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01S20.70
a) Anualmente Rta: 6%
𝑖 𝑖
𝑏=(1+ 𝑎 )𝑛 −1
𝑛
𝑖 0,06 1
𝑏=(1+ ) −1
1
𝑖𝑏=0,06 → 6%
c) Trimestralmente
𝑖 𝑖
𝑏=(1+ 𝑎 )𝑛 −1
𝑛
𝑖 0,06 4
𝑏=(1+ ) −1
𝑛4
𝑖𝑏=0,06136 → 6,14%
d) Mensualmente
𝑖 𝑖
𝑏=(1+ 𝑎 )𝑛 −1
𝑛
𝑖 0,06 12
𝑏=(1+ ) −1
12
𝑖𝑏=0,06167 → 6,17%
e) Diariamente
𝑖 𝑖
𝑏=(1+ 𝑎 )𝑛 −1
𝑛
𝑖 0,06 365
𝑏=(1+ ) −1
365
𝑖𝑏=0,0618 → 6,18%
𝑖𝑎(1) = 𝑖𝑎(2)
𝑖𝑏 𝑛 𝑖𝑏
(1 + ) − 1 = (1 + )𝑛 − 1
𝑛 𝑛
𝑖𝑏 𝑛 𝑖𝑏
(1 + ) = (1 + )𝑛
𝑛 𝑛
𝑖𝑏 4 0,15 2
(1 + ) = (1 + )
4 2
𝑖𝑏 4
1+ = √1,155625
4
𝑖𝑏
= 1,03682 − 1
4
𝑖𝑏 = (1,03682 − 1) ∗ 4
𝑖𝑏 = 0,14728 →14,73%
3. ¿Qué tasa de interés mensual resulta equivalente a una tasa de 12% semestral?
Rta: 1,91%
𝑖𝑎(1) = 𝑖𝑎(2)
(1 + 𝑖𝑏 )𝑛 − 1 = (1 + 𝑖𝑏 )𝑛 − 1
(1 + 𝑖𝑏 )𝑛 = (1 + 𝑖𝑏 )𝑛
(1 + 𝑖𝑏 )12 = (1 + 0,12)2
12
1 + 𝑖𝑏 = √1,2544
𝑖𝑏 = 1,01907 − 1
𝑖𝑏 = 0,01907→ 1,91%
4. ¿Qué tasa de interés anual resulta equivalente a una tasa de 4% trimestral? Rta:
16,98%
𝑖𝑎(1) = 𝑖𝑎(2)
(1 + 𝑖𝑏 )𝑛 − 1 = (1 + 𝑖𝑏 )𝑛 − 1
(1 + 𝑖𝑏 )𝑛 = (1 + 𝑖𝑏 )𝑛
(1 + 𝑖𝑏 )1 = (1 + 0,04)4
1
1 + 𝑖𝑏 = √1,16986
𝑖𝑏 = 1,16986 − 1
𝑖𝑏 = 0,16986→ 16,986%