,945 1,026,054 1,058,291 1,073,888 1,094,972 1,121,755 1,155,082 1,186,614 1,239,234 1,367,200
7 Banco Atlas S.A. 314,520 316,634 329,766 350,871 360,252 385,060 406,639 412,500 428,308 450,619 1,446,291 1,438,632 1,464,192
SUB-TOTAL 15,212,926 ### ### ### ### ### ### ### ### ### ### ### ###
TOTAL BANCOS PRIVADOS 32,579,126 ### ### ### ### ### ### ### ### ### ### ### ###
1 Banco Nacional de Fomento 2,256,667 2,400,789 2,419,863 2,432,130 2,432,143 2,373,847 2,358,688 2,237,506 2,086,325 2,249,379 2,390,644 2,449,983 2,268,854
SUB-TOTAL 2,256,667 2,400,789 2,419,863 2,432,130 2,432,143 2,373,847 2,358,688 2,237,506 2,086,325 2,249,379 2,390,644 2,449,983 2,268,854
SISTEMA 34,835,793 ### ### ### ### ### ### ### ### ### ### ### ###
0.74% 2.47% -1.49% 1.42% 1.74% 0.86% -0.17% 2.07% 1.72% -1.86% -1.21% 2.71% 3.47%
(*) Entidad fusionada con Banco Atlas S.A. a partir de octubre/2011
Página 10
2,000,000
4,000,000
6,000,000
0
S U C U R S A L E S D IR E C T A S E X T R A N J .
MODALIDADES
P R O P IE D A D E X T R A N J . M A Y O R IT A R IA
P R O P IE D A D L O C A L M A Y O R IT A R IA
P A R T IC IP A C IO N E S T A T A L
10,000,000
15,000,000
0
5,000,000
T ítu lo s d e
Cu e n ta Co rri e n te
I n v e rs i ó n
DEPOSITOS EN MONEDA LOCAL POR
S U C U R S A LE S D IR E C T A S E X T R A N J .
A l a Vi s t a
P l a z o Fi j o
C.D. A .
31-12-2011
Moneda Nacional
DEPÓSITOS
Página 11
1,000,000
2,000,000
3,000,000
4,000,000
DEPOSITOS POR TIPO DE MONEDA
P A R T IC IP A C IO N E S T A T A L S U C U R S A L E S D IR E C T A S E X T R A N J .
Moneda Extranjera
MODALIDADES
P A R T IC IP A C IO N E S T A T A L
Cu e n t a
Tí tu l o s d e
Co rri e n t e
I n v e rs i ó n
A l a V i s ta
DEPOSITOS EN MONEDA EXTRANJERA POR
P l a z o Fi j o
C. D.A .
Evolución de Depósitos
Distribución de Depósitos por Plazo
Período VISTA PLAZO TOTAL
12/31/2010 23,354,801 11,480,993 34,835,793
11/30/2011 24,261,708 14,308,677 38,570,384
31-12-2011 24,663,227 15,244,468 39,907,695
31/12/2010 30/11/2011 31-12-2011
PLAZO PLAZO
PLAZO 37% 38%
VISTA VISTA VISTA
33% 67% 63% 62%
Distribución de Depósitos por Moneda

Período ML ME TOTAL
12/31/2010 20,150,665 14,685,128 34,835,793
11/30/2011 22,898,446 15,671,939 38,570,384
31-12-2011 24,287,459 15,620,236 39,907,695
31/12/2010 30/11/2011 31-12-2011
ME ME
ME
41% 39%
42% ML ML ML
58% 59% 61%

Página 12

31-12-2011
OTROS OPERAC. INTER- OTRAS OTROS TOTAL CAPITAL SOCIAL RESERVAS RESULTADOS UTILIDAD PATRIMONIO PASIVO +
VALORES B.C.P. A BANCARIOS ENTIDADES PASIVOS PASIVO ACUMULADOS DEL NETO PATRIMONIO
EMITIDOS LIQUIDAR Interno Externo (36+37+38+39 INTE- SECUN- EJERCICIO NETO
BANCOS +40+41+42 GRADO DARIO (+45+46+47 (+44
(37) (38) (39) (40) (41) (42) (43) +43=44) (45) (46) (47) (48) (49) +48+49=50) +50=51)

1 Citibank N.A. 0 1,268 127,174 0 8,956 31,518 211,528 1,520,667 40,000 0 105,232 25,226 29,879 200,337 1,721,004
2 Banco Do Brasil S.A. 0 960 0 0 0 1,983 679,110 1,416,593 32,763 0 42,968 0 7,612 83,343 1,499,935
3 Banco de la Nación Argentina 0 0 0 0 0 578 58,705 401,080 32,910 0 19,096 0 3,997 56,003 457,083
SUB-TOTAL 0 2,228 127,174 0 8,956 34,079 949,343 3,338,340 105,672 0 167,296 25,226 41,488 339,682 3,678,023
1 Banco Itaú Paraguay S.A. 0 0 309,375 48,956 675,895 28,676 357,241 7,685,573 500,000 0 264,152 0 348,066 1,112,218 8,797,791
2 Sudameris Bank S.A.E.C.A. 0 2,788 69,103 0 198,367 365,481 62,903 3,001,890 160,195 0 76,978 25,434 72,685 335,291 3,337,182
3 Banco Bilbao Viscaya Argentaria Paraguay 503,102 0 22,634 0 51,500 660,254 323,547 6,756,516 325,000 0 89,390 159,441 105,174 679,006 7,435,521
4 HSBC Bank Paraguay S.A. 0 0 34,974 0 0 0 100,643 2,486,542 150,885 17,280 55,337 (8,822) 11,732 226,412 2,712,955
SUB-TOTAL 503,102 2,788 436,085 48,956 925,761 1,054,411 844,334 19,930,521 1,136,080 17,280 485,857 176,053 537,658 2,352,928 22,283,449
1 Banco Regional S.A.E.C.A 70,000 8,146 137,513 40,302 179,922 944,376 103,191 7,822,533 491,866 0 115,119 0 140,807 747,792 8,570,325
2 Banco Amambay S.A. 0 1,313 4,478 0 11,237 903 42,393 1,182,873 138,870 0 56,598 11 22,865 218,344 1,401,217
3 Banco Continental S.A.E.C.A. 264,867 7,309 0 0 194,274 669,998 235,747 7,676,855 352,063 3,054 166,420 0 252,283 773,819 8,450,674
4 Visión Banco S.A.E.C.A. 78,043 2,464 0 0 58,731 339,317 37,484 2,670,562 148,364 928 53,036 0 49,431 251,760 2,922,322
5 Banco Itapúa S.A.E.C.A. 0 614 0 0 31,787 16,369 6,774 610,537 47,126 1,764 21,506 0 12,703 83,100 693,636
6 Banco Familiar S.A.E.C.A. 0 1,472 0 0 83,890 18,042 52,870 1,523,474 110,000 0 40,315 6,080 45,149 201,544 1,725,018
7 Banco Atlas S.A. 0 1,749 14,647 0 37,925 1,429 59,095 1,579,037 147,414 0 17,685 15,190 40,009 220,298 1,799,335
SUB-TOTAL 412,910 23,069 156,638 40,302 597,765 1,990,435 537,554 23,065,869 1,435,703 5,746 470,679 21,281 563,248 2,496,658 25,562,527
TOTAL BANCOS PRIVADOS 916,012 28,085 719,897 89,258 1,532,482 3,078,925 2,331,231 46,334,731 2,677,456 23,027 1,123,832 222,561 1,142,393 5,189,268 51,523,999
1 Banco Nacional de Fomento 0 0 0 0 0 39,513 78,919 2,387,286 294,108 0 131,108 (83,272) 123,799 465,743 2,853,029
SUB-TOTAL 0 0 0 0 0 39,513 78,919 2,387,286 294,108 0 131,108 (83,272) 123,799 465,743 2,853,029
SISTEMA 916,012 28,085 719,897 89,258 1,532,482 3,118,438 2,410,150 48,722,016 2,971,564 23,027 1,254,940 139,289 1,266,192 5,655,011 54,377,028
Página 13

CONTINGENTES
31-12-2011
DOCUMENTOS ACEPTACIONES GARANTIAS CREDITOS LINEAS OTROS TOTAL
DESCONTADOS OTORGADAS DOCUMENTARIOS DE CREDITO CONTINGENTES
BANCOS ACORDADAS
(52) (53) (54) (55) (56) (57) (52+53+54+55+56+57=58)

1 Citibank N.A. 0 0 73,145 188 108,816 - 182,149
2 Banco Do Brasil S.A. 0 0 658 0 778 - 1,436
3 Banco de la Nación Argentina 0 0 7,092 8,318 0 (0) 15,410
SUB-TOTAL 0 0 80,895 8,506 109,594 (0) 198,995
1 Banco Itaú Paraguay S.A. 0 0 26,457 167,214 1,492,525 130 1,686,327
2 Sudameris Bank S.A.E.C.A. 0 0 453,244 39,667 97,876 (0) 590,787
3 Banco Bilbao Viscaya Argentaria Paraguay 0 0 69,074 420,027 243,421 2,327 734,849
4 HSBC Bank Paraguay S.A. 0 0 5,026 0 183,293 0 188,320
SUB-TOTAL 0 0 553,801 626,908 2,017,116 2,457 3,200,282
1 Banco Regional S.A.E.C.A 0 0 95,915 94,138 596,544 0 786,597
2 Banco Amambay S.A. 0 0 12,428 2,351 49,524 (0) 64,304
3 Banco Continental S.A.E.C.A. 0 40,156 120,732 28,956 257,881 - 447,725
4 Visión Banco S.A.E.C.A. 0 0 1,158 0 99,360 9,683 110,200
5 Banco Itapúa S.A.E.C.A. 0 0 0 0 22,052 2,056 24,109
6 Banco Familiar S.A.E.C.A. 0 0 6,362 239 125,757 (0) 132,358
7 Banco Atlas S.A. 0 0 0 307 93,802 - 94,109
SUB-TOTAL 0 40,156 236,596 125,684 1,151,119 11,739 1,565,294
TOTAL BANCOS PRIVADOS 0 40,156 871,291 761,099 3,277,828 14,196 4,964,570
1 Banco Nacional de Fomento 0 0 0 0 27,337 - 27,337
SUB-TOTAL 0 0 0 0 27,337 - 27,337
SISTEMA 0 40,156 871,291 761,099 3,305,165 14,196 4,991,907
Página 14

CUENTAS DE RESULTADO
31-12-2011
INGRESOS EGRESOS MARGEN SERVICIOS OTROS OTROS
FINANCIEROS FINANCIEROS BRUTO INGRESOS EGRESOS MARGEN
FINANCIERO INGRESOS EGRESOS OPERATIVOS OPERATIVOS OPERATIVO
BANCOS (3+4-5+6
(1) (2) (1-2=3) (4) (5) (6) (7) -7=8)

1 Citibank N.A. 783,317 694,630 88,687 49,753 34,594 105,001 120,362 88,485
2 Banco Do Brasil S.A. 1,393,048 1,349,764 43,284 2,312 1,007 177,975 197,757 24,807
3 Banco de la Nación Argentina 333,074 312,297 20,777 4,438 279 33,183 31,235 26,886
SUB-TOTAL 2,509,440 2,356,691 152,748 56,504 35,880 316,159 349,353 140,178
1 Banco Itaú Paraguay S.A. 3,954,131 3,386,457 567,674 228,517 39,417 266,049 234,820 788,003
2 Sudameris Bank S.A.E.C.A. 1,653,977 1,516,738 137,239 29,580 3,359 297,508 239,371 221,596
3 Banco Bilbao Viscaya Argentaria Paraguay 4,935,594 4,617,001 318,593 96,430 24,460 4,131,709 4,077,222 445,050
4 HSBC Bank Paraguay S.A. 1,084,849 950,857 133,992 22,732 2,109 33,886 21,260 167,241
SUB-TOTAL 11,628,551 10,471,054 1,157,497 377,260 69,345 4,729,153 4,572,674 1,621,891
1 Banco Regional S.A.E.C.A 4,497,429 4,093,888 403,541 86,041 18,052 122,251 101,777 492,005
2 Banco Amambay S.A. 748,157 720,481 27,675 8,128 1,736 312,103 242,123 104,047
3 Banco Continental S.A.E.C.A. 3,535,024 3,125,337 409,687 113,486 12,871 874,567 815,253 569,617
4 Visión Banco S.A.E.C.A. 963,171 702,983 260,188 60,129 8,865 432,247 401,971 341,728
5 Banco Itapúa S.A.E.C.A. 306,830 262,382 44,448 5,947 774 179,744 176,078 53,287
6 Banco Familiar S.A.E.C.A. 534,546 360,786 173,760 62,089 510 36,032 13,022 258,349
7 Banco Atlas S.A. 542,988 461,094 81,894 20,687 1,705 262,846 250,773 112,949
SUB-TOTAL 11,128,145 9,726,951 1,401,194 356,506 44,512 2,219,789 2,000,995 1,931,982
TOTAL BANCOS PRIVADOS 25,266,135 22,554,696 2,711,440 790,270 149,737 7,265,101 6,923,022 3,694,052
1 Banco Nacional de Fomento 464,227 243,749 220,479 37,196 5,004 52,914 2,737 302,848
SUB-TOTAL 464,227 243,749 220,479 37,196 5,004 52,914 2,737 302,848
SISTEMA 25,730,363 22,798,445 2,931,918 827,466 154,741 7,318,015 6,925,759 3,996,899

Página 15

31-12-2011
Ingresos Financieros Egresos Financieros
Ganan. Créd. Vig. Ganan. Créd. Vig. Ganan. Créd. Ganancias por Rentas y Difer. De Total Ingresos Pérd. Oblig. Pérd. Oblig. Pérdidas por Difererecias de Total
BANCOS Interm. Finan. Interm. Finan. Vencidos Valuación Cotiz. de Val. Financieros Interm. Finan. Interm. Finan. Valuación Cotiz. de Val. Egresos
Sector Financiero Sector No Interm. Finan. Públicos y Sector Sector No Públicos y Financieros
Financiero Privados Financiero Financiero Privados

1 Citibank N.A. 25,004 38,449 264 698,981 20,619 783,317 2,430 10,857 681,344 0 694,630
2 Banco Do Brasil S.A. 11,747 9,819 99 1,371,383 0 1,393,048 17 1,645 1,348,103 0 1,349,764
3 Banco de la Nación Argentina 3,567 18,380 265 310,843 20 333,074 49 1,252 310,996 0 312,297
SUB-TOTAL 40,318 66,648 628 2,381,207 20,639 2,509,440 2,495 13,754 2,340,442 0 2,356,691
1 Banco Itaú Paraguay S.A. 11,408 577,458 264 3,288,461 76,540 3,954,131 26,503 98,867 3,261,087 0 3,386,457
2 Banco Sudameris S.A.E.C.A. 25,874 179,056 3,040 1,445,075 932 1,653,977 16,019 55,406 1,445,313 0 1,516,738
3 Banco Bilbao Viscaya Argentaria Paraguay 7,224 474,496 26,729 4,380,531 46,613 4,935,594 38,271 191,373 4,387,358 0 4,617,001
4 HSBC Bank Paraguay S.A. 3,370 129,617 0 915,500 36,361 1,084,849 438 41,259 909,159 0 950,857
SUB-TOTAL 47,877 1,360,628 30,033 10,029,568 160,446 11,628,551 81,230 386,905 10,002,918 0 10,471,054
1 Banco Regional S.A.E.C.A 87,920 521,624 9,513 3,868,726 9,647 4,497,429 46,968 199,528 3,847,393 0 4,093,888
2 Banco Amambay S.A. 11,672 71,245 1,084 664,156 0 748,157 5,078 33,762 681,641 0 720,481
3 Banco Continental S.A.E.C.A. 96,033 622,095 5,438 2,811,459 0 3,535,024 57,047 259,043 2,809,247 0 3,125,337
4 Visión Banco S.A.E.C.A. 12,718 378,244 1,178 571,031 0 963,171 19,324 114,178 569,481 0 702,983
5 Banco Itapúa S.A.E.C.A. 4,481 67,878 1,040 233,431 0 306,830 4,821 23,666 233,894 0 262,382
6 Banco Familiar S.A.E.C.A. 4,317 237,409 5,713 287,107 0 534,546 16,028 57,574 287,185 0 360,786
7 Banco Atlas S.A. 5,755 104,935 1,190 431,108 0 542,988 5,559 28,951 426,585 0 461,094
SUB-TOTAL 222,897 2,003,429 25,155 8,867,017 9,647 11,128,145 154,825 716,701 8,855,426 0 9,726,951
TOTAL BANCOS PRIVADOS 311,092 3,430,704 55,816 21,277,791 190,732 25,266,135 238,550 1,117,360 21,198,786 0 22,554,696
1 Banco Nacional de Fomento 5,769 168,635 12,953 211,622 65,249 464,227 5,331 26,973 211,445 0 243,749
SUB-TOTAL 5,769 168,635 12,953 211,622 65,249 464,227 5,331 26,973 211,445 0 243,749
SISTEMA 316,860 3,599,339 68,769 21,489,413 255,981 25,730,363 243,881 1,144,332 21,410,231 0 22,798,445
Página 16

31-12-2011
GASTOS ADMINISTRATIVOS RESULTADO INGRESOS PREVISION UTILIDAD IMPUESTO UTILIDAD
ANTES DE EXTRAORD. DEL ANTES DE A LA A
Personal Propiedad Otros Total PREVISION NETOS EJERCICIO IMPUESTO RENTA DISTRIBUIR
(*) (**)
(9) (10) (11) (9+10+11=12) (8-12=13) (14) (15) (13+14-15=16) (17) (16-17=18)

1 Citibank N.A. 23,103 1,130 39,621 63,854 24,632 9,828 (1,149) 33,311 3,432 29,879
2 Banco Do Brasil S.A. 12,247 1,343 10,312 23,903 904 8,448 (866) 8,486 873 7,612
3 Banco de la Nación Argentina 13,921 1,276 6,179 21,375 5,511 156 (1,398) 4,268 271 3,997
SUB-TOTAL 49,271 3,749 56,112 109,132 31,047 18,431 (3,413) 46,064 4,576 41,488
1 Banco Itaú Paraguay S.A. 104,515 12,545 203,225 320,284 467,719 -7,239 (76,103) 384,378 36,311 348,066
2 Sudameris Bank S.A.E.C.A. 57,432 8,169 65,712 131,313 90,284 3,243 (14,761) 78,766 6,081 72,685
3 Banco Bilbao Viscaya Argentaria Paraguay 87,399 14,489 95,375 197,263 247,787 -30,859 (100,376) 116,551 11,377 105,174
4 HSBC Bank Paraguay S.A. 46,144 6,952 95,364 148,460 18,782 2,122 (7,359) 13,544 1,813 11,732
SUB-TOTAL 295,490 42,154 459,675 797,320 824,571 -32,733 (198,599) 593,239 55,582 537,658
1 Banco Regional S.A.E.C.A 140,050 9,032 132,459 281,540 210,464 -8,563 (52,841) 149,060 8,253 140,807
2 Banco Amambay S.A. 26,222 2,437 45,938 74,597 29,450 939 (7,524) 22,865 0 22,865
3 Banco Continental S.A.E.C.A. 87,204 8,597 110,517 206,318 363,299 9,901 (102,231) 270,970 18,687 252,283
4 Visión Banco S.A.E.C.A. 123,313 14,325 92,510 230,148 111,580 1,876 (55,786) 57,669 8,238 49,431
5 Banco Itapúa S.A.E.C.A. 17,518 1,790 14,744 34,052 19,235 193 (5,502) 13,926 1,224 12,703
6 Banco Familiar S.A.E.C.A. 51,373 8,333 88,689 148,395 109,954 2,384 (61,250) 51,088 5,939 45,149
7 Banco Atlas S.A. 31,595 2,488 44,170 78,253 34,696 25,338 (18,161) 41,873 1,864 40,009
SUB-TOTAL 477,275 47,001 529,028 1,053,304 878,678 32,068 (303,294) 607,452 44,204 563,248
TOTAL BANCOS PRIVADOS 822,036 92,905 1,044,815 1,959,756 1,734,296 17,766 (505,306) 1,246,756 104,362 1,142,393
1 Banco Nacional de Fomento 100,274 15,857 48,499 164,630 138,218 1,502 (4,524) 135,196 11,397 123,799
SUB-TOTAL 100,274 15,857 48,499 164,630 138,218 1,502 (4,524) 135,196 11,397 123,799
SISTEMA 922,310 108,762 1,093,314 2,124,386 1,872,513 19,268 (509,830) 1,381,952 115,759 1,266,192
(*) Este título agrupa la diferencia entre los ingresos y egresos registrados por las instituciones en operaciones que no conforman el giro principal del negocio.
(**) En caso de que las desafectaciones de previsiones presenten un saldo mayor al saldo de las constituciones, entonces en este agrupado se registrarán cifras positivas.

Página 17
PRINCIPALES INDICADORES FINANCIEROS

PROMEDIO DEL SISTEMA
31-12-2011
CAPITAL ADECUADO CALIDAD DEL ACTIVO
PATRIM. NETO ACTIVOS Y CONTIN- PRESTAMOS PRESTAMOS PRESTAMOS PREVISIONES / PREVISIONES /

/ ACTIVOS Y CONTIN- GENTES / PATRIM. VENCIDOS / VIGENTES / VENCIDOS / PRESTAMOS PRESTAMOS
GENTES TOTALES NETO (veces) PATRIMONIO NETO PRESTAMOS PRESTAMOS VENCIDOS VIGENTES
1 Citibank N.A. 10.53% 9 0.31% 99.88% 0.12% 463.71% 0.55%
2 Banco Do Brasil S.A. 5.55% 18 0.00% 100.00% 0.00% #DIV/0! 0.50%
3 Banco de la Nación Argentina 11.85% 8 19.28% 95.82% 4.18% 101.44% 4.43%
SUB-TOTAL 8.76% 11 3.36% 98.94% 1.06% 134.20% 1.43%
1 Banco Itaú Paraguay S.A. 10.61% 9 7.74% 98.41% 1.59% 161.93% 2.62%
2 Sudameris Bank S.A.E.C.A. 8.54% 12 6.63% 98.94% 1.06% 285.38% 3.05%
3 Banco Bilbao Viscaya Argentaria Paraguay S 8.31% 12 19.98% 97.28% 2.72% 121.29% 3.39%
4 HSBC Bank Paraguay S.A. 7.80% 13 9.37% 98.50% 1.50% 98.90% 1.50%
SUB-TOTAL 9.23% 11 11.27% 98.09% 1.91% 146.45% 2.84%
1 Banco Regional S.A.E.C.A 7.99% 13 14.61% 98.21% 1.79% 132.64% 2.42%
2 Banco Amambay S.A. 14.90% 7 5.30% 98.04% 1.96% 295.90% 5.91%
3 Banco Continental S.A.E.C.A. 8.70% 11 5.70% 99.23% 0.77% 253.88% 1.97%
4 Visión Banco S.A.E.C.A. 8.30% 12 15.95% 98.07% 1.93% 115.11% 2.26%
5 Banco Itapúa S.A.E.C.A. 11.58% 9 11.72% 98.00% 2.00% 98.25% 2.01%
6 Banco Familiar S.A.E.C.A. 10.85% 9 23.18% 96.24% 3.76% 84.78% 3.32%
7 Banco Atlas S.A. 11.63% 9 10.96% 98.15% 1.85% 115.06% 2.16%
SUB-TOTAL 9.20% 11 12.46% 98.37% 1.63% 145.23% 2.40%
TOTAL BANCOS PRIVADOS 9.19% 11 11.27% 98.27% 1.73% 145.58% 2.56%
1 Banco Nacional de Fomento 16.17% 6 2.89% 98.77% 1.23% 237.12% 2.95%
SUB-TOTAL 16.17% 6 2.89% 98.77% 1.23% 237.12% 2.95%
SISTEMA 9.53% 10 10.56% 98.29% 1.71% 147.73% 2.57%
Página 18

31-12-2011
RENTABILIDAD LIQUIDEZ Y SOLVENCIA
UTILIDAD ANTES UTILID. ANTES IMP. DISPONIBIL. + DISPONIBIL. + ACTIVO/ ACTIVO / PASIVO
IMPUESTO / ACTIVO / PATRIMONIO INVERS. TEMPOR. INVERS. TEMPOR. PASIVO + CONTINGENCIAS
(Anual) (Anual) / DEPOSITOS / PASIVO
1 Citibank N.A. 1.94% 19.54% 53.98% 40.48% 113.17% 101.07%
2 Banco Do Brasil S.A. 0.57% 11.21% 133.14% 69.04% 105.88% 105.78%
3 Banco de la Nación Argentina 0.93% 8.21% 56.63% 48.26% 113.96% 109.75%
SUB-TOTAL 1.25% 15.45% 80.62% 53.53% 110.18% 103.98%
1 Banco Itaú Paraguay S.A. 4.37% 50.30% 44.94% 36.63% 114.47% 93.87%
2 Sudameris Bank S.A.E.C.A. 2.36% 29.99% 45.21% 34.69% 111.17% 92.89%
3 Banco Bilbao Viscaya Argentaria Paraguay S 1.57% 20.31% 39.51% 30.38% 110.05% 99.25%
4 HSBC Bank Paraguay S.A. 0.50% 6.31% 41.64% 39.37% 109.11% 101.42%
SUB-TOTAL 2.66% 32.68% 42.74% 34.56% 111.81% 96.34%
1 Banco Regional S.A.E.C.A 1.74% 24.56% 34.73% 28.14% 109.56% 99.55%
2 Banco Amambay S.A. 1.63% 11.70% 66.83% 63.42% 118.46% 112.35%
3 Banco Continental S.A.E.C.A. 3.21% 51.96% 41.60% 34.16% 110.08% 104.01%
4 Visión Banco S.A.E.C.A. 1.97% 28.50% 31.41% 25.34% 109.43% 105.09%
5 Banco Itapúa S.A.E.C.A. 2.01% 19.78% 34.30% 31.18% 113.61% 109.30%
6 Banco Familiar S.A.E.C.A. 2.96% 32.67% 33.72% 30.27% 113.23% 104.18%
7 Banco Atlas S.A. 2.33% 23.23% 36.20% 33.57% 113.95% 107.54%
SUB-TOTAL 2.38% 31.42% 38.50% 32.22% 110.82% 103.78%
TOTAL BANCOS PRIVADOS 2.42% 30.81% 42.80% 34.76% 111.20% 100.44%
1 Banco Nacional de Fomento 4.74% 39.54% 72.41% 68.82% 119.51% 118.16%
SUB-TOTAL 4.74% 39.54% 72.41% 68.82% 119.51% 118.16%
SISTEMA 2.54% 31.49% 44.48% 36.43% 111.61% 101.23%
Página 19

31-12-2011
CONSIDERACIONES ADMINISTRATIVAS
GTOS. PERSON. / GTOS. PERSON. / GTOS. ADMINIST. / GTOS. PERSON. / GTOS. ADMINIST. /
GTOS. ADMINIST. MARGEN OPERATIVO MARGEN OPERATIVO / DEPOSITOS / DEPOSITOS
Anual Anual
1 Citibank N.A. 36.18% 26.11% 72.16% 2.03% 5.60%
2 Banco Do Brasil S.A. 51.24% 49.37% 96.35% 1.67% 3.25%
3 Banco de la Nación Argentina 65.13% 51.78% 79.50% 4.07% 6.25%
SUB-TOTAL 45.15% 35.15% 77.85% 2.22% 4.92%
1 Banco Itaú Paraguay S.A. 32.63% 13.26% 40.65% 1.67% 5.11%
2 Sudameris Bank S.A.E.C.A. 43.74% 25.92% 59.26% 2.49% 5.70%
3 Banco Bilbao Viscaya Argentaria Paraguay S.A. 44.31% 19.64% 44.32% 1.68% 3.80%
4 HSBC Bank Paraguay S.A. 31.08% 27.59% 88.77% 1.96% 6.31%
SUB-TOTAL 37.06% 18.22% 49.16% 1.83% 4.95%
1 Banco Regional S.A.E.C.A 49.74% 28.47% 57.22% 2.21% 4.44%
2 Banco Amambay S.A. 35.15% 25.20% 71.70% 2.34% 6.65%
3 Banco Continental S.A.E.C.A. 42.27% 15.31% 36.22% 1.38% 3.27%
4 Visión Banco S.A.E.C.A. 53.58% 36.09% 67.35% 5.72% 10.68%
5 Banco Itapúa S.A.E.C.A. 51.44% 32.87% 63.90% 3.16% 6.14%
6 Banco Familiar S.A.E.C.A. 34.62% 19.89% 57.44% 3.76% 10.85%
7 Banco Atlas S.A. 40.38% 27.97% 69.28% 2.16% 5.34%
SUB-TOTAL 45.31% 24.70% 54.52% 2.47% 5.46%
TOTAL BANCOS PRIVADOS 41.95% 22.25% 53.05% 2.18% 5.21%
1 Banco Nacional de Fomento 60.91% 33.11% 54.36% 4.42% 7.26%
SUB-TOTAL 60.91% 33.11% 54.36% 4.42% 7.26%
SISTEMA 43.42% 23.08% 53.15% 2.31% 5.32%
Página 20

31-12-2011
CONSIDERACIONES CARTERA DE CRÉDITOS
Renovados Refinanciados Reestructurados TOTAL % Sobre Cartera
1 2 3 4=1+2+3
1 Citibank N.A. 82,386 0 0 82,386 15.70%
2 Banco Do Brasil S.A. 0 0 0 0 0.00%
3 Banco de la Nación Argentina 36,560 54,499 0 91,060 35.27%
SUB-TOTAL 118,947 54,499 0 173,446 16.06%
1 Banco Itaú Paraguay S.A. 1,349,557 44,649 3,248 1,397,454 25.86%
2 Sudameris Bank S.A.E.C.A. 314,618 99,491 15,607 429,716 20.43%
3 Banco Bilbao Viscaya Argentaria Paraguay S 113,257 663 21,145 135,065 2.70%
4 HSBC Bank Paraguay S.A. 244,711 551 1,283 246,544 17.39%
SUB-TOTAL 2,022,143 145,354 41,282 2,208,779 15.87%
1 Banco Regional S.A.E.C.A 1,191,953 12,722 199,007 1,403,682 22.98%
2 Banco Amambay S.A. 99,193 4,490 1,075 104,758 17.74%
3 Banco Continental S.A.E.C.A. 639,663 79,981 41,018 760,662 13.28%
4 Visión Banco S.A.E.C.A. 93,347 2,383 7,670 103,401 4.96%
5 Banco Itapúa S.A.E.C.A. 53,327 16,989 4,134 74,451 15.31%
6 Banco Familiar S.A.E.C.A. 20,247 4,816 7,236 32,299 2.60%
7 Banco Atlas S.A. 67,703 25,269 5,998 98,971 8.26%
SUB-TOTAL 2,165,432 146,651 266,139 2,578,222 14.79%
TOTAL BANCOS PRIVADOS 4,306,522 346,504 307,421 4,960,447 15.29%
1 Banco Nacional de Fomento 0 2,259 44 2,303 0.21%
SUB-TOTAL 0 2,259 44 2,303 0.21%
SISTEMA 4,306,522 348,763 307,466 4,962,750 14.80%
Página 21
INDICES DE MOROSIDAD DEL SISTEMA BANCARIO
31-12-2011
INDICE DE MOROSIDAD
Cartera Cartera Cartera Cartera Vigen. Cartera Venc. Cartera Total Patrimonio S/Cartera
BANCOS Vigente Vencida Total Neta de Prev. Neta de Prev. Neta de Prev. Propio S/Patrimonio S/Cartera Neta Prev.
(1) (2) (1+2=3) (4) (5) (6) (7) (2/7=8) (2/3=9) (5/6=10)
1 Citibank N.A. 524,182 624 524,805 521,704 209 521,914 200,337 0.31% 0.12% 0.04%
2 Banco Do Brasil S.A. 296,706 0 296,706 295,222 0 295,222 83,343 0.00% 0.00% 0.00%
3 Banco de la Nación Argentina 247,409 10,799 258,208 246,091 1,163 247,254 56,003 19.28% 4.18% 0.47%
SUB-TOTAL 1,068,296 11,423 1,079,719 1,063,018 1,372 1,064,390 339,682 3.36% 1.06% 0.13%
1 Banco Itaú Paraguay S.A. 5,317,069 86,107 5,403,176 5,255,687 8,059 5,263,746 1,112,218 7.74% 1.59% 0.15%
2 Sudameris Bank S.A.E.C.A. 2,081,193 22,238 2,103,431 2,033,597 6,673 2,040,271 335,291 6.63% 1.06% 0.33%
3 Banco Bilbao Viscaya Argentaria Paraguay 4,860,165 135,670 4,995,835 4,774,798 49,641 4,824,439 679,006 19.98% 2.72% 1.03%
4 HSBC Bank Paraguay S.A. 1,396,300 21,209 1,417,508 1,388,728 7,804 1,396,532 226,412 9.37% 1.50% 0.56%
SUB-TOTAL 13,654,726 265,224 13,919,950 13,452,810 72,178 13,524,988 2,352,928 11.27% 1.91% 0.53%
1 Banco Regional S.A.E.C.A 5,999,077 109,231 6,108,307 5,927,447 32,953 5,960,400 747,792 14.61% 1.79% 0.55%
2 Banco Amambay S.A. 579,083 11,574 590,657 553,871 2,505 556,376 218,344 5.30% 1.96% 0.45%
3 Banco Continental S.A.E.C.A. 5,681,797 44,079 5,725,875 5,586,097 27,679 5,613,775 773,819 5.70% 0.77% 0.49%
4 Visión Banco S.A.E.C.A. 2,044,547 40,150 2,084,697 2,025,444 12,894 2,038,338 251,760 15.95% 1.93% 0.63%
5 Banco Itapúa S.A.E.C.A. 476,494 9,740 486,234 474,044 2,621 476,665 83,100 11.72% 2.00% 0.55%
6 Banco Familiar S.A.E.C.A. 1,194,209 46,713 1,240,922 1,187,654 13,655 1,201,310 201,544 23.18% 3.76% 1.14%
7 Banco Atlas S.A. 1,175,432 22,097 1,197,529 1,161,019 11,029 1,172,049 201,544 10.96% 1.85% 0.94%
SUB-TOTAL 17,150,639 283,583 17,434,222 16,915,576 103,336 17,018,913 2,276,360 12.46% 1.63% 0.61%
TOTAL BANCOS PRIVADOS 31,873,662 560,229 32,433,891 31,431,404 176,886 31,608,290 4,968,970 11.27% 1.73% 0.56%
1 Banco Nacional de Fomento 1,083,962 13,473 1,097,435 1,064,798 604 1,065,402 465,743 2.89% 1.23% 0.06%
SUB-TOTAL 1,083,962 13,473 1,097,435 1,064,798 604 1,065,402 465,743 2.89% 1.23% 0.06%
SISTEMA 32,957,624 573,702 33,531,326 32,496,202 177,490 32,673,692 5,434,713 10.56% 1.71% 0.54%
Página 22
Créditos y Colocaciones en Moneda Nacional
31-12-2011
Cartera Cartera Cartera Cartera Vigen. Cartera Venc. Cartera Total

BANCOS Vigente Vencida Total Neta de Prev. Neta de Prev. Neta de Prev. S/Cartera
(1) (2) (1+2=3) (4) (5) (6) (2/3=9)
1 Citibank N.A. 115,258 624 115,882 114,695 209 114,905 0.54%
2 Banco Do Brasil S.A. 18,355 0 18,355 18,263 0 18,263 0.00%
3 Banco de la Nación Argentina 79,325 4,329 83,655 78,876 269 79,145 5.18%
SUB-TOTAL 212,939 4,953 217,892 211,835 478 212,313 2.27%
1 Banco Itaú Paraguay S.A. 2,936,378 84,172 3,020,550 2,891,943 7,944 2,899,887 2.79%
2 Sudameris Bank S.A.E.C.A. 922,344 21,413 943,757 910,040 6,590 916,631 2.27%
3 Banco Bilbao Viscaya Argentaria Paraguay S 2,140,575 90,097 2,230,672 2,090,115 32,450 2,122,565 4.04%
4 HSBC Bank Paraguay S.A. 837,384 18,549 855,933 832,394 5,278 837,672 2.17%
SUB-TOTAL 6,836,681 214,231 7,050,912 6,724,493 52,261 6,776,755 3.04%
1 Banco Regional S.A.E.C.A 2,846,510 95,916 2,942,426 2,805,192 31,663 2,836,855 3.26%
2 Banco Amambay S.A. 380,848 10,273 391,121 355,651 2,328 357,980 2.63%
3 Banco Continental S.A.E.C.A. 3,693,626 41,362 3,734,987 3,603,068 26,183 3,629,251 1.11%
4 Visión Banco S.A.E.C.A. 1,525,904 38,546 1,564,451 1,508,304 12,037 1,520,341 2.46%
5 Banco Itapúa S.A.E.C.A. 292,126 9,062 301,188 290,597 2,490 293,087 3.01%
6 Banco Familiar S.A.E.C.A. 950,347 45,581 995,928 943,799 12,820 956,619 4.58%
7 Banco Atlas S.A. 670,161 20,870 691,032 656,514 10,469 666,983 3.02%
SUB-TOTAL 10,359,521 261,610 10,621,132 10,163,125 97,991 10,261,116 2.46%
TOTAL BANCOS PRIVADOS 17,409,141 480,794 17,889,935 17,099,453 150,731 17,250,184 2.69%
1 Banco Nacional de Fomento 993,304 13,075 1,006,379 974,140 600 974,739 1.30%
SUB-TOTAL 993,304 13,075 1,006,379 974,140 600 974,739 1.30%
SISTEMA 18,402,445 493,869 18,896,315 18,073,593 151,330 18,224,923 2.61%
Página 23
Créditos y Colocaciones en Moneda Extranjera expresados en su equivalente en Gs.
31-12-2011
Cartera Cartera Cartera Cartera Vigen. Cartera Venc. Cartera Total

BANCOS Vigente Vencida Total Neta de Prev. Neta de Prev. Neta de Prev. S/Cartera
(1) (2) (1+2=3) (4) (5) (6) (2/3=9)
1 Citibank N.A. 408,923 0 408,923 407,009 0 407,009 0.00%
2 Banco Do Brasil S.A. 278,350 0 278,350 276,959 0 276,959 0.00%
3 Banco de la Nación Argentina 168,084 6,470 174,553 167,216 894 168,109 3.71%
SUB-TOTAL 855,357 6,470 861,827 851,183 894 852,077 0.75%
1 Banco Itaú Paraguay S.A. 2,380,691 1,934 2,382,625 2,363,744 115 2,363,859 0.08%
2 Sudameris Bank S.A.E.C.A. 1,158,849 826 1,159,675 1,123,557 83 1,123,640 0.07%
3 Banco Bilbao Viscaya Argentaria Paraguay S 2,719,590 45,573 2,765,163 2,684,683 17,192 2,701,874 1.65%
4 HSBC Bank Paraguay S.A. 558,915 2,660 561,576 556,334 2,526 558,860 0.47%
SUB-TOTAL 6,818,045 50,993 6,869,038 6,728,317 19,916 6,748,233 0.74%
1 Banco Regional S.A.E.C.A 3,152,567 13,314 3,165,882 3,122,255 1,290 3,123,545 0.42%
2 Banco Amambay S.A. 198,235 1,301 199,536 198,220 177 198,397 0.65%
3 Banco Continental S.A.E.C.A. 1,988,171 2,717 1,990,888 1,983,029 1,496 1,984,525 0.14%
4 Visión Banco S.A.E.C.A. 518,643 1,604 520,247 517,140 857 517,997 0.31%
5 Banco Itapúa S.A.E.C.A. 184,369 678 185,046 183,446 131 183,577 0.37%
6 Banco Familiar S.A.E.C.A. 243,862 1,132 244,995 243,855 835 244,690 0.46%
7 Banco Atlas S.A. 505,271 1,226 506,497 504,506 560 505,066 0.24%
SUB-TOTAL 6,791,118 21,972 6,813,090 6,752,451 5,345 6,757,796 0.32%
TOTAL BANCOS PRIVADOS 14,464,520 79,435 14,543,956 14,331,951 26,155 14,358,107 0.55%
1 Banco Nacional de Fomento 90,658 397 91,056 90,658 4 90,662 0.44%
SUB-TOTAL 90,658 397 91,056 90,658 4 90,662 0.44%
SISTEMA 14,555,179 79,833 14,635,011 14,422,609 26,160 14,448,769 0.55%
Página 24
Evolución Cartera de Créditos
31-12-2011
12/31/2010 1/31/2011 2/28/2011 3/31/2011 4/30/2011 5/31/2011 6/30/2011 7/31/2011 8/31/2011 9/30/2011 10/31/2011 11/30/2011 12/31/2011

1 Citibank N.A. 439,098 443,170 410,785 442,772 455,080 509,000 465,432 443,156 484,551 521,147 491,482 533,790 524,805 ok
2 Banco Do Brasil S.A. 119,750 133,090 144,616 124,102 130,092 126,459 170,550 168,643 196,386 215,658 236,107 266,270 296,706 ok
3 Banco de la Nación Argentina 228,268 241,181 241,859 233,031 224,674 232,260 227,954 224,289 227,519 235,525 241,951 255,915 258,208 ok
SUB-TOTAL 787,116 817,442 797,260 799,905 809,846 867,719 863,936 836,088 908,456 972,329 969,540 1,055,975 1,079,719 ok
PROPIEDAD EXTRANJ. MAYORITARIA ok
1 Banco Itaú Paraguay S.A. 3,891,545 3,902,714 3,990,545 3,970,346 4,019,536 4,046,496 4,213,916 4,283,265 4,411,859 4,717,928 4,916,907 5,251,877 5,403,176 ok
2 Sudameris Bank S.A.E.C.A. 1,618,921 1,643,815 1,667,293 1,675,736 1,714,404 1,771,340 1,718,433 1,700,068 1,843,177 1,936,372 1,955,865 2,067,403 2,103,431 ok
3 Banco Bilbao Viscaya Argentaria Paraguay 4,572,526 4,683,781 4,755,442 4,587,037 4,657,841 4,802,701 4,719,320 4,421,601 4,437,510 4,624,511 4,722,231 4,929,401 4,995,835 ok
4 Banco Integración S.A. (*) 788,330 813,808 808,410 752,858 724,103 686,032 712,457 680,057 692,497 701,951 0 0 0 #REF!
5 HSBC Bank Paraguay S.A. 1,085,723 1,072,246 1,030,421 1,060,499 1,051,690 1,102,760 1,145,818 1,179,395 1,195,351 1,269,404 1,301,748 1,386,579 1,417,508 ok
SUB-TOTAL 11,957,045 12,116,363 12,252,111 12,046,476 12,167,573 12,409,328 12,509,944 12,264,386 12,580,394 13,250,166 12,896,750 13,635,259 ### ok
PROPIEDAD LOCAL MAYORITARIA ok
1 Banco Regional S.A.E.C.A 4,791,776 4,817,471 4,843,823 4,803,010 4,878,221 5,081,060 5,100,580 5,052,543 5,129,813 5,450,055 5,524,957 5,888,909 6,108,307 ok
2 Banco Amambay S.A. 557,914 553,992 539,324 525,852 510,721 514,219 503,524 507,592 524,683 546,383 569,952 587,901 590,657 ok
3 Banco Continental S.A.E.C.A. 4,518,398 4,599,046 4,721,972 4,654,470 4,689,724 4,770,262 4,925,762 5,012,006 5,194,610 5,321,069 5,376,266 5,673,188 5,725,875 ok
4 Visión Banco S.A.E.C.A. 1,534,146 1,571,698 1,595,031 1,569,556 1,569,042 1,589,795 1,628,715 1,669,176 1,765,418 1,879,976 1,935,180 2,033,452 2,084,697 ok
5 Banco Itapúa S.A.E.C.A. 411,583 427,545 430,962 411,130 400,214 395,937 401,097 408,267 423,757 446,644 462,337 470,953 486,234 ok
6 Banco Familiar S.A.E.C.A. 921,295 943,572 988,796 1,000,673 1,010,222 1,010,703 1,040,927 1,065,310 1,104,679 1,138,422 1,163,205 1,218,731 1,240,922 ok
7 Banco Atlas S.A. 346,958 347,725 352,524 350,698 370,531 375,144 396,704 413,738 431,138 452,411 1,139,649 1,193,048 1,197,529 ok
SUB-TOTAL 13,082,070 13,261,048 13,472,432 13,315,389 13,428,674 13,737,121 13,997,309 14,128,633 14,574,098 15,234,960 16,171,546 17,066,183 ### ok
TOTAL BANCOS PRIVADOS 25,826,231 26,194,853 26,521,803 26,161,769 26,406,093 27,014,168 27,371,189 27,229,107 28,062,948 29,457,456 30,037,836 31,757,418 ### ok
PARTICIPACION ESTATAL ok
1 Banco Nacional de Fomento 774,573 789,337 784,255 782,657 800,157 818,762 815,613 845,942 884,604 935,365 978,985 1,044,429 1,097,435 ok
SUB-TOTAL 774,573 789,337 784,255 782,657 800,157 818,762 815,613 845,942 884,604 935,365 978,985 1,044,429 1,097,435 ok
SISTEMA 26,600,803 26,984,189 27,306,058 26,944,426 27,206,250 27,832,930 28,186,802 28,075,049 28,947,553 30,392,820 31,016,822 32,801,847 ###
1.44% 1.19% -1.32% 0.97% 2.30% 1.27% -0.40% 3.11% 4.99% 2.05% 5.76% 2.22%
Página 25
Evolución Cartera de Créditos Vigentes
31-12-2011
12/31/2010 1/31/2011 2/28/2011 3/31/2011 4/30/2011 5/31/2011 6/30/2011 7/31/2011 8/31/2011 9/30/2011 10/31/2011 11/30/2011 12/31/2011

1 Citibank N.A. 439,058 443,078 410,548 442,421 454,577 508,318 464,685 442,520 483,844 520,528 491,056 533,245 524,182 ok
2 Banco Do Brasil S.A. 119,741 133,081 144,607 124,093 130,092 126,459 170,550 168,639 196,382 215,658 236,107 266,270 296,706 ok
3 Banco de la Nación Argentina 218,948 231,416 232,313 223,435 215,345 222,860 218,504 215,126 217,701 225,394 231,523 245,031 247,409 ok
SUB-TOTAL 777,746 807,576 787,468 789,949 800,013 857,636 853,739 826,285 897,927 961,580 958,687 1,044,545 1,068,296 ok
PROPIEDAD EXTRANJ. MAYORITARIA ok
1 Banco Itaú Paraguay S.A. 3,822,983 3,834,206 3,920,882 3,898,184 3,946,579 3,972,229 4,139,417 4,206,987 4,332,083 4,631,781 4,836,031 5,167,264 5,317,069 ok
2 Sudameris Bank S.A.E.C.A. 1,609,575 1,632,030 1,654,088 1,661,934 1,698,318 1,755,924 1,702,245 1,683,169 1,825,516 1,918,297 1,937,337 2,045,017 2,081,193 ok
3 Banco Bilbao Viscaya Argentaria Paraguay 4,551,689 4,651,573 4,726,424 4,555,521 4,624,826 4,764,429 4,655,252 4,326,779 4,335,507 4,524,426 4,617,527 4,813,585 4,860,165 ok
4 Banco Integración S.A. (*) 784,598 809,920 804,565 748,850 719,759 680,881 707,741 675,025 687,923 697,097 0 0 0 #REF!
5 HSBC Bank Paraguay S.A. 1,073,505 1,059,688 1,017,507 1,047,553 1,038,506 1,090,383 1,132,870 1,166,310 1,181,708 1,253,323 1,286,250 1,367,836 1,396,300 ok
SUB-TOTAL 11,842,350 11,987,418 12,123,466 11,912,042 12,027,988 12,263,845 12,337,526 12,058,271 12,362,737 13,024,925 12,677,146 13,393,701 ### ok
PROPIEDAD LOCAL MAYORITARIA ok
1 Banco Regional S.A.E.C.A 4,698,673 4,717,699 4,725,118 4,706,852 4,774,707 4,966,800 4,990,968 4,936,077 5,018,432 5,317,706 5,395,525 5,751,527 5,999,077 ok
2 Banco Amambay S.A. 549,910 545,074 529,556 515,950 500,384 503,789 493,230 496,980 513,305 536,511 557,970 575,833 579,083 ok
3 Banco Continental S.A.E.C.A. 4,495,901 4,573,239 4,690,116 4,618,127 4,657,571 4,737,457 4,892,976 4,971,444 5,153,961 5,278,192 5,326,175 5,624,078 5,681,797 ok
4 Visión Banco S.A.E.C.A. 1,507,097 1,540,443 1,561,174 1,533,203 1,521,448 1,550,319 1,594,505 1,630,791 1,723,730 1,834,956 1,900,723 1,992,661 2,044,547 ok
5 Banco Itapúa S.A.E.C.A. 404,824 418,489 423,114 403,320 393,081 388,146 392,895 398,606 413,081 434,304 449,839 458,494 476,494 ok
6 Banco Familiar S.A.E.C.A. 895,729 914,907 958,908 969,987 975,292 974,866 1,003,381 1,026,445 1,064,071 1,096,695 1,121,249 1,175,544 1,194,209 ok
7 Banco Atlas S.A. 332,277 332,992 337,839 337,508 356,902 361,415 382,901 399,775 416,731 438,023 1,119,194 1,170,728 1,175,432 ok
SUB-TOTAL 12,884,410 13,042,844 13,225,825 13,084,946 13,179,385 13,482,792 13,750,856 13,860,119 14,303,312 14,936,388 15,870,674 16,748,865 ### ok
TOTAL BANCOS PRIVADOS 25,504,507 25,837,837 26,136,759 25,786,938 26,007,387 26,604,273 26,942,120 26,744,675 27,563,975 28,922,893 29,506,507 31,187,111 ### ok
PARTICIPACION ESTATAL ok
1 Banco Nacional de Fomento 757,608 771,415 766,224 765,595 783,265 801,946 800,730 831,287 869,189 920,818 964,683 1,029,761 1,083,962 ok
SUB-TOTAL 757,608 771,415 766,224 765,595 783,265 801,946 800,730 831,287 869,189 920,818 964,683 1,029,761 1,083,962 ok
SISTEMA 26,262,115 26,609,252 26,984,189 26,552,532 26,790,652 27,406,219 27,742,850 27,575,962 28,433,165 29,843,712 30,471,190 32,216,872 ### ok
1.32% 1.41% -1.60% 0.90% 2.30% 1.23% -0.60% 3.11% 4.96% 2.10% 5.73% 2.30%

Página 26
Evolución Cartera de Créditos Vencidos
31-12-2011
12/31/2010 1/31/2011 2/28/2011 3/31/2011 4/30/2011 5/31/2011 6/30/2011 7/31/2011 8/31/2011 9/30/2011 10/31/2011 11/30/2011 12/31/2011

1 Citibank N.A. 40 93 237 351 503 683 746 636 707 618 426 546 624
2 Banco Do Brasil S.A. 9 9 9 9 0 0 0 4 4 0 0 0 0
SUB-TOTAL 9,370 9,867 9,791 9,956 9,833 10,083 10,197 9,803 10,529 10,749 10,854 11,430 11,423
PROPIEDAD EXTRANJ. MAYORITARIA 0
1 Banco Itaú Paraguay S.A. 68,562 68,508 69,663 72,163 72,957 74,267 74,499 76,278 79,776 86,146 80,876 84,613 86,107
2 Sudameris Bank S.A.E.C.A. 9,346 11,784 13,206 13,802 16,086 15,417 16,188 16,898 17,661 18,075 18,528 22,386 22,238
3 Banco Bilbao Viscaya Argentaria Paraguay S 20,837 32,208 29,018 31,515 33,015 38,271 64,067 94,822 102,003 100,085 104,703 115,816 135,670
4 Banco Integración S.A. (*) 3,731 3,888 3,846 4,007 4,344 5,151 4,716 5,032 4,574 4,854 0 0 0
5 HSBC Bank Paraguay S.A. 12,218 12,558 12,913 12,946 13,183 12,377 12,947 13,085 13,643 16,081 15,498 18,743 21,209
SUB-TOTAL 114,694 128,945 128,645 134,434 139,585 145,483 172,418 206,116 217,657 225,242 219,604 241,558 265,224
PROPIEDAD LOCAL MAYORITARIA 0
1 Banco Regional S.A.E.C.A 93,103 99,772 118,705 96,158 103,514 114,260 109,612 116,466 111,380 132,349 129,431 137,382 109,231
2 Banco Amambay S.A. 8,005 8,918 9,768 9,902 10,337 10,430 10,294 10,612 11,378 9,872 11,983 12,068 11,574
3 Banco Continental S.A.E.C.A. 22,497 25,807 31,857 36,343 32,153 32,805 32,787 40,562 40,649 42,877 50,091 49,111 44,079
4 Visión Banco S.A.E.C.A. 27,049 31,255 33,857 36,354 47,594 39,476 34,210 38,385 41,688 45,020 34,457 40,791 40,150
6 Banco Familiar S.A.E.C.A. 25,566 28,665 29,887 30,686 34,929 35,837 37,546 38,865 40,608 41,726 41,956 43,187 46,713
7 Banco Atlas S.A. 14,680 14,733 14,686 13,190 13,629 13,729 13,803 13,963 14,407 14,388 20,456 22,320 22,097
SUB-TOTAL 197,660 218,204 246,607 230,443 249,289 254,329 246,454 268,514 270,787 298,572 300,871 317,318 283,583
TOTAL BANCOS PRIVADOS 321,724 357,016 385,043 374,832 398,706 409,895 429,069 484,432 498,973 534,562 531,329 570,306 560,229
PARTICIPACION ESTATAL 0
1 Banco Nacional de Fomento 16,965 17,921 18,031 17,062 16,892 16,816 14,884 14,655 15,415 14,546 14,303 14,668 13,473
SUB-TOTAL 16,965 17,921 18,031 17,062 16,892 16,816 14,884 14,655 15,415 14,546 14,303 14,668 13,473
SISTEMA 338,689 374,937 403,074 391,894 415,598 426,711 443,952 499,087 514,388 549,109 545,632 584,974 573,702
10.70% 7.50% -2.77% 6.05% 2.67% 4.04% 12.42% 3.07% 6.75% -0.63% 7.21% -1.93%

Página 27
Evolución Morosidad sobre Cartera
31-12-2011
12/31/2010 1/31/2011 2/28/2011 3/31/2011 4/30/2011 5/31/2011 6/30/2011 7/31/2011 8/31/2011 9/30/2011 10/31/2011 11/30/2011 12/31/2011

1 Citibank N.A. 0.01% 0.02% 0.06% 0.08% 0.11% 0.13% 0.16% 0.14% 0.15% 0.12% 0.09% 0.10% 0.12%
2 Banco Do Brasil S.A. 0.01% 0.01% 0.01% 0.01% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
3 Banco de la Nación Argentina 4.08% 4.05% 3.95% 4.12% 4.15% 4.05% 4.15% 4.08% 4.32% 4.30% 4.31% 4.25% 4.18%
SUB-TOTAL 1.19% 1.21% 1.23% 1.24% 1.21% 1.16% 1.18% 1.17% 1.16% 1.11% 1.12% 1.08% 1.06%
1 Banco Itaú Paraguay S.A. 1.76% 1.76% 1.75% 1.82% 1.82% 1.84% 1.77% 1.78% 1.81% 1.83% 1.64% 1.61% 1.59%
2 Sudameris Bank S.A.E.C.A. 0.58% 0.72% 0.79% 0.82% 0.94% 0.87% 0.94% 0.99% 0.96% 0.93% 0.95% 1.08% 1.06%
3 Banco Bilbao Viscaya Argentaria Paraguay S 0.46% 0.69% 0.61% 0.69% 0.71% 0.80% 1.36% 2.14% 2.30% 2.16% 2.22% 2.35% 2.72%
4 Banco Integración S.A. (*) 0.47% 0.48% 0.48% 0.53% 0.60% 0.75% 0.66% 0.74% 0.66% 0.69% - - -
5 HSBC Bank Paraguay S.A. 1.13% 1.17% 1.25% 1.22% 1.25% 1.12% 1.13% 1.11% 1.14% 1.27% 1.19% 1.35% 1.50%
SUB-TOTAL 0.96% 1.06% 1.05% 1.12% 1.15% 1.17% 1.38% 1.68% 1.73% 1.70% 1.70% 1.77% 1.91%
1 Banco Regional S.A.E.C.A 1.94% 2.07% 2.45% 2.00% 2.12% 2.25% 2.15% 2.31% 2.17% 2.43% 2.34% 2.33% 1.79%
2 Banco Amambay S.A. 1.43% 1.61% 1.81% 1.88% 2.02% 2.03% 2.04% 2.09% 2.17% 1.81% 2.10% 2.05% 1.96%
3 Banco Continental S.A.E.C.A. 0.50% 0.56% 0.67% 0.78% 0.69% 0.69% 0.67% 0.81% 0.78% 0.81% 0.93% 0.87% 0.77%
4 Visión Banco S.A.E.C.A. 1.76% 1.99% 2.12% 2.32% 3.03% 2.48% 2.10% 2.30% 2.36% 2.39% 1.78% 2.01% 1.93%
5 Banco Itapúa S.A.E.C.A. 1.64% 2.12% 1.82% 1.90% 1.78% 1.97% 2.04% 2.37% 2.52% 2.76% 2.70% 2.65% 2.00%
6 Banco Familiar S.A.E.C.A. 2.77% 3.04% 3.02% 3.07% 3.46% 3.55% 3.61% 3.65% 3.68% 3.67% 3.61% 3.54% 3.76%
7 Banco Atlas S.A. 4.23% 4.24% 4.17% 3.76% 3.68% 3.66% 3.48% 3.37% 3.34% 3.18% 1.79% 1.87% 1.85%
SUB-TOTAL 1.51% 1.65% 1.83% 1.73% 1.86% 1.85% 1.76% 1.90% 1.86% 1.96% 1.86% 1.86% 1.63%
TOTAL BANCOS PRIVADOS 1.25% 1.36% 1.45% 1.43% 1.51% 1.52% 1.57% 1.78% 1.78% 1.81% 1.77% 1.80% 1.73%
1 Banco Nacional de Fomento 2.19% 2.27% 2.30% 2.18% 2.11% 2.05% 1.82% 1.73% 1.74% 1.56% 1.46% 1.40% 1.23%
SUB-TOTAL 2.19% 2.27% 2.30% 2.18% 2.11% 2.05% 1.82% 1.73% 1.74% 1.56% 1.46% 1.40% 1.23%
SISTEMA 1.27% 1.39% 1.48% 1.45% 1.53% 1.53% 1.58% 1.78% 1.78% 1.81% 1.76% 1.78% 1.71%
0.12 0.09 (0.02) 0.07 0.01 0.04 0.20 (0.00) 0.03 (0.05) 0.02 (0.07)

Página 28
EVOLUTIVO TARJETAS DE CRÉDITO

EXTRAIDO DE DATOS SUMINISTRADOS A LA CENTRAL DE RIESGOS CREDITICIOS (**)
31-December-2011
CRÉDITOS
% FEBRE AGOST SEPTIEMB OCTUB NOVIEMB DICIEMB
ENTIDAD CONCENTRACIÓN ENERO MARZO ABRIL MAYO JUNIO JULIO
DEL MES RO O RE RE RE RE
BANCO AMAMBAY S.A. 1% 25,815 24,992 24,306 23,748 23,461 23,413 23,085 23,575 22,584 22,948 21,421 21,623
BANCO ATLAS S.A. 4% 63,051 63,675 63,747 64,606 66,147 66,277 69,371 71,052 72,111 71,676 74,730 74,366
BANCO DE LA NACION ARGENTINA 0% - - - - - - - - - - - -
BANCO DO BRASIL S.A. 0% - - - - - - - - - - - -
BANCO FAMILIAR S.A.E.C.A. 6% 77,394 79,161 81,352 83,318 86,475 91,212 94,287 98,769 103,009 ### 109,239 110,388
BANCO ITAPUA S.A.E.C.A. 0% 10,016 9,672 9,450 9,503 9,219 9,281 11,383 11,469 11,514 11,549 11,674 11,358
BANCO REGIONAL 5% 79,968 80,028 81,604 82,665 84,845 82,002 83,758 85,444 86,623 87,910 87,164 86,331
BBVA 8% 55,933 65,072 26,144 27,533 66,693 67,690 56,289 60,809 136,209 ### 138,661 140,345
BNF 1% 20,203 20,939 21,114 21,842 22,194 22,555 23,121 23,654 23,724 24,042 24,511 24,310
CITIBANK 2% 12,883 15,424 16,811 18,702 20,265 22,413 24,508 26,143 27,487 28,738 32,395 32,824
CONTINENTAL S.A.E.C.A. 11% ### ### 158,633 ### ### ### ### ### 186,753 ### 195,764 196,919
HSBC BANK PARAGUAY S.A. 4% 77,263 76,606 75,403 73,596 72,125 71,784 71,045 72,071 70,506 73,422 76,298 79,301
ITAU PARAGUAY S.A. 47% ### ### 728,559 ### ### ### ### ### 812,179 ### 843,413 864,351
SUDAMERIS BANK S.A.E.C.A. 3% 58,624 58,395 58,238 59,345 58,488 58,191 58,586 58,887 58,177 59,036 61,534 62,569
VISION BANCO S.A.E.C.A. 6% 91,667 95,687 96,006 97,570 99,067 98,996 ### ### 105,258 ### 109,410 116,612
BANCO INTEGRACION 0% 10,016 9,672 9,450 9,503 9,219 9,281
TOTAL BANCOS 100% ### ### ### ### ### ### ### ### 1,716,134 ### 1,786,215 ###
CANT. TARJETAS
% FEBRE AGOST SEPTIEMB OCTUB NOVIEMB DICIEMB
ENTIDAD CONCENTRACIÓN ENERO MARZO ABRIL MAYO JUNIO JULIO
DEL MES RO O RE RE RE RE
BANCO AMAMBAY S.A. 2% 13,741 13,613 13,311 13,214 12,838 12,734 12,607 12,347 11,809 12,744 12,017 12,567
BANCO ATLAS S.A. 8% 51,430 51,773 52,144 52,502 53,087 53,700 56,125 56,071 56,423 56,591 56,593 56,900
BANCO DE LA NACION ARGENTINA 0% - - - - - - - - - - - -
BANCO DO BRASIL S.A. 0% - - - - - - - - - - - -
BANCO FAMILIAR S.A.E.C.A. 14% 67,250 69,409 72,253 75,817 80,355 84,226 87,808 87,200 90,267 93,017 96,350 98,607
BANCO ITAPUA S.A.E.C.A. 1% 3,732 3,812 3,861 3,921 3,923 3,949 3,952 3,950 3,962 3,982 3,950 3,975
BANCO REGIONAL 3% 22,099 22,296 22,415 22,954 23,192 23,296 23,314 23,140 23,181 23,230 23,123 23,102
BBVA 10% 24,947 28,727 13,175 12,859 27,344 27,317 24,283 26,887 77,026 72,580 70,042 70,276
BNF 2% 8,674 9,077 9,270 9,491 9,663 9,879 10,064 10,171 10,270 10,330 10,378 10,463
CITIBANK 1% 3,536 4,005 4,380 4,712 4,963 5,190 5,403 5,706 5,863 6,075 6,495 7,012
CONTINENTAL S.A.E.C.A. 11% 62,521 63,735 65,338 67,215 68,914 70,411 72,186 73,873 75,266 75,868 77,006 77,668
HSBC BANK PARAGUAY S.A. 2% 16,291 16,400 16,373 16,418 16,713 16,745 16,844 17,112 15,424 15,566 15,818 16,005
ITAU PARAGUAY S.A. 34% ### ### 204,755 ### ### ### ### ### 228,485 ### 235,233 238,446
SUDAMERIS BANK S.A.E.C.A. 3% 17,258 17,454 17,786 18,053 17,869 18,060 18,317 19,099 19,976 21,077 21,473 21,581
VISION BANCO S.A.E.C.A. 9% 56,290 56,843 57,273 60,565 61,117 61,278 61,177 59,462 61,716 62,419 62,783 64,640
BANCO INTEGRACION 0% 4,313 4,349 4,305 4,269 4,202 4,192
TOTAL BANCOS 100% 551,016 563,468 556,639 568,773 592,506 603,329 611,475 619,306 679,668 686,067 691,261 701,242

(**)Las Cifras contenidas en el presente Boletín, corresponden a datos proporcionados en carácter de declaración jurada por cada una de las entidades que lo componen
EVOLUTIVO TARJETAS DE CRÉDITO

30-11-2011
Evolutivo Cant. Tarjetas vs Consumo 2011- Bancos

2000000 800000
1800000 700000
1600000
600000
1400000
1200000 500000
1000000 400000
800000 TOTAL CREDITOS
300000 BANCOS
600000
200000
400000
200000 100000
0 0
L E E E E
ER
O
ER
O ZO RI O
AY JUN
IO LIO TO BR UBR BR BR
EN BR AR AB JU OS
FE M M
AG PTIE
M
CT
VIEM CIEM
O DI
SE NO

(**)Las Cifras contenidas en el presente Boletín, corresponden a datos proporcionados en carácter de declaración jurada por cada una de las entidades que lo componen
CREDITOS BRUTOS SEGÚN CLASIFICACION DEL DEUDOR EN CADA ENTIDAD (*)

31-12-2011
TOTAL
BANCOS 1 2 3 4 5 6

1 Citibank N.A. 908,929 229 363 42 0 0 909,563
2 Banco Do Brasil S.A. 517,581 0 12,628 0 0 32 530,241
3 Banco de la Nación Argentina 256,429 185 1,998 1,075 63 9,486 269,235
SUB-TOTAL 1,682,939 415 14,989 1,117 63 9,518 1,709,040
1 Banco Itaú Paraguay S.A. 5,768,634 96,361 18,689 12,082 11,648 52,160 5,959,574
2 Sudameris Bank S.A.E.C.A. 2,173,970 18,703 3,011 5,815 3,444 10,038 2,214,981
3 Banco Bilbao Viscaya Argentaria Paraguay 4,759,433 162,243 173,380 143,362 12,101 39,034 5,289,554
4 HSBC Bank Paraguay S.A. 1,687,851 15,215 3,823 1,157 1,207 10,857 1,720,110
SUB-TOTAL 14,389,888 292,522 198,903 162,416 28,400 112,089 15,184,218
1 Banco Regional S.A.E.C.A 6,130,660 120,380 62,086 51,397 26,040 53,859 6,444,422
2 Banco Amambay S.A. 783,847 1,910 4,194 760 443 8,967 800,121
3 Banco Continental S.A.E.C.A. 6,112,528 119,910 25,697 18,076 8,286 5,055 6,289,552
4 Visión Banco S.A.E.C.A. 2,085,567 75,096 27,253 6,255 8,024 11,301 2,213,496
5 Banco Itapúa S.A.E.C.A. 515,592 4,984 1,117 1,006 1,539 12,782 537,021
6 Banco Familiar S.A.E.C.A. 1,209,506 17,575 14,205 6,599 11,999 1,117 1,261,001
7 Banco Atlas S.A. 1,283,112 6,866 5,399 2,797 4,894 4,327 1,307,395
SUB-TOTAL 18,120,812 346,721 139,951 86,889 61,225 97,409 18,853,008
TOTAL BANCOS PRIVADOS 34,193,639 639,658 353,842 250,422 89,688 219,016 35,746,265
1 Banco Nacional de Fomento 1,149,415 1,076 1,135 511 646 10,920 1,163,703
SUB-TOTAL 1,149,415 1,076 1,135 511 646 10,920 1,163,703
SISTEMA 35,343,054 640,734 354,978 250,933 90,334 229,935 36,909,968
(*) SALDOS CORRESPONDEN A LA SUMA DE COLOCACIONES BRUTAS VISTA Y PLAZO EN EL SECTOR FINANCIERO
(VIGENTES Y VENCIDOS) Y CREDITOS BRUTOS AL SECTOR NO FINANCIERO VIGENTES Y VENCIDOS
NO SE INCLUYEN CRED. CONCEDIDOS NO UTILIZADOS, OTRAS CONTINGENCIAS, CREDITOS DIVERSOS Y PREVISIONES
(**) DEUDA MAYOR O IGUAL A G. 100.000
Página 31
CREDITOS BRUTOS SEGÚN CLASIFICACION DEL DEUDOR EN CADA ENTIDAD (*)

31-12-2011
TOTAL
BANCOS 1 2 3 4 5 6

1 Citibank N.A. 99.93% 0.03% 0.04% 0.00% 0.00% 0.00% 100%
2 Banco Do Brasil S.A. 97.61% 0.00% 2.38% 0.00% 0.00% 0.01% 100%
3 Banco de la Nación Argentina 95.24% 0.07% 0.74% 0.40% 0.02% 3.52% 100%
SUB-TOTAL 98.47% 0.02% 0.88% 0.07% 0.00% 0.56% 100%
1 Banco Itaú Paraguay S.A. 96.80% 1.62% 0.31% 0.20% 0.20% 0.88% 100%
2 Sudameris Bank S.A.E.C.A. 98.15% 0.84% 0.14% 0.26% 0.16% 0.45% 100%
3 Banco Bilbao Viscaya Argentaria Paraguay 89.98% 3.07% 3.28% 2.71% 0.23% 0.74% 100%
4 HSBC Bank Paraguay S.A. 98.12% 0.88% 0.22% 0.07% 0.07% 0.63% 100%
SUB-TOTAL 94.77% 1.93% 1.31% 1.07% 0.19% 0.74% 100%
1 Banco Regional S.A.E.C.A 95.13% 1.87% 0.96% 0.80% 0.40% 0.84% 100%
2 Banco Amambay S.A. 97.97% 0.24% 0.52% 0.10% 0.06% 1.12% 100%
3 Banco Continental S.A.E.C.A. 97.19% 1.91% 0.41% 0.29% 0.13% 0.08% 100%
4 Visión Banco S.A.E.C.A. 94.22% 3.39% 1.23% 0.28% 0.36% 0.51% 100%
5 Banco Itapúa S.A.E.C.A. 96.01% 0.93% 0.21% 0.19% 0.29% 2.38% 100%
6 Banco Familiar S.A.E.C.A. 95.92% 1.39% 1.13% 0.52% 0.95% 0.09% 100%
7 Banco Atlas S.A. 98.14% 0.53% 0.41% 0.21% 0.37% 0.33% 100%
SUB-TOTAL 96.12% 1.84% 0.74% 0.46% 0.32% 0.52% 100%
TOTAL BANCOS PRIVADOS 95.66% 1.79% 0.99% 0.70% 0.25% 0.61% 100%
1 Banco Nacional de Fomento 98.77% 0.09% 0.10% 0.04% 0.06% 0.94% 100%
SUB-TOTAL 98.77% 0.09% 0.10% 0.04% 0.06% 0.94% 100%
SISTEMA 95.75% 1.74% 0.96% 0.68% 0.24% 0.62% 100%
(*) SALDOS CORRESPONDEN A LA SUMA DE COLOCACIONES BRUTAS VISTA Y PLAZO EN EL SECTOR FINANCIERO
(VIGENTES Y VENCIDOS) Y CREDITOS BRUTOS AL SECTOR NO FINANCIERO VIGENTES Y VENCIDOS

Página 32
CREDITOS BRUTOS POR SECTOR DE ACTIVIDAD ECONOMICA (*)

31-12-2011
Comercio Comercio Sector TOTAL

BANCOS Agricultura Ganadería Industria Por Mayor Por Menor Servicio Consumo Exportación Financiero

1 Citibank N.A. 67,206 0 99,887 178,591 49,355 80,976 53,759 0 379,791 909,563
2 Banco Do Brasil S.A. 140,121 4,914 33,539 101,745 364 154 768 0 248,637 530,241
3 Banco de la Nación Argentina 43,840 22,567 76,338 36,762 39,119 34,012 3,445 4,136 9,018 269,235
SUB-TOTAL 251,166 27,481 209,764 317,097 88,837 115,141 57,971 4,136 637,445 1,709,040
1 Banco Itaú Paraguay S.A. 1,444,518 630,718 640,033 435,594 175,031 360,640 1,762,014 0 511,025 5,959,574
2 Banco Sudameris S.A.E.C.A. 503,612 391,979 444,516 394,072 31,583 168,078 177,870 216 103,054 2,214,981
3 Banco Bilbao Viscaya Argentaria Paragua 1,082,139 806,752 298,516 1,870,706 39,933 11,790 715,753 118,485 345,478 5,289,554
4 HSBC Bank Paraguay S.A. 275,881 262,904 246,851 260,408 51,504 75,977 243,670 0 302,913 1,720,110
SUB-TOTAL 3,306,150 2,092,353 1,629,916 2,960,781 298,052 616,486 2,899,307 118,701 1,262,471 15,184,218
1 Banco Regional S.A.E.C.A 2,432,502 827,330 601,519 729,388 212,679 1,024,972 315,110 0 300,921 6,444,422
2 Banco Amambay S.A. 40,118 48,356 132,380 156,779 93,531 60,027 54,282 0 214,648 800,121
3 Banco Continental S.A.E.C.A. 1,081,500 810,785 683,013 1,149,601 377,604 1,032,497 641,055 12,348 501,149 6,289,552
4 Visión Banco 141,939 112,549 3,536 0 1,380,573 46,387 410,551 0 117,961 2,213,496
5 Banco Itapúa S.A.E.C.A. 149,343 21,096 13,272 101,183 144,755 7,359 59,294 0 40,719 537,021
6 Banco Familiar S.A.E.C.A. 158,466 42,520 55,850 118,445 212,223 96,345 556,502 93 20,557 1,261,001
7 Banco Atlas S.A. 2,029 5,179 1,222 5,071 1,000,414 16,741 165,564 132 111,043 1,307,395
SUB-TOTAL 4,005,896 1,867,816 1,490,792 2,260,467 3,421,778 2,284,330 2,202,358 12,572 1,306,998 18,853,008
TOTAL BANCOS PRIVADOS 7,563,213 3,987,650 3,330,472 5,538,345 3,808,667 3,015,957 5,159,637 135,409 3,206,915 35,746,265
1 Banco Nacional de Fomento 325,975 224,103 9,016 58,000 3,898 12,470 481,721 0 48,519 1,163,703
SUB-TOTAL 325,975 224,103 9,016 58,000 3,898 12,470 481,721 0 48,519 1,163,703
SISTEMA 7,889,188 4,211,753 3,339,488 5,596,345 3,812,565 3,028,427 5,641,358 135,409 3,255,434 36,909,968
21.50% 11.48% 9.10% 15.25% 10.39% 8.25% 15.37% 0.37% 8.30% 100.00%
(*) SALDOS CORRESPONDEN A LA SUMA DE COLOCACIONES BRUTAS VISTA Y PLAZO EN EL SECTOR FINANCIERO (VIGENTES Y
VENCIDOS) Y CREDITOS BRUTOS AL SECTOR NO FINANCIERO VIGENTES Y VENCIDOS.
Página 33
CREDITOS BRUTOS POR SECTOR DE ACTIVIDAD ECONOMICA (*)

31-12-2011
Comercio Comercio Sector TOTAL

BANCOS Agricultura Ganadería Industria Por Mayor Por Menor Servicio Consumo Exportación Financiero

1 Citibank N.A. 7.39% 0.00% 10.98% 19.63% 5.43% 8.90% 5.91% 0.00% 41.76% 100%
2 Banco Do Brasil S.A. 26.43% 0.93% 6.33% 19.19% 0.07% 0.03% 0.14% 0.00% 46.89% 100%
3 Banco de la Nación Argentina 16.28% 8.38% 28.35% 13.65% 14.53% 12.63% 1.28% 1.54% 3.35% 100%
SUB-TOTAL 14.70% 1.61% 12.27% 18.55% 5.20% 6.74% 3.39% 0.24% 37.30% 100%
1 Banco Itaú Paraguay S.A. 24.24% 10.58% 10.74% 7.31% 2.94% 6.05% 29.57% 0.00% 8.57% 100%
2 Banco Sudameris S.A.E.C.A. 22.74% 17.70% 20.07% 17.79% 1.43% 7.59% 8.03% 0.01% 4.65% 100%
3 Banco Bilbao Viscaya Argentaria Paragua 20.46% 15.25% 5.64% 35.37% 0.75% 0.22% 13.53% 2.24% 6.53% 100%
4 HSBC BANK PARAGUAY S.A. 16.04% 15.28% 14.35% 15.14% 2.99% 4.42% 14.17% 0.00% 17.61% 100%
SUB-TOTAL 21.77% 13.78% 10.73% 19.50% 1.96% 4.06% 19.09% 0.78% 8.31% 100%
1 Banco Regional S.A.E.C.A 37.75% 12.84% 9.33% 11.32% 3.30% 15.90% 4.89% 0.00% 4.67% 100%
2 Banco Amambay S.A. 5.01% 6.04% 16.55% 19.59% 11.69% 7.50% 6.78% 0.00% 26.83% 100%
3 Banco Continental S.A.E.C.A. 17.20% 12.89% 10.86% 18.28% 6.00% 16.42% 10.19% 0.20% 7.97% 100%
4 Visión Banco 6.41% 5.08% 0.16% 0.00% 62.37% 2.10% 18.55% 0.00% 5.33% 100%
5 Banco Itapúa S.A.E.C.A. 27.81% 3.93% 2.47% 18.84% 26.96% 1.37% 11.04% 0.00% 7.58% 100%
6 Banco Familiar S.A.E.C.A. 12.57% 3.37% 4.43% 9.39% 16.83% 7.64% 44.13% 0.01% 1.63% 100%
7 Banco Atlas S.A. 0.16% 0.40% 0.09% 0.39% 76.52% 1.28% 12.66% 0.01% 8.49% 100%
SUB-TOTAL 21.25% 9.91% 7.91% 11.99% 18.15% 12.12% 11.68% 0.07% 6.93% 100%
TOTAL BANCOS PRIVADOS 21.16% 11.16% 9.32% 15.49% 10.65% 8.44% 14.43% 0.38% 8.97% 100%
1 Banco Nacional de Fomento 28.01% 19.26% 0.77% 4.98% 0.33% 1.07% 41.40% 0.00% 4.17% 100%
SUB-TOTAL 28.01% 19.26% 0.77% 4.98% 0.33% 1.07% 41.40% 0.00% 4.17% 100%
SISTEMA 21.37% 11.41% 9.05% 15.16% 10.33% 8.20% 15.28% 0.37% 8.82% 100%
(*) SALDOS CORRESPONDEN A LA SUMA DE COLOCACIONES BRUTAS VISTA Y PLAZO EN EL SECTOR FINANCIERO (VIGENTES Y
VENCIDOS) Y CREDITOS BRUTOS AL SECTOR NO FINANCIERO VIGENTES Y VENCIDOS.
Página 34
EVOLUCIÓN DE CREDITOS BRUTOS POR ACTIVIDAD ECONÓMICA

SECTOR: TRIGO
31-December-2011
12/31/2010 1/31/2011 2/28/2011 3/31/2011 4/30/2011 5/31/2011 6/30/2011 7/31/2011 8/31/2011 9/30/2011 10/31/2011 11/30/2011 12/31/2011

1 Citibank N.A. 0 0 0 0 0 0 0 0 0 0 0 0 0
2 Banco Do Brasil S.A. 0 0 0 0 0 0 0 0 0 0 0 4,468 4,517
SUB-TOTAL 10,512 10,681 10,725 9,048 8,317 8,178 8,257 8,337 7,628 8,731 8,033 13,259 13,748
1 Banco Itaú Paraguay S.A. 0 0 0 0 0 0 0 0 0 0 0 0 0
3 Banco Bilbao Viscaya Argentaria Paraguay 29,075 29,507 29,275 27,435 26,919 27,490 24,027 17,382 18,149 11,509 11,334 261 341
4 Banco Integración S.A.(*) 1,381 1,412 1,372 1,230 - - - 732 749 397 - 0 0
5 HSBC Bank Paraguay S.A. 0 0 0 0 0 0 0 0 0 0 0 0 0
SUB-TOTAL 55,839 56,151 58,555 45,275 42,011 42,948 32,215 25,840 25,978 21,134 20,595 9,724 5,146
2 Banco Amambay S.A. 4,770 4,878 4,829 4,189 4,096 4,222 4,192 106 4,002 4,318 4,378 4,673 4,730
4 Visión Banco S.A.E.C.A. 0 0 0 0 0 0 0 0 0 0 0 0 0
6 Banco Familiar S.A.E.C.A. 557 548 559 520 425 673 647 637 656 673 643 566 534
7 Banco Atlas S.A. 0 0 0 0 0 0 0 0 0 0 0 0 0
SUB-TOTAL 49,435 46,865 64,187 53,357 59,581 39,586 33,845 57,912 57,720 66,166 83,098 93,994 98,149
TOTAL BANCOS PRIVADOS
SUB-TOTAL 2,315 2,337 2,358 2,489 2,525 2,244 2,369 2,609 2,846 2,872 2,942 2,833 2,981
SISTEMA 118,101 116,035 135,826 110,169 112,435 92,955 76,686 94,698 94,172 98,904 114,668 119,809 120,023


SECTOR: ALGODÓN
31-December-2011
12/31/2010 1/31/2011 2/28/2011 3/31/2011 4/30/2011 5/31/2011 6/30/2011 7/31/2011 8/31/2011 9/30/2011 10/31/2011 11/30/2011 12/31/2011

1 Citibank N.A. 0 0 0 0 0 0 0 0 0 0 0 0 0
3 Banco de la Nación Argentina 0 0 0 0 0 0 0 0 0 0 0 0 0
SUB-TOTAL - - - - - - - - - - - - -
1 Banco Itaú Paraguay S.A. 9 19 30 7 8 6 6 64 51 42 38 40 45
2 Sudameris Bank S.A.E.C.A. 171 175 174 156 0 20,250 20,038 0 0 0 0 0 0
3 Banco Bilbao Viscaya Argentaria Paraguay 0 0 0 0 1,188 0 0 0 0 0 0 0 0
4 Banco Integración S.A.(*) 0 0 0 0 0 0 0 0 0 0 0 0 0
5 HSBC Bank Paraguay S.A. 1,039 1,511 533 20,208 434 67 1,606 1,643 788 803 198 1,760 1,035
SUB-TOTAL 1,218 1,705 737 20,372 1,630 20,322 21,650 1,707 839 845 236 1,800 1,080
2 Banco Amambay S.A. 0 0 0 0 0 0 0 0 0 0 0 0 0
3 Banco Continental S.A.E.C.A. 780 621 1,236 5,679 6,688 3,485 2,796 1,558 1,305 1,814 218 2,022 1,369
5 Banco Itapúa S.A.E.C.A. 0 0 0 0 0 0 0 0 0 15 16 16 16
7 Banco Atlas S.A. 0 0 0 0 0 0 0 0 0 0 0 0 1
SUB-TOTAL 6,366 6,314 8,018 12,352 12,889 9,957 8,034 20,197 5,421 25,163 4,896 13,049 5,973
SUB-TOTAL 6,510 6,745 6,608 6,349 6,009 6,213 6,000 6,017 6,338 6,455 6,857 7,625 8,210
SISTEMA 14,094 14,764 15,362 39,072 20,528 36,493 35,684 27,921 12,599 32,463 11,989 22,474 15,263


SECTOR: SOJA
31-December-2011
12/31/2010 1/31/2011 2/28/2011 3/31/2011 4/30/2011 5/31/2011 6/30/2011 7/31/2011 8/31/2011 9/30/2011 10/31/2011 11/30/2011 12/31/2011

1 Citibank N.A. 52,342 50,095 50,306 52,004 43,653 83,806 83,011 78,946 91,221 72,414 54,609 58,094 57,217
2 Banco Do Brasil S.A. 44,846 66,855 72,645 56,700 57,911 58,549 76,455 75,878 88,792 98,247 105,935 111,386 122,577
3 Banco de la Nación Argentina - - - - - - - - - - - 0 0
SUB-TOTAL 97,188 116,950 122,951 108,704 101,564 142,354 159,466 154,824 180,013 170,661 160,544 169,480 179,795
3 Banco Bilbao Viscaya Argentaria Paraguay 847,648 892,224 892,240 801,605 803,751 787,539 774,727 707,251 729,603 538,879 612,060 696,594 720,843
4 Banco Integración S.A. (*) 134,120 148,925 150,385 125,566 115,580 99,090 102,523 105,219 107,460 108,562 - 0 0
SUB-TOTAL 1,573,971 1,637,320 1,643,383 1,633,906 1,636,760 1,623,667 1,553,876 1,532,651 1,604,797 1,382,665 1,411,618 1,557,740 1,506,527
1 Banco Regional S.A.E.C.A 989,658 1,031,832 1,026,418 932,591 989,658 1,044,103 1,061,882 1,013,765 1,064,669 1,175,405 1,230,828 1,377,557 1,434,745
2 Banco Amambay S.A. 17,486 17,840 17,664 15,846 17,486 7,350 10,487 12,075 12,375 13,371 15,293 16,253 18,727
4 Visión Banco S.A.E.C.A. - - - - - - - - - - 0 0
7 Banco Atlas S.A. 77 78 86 199 77 170 174 505 525 594 3,514 3,017 986
SUB-TOTAL 1,726,147 1,789,914 1,793,291 1,633,533 1,726,147 1,694,221 1,707,733 1,666,279 1,762,188 1,943,609 2,054,128 2,264,428 2,312,041
SUB-TOTAL 163,045 166,070 159,644 136,139 141,125 146,501 133,914 144,150 152,823 164,955 174,322 188,912 197,398
SISTEMA 3,560,351 3,710,254 3,719,269 3,512,281 3,605,597 3,606,743 3,554,989 3,497,905 3,699,821 3,661,890 3,800,612 4,180,561 4,195,761


SECTOR: CONSTRUCCIONES
31-December-2011
12/31/2010 1/31/2011 2/28/2011 3/31/2011 4/30/2011 5/31/2011 6/30/2011 7/31/2011 8/31/2011 9/30/2011 10/31/2011 11/30/2011 12/31/2011

1 Citibank N.A. 19,661 19,705 19,099 16,775 16,076 16,212 15,102 14,113 14,265 0 0 0 0
SUB-TOTAL 21,265 21,352 20,664 18,179 17,457 17,414 16,312 16,880 17,147 3,088 3,255 3,787 3,760
3 Banco Bilbao Viscaya Argentaria Paraguay 51,270 49,971 57,890 55,148 57,489 61,443 62,675 60,292 58,878 90,201 91,497 92,821 96,617
4 Banco Integración S.A. (*) 1,083 1,089 1,091 793 591 31 23 14 2 0 0 0 0
SUB-TOTAL 282,653 277,917 297,752 277,180 284,253 283,889 285,376 276,354 301,079 397,104 439,553 474,149 487,445
2 Banco Amambay S.A. 19,526 18,779 18,592 14,938 14,233 13,750 14,431 16,405 18,246 18,770 20,724 19,117 18,045
5 Banco Itapúa S.A.E.C.A. 15 17 15 15 14 15 17 14 14 15 13 6 6
7 Banco Atlas S.A. 43 91 88 84 82 107 111 116 91 94 215 136 142
SUB-TOTAL 194,952 192,148 189,473 192,358 196,574 197,390 195,601 197,251 245,374 258,275 259,633 251,093 255,488
1 Banco Nacional de Fomento 362 388 383 352 360 366 338 338 459 539 542 589 613
SUB-TOTAL 362 388 383 352 360 366 338 338 459 539 542 589 613
SISTEMA 499,231 491,805 508,273 488,069 498,644 499,059 497,627 490,822 564,058 659,006 702,984 729,617 747,306


SECTOR: VIVIENDA
31-December-2011
12/31/2010 1/31/2011 2/28/2011 3/31/2011 4/30/2011 5/31/2011 6/30/2011 7/31/2011 8/31/2011 9/30/2011 10/31/2011 11/30/2011 12/31/2011

1 Citibank N.A. 1,385 1,377 1,369 1,361 1,353 1,427 1,419 1,510 1,501 1,491 1,562 1,550 1,521
3 Banco de la Nación Argentina 93 90 78 75 70 69 65 49 21 20 19 18 15
SUB-TOTAL 1,478 1,467 1,447 1,436 1,423 1,496 1,484 1,559 1,522 1,511 1,581 1,568 1,536
3 Banco Bilbao Viscaya Argentaria Paraguay S 0 0 0 0 0 0 0 0 0 165,308 167,723 168,324 171,126
4 Banco Integración S.A.(*) 5,122 5,159 5,748 7,018 8,170 8,666 9,345 9,683 10,516 11,203 0 0 0
5 HSBC Bank Paraguay S.A. 1 0 1 0 0 0 0 1 5 1 0 0 0
SUB-TOTAL 827,155 859,225 830,555 835,492 859,362 864,419 885,982 897,146 908,702 1,087,494 1,107,201 1,065,373 1,184,677
1 Banco Regional S.A.E.C.A 0 0 0 0 0 0 0 0 0 0 0 0 0
2 Banco Amambay S.A. 0 0 0 0 0 0 0 0 0 0 20,481 21,559 21,473
7 Banco Atlas S.A. 433 427 443 448 434 359 396 409 477 455 517 475 478
SUB-TOTAL 77,878 78,839 81,057 83,192 87,185 88,005 90,393 91,088 91,815 94,090 114,900 118,279 118,566
SUB-TOTAL 1,556 1,685 1,679 1,670 1,770 1,801 1,882 2,008 2,096 2,090 2,086 2,109 2,101
SISTEMA 908,066 941,215 914,738 921,790 949,739 955,721 979,741 991,801 1,004,135 1,185,185 1,225,768 1,187,329 1,306,880


DATOS SUMINISTRADOS A LA CENTRAL DE RIESGOS CREDITICIOS
31-December-2011
En Milone s de Gs.
En Milones de Gs.
Trigo Algodón
160,000 45,000
140,000 40,000
120,000 35,000
100,000 30,000
25,000
80,000
20,000
60,000
15,000
40,000 10,000
20,000 5,000
0 0
En Milones de Gs.
Soja
4,400,000
4,200,000
4,000,000
3,800,000
3,600,000
3,400,000
3,200,000
3,000,000
En Milone s de Gs.
En Milone s de Gs.
Construcciones Vivienda
800,000 1,400,000
700,000 1,200,000
600,000
1,000,000
500,000
800,000
400,000
300,000 600,000
200,000 400,000
100,000 200,000
0 0

FICHA TÉCNICA
CONSOLIDADO DEL SISTEMA BANCARIO

(In percent unless otherwise specified)
En millones de Gs. 30-Nov-09 30-Sep-10 31-12-2011 VARIACIONES VARIACIONES %
Indicadores C C C A-C B-C A-C B-C
Número de Agencias y Sucursales 271 310 392 121 82 44.65% 26.45%
Personal 5,415 6,255 7,559 2,144 1,304 39.59% 20.85%
Activo 36,595,940 44,919,751 54,377,028 ### ### 48.59% 21.05%

Depósitos 29,672,660 34,867,147 39,907,695 ### ### 34.49% 14.46%
Cartera 17,995,676 25,626,918 33,531,326 ### ### 86.33% 30.84%
Utilidad 818,488 863,891 1,266,192 447,704 402,301 54.70% 46.57%
Calidad de Activos
Morosidad Total 1.66% 1.46% 1.71% 0.05 0.25
Morosidad en M/L 2.51% 2.13% 2.61% 0.10 0.49
Morosidad en M/E 0.32% 0.52% 0.55% 0.23 0.03
Rentabilidad
ROA 2.69% 2.57% 2.54% (0.15) (0.03)
ROE 33.47% 31.44% 31.49% (1.98) 0.04
Indicadores
Gastos Administrativos
Gastos Administrativos/Margen Operativo 52.86% 54.76% 53.15% 0.29 (1.61)
Remuneración al Personal / Gastos Administrativos 45.63% 43.97% 43.42% (2.21) (0.56)
Composición de los Depósitos según Moneda

Total Moneda Local / Total Depósitos 57.60% 57.09% 60.86% 3.26 3.77
Total Moneda Extranjera / Total Depósitos 42.40% 42.91% 39.14% (3.26) (3.77)
Composición de la Cartera
Cartera Vigente 17,696,206 25,253,588 32,957,624 ### ### 86.24% 30.51%
Cartera Vencida 299,470 373,330 573,702 274,232 200,372 91.57% 53.67%
Cartera Total 17,995,676 25,626,918 33,531,326 ### ### 86.33% 30.84%
Composición de los Depósitos según modalidad

A la vista 70.17% 67.45% 61.80% (8.37) (5.65)
Plazo fijo 3.82% 3.45% 2.93% (0.89) (0.51)
CDA 26.01% 28.53% 34.46% 8.45 5.93
Títulos de Inversión 0.00% 0.00% 0.00% 0.00 0.00
Variaciones Significativas y otros hechos resaltantes.
En el mes informado no hay variaciones significativas que mencionar
Fuente: Boletín Estadístico.

SB.IAFN/ DCAF
Página 41
31-12-2011
CALIFICACIÓN DE ENTIDADES BANCARIAS
SUCURSALES DIRECTAS EXTRANJ. CALIFICACIÓN AGENCIA

1 Citibank N.A. AApy Feller Rate
2 Banco Do Brasil S.A. A+py Feller Rate
3 Banco de la Nación Argentina Apy Feller Rate
1 Banco Itaú Paraguay S.A. AApy Feller Rate
2 Sudameris Bank S.A.E.C.A. A+py Feller Rate
3 Banco Bilbao Viscaya Argentaria Paraguay AApy Feller Rate
4 Banco Integración S.A. A+py Feller Rate
5 HSBC Bank Paraguay S.A. AA-py Feller Rate
1 Banco Regional S.A.E.C.A AA-py Feller Rate
2 Banco Amambay S.A. Apy Solventa
3 Banco Continental S.A.E.C.A. AA-py Feller Rate
4 Visión Banco S.A.E.C.A. A-py Feller Rate
5 Banco Itapúa S.A.E.C.A. BBBpy Solventa
6 Banco Familiar S.A.E.C.A. BBB+py Feller Rate
7 Banco Atlas S.A. BBB+py Feller Rate
1 Banco Nacional de Fomento Apy Solventa
Página 42
BALANCE DEL SISTEMA DE EMPRESAS FINANCIERAS DEL PARAGUAY

INFORMACION ADICIONAL
31-Dec-11
ENTIDADES BANCARIAS Auditores Externos

1 Citibank N.A. BCA-Benítez Codas & Asoc.
2 Banco Do Brasil S.A. BDO Rubinsztein & Guillén
3 Banco de la Nación Argentina Gestion Empresarial
1 Banco Itaú Paraguay S.A. PriceWaterHouseCoopers
2 Sudameris Bank S.A.E.C.A. Deloitte & Touche Paraguay
3 Banco Bilbao Viscaya Argentaria Paraguay S.A. Deloitte & Touche Paraguay
4 Banco Integración S.A. PriceWaterHouseCoopers
5 HSBC Bank Paraguay S.A. BCA-Benítez Codas & Asoc.
1 Banco Regional S.A.E.C.A Ernst & Young-Paraguay
2 Banco Amambay S.A. Deloitte & Touche Paraguay
3 Banco Continental S.A.E.C.A. PriceWaterHouseCoopers
4 Visión Banco S.A.E.C.A. Deloitte & Touche Paraguay
5 Banco Itapúa S.A.E.C.A. AYCA-Auditores y Consultores
6 Banco Familiar S.A.E.C.A. Ernst & Young-Paraguay
7 Banco Atlas S.A. Ernst & Young-Paraguay
1 Banco Nacional de Fomento PKF Controller Contadores & Auditores
Página 43

Boletin Mensual 2011

Cargado por

Información del documento

Título original

Derechos de autor

Formatos disponibles

Compartir este documento

Compartir o incrustar documentos

Opciones para compartir

¿Le pareció útil este documento?

¿Este contenido es inapropiado?

Copyright:

Formatos disponibles

Boletin Mensual 2011

Cargado por

Copyright:

Formatos disponibles

SUPERINTENDENCIA DE BANCOS

Intendencia de Análisis Financiero y Normas

BALANCE DEL SISTEMA BANCARIO DEL PARAGUAY

SUPERVISIÓN EXTRA SITU

RUBROS DEL SISTEMA BANCARIO PARAGUAYO

SUCURSALES DIRECTAS EXTRANJ.

SUPERVISIÓN EXTRA SITU

RUBROS DEL SISTEMA BANCARIO PARAGUAYO

TOTAL ACTIVO TOTAL PRÉSTAMOS

DISTRIBUCION DEL ACTIVO DISTRIBUCION DE DEPOSITOS

DISTRIBUCION DE PRESTAMOS DISTRIBUCION DE PATRIMONIO NETO

SUPERVISIÓN EXTRA SITU

BALANCE DEL SISTEMA BANCARIO DEL PARAGUAY

SUCURSALES DIRECTAS EXTRANJ.

SUPERVISIÓN EXTRA SITU

BALANCE DEL SISTEMA BANCARIO DEL PARAGUAY

SUCURSALES DIRECTAS EXTRANJ.

SUPERVISIÓN EXTRA SITU

BALANCE DEL SISTEMA BANCARIO DEL PARAGUAY

Certificados Títulos Total

SUCURSALES DIRECTAS EXTRANJ.

SUPERVISIÓN EXTRA SITU

BALANCE DEL SISTEMA BANCARIO DEL PARAGUAY

Moneda Local Moneda Extranjera

Intereses Devengados Intereses Devengados

Distribución por Plazo

SUPERVISIÓN EXTRA SITU

SUCURSALES DIRECTAS EXTRANJ.

SUPERVISIÓN EXTRA SITU

(*) Entidad fusionada con Banco Atlas S.A. a partir de octubre/2011

DEPOSITOS POR TIPO DE MONEDA

31/12/2010 30/11/2011 31-12-2011

Distribución de Depósitos por Moneda

31/12/2010 30/11/2011 31-12-2011

SUPERVISIÓN EXTRA SITU

BALANCE DEL SISTEMA BANCARIO DEL PARAGUAY

SUCURSALES DIRECTAS EXTRANJ.

SUPERVISIÓN EXTRA SITU

BALANCE DEL SISTEMA BANCARIO DEL PARAGUAY

SUCURSALES DIRECTAS EXTRANJ.

SUPERVISIÓN EXTRA SITU

BALANCE DEL SISTEMA BANCARIO DEL PARAGUAY

SUCURSALES DIRECTAS EXTRANJ.

SUPERVISIÓN EXTRA SITU

BALANCE DEL SISTEMA BANCARIO DEL PARAGUAY

Ingresos Financieros Egresos Financieros

SUCURSALES DIRECTAS EXTRANJ.

SUPERVISIÓN EXTRA SITU

BALANCE DEL SISTEMA BANCARIO DEL PARAGUAY

SUCURSALES DIRECTAS EXTRANJ.

SUPERVISIÓN EXTRA SITU

PRINCIPALES INDICADORES FINANCIEROS

CAPITAL ADECUADO CALIDAD DEL ACTIVO

PATRIM. NETO ACTIVOS Y CONTIN- PRESTAMOS PRESTAMOS PRESTAMOS PREVISIONES / PREVISIONES /

SUPERVISIÓN EXTRA SITU

PRINCIPALES INDICADORES FINANCIEROS

RENTABILIDAD LIQUIDEZ Y SOLVENCIA

SUPERVISIÓN EXTRA SITU

PRINCIPALES INDICADORES FINANCIEROS

SUPERVISIÓN EXTRA SITU

PRINCIPALES INDICADORES FINANCIEROS

CONSIDERACIONES CARTERA DE CRÉDITOS

Renovados Refinanciados Reestructurados TOTAL % Sobre Cartera