Analice e interprete la gráfica del interés compuesto, dada la siguiente información:

Deuda: S/. 50 000

n= 10 años
i= 16% con
capitalización
anualXNúmero de Capital a principio del Capital más intereses
Periodos periodo Intereses en el periodo al final del periodo
1 $50,000 $8,000 $58,000
2 $58,000 $9,280 $67,280
3 $67,280 $10,765 $78,045
4 $78,045 $12,487 $90,532
5 $90,532 $14,485 $105,017
6 $105,017 $16,803 $121,820
7 $121,820 $19,491 $141,311
8 $141,311 $22,610 $163,921
9 $163,921 $26,227 $190,148
10 $190,148 $30,424 $220,572

Gráfica del monto de una deuda de S/. 50000 al interés del 16% con capitalización anual.

$250,000
$220,572
f(x) = 50000 exp( 0.15 x )
$200,000 R² = 1 $190,148

$163,921

$150,000 $141,311
$121,820
$105,017
$100,000 $90,532
$78,045
$67,280
$58,000
$50,000

$0
1 2 3 4 5 6 7 8 9 10
Tomando como base la información de cada grupo con respecto a la deuda, al número de periodos
y a considerar los siguientes escenarios

A) Capitalización semestral

B) Capitalización trimestral

C)Capitalización mensual

Deuda: S/. 50 000

n= 10 años
i= 16% con capitalización anual

A) Capitalización semestral
Deuda: S/. 50 000
n= 20
i= 8%XNúmero de Capital a principio del Capital más intereses al
Periodos periodo Intereses en el periodo final del periodo
1 $50,000 $4,000 $54,000
2 $54,000 $4,320 $58,320
3 $58,320 $4,666 $62,986
4 $62,986 $5,039 $68,024
5 $68,024 $5,442 $73,466
6 $73,466 $5,877 $79,344
7 $79,344 $6,347 $85,691
8 $85,691 $6,855 $92,547
9 $92,547 $7,404 $99,950
10 $99,950 $7,996 $107,946
11 $107,946 $8,636 $116,582
12 $116,582 $9,327 $125,909
13 $125,909 $10,073 $135,981
14 $135,981 $10,878 $146,860
15 $146,860 $11,749 $158,608
16 $158,608 $12,689 $171,297
17 $171,297 $13,704 $185,001
18 $185,001 $14,800 $199,801
19 $199,801 $15,984 $215,785
20 $215,785 $17,263 $233,048
 $250,000

f(x) = 50000 exp( 0.08 x )

R² = 1
$200,000

$150,000

$100,000

$50,000

$0
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

B. Capitalización trimestral

Deuda: S/. 50 000

n= 40

i= 4%XNúmero Capital a principio del Intereses en el Capital más intereses al final

de Periodos periodo periodo del periodo
1 $50,000 $2,000 $52,000
2 $52,000 $2,080 $54,080
3 $54,080 $2,163 $56,243
4 $56,243 $2,250 $58,493
5 $58,493 $2,340 $60,833
6 $60,833 $2,433 $63,266
7 $63,266 $2,531 $65,797
8 $65,797 $2,632 $68,428
9 $68,428 $2,737 $71,166
10 $71,166 $2,847 $74,012
11 $74,012 $2,960 $76,973
12 $76,973 $3,079 $80,052
13 $80,052 $3,202 $83,254
14 $83,254 $3,330 $86,584
15 $86,584 $3,463 $90,047
16 $90,047 $3,602 $93,649
17 $93,649 $3,746 $97,395
18 $97,395 $3,896 $101,291
19 $101,291 $4,052 $105,342
20 $105,342 $4,214 $109,556
 21 $109,556 $4,382 $113,938
22 $113,938 $4,558 $118,496
23 $118,496 $4,740 $123,236
24 $123,236 $4,929 $128,165
25 $128,165 $5,127 $133,292
26 $133,292 $5,332 $138,623
27 $138,623 $5,545 $144,168
28 $144,168 $5,767 $149,935
29 $149,935 $5,997 $155,933
30 $155,933 $6,237 $162,170
31 $162,170 $6,487 $168,657
32 $168,657 $6,746 $175,403
33 $175,403 $7,016 $182,419
34 $182,419 $7,297 $189,716
35 $189,716 $7,589 $197,304
36 $197,304 $7,892 $205,197
37 $205,197 $8,208 $213,404
38 $213,404 $8,536 $221,941
39 $221,941 $8,878 $230,818
40 $230,818 $9,233 $240,051

$300,000

$250,000
f(x) = 50000 exp( 0.04 x )
R² = 1
$200,000

$150,000

$100,000

$50,000

$0
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40

C. Capitalización bimestral
Deuda: S/. 50 000

n= 60

i=
2.667%XNúme Capital a principio del Intereses en el Capital más intereses al final
ro de Periodos periodo periodo del periodo
1 $50,000 $1,333 $51,333
2 $51,333 $1,369 $52,702
3 $52,702 $1,405 $54,108
4 $54,108 $1,443 $55,550
5 $55,550 $1,481 $57,032
6 $57,032 $1,521 $58,553
7 $58,553 $1,561 $60,114
8 $60,114 $1,603 $61,717
9 $61,717 $1,646 $63,363
10 $63,363 $1,690 $65,053
11 $65,053 $1,735 $66,787
12 $66,787 $1,781 $68,568
13 $68,568 $1,828 $70,397
14 $70,397 $1,877 $72,274
15 $72,274 $1,927 $74,201
16 $74,201 $1,979 $76,180
17 $76,180 $2,031 $78,212
18 $78,212 $2,086 $80,297
19 $80,297 $2,141 $82,438
20 $82,438 $2,198 $84,637
21 $84,637 $2,257 $86,894
22 $86,894 $2,317 $89,211
23 $89,211 $2,379 $91,590
24 $91,590 $2,442 $94,032
25 $94,032 $2,508 $96,540
26 $96,540 $2,574 $99,114
27 $99,114 $2,643 $101,757
28 $101,757 $2,714 $104,471
29 $104,471 $2,786 $107,257
30 $107,257 $2,860 $110,117
31 $110,117 $2,936 $113,053
32 $113,053 $3,015 $116,068
33 $116,068 $3,095 $119,163
34 $119,163 $3,178 $122,341
35 $122,341 $3,262 $125,603
36 $125,603 $3,349 $128,953
37 $128,953 $3,439 $132,391
38 $132,391 $3,530 $135,922
39 $135,922 $3,625 $139,547
40 $139,547 $3,721 $143,268
41 $143,268 $3,820 $147,088
42 $147,088 $3,922 $151,011
43 $151,011 $4,027 $155,038
44 $155,038 $4,134 $159,172
45 $159,172 $4,245 $163,416
46 $163,416 $4,358 $167,774
47 $167,774 $4,474 $172,248
48 $172,248 $4,593 $176,841
49 $176,841 $4,716 $181,557
50 $181,557 $4,842 $186,399
51 $186,399 $4,971 $191,369
52 $191,369 $5,103 $196,473
53 $196,473 $5,239 $201,712
54 $201,712 $5,379 $207,091
55 $207,091 $5,522 $212,613
56 $212,613 $5,670 $218,283
57 $218,283 $5,821 $224,104
58 $224,104 $5,976 $230,080
59 $230,080 $6,135 $236,215
60 $236,215 $6,299 $242,515
$300,000

$250,000
f(x) = 50000 exp( 0.03 x )
R² = 1

$200,000

$150,000

$100,000

$50,000

$0
1 3 5 7 9 11 13 15 17 19 21 23 25 27 29 31 33 35 37 39 41 43 45 47 49 51 53 55 57 59