NAFIN:: Simulador de créditos 25/09/22 20:29

" CALCULA EL COSTO DE TU CRÉDITO

! HERRAMIENTAS DE NEGOCIO (/PORTALNF/CONTENT/CAPACITACION-Y-

ASISTENCIA/HERRAMIENTAS-DE-NEGOCIO/)

#
Con esta herramienta podrás simular financiamientos, para obtener cuánto terminarías pagando por un crédito, así
como una tabla de amortización para tu referencia.

Pasos a seguir para realizar el cálculo

1. Captura la fecha en que esperas recibir tu crédito y el monto que vas a solicitar.
2. Selecciona la forma en que vas a realizar tus pagos y el plazo total del crédito.
3. Ingresa la tasa de intereses del préstamo.

Fecha de disposición:

09/27/2022 

Monto del Crédito:

$ 5000000.0

Forma de Pago:

Mensual

Plazo:

5 años

Interés:

% 17.0

Calcular

Si en la fecha 09/03/2024 solicitas un crédito por la cantidad de $5,000,000.00 , a un plazo de 5 años y vas a realizar pagos mensuales a
una tasa de interés de 17.0% , el costo financiero de tu crédito es de $2,455,772.73 .

La siguiente tabla te muestra la evolución de tu crédito

Año Sdo. Capital Pago Capital P. Int. Monto de Pago Plazo en días Sdo. Capital Pago No Fecha

1 $5,000,000.00 $53,429.55 $70,833.33 $124,262.88 30 $4,946,570.45 1 08/04/2024

1 $4,946,570.45 $54,186.46 $70,076.41 $124,262.88 30 $4,892,383.99 2 08/05/2024

1 $4,892,383.99 $54,954.11 $69,308.77 $124,262.88 30 $4,837,429.88 3 07/06/2024

1 $4,837,429.88 $55,732.62 $68,530.26 $124,262.88 30 $4,781,697.26 4 07/07/2024

1 $4,781,697.26 $56,522.17 $67,740.71 $124,262.88 30 $4,725,175.10 5 06/08/2024

1 $4,725,175.10 $57,322.90 $66,939.98 $124,262.88 30 $4,667,852.20 6 05/09/2024

https://www.nafin.com/portalnf/content/herramientas-de-negocio/simulador-de-creditos/simulador-de-creditos.do Página 1 de 3
NAFIN:: Simulador de créditos 25/09/22 20:29

1 $4,667,852.20 $58,134.97 $66,127.91 $124,262.88 30 $4,609,717.22 7 05/10/2024

1 $4,609,717.22 $58,958.55 $65,304.33 $124,262.88 30 $4,550,758.67 8 04/11/2024

1 $4,550,758.67 $59,793.80 $64,469.08 $124,262.88 30 $4,490,964.87 9 04/12/2024

1 $4,490,964.87 $60,640.88 $63,622.00 $124,262.88 30 $4,430,324.00 10 03/01/2025

1 $4,430,324.00 $61,499.96 $62,762.92 $124,262.88 30 $4,368,824.04 11 02/02/2025

1 $4,368,824.04 $62,371.20 $61,891.67 $124,262.88 30 $4,306,452.84 12 04/03/2025

2 $4,306,452.84 $63,254.80 $61,008.08 $124,262.88 30 $4,243,198.04 13 03/04/2025

2 $4,243,198.04 $64,150.91 $60,111.97 $124,262.88 30 $4,179,047.13 14 03/05/2025

2 $4,179,047.13 $65,059.71 $59,203.17 $124,262.88 30 $4,113,987.42 15 02/06/2025

2 $4,113,987.42 $65,981.39 $58,281.49 $124,262.88 30 $4,048,006.03 16 02/07/2025

2 $4,048,006.03 $66,916.13 $57,346.75 $124,262.88 30 $3,981,089.91 17 01/08/2025

2 $3,981,089.91 $67,864.11 $56,398.77 $124,262.88 30 $3,913,225.80 18 31/08/2025

2 $3,913,225.80 $68,825.51 $55,437.37 $124,262.88 30 $3,844,400.29 19 30/09/2025

2 $3,844,400.29 $69,800.54 $54,462.34 $124,262.88 30 $3,774,599.75 20 30/10/2025

2 $3,774,599.75 $70,789.38 $53,473.50 $124,262.88 30 $3,703,810.36 21 29/11/2025

2 $3,703,810.36 $71,792.23 $52,470.65 $124,262.88 30 $3,632,018.13 22 29/12/2025

2 $3,632,018.13 $72,809.29 $51,453.59 $124,262.88 30 $3,559,208.84 23 28/01/2026

2 $3,559,208.84 $73,840.75 $50,422.13 $124,262.88 30 $3,485,368.09 24 27/02/2026

3 $3,485,368.09 $74,886.83 $49,376.05 $124,262.88 30 $3,410,481.26 25 29/03/2026

3 $3,410,481.26 $75,947.73 $48,315.15 $124,262.88 30 $3,334,533.53 26 28/04/2026

3 $3,334,533.53 $77,023.65 $47,239.23 $124,262.88 30 $3,257,509.88 27 28/05/2026

3 $3,257,509.88 $78,114.82 $46,148.06 $124,262.88 30 $3,179,395.06 28 27/06/2026

3 $3,179,395.06 $79,221.45 $45,041.43 $124,262.88 30 $3,100,173.61 29 27/07/2026

3 $3,100,173.61 $80,343.75 $43,919.13 $124,262.88 30 $3,019,829.85 30 26/08/2026

3 $3,019,829.85 $81,481.96 $42,780.92 $124,262.88 30 $2,938,347.90 31 25/09/2026

3 $2,938,347.90 $82,636.28 $41,626.60 $124,262.88 30 $2,855,711.61 32 25/10/2026

3 $2,855,711.61 $83,806.96 $40,455.91 $124,262.88 30 $2,771,904.65 33 24/11/2026

3 $2,771,904.65 $84,994.23 $39,268.65 $124,262.88 30 $2,686,910.42 34 24/12/2026

3 $2,686,910.42 $86,198.31 $38,064.56 $124,262.88 30 $2,600,712.11 35 23/01/2027

3 $2,600,712.11 $87,419.46 $36,843.42 $124,262.88 30 $2,513,292.65 36 22/02/2027

4 $2,513,292.65 $88,657.90 $35,604.98 $124,262.88 30 $2,424,634.75 37 24/03/2027

4 $2,424,634.75 $89,913.89 $34,348.99 $124,262.88 30 $2,334,720.86 38 23/04/2027

4 $2,334,720.86 $91,187.67 $33,075.21 $124,262.88 30 $2,243,533.20 39 23/05/2027

4 $2,243,533.20 $92,479.49 $31,783.39 $124,262.88 30 $2,151,053.70 40 22/06/2027

4 $2,151,053.70 $93,789.62 $30,473.26 $124,262.88 30 $2,057,264.09 41 22/07/2027

https://www.nafin.com/portalnf/content/herramientas-de-negocio/simulador-de-creditos/simulador-de-creditos.do Página 2 de 3
NAFIN:: Simulador de créditos 25/09/22 20:29

4 $2,057,264.09 $95,118.30 $29,144.57 $124,262.88 30 $1,962,145.78 42 21/08/2027

4 $1,962,145.78 $96,465.81 $27,797.07 $124,262.88 30 $1,865,679.97 43 20/09/2027

4 $1,865,679.97 $97,832.41 $26,430.47 $124,262.88 30 $1,767,847.55 44 20/10/2027

4 $1,767,847.55 $99,218.37 $25,044.51 $124,262.88 30 $1,668,629.18 45 19/11/2027

4 $1,668,629.18 $100,623.97 $23,638.91 $124,262.88 30 $1,568,005.22 46 19/12/2027

4 $1,568,005.22 $102,049.47 $22,213.41 $124,262.88 30 $1,465,955.75 47 18/01/2028

4 $1,465,955.75 $103,495.17 $20,767.71 $124,262.88 30 $1,362,460.57 48 17/02/2028

5 $1,362,460.57 $104,961.35 $19,301.52 $124,262.88 30 $1,257,499.22 49 18/03/2028

5 $1,257,499.22 $106,448.31 $17,814.57 $124,262.88 30 $1,151,050.91 50 17/04/2028

5 $1,151,050.91 $107,956.32 $16,306.55 $124,262.88 30 $1,043,094.59 51 17/05/2028

5 $1,043,094.59 $109,485.71 $14,777.17 $124,262.88 30 $933,608.88 52 16/06/2028

5 $933,608.88 $111,036.75 $13,226.13 $124,262.88 30 $822,572.13 53 16/07/2028

5 $822,572.13 $112,609.77 $11,653.11 $124,262.88 30 $709,962.36 54 15/08/2028

5 $709,962.36 $114,205.08 $10,057.80 $124,262.88 30 $595,757.28 55 14/09/2028

5 $595,757.28 $115,822.98 $8,439.89 $124,262.88 30 $479,934.29 56 14/10/2028

5 $479,934.29 $117,463.81 $6,799.07 $124,262.88 30 $362,470.48 57 13/11/2028

5 $362,470.48 $119,127.88 $5,135.00 $124,262.88 30 $243,342.60 58 13/12/2028

5 $243,342.60 $120,815.53 $3,447.35 $124,262.88 30 $122,527.08 59 12/01/2029

5 $122,527.08 $122,527.08 $1,735.80 $124,262.88 30 $0.00 60 11/02/2029

https://www.nafin.com/portalnf/content/herramientas-de-negocio/simulador-de-creditos/simulador-de-creditos.do Página 3 de 3