Cálculos Financiación

Cálculos financiación. PE250GUv3

Denominación : MiEmpresa Ejercicio 2022

Notas

2021
Libro para Excel® basado en un original de D. Esteve
 DATOS del préstamo RESUMEN
Importe del préstamo 50,000.00 Importe neto prestado 50,000.00
Tipo de interés anual (%) 4.00% Número de pagos previstos 60
Plazo en años 5 Cuota prevista MENSUAL 920.83
Forma de pago MENSUAL Primera Cuota 8/20/2019
Carencia en MESES - Tasa Anual Equivalente - T.A.E. 4.07%
Gastos de formalización en % Tasa Interna de Retorno -T.I.R. 0.33%
importe
Fecha concesión día 20 Total pagos Principal 50,000.00
mes Julio Intereses 5,249.57
año 2019 Gastos 0.00
Total 55,249.57

1 CONSULTA PUNTUAL
Consulta por NÚMERO de PAGO Consulta por FECHA de PAGO

Fecha Número de pago

Importe del pago Importe del pago
Deuda - Saldo pendiente Deuda - Saldo pendiente
Importe amortizado Importe amortizado
Intereses pagados Intereses pagados
Total pagos a la fecha Total pagos a la fecha

2 CONSULTA 12 MESES
Consulta del AÑO mes de inicio Enero

Enero Febrero Marzo Abril Mayo Junio Julio Agosto Septiembre

Principal 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Intereses 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total pagar 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Deuda 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
3 CUADRO de AMORTIZACIÓN
MESES FECHA PAGOS DEUDA Importe
Nº PAGO vencimiento GASTOS INTERESES PRINCIPAL TOTAL/cuota pendiente AMORTIZADO
0 7/20/2019 0.00 0.00 50,000.00
1 8/20/2019 166.67 754.16 920.83 49,245.84 754.16
2 9/20/2019 164.15 756.67 920.83 48,489.17 1,510.83
3 10/20/2019 161.63 759.20 920.83 47,729.97 2,270.03
4 11/20/2019 159.10 761.73 920.83 46,968.25 3,031.75
5 12/20/2019 156.56 764.27 920.83 46,203.98 3,796.02
6 1/20/2020 154.01 766.81 920.83 45,437.17 4,562.83
7 2/20/2020 151.46 769.37 920.83 44,667.80 5,332.20
8 3/20/2020 148.89 771.93 920.83 43,895.87 6,104.13
9 4/20/2020 146.32 774.51 920.83 43,121.36 6,878.64
10 5/20/2020 143.74 777.09 920.83 42,344.27 7,655.73
11 6/20/2020 141.15 779.68 920.83 41,564.59 8,435.41
12 7/20/2020 138.55 782.28 920.83 40,782.31 9,217.69
13 8/20/2020 135.94 784.89 920.83 39,997.43 10,002.57
14 9/20/2020 133.32 787.50 920.83 39,209.93 10,790.07
15 10/20/2020 130.70 790.13 920.83 38,419.80 11,580.20
16 11/20/2020 128.07 792.76 920.83 37,627.04 12,372.96
17 12/20/2020 125.42 795.40 920.83 36,831.64 13,168.36
18 1/20/2021 122.77 798.05 920.83 36,033.58 13,966.42
19 2/20/2021 120.11 800.71 920.83 35,232.87 14,767.13
20 3/20/2021 117.44 803.38 920.83 34,429.49 15,570.51
21 4/20/2021 114.76 806.06 920.83 33,623.43 16,376.57
22 5/20/2021 112.08 808.75 920.83 32,814.68 17,185.32
23 6/20/2021 109.38 811.44 920.83 32,003.23 17,996.77
24 7/20/2021 106.68 814.15 920.83 31,189.09 18,810.91
25 8/20/2021 103.96 816.86 920.83 30,372.22 19,627.78
26 9/20/2021 101.24 819.59 920.83 29,552.64 20,447.36
27 10/20/2021 98.51 822.32 920.83 28,730.32 21,269.68
28 11/20/2021 95.77 825.06 920.83 27,905.26 22,094.74
29 12/20/2021 93.02 827.81 920.83 27,077.45 22,922.55
30 1/20/2022 90.26 830.57 920.83 26,246.89 23,753.11
31 2/20/2022 87.49 833.34 920.83 25,413.55 24,586.45
32 3/20/2022 84.71 836.11 920.83 24,577.44 25,422.56
33 4/20/2022 81.92 838.90 920.83 23,738.53 26,261.47
34 5/20/2022 79.13 841.70 920.83 22,896.84 27,103.16
35 6/20/2022 76.32 844.50 920.83 22,052.33 27,947.67
36 7/20/2022 73.51 847.32 920.83 21,205.01 28,794.99
37 8/20/2022 70.68 850.14 920.83 20,354.87 29,645.13
38 9/20/2022 67.85 852.98 920.83 19,501.90 30,498.10
39 10/20/2022 65.01 855.82 920.83 18,646.08 31,353.92
40 11/20/2022 62.15 858.67 920.83 17,787.40 32,212.60
41 12/20/2022 59.29 861.53 920.83 16,925.87 33,074.13
42 1/20/2023 56.42 864.41 920.83 16,061.46 33,938.54
43 2/20/2023 53.54 867.29 920.83 15,194.17 34,805.83
44 3/20/2023 50.65 870.18 920.83 14,323.99 35,676.01
45 4/20/2023 47.75 873.08 920.83 13,450.92 36,549.08
46 5/20/2023 44.84 875.99 920.83 12,574.93 37,425.07
47 6/20/2023 41.92 878.91 920.83 11,696.02 38,303.98
48 7/20/2023 38.99 881.84 920.83 10,814.18 39,185.82
49 8/20/2023 36.05 884.78 920.83 9,929.40 40,070.60
50 9/20/2023 33.10 887.73 920.83 9,041.67 40,958.33
51 10/20/2023 30.14 890.69 920.83 8,150.98 41,849.02
52 11/20/2023 27.17 893.66 920.83 7,257.33 42,742.67
53 12/20/2023 24.19 896.64 920.83 6,360.69 43,639.31
54 1/20/2024 21.20 899.62 920.83 5,461.07 44,538.93
55 2/20/2024 18.20 902.62 920.83 4,558.44 45,441.56
56 3/20/2024 15.19 905.63 920.83 3,652.81 46,347.19
57 4/20/2024 12.18 908.65 920.83 2,744.16 47,255.84
58 5/20/2024 9.15 911.68 920.83 1,832.48 48,167.52
59 6/20/2024 6.11 914.72 920.83 917.77 49,082.23
60 7/20/2024 3.06 917.77 920.83 0.00 50,000.00
61 8/20/2024 0.00 0.00 0.00 0.00 50,000.00
62 9/20/2024 0.00 0.00 0.00 0.00 50,000.00
63 10/20/2024 0.00 0.00 0.00 0.00 50,000.00
64 11/20/2024 0.00 0.00 0.00 0.00 50,000.00
65 12/20/2024 0.00 0.00 0.00 0.00 50,000.00
66 1/20/2025 0.00 0.00 0.00 0.00 50,000.00
67 2/20/2025 0.00 0.00 0.00 0.00 50,000.00
68 3/20/2025 0.00 0.00 0.00 0.00 50,000.00
69 4/20/2025 0.00 0.00 0.00 0.00 50,000.00
70 5/20/2025 0.00 0.00 0.00 0.00 50,000.00
71 6/20/2025 0.00 0.00 0.00 0.00 50,000.00
72 7/20/2025 0.00 0.00 0.00 0.00 50,000.00
73 8/20/2025 0.00 0.00 0.00 0.00 50,000.00
74 9/20/2025 0.00 0.00 0.00 0.00 50,000.00
75 10/20/2025 0.00 0.00 0.00 0.00 50,000.00
76 11/20/2025 0.00 0.00 0.00 0.00 50,000.00
77 12/20/2025 0.00 0.00 0.00 0.00 50,000.00
78 1/20/2026 0.00 0.00 0.00 0.00 50,000.00
79 2/20/2026 0.00 0.00 0.00 0.00 50,000.00
80 3/20/2026 0.00 0.00 0.00 0.00 50,000.00
81 4/20/2026 0.00 0.00 0.00 0.00 50,000.00
82 5/20/2026 0.00 0.00 0.00 0.00 50,000.00
83 6/20/2026 0.00 0.00 0.00 0.00 50,000.00
84 7/20/2026 0.00 0.00 0.00 0.00 50,000.00
85 8/20/2026 0.00 0.00 0.00 0.00 50,000.00
86 9/20/2026 0.00 0.00 0.00 0.00 50,000.00
87 10/20/2026 0.00 0.00 0.00 0.00 50,000.00
88 11/20/2026 0.00 0.00 0.00 0.00 50,000.00
89 12/20/2026 0.00 0.00 0.00 0.00 50,000.00
90 1/20/2027 0.00 0.00 0.00 0.00 50,000.00
91 2/20/2027 0.00 0.00 0.00 0.00 50,000.00
92 3/20/2027 0.00 0.00 0.00 0.00 50,000.00
93 4/20/2027 0.00 0.00 0.00 0.00 50,000.00
94 5/20/2027 0.00 0.00 0.00 0.00 50,000.00
95 6/20/2027 0.00 0.00 0.00 0.00 50,000.00
96 7/20/2027 0.00 0.00 0.00 0.00 50,000.00
97 8/20/2027 0.00 0.00 0.00 0.00 50,000.00
98 9/20/2027 0.00 0.00 0.00 0.00 50,000.00
99 10/20/2027 0.00 0.00 0.00 0.00 50,000.00
100 11/20/2027 0.00 0.00 0.00 0.00 50,000.00
101 12/20/2027 0.00 0.00 0.00 0.00 50,000.00
102 1/20/2028 0.00 0.00 0.00 0.00 50,000.00
103 2/20/2028 0.00 0.00 0.00 0.00 50,000.00
104 3/20/2028 0.00 0.00 0.00 0.00 50,000.00
105 4/20/2028 0.00 0.00 0.00 0.00 50,000.00
106 5/20/2028 0.00 0.00 0.00 0.00 50,000.00
107 6/20/2028 0.00 0.00 0.00 0.00 50,000.00
108 7/20/2028 0.00 0.00 0.00 0.00 50,000.00
109 8/20/2028 0.00 0.00 0.00 0.00 50,000.00
110 9/20/2028 0.00 0.00 0.00 0.00 50,000.00
111 10/20/2028 0.00 0.00 0.00 0.00 50,000.00
112 11/20/2028 0.00 0.00 0.00 0.00 50,000.00
113 12/20/2028 0.00 0.00 0.00 0.00 50,000.00
114 1/20/2029 0.00 0.00 0.00 0.00 50,000.00
115 2/20/2029 0.00 0.00 0.00 0.00 50,000.00
116 3/20/2029 0.00 0.00 0.00 0.00 50,000.00
117 4/20/2029 0.00 0.00 0.00 0.00 50,000.00
118 5/20/2029 0.00 0.00 0.00 0.00 50,000.00
119 6/20/2029 0.00 0.00 0.00 0.00 50,000.00
120 7/20/2029 0.00 0.00 0.00 0.00 50,000.00
121 8/20/2029 0.00 0.00 0.00 0.00 50,000.00
122 9/20/2029 0.00 0.00 0.00 0.00 50,000.00
123 10/20/2029 0.00 0.00 0.00 0.00 50,000.00
124 11/20/2029 0.00 0.00 0.00 0.00 50,000.00
125 12/20/2029 0.00 0.00 0.00 0.00 50,000.00
126 1/20/2030 0.00 0.00 0.00 0.00 50,000.00
127 2/20/2030 0.00 0.00 0.00 0.00 50,000.00
128 3/20/2030 0.00 0.00 0.00 0.00 50,000.00
129 4/20/2030 0.00 0.00 0.00 0.00 50,000.00
130 5/20/2030 0.00 0.00 0.00 0.00 50,000.00
131 6/20/2030 0.00 0.00 0.00 0.00 50,000.00
132 7/20/2030 0.00 0.00 0.00 0.00 50,000.00
133 8/20/2030 0.00 0.00 0.00 0.00 50,000.00
134 9/20/2030 0.00 0.00 0.00 0.00 50,000.00
135 10/20/2030 0.00 0.00 0.00 0.00 50,000.00
136 11/20/2030 0.00 0.00 0.00 0.00 50,000.00
137 12/20/2030 0.00 0.00 0.00 0.00 50,000.00
138 1/20/2031 0.00 0.00 0.00 0.00 50,000.00
139 2/20/2031 0.00 0.00 0.00 0.00 50,000.00
140 3/20/2031 0.00 0.00 0.00 0.00 50,000.00
141 4/20/2031 0.00 0.00 0.00 0.00 50,000.00
142 5/20/2031 0.00 0.00 0.00 0.00 50,000.00
143 6/20/2031 0.00 0.00 0.00 0.00 50,000.00
144 7/20/2031 0.00 0.00 0.00 0.00 50,000.00
145 8/20/2031 0.00 0.00 0.00 0.00 50,000.00
146 9/20/2031 0.00 0.00 0.00 0.00 50,000.00
147 10/20/2031 0.00 0.00 0.00 0.00 50,000.00
148 11/20/2031 0.00 0.00 0.00 0.00 50,000.00
149 12/20/2031 0.00 0.00 0.00 0.00 50,000.00
150 1/20/2032 0.00 0.00 0.00 0.00 50,000.00
151 2/20/2032 0.00 0.00 0.00 0.00 50,000.00
152 3/20/2032 0.00 0.00 0.00 0.00 50,000.00
153 4/20/2032 0.00 0.00 0.00 0.00 50,000.00
154 5/20/2032 0.00 0.00 0.00 0.00 50,000.00
155 6/20/2032 0.00 0.00 0.00 0.00 50,000.00
 LEASING - ARRENDAMIENTO FINANCIERO información

DATOS RESUMEN
Importe 36,000.00 Intereses - Coste financiero 4,673.67
Tipo de interés anual (%) 5.00% Coste recuperado 35,333.22
Plazo años 5 Total arrendamiento 40,006.89
Forma de pago MENSUAL Valor residual 666.78
% impuestos - I.V.A. 10.00% Gastos de apertura 360.00
% Comisión o gastos de apertura 1.00% Total pagos 41,033.67
Valor residual del activo Una cuota Impuestos (IVA) 4,139.37
Tasa Anual Equivalente - T.A.E. 6.18%
día Tasa Interna de Retorno -T.I.R. 0.50%
Fecha concesión mes
año
1 CONSULTA 12 MESES

Consulta del AÑO mes de inicio

0 Enero Febrero Marzo Abril Mayo Junio Julio Agosto Septiembre Octubre Noviembre
Cuota Neta 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Impuestos - IVA 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Cuota Total 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Pendiente 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 CUADRO de AMORTIZACIÓN

MESES FECHA Cuota Neta IVA Cuota Total Intereses Amortización Pendiente

0 11/30/1999 360.00 36.00 396.00 36,000.00

1 1 12/30/1999 666.78 66.68 733.46 147.22 519.56 35,480.44
2 2 1/30/2000 666.78 66.68 733.46 145.06 521.72 34,958.72
3 3 2/29/2000 666.78 66.68 733.46 142.88 523.90 34,434.82
4 4 3/29/2000 666.78 66.68 733.46 140.70 526.08 33,908.74
5 5 4/29/2000 666.78 66.68 733.46 138.51 528.27 33,380.46
6 6 5/29/2000 666.78 66.68 733.46 136.31 530.47 32,849.99
7 7 6/29/2000 666.78 66.68 733.46 134.10 532.68 32,317.30
8 8 7/29/2000 666.78 66.68 733.46 131.88 534.90 31,782.40
9 9 8/29/2000 666.78 66.68 733.46 129.65 537.13 31,245.27
10 10 9/29/2000 666.78 66.68 733.46 127.41 539.37 30,705.90
11 11 10/29/2000 666.78 66.68 733.46 125.16 541.62 30,164.28
12 12 11/29/2000 666.78 66.68 733.46 122.91 543.88 29,620.40
13 13 12/29/2000 666.78 66.68 733.46 120.64 546.14 29,074.26
14 14 1/29/2001 666.78 66.68 733.46 118.36 548.42 28,525.84
15 15 2/28/2001 666.78 66.68 733.46 116.08 550.70 27,975.14
16 16 3/28/2001 666.78 66.68 733.46 113.78 553.00 27,422.14
17 17 4/28/2001 666.78 66.68 733.46 111.48 555.30 26,866.84
18 18 5/28/2001 666.78 66.68 733.46 109.17 557.61 26,309.23
19 19 6/28/2001 666.78 66.68 733.46 106.84 559.94 25,749.29
20 20 7/28/2001 666.78 66.68 733.46 104.51 562.27 25,187.02
21 21 8/28/2001 666.78 66.68 733.46 102.17 564.61 24,622.41
22 22 9/28/2001 666.78 66.68 733.46 99.82 566.97 24,055.44
23 23 10/28/2001 666.78 66.68 733.46 97.45 569.33 23,486.11
24 24 11/28/2001 666.78 66.68 733.46 95.08 571.70 22,914.41
25 25 12/28/2001 666.78 66.68 733.46 92.70 574.08 22,340.33
26 26 1/28/2002 666.78 66.68 733.46 90.31 576.47 21,763.85
27 27 2/28/2002 666.78 66.68 733.46 87.90 578.88 21,184.98
28 28 3/28/2002 666.78 66.68 733.46 85.49 581.29 20,603.69
29 29 4/28/2002 666.78 66.68 733.46 83.07 583.71 20,019.98
30 30 5/28/2002 666.78 66.68 733.46 80.64 586.14 19,433.83
31 31 6/28/2002 666.78 66.68 733.46 78.20 588.59 18,845.25
32 32 7/28/2002 666.78 66.68 733.46 75.74 591.04 18,254.21
33 33 8/28/2002 666.78 66.68 733.46 73.28 593.50 17,660.71
34 34 9/28/2002 666.78 66.68 733.46 70.81 595.97 17,064.74
35 35 10/28/2002 666.78 66.68 733.46 68.32 598.46 16,466.28
36 36 11/28/2002 666.78 66.68 733.46 65.83 600.95 15,865.33
37 37 12/28/2002 666.78 66.68 733.46 63.33 603.45 15,261.88
38 38 1/28/2003 666.78 66.68 733.46 60.81 605.97 14,655.91
39 39 2/28/2003 666.78 66.68 733.46 58.29 608.49 14,047.41
40 40 3/28/2003 666.78 66.68 733.46 55.75 611.03 13,436.38
41 41 4/28/2003 666.78 66.68 733.46 53.21 613.57 12,822.81
42 42 5/28/2003 666.78 66.68 733.46 50.65 616.13 12,206.68
43 43 6/28/2003 666.78 66.68 733.46 48.08 618.70 11,587.98
44 44 7/28/2003 666.78 66.68 733.46 45.50 621.28 10,966.70
45 45 8/28/2003 666.78 66.68 733.46 42.92 623.87 10,342.84
46 46 9/28/2003 666.78 66.68 733.46 40.32 626.46 9,716.37
47 47 10/28/2003 666.78 66.68 733.46 37.71 629.07 9,087.30
48 48 11/28/2003 666.78 66.68 733.46 35.09 631.70 8,455.60
49 49 12/28/2003 666.78 66.68 733.46 32.45 634.33 7,821.28
50 50 1/28/2004 666.78 66.68 733.46 29.81 636.97 7,184.30
51 51 2/28/2004 666.78 66.68 733.46 27.16 639.63 6,544.68
52 52 3/28/2004 666.78 66.68 733.46 24.49 642.29 5,902.39
53 53 4/28/2004 666.78 66.68 733.46 21.82 644.97 5,257.42
54 54 5/28/2004 666.78 66.68 733.46 19.13 647.65 4,609.77
55 55 6/28/2004 666.78 66.68 733.46 16.43 650.35 3,959.42
56 56 7/28/2004 666.78 66.68 733.46 13.72 653.06 3,306.35
57 57 8/28/2004 666.78 66.68 733.46 11.00 655.78 2,650.57
58 58 9/28/2004 666.78 66.68 733.46 8.27 658.52 1,992.06
59 59 10/28/2004 666.78 66.68 733.46 5.52 661.26 1,330.80
60 60 11/28/2004 666.78 66.68 733.46 2.77 664.01 666.78
 DESCUENTO COMERCIAL información

DATOS RESUMEN

Importe Importe nominal 0.00

Tipo de interés anual (%) Intereses 0.00
% Comisión Comisiones 0.00
Comisión mínima Importe neto 0.00
Mínimo días Coste efectivo anual - T.A.E. n/d

Fecha descuento Coste efectivo del período -T.I.R. n/d

Fecha vencimiento
Días -

Notas