Producto: VIVIENDA Tipo de Vivienda: VIS

Valor del inmueble: 110,000,000 Tasa 12%

Valor del Credito: 65,000,000 Valor seguro de vida, ITP: 13,959
Plazo: 20 años Valor seguro de incendio y terremoto: 28,798
Moneda: PESOS Valor 1ra cuota antes de seguros: 689,000
Edad: 27 años Valor 1ra cuota con seguros: 731,000
Cobertura: NO
Fecha de Simulación: 15/05/2019

Cuota Saldo en Pesos Abono Intereses Pesos Cuota Pesos Cuota con seguros
0 65,000,000 0 0 0 0

1 64,928,523 71,476 616,765 689,000 731,000

2 64,856,353 72,170 616,087 689,000 731,000

3 64,783,482 72,870 615,402 689,000 731,000

4 64,709,905 73,577 614,711 689,000 731,000

5 64,635,614 74,291 614,012 689,000 731,000

6 64,560,601 75,012 613,307 689,000 731,000

7 64,484,861 75,740 612,596 689,000 731,000

8 64,408,386 76,475 611,877 689,000 731,000

9 64,331,169 77,217 611,151 689,000 731,000

10 64,253,202 77,966 610,419 689,000 731,000

11 64,174,479 78,723 609,679 689,000 731,000

12 64,094,992 79,486 608,932 689,000 731,000

Página 1 de 6 del 15/05/2019

13 64,014,734 80,258 608,178 689,000 731,000

14 63,933,697 81,037 607,416 689,000 731,000

15 63,851,873 81,823 606,647 689,000 731,000

16 63,769,256 82,617 605,871 689,000 731,000

17 63,685,837 83,419 605,087 689,000 731,000

18 63,601,609 84,228 604,295 689,000 731,000

19 63,516,563 85,045 603,496 689,000 731,000

20 63,430,692 85,871 602,689 689,000 731,000

21 63,343,988 86,704 601,874 689,000 731,000

22 63,256,442 87,545 601,052 689,000 731,000

23 63,168,047 88,395 600,221 689,000 731,000

24 63,078,794 89,252 599,382 689,000 731,000

25 62,988,675 90,118 598,535 689,000 731,000

26 62,897,682 90,993 597,680 689,000 731,000

27 62,805,805 91,876 596,817 689,000 731,000

28 62,713,038 92,767 595,945 689,000 731,000

29 62,619,370 93,667 595,065 689,000 731,000

30 62,524,793 94,576 594,176 689,000 731,000

31 62,429,298 95,494 593,279 689,000 731,000

32 62,332,877 96,421 592,372 689,000 731,000

33 62,235,520 97,356 591,457 689,000 731,000

34 62,137,218 98,301 590,534 689,000 731,000

35 62,037,963 99,255 589,601 689,000 731,000

36 61,937,744 100,218 588,659 689,000 731,000

37 61,836,553 101,191 587,708 689,000 731,000

38 61,734,380 102,172 586,748 689,000 731,000

39 61,631,216 103,164 585,779 689,000 731,000

40 61,527,051 104,165 584,800 689,000 731,000

41 61,421,874 105,176 583,811 689,000 731,000

42 61,315,678 106,196 582,813 689,000 731,000

43 61,208,450 107,227 581,806 689,000 731,000

44 61,100,183 108,267 580,788 689,000 731,000

45 60,990,864 109,318 579,761 689,000 731,000

46 60,881,485 109,379 578,724 689,000 730,000

47 60,771,045 110,440 577,686 689,000 730,000

48 60,659,533 111,512 576,638 689,000 730,000

49 60,546,939 112,594 575,580 689,000 730,000

50 60,433,252 113,686 574,511 689,000 730,000

51 60,318,462 114,789 573,433 689,000 730,000

52 60,202,559 115,903 572,343 689,000 730,000

53 60,085,530 117,028 571,244 689,000 730,000

54 59,967,366 118,163 570,133 689,000 730,000

55 59,848,056 119,310 569,012 689,000 730,000

56 59,727,588 120,468 567,880 689,000 730,000

57 59,605,950 121,637 566,737 689,000 730,000

58 59,483,133 122,817 565,582 689,000 730,000

59 59,359,124 124,009 564,417 689,000 730,000

60 59,233,911 125,212 563,240 689,000 730,000

61 59,107,483 126,427 562,052 689,000 730,000

62 58,979,829 127,654 560,853 689,000 730,000

63 58,850,936 128,893 559,641 689,000 730,000

Página 2 de 6 del 15/05/2019

64 58,720,792 130,143 558,418 689,000 730,000

65 58,589,386 131,406 557,183 689,000 730,000

66 58,456,704 132,681 555,937 689,000 730,000

67 58,322,735 133,969 554,678 689,000 730,000

68 58,187,465 135,269 553,406 689,000 730,000

69 58,050,884 136,581 552,123 689,000 730,000

70 57,912,977 137,907 550,827 689,000 730,000

71 57,773,731 139,245 549,518 689,000 730,000

72 57,633,135 140,596 548,197 689,000 730,000

73 57,491,174 141,960 546,863 689,000 730,000

74 57,347,836 143,338 545,516 689,000 730,000

75 57,203,107 144,729 544,156 689,000 730,000

76 57,056,974 146,133 542,783 689,000 730,000

77 56,909,422 147,551 541,396 689,000 730,000

78 56,760,439 148,983 539,996 689,000 730,000

79 56,610,010 150,428 538,582 689,000 730,000

80 56,458,122 151,888 537,155 689,000 730,000

81 56,304,759 153,362 535,714 689,000 730,000

82 56,150,909 153,850 534,258 689,000 729,000

83 55,995,565 155,343 532,799 689,000 729,000

84 55,838,715 156,850 531,325 689,000 729,000

85 55,680,342 158,372 529,836 689,000 729,000

86 55,520,432 159,909 528,334 689,000 729,000

87 55,358,971 161,461 526,816 689,000 729,000

88 55,195,943 163,027 525,284 689,000 729,000

89 55,031,333 164,609 523,737 689,000 729,000

90 54,865,126 166,207 522,175 689,000 729,000

91 54,697,306 167,819 520,598 689,000 729,000

92 54,527,858 169,448 519,006 689,000 729,000

93 54,356,765 171,092 517,398 689,000 729,000

94 54,184,012 172,752 515,775 689,000 729,000

95 54,009,583 174,429 514,135 689,000 729,000

96 53,833,461 176,121 512,480 689,000 729,000

97 53,655,631 177,830 510,809 689,000 729,000

98 53,476,074 179,556 509,122 689,000 729,000

99 53,294,776 181,298 507,418 689,000 729,000

100 53,111,718 183,057 505,698 689,000 729,000

101 52,926,884 184,834 503,961 689,000 729,000

102 52,740,256 186,627 502,207 689,000 729,000

103 52,551,818 188,438 500,436 689,000 729,000

104 52,361,551 190,267 498,648 689,000 729,000

105 52,169,437 192,113 496,843 689,000 729,000

106 51,975,460 193,977 495,020 689,000 729,000

107 51,779,600 195,859 493,179 689,000 729,000

108 51,581,840 197,760 491,321 689,000 729,000

109 51,383,161 198,679 489,444 689,000 728,000

110 51,182,553 200,607 487,559 689,000 728,000

111 50,980,000 202,553 485,655 689,000 728,000

112 50,775,481 204,519 483,733 689,000 728,000

113 50,568,977 206,503 481,793 689,000 728,000

114 50,360,469 208,507 479,833 689,000 728,000

Página 3 de 6 del 15/05/2019

115 50,149,939 210,530 477,855 689,000 728,000

116 49,937,365 212,573 475,857 689,000 728,000

117 49,722,729 214,636 473,840 689,000 728,000

118 49,506,010 216,719 471,804 689,000 728,000

119 49,287,188 218,821 469,747 689,000 728,000

120 49,066,242 220,945 467,671 689,000 728,000

121 48,843,153 223,089 465,574 689,000 728,000

122 48,617,899 225,253 463,458 689,000 728,000

123 48,390,459 227,439 461,320 689,000 728,000

124 48,160,813 229,646 459,162 689,000 728,000

125 47,928,938 231,875 456,983 689,000 728,000

126 47,694,813 234,125 454,783 689,000 728,000

127 47,458,416 236,396 452,561 689,000 728,000

128 47,219,725 238,690 450,318 689,000 728,000

129 46,978,718 241,006 448,053 689,000 728,000

130 46,736,373 242,345 445,766 689,000 727,000

131 46,491,676 244,697 443,467 689,000 727,000

132 46,244,604 247,071 441,145 689,000 727,000

133 45,995,135 249,468 438,801 689,000 727,000

134 45,743,246 251,889 436,434 689,000 727,000

135 45,488,912 254,333 434,043 689,000 727,000

136 45,232,110 256,801 431,630 689,000 727,000

137 44,972,816 259,293 429,193 689,000 727,000

138 44,711,007 261,809 426,733 689,000 727,000

139 44,446,656 264,350 424,249 689,000 727,000

140 44,179,741 266,915 421,740 689,000 727,000

141 43,910,236 269,505 419,208 689,000 727,000

142 43,638,116 272,120 416,651 689,000 727,000

143 43,363,355 274,760 414,068 689,000 727,000

144 43,085,928 277,427 411,461 689,000 727,000

145 42,805,809 280,119 408,829 689,000 727,000

146 42,522,971 282,837 406,171 689,000 727,000

147 42,237,390 285,581 403,487 689,000 727,000

148 41,950,037 287,352 400,777 689,000 726,000

149 41,659,896 290,141 398,051 689,000 726,000

150 41,366,939 292,956 395,298 689,000 726,000

151 41,071,140 295,799 392,518 689,000 726,000

152 40,772,471 298,669 389,711 689,000 726,000

153 40,470,903 301,567 386,877 689,000 726,000

154 40,166,409 304,493 384,016 689,000 726,000

155 39,858,961 307,448 381,127 689,000 726,000

156 39,548,529 310,431 378,209 689,000 726,000

157 39,235,085 313,444 375,264 689,000 726,000

158 38,918,599 316,485 372,289 689,000 726,000

159 38,599,043 319,556 369,286 689,000 726,000

160 38,276,385 322,657 366,254 689,000 726,000

161 37,950,597 325,788 363,193 689,000 726,000

162 37,621,647 328,949 360,101 689,000 726,000

163 37,290,506 331,141 356,980 689,000 725,000

164 36,956,151 334,354 353,838 689,000 725,000

165 36,618,552 337,599 350,665 689,000 725,000

Página 4 de 6 del 15/05/2019

166 36,277,677 340,875 347,462 689,000 725,000

167 35,933,494 344,182 344,227 689,000 725,000

168 35,585,972 347,522 340,962 689,000 725,000

169 35,235,077 350,894 337,664 689,000 725,000

170 34,880,778 354,299 334,335 689,000 725,000

171 34,523,040 357,737 330,973 689,000 725,000

172 34,161,831 361,208 327,578 689,000 725,000

173 33,797,118 364,713 324,151 689,000 725,000

174 33,428,865 368,252 320,690 689,000 725,000

175 33,057,039 371,826 317,196 689,000 725,000

176 32,682,605 374,434 313,668 689,000 724,000

177 32,304,538 378,067 310,115 689,000 724,000

178 31,922,802 381,735 306,528 689,000 724,000

179 31,537,361 385,440 302,905 689,000 724,000

180 31,148,181 389,180 299,248 689,000 724,000

181 30,755,225 392,956 295,555 689,000 724,000

182 30,358,455 396,769 291,827 689,000 724,000

183 29,957,835 400,619 288,062 689,000 724,000

184 29,553,328 404,507 284,260 689,000 724,000

185 29,144,896 408,432 280,422 689,000 724,000

186 28,732,501 412,395 276,547 689,000 724,000

187 28,316,104 416,397 272,634 689,000 724,000

188 27,896,666 419,437 268,683 689,000 723,000

189 27,473,159 423,507 264,703 689,000 723,000

190 27,045,541 427,617 260,684 689,000 723,000

191 26,613,775 431,766 256,627 689,000 723,000

192 26,177,819 435,956 252,530 689,000 723,000

193 25,737,633 440,186 248,393 689,000 723,000

194 25,293,175 444,457 244,216 689,000 723,000

195 24,844,404 448,770 239,999 689,000 723,000

196 24,391,279 453,125 235,741 689,000 723,000

197 23,933,757 457,521 231,441 689,000 723,000

198 23,471,796 461,961 227,100 689,000 723,000

199 23,006,352 465,444 222,716 689,000 722,000

200 22,536,391 469,960 218,300 689,000 722,000

201 22,061,870 474,520 213,841 689,000 722,000

202 21,582,745 479,125 209,338 689,000 722,000

203 21,098,970 483,774 204,792 689,000 722,000

204 20,610,502 488,468 200,201 689,000 722,000

205 20,117,293 493,208 195,566 689,000 722,000

206 19,619,299 497,994 190,886 689,000 722,000

207 19,116,472 502,826 186,161 689,000 722,000

208 18,608,766 507,705 181,390 689,000 722,000

209 18,097,133 511,632 176,573 689,000 721,000

210 17,580,536 516,597 171,718 689,000 721,000

211 17,058,927 521,609 166,816 689,000 721,000

212 16,532,255 526,671 161,867 689,000 721,000

213 16,000,474 531,781 156,869 689,000 721,000

214 15,463,532 536,941 151,823 689,000 721,000

215 14,921,380 542,152 146,728 689,000 721,000

216 14,373,967 547,412 141,584 689,000 721,000

Página 5 de 6 del 15/05/2019

 217 13,822,242 551,724 136,390 689,000 720,000

218 13,265,164 557,078 131,155 689,000 720,000

219 12,702,680 562,483 125,869 689,000 720,000

220 12,134,738 567,941 120,531 689,000 720,000

221 11,561,285 573,452 115,142 689,000 720,000

222 10,982,268 579,017 109,701 689,000 720,000

223 10,397,632 584,635 104,207 689,000 720,000

224 9,807,323 590,308 98,660 689,000 720,000

225 9,211,286 596,036 93,058 689,000 720,000

226 8,610,465 600,820 87,403 689,000 719,000

227 8,003,815 606,650 81,702 689,000 719,000

228 7,391,277 612,537 75,945 689,000 719,000

229 6,772,796 618,480 70,133 689,000 719,000

230 6,148,314 624,482 64,265 689,000 719,000

231 5,517,772 630,542 58,339 689,000 719,000

232 4,881,112 636,660 52,356 689,000 719,000

233 4,239,273 641,838 46,315 689,000 718,000

234 3,591,207 648,066 40,225 689,000 718,000

235 2,936,852 654,354 34,075 689,000 718,000

236 2,276,148 660,704 27,866 689,000 718,000

237 1,609,032 667,115 21,597 689,000 718,000

238 935,444 673,588 15,267 689,000 718,000

239 255,319 680,124 8,876 689,000 718,000

240 0 255,319 2,422 257,741 286,594

*Estimado usuario, el presente cálculo es una simulación, sus valores son aproximados, pueden variar y no representa un compromiso para el Banco Davivienda. La tasa de interés remuneratoria
corresponderá a la que Davivienda esté cobrando al momento del desembolso. Los seguros, se calculan de acuerdo con la información ingresada al sistema calculado para una sola persona con
amparos para Vida, incapacidad total y permanente (ITP) e incendio y terremoto. El seguro de Desempleo es opcional y se calcula sobre la cuota total del crédito después de los seguros
obligatorios, con un máximo asegurable en su cuota de hasta $4.000.000 durante 120 meses, para mayor información consulte en www.davivienda.com . La tasa máxima definida por el Banco de
la Republica, de acuerdo con lo establecido en la Resolución externa 3 del 2012, son: VIS UVR + 10.7% E.A.; mayor a VIS UVR + 12.4% E.A. Las operaciones de leasing habitacional
denominadas en pesos corresponderá a los puntos porcentuales efectivos anuales más la variación de la UVR de los últimos 12 meses vigentes al perfeccionamiento del contrato. Las tasas
anteriormente descritas serán aplicables a operaciones de leasing habitacional para vivienda familiar en los términos previstos en el Decreto 2555 del 2010.

Página 6 de 6 del 15/05/2019