N-º CAPITAL TASA !

% Nº PERIODOS
INVERTIDO
1 10,000,000 2.60% 6
2 15,000,000 2.60% 6
3 20,000,000 3.00% 8

CAPITAL TOTAL DE CAPITAL FINAL

Nº !% Nº INTERES
INICIAL (SIMPLE)
PAGADO
(SIMPLE)
1 10,000,000 2.60% 6 1560000 11,560,000
2 15,000,000 2.60% 6 2340000 17,340,000
3 20,000,000 3.00% 8 4800000 24,800,000
 TOTAL DE DIFERENCIA EN
INTERES CAPITAL FINAL REANTIBILIDAD
PAGADO (COMPUESTO) DE LA
(COMPUESTO) INVERSACION
1,664,984 11,664,984
2,497,477 17,497,477
5,335,402 25,335,402

^
 TASAS
A 5.00% ET
B 5.90% EM
C 6.60% ES

A B C
5.00% 5.90% 6.60%
EA 7.59% EA 41% EA 47%
ES 4% ES 19% ES 21%
EC 2% EC 9% EC 10%
ET 1% ET 4% ET 5%
EB 1% EB 2% EB 2%
EM 0% EM 1% EM 1%
ED 0% ED 1% ED 1%
 DATOS INICIALES
DEUDAS 20,000,000
PLAZO 5 AÑOS
TAZA EFECTIVA 18.12% E.A
FRECUENCIA PAGOS MENSUAL
60 Cuotas

TASA 1.397%

$494,572.63

Nº Cuota Valor C Intereses Amortizacion

0
1 $494,572.63 $ 279,486.26 $215,086.37
2 $494,572.63 $ 276,480.58 $218,092.05
3 $494,572.63 $ 273,432.89 $221,139.74
4 $494,572.63 $ 270,342.61 $224,230.02
5 $494,572.63 $ 267,209.15 $227,363.48
6 $494,572.63 $ 264,031.91 $230,540.72
7 $494,572.63 $ 260,810.26 $233,762.37
8 $494,572.63 $ 257,543.59 $237,029.04
9 $494,572.63 $ 254,231.27 $240,341.36
10 $494,572.63 $ 250,872.67 $243,699.96
11 $494,572.63 $ 247,467.13 $247,105.50
12 $494,572.63 $ 244,014.00 $250,558.63
13 $494,572.63 $ 240,512.61 $254,060.02
14 $494,572.63 $ 236,962.30 $257,610.33
15 $494,572.63 $ 233,362.37 $261,210.26
16 $494,572.63 $ 229,712.14 $264,860.49
17 $494,572.63 $ 226,010.89 $268,561.74
18 $494,572.63 $ 222,257.93 $272,314.70
19 $494,572.63 $ 218,452.52 $276,120.11
20 $494,572.63 $ 214,593.93 $279,978.70
21 $494,572.63 $ 210,681.42 $283,891.21
22 $494,572.63 $ 206,714.23 $287,858.40
23 $494,572.63 $ 202,691.61 $291,881.02
24 $494,572.63 $ 198,612.77 $295,959.86
25 $494,572.63 $ 194,476.94 $300,095.69
26 $494,572.63 $ 190,283.30 $304,289.33
27 $494,572.63 $ 186,031.07 $308,541.56
28 $494,572.63 $ 181,719.41 $312,853.22
29 $494,572.63 $ 177,347.51 $317,225.12
30 $494,572.63 $ 172,914.50 $321,658.13
31 $494,572.63 $ 168,419.55 $326,153.08
32 $494,572.63 $ 163,861.79 $330,710.84
33 $494,572.63 $ 159,240.33 $335,332.30
34 $494,572.63 $ 154,554.29 $340,018.34
35 $494,572.63 $ 149,802.77 $344,769.86
36 $494,572.63 $ 144,984.85 $349,587.78
37 $494,572.63 $ 140,099.60 $354,473.03
38 $494,572.63 $ 135,146.08 $359,426.55
39 $494,572.63 $ 130,123.34 $364,449.29
40 $494,572.63 $ 125,030.41 $369,542.22
41 $494,572.63 $ 119,866.31 $374,706.32
42 $494,572.63 $ 114,630.05 $379,942.58
43 $494,572.63 $ 109,320.61 $385,252.02
44 $494,572.63 $ 103,936.98 $390,635.65
45 $494,572.63 $ 98,478.12 $396,094.51
46 $494,572.63 $ 92,942.97 $401,629.66
47 $494,572.63 $ 87,330.47 $407,242.16
48 $494,572.63 $ 81,639.54 $412,933.09
49 $494,572.63 $ 75,869.08 $418,703.55
50 $494,572.63 $ 70,017.99 $424,554.64
51 $494,572.63 $ 64,085.13 $430,487.50
52 $494,572.63 $ 58,069.36 $436,503.27
53 $494,572.63 $ 51,969.53 $442,603.10
54 $494,572.63 $ 45,784.45 $448,788.18
55 $494,572.63 $ 39,512.95 $455,059.68
56 $494,572.63 $ 33,153.80 $461,418.83
57 $494,572.63 $ 26,705.79 $467,866.84
58 $494,572.63 $ 20,167.67 $474,404.96
59 $494,572.63 $ 13,538.19 $481,034.44
60 $494,572.63 $ 6,816.06 $487,756.57
Saldo
20,000,000
$19,784,913.63
$19,566,821.58
$19,345,681.84
$19,121,451.82
$18,894,088.35
$18,663,547.62
$18,429,785.25
$18,192,756.21
$17,952,414.85
$17,708,714.89
$17,461,609.38
$17,211,050.75
$16,956,990.73
$16,699,380.40
$16,438,170.14
$16,173,309.64
$15,904,747.91
$15,632,433.20
$15,356,313.09
$15,076,334.39
$14,792,443.17
$14,504,584.77
$14,212,703.75
$13,916,743.89
$13,616,648.20
$13,312,358.88
$13,003,817.32
$12,690,964.10
$12,373,738.98
$12,052,080.85
$11,725,927.77
$11,395,216.93
$11,059,884.62
$10,719,866.29
$10,375,096.42
$10,025,508.64
$9,671,035.60
$9,311,609.05
$8,947,159.76
$8,577,617.55
$8,202,911.23
$7,822,968.65
$7,437,716.63
$7,047,080.98
$6,650,986.47
$6,249,356.81
$5,842,114.64
$5,429,181.55
$5,010,478.01
$4,585,923.36
$4,155,435.86
$3,718,932.59
$3,276,329.49
$2,827,541.32
$2,372,481.63
$1,911,062.81
$1,443,195.97
$968,791.01
$487,756.57
$0.00
DATOS INICIALES
DEUDAS 20,000,000
PLAZO 5 AÑOS
TAZA EFECTIVA 18.12% E.A
FRECUENCIA PAGOS MENSUAL
60 Cuotas
TASA 1.397%
DECRECIENTE 3%

$494,572.63

PERIODO Valor Inicial CUOTAS INTERES

0 $20,000,000
1 $20,000,000 $ 122,327,648.43 $279,486.26
2 $20,000,000 $ 118,657,818.98 $279,486.26
3 $20,000,000 $ 115,098,084.41 $279,486.26
4 $20,000,000 $ 111,645,141.88 $279,486.26
5 $20,000,000 $ 108,295,787.62 $279,486.26
6 $20,000,000 $ 105,046,913.99 $279,486.26
7 $20,000,000 $ 101,895,506.57 $279,486.26
8 $20,000,000 $ 98,838,641.38 $279,486.26
9 $20,000,000 $ 95,873,482.13 $279,486.26
10 $20,000,000 $ 92,997,277.67 $279,486.26
11 $20,000,000 $ 90,207,359.34 $279,486.26
12 $20,000,000 $ 87,501,138.56 $279,486.26
13 $20,000,000 $ 84,876,104.40 $279,486.26
14 $20,000,000 $ 82,329,821.27 $279,486.26
15 $20,000,000 $ 79,859,926.63 $279,486.26
16 $20,000,000 $ 77,464,128.83 $279,486.26
17 $20,000,000 $ 75,140,204.97 $279,486.26
18 $20,000,000 $ 72,885,998.82 $279,486.26
19 $20,000,000 $ 70,699,418.86 $279,486.26
20 $20,000,000 $ 68,578,436.29 $279,486.26
21 $20,000,000 $ 66,521,083.20 $279,486.26
22 $20,000,000 $ 64,525,450.70 $279,486.26
23 $20,000,000 $ 62,589,687.18 $279,486.26
24 $20,000,000 $ 60,711,996.57 $279,486.26
25 $20,000,000 $ 58,890,636.67 $279,486.26
26 $20,000,000 $ 57,123,917.57 $279,486.26
27 $20,000,000 $ 55,410,200.04 $279,486.26
28 $20,000,000 $ 53,747,894.04 $279,486.26
29 $20,000,000 $ 52,135,457.22 $279,486.26
30 $20,000,000 $ 50,571,393.50 $279,486.26
31 $20,000,000 $ 49,054,251.70 $279,486.26
32 $20,000,000 $ 47,582,624.15 $279,486.26
33 $20,000,000 $ 46,155,145.42 $279,486.26
34 $20,000,000 $ 44,770,491.06 $279,486.26
35 $20,000,000 $ 43,427,376.33 $279,486.26
36 $20,000,000 $ 42,124,555.04 $279,486.26
37 $20,000,000 $ 40,860,818.39 $279,486.26
38 $20,000,000 $ 39,634,993.84 $279,486.26
39 $20,000,000 $ 38,445,944.02 $279,486.26
40 $20,000,000 $ 37,292,565.70 $279,486.26
41 $20,000,000 $ 36,173,788.73 $279,486.26
42 $20,000,000 $ 35,088,575.07 $279,486.26
43 $20,000,000 $ 34,035,917.82 $279,486.26
44 $20,000,000 $ 33,014,840.28 $279,486.26
45 $20,000,000 $ 32,024,395.07 $279,486.26
46 $20,000,000 $ 31,063,663.22 $279,486.26
47 $20,000,000 $ 30,131,753.32 $279,486.26
48 $20,000,000 $ 29,227,800.72 $279,486.26
49 $20,000,000 $ 28,350,966.70 $279,486.26
50 $20,000,000 $ 27,500,437.70 $279,486.26
51 $20,000,000 $ 26,675,424.57 $279,486.26
52 $20,000,000 $ 25,875,161.83 $279,486.26
53 $20,000,000 $ 25,098,906.98 $279,486.26
54 $20,000,000 $ 24,345,939.77 $279,486.26
55 $20,000,000 $ 23,615,561.58 $279,486.26
56 $20,000,000 $ 22,907,094.73 $279,486.26
57 $20,000,000 $ 22,219,881.89 $279,486.26
58 $20,000,000 $ 21,553,285.43 $279,486.26
59 $20,000,000 $ 20,906,686.87 $279,486.26
60 $20,000,000 $ 20,279,486.26 $279,486.26
CAPITAL SALDO FINAL
20,000,000
$122,048,162.17 -$102,048,162
$118,378,332.72 -$98,378,333
$114,818,598.15 -$94,818,598
$111,365,655.62 -$91,365,656
$108,016,301.36 -$88,016,301
$104,767,427.73 -$84,767,428
$101,616,020.31 -$81,616,020
$98,559,155.11 -$78,559,155
$95,593,995.87 -$75,593,996
$92,717,791.41 -$72,717,791
$89,927,873.08 -$69,927,873
$87,221,652.30 -$67,221,652
$84,596,618.14 -$64,596,618
$82,050,335.01 -$62,050,335
$79,580,440.37 -$59,580,440
$77,184,642.57 -$57,184,643
$74,860,718.71 -$54,860,719
$72,606,512.56 -$52,606,513
$70,419,932.59 -$50,419,933
$68,298,950.03 -$48,298,950
$66,241,596.94 -$46,241,597
$64,245,964.44 -$44,245,964
$62,310,200.92 -$42,310,201
$60,432,510.31 -$40,432,510
$58,611,150.41 -$38,611,150
$56,844,431.31 -$36,844,431
$55,130,713.78 -$35,130,714
$53,468,407.78 -$33,468,408
$51,855,970.96 -$31,855,971
$50,291,907.24 -$30,291,907
$48,774,765.44 -$28,774,765
$47,303,137.89 -$27,303,138
$45,875,659.16 -$25,875,659
$44,491,004.80 -$24,491,005
$43,147,890.07 -$23,147,890
$41,845,068.78 -$21,845,069
$40,581,332.13 -$20,581,332
$39,355,507.58 -$19,355,508
$38,166,457.76 -$18,166,458
$37,013,079.44 -$17,013,079
$35,894,302.47 -$15,894,302
$34,809,088.81 -$14,809,089
$33,756,431.55 -$13,756,432
$32,735,354.02 -$12,735,354
$31,744,908.81 -$11,744,909
$30,784,176.96 -$10,784,177
$29,852,267.06 -$9,852,267
$28,948,314.46 -$8,948,314
$28,071,480.44 -$8,071,480
$27,220,951.44 -$7,220,951
$26,395,938.31 -$6,395,938
$25,595,675.57 -$5,595,676
$24,819,420.72 -$4,819,421
$24,066,453.51 -$4,066,454
$23,336,075.31 -$3,336,075
$22,627,608.47 -$2,627,608
$21,940,395.63 -$1,940,396
$21,273,799.17 -$1,273,799
$20,627,200.61 -$627,201
$20,000,000.00 $0