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Tasas de captacin mensuales - depsitos a trmino fijo (DTF)

Serie histrica
Informacin disponible a partir de enero de 1986

Ao Enero Febrero Marzo


2016 5.74% 6.25% 6.35%
2015 4.47% 4.45% 4.41%
2014 4.03% 3.97% 3.89%
2013 5.12% 4.82% 4.57%
2012 5.13% 5.27% 5.36%
2011 3.48% 3.46% 3.59%
2010 4.04% 4.00% 3.93%
2009 9.69% 8.98% 8.17%
2008 9.12% 9.30% 9.59%
2007 6.81% 6.80% 7.52%
2006 6.14% 6.01% 5.97%
2005 7.67% 7.41% 7.34%
2004 7.98% 7.85% 7.80%
2003 7.68% 7.77% 7.76%
2002 11.21% 10.75% 10.60%
2001 13.50% 13.34% 13.02%
2000 12.59% 10.21% 10.90%
1999 33.23% 30.25% 25.32%
1998 24.59% 25.04% 27.97%
1997 26.50% 25.42% 25.50%
1996 32.52% 33.10% 33.64%
1995 32.28% 34.25% 35.21%
1994 25.82% 25.26% 25.34%
1993 26.27% 26.29% 26.80%
1992 32.69% 28.86% 28.28%
1991 35.89% 34.99% 36.48%
1990 34.42% 34.15% 34.65%
1989 32.23% 32.98% 33.23%
1988 31.35% 32.95% 33.86%
1987 31.58% 30.33% 29.97%
1986 34.82% 30.93% 30.67%
Fuente: clculos Banco de la Repblica con informacin proveniente de la Superintendencia Financiera (http://www.superfinanciera.gov.co/)

Nota: la tasa DTF se refiere a la tasa promedio ponderada por monto de las captaciones por CDT a 90 das para los Bancos, corporaciones y compaas de

Hasta diciembre de 1988 los clculos se realizan con base en la encuesta a bancos y corporaciones financieras Oficina Principal de Santaf de Bogot. A pa
base en la encuesta diaria que efecta la Superintendencia Financiera a bancos, corporaciones, compaas de financiamiento comercial y corporaciones de
Formato 441 (Tasas de Inters de Captacin y Operaciones de Mercado Monetario). La fuente de la informacin de ambos formatos, formato 133 y formato
Tasa de inters - efectiva anual
DTF
Abril Mayo Junio
6.65% 6.83% 6.91%
4.51% 4.42% 4.40%
3.81% 3.79% 3.94%
4.21% 3.98% 3.94%
5.47% 5.45% 5.45%
3.74% 3.88% 4.10%
3.92% 3.63% 3.54%
7.12% 6.20% 5.52%
9.79% 9.59% 9.75%
7.45% 7.61% 8.02%
5.93% 5.97% 6.12%
7.29% 7.18% 7.18%
7.84% 7.81% 7.86%
7.72% 7.79% 7.77%
10.01% 9.07% 8.41%
12.74% 12.72% 12.70%
11.41% 11.72% 12.00%
22.08% 19.01% 17.86%
30.72% 31.67% 36.56%
24.74% 23.59% 23.22%
33.63% 32.11% 32.14%
35.69% 34.78% 34.02%
25.31% 26.21% 28.25%
26.71% 26.42% 26.48%
26.75% 24.27% 22.75%
37.99% 36.69% 36.54%
35.76% 35.76% 36.23%
33.68% 33.67% 33.89%
34.75% 35.23% 34.85%
29.80% 29.94% 29.68%
30.41% 30.43% 30.47%
inanciera (http://www.superfinanciera.gov.co/).

as para los Bancos, corporaciones y compaas de financiamiento comercial. El clculo se realiza con informacin diaria de las captaciones realizadas el viernes de la sema

ncieras Oficina Principal de Santaf de Bogot. A partir de enero de 1989 los clculos se realizan con base en la informacin de la encuesta diaria a bancos y corporaciones
as de financiamiento comercial y corporaciones de ahorro y vivienda del pas. Desde mayo 3 de 2002 hasta marzo 31 de 2008 los clculos se realizan con base en la inform
macin de ambos formatos, formato 133 y formato 441, es la Superintendencia Financiera de Colombia.
ters - efectiva anual
DTF
Julio Agosto Septiembre
7.26% 7.19% 7.18%
4.52% 4.47% 4.41%
4.06% 4.04% 4.26%
3.98% 4.07% 4.07%
5.44% 5.41% 5.32%
4.21% 4.49% 4.61%
3.52% 3.50% 3.47%
5.15% 5.08% 4.89%
9.61% 9.96% 9.92%
8.29% 8.54% 8.89%
6.51% 6.37% 6.42%
7.10% 6.99% 6.84%
7.83% 7.76% 7.74%
7.82% 7.83% 7.80%
7.86% 7.90% 7.93%
12.66% 12.34% 11.86%
12.20% 12.48% 12.94%
19.15% 18.86% 18.05%
36.43% 34.16% 35.62%
23.16% 22.99% 22.85%
32.41% 30.36% 28.44%
30.18% 29.13% 30.08%
29.15% 30.69% 30.84%
25.34% 24.44% 24.37%
21.89% 25.32% 27.32%
37.49% 38.32% 39.27%
37.59% 37.11% 37.56%
33.91% 33.99% 33.62%
35.20% 35.22% 32.21%
30.33% 30.56% 30.79%
31.10% 31.28% 31.24%

macin diaria de las captaciones realizadas el viernes de la semana anterior y de lunes a jueves de la semana vigente.

n la informacin de la encuesta diaria a bancos y corporaciones financieras de todo el pas, segn circulares 022 y 042 de 1988 de la Asociacin Bancaria. A partir del 6 de m
marzo 31 de 2008 los clculos se realizan con base en la informacin del Formato 133 (Tasas de Inters de Captacin y Operaciones de Mercado Monetario), y a partir de a
Octubre Noviembre Diciembre
7.09% 7.01% 6.92%
4.72% 4.92% 5.24%
4.33% 4.36% 4.34%
4.02% 4.03% 4.06%
5.42% 5.31% 5.22%
4.72% 5.08% 5.12%
3.45% 3.44% 3.50%
4.41% 4.40% 4.12%
10.02% 10.13% 10.12%
8.59% 8.67% 8.98%
6.42% 6.68% 6.75%
6.46% 6.41% 6.30%
7.68% 7.67% 7.76%
7.82% 7.93% 7.95%
7.90% 7.89% 7.73%
11.46% 11.48% 11.40%
12.95% 13.08% 13.28%
18.15% 17.89% 16.09%
36.53% 36.43% 35.28%
23.24% 24.01% 24.32%
28.72% 28.54% 28.05%
29.38% 29.64% 33.42%
32.53% 35.69% 37.90%
24.90% 25.48% 26.49%
27.61% 26.90% 27.42%
38.09% 37.97% 36.98%
37.94% 37.67% 38.45%
33.97% 34.62% 34.94%
31.79% 31.85% 32.25%
31.37% 32.31% 32.82%
31.37% 31.79% 31.83%

e.

42 de 1988 de la Asociacin Bancaria. A partir del 6 de marzo de 1995 los clculos se realizan con
n y Operaciones de Mercado Monetario), y a partir de abril 1 de 2008 con informacin del
Mes DTF
Jan-86 34.82% Com
Feb-86 30.93%
Mar-86 30.67% 45.00%

Apr-86 30.41% 40.00%


May-86 30.43%
Jun-86 30.47% 35.00%
Jul-86 31.10%
30.00%
Aug-86 31.28%
Sep-86 31.24% 25.00%
Oct-86 31.37%
20.00%
Nov-86 31.79%
Dec-86 31.83% 15.00%
Jan-87 31.58%
Feb-87 30.33% 10.00%

Mar-87 29.97% 5.00%


Apr-87 29.80%
May-87 29.94% 0.00%
Jun-87 29.68%
Jul-87 30.33%
Aug-87 30.56%
Sep-87 30.79%
Oct-87 31.37%
Nov-87 32.31%
Dec-87 32.82%
Jan-88 31.35%
Feb-88 32.95%
Mar-88 33.86%
Apr-88 34.75%
May-88 35.23%
Jun-88 34.85%
Jul-88 35.20%
Aug-88 35.22%
Sep-88 32.21%
Oct-88 31.79%
Nov-88 31.85%
Dec-88 32.25%
Jan-89 32.23%
Feb-89 32.98%
Mar-89 33.23%
Apr-89 33.68%
May-89 33.67%
Jun-89 33.89%
Jul-89 33.91%
Aug-89 33.99%
Sep-89 33.62%
Oct-89 33.97%
Nov-89 34.62%
Dec-89 34.94%
Jan-90 34.42%
Feb-90 34.15%
Mar-90 34.65%
Apr-90 35.76%
May-90 35.76%
Jun-90 36.23%
Jul-90 37.59%
Aug-90 37.11%
Sep-90 37.56%
Oct-90 37.94%
Nov-90 37.67%
Dec-90 38.45%
Jan-91 35.89%
Feb-91 34.99%
Mar-91 36.48%
Apr-91 37.99%
May-91 36.69%
Jun-91 36.54%
Jul-91 37.49%
Aug-91 38.32%
Sep-91 39.27%
Oct-91 38.09%
Nov-91 37.97%
Dec-91 36.98%
Jan-92 32.69%
Feb-92 28.86%
Mar-92 28.28%
Apr-92 26.75%
May-92 24.27%
Jun-92 22.75%
Jul-92 21.89%
Aug-92 25.32%
Sep-92 27.32%
Oct-92 27.61%
Nov-92 26.90%
Dec-92 27.42%
Jan-93 26.27%
Feb-93 26.29%
Mar-93 26.80%
Apr-93 26.71%
May-93 26.42%
Jun-93 26.48%
Jul-93 25.34%
Aug-93 24.44%
Sep-93 24.37%
Oct-93 24.90%
Nov-93 25.48%
Dec-93 26.49%
Jan-94 25.82%
Feb-94 25.26%
Mar-94 25.34%
Apr-94 25.31%
May-94 26.21%
Jun-94 28.25%
Jul-94 29.15%
Aug-94 30.69%
Sep-94 30.84%
Oct-94 32.53%
Nov-94 35.69%
Dec-94 37.90%
Jan-95 32.28%
Feb-95 34.25%
Mar-95 35.21%
Apr-95 35.69%
May-95 34.78%
Jun-95 34.02%
Jul-95 30.18%
Aug-95 29.13%
Sep-95 30.08%
Oct-95 29.38%
Nov-95 29.64%
Dec-95 33.42%
Jan-96 32.52%
Feb-96 33.10%
Mar-96 33.64%
Apr-96 33.63%
May-96 32.11%
Jun-96 32.14%
Jul-96 32.41%
Aug-96 30.36%
Sep-96 28.44%
Oct-96 28.72%
Nov-96 28.54%
Dec-96 28.05%
Jan-97 26.50%
Feb-97 25.42%
Mar-97 25.50%
Apr-97 24.74%
May-97 23.59%
Jun-97 23.22%
Jul-97 23.16%
Aug-97 22.99%
Sep-97 22.85%
Oct-97 23.24%
Nov-97 24.01%
Dec-97 24.32%
Jan-98 24.59%
Feb-98 25.04%
Mar-98 27.97%
Apr-98 30.72%
May-98 31.67%
Jun-98 36.56%
Jul-98 36.43%
Aug-98 34.16%
Sep-98 35.62%
Oct-98 36.53%
Nov-98 36.43%
Dec-98 35.28%
Jan-99 33.23%
Feb-99 30.25%
Mar-99 25.32%
Apr-99 22.08%
May-99 19.01%
Jun-99 17.86%
Jul-99 19.15%
Aug-99 18.86%
Sep-99 18.05%
Oct-99 18.15%
Nov-99 17.89%
Dec-99 16.09%
Jan-00 12.59%
Feb-00 10.21%
Mar-00 10.90%
Apr-00 11.41%
May-00 11.72%
Jun-00 12.00%
Jul-00 12.20%
Aug-00 12.48%
Sep-00 12.94%
Oct-00 12.95%
Nov-00 13.08%
Dec-00 13.28%
Jan-01 13.50%
Feb-01 13.34%
Mar-01 13.02%
Apr-01 12.74%
May-01 12.72%
Jun-01 12.70%
Jul-01 12.66%
Aug-01 12.34%
Sep-01 11.86%
Oct-01 11.46%
Nov-01 11.48%
Dec-01 11.40%
Jan-02 11.21%
Feb-02 10.75%
Mar-02 10.60%
Apr-02 10.01%
May-02 9.07%
Jun-02 8.41%
Jul-02 7.86%
Aug-02 7.90%
Sep-02 7.93%
Oct-02 7.90%
Nov-02 7.89%
Dec-02 7.73%
Jan-03 7.68%
Feb-03 7.77%
Mar-03 7.76%
Apr-03 7.72%
May-03 7.79%
Jun-03 7.77%
Jul-03 7.82%
Aug-03 7.83%
Sep-03 7.80%
Oct-03 7.82%
Nov-03 7.93%
Dec-03 7.95%
Jan-04 7.98%
Feb-04 7.85%
Mar-04 7.80%
Apr-04 7.84%
May-04 7.81%
Jun-04 7.86%
Jul-04 7.83%
Aug-04 7.76%
Sep-04 7.74%
Oct-04 7.68%
Nov-04 7.67%
Dec-04 7.76% 2007 2006 2005
Jan-05 7.67%
Feb-05 7.41%
Mar-05 7.34%
Apr-05 7.29%
May-05 7.18%
Jun-05 7.18%
Jul-05 7.10%
Aug-05 6.99%
Sep-05 6.84%
Oct-05 6.46%
Nov-05 6.41%
Dec-05 6.30%
Jan-06 6.14%
Feb-06 6.01%
Mar-06 5.97%
Apr-06 5.93%
May-06 5.97%
Jun-06 6.12%
Jul-06 6.51%
Aug-06 6.37%
Sep-06 6.42%
Oct-06 6.42%
Nov-06 6.68%
Dec-06 6.75%
Jan-07 6.81%
Feb-07 6.80%
Mar-07 7.52%
Apr-07 7.45%
May-07 7.61%
Jun-07 8.02%
Jul-07 8.29%
Aug-07 8.54%
Sep-07 8.89%
Oct-07 8.59%
Nov-07 8.67%
Dec-07 8.98%
Jan-08 9.12%
Feb-08 9.30%
Mar-08 9.59%
Apr-08 9.79%
May-08 9.59%
Jun-08 9.75%
Jul-08 9.61%
Aug-08 9.96%
Sep-08 9.92%
Oct-08 10.02%
Nov-08 10.13%
Dec-08 10.12%
Jan-09 9.69%
Feb-09 8.98%
Mar-09 8.17%
Apr-09 7.12%
May-09 6.20%
Jun-09 5.52%
Jul-09 5.15%
Aug-09 5.08%
Sep-09 4.89%
Oct-09 4.41%
Nov-09 4.40%
Dec-09 4.12%
Jan-10 4.04%
Feb-10 4.00%
Mar-10 3.93%
Apr-10 3.92%
May-10 3.63%
Jun-10 3.54%
Jul-10 3.52%
Aug-10 3.50%
Sep-10 3.47%
Oct-10 3.45%
Nov-10 3.44%
Dec-10 3.50%
Jan-11 3.48%
Feb-11 3.46%
Mar-11 3.59%
Apr-11 3.74%
May-11 3.88%
Jun-11 4.10%
Jul-11 4.21%
Aug-11 4.49%
Sep-11 4.61%
Oct-11 4.72%
Nov-11 5.08%
Dec-11 5.12%
Jan-12 5.13%
Feb-12 5.27%
Mar-12 5.36%
Apr-12 5.47%
May-12 5.45%
Jun-12 5.45%
Jul-12 5.44%
Aug-12 5.41%
Sep-12 5.32%
Oct-12 5.42%
Nov-12 5.31%
Dec-12 5.22% 2016 2015 2014
Jan-13 5.12%
Feb-13 4.82%
Mar-13 4.57%
Apr-13 4.21%
May-13 3.98%
Jun-13 3.94%
Jul-13 3.98%
Aug-13 4.07%
Sep-13 4.07%
Oct-13 4.02%
Nov-13 4.03%
Dec-13 4.06%
Jan-14 4.03%
Feb-14 3.97%
Mar-14 3.89%
Apr-14 3.81%
May-14 3.79%
Jun-14 3.94%
Jul-14 4.06%
Aug-14 4.04%
Sep-14 4.26%
Oct-14 4.33%
Nov-14 4.36%
Dec-14 4.34%
Jan-15 4.47%
Feb-15 4.45%
Mar-15 4.41%
Apr-15 4.51%
May-15 4.42%
Jun-15 4.40%
Jul-15 4.52%
Aug-15 4.47%
Sep-15 4.41%
Oct-15 4.72%
Nov-15 4.92%
Dec-15 5.24%
Jan-16 5.74%
Feb-16 6.25%
Mar-16 6.35%
Apr-16 6.65%
May-16 6.83%
Jun-16 6.91%
Jul-16 7.26%
Aug-16 7.19%
Sep-16 7.18%
Oct-16 7.09%
Nov-16 7.01%
Dec-16 6.92%
Jan-17 7.12%
Comportamiento de la DTF semanal en Colombia
1986-2017
39.27%
Oct-98

Apr-86
2002 2001
2004 2003
2012 2011 2010 2009 2008
2013
Colombia

39.27%
Oct-98

Apr-86

Jan-16
Jan-17
Sep-10