Estudio Caballero Bustamante

##

## SIMULADOR FINANCIERO DE PRESTAMOS

## Ingreses sus datos en las Celdas Azules

##
Tipo de Moneda S/. US$1 Trmino amortizativo S/. 754.63
## Prstamo solicitado S/.50,000.00 Tipo de Trmino MENSUAL
# Nmero de aos 7 aos nmero de trminos 84 meses
Inters anual 7.00% Fecha LTIMO trmino (pago) 30-May-2016
Fecha PRIMER pago 30-June-2009 Total Intereses S/. 13,389.26
os Total Desembolsos S/. 63,389.26
tip AN
AN = Anual (q=1)
e S CM SMCUADRO DE SIMULACIN
= Semestral (q=2) Hacer clic => Calcular...
ord M CM = Cuatrimestral
Prstamo solicitado S/. 10,000.00
ad s (q=3)
ul
im ago T BM M TM = Trimestral (q=4) Tasa de inters anual 12.00%
S p 4 BM = Bimestral (q=6) Nmero de trminos 16
de M M = Mensual (q=12) Cuidado:
q = 12 Termino amortizativo S/. 664.62
Si por ejem
y el tipo de
Total desembolsos S/. 26,584.61 este nme
(20 aos x
Nro de cuota => 1 Pago de intereses S/. 100.00 Esto para
Pago del prstamo S/. 564.62 amortizati
intereses y

CUADRO DE AMORTIZACION DEL PRESTAMO

N de Fecha del Cuota Cuota de Trmino Principal Saldo
pago pago amortizatin de inters amortizativo Amortizacin Prstamo
1 30-June-2009 462.97 291.67 754.63 462.97 49,537.03
2 30-July-2009 465.67 288.97 754.63 928.64 49,071.36
3 30-August-2009 468.38 286.25 754.63 1,397.02 48,602.98
4 ### 471.12 283.52 754.63 1,868.14 48,131.86
5 30-October-2009 473.86 280.77 754.63 2,342.00 47,658.00
6 ### 476.63 278.00 754.63 2,818.63 47,181.37
7 ### 479.41 275.22 754.63 3,298.04 46,701.96
8 30-January-2010 482.21 272.43 754.63 3,780.25 46,219.75
9 28-February-2010 485.02 269.62 754.63 4,265.26 45,734.74
10 30-March-2010 487.85 266.79 754.63 4,753.11 45,246.89
11 30-April-2010 490.69 263.94 754.63 5,243.81 44,756.19
12 30-May-2010 493.56 261.08 754.63 5,737.36 44,262.64
13 30-June-2010 496.44 258.20 754.63 6,233.80 43,766.20
14 30-July-2010 499.33 255.30 754.63 6,733.13 43,266.87
15 30-August-2010 502.24 252.39 754.63 7,235.37 42,764.63
16 ### 505.17 249.46 754.63 7,740.55 42,259.45
17 30-October-2010 508.12 246.51 754.63 8,248.67 41,751.33
18 ### 511.08 243.55 754.63 8,759.75 41,240.25
19 ### 514.07 240.57 754.63 9,273.82 40,726.18
20 30-January-2011 517.06 237.57 754.63 9,790.88 40,209.12
21 28-February-2011 520.08 234.55 754.63 10,310.96 39,689.04
22 30-March-2011 523.11 231.52 754.63 10,834.08 39,165.92
23 30-April-2011 526.17 228.47 754.63 11,360.24 38,639.76
24 30-May-2011 529.24 225.40 754.63 11,889.48 38,110.52
25 30-June-2011 532.32 222.31 754.63 12,421.80 37,578.20
26 30-July-2011 535.43 219.21 754.63 12,957.23 37,042.77
27 30-August-2011 538.55 216.08 754.63 13,495.78 36,504.22
28 ### 541.69 212.94 754.63 14,037.47 35,962.53
29 30-October-2011 544.85 209.78 754.63 14,582.33 35,417.67
30 ### 548.03 206.60 754.63 15,130.36 34,869.64
31 ### 551.23 203.41 754.63 15,681.58 34,318.42
32 30-January-2012 554.44 200.19 754.63 16,236.03 33,763.97
33 29-February-2012 557.68 196.96 754.63 16,793.71 33,206.29
34 30-March-2012 560.93 193.70 754.63 17,354.64 32,645.36
35 30-April-2012 564.20 190.43 754.63 17,918.84 32,081.16
36 30-May-2012 567.49 187.14 754.63 18,486.33 31,513.67
37 30-June-2012 570.80 183.83 754.63 19,057.14 30,942.86
38 30-July-2012 574.13 180.50 754.63 19,631.27 30,368.73
39 30-August-2012 577.48 177.15 754.63 20,208.75 29,791.25
40 ### 580.85 173.78 754.63 20,789.61 29,210.39

1
Estudio Caballero Bustamante

41 30-October-2012 584.24 170.39 754.63 21,373.85 28,626.15

42 ### 587.65 166.99 754.63 21,961.49 28,038.51
43 ### 591.08 163.56 754.63 22,552.57 27,447.43
44 30-January-2013 594.52 160.11 754.63 23,147.09 26,852.91
45 28-February-2013 597.99 156.64 754.63 23,745.09 26,254.91
46 30-March-2013 601.48 153.15 754.63 24,346.57 25,653.43
47 30-April-2013 604.99 149.65 754.63 24,951.55 25,048.45
48 30-May-2013 608.52 146.12 754.63 25,560.07 24,439.93
49 30-June-2013 612.07 142.57 754.63 26,172.14 23,827.86
50 30-July-2013 615.64 139.00 754.63 26,787.78 23,212.22
51 30-August-2013 619.23 135.40 754.63 27,407.01 22,592.99
52 ### 622.84 131.79 754.63 28,029.85 21,970.15
53 30-October-2013 626.47 128.16 754.63 28,656.32 21,343.68
54 ### 630.13 124.50 754.63 29,286.45 20,713.55
55 ### 633.80 120.83 754.63 29,920.26 20,079.74
56 30-January-2014 637.50 117.13 754.63 30,557.76 19,442.24
57 28-February-2014 641.22 113.41 754.63 31,198.98 18,801.02
58 30-March-2014 644.96 109.67 754.63 31,843.94 18,156.06
59 30-April-2014 648.72 105.91 754.63 32,492.67 17,507.33
60 30-May-2014 652.51 102.13 754.63 33,145.17 16,854.83
61 30-June-2014 656.31 98.32 754.63 33,801.49 16,198.51
62 30-July-2014 660.14 94.49 754.63 34,461.63 15,538.37
63 30-August-2014 663.99 90.64 754.63 35,125.63 14,874.37
64 ### 667.87 86.77 754.63 35,793.49 14,206.51
65 30-October-2014 671.76 82.87 754.63 36,465.25 13,534.75
66 ### 675.68 78.95 754.63 37,140.94 12,859.06
67 ### 679.62 75.01 754.63 37,820.56 12,179.44
68 30-January-2015 683.59 71.05 754.63 38,504.15 11,495.85
69 28-February-2015 687.57 67.06 754.63 39,191.72 10,808.28
70 30-March-2015 691.59 63.05 754.63 39,883.31 10,116.69
71 30-April-2015 695.62 59.01 754.63 40,578.93 9,421.07
72 30-May-2015 699.68 54.96 754.63 41,278.60 8,721.40
73 30-June-2015 703.76 50.87 754.63 41,982.36 8,017.64
74 30-July-2015 707.86 46.77 754.63 42,690.23 7,309.77
75 30-August-2015 711.99 42.64 754.63 43,402.22 6,597.78
76 ### 716.15 38.49 754.63 44,118.37 5,881.63
77 30-October-2015 720.32 34.31 754.63 44,838.69 5,161.31
78 ### 724.53 30.11 754.63 45,563.22 4,436.78
79 ### 728.75 25.88 754.63 46,291.97 3,708.03
80 30-January-2016 733.00 21.63 754.63 47,024.98 2,975.02
81 29-February-2016 737.28 17.35 754.63 47,762.26 2,237.74
82 30-March-2016 741.58 13.05 754.63 48,503.84 1,496.16
83 30-April-2016 745.91 8.73 754.63 49,249.74 750.26
84 30-May-2016 750.26 4.38 754.63 50,000.00 0.00

2
Estudio Caballero Bustamante

3
Estudio Caballero Bustamante

4
Estudio Caballero Bustamante

Totales 50,000.00 13,389.26 63,389.26

5
 Estudio Caballero Bustamante

cular...

Cuidado:
Si por ejemplo Ud. Coloc 20 aos
y el tipo de pago es bimestral,
este nmero deber de ser: 120
(20 aos x 6).
Esto para el clculo de trmino
amortizativo, total desembolsos,
intereses y el total del prstamo.

6
Estudio Caballero Bustamante

7
Estudio Caballero Bustamante

8
Estudio Caballero Bustamante

9
Estudio Caballero Bustamante

10