CUADRO 20 TASAS DE INTERS ACTIVAS Y PASIVAS PROMEDIO DE LAS EMPRESAS BANCARIAS EN MONEDA

AVERAGE LENDING AND DEPOSIT INTEREST RATES OF COMMERCIAL BANKS - DOMESTIC CURRE

ACTIVAS / LENDING
Sobregiro Prest. y dsctos. Prstamos y Descuentos TAMN Preferencial
Overdraft comerc.hasta 30d. Loans and Discount 3/ descuento
Commercial hasta 360 das ms de 360 das a 90 das
Loans and Up to 360 days more than 360 days Prime (90 days)
Discount (30 d) 4/
1996 74.1 26.7 26.1 55.3 31.6 n.d.
Enero 75.0 27.8 26.4 53.1 33.2 n.d.
Febrero 75.3 27.9 26.0 54.9 33.4 n.d.
Marzo 75.0 26.9 25.6 56.0 32.2 n.d.
Abril 74.0 26.1 25.4 56.3 31.3 n.d.
Mayo 68.0 26.1 25.4 57.8 30.7 n.d.
Junio 76.0 26.2 25.6 56.5 31.8 n.d.
Julio 75.2 26.3 25.7 55.1 31.2 n.d.
Agosto 72.7 25.9 25.9 54.8 30.6 n.d.
Septiembre 74.6 25.8 26.0 54.4 30.9 n.d.
Octubre 73.9 26.6 26.6 54.3 31.2 n.d.
Noviembre 75.0 26.7 26.7 54.1 31.3 n.d.
Dic. 71.2 26.5 27.4 54.5 30.6 n.d.
1997 68.8 26.4 30.0 55.8 30.9 17.7
Enero 68.5 26.4 27.7 54.7 30.6 18.3
Febrero 71.0 26.4 28.8 53.7 31.6 18.4
Marzo 71.2 26.4 28.0 52.5 31.4 18.7
Abril 69.8 26.7 29.2 55.6 31.2 18.0
Mayo 69.1 27.0 29.9 56.3 31.3 18.8
Junio 69.5 27.0 30.2 56.0 31.5 18.1
Julio 65.9 26.6 30.8 56.8 30.6 17.5
Agosto 67.5 26.1 31.2 56.8 31.1 17.3
Setiembre 69.6 25.7 31.1 57.3 30.5 16.8
Octubre 69.0 25.8 31.0 56.6 30.5 16.5
Noviembre 66.7 26.0 30.6 57.1 30.3 16.8
Dic. 67.7 26.3 31.1 56.8 30.4 16.9
1998 67.8 n.d. 30.8 55.7 32.6 21.5
Enero 68.1 30.2 55.6 30.1 16.5
Febrero 67.1 29.7 57.8 30.7 17.8
Mar. 72.5 29.9 57.8 31.7 19.3
Abril 68.5 30.5 57.4 31.5 17.8
Mayo 66.8 29.1 55.6 31.8 17.8
Jun. 66.7 29.3 54.8 31.1 18.3
Julio 66.6 29.4 53.9 30.9 21.9
Agosto 65.9 29.0 52.3 30.7 22.5
Set. 68.0 31.5 56.4 33.3 28.6
Octubre 69.7 34.6 56.1 36.1 28.9
Noviembre 66.1 33.4 56.0 36.4 24.8
Dic. 67.1 n.d. 33.2 54.6 37.1 24.2
1999 76.0 n.d. 30.8 50.6 35.0 22.5
Ene. 68.7 32.8 55.0 36.5 23.3
Feb. 73.3 33.1 54.8 35.9 24.5
Mar. 72.9 n.d. 33.5 54.6 36.1 27.4
Abr. 76.3 34.1 53.9 37.1 26.6
May. 77.1 33.5 53.6 37.1 24.0
Jun. 77.4 n.d. 31.9 52.3 36.5 22.0
Jul. 77.5 30.8 51.7 35.7 21.6
Ago. 79.6 29.8 51.1 35.2 19.7
Set. 78.9 n.d. 28.7 50.6 34.2 18.9
Oct. 78.2 26.9 43.6 32.3 20.1
Nov. 75.2 26.8 43.4 32.1 21.0
Dic. 76.7 n.d. 27.6 43.8 32.0 21.2
2000 68.4 n.d. 27.9 43.1 30.0 19.5
Ene. 77.4 n.d. 28.2 42.0 32.2 22.4
Feb. 76.7 n.d. 28.3 41.8 32.4 21.0
Mar. 75.2 n.d. 27.8 41.6 32.2 20.7
Abr. 72.0 n.d. 27.7 42.1 31.4 20.2
May. 70.7 n.d. 28.2 41.8 30.9 19.8
Jun. 70.9 n.d. 27.9 42.0 31.2 19.7
Jul. 68.9 n.d. 28.5 45.5 30.5 19.4
Ago. 67.9 n.d. 29.2 47.0 30.0 18.9
Set. 58.9 n.d. 27.9 45.2 27.9 17.9
Oct. 60.8 n.d. 27.7 43.8 27.7 18.2
Nov. 61.4 n.d. 27.1 42.5 27.1 18.4
Dic. 60.7 n.d. 26.5 42.5 26.5 18.2
2001 79.4 n.d. 20.4 32.3 25.0 17.8
Ene. 68.5 n.d. 25.5 43.2 25.9 18.5
Feb. 88.4 n.d. 22.3 34.8 25.2 18.1
Mar. 88.9 n.d. 21.3 32.3 24.9 18.6
Abr. 87.7 n.d. 20.8 31.9 25.4 17.9
May. 86.2 n.d. 21.0 31.9 25.8 19.1
Jun. 86.0 n.d. 21.2 32.1 26.1 18.6
Jul. 80.2 n.d. 21.3 31.8 26.6 18.1
Ago. 79.5 n.d. 20.6 31.9 26.1 17.8
Set. 79.0 n.d. 19.4 31.4 24.6 17.5
Oct. 72.1 n.d. 17.7 30.0 23.5 16.5
Nov. 66.5 n.d. 16.8 30.3 22.7 15.2
Dic 72.8 13.8 17.2 26.9 23.0 n.d.
2002 72.3 9.6 14.7 27.1 20.8
Ene. 72.4 12.5 16.5 27.6 23.1
Feb. 81.1 11.5 16.1 27.9 22.6
Mar. 77.1 10.5 15.5 27.8 20.7
Abr. 80.1 8.6 14.6 27.1 19.9
May. 71.3 8.7 14.7 27.6 19.9
Jun. 68.9 8.0 14.1 27.3 19.9
Jul. 69.3 9.6 13.7 27.2 19.9
Ago. 72.3 9.1 13.5 26.9 19.5
Set. 73.1 9.7 14.0 26.5 20.4
Oct. 69.7 10.0 14.6 26.6 20.7
Nov. 68.3 9.0 14.7 26.7 21.8
Dic. 69.1 9.0 14.8 26.9 20.7
2003 62.7 7.5 14.2 27.0 21.0
Ene. 67.3 8.8 14.9 26.0 20.3
Feb. 61.5 10.2 14.9 26.1 20.0
Mar. 60.4 9.1 14.3 26.2 20.3
Abr. 60.4 7.6 13.9 25.8 20.0
May. 61.5 7.7 13.6 26.5 19.8
Jun. 72.2 7.2 14.0 28.9 20.7
Jul. 50.6 8.1 14.3 28.4 21.1
Ago. 55.6 7.7 14.4 28.1 21.6
Set. 66.8 7.0 14.3 27.5 22.0
Oct. 66.1 6.4 13.9 27.3 21.9
Nov. 66.3 5.7 14.0 27.0 22.3
Dic. 66.9 5.6 14.0 26.7 22.3
2004 47.9 6.3 14.5 26.5 24.7
Ene. 70.5 5.7 14.5 26.5 23.7
Feb. 70.5 5.8 14.9 26.2 24.1
Mar. 61.3 6.7 14.8 27.6 24.5
Abr. 48.1 5.8 14.2 27.5 24.2
May. 47.2 5.8 14.5 27.5 24.4
Jun. 45.2 6.0 14.7 27.0 25.1
Jul. 35.3 6.2 14.5 26.9 25.0
Ago. 43.7 6.9 14.4 26.8 25.1
Set. 47.3 6.5 14.3 26.1 25.1
Oct. 39.2 6.7 14.2 25.6 25.0
Nov. 37.4 7.0 14.2 25.0 24.6
Dic. 57.9 7.1 14.7 25.7 25.4
2005 41.1 7.2 15.0 24.9 25.5
Ene. 46.8 7.7 15.1 25.8 26.3
Feb. 48.8 7.6 15.3 26.1 26.2
Mar. 40.4 7.7 15.5 26.0 26.2
Abr. 56.0 7.3 14.9 25.6 25.9
May. 37.1 7.2 15.1 25.6 25.7
Jun. 37.5 7.0 15.5 25.1 26.0
Jul. 34.5 7.1 15.6 24.7 26.0
Ago. 32.3 6.9 15.2 24.6 25.7
Set. 64.9 6.9 14.7 24.5 25.6
Oct. 31.5 6.8 14.4 24.3 24.6
Nov. 31.7 7.1 14.4 23.7 24.5
Dic. 31.7 6.7 13.9 23.3 23.6
2006 26.7 7.7 14.5 21.1 23.9
Ene. 40.5 7.2 14.0 21.5 24.1
Feb. 23.6 7.9 14.3 21.4 24.1
Mar. 20.9 8.0 14.6 21.1 24.3
Abr. 25.6 8.1 14.5 21.0 24.3
May. 29.0 8.4 14.9 21.1 24.4
Jun. 26.4 8.2 14.9 21.2 24.3
Jul. 24.7 7.8 14.9 21.1 24.1
Ago. 26.0 7.7 14.7 21.1 24.1
Set. 21.0 7.8 14.7 21.0 23.9
Oct. 21.0 7.5 14.6 20.8 23.4
Nov. 27.8 7.3 14.1 20.8 23.1
Dic. 33.9 7.0 13.8 20.7 23.1

2007 30.8 7.5 13.4 20.5 22.9

Ene. 47.8 7.4 14.0 20.3 23.8
Feb. 33.0 7.6 14.2 20.3 23.6
Mar. 34.9 7.3 14.0 20.4 23.4
Abr. 41.1 7.2 13.6 20.6 22.8
May. 34.7 7.0 13.3 20.8 22.1
Jun. 37.6 7.3 13.1 20.6 22.4
Jul. 31.0 7.6 12.9 20.4 23.3
Ago. 26.5 7.6 13.0 20.2 22.9
Set. 21.3 7.8 12.8 20.0 22.5
Oct. 15.2 8.0 13.1 20.8 22.8
Nov. 21.2 7.6 13.3 21.1 22.5
Dic. 25.3 7.4 13.2 21.0 22.3

2008 31.8 8.5 14.0 19.7 23.7

Ene. 22.8 7.6 13.3 20.9 23.3
Feb. 19.5 7.3 13.0 20.9 23.3
Mar. 26.4 7.5 13.3 19.7 23.9
Abr. 29.4 7.7 13.6 19.5 23.8
May. 43.7 7.8 13.6 19.4 23.6
Jun. 36.1 8.0 13.8 19.3 23.7
Jul. 43.8 8.7 14.0 19.2 23.7
Ago. 31.8 8.9 14.1 19.3 23.9
Set. 38.9 9.0 14.4 19.4 24.3
Oct. 26.9 9.5 14.8 19.2 24.1
Nov. 24.7 9.9 15.3 19.7 23.5
Dic. 37.6 10.1 15.2 19.7 23.0
2009 34.0 8.1 12.8 18.8 21.0
Ene. 32.2 10.4 15.5 19.7 22.9
Feb. 32.9 10.5 15.4 19.8 22.9
Mar. 34.3 10.1 14.2 19.2 22.6
Abr. 40.1 9.5 13.8 19.0 22.0
May. 34.4 8.8 13.1 18.7 20.7
Jun. 42.7 8.8 12.6 18.6 20.7
Jul. 42.9 8.5 12.2 18.8 20.6
Ago 37.7 7.2 11.6 18.7 20.2
Set. 30.1 6.1 11.3 18.6 20.2
Oct. 23.2 6.2 11.4 18.5 19.9
Nov. 18.9 5.9 11.3 18.2 19.8
Dic. 38.6 5.7 11.1 17.7 19.9
2010
Ene. 28.0 4.5 11.1 17.5 20.0
Feb. 24.1 4.7 11.0 17.3 19.8
Mar. 26.6 5.7 10.8 17.1 19.5
Abr. 29.9 5.3 10.8 17.0 19.4
May. 40.0 5.7 10.7 16.9 19.2
Jun. 34.3 5.4 10.8 16.8 19.1
Jul. n.d n.d. n.d. n.d. 18.2
Ago. n.d n.d. n.d. n.d. 18.1
Set. n.d n.d. n.d. n.d. 18.3
Oct. n.d n.d. n.d. n.d. 18.7
Nov. 1-16 13/ n.d n.d. n.d. n.d. 18.7

1/ La informacin de este cuadro se ha actualizado en la Nota Semanal N 44 (19 de noviembre de 2010). Las fechas de a
2/ Tasas de inters promedio ponderado de las empresas bancarias en el perodo, construdas a partir de los saldos totale
3/ Promedio del perodo construdo a partir de la tasa TAMN diariamente publicada por la SBS. La TAMN es la tasa activa
4/ Promedio del perodo construdo a partir de la tasa FTAMN diariamente publicada por la SBS. La FTAMN es la tasa act
5/ Promedio de las tasas de inters a las cuales las principales empresas bancarias estn dispuestas a ofrecer prstamos
6/ Promedio construdo sobre la estructura de colocaciones de la banca en diciembre de 2001.
7/ Promedio del perodo construdo a partir de la tasa TIPMN diariamente publicada por la SBS. La TIPMN es la tasa pasiv
8/ Promedio del perodo construdo a partir de la tasa FTIPMN diariamente publicada por la SBS. La FTIPMN es la tasa pa
9/ Promedio construdo sobre la estructura de depsitos de la banca en diciembre de 2001.
10/ Promedio del perodo construdo a partir de los factores de la tasa de inters legal en moneda nacional publicados por
11/ Promedio ponderado de las tasas de inters de las operaciones interbancarias efectuadas en el perodo.
12/ Tasa anunciada por el Directorio del BCRP en el mes.
13/ Datos no han sido modificados hasta que finalice la adecuacin de las empresas bancarias a los cambios introducidos

Fuente: Superintendencia de Banca y Seguros - Reporte N 6-A y 6-B. Subgerencia de Operaciones de Poltica Monetaria
Elaboracin: Gerencia de Operaciones Monetarias y Estabilidad Financiera - Subgerencia de Operaciones de Poltica Mon
AS BANCARIAS EN MONEDA NACIONAL (En trminos efectivos anuales) 1/ 2/
BANKS - DOMESTIC CURRENCY (Annual effective rates) 1/ 2/

PASIVAS / DEPOSITS
FTAMN Preferencial Tasa Activa Promedio Cuenta Ahorro Plazos (das)/Term(days)
4/ corporativa Estructura Constante corriente hasta 30 31-180
a 90 das Fix-weighed
Corporate Prime Average Demand Savings Up to 30
(90 days) 5/ Interest Rate 6/ Deposits
2.4 11.0 13.5 14.9
1.4 11.3 13.9 15.6
1.5 11.2 13.6 15.2
1.6 11.1 13.5 15.0
2.3 11.1 13.5 15.0
2.6 11.0 12.5 14.7
2.9 10.9 13.5 14.7
2.9 10.9 13.2 14.7
2.8 10.9 13.1 14.7
2.8 10.9 13.1 14.7
2.7 10.8 13.5 14.7
2.8 10.8 14.1 14.7
2.9 10.8 14.5 15.0
2.9 10.7 14.0 15.0
3.0 10.8 14.4 15.1
3.2 10.9 14.2 15.2
3.5 10.9 14.6 15.3
3.3 10.9 14.8 15.3
2.9 10.9 14.6 15.3
2.9 11.0 14.3 15.6
2.9 10.9 14.2 15.5
3.0 10.8 13.9 15.2
2.7 10.6 13.6 14.8
2.7 10.3 13.4 14.5
2.5 10.1 13.0 14.2
2.4 10.0 12.8 14.2
3.0 10.1 14.8 15.1
2.8 9.9 12.9 14.1
3.0 9.8 13.2 13.7
3.0 9.9 13.7 13.8
3.0 9.8 13.0 13.8
2.9 9.7 13.1 13.9
2.9 9.8 13.6 13.9
3.2 9.9 14.6 14.5
3.2 10.0 14.6 15.2
3.3 10.4 18.0 16.2
3.2 11.0 18.3 17.6
2.9 10.8 16.9 16.2
2.6 10.6 15.9 18.4
2.5 9.5 14.8 16.2
2.5 10.6 16.1 18.2
2.4 10.5 17.0 17.9
2.4 11.0 18.6 18.8
2.5 11.0 17.8 19.7
2.4 10.3 15.0 19.4
2.5 10.0 15.1 17.9
2.6 9.7 14.0 16.0
2.5 8.6 12.5 14.4
 2.6 8.1 12.1 13.1
2.4 8.4 12.7 12.5
2.3 8.2 13.4 13.3
2.6 8.1 13.8 14.1
n.d. 3.2 7.7 12.4 13.3
n.d. 2.9 8.0 13.7 14.4
n.d. 3.4 8.0 13.0 14.6
n.d. 3.4 8.0 11.6 13.8
n.d. 3.2 8.0 13.2 13.7
n.d. 3.2 7.8 12.9 13.7
n.d. 3.2 7.8 13.3 13.6
n.d. 3.3 7.6 11.9 13.2
n.d. 3.4 7.6 11.0 12.8
n.d. 3.5 7.5 10.5 12.3
16.2 3.0 7.5 12.3 12.4
16.1 3.0 7.7 12.8 12.5
n.d. 15.4 2.8 7.5 12.1 12.5
n.d. 11.2 n.d. 2.6 5.9 8.7 9.9
n.d. 13.8 3.0 7.2 11.3 12.4
n.d. 13.0 3.2 7.1 10.6 11.9
n.d. 12.4 3.2 6.8 10.3 11.4
n.d. 14.2 3.2 6.6 10.9 11.0
n.d. 15.5 3.2 6.7 11.6 11.1
n.d. 13.2 3.1 6.6 10.7 11.1
n.d. 12.1 3.0 6.3 9.5 10.8
n.d. 10.8 2.6 6.2 8.1 10.1
n.d. 9.4 2.1 5.2 6.4 8.7
n.d. 8.0 2.0 4.7 6.2 7.7
n.d. 6.3 1.9 4.2 5.4 7.0
n.d. 5.0 26.1 1.1 3.0 3.6 5.8
20.0 4.8 23.5 0.8 1.8 3.2 4.2
19.4 4.3 0.9 2.4 2.8 5.2
18.9 3.9 0.8 1.9 2.6 4.5
18.7 3.9 25.0 0.7 1.8 2.6 3.9
17.3 3.8 0.7 1.7 2.5 3.5
17.5 3.5 0.7 1.7 2.4 3.3
18.7 3.7 23.6 0.7 1.7 2.6 3.2
19.2 4.1 0.7 1.7 2.8 3.5
20.0 4.1 0.7 1.7 2.7 3.6
21.4 6.8 22.5 0.9 1.7 4.3 4.0
23.7 8.1 1.0 1.7 5.2 4.9
22.1 5.8 0.9 1.7 4.0 5.4
22.6 5.1 22.3 1.0 1.7 3.7 5.3
20.1 4.1 20.2 0.8 1.5 3.2 3.9
21.0 4.7 22.1 0.9 1.7 3.5 4.7
19.3 4.7 21.6 0.9 1.7 3.6 4.3
19.6 4.7 21.1 0.8 1.7 3.7 4.1
20.8 4.6 20.6 0.8 1.6 3.7 4.0
19.3 4.6 20.2 0.9 1.6 3.7 4.0
20.1 4.6 20.1 0.9 1.5 3.6 4.1
19.9 4.1 19.8 0.8 1.4 3.4 4.0
20.9 3.7 19.7 0.8 1.4 3.0 3.8
20.5 3.5 19.6 0.9 1.3 2.7 3.5
20.0 3.5 19.3 0.7 1.3 2.7 3.3
21.1 3.4 19.2 0.6 1.3 2.5 3.2
19.3 3.3 19.0 0.5 1.3 2.5 3.0
22.9 3.5 18.7 0.7 1.3 2.7 3.0
20.3 3.3 19.3 0.5 1.3 2.4 2.9
19.8 3.3 19.3 0.5 1.4 2.5 2.9
21.2 3.3 19.3 0.7 1.4 2.5 2.8
24.8 3.3 18.9 0.7 1.3 2.5 2.9
25.8 3.5 18.8 0.7 1.3 2.6 2.9
25.4 3.5 18.7 0.7 1.3 2.6 3.0
21.5 3.6 18.6 0.7 1.2 2.5 3.1
21.0 3.6 18.7 0.7 1.2 2.7 3.2
23.7 3.5 18.3 0.7 1.2 2.8 3.2
23.6 3.6 18.2 0.7 1.2 2.9 3.2
22.9 3.8 18.0 0.7 1.2 3.0 3.2
25.3 3.8 18.2 0.7 1.3 3.1 3.2
23.2 4.0 17.9 0.8 1.2 3.2 3.4
26.0 3.9 18.5 0.7 1.2 3.1 3.2
26.0 3.9 18.6 0.7 1.2 3.1 3.2
25.2 4.0 18.3 0.7 1.2 3.1 3.2
23.2 4.1 18.5 0.8 1.2 3.2 3.3
23.0 4.0 18.1 0.8 1.2 3.3 3.4
23.9 3.9 17.9 0.8 1.2 3.2 3.4
23.7 3.9 17.8 0.8 1.2 3.2 3.4
22.8 3.8 17.7 0.7 1.2 3.2 3.6
21.7 3.8 18.0 0.7 1.2 3.1 3.6
21.7 4.0 17.3 0.8 1.2 3.2 3.6
21.0 4.0 17.3 0.8 1.2 3.2 3.6
20.7 4.4 17.0 0.8 1.2 3.6 3.6
22.8 5.6 17.1 1.0 1.3 4.7 4.8
19.9 5.1 17.2 0.8 1.2 4.3 3.9
21.9 5.4 17.1 0.8 1.2 4.5 4.3
23.8 5.9 17.1 0.8 1.2 4.8 4.6
22.9 6.8 17.3 1.1 1.2 5.5 5.0
24.1 6.0 17.3 1.1 1.3 5.0 5.3
24.4 5.8 17.3 1.1 1.2 4.9 5.2
23.0 5.7 17.2 1.2 1.3 4.9 5.1
22.9 5.5 17.2 1.1 1.3 4.6 5.0
22.8 5.3 17.1 1.1 1.3 4.6 4.9
22.7 5.3 16.9 1.1 1.3 4.6 4.8
23.0 5.3 16.9 1.1 1.5 4.6 4.8
22.3 5.2 17.1 1.1 1.4 4.6 4.8

22.8 5.3 16.5 1.2 1.5 4.7 4.9

21.5 5.2 16.9 1.0 1.4 4.5 4.8
22.4 5.2 16.8 1.0 1.4 4.6 4.8
22.6 5.2 16.7 1.0 1.6 4.6 4.8
21.3 5.2 16.8 1.1 1.4 4.6 4.8
21.9 5.2 16.5 1.3 1.4 4.5 4.8
21.6 5.2 16.4 1.1 1.5 4.5 4.8
21.2 5.3 16.4 1.2 1.5 4.6 4.8
22.7 5.4 16.2 1.3 1.5 4.7 4.9
23.7 5.5 16.1 1.3 1.4 4.9 5.0
23.7 5.6 16.3 1.3 1.5 4.9 5.3
25.7 5.6 16.4 1.4 1.5 4.8 5.3
25.2 5.6 16.3 1.4 1.5 4.8 5.3

23.2 6.6 16.7 1.1 1.5 5.2 5.4

24.6 5.6 16.3 1.3 1.5 4.5 5.3
27.5 5.5 16.6 1.2 1.4 3.9 5.2
28.3 5.6 16.5 1.1 1.4 4.3 5.1
 21.7 6.1 16.6 1.1 1.4 4.4 5.0
21.0 6.2 16.6 1.1 1.5 4.8 5.0
21.6 6.3 16.4 1.1 1.5 5.0 5.1
21.4 6.6 16.5 1.2 1.4 5.3 5.3
22.4 6.8 16.7 1.2 1.5 5.5 5.4
23.1 7.2 16.9 0.8 1.5 5.8 5.6
22.3 7.8 16.9 0.9 1.5 6.3 5.8
21.8 7.6 17.2 1.1 1.5 6.4 6.2
22.5 7.5 17.2 0.9 1.4 6.5 6.4
20.9 3.9 16.0 0.8 1.1 3.3 4.4
23.0 7.4 17.3 1.0 1.4 6.5 6.5
23.0 7.2 17.4 1.0 1.5 6.6 6.5
22.4 6.9 17.0 1.2 1.4 6.1 6.3
21.2 5.9 16.7 1.1 1.4 5.2 6.0
20.3 4.5 16.2 1.1 1.1 3.9 5.5
19.9 3.6 16.1 1.0 1.1 3.0 5.0
20.4 2.6 15.8 0.7 1.0 2.3 4.1
20.7 2.0 15.6 0.6 0.9 1.5 3.4
20.0 1.8 15.5 0.7 0.8 1.2 2.8
20.4 1.8 15.1 0.5 0.7 1.2 2.3
19.8 1.7 15.0 0.5 0.7 1.2 2.0
19.3 1.7 15.0 0.5 0.7 1.2 1.8

18.7 1.7 14.8 0.5 0.6 1.1 1.8

19.0 1.6 14.6 0.4 0.6 1.2 1.8
19.4 1.7 14.4 0.4 0.7 1.2 1.7
19.5 1.7 14.4 0.4 0.6 1.2 1.7
20.1 1.9 14.3 0.4 0.6 1.4 1.7
20.9 2.3 14.3 0.4 0.6 1.6 1.8
20.7 2.7 n.d. 0.4 0.6 1.8 2.0
20.0 3.4 n.d. 0.5 0.6 2.2 2.3
21.6 3.8 n.d. 0.4 0.6 2.5 2.5
22.2 3.8 n.d. 0.5 0.6 2.5 2.7
22.4 3.7 n.d. 0.5 0.6 2.2 2.8

mbre de 2010). Las fechas de actualizacin de esta informacin para este ao aparecen en la pgina vii de la presente Nota.
das a partir de los saldos totales de colocaciones y depsitos.
BS. La TAMN es la tasa activa de mercado promedio ponderado en moneda nacional, expresada en trminos efectivos anuales.
SBS. La FTAMN es la tasa activa promedio de mercado de las operaciones realizadas en los ltimos 30 das tiles.
dispuestas a ofrecer prstamos a 90 das a sus clientes corporativos de menor riesgo, en la modalidad de avances en cuenta corriente

SBS. La TIPMN es la tasa pasiva de mercado promedio ponderado en moneda nacional, expresada en trminos efectivos anuales.
SBS. La FTIPMN es la tasa pasiva promedio de mercado de las operaciones realizadas en los ltimos 30 das tiles.

oneda nacional publicados por la SBS. La tasa de inters legal en moneda nacional es equivalente a la TIPMN a partir del 2001.11.21.
as en el perodo.

rias a los cambios introducidos por la SBS al reporte de tasas activas (Res. SBS N 11356-2008; Oficio Mltiple N 24719-2010-SBS) a

raciones de Poltica Monetaria - Departamento de Operaciones Monetarias y Cambiarias (tasa preferencial corporativa y tasa interbanc
e Operaciones de Poltica Monetaria
DEPOSITS Tasa de Tasa Interbancaria
Plazos (das)/Term(days) TIPMN FTIPMN Tasa Pasiva Promedio Inters Legal Promedio
181-360 360 a ms 7/ 8/ Estructura Constante
Fix-weighed Legal Interbank Average
360 and more Average Interest Rate Interest Rate
Interest Rate 9/ 10/ 11/
16.7 20.7 10.2 17.8 13.1
17.5 20.4 9.8 19.6 13.2
17.5 20.6 9.8 19.6 10.5
17.5 20.8 10.0 20.1 10.1
17.5 20.7 10.2 20.4 11.8
17.2 20.7 10.2 20.3 13.5
16.8 20.8 10.1 20.3 12.9
16.6 20.8 10.4 20.8 13.9
16.4 20.8 10.4 14.5 12.2
16.2 21.0 10.5 14.6 11.2
15.9 20.7 10.3 14.4 14.4
15.6 20.3 10.2 14.3 14.7
15.5 20.3 10.5 14.7 19.0
15.6 18.9 10.3 14.5 12.7
20.2 10.3 14.5 13.2
20.1 10.3 14.4 17.7
15.9 20.0 10.7 14.9 14.7
19.7 10.4 14.5 15.4
19.4 10.3 14.5 13.9
15.8 18.9 10.6 14.8 9.2
18.7 10.7 14.9 8.0
18.2 10.4 14.6 12.8
15.7 18.2 10.4 14.5 10.7
18.0 10.2 14.3 10.7
17.8 9.9 13.9 14.7
14.5 17.7 9.9 13.9 12.8
15.2 17.3 10.9 15.2 18.7
14.2 17.3 9.9 13.9 11.0
14.0 17.2 9.8 13.7 20.0
14.2 17.1 10.0 14.0 12.6
14.1 17.2 10.1 14.1 13.4
14.3 17.2 10.1 14.0 15.8
14.5 17.2 10.2 14.3 19.9
14.7 17.3 10.7 14.9 25.2
14.8 17.2 11.2 15.6 21.5
15.3 16.7 11.6 16.2 39.0
15.7 17.0 12.3 17.3 21.5
18.1 17.7 12.4 17.4 14.7
18.9 18.0 12.6 17.6 12.9
17.8 18.5 11.8 14.6 14.9
19.2 17.9 12.5 17.6 14.7
19.0 18.1 12.7 17.8 22.0
20.0 18.5 13.4 17.3 22.3
19.9 18.7 13.6 16.4 16.8
19.6 19.0 13.4 16.1 12.1
19.1 19.4 12.7 15.3 11.6
18.7 20.1 11.8 14.2 7.1
17.9 20.0 10.8 12.9 6.4
16.2 18.9 10.0 11.9 14.7
14.6 17.9 9.8 11.8 18.9
14.8 17.1 10.4 12.5 17.4
14.7 16.9 10.6 12.7 16.9
13.6 15.3 9.8 n.d. 10.9 12.7
14.7 17.1 10.6 12.7 16.1
15.0 16.3 10.7 12.8 9.6
14.6 15.9 10.2 11.2 10.9
14.4 15.3 10.1 11.1 13.7
14.3 15.2 9.8 10.7 15.8
14.2 15.2 9.9 10.9 13.6
13.4 14.7 9.7 10.7 11.3
13.0 14.8 9.5 10.4 8.5
12.8 14.6 9.3 10.2 13.3
12.6 14.7 9.1 10.1 14.5
12.6 14.9 9.4 10.4 14.0
12.4 14.6 9.4 n.d. 10.3 11.4
11.3 13.1 7.5 n.d. n.d. 8.2 8.6
12.2 14.4 8.8 n.d. 9.7 10.8
12.0 14.1 8.7 n.d. 9.5 11.0
12.0 13.9 8.5 n.d. 9.4 10.3
11.9 13.5 8.2 n.d. 9.0 12.5
12.0 13.3 8.4 n.d. 9.2 12.7
12.0 13.5 8.4 n.d. 9.2 16.0
11.9 13.3 8.1 n.d. 8.9 8.4
11.7 13.2 7.7 n.d. 8.5 5.7
10.6 12.5 6.7 n.d. 7.4 5.9
10.0 12.1 6.3 n.d. 6.9 4.5
9.4 12.0 5.9 n.d. 6.3 3.5
9.9 12.0 5.1 n.d. 4.9 5.1 3.1
5.6 9.2 3.5 2.9 3.3 3.5 3.2
9.0 12.3 4.6 3.1 4.6 2.7
7.9 12.0 4.0 2.5 4.0 2.6
7.1 11.6 3.7 2.4 3.4 3.7 2.5
6.5 11.3 3.4 2.4 3.4 2.5
5.5 9.4 3.2 2.4 3.2 2.5
4.9 8.2 3.0 2.3 2.8 3.0 2.6
4.8 7.8 3.1 2.5 3.1 2.9
4.7 7.6 3.1 2.6 3.1 2.9
4.7 7.4 3.4 3.2 3.1 3.4 5.4
4.8 7.4 3.7 4.5 3.7 4.6
5.0 7.6 3.7 3.7 3.7 3.9
5.1 7.7 3.6 3.1 3.5 3.6 3.8
4.7 7.3 3.1 2.6 2.9 3.1 3.4
5.1 7.6 3.5 2.9 3.3 3.5 3.8
5.1 7.5 3.5 3.0 3.2 3.5 3.8
5.0 7.6 3.4 3.1 3.2 3.4 3.8
5.0 7.3 3.3 2.9 3.1 3.3 3.8
4.9 7.7 3.3 2.8 3.1 3.3 3.8
4.8 7.6 3.3 2.8 3.1 3.3 3.7
4.7 7.5 3.1 2.7 3.0 3.1 3.5
4.5 7.3 3.0 2.4 2.8 3.0 3.0
4.4 7.0 2.9 2.1 2.7 2.9 2.8
4.4 6.9 2.8 2.1 2.6 2.8 2.7
4.3 6.9 2.7 2.0 2.5 2.7 2.6
4.2 6.9 2.5 1.9 2.4 2.5 2.5
4.0 7.1 2.4 2.2 2.4 2.4 2.7
4.2 6.9 2.5 1.8 2.4 2.5 2.4
4.1 7.0 2.4 2.0 2.4 2.4 2.5
3.9 7.0 2.4 2.1 2.4 2.4 2.5
3.8 7.0 2.3 2.0 2.3 2.3 2.5
3.8 7.1 2.4 2.1 2.4 2.4 2.5
3.8 7.1 2.4 2.2 2.4 2.4 2.5
3.8 7.1 2.3 2.1 2.4 2.3 2.4
3.9 7.1 2.4 2.1 2.5 2.4 2.7
3.9 7.1 2.4 2.3 2.5 2.4 2.7
4.0 7.0 2.5 2.3 2.5 2.5 2.9
4.2 7.0 2.5 2.4 2.5 2.5 3.0
4.4 6.9 2.5 2.5 2.6 2.5 3.0
4.6 7.4 2.6 2.6 2.7 2.6 3.0
4.5 6.9 2.5 2.5 2.6 2.5 3.0
4.6 6.9 2.5 2.6 2.6 2.5 2.9
4.6 7.0 2.5 2.6 2.7 2.5 2.9
4.6 7.1 2.6 2.6 2.7 2.6 3.0
4.6 7.2 2.7 2.6 2.7 2.7 3.0
4.7 7.4 2.7 2.6 2.8 2.7 3.0
4.7 7.5 2.6 2.6 2.8 2.6 3.0
4.7 7.6 2.6 2.5 2.7 2.6 3.0
4.7 7.8 2.6 2.5 2.7 2.6 3.0
4.7 8.0 2.6 2.6 2.8 2.6 3.0
4.6 7.9 2.6 2.6 2.7 2.6 3.0
4.6 7.8 2.6 2.6 2.8 2.6 3.3
5.4 7.8 3.2 3.7 3.4 3.2 4.3
4.7 7.6 2.8 2.9 2.9 2.8 3.6
4.8 7.5 2.9 3.2 3.0 2.9 3.8
4.9 7.6 3.0 3.5 3.1 3.0 4.1
5.2 7.5 3.3 4.0 3.4 3.3 4.4
5.5 7.6 3.4 4.2 3.6 3.4 4.5
5.7 7.7 3.4 4.0 3.5 3.4 4.5
5.7 7.8 3.3 4.0 3.5 3.3 4.5
5.8 7.8 3.3 3.7 3.5 3.3 4.4
5.8 7.9 3.3 3.7 3.5 3.3 4.5
5.8 8.1 3.3 3.8 3.5 3.3 4.5
5.8 8.2 3.3 3.8 3.5 3.3 4.5
5.7 8.2 3.2 3.7 3.5 3.2 4.5

5.6 7.9 3.2 3.9 3.5 3.2 4.7

5.7 8.4 3.2 3.6 3.5 3.2 4.5
5.7 8.4 3.2 3.7 3.5 3.2 4.5
5.7 8.3 3.2 3.8 3.5 3.2 4.5
5.6 8.2 3.1 3.8 3.4 3.1 4.5
5.5 8.1 3.1 3.7 3.5 3.1 4.5
5.5 8.0 3.1 3.8 3.4 3.1 4.5
5.5 8.0 3.2 3.9 3.5 3.2 4.7
5.5 7.8 3.2 4.0 3.5 3.2 4.8
5.5 7.8 3.3 4.3 3.5 3.3 5.0
5.9 7.1 3.4 4.3 3.6 3.4 5.0
5.7 7.4 3.4 4.0 3.6 3.4 5.0
5.6 7.4 3.3 3.9 3.6 3.3 5.0

5.7 7.4 3.5 4.4 3.3 3.5 5.8

5.7 7.5 3.2 3.8 3.6 3.2 4.4
5.6 7.5 3.2 3.4 3.5 3.2 5.0
5.6 7.5 3.3 3.5 3.4 3.3 5.2
 5.5 7.5 3.2 3.6 3.4 3.2 5.4
5.5 7.5 3.4 3.8 3.1 3.4 5.5
5.5 7.5 3.5 4.1 3.1 3.5 5.7
5.5 7.5 3.5 4.4 3.1 3.5 5.9
5.5 7.5 3.6 4.6 3.1 3.6 6.2
5.7 7.4 3.7 5.0 3.1 3.7 6.4
5.9 7.3 3.7 5.2 3.2 3.7 6.6
6.1 7.3 3.9 5.4 3.3 3.9 6.5
6.3 7.3 3.8 5.4 3.4 3.8 6.5
5.5 7.0 2.8 3.0 2.8 2.8 3.3
6.4 7.3 3.9 5.3 3.5 3.9 6.6
6.5 7.3 4.1 5.4 3.5 4.1 6.4
6.6 7.0 4.0 5.3 3.5 4.0 6.1
6.4 7.0 3.7 4.6 3.4 3.7 5.3
6.0 7.1 3.3 3.9 3.2 3.3 4.3
5.9 7.1 3.0 3.0 3.0 3.0 3.1
5.6 7.0 2.6 2.3 2.7 2.6 2.2
5.4 6.9 2.3 1.6 2.5 2.3 1.3
5.0 6.9 2.1 1.2 2.4 2.1 1.2
4.2 6.9 1.8 1.1 2.3 1.8 1.2
3.9 6.7 1.7 1.0 2.1 1.7 1.2
3.6 6.4 1.6 1.1 1.9 1.6 1.2

3.2 6.3 1.4 1.0 1.8 1.4 1.0

2.9 6.2 1.4 0.9 1.7 1.4 1.2
2.8 5.9 1.4 1.1 1.6 1.4 1.2
2.6 5.7 1.3 1.1 1.7 1.3 1.2
2.5 5.6 1.3 1.1 1.8 1.3 1.4
2.5 5.5 1.4 1.3 1.8 1.4 1.6
2.7 5.4 1.5 1.5 1.8 1.5 1.9
2.9 5.5 1.6 1.7 1.9 1.6 2.4
3.1 5.5 1.7 2.0 1.6 1.7 2.7
3.3 5.5 1.8 2.1 1.7 1.8 3.0
3.6 5.5 1.9 2.0 1.7 1.9 3.0

a vii de la presente Nota.

n trminos efectivos anuales.

s 30 das tiles.
ad de avances en cuenta corriente.

en trminos efectivos anuales.

mos 30 das tiles.

a la TIPMN a partir del 2001.11.21.

cio Mltiple N 24719-2010-SBS) a partir de julio de 2010.

erencial corporativa y tasa interbancaria)

Tasa de Referencia
de Poltica Monetaria

Policy Interest
rate
12/
1996
January
February
March
April
May
June
July
August
September
October
November
Dec.
1997
January
February
March
April
May
June
July
August
September
October
November
Dec.
1998
January
February
Mar.
April
May
Jun.
July
August
Sep.
October
November
Dec.
1999
Jan.
Feb.
Mar.
Apr.
May.
Jun.
Jul.
Aug.
Sep.
Oct.
Nov.
Dec.
2000
Jan.
Feb.
Mar.
Apr.
May.
Jun.
Jul.
Aug.
Sep
Oct.
Nov.
Dec.
2001
Jan.
Feb.
Mar.
Apr.
May.
Jun.
Jul.
Aug.
Sep.
Oct.
Nov.
Dec.
2002
Jan.
Feb.
Mar.
Apr.
May.
Jun.
Jul
Aug.
Sep.
Oct.
Nov.
Dec.
2003
Jan.
Feb.
Mar.
Apr.
May
Jun.
Jul.
Aug.
Sep.
Oct.
Nov.
Dec.
2004
 Jan.
Feb.
Mar.
Apr.
May.
Jun.
Jul.
Aug.
Sep.
Oct.
Nov.
Dec.
2005
Jan.
Feb.
Mar.
Apr.
May.
Jun.
Jul.
Aug.
Sep.
Oct.
Nov.
Dec.
4.50 2006
Jan.
Feb.
Mar.
Apr.
May
Jun.
Jul.
Aug.
Sep.
Oct.
Nov.
4.50 Dec.

4.71 2007
4.50 Jan.
4.50 Feb.
4.50 Mar.
4.50 Apr.
4.50 May
4.50 Jun.
4.75 Jul.
4.75 Aug.
5.00 Sep.
5.00 Oct.
5.00 Nov.
5.00 Dec.

5.90 2008
5.25 Jan.
5.25 Feb.
5.25 Mar.
5.50 Apr.
5.50 May.
5.75 Jun.
6.00 Jul.
6.25 Aug.
6.50 Sep.
6.50 Oct.
6.50 Nov.
6.50 Dec.
3.25 2009
6.50 Jan.
6.25 Feb.
6.00 Mar.
5.00 Apr.
4.00 May.
3.00 Jun.
2.00 Jul.
1.25 Aug.
1.25 Sep.
1.25 Oct.
1.25 Nov.
1.25 Dec.
2010
1.25 Jan.
1.25 Feb.
1.25 Mar.
1.25 Apr.
1.50 May.
1.75 Jun.
2.00 Jul.
2.50 Aug.
3.00 Sep.
3.00 Oct.
3.00 Nov. 1-16 13/