Periodo Flujo VP

1 $ 2,000,000 $ 1,739,130.43
2 $ 5,500,000 $ 4,158,790.17
3 $ 7,000,000 $ 4,602,613.63
VP $ 10,500,534.23

VP=VF/(1+i)^n

tasa de intere 15%

VF $ 200,000,000
Horizonte 4 años
Tasa Interes 10% anual
VP=F/(1+i)^n $ 136,602,691
Año
0 $ 136,602,691
1 $ 150,262,960
2 $ 165,289,256
3 $ 181,818,182
4 $ 200,000,000 cuota interes
0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
Abono a capital
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
Saldo Final
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Tasa EA 10%
Tasa Mensual 0.7974% VP=VF/(1+i)^n

Periodos Flujos Vp (utilizando tasa EA Vp (utilizando tasa mensual)

1 $ 2,500,000 $ 2,480,222 $ 2,480,222
2 $ 2,500,000 $ 2,460,601 $ 2,460,601
3 $ 2,500,000 $ 2,441,135 $ 2,441,135
4 $ 2,500,000 $ 2,421,823 $ 2,421,823
5 $ 2,500,000 $ 2,402,664 $ 2,402,664
6 $ 2,500,000 $ 2,383,656 $ 2,383,656
7 $ 2,500,000 $ 2,364,799 $ 2,364,799
8 $ 2,500,000 $ 2,346,091 $ 2,346,091
9 $ 2,500,000 $ 2,327,531 $ 2,327,531
10 $ 2,500,000 $ 2,309,118 $ 2,309,118
11 $ 2,500,000 $ 2,290,850 $ 2,290,850
12 $ 2,500,000 $ 2,272,727 $ 2,272,727
13 $ 2,500,000 $ 2,254,748 $ 2,254,748
14 $ 2,500,000 $ 2,236,910 $ 2,236,910
15 $ 2,500,000 $ 2,219,214 $ 2,219,214
16 $ 2,500,000 $ 2,201,658 $ 2,201,658
17 $ 2,500,000 $ 2,184,240 $ 2,184,240
18 $ 2,500,000 $ 2,166,960 $ 2,166,960
19 $ 2,500,000 $ 2,149,817 $ 2,149,817
20 $ 2,500,000 $ 2,132,810 $ 2,132,810
21 $ 2,500,000 $ 2,115,937 $ 2,115,937
22 $ 2,500,000 $ 2,099,198 $ 2,099,198
23 $ 2,500,000 $ 2,082,591 $ 2,082,591
24 $ 2,500,000 $ 2,066,116 $ 2,066,116
25 $ 2,500,000 $ 2,049,771 $ 2,049,771
26 $ 2,500,000 $ 2,033,555 $ 2,033,555
27 $ 2,500,000 $ 2,017,467 $ 2,017,467
28 $ 2,500,000 $ 2,001,507 $ 2,001,507
29 $ 2,500,000 $ 1,985,673 $ 1,985,673
30 $ 2,500,000 $ 1,969,964 $ 1,969,964
31 $ 2,500,000 $ 1,954,380 $ 1,954,380
32 $ 2,500,000 $ 1,938,918 $ 1,938,918
33 $ 2,500,000 $ 1,923,579 $ 1,923,579
34 $ 2,500,000 $ 1,908,362 $ 1,908,362
35 $ 2,500,000 $ 1,893,265 $ 1,893,265
36 $ 2,500,000 $ 1,878,287 $ 1,878,287
37 $ 2,500,000 $ 1,863,428 $ 1,863,428
38 $ 2,500,000 $ 1,848,686 $ 1,848,686
39 $ 2,500,000 $ 1,834,061 $ 1,834,061
40 $ 2,500,000 $ 1,819,552 $ 1,819,552
41 $ 2,500,000 $ 1,805,157 $ 1,805,157
42 $ 2,500,000 $ 1,790,876 $ 1,790,876
43 $ 2,500,000 $ 1,776,709 $ 1,776,709
44 $ 2,500,000 $ 1,762,653 $ 1,762,653
45 $ 2,500,000 $ 1,748,709 $ 1,748,709
46 $ 2,500,000 $ 1,734,874 $ 1,734,874
47 $ 2,500,000 $ 1,721,150 $ 1,721,150
48 $ 2,500,000 $ 1,707,534 $ 1,707,534
49 $ 2,500,000 $ 1,694,025 $ 1,694,025
50 $ 2,500,000 $ 1,680,624 $ 1,680,624
51 $ 2,500,000 $ 1,667,328 $ 1,667,328
52 $ 2,500,000 $ 1,654,138 $ 1,654,138
53 $ 2,500,000 $ 1,641,052 $ 1,641,052
54 $ 2,500,000 $ 1,628,069 $ 1,628,069
55 $ 2,500,000 $ 1,615,190 $ 1,615,190
56 $ 2,500,000 $ 1,602,412 $ 1,602,412
57 $ 2,500,000 $ 1,589,735 $ 1,589,735
58 $ 2,500,000 $ 1,577,159 $ 1,577,159
59 $ 2,500,000 $ 1,564,682 $ 1,564,682
60 $ 2,500,000 $ 1,552,303 $ 1,552,303
VP $ 118,846,251 $ 118,846,251
do tasa mensual)
 Edad 40
Edad Pensión 45
Esperanza de vida 76
Cuanto me falta para pensionarme 31

SMMLV 2021 $ 908,526.00

Rendimiento del fondo 9%
Incremento anual 6%
Inflación 4%
Cuanto tengo ahorrado $ 200,000,000.00
salario actual $ 15,000,000.00
% cotización mensual 11.50%

para ponder pensionarme, tengo que tener ahorrado el 110% que garantice un pago d
mensual hasta la esperanza de vida
mensual
a mis 40 años el SMMLV $ 908,526.00
a mis 45 años el SMMLV $ 1,215,812.73

Tengo que tener ahorrado el 110% del minimo que garantice por 31 años el pago men

lo minimo que tengo que tener ahorrado $ 452,282,335.97

lo anterior 110% $ 497,510,569.57

Periodo Aporte VF
1 $ 1,207,500.00 $ 1,844,593.84
2 $ 1,207,500.00 $ 1,831,394.39
3 $ 1,207,500.00 $ 1,818,289.39
4 $ 1,207,500.00 $ 1,805,278.17
5 $ 1,207,500.00 $ 1,792,360.05
6 $ 1,207,500.00 $ 1,779,534.37
7 $ 1,207,500.00 $ 1,766,800.47
8 $ 1,207,500.00 $ 1,754,157.69
9 $ 1,207,500.00 $ 1,741,605.37
10 $ 1,207,500.00 $ 1,729,142.88
11 $ 1,207,500.00 $ 1,716,769.57
12 $ 1,207,500.00 $ 1,704,484.79
13 $ 1,255,800.00 $ 1,759,979.44
14 $ 1,255,800.00 $ 1,747,385.47
15 $ 1,255,800.00 $ 1,734,881.62
16 $ 1,255,800.00 $ 1,722,467.24
17 $ 1,255,800.00 $ 1,710,141.70
18 $ 1,255,800.00 $ 1,697,904.35
19 $ 1,255,800.00 $ 1,685,754.57
20 $ 1,255,800.00 $ 1,673,691.74
21 $ 1,255,800.00 $ 1,661,715.22
22 $ 1,255,800.00 $ 1,649,824.40
23 $ 1,255,800.00 $ 1,638,018.67
24 $ 1,255,800.00 $ 1,626,297.42
25 $ 1,306,032.00 $ 1,679,246.44
26 $ 1,306,032.00 $ 1,667,230.18
27 $ 1,306,032.00 $ 1,655,299.89
28 $ 1,306,032.00 $ 1,643,454.98
29 $ 1,306,032.00 $ 1,631,694.83
30 $ 1,306,032.00 $ 1,620,018.83
31 $ 1,306,032.00 $ 1,608,426.38
32 $ 1,306,032.00 $ 1,596,916.89
33 $ 1,306,032.00 $ 1,585,489.75
34 $ 1,306,032.00 $ 1,574,144.38
35 $ 1,306,032.00 $ 1,562,880.20
36 $ 1,306,032.00 $ 1,551,696.62
37 $ 1,358,273.28 $ 1,602,216.79
38 $ 1,358,273.28 $ 1,590,751.73
39 $ 1,358,273.28 $ 1,579,368.71
40 $ 1,358,273.28 $ 1,568,067.14
41 $ 1,358,273.28 $ 1,556,846.44
42 $ 1,358,273.28 $ 1,545,706.04
43 $ 1,358,273.28 $ 1,534,645.36
44 $ 1,358,273.28 $ 1,523,663.82
45 $ 1,358,273.28 $ 1,512,760.86
46 $ 1,358,273.28 $ 1,501,935.92
47 $ 1,358,273.28 $ 1,491,188.45
48 $ 1,358,273.28 $ 1,480,517.88
49 $ 1,412,604.21 $ 1,528,720.61
50 $ 1,412,604.21 $ 1,517,781.46
51 $ 1,412,604.21 $ 1,506,920.60
52 $ 1,412,604.21 $ 1,496,137.45
53 $ 1,412,604.21 $ 1,485,431.47
54 $ 1,412,604.21 $ 1,474,802.09
55 $ 1,412,604.21 $ 1,464,248.78
56 $ 1,412,604.21 $ 1,453,770.98
57 $ 1,412,604.21 $ 1,443,368.16
58 $ 1,412,604.21 $ 1,433,039.78
59 $ 1,412,604.21 $ 1,422,785.31
60 $ 1,412,604.21 $ 1,412,604.21
$ 97,096,252.23
 años VF $ 200,000,000.00 $ 307,724,790.98
años VF(Mis Aportes) $ 97,096,252.23
años $ 404,821,043.21
años
cuanto me faltaria $ 92,689,526.36

anual Tasa mensual 0.72%

anual
anual cuanto deberia de invertir hoy?
$ 60,241,832.36

do el 110% que garantice un pago de salario minimo

anual
$ 10,902,312.00
$ 14,589,752.77

garantice por 31 años el pago mensual del SMMLV

cuando usted saque un credito e
de vida por otra asegurado mas e
uando usted saque un credito es mejor decirles que despues de del primer decirle al banco que va endozar un seguro
e vida por otra asegurado mas economica en especial con bancolombia
Valor del credito $ 100,000,000.00 Anualidad $ 2,193,569.59
Interes EA 12% Función Pago $ 2,193,569.59
Interes mensual 0.95%
cuantos años 5
meses 60

Periodo saldo incial cuota interes Abono a capital

0 $ 100,000,000.00
1 $ 100,000,000.00 $ 2,193,569.59 $ 948,879.29 $ 1,244,690.29
2 $ 98,755,309.71 $ 2,193,569.59 $ 937,068.68 $ 1,256,500.90
3 $ 97,498,808.80 $ 2,193,569.59 $ 925,146.01 $ 1,268,423.58
4 $ 96,230,385.23 $ 2,193,569.59 $ 913,110.20 $ 1,280,459.39
5 $ 94,949,925.84 $ 2,193,569.59 $ 900,960.19 $ 1,292,609.40
6 $ 93,657,316.44 $ 2,193,569.59 $ 888,694.88 $ 1,304,874.70
7 $ 92,352,441.73 $ 2,193,569.59 $ 876,313.20 $ 1,317,256.39
8 $ 91,035,185.34 $ 2,193,569.59 $ 863,814.02 $ 1,329,755.56
9 $ 89,705,429.78 $ 2,193,569.59 $ 851,196.25 $ 1,342,373.34
10 $ 88,363,056.44 $ 2,193,569.59 $ 838,458.75 $ 1,355,110.84
11 $ 87,007,945.60 $ 2,193,569.59 $ 825,600.38 $ 1,367,969.21
12 $ 85,639,976.39 $ 2,193,569.59 $ 812,620.00 $ 1,380,949.58
13 $ 84,259,026.81 $ 2,193,569.59 $ 799,516.46 $ 1,394,053.13
14 $ 82,864,973.68 $ 2,193,569.59 $ 786,288.58 $ 1,407,281.01
15 $ 81,457,692.67 $ 2,193,569.59 $ 772,935.18 $ 1,420,634.41
16 $ 80,037,058.26 $ 2,193,569.59 $ 759,455.07 $ 1,434,114.51
17 $ 78,602,943.74 $ 2,193,569.59 $ 745,847.06 $ 1,447,722.53
18 $ 77,155,221.21 $ 2,193,569.59 $ 732,109.92 $ 1,461,459.67
19 $ 75,693,761.55 $ 2,193,569.59 $ 718,242.43 $ 1,475,327.16
20 $ 74,218,434.39 $ 2,193,569.59 $ 704,243.36 $ 1,489,326.23
21 $ 72,729,108.16 $ 2,193,569.59 $ 690,111.45 $ 1,503,458.14
22 $ 71,225,650.02 $ 2,193,569.59 $ 675,845.44 $ 1,517,724.14
23 $ 69,707,925.88 $ 2,193,569.59 $ 661,444.07 $ 1,532,125.51
24 $ 68,175,800.36 $ 2,193,569.59 $ 646,906.05 $ 1,546,663.53
25 $ 66,629,136.83 $ 2,193,569.59 $ 632,230.08 $ 1,561,339.50
26 $ 65,067,797.32 $ 2,193,569.59 $ 617,414.86 $ 1,576,154.73
27 $ 63,491,642.59 $ 2,193,569.59 $ 602,459.05 $ 1,591,110.54
28 $ 61,900,532.06 $ 2,193,569.59 $ 587,361.33 $ 1,606,208.26
29 $ 60,294,323.80 $ 2,193,569.59 $ 572,120.35 $ 1,621,449.23
30 $ 58,672,874.57 $ 2,193,569.59 $ 556,734.76 $ 1,636,834.83
31 $ 57,036,039.74 $ 2,193,569.59 $ 541,203.17 $ 1,652,366.42
32 $ 55,383,673.32 $ 2,193,569.59 $ 525,524.21 $ 1,668,045.38
33 $ 53,715,627.94 $ 2,193,569.59 $ 509,696.47 $ 1,683,873.12
34 $ 52,031,754.83 $ 2,193,569.59 $ 493,718.55 $ 1,699,851.04
35 $ 50,331,903.79 $ 2,193,569.59 $ 477,589.01 $ 1,715,980.57
36 $ 48,615,923.21 $ 2,193,569.59 $ 461,306.43 $ 1,732,263.16
37 $ 46,883,660.05 $ 2,193,569.59 $ 444,869.34 $ 1,748,700.24
38 $ 45,134,959.81 $ 2,193,569.59 $ 428,276.29 $ 1,765,293.30
39 $ 43,369,666.51 $ 2,193,569.59 $ 411,525.79 $ 1,782,043.80
40 $ 41,587,622.71 $ 2,193,569.59 $ 394,616.34 $ 1,798,953.25
41 $ 39,788,669.46 $ 2,193,569.59 $ 377,546.45 $ 1,816,023.14
42 $ 37,972,646.32 $ 2,193,569.59 $ 360,314.58 $ 1,833,255.01
43 $ 36,139,391.31 $ 2,193,569.59 $ 342,919.20 $ 1,850,650.39
44 $ 34,288,740.93 $ 2,193,569.59 $ 325,358.76 $ 1,868,210.82
45 $ 32,420,530.10 $ 2,193,569.59 $ 307,631.70 $ 1,885,937.89
46 $ 30,534,592.21 $ 2,193,569.59 $ 289,736.42 $ 1,903,833.16
47 $ 28,630,759.05 $ 2,193,569.59 $ 271,671.34 $ 1,921,898.24
48 $ 26,708,860.80 $ 2,193,569.59 $ 253,434.85 $ 1,940,134.74
49 $ 24,768,726.07 $ 2,193,569.59 $ 235,025.31 $ 1,958,544.27
50 $ 22,810,181.79 $ 2,193,569.59 $ 216,441.09 $ 1,977,128.50
51 $ 20,833,053.30 $ 2,193,569.59 $ 197,680.53 $ 1,995,889.06
52 $ 18,837,164.24 $ 2,193,569.59 $ 178,741.95 $ 2,014,827.64
53 $ 16,822,336.60 $ 2,193,569.59 $ 159,623.67 $ 2,033,945.92
54 $ 14,788,390.68 $ 2,193,569.59 $ 140,323.98 $ 2,053,245.61
55 $ 12,735,145.07 $ 2,193,569.59 $ 120,841.15 $ 2,072,728.43
56 $ 10,662,416.64 $ 2,193,569.59 $ 101,173.46 $ 2,092,396.12
57 $ 8,570,020.52 $ 2,193,569.59 $ 81,319.15 $ 2,112,250.44
58 $ 6,457,770.08 $ 2,193,569.59 $ 61,276.44 $ 2,132,293.14
59 $ 4,325,476.94 $ 2,193,569.59 $ 41,043.56 $ 2,152,526.03
60 $ 2,172,950.91 $ 2,193,569.59 $ 20,618.68 $ 2,172,950.91
 Saldo Final
$ 100,000,000.00
$ 98,755,309.71
$ 97,498,808.80
$ 96,230,385.23
$ 94,949,925.84
$ 93,657,316.44
$ 92,352,441.73
$ 91,035,185.34
$ 89,705,429.78
$ 88,363,056.44
$ 87,007,945.60
$ 85,639,976.39
$ 84,259,026.81
$ 82,864,973.68
$ 81,457,692.67
$ 80,037,058.26
$ 78,602,943.74
$ 77,155,221.21
$ 75,693,761.55
$ 74,218,434.39
$ 72,729,108.16
$ 71,225,650.02
$ 69,707,925.88
$ 68,175,800.36
$ 66,629,136.83
$ 65,067,797.32
$ 63,491,642.59
$ 61,900,532.06
$ 60,294,323.80
$ 58,672,874.57
$ 57,036,039.74
$ 55,383,673.32
$ 53,715,627.94
$ 52,031,754.83
$ 50,331,903.79
$ 48,615,923.21
$ 46,883,660.05
$ 45,134,959.81
$ 43,369,666.51
$ 41,587,622.71
$ 39,788,669.46
$ 37,972,646.32
$ 36,139,391.31
$ 34,288,740.93
$ 32,420,530.10
$ 30,534,592.21
$ 28,630,759.05
$ 26,708,860.80
$ 24,768,726.07
$ 22,810,181.79
$ 20,833,053.30
$ 18,837,164.24
$ 16,822,336.60
$ 14,788,390.68
$ 12,735,145.07
$ 10,662,416.64
$ 8,570,020.52
$ 6,457,770.08
$ 4,325,476.94
$ 2,172,950.91
$ 0.00
Datos iniciales
Valor del semestre $ 4,000,000.00
inflación 4%
Tasa de interes EA 11%
Tasa mensual 0.8735%
periodo de gracia 5 años
periodo total 13 años

semestres solo con inflación periodos de desembolso VF periodo 60

1 $ 4,000,000.00 0 $ 6,740,232.62
2 $ 4,000,000.00 6 $ 6,397,545.68
3 $ 4,160,000.00 12 $ 6,315,172.91
4 $ 4,160,000.00 18 $ 5,994,096.86
5 $ 4,326,400.00 24 $ 5,916,918.76
6 $ 4,326,400.00 30 $ 5,616,090.75
7 $ 4,499,456.00 36 $ 5,543,779.74
8 $ 4,499,456.00 42 $ 5,261,922.86
$ 33,971,712.00 $ 47,785,760.18
VF $ 47,785,760.18
Anualidad $ 737,341.00
Suma Anualidades $ 70,784,736.41
Ahorro mensual $ 500,000.00 equivalente de anualidad
rentabilidad anu 4%
mensual 0.33% Periodos Ahorro VF
años 5 1 $ 500,000.00 $ 606,341.45
meses 60 2 $ 500,000.00 $ 604,362.92
3 $ 500,000.00 $ 602,390.85
4 $ 500,000.00 $ 600,425.21
5 $ 500,000.00 $ 598,465.99
6 $ 500,000.00 $ 596,513.16
Valor Futuro $ 33,089,511.81 7 $ 500,000.00 $ 594,566.71
8 $ 500,000.00 $ 592,626.60
9 $ 500,000.00 $ 590,692.83
10 $ 500,000.00 $ 588,765.36
11 $ 500,000.00 $ 586,844.19
12 $ 500,000.00 $ 584,929.28
13 $ 500,000.00 $ 583,020.62
14 $ 500,000.00 $ 581,118.19
15 $ 500,000.00 $ 579,221.97
16 $ 500,000.00 $ 577,331.94
17 $ 500,000.00 $ 575,448.07
18 $ 500,000.00 $ 573,570.35
19 $ 500,000.00 $ 571,698.76
20 $ 500,000.00 $ 569,833.27
21 $ 500,000.00 $ 567,973.87
22 $ 500,000.00 $ 566,120.54
23 $ 500,000.00 $ 564,273.26
24 $ 500,000.00 $ 562,432.00
25 $ 500,000.00 $ 560,596.75
26 $ 500,000.00 $ 558,767.49
27 $ 500,000.00 $ 556,944.20
28 $ 500,000.00 $ 555,126.86
29 $ 500,000.00 $ 553,315.45
30 $ 500,000.00 $ 551,509.95
31 $ 500,000.00 $ 549,710.34
32 $ 500,000.00 $ 547,916.61
33 $ 500,000.00 $ 546,128.72
34 $ 500,000.00 $ 544,346.67
35 $ 500,000.00 $ 542,570.44
36 $ 500,000.00 $ 540,800.00
37 $ 500,000.00 $ 539,035.34
38 $ 500,000.00 $ 537,276.44
39 $ 500,000.00 $ 535,523.27
40 $ 500,000.00 $ 533,775.83
41 $ 500,000.00 $ 532,034.09
42 $ 500,000.00 $ 530,298.03
43 $ 500,000.00 $ 528,567.64
44 $ 500,000.00 $ 526,842.89
45 $ 500,000.00 $ 525,123.77
46 $ 500,000.00 $ 523,410.26
47 $ 500,000.00 $ 521,702.34
48 $ 500,000.00 $ 520,000.00
49 $ 500,000.00 $ 518,303.21
50 $ 500,000.00 $ 516,611.96
51 $ 500,000.00 $ 514,926.22
52 $ 500,000.00 $ 513,245.99
53 $ 500,000.00 $ 511,571.24
54 $ 500,000.00 $ 509,901.95
55 $ 500,000.00 $ 508,238.11
56 $ 500,000.00 $ 506,579.70
57 $ 500,000.00 $ 504,926.70
58 $ 500,000.00 $ 503,279.10
59 $ 500,000.00 $ 501,636.87
60 $ 500,000.00 $ 500,000.00
Valor del crédito $ 200,000,000 Pago Total $ 393,192,107.00
Plazo en años 20
plazo en meses 240 Interes que pago $ 193,192,107.00
Tasa EA 8%
Tasa Mensual 0.64%
Cuota $ 1,638,300.45

Mes Capital inicial Cuota Interes capital Capital inicial

0 $ 200,000,000.00 $ 200,000,000.00
1 $ 200,000,000.00 $ 1,638,300.45 $ 1,286,806.02 $ 351,494.42 $ 199,648,505.58
2 $ 199,648,505.58 $ 1,638,300.45 $ 1,284,544.50 $ 353,755.95 $ 199,294,749.63
3 $ 199,294,749.63 $ 1,638,300.45 $ 1,282,268.42 $ 356,032.03 $ 198,938,717.60
4 $ 198,938,717.60 $ 1,638,300.45 $ 1,279,977.70 $ 358,322.75 $ 198,580,394.85
5 $ 198,580,394.85 $ 1,638,300.45 $ 1,277,672.24 $ 360,628.21 $ 198,219,766.65
6 $ 198,219,766.65 $ 1,638,300.45 $ 1,275,351.95 $ 362,948.50 $ 197,856,818.15
7 $ 197,856,818.15 $ 1,638,300.45 $ 1,273,016.73 $ 365,283.72 $ 197,491,534.43
8 $ 197,491,534.43 $ 1,638,300.45 $ 1,270,666.48 $ 367,633.97 $ 197,123,900.46
9 $ 197,123,900.46 $ 1,638,300.45 $ 1,268,301.11 $ 369,999.33 $ 196,753,901.13
10 $ 196,753,901.13 $ 1,638,300.45 $ 1,265,920.52 $ 372,379.92 $ 196,381,521.21
11 $ 196,381,521.21 $ 1,638,300.45 $ 1,263,524.62 $ 374,775.83 $ 196,006,745.38
12 $ 196,006,745.38 $ 1,638,300.45 $ 1,261,113.30 $ 377,187.14 $ 195,629,558.24
13 $ 195,629,558.24 $ 1,638,300.45 $ 1,258,686.47 $ 379,613.98 $ 195,249,944.26
14 $ 195,249,944.26 $ 1,638,300.45 $ 1,256,244.02 $ 382,056.43 $ 194,867,887.83
15 $ 194,867,887.83 $ 1,638,300.45 $ 1,253,785.86 $ 384,514.59 $ 194,483,373.24
16 $ 194,483,373.24 $ 1,638,300.45 $ 1,251,311.88 $ 386,988.57 $ 194,096,384.68
17 $ 194,096,384.68 $ 1,638,300.45 $ 1,248,821.98 $ 389,478.46 $ 193,706,906.21
18 $ 193,706,906.21 $ 1,638,300.45 $ 1,246,316.07 $ 391,984.38 $ 193,314,921.84
19 $ 193,314,921.84 $ 1,638,300.45 $ 1,243,794.03 $ 394,506.42 $ 192,920,415.42
20 $ 192,920,415.42 $ 1,638,300.45 $ 1,241,255.76 $ 397,044.68 $ 192,523,370.73
21 $ 192,523,370.73 $ 1,638,300.45 $ 1,238,701.16 $ 399,599.28 $ 192,123,771.45
22 $ 192,123,771.45 $ 1,638,300.45 $ 1,236,130.13 $ 402,170.32 $ 191,721,601.14
23 $ 191,721,601.14 $ 1,638,300.45 $ 1,233,542.55 $ 404,757.89 $ 191,316,843.25
24 $ 191,316,843.25 $ 1,638,300.45 $ 1,230,938.33 $ 407,362.12 $ 190,909,481.13
25 $ 190,909,481.13 $ 1,638,300.45 $ 1,228,317.35 $ 409,983.10 $ 190,499,498.03
26 $ 190,499,498.03 $ 1,638,300.45 $ 1,225,679.51 $ 412,620.94 $ 190,086,877.09
27 $ 190,086,877.09 $ 1,638,300.45 $ 1,223,024.69 $ 415,275.76 $ 189,671,601.34
28 $ 189,671,601.34 $ 1,638,300.45 $ 1,220,352.79 $ 417,947.65 $ 189,253,653.69
29 $ 189,253,653.69 $ 1,638,300.45 $ 1,217,663.71 $ 420,636.74 $ 188,833,016.95
30 $ 188,833,016.95 $ 1,638,300.45 $ 1,214,957.32 $ 423,343.13 $ 188,409,673.82
31 $ 188,409,673.82 $ 1,638,300.45 $ 1,212,233.51 $ 426,066.93 $ 187,983,606.89
32 $ 187,983,606.89 $ 1,638,300.45 $ 1,209,492.19 $ 428,808.26 $ 187,554,798.63
33 $ 187,554,798.63 $ 1,638,300.45 $ 1,206,733.22 $ 431,567.22 $ 187,123,231.40
34 $ 187,123,231.40 $ 1,638,300.45 $ 1,203,956.51 $ 434,343.94 $ 186,688,887.46
35 $ 186,688,887.46 $ 1,638,300.45 $ 1,201,161.92 $ 437,138.52 $ 186,251,748.94
36 $ 186,251,748.94 $ 1,638,300.45 $ 1,198,349.36 $ 439,951.09 $ 185,811,797.86
37 $ 185,811,797.86 $ 1,638,300.45 $ 1,195,518.70 $ 442,781.74 $ 185,369,016.11
38 $ 185,369,016.11 $ 1,638,300.45 $ 1,192,669.83 $ 445,630.61 $ 184,923,385.50
39 $ 184,923,385.50 $ 1,638,300.45 $ 1,189,802.63 $ 448,497.82 $ 184,474,887.68
40 $ 184,474,887.68 $ 1,638,300.45 $ 1,186,916.98 $ 451,383.46 $ 184,023,504.22
41 $ 184,023,504.22 $ 1,638,300.45 $ 1,184,012.77 $ 454,287.68 $ 183,569,216.54
42 $ 183,569,216.54 $ 1,638,300.45 $ 1,181,089.87 $ 457,210.58 $ 183,112,005.96
43 $ 183,112,005.96 $ 1,638,300.45 $ 1,178,148.16 $ 460,152.29 $ 182,651,853.67
44 $ 182,651,853.67 $ 1,638,300.45 $ 1,175,187.53 $ 463,112.92 $ 182,188,740.75
45 $ 182,188,740.75 $ 1,638,300.45 $ 1,172,207.84 $ 466,092.60 $ 181,722,648.15
46 $ 181,722,648.15 $ 1,638,300.45 $ 1,169,208.99 $ 469,091.46 $ 181,253,556.70
47 $ 181,253,556.70 $ 1,638,300.45 $ 1,166,190.84 $ 472,109.60 $ 180,781,447.09
48 $ 180,781,447.09 $ 1,638,300.45 $ 1,163,153.27 $ 475,147.17 $ 180,306,299.92
49 $ 180,306,299.92 $ 1,638,300.45 $ 1,160,096.16 $ 478,204.28 $ 179,828,095.64
50 $ 179,828,095.64 $ 1,638,300.45 $ 1,157,019.38 $ 481,281.06 $ 179,346,814.57
51 $ 179,346,814.57 $ 1,638,300.45 $ 1,153,922.81 $ 484,377.64 $ 178,862,436.93
52 $ 178,862,436.93 $ 1,638,300.45 $ 1,150,806.30 $ 487,494.14 $ 178,374,942.79
53 $ 178,374,942.79 $ 1,638,300.45 $ 1,147,669.75 $ 490,630.69 $ 177,884,312.10
54 $ 177,884,312.10 $ 1,638,300.45 $ 1,144,513.02 $ 493,787.43 $ 177,390,524.67
55 $ 177,390,524.67 $ 1,638,300.45 $ 1,141,335.98 $ 496,964.47 $ 176,893,560.20
56 $ 176,893,560.20 $ 1,638,300.45 $ 1,138,138.49 $ 500,161.95 $ 176,393,398.25
57 $ 176,393,398.25 $ 1,638,300.45 $ 1,134,920.44 $ 503,380.01 $ 175,890,018.24
58 $ 175,890,018.24 $ 1,638,300.45 $ 1,131,681.67 $ 506,618.77 $ 175,383,399.47
59 $ 175,383,399.47 $ 1,638,300.45 $ 1,128,422.07 $ 509,878.37 $ 174,873,521.09
60 $ 174,873,521.09 $ 1,638,300.45 $ 1,125,141.50 $ 513,158.95 $ 174,360,362.15
61 $ 174,360,362.15 $ 1,638,300.45 $ 1,121,839.82 $ 516,460.63 $ 173,843,901.52
62 $ 173,843,901.52 $ 1,638,300.45 $ 1,118,516.90 $ 519,783.55 $ 173,324,117.97
63 $ 173,324,117.97 $ 1,638,300.45 $ 1,115,172.59 $ 523,127.85 $ 172,800,990.12
64 $ 172,800,990.12 $ 1,638,300.45 $ 1,111,806.77 $ 526,493.67 $ 172,274,496.45
65 $ 172,274,496.45 $ 1,638,300.45 $ 1,108,419.30 $ 529,881.15 $ 171,744,615.30
66 $ 171,744,615.30 $ 1,638,300.45 $ 1,105,010.03 $ 533,290.42 $ 171,211,324.88
67 $ 171,211,324.88 $ 1,638,300.45 $ 1,101,578.82 $ 536,721.63 $ 170,674,603.25
68 $ 170,674,603.25 $ 1,638,300.45 $ 1,098,125.54 $ 540,174.91 $ 170,134,428.34
69 $ 170,134,428.34 $ 1,638,300.45 $ 1,094,650.03 $ 543,650.41 $ 169,590,777.93
70 $ 169,590,777.93 $ 1,638,300.45 $ 1,091,152.17 $ 547,148.27 $ 169,043,629.66
71 $ 169,043,629.66 $ 1,638,300.45 $ 1,087,631.80 $ 550,668.64 $ 168,492,961.02
72 $ 168,492,961.02 $ 1,638,300.45 $ 1,084,088.78 $ 554,211.66 $ 167,938,749.36
73 $ 167,938,749.36 $ 1,638,300.45 $ 1,080,522.97 $ 557,777.48 $ 167,380,971.88
74 $ 167,380,971.88 $ 1,638,300.45 $ 1,076,934.21 $ 561,366.23 $ 166,819,605.65
75 $ 166,819,605.65 $ 1,638,300.45 $ 1,073,322.37 $ 564,978.08 $ 166,254,627.57
76 $ 166,254,627.57 $ 1,638,300.45 $ 1,069,687.28 $ 568,613.17 $ 165,686,014.40
77 $ 165,686,014.40 $ 1,638,300.45 $ 1,066,028.81 $ 572,271.64 $ 165,113,742.76
78 $ 165,113,742.76 $ 1,638,300.45 $ 1,062,346.79 $ 575,953.65 $ 164,537,789.11
79 $ 164,537,789.11 $ 1,638,300.45 $ 1,058,641.09 $ 579,659.36 $ 163,958,129.75
 80 $ 163,958,129.75 $ 1,638,300.45 $ 1,054,911.54 $ 583,388.90 $ 163,374,740.85
81 $ 163,374,740.85 $ 1,638,300.45 $ 1,051,158.00 $ 587,142.44 $ 162,787,598.40
82 $ 162,787,598.40 $ 1,638,300.45 $ 1,047,380.31 $ 590,920.14 $ 162,196,678.27
83 $ 162,196,678.27 $ 1,638,300.45 $ 1,043,578.31 $ 594,722.13 $ 161,601,956.13
84 $ 161,601,956.13 $ 1,638,300.45 $ 1,039,751.85 $ 598,548.59 $ 161,003,407.54
85 $ 161,003,407.54 $ 1,638,300.45 $ 1,035,900.77 $ 602,399.67 $ 160,401,007.87
86 $ 160,401,007.87 $ 1,638,300.45 $ 1,032,024.91 $ 606,275.53 $ 159,794,732.33
87 $ 159,794,732.33 $ 1,638,300.45 $ 1,028,124.12 $ 610,176.33 $ 159,184,556.01
88 $ 159,184,556.01 $ 1,638,300.45 $ 1,024,198.23 $ 614,102.22 $ 158,570,453.79
89 $ 158,570,453.79 $ 1,638,300.45 $ 1,020,247.07 $ 618,053.37 $ 157,952,400.42
90 $ 157,952,400.42 $ 1,638,300.45 $ 1,016,270.50 $ 622,029.95 $ 157,330,370.47
91 $ 157,330,370.47 $ 1,638,300.45 $ 1,012,268.34 $ 626,032.11 $ 156,704,338.37
92 $ 156,704,338.37 $ 1,638,300.45 $ 1,008,240.43 $ 630,060.01 $ 156,074,278.35
93 $ 156,074,278.35 $ 1,638,300.45 $ 1,004,186.61 $ 634,113.84 $ 155,440,164.51
94 $ 155,440,164.51 $ 1,638,300.45 $ 1,000,106.70 $ 638,193.75 $ 154,801,970.76
95 $ 154,801,970.76 $ 1,638,300.45 $ 996,000.54 $ 642,299.90 $ 154,159,670.86
96 $ 154,159,670.86 $ 1,638,300.45 $ 991,867.96 $ 646,432.48 $ 153,513,238.38
97 $ 153,513,238.38 $ 1,638,300.45 $ 987,708.80 $ 650,591.65 $ 152,862,646.73
98 $ 152,862,646.73 $ 1,638,300.45 $ 983,522.87 $ 654,777.57 $ 152,207,869.16
99 $ 152,207,869.16 $ 1,638,300.45 $ 979,310.01 $ 658,990.43 $ 151,548,878.72
100 $ 151,548,878.72 $ 1,638,300.45 $ 975,070.05 $ 663,230.40 $ 150,885,648.33
101 $ 150,885,648.33 $ 1,638,300.45 $ 970,802.80 $ 667,497.64 $ 150,218,150.68
102 $ 150,218,150.68 $ 1,638,300.45 $ 966,508.10 $ 671,792.34 $ 149,546,358.34
103 $ 149,546,358.34 $ 1,638,300.45 $ 962,185.77 $ 676,114.67 $ 148,870,243.67
104 $ 148,870,243.67 $ 1,638,300.45 $ 957,835.63 $ 680,464.82 $ 148,189,778.85
105 $ 148,189,778.85 $ 1,638,300.45 $ 953,457.50 $ 684,842.95 $ 147,504,935.91
106 $ 147,504,935.91 $ 1,638,300.45 $ 949,051.20 $ 689,249.25 $ 146,815,686.66
107 $ 146,815,686.66 $ 1,638,300.45 $ 944,616.55 $ 693,683.90 $ 146,122,002.76
108 $ 146,122,002.76 $ 1,638,300.45 $ 940,153.37 $ 698,147.08 $ 145,423,855.68
109 $ 145,423,855.68 $ 1,638,300.45 $ 935,661.47 $ 702,638.98 $ 144,721,216.70
110 $ 144,721,216.70 $ 1,638,300.45 $ 931,140.67 $ 707,159.78 $ 144,014,056.92
111 $ 144,014,056.92 $ 1,638,300.45 $ 926,590.78 $ 711,709.67 $ 143,302,347.26
112 $ 143,302,347.26 $ 1,638,300.45 $ 922,011.62 $ 716,288.83 $ 142,586,058.43
113 $ 142,586,058.43 $ 1,638,300.45 $ 917,402.99 $ 720,897.45 $ 141,865,160.97
114 $ 141,865,160.97 $ 1,638,300.45 $ 912,764.72 $ 725,535.73 $ 141,139,625.25
115 $ 141,139,625.25 $ 1,638,300.45 $ 908,096.60 $ 730,203.85 $ 140,409,421.40
116 $ 140,409,421.40 $ 1,638,300.45 $ 903,398.45 $ 734,902.00 $ 139,674,519.40
117 $ 139,674,519.40 $ 1,638,300.45 $ 898,670.06 $ 739,630.38 $ 138,934,889.02
118 $ 138,934,889.02 $ 1,638,300.45 $ 893,911.26 $ 744,389.19 $ 138,190,499.83
119 $ 138,190,499.83 $ 1,638,300.45 $ 889,121.84 $ 749,178.61 $ 137,441,321.22
120 $ 137,441,321.22 $ 1,638,300.45 $ 884,301.60 $ 753,998.85 $ 136,687,322.37
121 $ 136,687,322.37 $ 1,638,300.45 $ 879,450.35 $ 758,850.10 $ 135,928,472.28
122 $ 135,928,472.28 $ 1,638,300.45 $ 874,567.88 $ 763,732.56 $ 135,164,739.71
123 $ 135,164,739.71 $ 1,638,300.45 $ 869,654.01 $ 768,646.44 $ 134,396,093.27
124 $ 134,396,093.27 $ 1,638,300.45 $ 864,708.51 $ 773,591.94 $ 133,622,501.34
125 $ 133,622,501.34 $ 1,638,300.45 $ 859,731.20 $ 778,569.25 $ 132,843,932.09
126 $ 132,843,932.09 $ 1,638,300.45 $ 854,721.86 $ 783,578.59 $ 132,060,353.50
127 $ 132,060,353.50 $ 1,638,300.45 $ 849,680.29 $ 788,620.16 $ 131,271,733.35
128 $ 131,271,733.35 $ 1,638,300.45 $ 844,606.28 $ 793,694.16 $ 130,478,039.19
129 $ 130,478,039.19 $ 1,638,300.45 $ 839,499.63 $ 798,800.81 $ 129,679,238.37
130 $ 129,679,238.37 $ 1,638,300.45 $ 834,360.12 $ 803,940.32 $ 128,875,298.05
131 $ 128,875,298.05 $ 1,638,300.45 $ 829,187.55 $ 809,112.90 $ 128,066,185.15
132 $ 128,066,185.15 $ 1,638,300.45 $ 823,981.69 $ 814,318.75 $ 127,251,866.40
133 $ 127,251,866.40 $ 1,638,300.45 $ 818,742.34 $ 819,558.11 $ 126,432,308.29
134 $ 126,432,308.29 $ 1,638,300.45 $ 813,469.28 $ 824,831.17 $ 125,607,477.12
135 $ 125,607,477.12 $ 1,638,300.45 $ 808,162.29 $ 830,138.16 $ 124,777,338.97
136 $ 124,777,338.97 $ 1,638,300.45 $ 802,821.16 $ 835,479.29 $ 123,941,859.68
137 $ 123,941,859.68 $ 1,638,300.45 $ 797,445.66 $ 840,854.79 $ 123,101,004.89
138 $ 123,101,004.89 $ 1,638,300.45 $ 792,035.57 $ 846,264.87 $ 122,254,740.02
139 $ 122,254,740.02 $ 1,638,300.45 $ 786,590.68 $ 851,709.77 $ 121,403,030.25
140 $ 121,403,030.25 $ 1,638,300.45 $ 781,110.75 $ 857,189.69 $ 120,545,840.56
141 $ 120,545,840.56 $ 1,638,300.45 $ 775,595.57 $ 862,704.88 $ 119,683,135.68
142 $ 119,683,135.68 $ 1,638,300.45 $ 770,044.90 $ 868,255.55 $ 118,814,880.13
143 $ 118,814,880.13 $ 1,638,300.45 $ 764,458.52 $ 873,841.93 $ 117,941,038.20
144 $ 117,941,038.20 $ 1,638,300.45 $ 758,836.19 $ 879,464.25 $ 117,061,573.95
145 $ 117,061,573.95 $ 1,638,300.45 $ 753,177.69 $ 885,122.75 $ 116,176,451.19
146 $ 116,176,451.19 $ 1,638,300.45 $ 747,482.79 $ 890,817.66 $ 115,285,633.53
147 $ 115,285,633.53 $ 1,638,300.45 $ 741,751.24 $ 896,549.21 $ 114,389,084.32
148 $ 114,389,084.32 $ 1,638,300.45 $ 735,982.81 $ 902,317.63 $ 113,486,766.69
149 $ 113,486,766.69 $ 1,638,300.45 $ 730,177.27 $ 908,123.17 $ 112,578,643.52
150 $ 112,578,643.52 $ 1,638,300.45 $ 724,334.38 $ 913,966.06 $ 111,664,677.45
151 $ 111,664,677.45 $ 1,638,300.45 $ 718,453.90 $ 919,846.55 $ 110,744,830.90
152 $ 110,744,830.90 $ 1,638,300.45 $ 712,535.58 $ 925,764.87 $ 109,819,066.04
153 $ 109,819,066.04 $ 1,638,300.45 $ 706,579.18 $ 931,721.27 $ 108,887,344.77
154 $ 108,887,344.77 $ 1,638,300.45 $ 700,584.45 $ 937,715.99 $ 107,949,628.78
155 $ 107,949,628.78 $ 1,638,300.45 $ 694,551.16 $ 943,749.28 $ 107,005,879.49
156 $ 107,005,879.49 $ 1,638,300.45 $ 688,479.05 $ 949,821.40 $ 106,056,058.10
157 $ 106,056,058.10 $ 1,638,300.45 $ 682,367.87 $ 955,932.57 $ 105,100,125.52
158 $ 105,100,125.52 $ 1,638,300.45 $ 676,217.37 $ 962,083.07 $ 104,138,042.45
159 $ 104,138,042.45 $ 1,638,300.45 $ 670,027.30 $ 968,273.15 $ 103,169,769.30
160 $ 103,169,769.30 $ 1,638,300.45 $ 663,797.40 $ 974,503.04 $ 102,195,266.26
161 $ 102,195,266.26 $ 1,638,300.45 $ 657,527.42 $ 980,773.03 $ 101,214,493.23
162 $ 101,214,493.23 $ 1,638,300.45 $ 651,217.10 $ 987,083.35 $ 100,227,409.88
163 $ 100,227,409.88 $ 1,638,300.45 $ 644,866.17 $ 993,434.27 $ 99,233,975.61
164 $ 99,233,975.61 $ 1,638,300.45 $ 638,474.39 $ 999,826.06 $ 98,234,149.55
165 $ 98,234,149.55 $ 1,638,300.45 $ 632,041.48 $ 1,006,258.97 $ 97,227,890.58
166 $ 97,227,890.58 $ 1,638,300.45 $ 625,567.18 $ 1,012,733.27 $ 96,215,157.31
167 $ 96,215,157.31 $ 1,638,300.45 $ 619,051.22 $ 1,019,249.23 $ 95,195,908.09
168 $ 95,195,908.09 $ 1,638,300.45 $ 612,493.34 $ 1,025,807.11 $ 94,170,100.98
169 $ 94,170,100.98 $ 1,638,300.45 $ 605,893.27 $ 1,032,407.18 $ 93,137,693.80
170 $ 93,137,693.80 $ 1,638,300.45 $ 599,250.73 $ 1,039,049.72 $ 92,098,644.08
171 $ 92,098,644.08 $ 1,638,300.45 $ 592,565.45 $ 1,045,735.00 $ 91,052,909.08
172 $ 91,052,909.08 $ 1,638,300.45 $ 585,837.16 $ 1,052,463.29 $ 90,000,445.80
173 $ 90,000,445.80 $ 1,638,300.45 $ 579,065.58 $ 1,059,234.87 $ 88,941,210.93
174 $ 88,941,210.93 $ 1,638,300.45 $ 572,250.43 $ 1,066,050.02 $ 87,875,160.91
175 $ 87,875,160.91 $ 1,638,300.45 $ 565,391.43 $ 1,072,909.01 $ 86,802,251.90
176 $ 86,802,251.90 $ 1,638,300.45 $ 558,488.30 $ 1,079,812.14 $ 85,722,439.75
177 $ 85,722,439.75 $ 1,638,300.45 $ 551,540.76 $ 1,086,759.69 $ 84,635,680.07
178 $ 84,635,680.07 $ 1,638,300.45 $ 544,548.51 $ 1,093,751.93 $ 83,541,928.13
179 $ 83,541,928.13 $ 1,638,300.45 $ 537,511.28 $ 1,100,789.16 $ 82,441,138.97
180 $ 82,441,138.97 $ 1,638,300.45 $ 530,428.77 $ 1,107,871.68 $ 81,333,267.29
181 $ 81,333,267.29 $ 1,638,300.45 $ 523,300.69 $ 1,114,999.76 $ 80,218,267.54
182 $ 80,218,267.54 $ 1,638,300.45 $ 516,126.75 $ 1,122,173.70 $ 79,096,093.84
183 $ 79,096,093.84 $ 1,638,300.45 $ 508,906.65 $ 1,129,393.80 $ 77,966,700.04
184 $ 77,966,700.04 $ 1,638,300.45 $ 501,640.10 $ 1,136,660.35 $ 76,830,039.69
185 $ 76,830,039.69 $ 1,638,300.45 $ 494,326.79 $ 1,143,973.66 $ 75,686,066.04
186 $ 75,686,066.04 $ 1,638,300.45 $ 486,966.43 $ 1,151,334.02 $ 74,534,732.02
187 $ 74,534,732.02 $ 1,638,300.45 $ 479,558.71 $ 1,158,741.74 $ 73,375,990.28
188 $ 73,375,990.28 $ 1,638,300.45 $ 472,103.33 $ 1,166,197.12 $ 72,209,793.17
189 $ 72,209,793.17 $ 1,638,300.45 $ 464,599.98 $ 1,173,700.46 $ 71,036,092.71
190 $ 71,036,092.71 $ 1,638,300.45 $ 457,048.36 $ 1,181,252.09 $ 69,854,840.62
191 $ 69,854,840.62 $ 1,638,300.45 $ 449,448.15 $ 1,188,852.30 $ 68,665,988.32
192 $ 68,665,988.32 $ 1,638,300.45 $ 441,799.04 $ 1,196,501.41 $ 67,469,486.91
193 $ 67,469,486.91 $ 1,638,300.45 $ 434,100.71 $ 1,204,199.74 $ 66,265,287.18
194 $ 66,265,287.18 $ 1,638,300.45 $ 426,352.85 $ 1,211,947.59 $ 65,053,339.58
195 $ 65,053,339.58 $ 1,638,300.45 $ 418,555.15 $ 1,219,745.30 $ 63,833,594.28
196 $ 63,833,594.28 $ 1,638,300.45 $ 410,707.27 $ 1,227,593.18 $ 62,606,001.11
197 $ 62,606,001.11 $ 1,638,300.45 $ 402,808.90 $ 1,235,491.55 $ 61,370,509.56
198 $ 61,370,509.56 $ 1,638,300.45 $ 394,859.71 $ 1,243,440.74 $ 60,127,068.82
199 $ 60,127,068.82 $ 1,638,300.45 $ 386,859.37 $ 1,251,441.07 $ 58,875,627.74
200 $ 58,875,627.74 $ 1,638,300.45 $ 378,807.56 $ 1,259,492.88 $ 57,616,134.86
201 $ 57,616,134.86 $ 1,638,300.45 $ 370,703.95 $ 1,267,596.50 $ 56,348,538.36
202 $ 56,348,538.36 $ 1,638,300.45 $ 362,548.19 $ 1,275,752.25 $ 55,072,786.10
203 $ 55,072,786.10 $ 1,638,300.45 $ 354,339.96 $ 1,283,960.48 $ 53,788,825.62
204 $ 53,788,825.62 $ 1,638,300.45 $ 346,078.92 $ 1,292,221.52 $ 52,496,604.10
205 $ 52,496,604.10 $ 1,638,300.45 $ 337,764.73 $ 1,300,535.71 $ 51,196,068.39
206 $ 51,196,068.39 $ 1,638,300.45 $ 329,397.05 $ 1,308,903.40 $ 49,887,164.99
207 $ 49,887,164.99 $ 1,638,300.45 $ 320,975.52 $ 1,317,324.92 $ 48,569,840.06
208 $ 48,569,840.06 $ 1,638,300.45 $ 312,499.81 $ 1,325,800.63 $ 47,244,039.43
209 $ 47,244,039.43 $ 1,638,300.45 $ 303,969.57 $ 1,334,330.87 $ 45,909,708.56
210 $ 45,909,708.56 $ 1,638,300.45 $ 295,384.45 $ 1,342,916.00 $ 44,566,792.56
211 $ 44,566,792.56 $ 1,638,300.45 $ 286,744.09 $ 1,351,556.36 $ 43,215,236.20
212 $ 43,215,236.20 $ 1,638,300.45 $ 278,048.13 $ 1,360,252.31 $ 41,854,983.88
213 $ 41,854,983.88 $ 1,638,300.45 $ 269,296.23 $ 1,369,004.22 $ 40,485,979.66
214 $ 40,485,979.66 $ 1,638,300.45 $ 260,488.01 $ 1,377,812.43 $ 39,108,167.23
215 $ 39,108,167.23 $ 1,638,300.45 $ 251,623.13 $ 1,386,677.32 $ 37,721,489.91
216 $ 37,721,489.91 $ 1,638,300.45 $ 242,701.20 $ 1,395,599.24 $ 36,325,890.66
217 $ 36,325,890.66 $ 1,638,300.45 $ 233,721.87 $ 1,404,578.57 $ 34,921,312.09
218 $ 34,921,312.09 $ 1,638,300.45 $ 224,684.77 $ 1,413,615.67 $ 33,507,696.42
219 $ 33,507,696.42 $ 1,638,300.45 $ 215,589.53 $ 1,422,710.92 $ 32,084,985.50
220 $ 32,084,985.50 $ 1,638,300.45 $ 206,435.76 $ 1,431,864.68 $ 30,653,120.82
221 $ 30,653,120.82 $ 1,638,300.45 $ 197,223.10 $ 1,441,077.34 $ 29,212,043.48
222 $ 29,212,043.48 $ 1,638,300.45 $ 187,951.17 $ 1,450,349.28 $ 27,761,694.20
223 $ 27,761,694.20 $ 1,638,300.45 $ 178,619.58 $ 1,459,680.87 $ 26,302,013.33
224 $ 26,302,013.33 $ 1,638,300.45 $ 169,227.95 $ 1,469,072.50 $ 24,832,940.83
225 $ 24,832,940.83 $ 1,638,300.45 $ 159,775.89 $ 1,478,524.56 $ 23,354,416.27
226 $ 23,354,416.27 $ 1,638,300.45 $ 150,263.02 $ 1,488,037.43 $ 21,866,378.84
227 $ 21,866,378.84 $ 1,638,300.45 $ 140,688.94 $ 1,497,611.51 $ 20,368,767.34
228 $ 20,368,767.34 $ 1,638,300.45 $ 131,053.26 $ 1,507,247.18 $ 18,861,520.15
229 $ 18,861,520.15 $ 1,638,300.45 $ 121,355.59 $ 1,516,944.86 $ 17,344,575.30
230 $ 17,344,575.30 $ 1,638,300.45 $ 111,595.52 $ 1,526,704.93 $ 15,817,870.37
231 $ 15,817,870.37 $ 1,638,300.45 $ 101,772.65 $ 1,536,527.79 $ 14,281,342.58
232 $ 14,281,342.58 $ 1,638,300.45 $ 91,886.59 $ 1,546,413.86 $ 12,734,928.72
233 $ 12,734,928.72 $ 1,638,300.45 $ 81,936.91 $ 1,556,363.53 $ 11,178,565.19
234 $ 11,178,565.19 $ 1,638,300.45 $ 71,923.23 $ 1,566,377.22 $ 9,612,187.97
235 $ 9,612,187.97 $ 1,638,300.45 $ 61,845.11 $ 1,576,455.34 $ 8,035,732.63
236 $ 8,035,732.63 $ 1,638,300.45 $ 51,702.15 $ 1,586,598.30 $ 6,449,134.33
237 $ 6,449,134.33 $ 1,638,300.45 $ 41,493.92 $ 1,596,806.52 $ 4,852,327.81
238 $ 4,852,327.81 $ 1,638,300.45 $ 31,220.02 $ 1,607,080.42 $ 3,245,247.38
239 $ 3,245,247.38 $ 1,638,300.45 $ 20,880.02 $ 1,617,420.43 $ 1,627,826.96
240 $ 1,627,826.96 $ 1,638,300.45 $ 10,473.49 $ 1,627,826.96 -$ 0.00
he pagado *60 meses $ 98,298,026.75
Valor del crédito $ 200,000,000 Pago Total $ 393,192,107.00
Plazo en años 20
plazo en meses 240 Interes que pago $ 193,192,107.00
Tasa EA 8%
Tasa Mensual 0.64%
Cuota $ 1,638,300.45

Mes Capital inicial Cuota Interes capital Capital inicial

0 $ 200,000,000.00 $ 200,000,000.00
1 $ 200,000,000.00 $ 1,638,300.45 $ 1,286,806.02 $ 351,494.42 $ 199,648,505.58
2 $ 199,648,505.58 $ 1,638,300.45 $ 1,284,544.50 $ 353,755.95 $ 199,294,749.63
3 $ 199,294,749.63 $ 1,638,300.45 $ 1,282,268.42 $ 356,032.03 $ 198,938,717.60
4 $ 198,938,717.60 $ 1,638,300.45 $ 1,279,977.70 $ 358,322.75 $ 198,580,394.85
5 $ 198,580,394.85 $ 1,638,300.45 $ 1,277,672.24 $ 360,628.21 $ 198,219,766.65
6 $ 198,219,766.65 $ 1,638,300.45 $ 1,275,351.95 $ 362,948.50 $ 197,856,818.15
7 $ 197,856,818.15 $ 1,638,300.45 $ 1,273,016.73 $ 365,283.72 $ 197,491,534.43
8 $ 197,491,534.43 $ 1,638,300.45 $ 1,270,666.48 $ 367,633.97 $ 197,123,900.46
9 $ 197,123,900.46 $ 1,638,300.45 $ 1,268,301.11 $ 369,999.33 $ 196,753,901.13
10 $ 196,753,901.13 $ 1,638,300.45 $ 1,265,920.52 $ 372,379.92 $ 196,381,521.21
11 $ 196,381,521.21 $ 1,638,300.45 $ 1,263,524.62 $ 374,775.83 $ 196,006,745.38
12 $ 196,006,745.38 $ 1,638,300.45 $ 1,261,113.30 $ 377,187.14 $ 195,629,558.24
13 $ 195,629,558.24 $ 1,638,300.45 $ 1,258,686.47 $ 379,613.98 $ 195,249,944.26
14 $ 195,249,944.26 $ 1,638,300.45 $ 1,256,244.02 $ 382,056.43 $ 194,867,887.83
15 $ 194,867,887.83 $ 1,638,300.45 $ 1,253,785.86 $ 384,514.59 $ 194,483,373.24
16 $ 194,483,373.24 $ 1,638,300.45 $ 1,251,311.88 $ 386,988.57 $ 194,096,384.68
17 $ 194,096,384.68 $ 1,638,300.45 $ 1,248,821.98 $ 389,478.46 $ 193,706,906.21
18 $ 193,706,906.21 $ 1,638,300.45 $ 1,246,316.07 $ 391,984.38 $ 193,314,921.84
19 $ 193,314,921.84 $ 1,638,300.45 $ 1,243,794.03 $ 394,506.42 $ 192,920,415.42
20 $ 192,920,415.42 $ 1,638,300.45 $ 1,241,255.76 $ 397,044.68 $ 192,523,370.73
21 $ 192,523,370.73 $ 1,638,300.45 $ 1,238,701.16 $ 399,599.28 $ 192,123,771.45
22 $ 192,123,771.45 $ 1,638,300.45 $ 1,236,130.13 $ 402,170.32 $ 191,721,601.14
23 $ 191,721,601.14 $ 1,638,300.45 $ 1,233,542.55 $ 404,757.89 $ 191,316,843.25
24 $ 191,316,843.25 $ 1,638,300.45 $ 1,230,938.33 $ 407,362.12 $ 190,909,481.13
25 $ 190,909,481.13 $ 1,638,300.45 $ 1,228,317.35 $ 409,983.10 $ 190,499,498.03
26 $ 190,499,498.03 $ 1,638,300.45 $ 1,225,679.51 $ 412,620.94 $ 190,086,877.09
27 $ 190,086,877.09 $ 1,638,300.45 $ 1,223,024.69 $ 415,275.76 $ 189,671,601.34
28 $ 189,671,601.34 $ 1,638,300.45 $ 1,220,352.79 $ 417,947.65 $ 189,253,653.69
29 $ 189,253,653.69 $ 1,638,300.45 $ 1,217,663.71 $ 420,636.74 $ 188,833,016.95
30 $ 188,833,016.95 $ 1,638,300.45 $ 1,214,957.32 $ 423,343.13 $ 188,409,673.82
31 $ 188,409,673.82 $ 1,638,300.45 $ 1,212,233.51 $ 426,066.93 $ 187,983,606.89
32 $ 187,983,606.89 $ 1,638,300.45 $ 1,209,492.19 $ 428,808.26 $ 187,554,798.63
33 $ 187,554,798.63 $ 1,638,300.45 $ 1,206,733.22 $ 431,567.22 $ 187,123,231.40
34 $ 187,123,231.40 $ 1,638,300.45 $ 1,203,956.51 $ 434,343.94 $ 186,688,887.46
35 $ 186,688,887.46 $ 1,638,300.45 $ 1,201,161.92 $ 437,138.52 $ 186,251,748.94
36 $ 186,251,748.94 $ 1,638,300.45 $ 1,198,349.36 $ 439,951.09 $ 185,811,797.86
37 $ 185,811,797.86 $ 1,638,300.45 $ 1,195,518.70 $ 442,781.74 $ 185,369,016.11
38 $ 185,369,016.11 $ 1,638,300.45 $ 1,192,669.83 $ 445,630.61 $ 184,923,385.50
39 $ 184,923,385.50 $ 1,638,300.45 $ 1,189,802.63 $ 448,497.82 $ 184,474,887.68
40 $ 184,474,887.68 $ 1,638,300.45 $ 1,186,916.98 $ 451,383.46 $ 184,023,504.22
41 $ 184,023,504.22 $ 1,638,300.45 $ 1,184,012.77 $ 454,287.68 $ 183,569,216.54
42 $ 183,569,216.54 $ 1,638,300.45 $ 1,181,089.87 $ 457,210.58 $ 183,112,005.96
43 $ 183,112,005.96 $ 1,638,300.45 $ 1,178,148.16 $ 460,152.29 $ 182,651,853.67
44 $ 182,651,853.67 $ 1,638,300.45 $ 1,175,187.53 $ 463,112.92 $ 182,188,740.75
45 $ 182,188,740.75 $ 1,638,300.45 $ 1,172,207.84 $ 466,092.60 $ 181,722,648.15
46 $ 181,722,648.15 $ 1,638,300.45 $ 1,169,208.99 $ 469,091.46 $ 181,253,556.70
47 $ 181,253,556.70 $ 1,638,300.45 $ 1,166,190.84 $ 472,109.60 $ 180,781,447.09
48 $ 180,781,447.09 $ 1,638,300.45 $ 1,163,153.27 $ 475,147.17 $ 160,306,299.92
49 $ 160,306,299.92 $ 1,638,300.45 $ 1,031,415.56 $ 606,884.89 $ 159,699,415.03
50 $ 159,699,415.03 $ 1,638,300.45 $ 1,027,510.84 $ 610,789.60 $ 159,088,625.43
51 $ 159,088,625.43 $ 1,638,300.45 $ 1,023,581.01 $ 614,719.44 $ 158,473,905.99
52 $ 158,473,905.99 $ 1,638,300.45 $ 1,019,625.88 $ 618,674.56 $ 157,855,231.43
53 $ 157,855,231.43 $ 1,638,300.45 $ 1,015,645.31 $ 622,655.13 $ 157,232,576.30
54 $ 157,232,576.30 $ 1,638,300.45 $ 1,011,639.13 $ 626,661.32 $ 156,605,914.98
55 $ 156,605,914.98 $ 1,638,300.45 $ 1,007,607.17 $ 630,693.27 $ 155,975,221.71
56 $ 155,975,221.71 $ 1,638,300.45 $ 1,003,549.27 $ 634,751.17 $ 155,340,470.53
57 $ 155,340,470.53 $ 1,638,300.45 $ 999,465.26 $ 638,835.18 $ 154,701,635.35
58 $ 154,701,635.35 $ 1,638,300.45 $ 995,354.98 $ 642,945.47 $ 154,058,689.89
59 $ 154,058,689.89 $ 1,638,300.45 $ 991,218.25 $ 647,082.20 $ 153,411,607.69
60 $ 153,411,607.69 $ 1,638,300.45 $ 987,054.90 $ 651,245.54 $ 152,760,362.15
61 $ 152,760,362.15 $ 1,638,300.45 $ 982,864.77 $ 655,435.68 $ 152,104,926.47
62 $ 152,104,926.47 $ 1,638,300.45 $ 978,647.68 $ 659,652.77 $ 151,445,273.70
63 $ 151,445,273.70 $ 1,638,300.45 $ 974,403.45 $ 663,896.99 $ 150,781,376.71
64 $ 150,781,376.71 $ 1,638,300.45 $ 970,131.92 $ 668,168.53 $ 150,113,208.18
65 $ 150,113,208.18 $ 1,638,300.45 $ 965,832.90 $ 672,467.54 $ 149,440,740.64
66 $ 149,440,740.64 $ 1,638,300.45 $ 961,506.22 $ 676,794.22 $ 148,763,946.41
67 $ 148,763,946.41 $ 1,638,300.45 $ 957,151.71 $ 681,148.74 $ 148,082,797.68
68 $ 148,082,797.68 $ 1,638,300.45 $ 952,769.18 $ 685,531.27 $ 147,397,266.41
69 $ 147,397,266.41 $ 1,638,300.45 $ 948,358.45 $ 689,942.00 $ 146,707,324.42
70 $ 146,707,324.42 $ 1,638,300.45 $ 943,919.34 $ 694,381.10 $ 146,012,943.31
71 $ 146,012,943.31 $ 1,638,300.45 $ 939,451.67 $ 698,848.77 $ 145,314,094.54
72 $ 145,314,094.54 $ 1,638,300.45 $ 934,955.26 $ 703,345.19 $ 124,610,749.36
73 $ 124,610,749.36 $ 1,638,300.45 $ 801,749.31 $ 836,551.13 $ 123,774,198.22
74 $ 123,774,198.22 $ 1,638,300.45 $ 796,366.92 $ 841,933.53 $ 122,932,264.70
75 $ 122,932,264.70 $ 1,638,300.45 $ 790,949.89 $ 847,350.55 $ 122,084,914.14
76 $ 122,084,914.14 $ 1,638,300.45 $ 785,498.01 $ 852,802.43 $ 121,232,111.71
77 $ 121,232,111.71 $ 1,638,300.45 $ 780,011.06 $ 858,289.39 $ 120,373,822.32
78 $ 120,373,822.32 $ 1,638,300.45 $ 774,488.80 $ 863,811.65 $ 119,510,010.67
79 $ 119,510,010.67 $ 1,638,300.45 $ 768,931.01 $ 869,369.44 $ 118,640,641.23
 80 $ 118,640,641.23 $ 1,638,300.45 $ 763,337.46 $ 874,962.99 $ 117,765,678.25
81 $ 117,765,678.25 $ 1,638,300.45 $ 757,707.92 $ 880,592.53 $ 116,885,085.72
82 $ 116,885,085.72 $ 1,638,300.45 $ 752,042.16 $ 886,258.28 $ 115,998,827.43
83 $ 115,998,827.43 $ 1,638,300.45 $ 746,339.95 $ 891,960.50 $ 115,106,866.94
84 $ 115,106,866.94 $ 1,638,300.45 $ 740,601.05 $ 897,699.40 $ 114,209,167.54
85 $ 114,209,167.54 $ 1,638,300.45 $ 734,825.22 $ 903,475.22 $ 113,305,692.32
86 $ 113,305,692.32 $ 1,638,300.45 $ 729,012.24 $ 909,288.21 $ 112,396,404.11
87 $ 112,396,404.11 $ 1,638,300.45 $ 723,161.85 $ 915,138.60 $ 111,481,265.51
88 $ 111,481,265.51 $ 1,638,300.45 $ 717,273.82 $ 921,026.63 $ 110,560,238.88
89 $ 110,560,238.88 $ 1,638,300.45 $ 711,347.91 $ 926,952.54 $ 109,633,286.34
90 $ 109,633,286.34 $ 1,638,300.45 $ 705,383.87 $ 932,916.58 $ 108,700,369.76
91 $ 108,700,369.76 $ 1,638,300.45 $ 699,381.45 $ 938,918.99 $ 107,761,450.77
92 $ 107,761,450.77 $ 1,638,300.45 $ 693,340.42 $ 944,960.03 $ 106,816,490.74
93 $ 106,816,490.74 $ 1,638,300.45 $ 687,260.52 $ 951,039.93 $ 105,865,450.81
94 $ 105,865,450.81 $ 1,638,300.45 $ 681,141.50 $ 957,158.95 $ 104,908,291.86
95 $ 104,908,291.86 $ 1,638,300.45 $ 674,983.11 $ 963,317.34 $ 103,944,974.53
96 $ 103,944,974.53 $ 1,638,300.45 $ 668,785.10 $ 969,515.35 $ 102,975,459.18
97 $ 102,975,459.18 $ 1,638,300.45 $ 662,547.20 $ 975,753.24 $ 101,999,705.94
98 $ 101,999,705.94 $ 1,638,300.45 $ 656,269.18 $ 982,031.27 $ 101,017,674.67
99 $ 101,017,674.67 $ 1,638,300.45 $ 649,950.76 $ 988,349.69 $ 100,029,324.98
100 $ 100,029,324.98 $ 1,638,300.45 $ 643,591.69 $ 994,708.76 $ 99,034,616.23
101 $ 99,034,616.23 $ 1,638,300.45 $ 637,191.70 $ 1,001,108.74 $ 98,033,507.48
102 $ 98,033,507.48 $ 1,638,300.45 $ 630,750.54 $ 1,007,549.91 $ 97,025,957.58
103 $ 97,025,957.58 $ 1,638,300.45 $ 624,267.93 $ 1,014,032.51 $ 96,011,925.06
104 $ 96,011,925.06 $ 1,638,300.45 $ 617,743.62 $ 1,020,556.83 $ 94,991,368.24
105 $ 94,991,368.24 $ 1,638,300.45 $ 611,177.32 $ 1,027,123.12 $ 93,964,245.11
106 $ 93,964,245.11 $ 1,638,300.45 $ 604,568.78 $ 1,033,731.66 $ 92,930,513.45
107 $ 92,930,513.45 $ 1,638,300.45 $ 597,917.72 $ 1,040,382.72 $ 91,890,130.72
108 $ 91,890,130.72 $ 1,638,300.45 $ 591,223.87 $ 1,047,076.58 $ 90,843,054.15
109 $ 90,843,054.15 $ 1,638,300.45 $ 584,486.95 $ 1,053,813.50 $ 89,789,240.65
110 $ 89,789,240.65 $ 1,638,300.45 $ 577,706.68 $ 1,060,593.77 $ 88,728,646.88
111 $ 88,728,646.88 $ 1,638,300.45 $ 570,882.79 $ 1,067,417.66 $ 87,661,229.22
112 $ 87,661,229.22 $ 1,638,300.45 $ 564,014.99 $ 1,074,285.46 $ 86,586,943.76
113 $ 86,586,943.76 $ 1,638,300.45 $ 557,103.00 $ 1,081,197.44 $ 85,505,746.32
114 $ 85,505,746.32 $ 1,638,300.45 $ 550,146.55 $ 1,088,153.90 $ 84,417,592.42
115 $ 84,417,592.42 $ 1,638,300.45 $ 543,145.33 $ 1,095,155.11 $ 83,322,437.30
116 $ 83,322,437.30 $ 1,638,300.45 $ 536,099.07 $ 1,102,201.38 $ 82,220,235.93
117 $ 82,220,235.93 $ 1,638,300.45 $ 529,007.47 $ 1,109,292.97 $ 81,110,942.96
118 $ 81,110,942.96 $ 1,638,300.45 $ 521,870.25 $ 1,116,430.20 $ 79,994,512.76
119 $ 79,994,512.76 $ 1,638,300.45 $ 514,687.10 $ 1,123,613.34 $ 78,870,899.42
120 $ 78,870,899.42 $ 1,638,300.45 $ 507,457.74 $ 1,130,842.70 $ 77,740,056.71
121 $ 77,740,056.71 $ 1,638,300.45 $ 500,181.87 $ 1,138,118.58 $ 76,601,938.13
122 $ 76,601,938.13 $ 1,638,300.45 $ 492,859.18 $ 1,145,441.27 $ 75,456,496.86
123 $ 75,456,496.86 $ 1,638,300.45 $ 485,489.37 $ 1,152,811.07 $ 74,303,685.79
124 $ 74,303,685.79 $ 1,638,300.45 $ 478,072.15 $ 1,160,228.29 $ 73,143,457.50
125 $ 73,143,457.50 $ 1,638,300.45 $ 470,607.21 $ 1,167,693.24 $ 71,975,764.26
126 $ 71,975,764.26 $ 1,638,300.45 $ 463,094.23 $ 1,175,206.21 $ 70,800,558.05
127 $ 70,800,558.05 $ 1,638,300.45 $ 455,532.92 $ 1,182,767.52 $ 69,617,790.52
128 $ 69,617,790.52 $ 1,638,300.45 $ 447,922.96 $ 1,190,377.49 $ 68,427,413.04
129 $ 68,427,413.04 $ 1,638,300.45 $ 440,264.04 $ 1,198,036.41 $ 67,229,376.63
130 $ 67,229,376.63 $ 1,638,300.45 $ 432,555.83 $ 1,205,744.61 $ 66,023,632.02
131 $ 66,023,632.02 $ 1,638,300.45 $ 424,798.04 $ 1,213,502.41 $ 64,810,129.61
132 $ 64,810,129.61 $ 1,638,300.45 $ 416,990.33 $ 1,221,310.12 $ 63,588,819.49
133 $ 63,588,819.49 $ 1,638,300.45 $ 409,132.38 $ 1,229,168.07 $ 62,359,651.42
134 $ 62,359,651.42 $ 1,638,300.45 $ 401,223.87 $ 1,237,076.57 $ 61,122,574.85
135 $ 61,122,574.85 $ 1,638,300.45 $ 393,264.49 $ 1,245,035.96 $ 59,877,538.89
136 $ 59,877,538.89 $ 1,638,300.45 $ 385,253.89 $ 1,253,046.56 $ 58,624,492.33
137 $ 58,624,492.33 $ 1,638,300.45 $ 377,191.75 $ 1,261,108.70 $ 57,363,383.64
138 $ 57,363,383.64 $ 1,638,300.45 $ 369,077.74 $ 1,269,222.71 $ 56,094,160.93
139 $ 56,094,160.93 $ 1,638,300.45 $ 360,911.52 $ 1,277,388.93 $ 54,816,772.00
140 $ 54,816,772.00 $ 1,638,300.45 $ 352,692.76 $ 1,285,607.68 $ 53,531,164.32
141 $ 53,531,164.32 $ 1,638,300.45 $ 344,421.12 $ 1,293,879.32 $ 52,237,284.99
142 $ 52,237,284.99 $ 1,638,300.45 $ 336,096.26 $ 1,302,204.18 $ 50,935,080.81
143 $ 50,935,080.81 $ 1,638,300.45 $ 327,717.84 $ 1,310,582.60 $ 49,624,498.21
144 $ 49,624,498.21 $ 1,638,300.45 $ 319,285.52 $ 1,319,014.93 $ 48,305,483.28
145 $ 48,305,483.28 $ 1,638,300.45 $ 310,798.93 $ 1,327,501.51 $ 46,977,981.77
146 $ 46,977,981.77 $ 1,638,300.45 $ 302,257.75 $ 1,336,042.70 $ 45,641,939.07
147 $ 45,641,939.07 $ 1,638,300.45 $ 293,661.61 $ 1,344,638.84 $ 44,297,300.24
148 $ 44,297,300.24 $ 1,638,300.45 $ 285,010.16 $ 1,353,290.28 $ 42,944,009.95
149 $ 42,944,009.95 $ 1,638,300.45 $ 276,303.05 $ 1,361,997.39 $ 41,582,012.56
150 $ 41,582,012.56 $ 1,638,300.45 $ 267,539.92 $ 1,370,760.52 $ 40,211,252.04
151 $ 40,211,252.04 $ 1,638,300.45 $ 258,720.41 $ 1,379,580.04 $ 38,831,672.00
152 $ 38,831,672.00 $ 1,638,300.45 $ 249,844.15 $ 1,388,456.30 $ 37,443,215.70
153 $ 37,443,215.70 $ 1,638,300.45 $ 240,910.78 $ 1,397,389.67 $ 36,045,826.03
154 $ 36,045,826.03 $ 1,638,300.45 $ 231,919.93 $ 1,406,380.52 $ 34,639,445.51
155 $ 34,639,445.51 $ 1,638,300.45 $ 222,871.24 $ 1,415,429.21 $ 33,224,016.30
156 $ 33,224,016.30 $ 1,638,300.45 $ 213,764.32 $ 1,424,536.12 $ 31,799,480.18
157 $ 31,799,480.18 $ 1,638,300.45 $ 204,598.81 $ 1,433,701.63 $ 30,365,778.55
158 $ 30,365,778.55 $ 1,638,300.45 $ 195,374.33 $ 1,442,926.11 $ 28,922,852.43
159 $ 28,922,852.43 $ 1,638,300.45 $ 186,090.50 $ 1,452,209.94 $ 27,470,642.49
160 $ 27,470,642.49 $ 1,638,300.45 $ 176,746.94 $ 1,461,553.50 $ 26,009,088.99
161 $ 26,009,088.99 $ 1,638,300.45 $ 167,343.26 $ 1,470,957.18 $ 24,538,131.80
162 $ 24,538,131.80 $ 1,638,300.45 $ 157,879.08 $ 1,480,421.37 $ 23,057,710.44
163 $ 23,057,710.44 $ 1,638,300.45 $ 148,354.00 $ 1,489,946.44 $ 21,567,763.99
164 $ 21,567,763.99 $ 1,638,300.45 $ 138,767.64 $ 1,499,532.80 $ 20,068,231.19
165 $ 20,068,231.19 $ 1,638,300.45 $ 129,119.60 $ 1,509,180.84 $ 18,559,050.35
166 $ 18,559,050.35 $ 1,638,300.45 $ 119,409.49 $ 1,518,890.96 $ 17,040,159.39
167 $ 17,040,159.39 $ 1,638,300.45 $ 109,636.90 $ 1,528,663.55 $ 15,511,495.84
168 $ 15,511,495.84 $ 1,638,300.45 $ 99,801.43 $ 1,538,499.01 $ 13,972,996.83
169 $ 13,972,996.83 $ 1,638,300.45 $ 89,902.68 $ 1,548,397.76 $ 12,424,599.06
170 $ 12,424,599.06 $ 1,638,300.45 $ 79,940.24 $ 1,558,360.20 $ 10,866,238.86
171 $ 10,866,238.86 $ 1,638,300.45 $ 69,913.71 $ 1,568,386.74 $ 9,297,852.13
172 $ 9,297,852.13 $ 1,638,300.45 $ 59,822.66 $ 1,578,477.79 $ 7,719,374.34
173 $ 7,719,374.34 $ 1,638,300.45 $ 49,666.69 $ 1,588,633.76 $ 6,130,740.58
174 $ 6,130,740.58 $ 1,638,300.45 $ 39,445.37 $ 1,598,855.08 $ 4,531,885.51
175 $ 4,531,885.51 $ 1,638,300.45 $ 29,158.29 $ 1,609,142.16 $ 2,922,743.35
176 $ 2,922,743.35 $ 1,638,300.45 $ 18,805.02 $ 1,619,495.43 $ 1,303,247.92
177 $ 1,303,247.92 $ 1,638,300.45 $ 8,385.14 $ 1,629,915.31 -$ 326,667.39
178 -$ 326,667.39 $ 1,638,300.45 -$ 2,101.79 $ 1,640,402.23 -$ 1,967,069.62
179 -$ 1,967,069.62 $ 1,638,300.45 -$ 12,656.19 $ 1,650,956.63 -$ 3,618,026.25
180 -$ 3,618,026.25 $ 1,638,300.45 -$ 23,278.49 $ 1,661,578.94 -$ 5,279,605.19
181 -$ 5,279,605.19 $ 1,638,300.45 -$ 33,969.14 $ 1,672,269.58 -$ 6,951,874.77
182 -$ 6,951,874.77 $ 1,638,300.45 -$ 44,728.57 $ 1,683,029.02 -$ 8,634,903.79
183 -$ 8,634,903.79 $ 1,638,300.45 -$ 55,557.23 $ 1,693,857.68 -$ 10,328,761.47
184 -$ 10,328,761.47 $ 1,638,300.45 -$ 66,455.56 $ 1,704,756.01 -$ 12,033,517.48
185 -$ 12,033,517.48 $ 1,638,300.45 -$ 77,424.01 $ 1,715,724.46 -$ 13,749,241.94
186 -$ 13,749,241.94 $ 1,638,300.45 -$ 88,463.04 $ 1,726,763.48 -$ 15,476,005.42
187 -$ 15,476,005.42 $ 1,638,300.45 -$ 99,573.08 $ 1,737,873.53 -$ 17,213,878.95
188 -$ 17,213,878.95 $ 1,638,300.45 -$ 110,754.62 $ 1,749,055.06 -$ 18,962,934.01
189 -$ 18,962,934.01 $ 1,638,300.45 -$ 122,008.09 $ 1,760,308.53 -$ 20,723,242.55
190 -$ 20,723,242.55 $ 1,638,300.45 -$ 133,333.97 $ 1,771,634.41 -$ 22,494,876.96
191 -$ 22,494,876.96 $ 1,638,300.45 -$ 144,732.72 $ 1,783,033.16 -$ 24,277,910.12
192 -$ 24,277,910.12 $ 1,638,300.45 -$ 156,204.80 $ 1,794,505.25 -$ 26,072,415.37
193 -$ 26,072,415.37 $ 1,638,300.45 -$ 167,750.71 $ 1,806,051.15 -$ 27,878,466.52
194 -$ 27,878,466.52 $ 1,638,300.45 -$ 179,370.89 $ 1,817,671.34 -$ 29,696,137.86
195 -$ 29,696,137.86 $ 1,638,300.45 -$ 191,065.85 $ 1,829,366.29 -$ 31,525,504.15
196 -$ 31,525,504.15 $ 1,638,300.45 -$ 202,836.04 $ 1,841,136.49 -$ 33,366,640.64
197 -$ 33,366,640.64 $ 1,638,300.45 -$ 214,681.97 $ 1,852,982.42 -$ 35,219,623.06
198 -$ 35,219,623.06 $ 1,638,300.45 -$ 226,604.12 $ 1,864,904.56 -$ 37,084,527.62
199 -$ 37,084,527.62 $ 1,638,300.45 -$ 238,602.97 $ 1,876,903.41 -$ 38,961,431.03
200 -$ 38,961,431.03 $ 1,638,300.45 -$ 250,679.02 $ 1,888,979.47 -$ 40,850,410.50
201 -$ 40,850,410.50 $ 1,638,300.45 -$ 262,832.77 $ 1,901,133.22 -$ 42,751,543.71
202 -$ 42,751,543.71 $ 1,638,300.45 -$ 275,064.72 $ 1,913,365.17 -$ 44,664,908.88
203 -$ 44,664,908.88 $ 1,638,300.45 -$ 287,375.37 $ 1,925,675.81 -$ 46,590,584.69
204 -$ 46,590,584.69 $ 1,638,300.45 -$ 299,765.22 $ 1,938,065.67 -$ 48,528,650.36
205 -$ 48,528,650.36 $ 1,638,300.45 -$ 312,234.80 $ 1,950,535.24 -$ 50,479,185.61
206 -$ 50,479,185.61 $ 1,638,300.45 -$ 324,784.60 $ 1,963,085.05 -$ 52,442,270.65
207 -$ 52,442,270.65 $ 1,638,300.45 -$ 337,415.15 $ 1,975,715.59 -$ 54,417,986.25
208 -$ 54,417,986.25 $ 1,638,300.45 -$ 350,126.96 $ 1,988,427.41 -$ 56,406,413.66
209 -$ 56,406,413.66 $ 1,638,300.45 -$ 362,920.56 $ 2,001,221.01 -$ 58,407,634.67
210 -$ 58,407,634.67 $ 1,638,300.45 -$ 375,796.48 $ 2,014,096.93 -$ 60,421,731.59
211 -$ 60,421,731.59 $ 1,638,300.45 -$ 388,755.24 $ 2,027,055.69 -$ 62,448,787.28
212 -$ 62,448,787.28 $ 1,638,300.45 -$ 401,797.38 $ 2,040,097.82 -$ 64,488,885.10
213 -$ 64,488,885.10 $ 1,638,300.45 -$ 414,923.43 $ 2,053,223.87 -$ 66,542,108.98
214 -$ 66,542,108.98 $ 1,638,300.45 -$ 428,133.93 $ 2,066,434.38 -$ 68,608,543.35
215 -$ 68,608,543.35 $ 1,638,300.45 -$ 441,429.43 $ 2,079,729.88 -$ 70,688,273.23
216 -$ 70,688,273.23 $ 1,638,300.45 -$ 454,810.48 $ 2,093,110.92 -$ 72,781,384.16
217 -$ 72,781,384.16 $ 1,638,300.45 -$ 468,277.62 $ 2,106,578.06 -$ 74,887,962.22
218 -$ 74,887,962.22 $ 1,638,300.45 -$ 481,831.40 $ 2,120,131.85 -$ 77,008,094.07
219 -$ 77,008,094.07 $ 1,638,300.45 -$ 495,472.40 $ 2,133,772.84 -$ 79,141,866.91
220 -$ 79,141,866.91 $ 1,638,300.45 -$ 509,201.15 $ 2,147,501.60 -$ 81,289,368.51
221 -$ 81,289,368.51 $ 1,638,300.45 -$ 523,018.24 $ 2,161,318.69 -$ 83,450,687.20
222 -$ 83,450,687.20 $ 1,638,300.45 -$ 536,924.23 $ 2,175,224.68 -$ 85,625,911.88
223 -$ 85,625,911.88 $ 1,638,300.45 -$ 550,919.70 $ 2,189,220.14 -$ 87,815,132.02
224 -$ 87,815,132.02 $ 1,638,300.45 -$ 565,005.20 $ 2,203,305.65 -$ 90,018,437.67
225 -$ 90,018,437.67 $ 1,638,300.45 -$ 579,181.34 $ 2,217,481.78 -$ 92,235,919.46
226 -$ 92,235,919.46 $ 1,638,300.45 -$ 593,448.68 $ 2,231,749.13 -$ 94,467,668.59
227 -$ 94,467,668.59 $ 1,638,300.45 -$ 607,807.82 $ 2,246,108.27 -$ 96,713,776.86
228 -$ 96,713,776.86 $ 1,638,300.45 -$ 622,259.35 $ 2,260,559.80 -$ 98,974,336.65
229 -$ 98,974,336.65 $ 1,638,300.45 -$ 636,803.86 $ 2,275,104.31 -$ 101,249,440.96
230 -$ 101,249,440.96 $ 1,638,300.45 -$ 651,441.95 $ 2,289,742.40 -$ 103,539,183.36
231 -$ 103,539,183.36 $ 1,638,300.45 -$ 666,174.22 $ 2,304,474.67 -$ 105,843,658.03
232 -$ 105,843,658.03 $ 1,638,300.45 -$ 681,001.28 $ 2,319,301.73 -$ 108,162,959.76
233 -$ 108,162,959.76 $ 1,638,300.45 -$ 695,923.74 $ 2,334,224.19 -$ 110,497,183.94
234 -$ 110,497,183.94 $ 1,638,300.45 -$ 710,942.21 $ 2,349,242.65 -$ 112,846,426.60
235 -$ 112,846,426.60 $ 1,638,300.45 -$ 726,057.31 $ 2,364,357.75 -$ 115,210,784.35
236 -$ 115,210,784.35 $ 1,638,300.45 -$ 741,269.66 $ 2,379,570.10 -$ 117,590,354.45
237 -$ 117,590,354.45 $ 1,638,300.45 -$ 756,579.88 $ 2,394,880.33 -$ 119,985,234.78
238 -$ 119,985,234.78 $ 1,638,300.45 -$ 771,988.61 $ 2,410,289.06 -$ 122,395,523.84
239 -$ 122,395,523.84 $ 1,638,300.45 -$ 787,496.49 $ 2,425,796.93 -$ 124,821,320.77
240 -$ 124,821,320.77 $ 1,638,300.45 -$ 803,104.14 $ 2,441,404.58 -$ 127,262,725.35
 si desea bajar cuota cuando hace abono
$ 1,456,576.30

abone 20 millones

TASA 15%
TASA M 1.17%
VF 120
VP 48 $ 20,000,000.00 $ 46,261,215.31
VP 72 $ 20,000,000.00 $ 34,980,125.00
$ 81,241,340.31
Saldo del a 10 años sin amortizaciones
$ 136,687,322.37
$ 58,947,265.66 me ahorre por preparar deuda

$ 22,294,074.65 dinero que gano mejor invertido en vez de pagar hay todo depende

abone 20 millones
todo depende
Valor inicial $ 100,000,000.00

Periodo Proyecto A VP
1 $ 15,000,000.00 $ 13,636,363.64
2 $ 15,000,000.00 $ 12,396,694.21
3 $ 115,000,000.00 $ 86,401,202.10
VP $ 112,434,259.95
VPN $ 12,434,259.95

Periodo Proyecto B VP
1 $ 14,000,000.00 $ 12,727,272.73
2 $ 20,000,000.00 $ 16,528,925.62
3 $ 100,000,000.00 $ 75,131,480.09
VP $ 104,387,678.44
VPN $ 4,387,678.44
Inversión inicial $ 100,000,000
Tasa de retorno 15%
Al fin del periodo se vende $ 120,000,000

Caso A Flujos VP
1 $ 12,000,000 $ 10,434,783
2 $ 12,000,000 $ 9,073,724
3 $ 12,000,000 $ 7,890,195
4 $ 132,000,000 $ 75,471,428
VP $ 102,870,130
VPN $ 2,870,130

Caso B Flujos VP
1 $ 13,000,000 $ 11,304,348
2 $ 13,000,000 $ 9,829,868
3 $ 13,000,000 $ 8,547,711
4 $ 13,000,000 $ 7,432,792
5 $ 133,000,000 $ 66,124,506
VP $ 103,239,225
VPN $ 3,239,225
inversion inic $ 100,000,000
Tasa retorno 10%
Proyecto A flujo VP Proyecto A
1 $ 45,000,000 $ 40,909,091 1
2 $ 40,000,000 $ 33,057,851 2
3 $ 50,000,000 $ 37,565,740 3
VP $ 111,532,682 4
VPN $ 11,532,682 5
 flujo VP
$ 20,000,000 $ 18,181,818
$ 20,000,000 $ 16,528,926
$ 28,283,178 $ 21,249,570
$ 45,000,000 $ 30,735,605
$ 40,000,000 $ 24,836,853
VP $ 111,532,772
VPN $ 11,532,772
inversion inic $ 100,000,000
Tasa retorno 10%
Proyecto A flujo VP Prueba TIR
1 $ 45,000,000 $ 40,909,091 $ 38,682,615
2 $ 40,000,000 $ 33,057,851 $ 29,557,426
3 $ 50,000,000 $ 37,565,740 $ 31,759,959
VP $ 111,532,682 $ 100,000,000
VPN $ 11,532,682

0 -100000000
1 45000000
2 40000000
3 50000000
TIR 16.33%
Proyecto B flujo VP Prueba TIR
1 $ 20,000,000 $ 18,181,818 $ 17,574,764
2 $ 20,000,000 $ 16,528,926 $ 15,443,617
3 $ 28,283,178 $ 21,249,570 $ 19,191,403
4 $ 45,000,000 $ 30,735,605 $ 26,831,845
5 $ 40,000,000 $ 24,836,853 $ 20,958,371
VP $ 111,532,772 $ 100,000,000
VPN $ 11,532,772

0 -100000000
1 20000000
2 20000000
3 28283178
4 45000000
5 40000000
TIR 13.80%
inversion inicial
VPN>500000000
Costo de oportun

Año
0
1
2
3
4
5
6
7
8
9
10
$ 50,000,000

7%

Flujo Vp
-$ 50,000,000.00
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
$ 200,000,000.00 $ 101,669,858.43
VPN $ 51,669,858.43
TIR 14.87%
inversion inic $ 100,000,000
Tasa Descuen 10%

Proyecto A Proyecto B
Años flujo VP Duración
porcentaje de participac 1
1 $ 45,000,000 $ 40,909,090.91 0.37 37% 2
2 $ 40,000,000 $ 33,057,851.24 0.59 30% 3
3 $ 50,000,000 $ 37,565,740.05 1.01 34% 4
VP $ 111,532,682.19 1.97 Duración 5
VPN $ 11,532,682.19 6

Año Flujo
0 -100000000
1 45000000
2 40000000 36.68% 29.64% 33.68% 100.00%
3 50000000 0.37 0.59 1.01 1.97
TIR 16.33% Duración
 flujo VP Duración
porcentaje de participac
$ 85,000,000.00 $ 77,272,727.27 0.69 69%
$ 10,000,000.00 $ 8,264,462.81 0.15 7%
$ 10,000,000.00 $ 7,513,148.01 0.20 7%
$ 10,000,000.00 $ 6,830,134.55 0.24 6%
$ 10,000,000.00 $ 6,209,213.23 0.28 6%
$ 9,642,599.99 $ 5,442,996.31 0.29 5%
VP $ 111,532,682.19 1.86 Duración
VPN $ 11,532,682.19
Año Flujo
0 -100000000
1 85000000
2 10000000
3 10000000
4 10000000
formula otro tipo 5 10000000
6 9642599.99
TIR 16.90%

VPN TIR Duración

Proyecto A $ 11,532,682.19 16.33% 1.97
Proyecto B $ 11,532,682 16.90% 1.86
inversion inic $ 100,000,000
Tasa Descuen 10%

Proyecto A Proyecto B
Años flujo VP Duración
porcentaje de participac 1
1 $ 45,000,000 $ 40,909,090.91 0.37 37% 2
2 $ 40,000,000 $ 33,057,851.24 0.59 30% 3
3 $ 50,000,000 $ 37,565,740.05 1.01 34% 4
VP $ 111,532,682.19 1.97 Duración 5
VPN $ 11,532,682.19 6

DUR,MODIFICADA
1.79
Cambio precio -$ 1,997,472.85

Año Flujo
0 -100000000
1 45000000
2 40000000 36.68% 29.64% 33.68% 100.00%
3 50000000 0.37 0.59 1.01 1.97
TIR 16.33% Duración
 flujo VP Duración
porcentaje de participac
$ 85,000,000.00 $ 77,272,727.27 0.69 69%
$ 10,000,000.00 $ 8,264,462.81 0.15 7%
$ 10,000,000.00 $ 7,513,148.01 0.20 7%
$ 10,000,000.00 $ 6,830,134.55 0.24 6%
$ 10,000,000.00 $ 6,209,213.23 0.28 6%
$ 9,642,599.99 $ 5,442,996.31 0.29 5%
VP $ 111,532,682.19 1.86 Duración
VPN $ 11,532,682.19
Año Flujo
DUR,MODIFICADA 0 -100000000
1.69 1 85000000
Cambio precio -$ 1,885,142.54 2 10000000
3 10000000
4 10000000
formula otro tipo 5 10000000
6 9642599.99
TIR 16.90%

VPN TIR Duración

Proyecto A $ 11,532,682.19 16.33% 1.97
Proyecto B $ 11,532,682 16.90% 1.86