NOMINAL

P= 12,000
i= 3.24 anual
0.0324
i'= 0.0027 mensual S = 12,000*(1 + 0.0027)^14
n= 14 meses 12,000*(1 + 0.0324/12)^14
S= ? S= 12,461.65 < 12,755
293.35
12,461.65 No le alcanzaría

P= ?
i= 3.24
0.0324
i'= 0.0027
n= 14 meses P= 12755 = 12,282.49
S= 12,755 1.038470608 1.038470608 12,282.49
(1 + .0027)^14
S= 12,755.0 validación
12,755.00

P= 12,000
i= 3.24%
i'= 0.0027
S= 12,755
 n= ?
n= log(12,755/12,000) 1.06291666666667
log (1+0.0027) 12 meses = 1 año
22 meses 10 meses
validación n= 0.026499216898 = 22.6292730872309 meses
S= 12,755 0.001171014941 0.62927309 días
1 año, 10 meses y 19 días
18.8781927 días
0.026499216898
22.6292730872309
0.001171014941

i' = ?
P= 12,000
S= 12,755
n= 14 meses

i' = TN / n
i' = (12755 / 12000)^(1/14) - 1
0.436785% 0.052414166
i' = 0.436785% = TN *12 0.436785% validación
i' = 0.05241 5.24
5.24 % 12,755.0 validación