tiempo saldo K interes cuota tiempo

1 1000 41.67 16.67 58.33 inters

2 958.33 41.67 15.97 57.64 capital
3 916.67 41.67 15.28 56.94
4 875.00 41.67 14.58 56.25
5 833.33 41.67 13.89 55.56
6 791.67 41.67 13.19 54.86
7 750.00 41.67 12.50 54.17
8 708.33 41.67 11.81 53.47
9 666.67 41.67 11.11 52.78
10 625.00 41.67 10.42 52.08
11 583.33 41.67 9.72 51.39
12 541.67 41.67 9.03 50.69
13 500.00 41.67 8.33 50.00
14 458.33 41.67 7.64 49.31
15 416.67 41.67 6.94 48.61
16 375.00 41.67 6.25 47.92
17 333.33 41.67 5.56 47.22
18 291.67 41.67 4.86 46.53
19 250.00 41.67 4.17 45.83
20 208.33 41.67 3.47 45.14
21 166.67 41.67 2.78 44.44
22 125.00 41.67 2.08 43.75
23 83.33 41.67 1.39 43.06
24 41.67 41.67 0.69 42.36
 24 4 años bimestrales
10% 0.0166667
1000
 informacion financiera informacion financiera
tiempo 8 2 años trimestrales tiempo 8
inters 24% 0.06 inters 24%
capital 25000 capital 25000
cuota -S/.4,025.90

amortizacion fija amortizacion con cuotas igua

tiempo saldo K interes cuota tiempo saldo
1 25000 3125 1500 4625 1 25000.0
2 21875 3125 1312.5 4437.5 2 22474.1
3 18750 3125 1125 4250 3 19796.6
4 15625 3125 937.5 4062.5 4 16958.5
5 12500 3125 750 3875 5 13950.2
6 9375 3125 562.5 3687.5 6 10761.3
7 6250 3125 375 3500 7 7381.1
8 3125 3125 187.5 3312.5 8 3798.0
informacion financiera informacion financiera
2 años trimestrales tiempo 7 2 años trimestrales
0.06 inters 24% 0.06
25000 capital 25000
cuota -S/.4,478.38

amortizacion con cuotas iguales amortizacion con gracia normal

interes amortizacion total de pago tiempo saldo interes amortizacion
1500.0 2525.9 4025.9 1 25000 1500 S/.0.00
1348.4 2677.5 4025.9 2 S/.25,000.00 S/.1,500.00 S/.2,978.38
1187.8 2838.1 4025.9 3 S/.22,021.62 S/.1,321.30 S/.3,157.08
1017.5 3008.4 4025.9 4 S/.18,864.55 S/.1,131.87 S/.3,346.50
837.0 3188.9 4025.9 5 S/.15,518.04 S/.931.08 S/.3,547.29
645.7 3380.2 4025.9 6 S/.11,970.75 S/.718.25 S/.3,760.13
442.9 3583.0 4025.9 7 S/.8,210.62 S/.492.64 S/.3,985.74
227.9 3798.0 4025.9 8 S/.4,224.88 S/.253.49 S/.4,224.88
 informacion financiera
tiempo 6 2 años trimestrales
inters 26% 0.065
capital 25000
cuota -S/.4,105.93
-S/.4,082.67 S/.19,764.28

mal amortizacion con cuotas iguales

total de pago tiempo saldo interes amortizacion total de pago
S/.1,500.00 1 25000 1625 S/.2,480.93 S/.4,105.93
S/.4,478.38 2 S/.22,519.07 S/.1,351.14 S/.2,754.79 S/.4,105.93
S/.4,478.38 3 S/.19,764.28 S/.1,284.68 S/.2,798.00 S/.4,082.67
S/.4,478.38 4 S/.16,966.28 S/.1,102.81 S/.2,979.87 S/.4,082.67
S/.4,478.38 5 S/.13,986.42 S/.909.12 S/.3,173.56 S/.4,082.67
S/.4,478.38 6 S/.10,812.86 S/.702.84 S/.3,379.84 S/.4,082.67
S/.4,478.38 7 S/.7,433.02 S/.483.15 S/.3,599.53 S/.4,082.67
S/.4,478.38 8 S/.3,833.50 S/.249.18 S/.3,833.50 S/.4,082.67
otal de pago
 Trabaja con este cuadro
Información Financiera Préstamo
Préstamo 18,750 Cuota inicial 20%
interés 20% 14% tiempo
tiempo 24 24 Saldo
Cuota -3,798 -2,743 Interés

Deuda o
Periodo Cuota Intereses Amortización
Saldo
1 18,750 3,798 3,750 781
2 17,969 2,743 2,516 781
3 17,188 2,743 2,406 781
4 16,406 2,743 2,297 781
5 15,625 2,743 2,188 781
6 14,844 2,743 2,078 781
7 14,063 2,743 1,969 781
8 13,281 2,743 1,859 781
9 12,500 2,743 1,750 781
10 11,719 2,743 1,641 781
11 10,938 2,743 1,531 781
12 10,156 2,743 1,422 781
13 9,375 2,743 1,313 781
14 8,594 2,743 1,203 781
15 7,813 2,743 1,094 781
16 7,031 2,743 984 781
17 6,250 2,743 875 781
18 5,469 2,743 766 781
19 4,688 2,743 656 781
20 3,906 2,743 547 781
21 3,125 2,743 438 781
22 2,344 2,743 328 781
23 1,563 2,743 219 781
24 781 2,743 109 781
25 0 2,743 0 781
te cuadro
18,750
3750 Fórmula de Cuotas iguales : 2194.54
24
15,000
14%

Deuda o
Periodo Cuota Intereses Amortización
Saldo
1 15,000 2194.54 2,100 94.54
2 14,905 2194.54 2,087 107.78
3 14,798 2194.54 2,072 122.86
4 14,675 2194.54 2,054 140.07
5 14,535 2194.54 2,035 159.67
6 14,375 2194.54 2,013 182.03
7 14,193 2194.54 1,987 207.51
8 13,986 2194.54 1,958 236.56
9 13,749 2194.54 1,925 269.68
10 13,479 2194.54 1,887 307.44
11 13,172 2194.54 1,844 350.48
12 12,821 2194.54 1,795 399.55
13 12,422 2194.54 1,739 455.48
14 11,966 2194.54 1,675 519.25
15 11,447 2194.54 1,603 591.95
16 10,855 2194.54 1,520 674.82
17 10,180 2194.54 1,425 769.30
18 9,411 2194.54 1,318 877.00
19 8,534 2194.54 1,195 999.78
20 7,534 2194.54 1,055 1139.75
21 6,395 2194.54 895 1299.31
22 5,095 2194.54 713 1481.21
23 3,614 2194.54 506 1688.58
24 1,925 2194.54 270 1924.98
25 0 2194.54 0 2194.48
Información Financiera y Cuota
Préstamo 50000
interés 0.0333333
tiempo 15
Cuota -4289.957

Cuotas iguales amortización fij

Periodo Deuda o SaCuota Intereses Amortización Periodo
1 50000.00 4289.96 1666.67 2623.29 1
2 47376.71 4289.96 1579.22 2710.73 2
3 44665.98 4289.96 1488.87 2801.09 3
4 41864.89 4289.96 1395.50 2894.46 4
5 38970.42 4289.96 1299.01 2990.94 5
6 35979.48 4289.96 1199.32 3090.64 6
7 32888.84 4289.96 1096.29 3193.66 7
8 29695.18 4289.96 989.84 3300.12 8
9 26395.06 4289.96 879.84 3410.12 9
10 22984.94 4289.96 766.16 3523.79 10
11 19461.15 4289.96 648.70 3641.25 11
12 15819.90 4289.96 527.33 3762.63 12
13 12057.27 4289.96 401.91 3888.05 13
14 8169.22 4289.96 272.31 4017.65 14
15 4151.57 4289.96 138.39 4151.57 15

Información Financiera
Préstamo 50,000
interés 3%
tiempo 13
Cuota -4,802

Gracia total 2 periodos Cuota fija

Deuda o
Periodo Cuota Intereses Amortización Periodo
Saldo
1 50,000 0 0 0 1
2 50,000 0 0 0 2
3 50,000 4,802 1,667 3,136 3
4 46,864 4,802 1,562 3,240 4
5 43,624 4,802 1,454 3,348 5
6 40,276 4,802 1,343 3,460 6
 7 36,816 4,802 1,227 3,575 7
8 33,241 4,802 1,108 3,694 8
9 29,547 4,802 985 3,817 9
10 25,730 4,802 858 3,945 10
11 21,785 4,802 726 4,076 11
12 17,709 4,802 590 4,212 12
13 13,497 4,802 450 4,352 13
14 9,145 4,802 305 4,497 14
15 4,647 4,802 155 4,647 15
 Préstamo
interés
tiempo
Cuota
Amortización 3333.3333

amortización fija Gracia normal 2 periodos

Deuda o Saldo Cuota Intereses Amortización Periodo Deuda o Sa
50000.00 5000.00 1666.67 3333.33 1 50000.00
46666.67 4888.89 1555.56 3333.33 2 50000.00
43333.33 4777.78 1444.44 3333.33 3 50000.00
40000.00 4666.67 1333.33 3333.33 4 46864.40
36666.67 4555.56 1222.22 3333.33 5 43624.28
33333.33 4444.44 1111.11 3333.33 6 40276.16
30000.00 4333.33 1000.00 3333.33 7 36816.44
26666.67 4222.22 888.89 3333.33 8 33241.39
23333.33 4111.11 777.78 3333.33 9 29547.17
20000.00 4000.00 666.67 3333.33 10 25729.81
16666.67 3888.89 555.56 3333.33 11 21785.20
13333.33 3777.78 444.44 3333.33 12 17709.11
10000.00 3666.67 333.33 3333.33 13 13497.15
6666.67 3555.56 222.22 3333.33 14 9144.79
3333.33 3444.44 111.11 3333.33 15 4647.35

Información Financiera
Préstamo 50,000
interés 3% 4%
tiempo 15 14
Cuota -4,290 -4,584

Cuota fija

Deuda o Saldo Cuota Intereses Amortización

50,000 4,290 1,667 2,623
47,377 4,584 2,053 2,531
44,845 4,584 1,943 2,641
42,204 4,584 1,829 2,756
39,449 4,584 1,709 2,875
36,574 4,584 1,585 2,999
33,574 4,584 1,455 3,129
30,445 4,584 1,319 3,265
27,180 4,584 1,178 3,407
23,773 4,584 1,030 3,554
20,219 4,584 876 3,708
16,511 4,584 715 3,869
12,642 4,584 548 4,037
8,605 4,584 373 4,211
4,394 4,584 190 4,394
 50000
0.0333333
13
-4802.265

Gracia normal 2 periodos

Cuota Intereses Amortización
1666.67 1666.67 0.00
1666.67 1666.67 0.00
4802.26 1666.67 3135.60
4802.26 1562.15 3240.12
4802.26 1454.14 3348.12
4802.26 1342.54 3459.73
4802.26 1227.21 3575.05
4802.26 1108.05 3694.22
4802.26 984.91 3817.36
4802.26 857.66 3944.60
4802.26 726.17 4076.09
4802.26 590.30 4211.96
4802.26 449.91 4352.36
4802.26 304.83 4497.44
4802.26 154.91 4647.35
Información Financiera
Préstamo 5,000
interés 2%
tiempo 12
Cuota -463 Amortización

Cuotas iguales amortización fija

Deuda o Deuda o
Periodo Cuota Intereses Amortización Periodo
Saldo Saldo
1 5,000 463 83 380 1 5,000
2 4,620 463 77 386 2 4,583
3 4,234 463 71 393 3 4,167
4 3,841 463 64 399 4 3,750
5 3,442 463 57 406 5 3,333
6 3,036 463 51 413 6 2,917
7 2,624 463 44 419 7 2,500
8 2,204 463 37 426 8 2,083
9 1,778 463 30 434 9 1,667
10 1,344 463 22 441 10 1,250
11 904 463 15 448 11 833
12 456 463 8 456 12 417

Información Financiera Información Financiera

Préstamo 5,000 Préstamo
interés 2% interés
tiempo 8 tiempo
Cuota -673 Cuota

Gracia total por 4 periodos Cuota fija cambio de periodo e

Deuda o Deuda o
Periodo Cuota Intereses Amortización Periodo
Saldo Saldo
1 5,000 0 0 0 1 5,000
2 5,000 0 0 0 2 4,620
3 5,000 0 0 0 3 4,234
4 5,000 0 0 0 4 3,841
5 5,000 673 83 589 5 3,442
6 4,411 673 74 599 6 3,036
7 3,811 673 64 609 7 2,624
8 3,202 673 53 619 8 2,210
9 2,583 673 43 630 9 1,786
10 1,953 673 33 640 10 1,354
11 1,313 673 22 651 11 912
12 662 673 11 662 12 461
 Préstamo 5,000
interés 2%
tiempo 8
Cuota -673
417

mortización fija Gracia normal

Deuda o
Cuota Intereses Amortización Periodo Cuota Intereses
Saldo
500 83 417 1 5,000 83 83
493 76 417 2 5,000 83 83
486 69 417 3 5,000 83 83
479 63 417 4 5,000 83 83
472 56 417 5 5,000 673 83
465 49 417 6 4,411 673 74
458 42 417 7 3,811 673 64
451 35 417 8 3,202 673 53
444 28 417 9 2,583 673 43
438 21 417 10 1,953 673 33
431 14 417 11 1,313 673 22
424 7 417 12 662 673 11

Información Financiera
réstamo 5,000
nterés 1.67% 2.17%
empo 12 6
uota -463 -471

Cuota fija cambio de periodo en el 6

Cuota Intereses Amortización

463 83 380
463 77 386
463 71 393
463 64 399
463 57 406
463 51 413
471 57 414
471 48 423
471 39 432
471 29 442
471 20 451
471 10 461
Amortización
0
0
0
0
589
599
609
619
630
640
651
662