tabla de amortización cuota fija y tasa de interés fija

abono a capital fijo

Periodo Saldo inicial
préstamo $ 13,000,000 0
tasa 3.20% trimestral 1 $ 13,000,000
plazo 2 años 2 $ 12,999,900
cuotas son trimestrales 3 $ 12,999,800
4 $ 12,999,700
5 $ 12,999,600
6 $ 12,999,500
7 $ 12,999,400
8 $ 12,999,300
Cuota Interés Abono a capital Capital final
0 0 0 $ 13,000,000
Err:509 $ 416,000 $ 100 $ 12,999,900
Err:509 $ 415,997 $ 100 $ 12,999,800
Err:509 $ 415,994 $ 100 $ 12,999,700
Err:509 $ 415,990 $ 100 $ 12,999,600
Err:509 $ 415,987 $ 100 $ 12,999,500
Err:509 $ 415,984 $ 100 $ 12,999,400
Err:509 $ 415,981 $ 100 $ 12,999,300
Err:509 $ 415,978 $ 100 $ 12,999,200
tasa 3.20%
n 8 trimestres
Préstamo $ 8,000,000
Tasa variable dependiendo los movimientos
Periodo Tasa trimes Saldo inicial
0 0% $ 13,000,000
1 3% $ 13,000,000
2 3.10% $ 11,530,972
3 3.40% $ 10,029,403
4 3.30% $ 8,511,375
5 3% $ 6,933,222
6 2.80% $ 5,282,190
7 2.60% $ 3,571,063
8 3.00% $ 1,804,882
CUOTA FIJA Y TASA VARIABLE
Cuota Interés
$ 1,859,028 $ 390,000
$ 1,859,028 $ 357,460
$ 1,859,028 $ 341,000
$ 1,859,028 $ 280,875
$ 1,859,028 $ 207,997
$ 1,859,028 $ 147,901
$ 1,859,028 $ 92,848
$ 1,859,028 $ 54,146
JA Y TASA VARIABLE

Abono a capital Capital final

$ 13,000,000
$ 1,469,028 $ 11,530,972
$ 1,501,568 $ 10,029,403
$ 1,518,029 $ 8,511,375
$ 1,578,153 $ 6,933,222
$ 1,651,032 $ 5,282,190
$ 1,711,127 $ 3,571,063
$ 1,766,181 $ 1,804,882
$ 1,804,882 $ 0
 TABLA DE AMORTIZACIÓN CUOTA VARIABLE CON UN GRADIENTE Y TASA DE INTERÉS FIJA

Préstamo $ 13,000,000
TASA 3.20%
N 8
CUOTAS CRECEN EN 1% 1%
Periodo Saldo inicial Cuota Interés Abono a capital
0 $ 13,000,000 $ - $ - $ -
1 $ 13,000,000 $ 1,806,167 $ 416,000 $ 1,390,167
2 $ 11,609,833 $ 1,824,229 $ 371,515 $ 1,452,714
3 $ 10,157,118 $ 1,842,471 $ 325,028 $ 1,517,443
4 $ 8,639,675 $ 1,860,896 $ 276,470 $ 1,584,426
5 $ 7,055,248 $ 1,879,505 $ 225,768 $ 1,653,737
6 $ 5,401,511 $ 1,898,300 $ 172,848 $ 1,725,452
7 $ 3,676,060 $ 1,917,283 $ 117,634 $ 1,799,649
8 $ 1,876,411 $ 1,936,456 $ 60,045 $ 1,876,411
$ 1,965,307
E INTERÉS FIJA

Capital final
$ 13,000,000
$ 11,609,833
$ 10,157,118
$ 8,639,675
$ 7,055,248
$ 5,401,511
$ 3,676,060
$ 1,876,411
$ -
 PERIODO MUERTO

Periodo Saldo inicial Cuota Interés Abono a capital

0 $ 120,000,000 $ - $ -
1 $ 120,000,000 $ - $ 4,200,000 $ -
2 $ 124,200,000 $ - $ 4,347,000 $ -
3 $ 128,547,000 $ - $ 4,499,145 $ -
4 $ 133,046,145 $ - $ 4,656,615 $ -
5 $ 137,702,760 $ - $ 4,819,597 $ -
6 $ 142,522,357 $ - $ 4,988,282 $ -
7 $ 147,510,639 $ 11,183,791 $ 5,162,872 $ 6,020,918
8 $ 141,489,721 $ 11,183,791 $ 4,952,140 $ 6,231,650
9 $ 135,258,070 $ 11,183,791 $ 4,734,032 $ 6,449,758
10 $ 128,808,312 $ 11,183,791 $ 4,508,291 $ 6,675,500
11 $ 122,132,813 $ 11,183,791 $ 4,274,648 $ 6,909,142
12 $ 115,223,670 $ 11,183,791 $ 4,032,828 $ 7,150,962
13 $ 108,072,708 $ 11,183,791 $ 3,782,545 $ 7,401,246
14 $ 100,671,462 $ 11,183,791 $ 3,523,501 $ 7,660,289
15 $ 93,011,173 $ 11,183,791 $ 3,255,391 $ 7,928,400
16 $ 85,082,773 $ 11,183,791 $ 2,977,897 $ 8,205,894
17 $ 76,876,880 $ 11,183,791 $ 2,690,691 $ 8,493,100
18 $ 68,383,780 $ 11,183,791 $ 2,393,432 $ 8,790,358
19 $ 59,593,421 $ 11,183,791 $ 2,085,770 $ 9,098,021
20 $ 50,495,401 $ 11,183,791 $ 1,767,339 $ 9,416,452
21 $ 41,078,949 $ 11,183,791 $ 1,437,763 $ 9,746,027
22 $ 31,332,921 $ 11,183,791 $ 1,096,652 $ 10,087,138
23 $ 21,245,783 $ 11,183,791 $ 743,602 $ 10,440,188
24 $ 10,805,595 $ 11,183,791 $ 378,196 $ 10,805,595
$ 81,308,232
 I 3.50%

Capital final
$ 120,000,000
$ 124,200,000
$ 128,547,000
$ 133,046,145
$ 137,702,760
$ 142,522,357
$ 147,510,639
$ 141,489,721
$ 135,258,070
$ 128,808,312
$ 122,132,813
$ 115,223,670
$ 108,072,708
$ 100,671,462
$ 93,011,173
$ 85,082,773
$ 76,876,880
$ 68,383,780
$ 59,593,421
$ 50,495,401
$ 41,078,949
$ 31,332,921
$ 21,245,783
$ 10,805,595
-$ 0
 periodo de gracia SE PAGAN SOLO LOS INTERESES

I 3.50%
periodo de gracia 6

Periodo Saldo inicial Cuota

0 $ 120,000,000 $ -
1 $ 120,000,000 $ 4,200,000
2 $ 120,000,000 $ 4,200,000
3 $ 120,000,000 $ 4,200,000
4 $ 120,000,000 $ 4,200,000
5 $ 120,000,000 $ 4,200,000
6 $ 120,000,000 $ 4,200,000
7 $ 120,000,000 Err:522
8 $ 120,000,000 Err:522
9 Err:522 Err:522
10 Err:522 Err:522
11 Err:522 Err:522
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24 Err:522 Err:522
Interés Abono a capital Capital final
$ - $ - $ 120,000,000
$ 4,200,000 $ 120,000,000
$ 4,200,000 $ - $ 120,000,000
$ 4,200,000 $ - $ 120,000,000
$ 4,200,000 $ - $ 120,000,000
$ 4,200,000 $ - $ 120,000,000
$ 4,200,000 $ - $ 120,000,000
$ 4,200,000 Err:522 $ 120,000,000
$ 4,200,000 Err:522 Err:522
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