Documentos de Académico
Documentos de Profesional
Documentos de Cultura
8.00
n
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
Factores de
Cantidad
Compuesta
Factor de
Valor Presente
Encontrar F
dado P
F/P
1.0800
1.1664
1.2597
1.3605
1.4693
1.5869
1.7138
1.8509
1.9990
2.1589
2.3316
2.5182
2.7196
2.9372
3.1722
3.4259
3.7000
3.9960
4.3157
4.6610
5.0338
5.4365
5.8715
6.3412
6.8485
7.3964
7.9881
8.6271
9.3173
10.0627
10.8677
11.7371
12.6760
13.6901
14.7853
15.9682
17.2456
18.6253
20.1153
21.7245
23.4625
25.3395
27.3666
29.5560
31.9204
34.4741
37.2320
40.2106
43.4274
46.9016
Encontrar P
dado F
P/F
0.9259
0.8573
0.7938
0.7350
0.6806
0.6302
0.5835
0.5403
0.5002
0.4632
0.4289
0.3971
0.3677
0.3405
0.3152
0.2919
0.2703
0.2502
0.2317
0.2145
0.1987
0.1839
0.1703
0.1577
0.1460
0.1352
0.1252
0.1159
0.1073
0.0994
0.0920
0.0852
0.0789
0.0730
0.0676
0.0626
0.0580
0.0537
0.0497
0.0460
0.0426
0.0395
0.0365
0.0338
0.0313
0.0290
0.0269
0.0249
0.0230
0.0213
8.00%
Factor de
Recuperacin
de Capital
Encontrar A
dado F
A/F
1.0000
0.4808
0.3080
0.2219
0.1705
0.1363
0.1121
0.0940
0.0801
0.0690
0.0601
0.0527
0.0465
0.0413
0.0368
0.0330
0.0296
0.0267
0.0241
0.0219
0.0198
0.0180
0.0164
0.0150
0.0137
0.0125
0.0114
0.0105
0.0096
0.0088
0.0081
0.0075
0.0069
0.0063
0.0058
0.0053
0.0049
0.0045
0.0042
0.0039
0.0036
0.0033
0.0030
0.0028
0.0026
0.0024
0.0022
0.0020
0.0019
0.0017
Encontrar A
dado P
A/P
1.0800
0.5608
0.3880
0.3019
0.2505
0.2163
0.1921
0.1740
0.1601
0.1490
0.1401
0.1327
0.1265
0.1213
0.1168
0.1130
0.1096
0.1067
0.1041
0.1019
0.0998
0.0980
0.0964
0.0950
0.0937
0.0925
0.0914
0.0905
0.0896
0.0888
0.0881
0.0875
0.0869
0.0863
0.0858
0.0853
0.0849
0.0845
0.0842
0.0839
0.0836
0.0833
0.0830
0.0828
0.0826
0.0824
0.0822
0.0820
0.0819
0.0817
SERIES DE GRADIENTE
Factor de Cantidad
Compuesta
Factor de
Valor
Presente
Serie de
gradiente
uniforme
Valor presente
del Gradiente
Encontrar F
dado A
F/A
1.0000
2.0800
3.2464
4.5061
5.8666
7.3359
8.9228
10.6366
12.4876
14.4866
16.6455
18.9771
21.4953
24.2149
27.1521
30.3243
33.7502
37.4502
41.4463
45.7620
50.4229
55.4568
60.8933
66.7648
73.1059
79.9544
87.3508
95.3388
103.9659
113.2832
123.3459
134.2135
145.9506
158.6267
172.3168
187.1021
203.0703
220.3159
238.9412
259.0565
280.7810
304.2435
329.5830
356.9496
386.5056
418.4261
452.9002
490.1322
530.3427
573.7702
Encontrar P
dado A
P/A
0.9259
1.7833
2.5771
3.3121
3.9927
4.6229
5.2064
5.7466
6.2469
6.7101
7.1390
7.5361
7.9038
8.2442
8.5595
8.8514
9.1216
9.3719
9.6036
9.8181
10.0168
10.2007
10.3711
10.5288
10.6748
10.8100
10.9352
11.0511
11.1584
11.2578
11.3498
11.4350
11.5139
11.5869
11.6546
11.7172
11.7752
11.8289
11.8786
11.9246
11.9672
12.0067
12.0432
12.0771
12.1084
12.1374
12.1643
12.1891
12.2122
12.2335
Encontrar A
dado G
A/G
0.0000
0.4808
0.9487
1.4040
1.8465
2.2763
2.6937
3.0985
3.4910
3.8713
4.2395
4.5957
4.9402
5.2731
5.5945
5.9046
6.2037
6.4920
6.7697
7.0369
7.2940
7.5412
7.7786
8.0066
8.2254
8.4352
8.6363
8.8289
9.0133
9.1897
9.3584
9.5197
9.6737
9.8208
9.9611
10.0949
10.2225
10.3440
10.4597
10.5699
10.6747
10.7744
10.8692
10.9592
11.0447
11.1258
11.2028
11.2758
11.3451
11.4107
Encontrar P
dado G
P/G
0.0000
0.8573
2.4450
4.6501
7.3724
10.5233
14.0242
17.8061
21.8081
25.9768
30.2657
34.6339
39.0463
43.4723
47.8857
52.2640
56.5883
60.8426
65.0134
69.0898
73.0629
76.9257
80.6726
84.2997
87.8041
91.1842
94.4390
97.5687
100.5738
103.4558
106.2163
108.8575
111.3819
113.7924
116.0920
118.2839
120.3713
122.3579
124.2470
126.0422
127.7470
129.3651
130.8998
132.3547
133.7331
135.0384
136.2739
137.4428
138.5480
139.5928
8.00%
SERIES DE GRADIENTE
Factor de Cantidad
Compuesta
Factor de
Valor
Presente
Serie de
gradiente
uniforme
Valor presente
del Gradiente
Encontrar A
dado P
A/P
0.0816
0.0815
0.0814
0.0813
0.0812
0.0811
0.0810
0.0809
0.0809
0.0808
0.0807
0.0807
0.0806
0.0806
0.0805
0.0805
0.0805
0.0804
0.0804
0.0804
0.0803
0.0803
0.0803
0.0803
0.0802
0.0802
0.0802
0.0802
0.0802
0.0802
0.0802
0.0801
0.0801
0.0801
0.0801
0.0801
0.0801
0.0801
0.0801
0.0801
0.0801
Encontrar F
dado A
F/A
620.6718
671.3255
726.0316
785.1141
848.9232
917.8371
992.2640
1072.6451
1159.4568
1253.2133
1354.4704
1463.8280
1581.9342
1709.4890
1847.2481
1996.0279
2156.7102
2330.2470
2517.6667
2720.0801
2938.6865
3174.7814
3429.7639
3705.1450
4002.5566
4323.7612
4670.6620
5045.3150
5449.9402
5886.9354
6358.8903
6868.6015
7419.0896
8013.6168
8655.7061
9349.1626
10098.0956
10906.9433
11780.4987
12723.9386
13742.8537
Encontrar P
dado A
P/A
12.2532
12.2715
12.2884
12.3041
12.3186
12.3321
12.3445
12.3560
12.3667
12.3766
12.3857
12.3942
12.4020
12.4093
12.4160
12.4222
12.4280
12.4333
12.4382
12.4428
12.4471
12.4510
12.4546
12.4580
12.4611
12.4640
12.4666
12.4691
12.4714
12.4735
12.4755
12.4773
12.4790
12.4805
12.4820
12.4833
12.4845
12.4857
12.4868
12.4877
12.4886
Encontrar A
dado G
A/G
11.4729
11.5318
11.5875
11.6403
11.6902
11.7373
11.7819
11.8241
11.8639
11.9015
11.9370
11.9706
12.0022
12.0320
12.0602
12.0867
12.1117
12.1352
12.1574
12.1783
12.1980
12.2165
12.2339
12.2503
12.2658
12.2803
12.2939
12.3068
12.3188
12.3301
12.3408
12.3508
12.3602
12.3690
12.3772
12.3850
12.3923
12.3991
12.4056
12.4116
12.4172
Encontrar P
dado G
P/G
140.5799
141.5121
142.3923
143.2229
144.0065
144.7454
145.4421
146.0987
146.7173
147.3000
147.8487
148.3651
148.8512
149.3085
149.7387
150.1432
150.5235
150.8810
151.2170
151.5326
151.8291
152.1076
152.3690
152.6145
152.8448
153.0610
153.2639
153.4542
153.6327
153.8001
153.9570
154.1042
154.2421
154.3714
154.4925
154.6060
154.7123
154.8119
154.9052
154.9925
155.0743
0.0001
0.0801
14843.2820
12.4895
12.4225
155.1509
0.0008
0.0007
0.0001
0.0001
0.0801
0.0801
16031.7446
17315.2841
12.4903
12.4910
12.4275
12.4321
155.2226
155.2897
1,497.1205
0.0007
0.0001
0.0801
18701.5069
12.4917
12.4365
155.3524
96
1,616.8902
0.0006
0.0000
0.0800
20198.6274
12.4923
12.4406
155.4112
97
1,746.2414
0.0006
0.0000
0.0800
21815.5176
12.4928
12.4444
155.4662
98
1,885.9407
0.0005
0.0000
0.0800
23561.7590
12.4934
12.4480
155.5176
Factores de
Cantidad
Compuesta
Factor de
Amortizacin
Factor de
Recuperacin
de Capital
Factor de
Valor Presente
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
Encontrar F
dado P
F/P
50.6537
54.7060
59.0825
63.8091
68.9139
74.4270
80.3811
86.8116
93.7565
101.2571
109.3576
118.1062
127.5547
137.7591
148.7798
160.6822
173.5368
187.4198
202.4133
218.6064
236.0949
254.9825
275.3811
297.4116
321.2045
346.9009
374.6530
404.6252
436.9952
471.9548
509.7112
550.4881
594.5272
642.0893
693.4565
748.9330
808.8476
873.5555
943.4399
1,018.9151
1,100.4283
Encontrar P
dado F
P/F
0.0197
0.0183
0.0169
0.0157
0.0145
0.0134
0.0124
0.0115
0.0107
0.0099
0.0091
0.0085
0.0078
0.0073
0.0067
0.0062
0.0058
0.0053
0.0049
0.0046
0.0042
0.0039
0.0036
0.0034
0.0031
0.0029
0.0027
0.0025
0.0023
0.0021
0.0020
0.0018
0.0017
0.0016
0.0014
0.0013
0.0012
0.0011
0.0011
0.0010
0.0009
Encontrar A
dado F
A/F
0.0016
0.0015
0.0014
0.0013
0.0012
0.0011
0.0010
0.0009
0.0009
0.0008
0.0007
0.0007
0.0006
0.0006
0.0005
0.0005
0.0005
0.0004
0.0004
0.0004
0.0003
0.0003
0.0003
0.0003
0.0002
0.0002
0.0002
0.0002
0.0002
0.0002
0.0002
0.0001
0.0001
0.0001
0.0001
0.0001
0.0001
0.0001
0.0001
0.0001
0.0001
92
1,188.4626
0.0008
93
94
1,283.5396
1,386.2227
95
8.00
99
2,036.8160
0.0005
0.0000
0.0800
25447.6997
12.4939
12.4514
155.5657
-28865.3
PAGO UNICO
Factores de
Factor de
Factor de
Factor de
Factor de
SERIES DE GRADIENTE
Factor de
Serie de
Cantidad
valor
amortizacin
recuperacin
cantidad
valor
gradiente
Compuesta
Encontrar F
presente
Encontrar P
Encontrar A
de capital
Encontrar A
compuesta
Encontrar F
presente
Encontrar P
uniforme
Encontrar A
dado P
dado F
dado F
dado P
dado A
dado A
dado G
F/P
P/F
A/F
A/P
F/A
P/A
A/G
99
100
1.2836
0.7790
0.0088
0.0113
113.4500
88.3825
47.4216
101
1.2868
0.7771
0.0087
0.0112
114.7336
89.1596
47.8799
102
1.2901
0.7752
0.0086
0.0111
116.0204
89.9347
48.3377
103
1.2933
0.7732
0.0085
0.0110
117.3105
90.7080
48.7952
104
1.2965
0.7713
0.0084
0.0109
118.6037
91.4793
49.2522
105
1.2998
0.7694
0.0083
0.0108
119.9003
92.2487
49.7088
106
1.3030
0.7675
0.0083
0.0108
121.2000
93.0161
50.1650
107
1.3063
0.7655
0.0082
0.0107
122.5030
93.7817
50.6208
108
1.3095
0.7636
0.0081
0.0106
123.8093
94.5453
51.0762
109
1.3128
0.7617
0.0080
0.0105
125.1188
95.3070
51.5311
110
1.3161
0.7598
0.0079
0.0104
126.4316
96.0669
51.9857
111
1.3194
0.7579
0.0078
0.0103
127.7477
96.8248
52.4398
112
1.3227
0.7560
0.0077
0.0102
129.0670
97.5809
52.8935
113
1.3260
0.7542
0.0077
0.0102
130.3897
98.3350
53.3468
114
1.3293
0.7523
0.0076
0.0101
131.7157
99.0873
53.7997
115
1.3326
0.7504
0.0075
0.0100
133.0450
99.8377
54.2522
116
1.3359
0.7485
0.0074
0.0099
134.3776
100.5862
54.7043
117
1.3393
0.7467
0.0074
0.0099
135.7135
101.3329
55.1559
118
1.3426
0.7448
0.0073
0.0098
137.0528
102.0777
55.6072
119
1.3460
0.7429
0.0072
0.0097
138.3954
102.8207
56.0580
120
1.3494
0.7411
0.0072
0.0097
139.7414
103.5618
56.5084
121
1.3527
0.7392
0.0071
0.0096
141.0908
104.3010
56.9584
122
1.3561
0.7374
0.0070
0.0095
142.4435
105.0384
57.4080
123
1.3595
0.7356
0.0070
0.0095
143.7996
105.7740
57.8572
124
1.3629
0.7337
0.0069
0.0094
145.1591
106.5077
58.3060
125
1.3663
0.7319
0.0068
0.0093
146.5220
107.2396
58.7543
126
1.3697
0.7301
0.0068
0.0093
147.8883
107.9697
59.2023
127
1.3731
0.7283
0.0067
0.0092
149.2580
108.6979
59.6498
128
1.3766
0.7264
0.0066
0.0091
150.6312
109.4244
60.0969
129
1.3800
0.7246
0.0066
0.0091
152.0078
110.1490
60.5436
130
1.3835
0.7228
0.0065
0.0090
153.3878
110.8718
60.9899
131
1.3869
0.7210
0.0065
0.0090
154.7712
111.5928
61.4358
132
1.3904
0.7192
0.0064
0.0089
156.1582
112.3121
61.8813
133
1.3939
0.7174
0.0063
0.0088
157.5486
113.0295
62.3263
134
1.3974
0.7156
0.0063
0.0088
158.9424
113.7451
62.7710
135
1.4008
0.7139
0.0062
0.0087
160.3398
114.4590
63.2152
136
1.4044
0.7121
0.0062
0.0087
161.7406
115.1710
63.6591
137
1.4079
0.7103
0.0061
0.0086
163.1450
115.8813
64.1025
138
1.4114
0.7085
0.0061
0.0086
164.5529
116.5899
64.5455
139
1.4149
0.7068
0.0060
0.0085
165.9642
117.2966
64.9881
140
1.4184
0.7050
0.0060
0.0085
167.3791
118.0016
65.4303
141
1.4220
0.7032
0.0059
0.0084
168.7976
118.7049
65.8720
142
1.4255
0.7015
0.0059
0.0084
170.2196
119.4063
66.3134
143
1.4291
0.6997
0.0058
0.0083
171.6451
120.1061
66.7543
144
1.4327
0.6980
0.0058
0.0083
173.0743
120.8041
67.1949
145
1.4363
0.6962
0.0057
0.0082
174.5069
121.5003
67.6350
146
1.4399
0.6945
0.0057
0.0082
175.9432
122.1948
68.0747
147
1.4435
0.6928
0.0056
0.0081
177.3831
122.8876
68.5140
148
1.4471
0.6911
0.0056
0.0081
178.8265
123.5787
68.9529
149
1.4507
0.6893
0.0055
0.0080
180.2736
124.2680
69.3914
150
1.4543
0.6876
0.0055
0.0080
181.7243
124.9556
69.8295
151
1.4579
0.6859
0.0055
0.0080
183.1786
125.6415
70.2671
152
1.4616
0.6842
0.0054
0.0079
184.6365
126.3257
70.7044
153
1.4652
0.6825
0.0054
0.0079
186.0981
127.0082
71.1412
154
1.4689
0.6808
0.0053
0.0078
187.5634
127.6889
71.5777
155
1.4726
0.6791
0.0053
0.0078
189.0323
128.3680
72.0137
156
1.4763
0.6774
0.0052
0.0077
190.5049
129.0454
72.4493
157
1.4800
0.6757
0.0052
0.0077
191.9811
129.7211
72.8845
158
1.4837
0.6740
0.0052
0.0077
193.4611
130.3951
73.3193
159
1.4874
0.6723
0.0051
0.0076
194.9447
131.0675
73.7537
160
1.4911
0.6707
0.0051
0.0076
196.4321
131.7381
74.1876
161
1.4948
0.6690
0.0051
0.0076
197.9232
132.4071
74.6212
162
1.4985
0.6673
0.0050
0.0075
199.4180
133.0744
75.0544
163
1.5023
0.6656
0.0050
0.0075
200.9165
133.7401
75.4871
164
1.5060
0.6640
0.0049
0.0074
202.4188
134.4040
75.9194
165
1.5098
0.6623
0.0049
0.0074
203.9249
135.0664
76.3514
166
1.5136
0.6607
0.0049
0.0074
205.4347
135.7271
76.7829
167
1.5174
0.6590
0.0048
0.0073
206.9483
136.3861
77.2140
168
1.5212
0.6574
0.0048
0.0073
208.4656
137.0435
77.6447
169
1.5250
0.6558
0.0048
0.0073
209.9868
137.6992
78.0750
170
1.5288
0.6541
0.0047
0.0072
211.5118
138.3534
78.5049
171
1.5326
0.6525
0.0047
0.0072
213.0405
139.0058
78.9343
172
1.5364
0.6509
0.0047
0.0072
214.5731
139.6567
79.3634
173
1.5403
0.6492
0.0046
0.0071
216.1096
140.3059
79.7921
174
1.5441
0.6476
0.0046
0.0071
217.6498
140.9535
80.2203
175
1.5480
0.6460
0.0046
0.0071
219.1940
141.5996
80.6481
176
1.5519
0.6444
0.0045
0.0070
220.7420
142.2439
81.0756
177
1.5557
0.6428
0.0045
0.0070
222.2938
142.8867
81.5026
178
1.5596
0.6412
0.0045
0.0070
223.8495
143.5279
81.9292
179
1.5635
0.6396
0.0044
0.0069
225.4092
144.1675
82.3554
180
1.5674
0.6380
0.0044
0.0069
226.9727
144.8055
82.7812
181
1.5714
0.6364
0.0044
0.0069
228.5401
145.4419
83.2066
182
1.5753
0.6348
0.0043
0.0068
230.1115
146.0767
83.6316
183
1.5792
0.6332
0.0043
0.0068
231.6868
146.7099
84.0562
184
1.5832
0.6316
0.0043
0.0068
233.2660
147.3415
84.4803
185
1.5871
0.6301
0.0043
0.0068
234.8491
147.9716
84.9041
186
1.5911
0.6285
0.0042
0.0067
236.4363
148.6001
85.3274
187
1.5951
0.6269
0.0042
0.0067
238.0273
149.2270
85.7504
188
1.5991
0.6254
0.0042
0.0067
239.6224
149.8524
86.1729
189
1.6031
0.6238
0.0041
0.0066
241.2215
150.4762
86.5951
190
1.6071
0.6223
0.0041
0.0066
242.8245
151.0985
87.0168
191
1.6111
0.6207
0.0041
0.0066
244.4316
151.7192
87.4381
192
1.6151
0.6192
0.0041
0.0066
246.0427
152.3383
87.8590
193
1.6191
0.6176
0.0040
0.0065
247.6578
152.9559
88.2795
194
1.6232
0.6161
0.0040
0.0065
249.2769
153.5720
88.6996
195
1.6273
0.6145
0.0040
0.0065
250.9001
154.1866
89.1193
196
1.6313
0.6130
0.0040
0.0065
252.5274
154.7996
89.5386
197
1.6354
0.6115
0.0039
0.0064
254.1587
155.4110
89.9575
198
1.6395
0.6099
0.0039
0.0064
255.7941
156.0210
90.3759
199
1.6436
0.6084
0.0039
0.0064
257.4336
156.6294
90.7940
SERIES DE GRADIENTE
Valor
presente del
gradiente
Encontrar P
dado G
P/G
4191.2417
0.25
4268.9518
0.25
4347.2433
0.25
4426.1128
0.25
4505.5569
0.25
4585.5722
0.25
4666.1555
0.25
4747.3033
0.25
4829.0125
0.25
4911.2796
0.25
4994.1014
0.25
5077.4745
0.25
5161.3958
0.25
5245.8620
0.25
5330.8699
0.25
5416.4161
0.25
5502.4976
0.25
5589.1110
0.25
5676.2533
0.25
5763.9212
0.25
5852.1116
0.25
5940.8213
0.25
6030.0472
0.25
6119.7861
0.25
6210.0350
0.25
6300.7907
0.25
6392.0502
0.25
6483.8104
0.25
6576.0681
0.25
6668.8204
0.25
6762.0643
0.25
6855.7966
0.25
6950.0144
0.25
7044.7147
0.25
7139.8944
0.25
7235.5507
0.25
7331.6804
0.25
7428.2808
0.25
7525.3488
0.25
7622.8814
0.25
7720.8759
0.25
7819.3292
0.25
7918.2384
0.25
8017.6008
0.25
8117.4133
0.25
8217.6732
0.25
8318.3776
0.25
8419.5236
0.25
8521.1084
0.25
8623.1293
0.25
8725.5833
0.25
8828.4677
0.25
8931.7798
0.25
9035.5167
0.25
9139.6757
0.25
9244.2540
0.25
9349.2489
0.25
9454.6577
0.25
9560.4776
0.25
9666.7059
0.25
9773.3400
0.25
9880.3772
0.25
9987.8147
0.25
10095.6500
0.25
10203.8804
0.25
10312.5032
0.25
10421.5157
0.25
10530.9155
0.25
10640.6999
0.25
10750.8662
0.25
10861.4119
0.25
10972.3344
0.25
11083.6312
0.25
11195.2996
0.25
11307.3372
0.25
11419.7414
0.25
11532.5097
0.25
11645.6395
0.25
11759.1284
0.25
11872.9739
0.25
11987.1734
0.25
12101.7246
0.25
12216.6249
0.25
12331.8719
0.25
12447.4631
0.25
12563.3962
0.25
12679.6686
0.25
12796.2781
0.25
12913.2221
0.25
13030.4982
0.25
13148.1042
0.25
13266.0376
0.25
13384.2960
0.25
13502.8772
0.25
13621.7787
0.25
13740.9982
0.25
13860.5334
0.25
13980.3820
0.25
14100.5417
0.25
14221.0101
0.25
PAGO UNICO
Factores de
Factor de
Factor de
Factor de
Factor de
SERIES DE GRADIENTE
Factor de
Serie de
Cantidad
valor
amortizacin
recuperacin
cantidad
valor
gradiente
Compuesta
Encontrar F
presente
Encontrar P
Encontrar A
de capital
Encontrar A
compuesta
Encontrar F
presente
Encontrar P
uniforme
Encontrar A
dado P
dado F
dado F
dado P
dado A
dado A
dado G
F/P
P/F
A/F
A/P
F/A
P/A
A/G
199
200
1.6477
0.6069
0.0039
0.0064
259.0771
157.2363
91.2117
201
1.6518
0.6054
0.0038
0.0063
260.7248
157.8417
91.6289
202
1.6559
0.6039
0.0038
0.0063
262.3766
158.4456
92.0458
203
1.6601
0.6024
0.0038
0.0063
264.0326
159.0480
92.4622
204
1.6642
0.6009
0.0038
0.0063
265.6927
159.6488
92.8782
205
1.6684
0.5994
0.0037
0.0062
267.3569
160.2482
93.2939
206
1.6726
0.5979
0.0037
0.0062
269.0253
160.8461
93.7091
207
1.6767
0.5964
0.0037
0.0062
270.6979
161.4425
94.1239
208
1.6809
0.5949
0.0037
0.0062
272.3746
162.0374
94.5383
209
1.6851
0.5934
0.0036
0.0061
274.0555
162.6308
94.9523
210
1.6894
0.5919
0.0036
0.0061
275.7407
163.2228
95.3659
211
1.6936
0.5905
0.0036
0.0061
277.4300
163.8132
95.7791
212
1.6978
0.5890
0.0036
0.0061
279.1236
164.4022
96.1919
213
1.7021
0.5875
0.0036
0.0061
280.8214
164.9898
96.6043
214
1.7063
0.5861
0.0035
0.0060
282.5235
165.5758
97.0163
215
1.7106
0.5846
0.0035
0.0060
284.2298
166.1604
97.4279
216
1.7149
0.5831
0.0035
0.0060
285.9403
166.7436
97.8391
217
1.7191
0.5817
0.0035
0.0060
287.6552
167.3253
98.2498
218
1.7234
0.5802
0.0035
0.0060
289.3743
167.9055
98.6602
219
1.7277
0.5788
0.0034
0.0059
291.0978
168.4843
99.0702
220
1.7321
0.5773
0.0034
0.0059
292.8255
169.0616
99.4797
221
1.7364
0.5759
0.0034
0.0059
294.5576
169.6375
99.8889
222
1.7407
0.5745
0.0034
0.0059
296.2940
170.2120
100.2977
223
1.7451
0.5730
0.0034
0.0059
298.0347
170.7850
100.7060
224
1.7494
0.5716
0.0033
0.0058
299.7798
171.3566
101.1139
225
1.7538
0.5702
0.0033
0.0058
301.5292
171.9268
101.5215
226
1.7582
0.5688
0.0033
0.0058
303.2831
172.4956
101.9286
227
1.7626
0.5673
0.0033
0.0058
305.0413
173.0629
102.3354
228
1.7670
0.5659
0.0033
0.0058
306.8039
173.6289
102.7417
229
1.7714
0.5645
0.0032
0.0057
308.5709
174.1934
103.1476
230
1.7759
0.5631
0.0032
0.0057
310.3423
174.7565
103.5532
231
1.7803
0.5617
0.0032
0.0057
312.1182
175.3182
103.9583
232
1.7847
0.5603
0.0032
0.0057
313.8985
175.8785
104.3630
233
1.7892
0.5589
0.0032
0.0057
315.6832
176.4374
104.7673
234
1.7937
0.5575
0.0031
0.0056
317.4724
176.9949
105.1712
235
1.7982
0.5561
0.0031
0.0056
319.2661
177.5510
105.5748
236
1.8027
0.5547
0.0031
0.0056
321.0643
178.1058
105.9779
237
1.8072
0.5534
0.0031
0.0056
322.8669
178.6591
106.3806
238
1.8117
0.5520
0.0031
0.0056
324.6741
179.2111
106.7829
239
1.8162
0.5506
0.0031
0.0056
326.4858
179.7617
107.1848
240
1.8208
0.5492
0.0030
0.0055
328.3020
180.3109
107.5863
241
1.8253
0.5479
0.0030
0.0055
330.1228
180.8588
107.9874
242
1.8299
0.5465
0.0030
0.0055
331.9481
181.4053
108.3881
243
1.8344
0.5451
0.0030
0.0055
333.7779
181.9504
108.7884
244
1.8390
0.5438
0.0030
0.0055
335.6124
182.4941
109.1883
245
1.8436
0.5424
0.0030
0.0055
337.4514
183.0366
109.5878
246
1.8482
0.5411
0.0029
0.0054
339.2950
183.5776
109.9869
247
1.8529
0.5397
0.0029
0.0054
341.1433
184.1173
110.3856
248
1.8575
0.5384
0.0029
0.0054
342.9961
184.6557
110.7839
249
1.8621
0.5370
0.0029
0.0054
344.8536
185.1927
111.1818
250
1.8668
0.5357
0.0029
0.0054
346.7158
185.7284
111.5793
251
1.8715
0.5343
0.0029
0.0054
348.5825
186.2627
111.9764
252
1.8761
0.5330
0.0029
0.0054
350.4540
186.7957
112.3731
253
1.8808
0.5317
0.0028
0.0053
352.3301
187.3274
112.7694
254
1.8855
0.5304
0.0028
0.0053
354.2110
187.8578
113.1653
255
1.8902
0.5290
0.0028
0.0053
356.0965
188.3868
113.5608
256
1.8950
0.5277
0.0028
0.0053
357.9867
188.9145
113.9559
257
1.8997
0.5264
0.0028
0.0053
359.8817
189.4409
114.3506
258
1.9045
0.5251
0.0028
0.0053
361.7814
189.9660
114.7449
259
1.9092
0.5238
0.0027
0.0052
363.6859
190.4898
115.1388
260
1.9140
0.5225
0.0027
0.0052
365.5951
191.0122
115.5323
261
1.9188
0.5212
0.0027
0.0052
367.5091
191.5334
115.9254
262
1.9236
0.5199
0.0027
0.0052
369.4278
192.0533
116.3181
263
1.9284
0.5186
0.0027
0.0052
371.3514
192.5718
116.7104
264
1.9332
0.5173
0.0027
0.0052
373.2798
193.0891
117.1023
265
1.9380
0.5160
0.0027
0.0052
375.2130
193.6051
117.4938
266
1.9429
0.5147
0.0027
0.0052
377.1510
194.1198
117.8849
267
1.9477
0.5134
0.0026
0.0051
379.0939
194.6332
118.2756
268
1.9526
0.5121
0.0026
0.0051
381.0416
195.1454
118.6659
269
1.9575
0.5109
0.0026
0.0051
382.9942
195.6562
119.0558
270
1.9624
0.5096
0.0026
0.0051
384.9517
196.1658
119.4453
271
1.9673
0.5083
0.0026
0.0051
386.9141
196.6741
119.8344
272
1.9722
0.5070
0.0026
0.0051
388.8814
197.1812
120.2232
273
1.9771
0.5058
0.0026
0.0051
390.8536
197.6869
120.6115
274
1.9821
0.5045
0.0025
0.0050
392.8307
198.1915
120.9994
275
1.9870
0.5033
0.0025
0.0050
394.8128
198.6947
121.3869
276
1.9920
0.5020
0.0025
0.0050
396.7998
199.1967
121.7741
277
1.9970
0.5008
0.0025
0.0050
398.7918
199.6975
122.1608
278
2.0020
0.4995
0.0025
0.0050
400.7888
200.1970
122.5471
279
2.0070
0.4983
0.0025
0.0050
402.7908
200.6953
122.9331
280
2.0120
0.4970
0.0025
0.0050
404.7977
201.1923
123.3186
281
2.0170
0.4958
0.0025
0.0050
406.8097
201.6881
123.7038
282
2.0221
0.4945
0.0024
0.0049
408.8268
202.1826
124.0885
283
2.0271
0.4933
0.0024
0.0049
410.8488
202.6759
124.4729
284
2.0322
0.4921
0.0024
0.0049
412.8760
203.1680
124.8568
285
2.0373
0.4909
0.0024
0.0049
414.9081
203.6589
125.2404
286
2.0424
0.4896
0.0024
0.0049
416.9454
204.1485
125.6236
287
2.0475
0.4884
0.0024
0.0049
418.9878
204.6369
126.0063
288
2.0526
0.4872
0.0024
0.0049
421.0353
205.1241
126.3887
289
2.0577
0.4860
0.0024
0.0049
423.0878
205.6101
126.7707
290
2.0629
0.4848
0.0024
0.0049
425.1456
206.0948
127.1523
291
2.0680
0.4836
0.0023
0.0048
427.2084
206.5784
127.5335
292
2.0732
0.4823
0.0023
0.0048
429.2764
207.0607
127.9143
293
2.0784
0.4811
0.0023
0.0048
431.3496
207.5419
128.2947
294
2.0836
0.4799
0.0023
0.0048
433.4280
208.0218
128.6747
295
2.0888
0.4787
0.0023
0.0048
435.5116
208.5006
129.0543
296
2.0940
0.4776
0.0023
0.0048
437.6004
208.9781
129.4335
297
2.0992
0.4764
0.0023
0.0048
439.6944
209.4545
129.8123
298
2.1045
0.4752
0.0023
0.0048
441.7936
209.9297
130.1907
299
2.1097
0.4740
0.0023
0.0048
443.8981
210.4036
130.5688
SERIES DE GRADIENTE
Valor
presente del
gradiente
Encontrar P
dado G
P/G
14341.7851
0.25
14462.8642
0.25
14584.2453
0.25
14705.9261
0.25
14827.9043
0.25
14950.1777
0.25
15072.7441
0.25
15195.6012
0.25
15318.7468
0.25
15442.1788
0.25
15565.8949
0.25
15689.8929
0.25
15814.1707
0.25
15938.7262
0.25
16063.5570
0.25
16188.6612
0.25
16314.0366
0.25
16439.6809
0.25
16565.5922
0.25
16691.7683
0.25
16818.2070
0.25
16944.9064
0.25
17071.8642
0.25
17199.0785
0.25
17326.5472
0.25
17454.2682
0.25
17582.2394
0.25
17710.4589
0.25
17838.9245
0.25
17967.6343
0.25
18096.5862
0.25
18225.7782
0.25
18355.2084
0.25
18484.8747
0.25
18614.7752
0.25
18744.9078
0.25
18875.2707
0.25
19005.8618
0.25
19136.6792
0.25
19267.7210
0.25
19398.9852
0.25
19530.4700
0.25
19662.1733
0.25
19794.0933
0.25
19926.2281
0.25
20058.5758
0.25
20191.1345
0.25
20323.9024
0.25
20456.8775
0.25
20590.0580
0.25
20723.4421
0.25
20857.0279
0.25
20990.8136
0.25
21124.7974
0.25
21258.9773
0.25
21393.3517
0.25
21527.9187
0.25
21662.6765
0.25
21797.6234
0.25
21932.7575
0.25
22068.0770
0.25
22203.5803
0.25
22339.2656
0.25
22475.1310
0.25
22611.1749
0.25
22747.3956
0.25
22883.7912
0.25
23020.3601
0.25
23157.1006
0.25
23294.0109
0.25
23431.0894
0.25
23568.3344
0.25
23705.7441
0.25
23843.3170
0.25
23981.0513
0.25
24118.9454
0.25
24256.9977
0.25
24395.2064
0.25
24533.5700
0.25
24672.0867
0.25
24810.7551
0.25
24949.5735
0.25
25088.5402
0.25
25227.6537
0.25
25366.9123
0.25
25506.3145
0.25
25645.8587
0.25
25785.5434
0.25
25925.3668
0.25
26065.3276
0.25
26205.4241
0.25
26345.6548
0.25
26486.0181
0.25
26626.5125
0.25
26767.1366
0.25
26907.8886
0.25
27048.7673
0.25
27189.7710
0.25
27330.8982
0.25
27472.1475
0.25
PAGO UNICO
Factores de
Factor de
Factor de
Factor de
Factor de
SERIES DE GRADIENTE
Factor de
Serie de
Cantidad
valor
amortizacin
recuperacin
cantidad
valor
gradiente
Compuesta
Encontrar F
presente
Encontrar P
Encontrar A
de capital
Encontrar A
compuesta
Encontrar F
presente
Encontrar P
uniforme
Encontrar A
dado P
dado F
dado F
dado P
dado A
dado A
dado G
F/P
P/F
A/F
A/P
F/A
P/A
A/G
299
300
2.1150
0.4728
0.0022
0.0047
446.0078
210.8765
130.9464
301
2.1203
0.4716
0.0022
0.0047
448.1228
211.3481
131.3237
302
2.1256
0.4705
0.0022
0.0047
450.2431
211.8185
131.7005
303
2.1309
0.4693
0.0022
0.0047
452.3688
212.2878
132.0770
304
2.1362
0.4681
0.0022
0.0047
454.4997
212.7559
132.4531
305
2.1416
0.4669
0.0022
0.0047
456.6359
213.2229
132.8287
306
2.1469
0.4658
0.0022
0.0047
458.7775
213.6886
133.2040
307
2.1523
0.4646
0.0022
0.0047
460.9245
214.1533
133.5789
308
2.1577
0.4635
0.0022
0.0047
463.0768
214.6167
133.9534
309
2.1631
0.4623
0.0021
0.0046
465.2345
215.0790
134.3275
310
2.1685
0.4611
0.0021
0.0046
467.3976
215.5402
134.7012
311
2.1739
0.4600
0.0021
0.0046
469.5660
216.0002
135.0745
312
2.1793
0.4589
0.0021
0.0046
471.7400
216.4590
135.4475
313
2.1848
0.4577
0.0021
0.0046
473.9193
216.9167
135.8200
314
2.1903
0.4566
0.0021
0.0046
476.1041
217.3733
136.1922
315
2.1957
0.4554
0.0021
0.0046
478.2944
217.8287
136.5639
316
2.2012
0.4543
0.0021
0.0046
480.4901
218.2830
136.9353
317
2.2067
0.4532
0.0021
0.0046
482.6913
218.7362
137.3062
318
2.2122
0.4520
0.0021
0.0046
484.8981
219.1882
137.6768
319
2.2178
0.4509
0.0021
0.0046
487.1103
219.6391
138.0470
320
2.2233
0.4498
0.0020
0.0045
489.3281
220.0889
138.4168
321
2.2289
0.4487
0.0020
0.0045
491.5514
220.5375
138.7862
322
2.2345
0.4475
0.0020
0.0045
493.7803
220.9851
139.1552
323
2.2400
0.4464
0.0020
0.0045
496.0147
221.4315
139.5239
324
2.2456
0.4453
0.0020
0.0045
498.2548
221.8768
139.8921
325
2.2513
0.4442
0.0020
0.0045
500.5004
222.3210
140.2599
326
2.2569
0.4431
0.0020
0.0045
502.7517
222.7641
140.6274
327
2.2625
0.4420
0.0020
0.0045
505.0085
223.2061
140.9945
328
2.2682
0.4409
0.0020
0.0045
507.2711
223.6470
141.3612
329
2.2738
0.4398
0.0020
0.0045
509.5392
224.0868
141.7274
330
2.2795
0.4387
0.0020
0.0045
511.8131
224.5254
142.0933
331
2.2852
0.4376
0.0019
0.0044
514.0926
224.9630
142.4589
332
2.2909
0.4365
0.0019
0.0044
516.3778
225.3995
142.8240
333
2.2967
0.4354
0.0019
0.0044
518.6688
225.8349
143.1887
334
2.3024
0.4343
0.0019
0.0044
520.9655
226.2693
143.5531
335
2.3082
0.4332
0.0019
0.0044
523.2679
226.7025
143.9170
336
2.3139
0.4322
0.0019
0.0044
525.5760
227.1347
144.2806
337
2.3197
0.4311
0.0019
0.0044
527.8900
227.5658
144.6438
338
2.3255
0.4300
0.0019
0.0044
530.2097
227.9958
145.0066
339
2.3313
0.4289
0.0019
0.0044
532.5352
228.4247
145.3690
340
2.3372
0.4279
0.0019
0.0044
534.8666
228.8526
145.7310
341
2.3430
0.4268
0.0019
0.0044
537.2037
229.2794
146.0926
342
2.3489
0.4257
0.0019
0.0044
539.5467
229.7051
146.4539
343
2.3547
0.4247
0.0018
0.0043
541.8956
230.1298
146.8147
344
2.3606
0.4236
0.0018
0.0043
544.2504
230.5534
147.1752
345
2.3665
0.4226
0.0018
0.0043
546.6110
230.9760
147.5353
346
2.3724
0.4215
0.0018
0.0043
548.9775
231.3975
147.8950
347
2.3784
0.4205
0.0018
0.0043
551.3500
231.8179
148.2543
348
2.3843
0.4194
0.0018
0.0043
553.7283
232.2373
148.6132
349
2.3903
0.4184
0.0018
0.0043
556.1126
232.6557
148.9717
350
2.3963
0.4173
0.0018
0.0043
558.5029
233.0730
149.3299
351
2.4022
0.4163
0.0018
0.0043
560.8992
233.4893
149.6876
352
2.4083
0.4152
0.0018
0.0043
563.3014
233.9045
150.0450
353
2.4143
0.4142
0.0018
0.0043
565.7097
234.3187
150.4020
354
2.4203
0.4132
0.0018
0.0043
568.1240
234.7319
150.7586
355
2.4264
0.4121
0.0018
0.0043
570.5443
235.1440
151.1148
356
2.4324
0.4111
0.0017
0.0042
572.9706
235.5552
151.4707
357
2.4385
0.4101
0.0017
0.0042
575.4031
235.9652
151.8261
358
2.4446
0.4091
0.0017
0.0042
577.8416
236.3743
152.1812
359
2.4507
0.4080
0.0017
0.0042
580.2862
236.7824
152.5359
360
2.4568
0.4070
0.0017
0.0042
582.7369
237.1894
152.8902
361
2.4630
0.4060
0.0017
0.0042
585.1937
237.5954
153.2441
362
2.4691
0.4050
0.0017
0.0042
587.6567
238.0004
153.5976
363
2.4753
0.4040
0.0017
0.0042
590.1259
238.4044
153.9508
364
2.4815
0.4030
0.0017
0.0042
592.6012
238.8074
154.3036
365
2.4877
0.4020
0.0017
0.0042
595.0827
239.2093
154.6559
366
2.4939
0.4010
0.0017
0.0042
597.5704
239.6103
155.0079
367
2.5002
0.4000
0.0017
0.0042
600.0643
240.0103
155.3596
368
2.5064
0.3990
0.0017
0.0042
602.5645
240.4093
155.7108
369
2.5127
0.3980
0.0017
0.0042
605.0709
240.8072
156.0616
370
2.5190
0.3970
0.0016
0.0041
607.5836
241.2042
156.4121
371
2.5253
0.3960
0.0016
0.0041
610.1025
241.6002
156.7622
372
2.5316
0.3950
0.0016
0.0041
612.6278
241.9952
157.1119
373
2.5379
0.3940
0.0016
0.0041
615.1593
242.3893
157.4612
374
2.5442
0.3930
0.0016
0.0041
617.6972
242.7823
157.8102
375
2.5506
0.3921
0.0016
0.0041
620.2415
243.1744
158.1587
376
2.5570
0.3911
0.0016
0.0041
622.7921
243.5655
158.5069
377
2.5634
0.3901
0.0016
0.0041
625.3491
243.9556
158.8547
378
2.5698
0.3891
0.0016
0.0041
627.9124
244.3447
159.2021
379
2.5762
0.3882
0.0016
0.0041
630.4822
244.7329
159.5491
380
2.5826
0.3872
0.0016
0.0041
633.0584
245.1201
159.8958
381
2.5891
0.3862
0.0016
0.0041
635.6411
245.5063
160.2420
382
2.5956
0.3853
0.0016
0.0041
638.2302
245.8916
160.5879
383
2.6021
0.3843
0.0016
0.0041
640.8257
246.2759
160.9335
384
2.6086
0.3834
0.0016
0.0041
643.4278
246.6593
161.2786
385
2.6151
0.3824
0.0015
0.0040
646.0364
247.0416
161.6233
386
2.6216
0.3814
0.0015
0.0040
648.6515
247.4231
161.9677
387
2.6282
0.3805
0.0015
0.0040
651.2731
247.8036
162.3117
388
2.6348
0.3795
0.0015
0.0040
653.9013
248.1831
162.6553
389
2.6413
0.3786
0.0015
0.0040
656.5360
248.5617
162.9985
390
2.6479
0.3777
0.0015
0.0040
659.1774
248.9394
163.3414
391
2.6546
0.3767
0.0015
0.0040
661.8253
249.3161
163.6839
392
2.6612
0.3758
0.0015
0.0040
664.4799
249.6919
164.0260
393
2.6679
0.3748
0.0015
0.0040
667.1411
250.0667
164.3677
394
2.6745
0.3739
0.0015
0.0040
669.8089
250.4406
164.7090
395
2.6812
0.3730
0.0015
0.0040
672.4835
250.8135
165.0500
396
2.6879
0.3720
0.0015
0.0040
675.1647
251.1856
165.3906
397
2.6946
0.3711
0.0015
0.0040
677.8526
251.5567
165.7308
398
2.7014
0.3702
0.0015
0.0040
680.5472
251.9269
166.0706
399
2.7081
0.3693
0.0015
0.0040
683.2486
252.2961
166.4101
SERIES DE GRADIENTE
Valor
presente del
gradiente
Encontrar P
dado G
P/G
27613.5173
0.25
27755.0063
0.25
27896.6128
0.25
28038.3355
0.25
28180.1729
0.25
28322.1235
0.25
28464.1859
0.25
28606.3587
0.25
28748.6404
0.25
28891.0295
0.25
29033.5247
0.25
29176.1246
0.25
29318.8277
0.25
29461.6326
0.25
29604.5380
0.25
29747.5425
0.25
29890.6446
0.25
30033.8430
0.25
30177.1363
0.25
30320.5232
0.25
30464.0024
0.25
30607.5723
0.25
30751.2318
0.25
30894.9794
0.25
31038.8139
0.25
31182.7339
0.25
31326.7380
0.25
31470.8251
0.25
31614.9937
0.25
31759.2425
0.25
31903.5704
0.25
32047.9759
0.25
32192.4578
0.25
32337.0148
0.25
32481.6456
0.25
32626.3490
0.25
32771.1237
0.25
32915.9685
0.25
33060.8820
0.25
33205.8631
0.25
33350.9106
0.25
33496.0231
0.25
33641.1995
0.25
33786.4385
0.25
33931.7389
0.25
34077.0996
0.25
34222.5193
0.25
34367.9968
0.25
34513.5309
0.25
34659.1204
0.25
34804.7642
0.25
34950.4611
0.25
35096.2098
0.25
35242.0094
0.25
35387.8584
0.25
35533.7560
0.25
35679.7008
0.25
35825.6917
0.25
35971.7276
0.25
36117.8074
0.25
36263.9299
0.25
36410.0941
0.25
36556.2987
0.25
36702.5428
0.25
36848.8251
0.25
36995.1446
0.25
37141.5002
0.25
37287.8908
0.25
37434.3153
0.25
37580.7726
0.25
37727.2617
0.25
37873.7815
0.25
38020.3309
0.25
38166.9089
0.25
38313.5143
0.25
38460.1463
0.25
38606.8037
0.25
38753.4854
0.25
38900.1905
0.25
39046.9180
0.25
39193.6667
0.25
39340.4357
0.25
39487.2239
0.25
39634.0304
0.25
39780.8542
0.25
39927.6942
0.25
40074.5495
0.25
40221.4190
0.25
40368.3019
0.25
40515.1970
0.25
40662.1035
0.25
40809.0203
0.25
40955.9465
0.25
41102.8811
0.25
41249.8233
0.25
41396.7719
0.25
41543.7262
0.25
41690.6850
0.25
41837.6476
0.25
41984.6130
0.25
PAGO UNICO
Factores de
Factor de
Factor de
Factor de
Factor de
SERIES DE GRADIENTE
Factor de
Serie de
Cantidad
valor
amortizacin
recuperacin
cantidad
valor
gradiente
Compuesta
Encontrar F
presente
Encontrar P
Encontrar A
de capital
Encontrar A
compuesta
Encontrar F
presente
Encontrar P
uniforme
Encontrar A
dado P
dado F
dado F
dado P
dado A
dado A
dado G
F/P
P/F
A/F
A/P
F/A
P/A
A/G
399
400
2.7149
0.3683
0.0015
0.0040
685.9567
252.6645
166.7491
401
2.7217
0.3674
0.0015
0.0040
688.6716
253.0319
167.0878
402
2.7285
0.3665
0.0014
0.0039
691.3933
253.3984
167.4261
403
2.7353
0.3656
0.0014
0.0039
694.1218
253.7640
167.7641
404
2.7421
0.3647
0.0014
0.0039
696.8571
254.1287
168.1017
405
2.7490
0.3638
0.0014
0.0039
699.5992
254.4924
168.4388
406
2.7559
0.3629
0.0014
0.0039
702.3482
254.8553
168.7757
407
2.7628
0.3620
0.0014
0.0039
705.1041
255.2173
169.1121
408
2.7697
0.3611
0.0014
0.0039
707.8668
255.5783
169.4482
409
2.7766
0.3602
0.0014
0.0039
710.6365
255.9385
169.7838
410
2.7835
0.3593
0.0014
0.0039
713.4131
256.2977
170.1192
411
2.7905
0.3584
0.0014
0.0039
716.1966
256.6561
170.4541
412
2.7975
0.3575
0.0014
0.0039
718.9871
257.0135
170.7887
413
2.8045
0.3566
0.0014
0.0039
721.7846
257.3701
171.1228
414
2.8115
0.3557
0.0014
0.0039
724.5890
257.7258
171.4567
415
2.8185
0.3548
0.0014
0.0039
727.4005
258.0806
171.7901
416
2.8255
0.3539
0.0014
0.0039
730.2190
258.4345
172.1232
417
2.8326
0.3530
0.0014
0.0039
733.0446
258.7875
172.4559
418
2.8397
0.3522
0.0014
0.0039
735.8772
259.1397
172.7882
419
2.8468
0.3513
0.0014
0.0039
738.7169
259.4910
173.1201
420
2.8539
0.3504
0.0013
0.0038
741.5637
259.8414
173.4517
421
2.8610
0.3495
0.0013
0.0038
744.4176
260.1909
173.7829
422
2.8682
0.3487
0.0013
0.0038
747.2786
260.5395
174.1137
423
2.8754
0.3478
0.0013
0.0038
750.1468
260.8873
174.4442
424
2.8826
0.3469
0.0013
0.0038
753.0222
261.2342
174.7742
425
2.8898
0.3460
0.0013
0.0038
755.9047
261.5803
175.1039
426
2.8970
0.3452
0.0013
0.0038
758.7945
261.9255
175.4333
427
2.9042
0.3443
0.0013
0.0038
761.6915
262.2698
175.7622
428
2.9115
0.3435
0.0013
0.0038
764.5957
262.6133
176.0908
429
2.9188
0.3426
0.0013
0.0038
767.5072
262.9559
176.4190
430
2.9261
0.3418
0.0013
0.0038
770.4260
263.2976
176.7469
431
2.9334
0.3409
0.0013
0.0038
773.3520
263.6385
177.0744
432
2.9407
0.3401
0.0013
0.0038
776.2854
263.9786
177.4015
433
2.9481
0.3392
0.0013
0.0038
779.2261
264.3178
177.7282
434
2.9554
0.3384
0.0013
0.0038
782.1742
264.6562
178.0546
435
2.9628
0.3375
0.0013
0.0038
785.1296
264.9937
178.3805
436
2.9702
0.3367
0.0013
0.0038
788.0924
265.3303
178.7062
437
2.9777
0.3358
0.0013
0.0038
791.0627
265.6662
179.0314
438
2.9851
0.3350
0.0013
0.0038
794.0403
266.0012
179.3563
439
2.9926
0.3342
0.0013
0.0038
797.0254
266.3353
179.6808
440
3.0000
0.3333
0.0012
0.0037
800.0180
266.6687
180.0049
441
3.0075
0.3325
0.0012
0.0037
803.0180
267.0012
180.3287
442
3.0151
0.3317
0.0012
0.0037
806.0256
267.3328
180.6521
443
3.0226
0.3308
0.0012
0.0037
809.0407
267.6637
180.9752
444
3.0302
0.3300
0.0012
0.0037
812.0633
267.9937
181.2978
445
3.0377
0.3292
0.0012
0.0037
815.0934
268.3229
181.6201
446
3.0453
0.3284
0.0012
0.0037
818.1311
268.6513
181.9421
447
3.0529
0.3276
0.0012
0.0037
821.1765
268.9788
182.2636
448
3.0606
0.3267
0.0012
0.0037
824.2294
269.3055
182.5848
449
3.0682
0.3259
0.0012
0.0037
827.2900
269.6315
182.9056
450
3.0759
0.3251
0.0012
0.0037
830.3582
269.9566
183.2261
451
3.0836
0.3243
0.0012
0.0037
833.4341
270.2809
183.5462
452
3.0913
0.3235
0.0012
0.0037
836.5177
270.6044
183.8659
453
3.0990
0.3227
0.0012
0.0037
839.6090
270.9270
184.1853
454
3.1068
0.3219
0.0012
0.0037
842.7080
271.2489
184.5042
455
3.1145
0.3211
0.0012
0.0037
845.8148
271.5700
184.8229
456
3.1223
0.3203
0.0012
0.0037
848.9293
271.8903
185.1411
457
3.1301
0.3195
0.0012
0.0037
852.0516
272.2097
185.4590
458
3.1380
0.3187
0.0012
0.0037
855.1818
272.5284
185.7765
459
3.1458
0.3179
0.0012
0.0037
858.3197
272.8463
186.0937
460
3.1537
0.3171
0.0012
0.0037
861.4655
273.1634
186.4105
461
3.1615
0.3163
0.0012
0.0037
864.6192
273.4797
186.7269
462
3.1695
0.3155
0.0012
0.0037
867.7807
273.7952
187.0430
463
3.1774
0.3147
0.0011
0.0036
870.9502
274.1099
187.3587
464
3.1853
0.3139
0.0011
0.0036
874.1276
274.4239
187.6740
465
3.1933
0.3132
0.0011
0.0036
877.3129
274.7370
187.9890
466
3.2013
0.3124
0.0011
0.0036
880.5062
275.0494
188.3036
467
3.2093
0.3116
0.0011
0.0036
883.7074
275.3610
188.6178
468
3.2173
0.3108
0.0011
0.0036
886.9167
275.6718
188.9317
469
3.2253
0.3100
0.0011
0.0036
890.1340
275.9819
189.2452
470
3.2334
0.3093
0.0011
0.0036
893.3593
276.2911
189.5584
471
3.2415
0.3085
0.0011
0.0036
896.5927
276.5996
189.8711
472
3.2496
0.3077
0.0011
0.0036
899.8342
276.9074
190.1836
473
3.2577
0.3070
0.0011
0.0036
903.0838
277.2143
190.4956
474
3.2659
0.3062
0.0011
0.0036
906.3415
277.5205
190.8073
475
3.2740
0.3054
0.0011
0.0036
909.6074
277.8260
191.1187
476
3.2822
0.3047
0.0011
0.0036
912.8814
278.1306
191.4296
477
3.2904
0.3039
0.0011
0.0036
916.1636
278.4346
191.7402
478
3.2986
0.3032
0.0011
0.0036
919.4540
278.7377
192.0505
479
3.3069
0.3024
0.0011
0.0036
922.7526
279.0401
192.3604
480
3.3151
0.3016
0.0011
0.0036
926.0595
279.3418
192.6699
481
3.3234
0.3009
0.0011
0.0036
929.3746
279.6427
192.9791
482
3.3317
0.3001
0.0011
0.0036
932.6981
279.9428
193.2879
483
3.3401
0.2994
0.0011
0.0036
936.0298
280.2422
193.5963
484
3.3484
0.2986
0.0011
0.0036
939.3699
280.5408
193.9044
485
3.3568
0.2979
0.0011
0.0036
942.7183
280.8387
194.2121
486
3.3652
0.2972
0.0011
0.0036
946.0751
281.1359
194.5195
487
3.3736
0.2964
0.0011
0.0036
949.4403
281.4323
194.8265
488
3.3820
0.2957
0.0010
0.0035
952.8139
281.7280
195.1331
489
3.3905
0.2949
0.0010
0.0035
956.1960
282.0229
195.4394
490
3.3990
0.2942
0.0010
0.0035
959.5864
282.3172
195.7453
491
3.4075
0.2935
0.0010
0.0035
962.9854
282.6106
196.0509
492
3.4160
0.2927
0.0010
0.0035
966.3929
282.9034
196.3561
493
3.4245
0.2920
0.0010
0.0035
969.8089
283.1954
196.6610
494
3.4331
0.2913
0.0010
0.0035
973.2334
283.4867
196.9655
495
3.4417
0.2906
0.0010
0.0035
976.6665
283.7772
197.2696
496
3.4503
0.2898
0.0010
0.0035
980.1081
284.0671
197.5734
497
3.4589
0.2891
0.0010
0.0035
983.5584
284.3562
197.8768
498
3.4675
0.2884
0.0010
0.0035
987.0173
284.6446
198.1798
499
3.4762
0.2877
0.0010
0.0035
990.4848
284.9322
198.4825
SERIES DE GRADIENTE
Valor
presente del
gradiente
Encontrar P
dado G
P/G
42131.5801
0.25
42278.5482
0.25
42425.5163
0.25
42572.4835
0.25
42719.4489
0.25
42866.4115
0.25
43013.3706
0.25
43160.3250
0.25
43307.2741
0.25
43454.2169
0.25
43601.1525
0.25
43748.0800
0.25
43894.9986
0.25
44041.9073
0.25
44188.8054
0.25
44335.6920
0.25
44482.5662
0.25
44629.4272
0.25
44776.2740
0.25
44923.1060
0.25
45069.9221
0.25
45216.7217
0.25
45363.5038
0.25
45510.2677
0.25
45657.0125
0.25
45803.7374
0.25
45950.4416
0.25
46097.1242
0.25
46243.7846
0.25
46390.4218
0.25
46537.0351
0.25
46683.6236
0.25
46830.1867
0.25
46976.7235
0.25
47123.2332
0.25
47269.7151
0.25
47416.1683
0.25
47562.5922
0.25
47708.9859
0.25
47855.3487
0.25
48001.6798
0.25
48147.9786
0.25
48294.2441
0.25
48440.4758
0.25
48586.6727
0.25
48732.8344
0.25
48878.9598
0.25
49025.0485
0.25
49171.0995
0.25
49317.1123
0.25
49463.0860
0.25
49609.0201
0.25
49754.9136
0.25
49900.7661
0.25
50046.5767
0.25
50192.3447
0.25
50338.0696
0.25
50483.7504
0.25
50629.3867
0.25
50774.9777
0.25
50920.5227
0.25
51066.0211
0.25
51211.4721
0.25
51356.8751
0.25
51502.2295
0.25
51647.5345
0.25
51792.7896
0.25
51937.9940
0.25
52083.1471
0.25
52228.2483
0.25
52373.2970
0.25
52518.2924
0.25
52663.2339
0.25
52808.1210
0.25
52952.9530
0.25
53097.7292
0.25
53242.4490
0.25
53387.1119
0.25
53531.7172
0.25
53676.2642
0.25
53820.7525
0.25
53965.1813
0.25
54109.5501
0.25
54253.8582
0.25
54398.1052
0.25
54542.2903
0.25
54686.4130
0.25
54830.4727
0.25
54974.4689
0.25
55118.4009
0.25
55262.2682
0.25
55406.0701
0.25
55549.8062
0.25
55693.4759
0.25
55837.0786
0.25
55980.6137
0.25
56124.0808
0.25
56267.4791
0.25
56410.8083
0.25
56554.0676
0.25
PAGO UNICO
Factores de
Factor de
Factor de
Factor de
Factor de
SERIES DE GRADIENTE
Factor de
Serie de
Cantidad
valor
amortizacin
recuperacin
cantidad
valor
gradiente
Compuesta
Encontrar F
presente
Encontrar P
Encontrar A
de capital
Encontrar A
compuesta
Encontrar F
presente
Encontrar P
uniforme
Encontrar A
dado P
dado F
dado F
dado P
dado A
dado A
dado G
F/P
P/F
A/F
A/P
F/A
P/A
A/G
499
500
3.4849
0.2870
0.0010
0.0035
993.9610
285.2192
198.7849
501
3.4936
0.2862
0.0010
0.0035
997.4459
285.5054
199.0869
502
3.5023
0.2855
0.0010
0.0035
1000.9396
285.7909
199.3885
503
3.5111
0.2848
0.0010
0.0035
1004.4419
286.0757
199.6898
504
3.5199
0.2841
0.0010
0.0035
1007.9530
286.3598
199.9907
505
3.5287
0.2834
0.0010
0.0035
1011.4729
286.6432
200.2912
506
3.5375
0.2827
0.0010
0.0035
1015.0016
286.9259
200.5914
507
3.5463
0.2820
0.0010
0.0035
1018.5391
287.2079
200.8913
508
3.5552
0.2813
0.0010
0.0035
1022.0854
287.4892
201.1908
509
3.5641
0.2806
0.0010
0.0035
1025.6406
287.7698
201.4899
510
3.5730
0.2799
0.0010
0.0035
1029.2047
288.0496
201.7887
511
3.5819
0.2792
0.0010
0.0035
1032.7778
288.3288
202.0871
512
3.5909
0.2785
0.0010
0.0035
1036.3597
288.6073
202.3852
513
3.5999
0.2778
0.0010
0.0035
1039.9506
288.8851
202.6829
514
3.6089
0.2771
0.0010
0.0035
1043.5505
289.1622
202.9803
515
3.6179
0.2764
0.0010
0.0035
1047.1594
289.4386
203.2773
516
3.6269
0.2757
0.0010
0.0035
1050.7773
289.7143
203.5740
517
3.6360
0.2750
0.0009
0.0034
1054.4042
289.9893
203.8703
518
3.6451
0.2743
0.0009
0.0034
1058.0402
290.2637
204.1662
519
3.6542
0.2737
0.0009
0.0034
1061.6853
290.5373
204.4618
520
3.6633
0.2730
0.0009
0.0034
1065.3395
290.8103
204.7571
521
3.6725
0.2723
0.0009
0.0034
1069.0029
291.0826
205.0520
522
3.6817
0.2716
0.0009
0.0034
1072.6754
291.3542
205.3465
523
3.6909
0.2709
0.0009
0.0034
1076.3571
291.6251
205.6407
524
3.7001
0.2703
0.0009
0.0034
1080.0480
291.8954
205.9345
525
3.7094
0.2696
0.0009
0.0034
1083.7481
292.1650
206.2280
526
3.7186
0.2689
0.0009
0.0034
1087.4574
292.4339
206.5212
527
3.7279
0.2682
0.0009
0.0034
1091.1761
292.7021
206.8139
528
3.7373
0.2676
0.0009
0.0034
1094.9040
292.9697
207.1064
529
3.7466
0.2669
0.0009
0.0034
1098.6413
293.2366
207.3985
530
3.7560
0.2662
0.0009
0.0034
1102.3879
293.5029
207.6902
531
3.7654
0.2656
0.0009
0.0034
1106.1439
293.7684
207.9816
532
3.7748
0.2649
0.0009
0.0034
1109.9092
294.0334
208.2726
533
3.7842
0.2643
0.0009
0.0034
1113.6840
294.2976
208.5633
534
3.7937
0.2636
0.0009
0.0034
1117.4682
294.5612
208.8536
535
3.8032
0.2629
0.0009
0.0034
1121.2619
294.8242
209.1436
536
3.8127
0.2623
0.0009
0.0034
1125.0650
295.0864
209.4332
537
3.8222
0.2616
0.0009
0.0034
1128.8777
295.3481
209.7225
538
3.8317
0.2610
0.0009
0.0034
1132.6999
295.6090
210.0115
539
3.8413
0.2603
0.0009
0.0034
1136.5316
295.8694
210.3000
540
3.8509
0.2597
0.0009
0.0034
1140.3730
296.1291
210.5883
541
3.8606
0.2590
0.0009
0.0034
1144.2239
296.3881
210.8762
542
3.8702
0.2584
0.0009
0.0034
1148.0845
296.6465
211.1637
543
3.8799
0.2577
0.0009
0.0034
1151.9547
296.9042
211.4509
544
3.8896
0.2571
0.0009
0.0034
1155.8346
297.1613
211.7378
545
3.8993
0.2565
0.0009
0.0034
1159.7241
297.4178
212.0243
546
3.9091
0.2558
0.0009
0.0034
1163.6235
297.6736
212.3104
547
3.9188
0.2552
0.0009
0.0034
1167.5325
297.9288
212.5962
548
3.9286
0.2545
0.0009
0.0034
1171.4513
298.1833
212.8817
549
3.9384
0.2539
0.0009
0.0034
1175.3800
298.4372
213.1668
550
3.9483
0.2533
0.0008
0.0033
1179.3184
298.6905
213.4516
551
3.9582
0.2526
0.0008
0.0033
1183.2667
298.9431
213.7360
552
3.9681
0.2520
0.0008
0.0033
1187.2249
299.1951
214.0201
553
3.9780
0.2514
0.0008
0.0033
1191.1930
299.4465
214.3038
554
3.9879
0.2508
0.0008
0.0033
1195.1709
299.6973
214.5872
555
3.9979
0.2501
0.0008
0.0033
1199.1589
299.9474
214.8702
556
4.0079
0.2495
0.0008
0.0033
1203.1568
300.1969
215.1529
557
4.0179
0.2489
0.0008
0.0033
1207.1646
300.4458
215.4353
558
4.0280
0.2483
0.0008
0.0033
1211.1826
300.6941
215.7173
559
4.0380
0.2476
0.0008
0.0033
1215.2105
300.9417
215.9990
560
4.0481
0.2470
0.0008
0.0033
1219.2485
301.1887
216.2803
561
4.0582
0.2464
0.0008
0.0033
1223.2967
301.4351
216.5613
562
4.0684
0.2458
0.0008
0.0033
1227.3549
301.6809
216.8419
563
4.0786
0.2452
0.0008
0.0033
1231.4233
301.9261
217.1222
564
4.0888
0.2446
0.0008
0.0033
1235.5019
302.1707
217.4021
565
4.0990
0.2440
0.0008
0.0033
1239.5906
302.4147
217.6817
566
4.1092
0.2434
0.0008
0.0033
1243.6896
302.6580
217.9610
567
4.1195
0.2427
0.0008
0.0033
1247.7988
302.9008
218.2399
568
4.1298
0.2421
0.0008
0.0033
1251.9183
303.1429
218.5185
569
4.1401
0.2415
0.0008
0.0033
1256.0481
303.3844
218.7967
570
4.1505
0.2409
0.0008
0.0033
1260.1882
303.6254
219.0746
571
4.1608
0.2403
0.0008
0.0033
1264.3387
303.8657
219.3522
572
4.1712
0.2397
0.0008
0.0033
1268.4995
304.1055
219.6294
573
4.1817
0.2391
0.0008
0.0033
1272.6708
304.3446
219.9063
574
4.1921
0.2385
0.0008
0.0033
1276.8525
304.5831
220.1828
575
4.2026
0.2379
0.0008
0.0033
1281.0446
304.8211
220.4590
576
4.2131
0.2374
0.0008
0.0033
1285.2472
305.0584
220.7349
577
4.2237
0.2368
0.0008
0.0033
1289.4603
305.2952
221.0104
578
4.2342
0.2362
0.0008
0.0033
1293.6840
305.5314
221.2856
579
4.2448
0.2356
0.0008
0.0033
1297.9182
305.7670
221.5604
580
4.2554
0.2350
0.0008
0.0033
1302.1630
306.0020
221.8349
581
4.2660
0.2344
0.0008
0.0033
1306.4184
306.2364
222.1091
582
4.2767
0.2338
0.0008
0.0033
1310.6844
306.4702
222.3829
583
4.2874
0.2332
0.0008
0.0033
1314.9611
306.7034
222.6564
584
4.2981
0.2327
0.0008
0.0033
1319.2485
306.9361
222.9295
585
4.3089
0.2321
0.0008
0.0033
1323.5467
307.1682
223.2023
586
4.3196
0.2315
0.0008
0.0033
1327.8555
307.3997
223.4748
587
4.3304
0.2309
0.0008
0.0033
1332.1752
307.6306
223.7469
588
4.3413
0.2303
0.0007
0.0032
1336.5056
307.8609
224.0187
589
4.3521
0.2298
0.0007
0.0032
1340.8469
308.0907
224.2902
590
4.3630
0.2292
0.0007
0.0032
1345.1990
308.3199
224.5613
591
4.3739
0.2286
0.0007
0.0032
1349.5620
308.5485
224.8321
592
4.3848
0.2281
0.0007
0.0032
1353.9359
308.7766
225.1025
593
4.3958
0.2275
0.0007
0.0032
1358.3207
309.0041
225.3726
594
4.4068
0.2269
0.0007
0.0032
1362.7165
309.2310
225.6424
595
4.4178
0.2264
0.0007
0.0032
1367.1233
309.4574
225.9118
596
4.4289
0.2258
0.0007
0.0032
1371.5411
309.6832
226.1809
597
4.4399
0.2252
0.0007
0.0032
1375.9700
309.9084
226.4497
598
4.4510
0.2247
0.0007
0.0032
1380.4099
310.1331
226.7181
599
4.4622
0.2241
0.0007
0.0032
1384.8609
310.3572
226.9862
SERIES DE GRADIENTE
Valor
presente del
gradiente
Encontrar P
dado G
P/G
56697.2567
0.25
56840.3750
0.25
56983.4218
0.25
57126.3968
0.25
57269.2993
0.25
57412.1288
0.25
57554.8848
0.25
57697.5668
0.25
57840.1743
0.25
57982.7067
0.25
58125.1635
0.25
58267.5443
0.25
58409.8485
0.25
58552.0756
0.25
58694.2251
0.25
58836.2965
0.25
58978.2894
0.25
59120.2032
0.25
59262.0374
0.25
59403.7916
0.25
59545.4652
0.25
59687.0579
0.25
59828.5690
0.25
59969.9982
0.25
60111.3450
0.25
60252.6089
0.25
60393.7894
0.25
60534.8861
0.25
60675.8985
0.25
60816.8261
0.25
60957.6686
0.25
61098.4254
0.25
61239.0961
0.25
61379.6802
0.25
61520.1774
0.25
61660.5872
0.25
61800.9091
0.25
61941.1426
0.25
62081.2875
0.25
62221.3432
0.25
62361.3093
0.25
62501.1854
0.25
62640.9710
0.25
62780.6658
0.25
62920.2694
0.25
63059.7812
0.25
63199.2010
0.25
63338.5282
0.25
63477.7626
0.25
63616.9036
0.25
63755.9509
0.25
63894.9041
0.25
64033.7628
0.25
64172.5267
0.25
64311.1952
0.25
64449.7680
0.25
64588.2448
0.25
64726.6252
0.25
64864.9087
0.25
65003.0950
0.25
65141.1838
0.25
65279.1746
0.25
65417.0670
0.25
65554.8608
0.25
65692.5556
0.25
65830.1509
0.25
65967.6464
0.25
66105.0418
0.25
66242.3368
0.25
66379.5309
0.25
66516.6237
0.25
66653.6151
0.25
66790.5046
0.25
66927.2918
0.25
67063.9764
0.25
67200.5582
0.25
67337.0367
0.25
67473.4116
0.25
67609.6826
0.25
67745.8493
0.25
67881.9115
0.25
68017.8688
0.25
68153.7208
0.25
68289.4674
0.25
68425.1080
0.25
68560.6425
0.25
68696.0705
0.25
68831.3917
0.25
68966.6057
0.25
69101.7124
0.25
69236.7113
0.25
69371.6022
0.25
69506.3848
0.25
69641.0588
0.25
69775.6238
0.25
69910.0796
0.25
70044.4259
0.25
70178.6624
0.25
70312.7888
0.25
70446.8049
0.25