Regresión Logística Estudiantes Real Stadistics 05ago22

CASO 1: Una entidad financiera requiere establecer un modelo que le permita determinar si realiza o
Los datos de entrada son del modelo serían Ingresos, Deudas y Patrimonio.
A través de un modelo de Regresión Logística determine la manera de aceptar o no solicitudes de cré
DIAGNÓSTICO
INGRESOS DEUDAS PATRIMONIO
DE CRÉDITO (Y)
$ 7,800,000 $ 2,200,000 $ 45,000,000 1
$ 5,983,589 $ 1,900,000 $ 36,000,000 1

$ 3,000,000 $ 1,870,322 $ 41,547,868 0
$ 7,564,474 $ 1,946,669 $
ROC Curve
26,076,949 0
$ 5,486,811 $1 2,600,000 $ 24,807,613 1
$ 3,782,653 0.9
$ 735,498 $ 13,492,172 1
$ 0.8
4,053,910 $ 1,000,000 $ 26,468,355 1
True Positive Rate
0.7
$ 2,229,825 0.6
$ 1,159,738 $ 24,000,000 0
$ 5,313,212 0.5
$ 1,472,702 $ 28,000,000 1
$ 3,797,246 0.4
$ 1,874,227 $ 32,000,000 0
$ 4,708,501 0.3
$ 2,492,295 $ 63,261,912 1
$ 0.2
3,671,687 $ 1,335,263 $ 26,072,212 1
0.1
$ 4,717,841 $0 789,672 $ 64,041,169 1
$ 1,500,000 $ 0.5 1,300,000
0.55 0.6 $ 12,000,000
0.65 0.7 0.75 0.8 0.850 0.9 0.95 1
$ 6,255,498 $ 3,200,000 $ 63,126,829
False Positive Rate
1
$ 1,047,241 $ 869,559 $ 5,000,000 0
$ 1,280,820 $ 751,100 $ 11,000,000 0
$ 3,437,508 $ 2,388,460 $ 20,000,000 0
$ 6,459,738 $ 4,000,000 $ 31,000,000 0
$ 4,565,004 $ 2,500,000 $ 45,000,000 1
$ 1,255,745 $ 950,000 $ 2,500,000 0
$ 7,890,679 $ 3,000,000 $ 75,000,000 1
$ 7,500,000 $ 3,500,000 $ 10,982,440 0
$ 1,249,357 $ 923,335 $ 9,000,000 0
$ 1,563,303 $ 2,500,000 $ 5,000,000 0
$ 5,114,552 $ 2,300,000 $ 14,404,699 1
$ 3,352,019 $ 2,800,000 $ 6,000,000 0
$ 5,000,000 $ 6,000,000 $ 6,000,000 0
$ 2,512,597 $ 1,134,701 $ 17,000,000 0
$ 2,000,000 $ 1,467,661 $ 36,000,000 0
$ 2,979,152 $ 1,365,944 $ 14,968,864 0
$ 7,420,308 $ 2,292,033 $ 55,000,000 1
$ 3,779,187 $ 1,800,000 $ 33,000,000 0
$ 5,865,636 $ 3,500,000 $ 21,000,000 0
Beta 0
$ 9,000,000 Beta 1
$ 2,500,000 Beta 2
$ 19,000,000 Beta 3
〖𝑃𝑟𝑜𝑏𝑎〗 _𝑒𝑣𝑒𝑛𝑡𝑜/ 〖𝑃𝑟𝑜𝑏𝑎〗 _(𝑛𝑜 ODD
𝑒𝑣𝑒𝑛𝑡𝑜) =𝑒^(𝛽_0+𝛽_1 𝑋_1+…+𝛽_𝑛 Parámetro ODD>5

𝑋_𝑛 )
𝑃=1/(1+𝑒^(−(𝛽_0+𝛽_1 𝑋_1+𝛽_2
𝑋_2+…+𝛽_𝑛 𝑋_𝑛)) ) Probabilidad (P)
ermita determinar si realiza o no préstamos a empresas.
nio.
aceptar o no solicitudes de crédito.
Logistic Regression
INGRESOS DEUDAS PATRIMONIO Success

#NAME? #NAME? #NAME? #NAME?
14
coeff b s.e. Wald
Intercept #NAME? #NAME? 4.10783140472
INGRESOS #NAME? #NAME? #NAME?
DEUDAS #NAME? #NAME? #NAME?
PATRIMONIO #NAME? #NAME? #NAME?
=-36740 + (0,0000011678*ingresos)-(0,0000020839*deudas)+(0,00000839*p
3.2207
aplicar formula de
25.04
exponente
aplicar formula de
exponente pero con
0.0399290505708543 negativo de la
formula
1.03992905057085
96.16%
Failure Total p-Obs p-Pred Suc-Pred Fail-Pred LL
#NAME? 1 0 0.02096651749 0.020966517 0.979033483 -0.02118944
#NAME? #NAME? #NAME? #NAME? #NAME? #NAME? 0
#NAME? #NAME? 14 #NAME? -0.02118944
p-value exp(b) lower upper
0.0426850621895 0.02537108058
#NAME? #NAME? 1.0000001263 1.00000220923
*deudas)+(0,00000839*patrimonio)
% Correct HL Stat Coeff LL0 -23.034809751256
100 0.021415527 LL1 -11.431868281265
#NAME? 0 #NAME?
#NAME? 0 #NAME? Chi-Sq 23.2058829399821
#NAME? 0 #NAME? df 3
#NAME? 0 #NAME? p-value 0.000036583
#NAME? 0 alpha 0.05
#NAME? 0 sig yes
#NAME? 0
#NAME? 0 R-Sq (L) 0.503713362310637
#NAME? 0 R-Sq (CS) 0.494661091482782
#NAME? 0 R-Sq (N) 0.666614395609083
#NAME? 0
#NAME? 0 Hosmer 39.202529317039
#NAME? 0 df 32
#NAME? 0 p-value 0.178146527468531
#NAME? 0 alpha 0.05
#NAME? 0 sig no
#NAME? 0
#NAME? 0
#NAME? 0
#NAME? 0
#NAME? 0
#NAME? 0
#NAME? 0
#NAME? 0
#NAME? 0
#NAME? 0
#NAME? 0
#NAME? 0
#NAME? 0
#NAME? 0
#NAME? 0
#NAME? 0
#NAME? 0
91.17647059 39.20252932
Covariance
Converge
Matrix
#NAME? #NAME? #NAME? #NAME? #NAME?
Classification
ROC Table
Table
Suc-Obs Fail-Obs p-Pred

Suc-Pred 12 1 13
Fail-Pred 2 19 21 #NAME?
14 20 34 #NAME?
#NAME?
Accuracy 0.857142857 0.95 0.911764706 #NAME?
#NAME?
Cutoff 0.5 #NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
Failure Success Fail-Cum Suc-Cum FPR TPR AUC
0 0 1 1 0.05
#NAME? #NAME? 1 0 #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? #NAME? #NAME? #NAME?
0.942857143
CASO 2: Una empresa dedicada a la prestación de servicios de consultorías financieras, requiere determi
para organizaciones, es decir, un modelo que a través del análisis de algunas variables pueda establecer s
o no viable.
Supóngase:
Cero (0): No viable
Uno (1): Viable
Ganancias Activos corrientes Total de activos EMPRESA VIABLE

acumuladas totales
$ 11,271,466 $ 101,525,816 $ 139,283,970 0
$ 10,215,346 $ 93,962,211 $ 130,433,373 0 ROC Curve
$ 27,617,370 $ 311,279,234 $ 351,010,703 0
1
$ 16,257,507 $ 252,481,280 $ 294,400,277 0.9 0
$ 15,176,485 $ 75,310,494 $ 80,221,412 0.8 0
$ 16,257,624 $ 74,765,463 $ 78,945,354 1
True Positive Rate

0.7
$ 15,068,946 $ 10,550,843 $ 47,125,306 0.6 1
0.5
$ 14,894,991 $ 10,899,841 $ 46,532,024 1
0.4
$ 132,439,628 $ 141,806,142 $ 441,212,689 0.3 1
$ 134,697,070 $ 143,874,647 $ 421,929,835 0.2 1
$ 4,592,015 $ 12,356,485 $ 16,724,227 0.1 1
$ 5,602,656 $ 12,442,527 $ 14,764,791 0 1
0.5 0.55 0.6 0.65 0.7 0.75 0.8 0
$ 88,320,309 $ 111,993,174 $ 399,242,799 1
$ 88,270,468 $ 98,277,698 $ 374,790,612 1 False Positive Rate
$ 3,189,357 $ 13,051,508 $ 14,096,221 1
$ 2,993,265 $ 11,775,171 $ 12,210,041 1
$ 4,645,056 $ 17,140,322 $ 19,097,395 1
$ 4,904,808 $ 17,377,333 $ 18,575,197 1
$ 10,886,586 $ 3,612,419 $ 29,843,579 1
$ 11,095,550 $ 3,009,347 $ 24,567,669 1
$ 67,102,453 $ 28,237,167 $ 143,033,261 1
$ 69,100,010 $ 32,697,475 $ 148,023,914 1
$ 67,704,349 $ 32,226,071 $ 150,855,977 1
$ 67,102,453 $ 28,237,167 $ 143,033,261 1
$ 5,413,747 $ 782,165 $ 13,063,503 1
$ 4,951,615 $ 885,547 $ 12,653,384 1
$ 1,800,000 $ 20,689,427 $ 29,762,263 0
$ 259,118 $ 29,112,399 $ 40,127,121 0
$ 19,302,170 $ 50,656,388 $ 137,551,337 0
$ 17,309,225 $ 41,948,952 $ 120,102,597 0
$ 533,252 $ 6,100,098 $ 46,877,118 0
$ 2,659,982 $ 10,266,189 $ 34,350,057 0
$ 13,818,685 $ 52,572,005 $ 93,057,113 0
$ 7,256,250 $ 44,844,603 $ 72,490,038 0
$ 18,696,530 $ 46,527,059 $ 89,645,494 1
$ 16,870,914 $ 50,552,855 $ 98,469,487 0
-$ 986,691 $ 5,544,269 $ 132,293,212 0
$ 1,834,612 $ 7,060,693 $ 138,616,419 0
$ 196,081 $ 3,221,382 $ 13,988,662 0
$ 1,215 $ 3,719,797 $ 7,398,833 0
$ 4,263,868 $ 8,209,694 $ 9,669,885 1
$ 4,189,229 $ 7,935,284 $ 9,405,618 1
$ 6,282,967 $ 5,977,364 $ 9,807,953 1
$ 22,000,000 $ 71,890,608 $ 73,317,993 0
$ 734,085,337 $ 1,046,174,866 $ 1,164,226,817 1
$ 375,890,464 $ 620,970,585 $ 1,114,419,784 1
$ 42,995,350 $ 145,491,697 $ 188,164,628 1
$ 416,599 $ 10,182,147 $ 14,700,063 0
$ 520,847 $ 11,893,865 $ 16,268,465 0
$ 11,942,695 $ 2,296,258 $ 31,048,523 1
$ 12,335,515 $ 2,259,627 $ 29,194,543 1
$ 10,056,209 $ 10,609,609 $ 19,883,218 1
$ 8,003,012 $ 11,101,010 $ 20,012,838 1
$ 45,015,914 $ 108,579,156 $ 269,431,998 0
$ 41,994,980 $ 86,689,134 $ 248,373,667 0
$ 7,000,000 $ 8,234,882 $ 38,788,647 0
$ 3,000,000 $ 7,245,503 $ 38,118,880 0
$ 1,892,671 $ 20,041,440 $ 35,584,657 0
$ 3,059,593 $ 19,394,459 $ 35,139,992 0
$ 1,334,408 $ 13,651,279 $ 122,616,967 0
$ 4,421,606 $ 7,601,548 $ 102,724,434 0
$ 5,000,000 $ 86,858,738 $ 127,333,219 0
$ 7,500,000 $ 81,916,632 $ 100,666,331 0
$ 45,430,555 $ 24,729,433 $ 326,591,855 0
$ 36,458,256 $ 217,889,985 $ 305,496,454 0
$ 23,832 $ 2,167,317 $ 12,820,421 0
$ 2,000,000 $ 1,632,379 $ 10,561,375 0
$ 90,362,212 $ 453,690,923 $ 470,456,435 0
$ 65,087,066 $ 380,976,243 $ 393,218,707 0
$ 3,000,000 $ 1,726,939 $ 5,593,974 0
$ 55,532,139 $ 99,379,871 $ 118,802,734 1
$ 56,161,164 $ 58,762,155 $ 76,817,672 1
$ 5,833,192 $ 22,793,527 $ 37,165,458 0
$ 5,498,980 $ 19,882,230 $ 34,571,799 0
$ 331,934,532 $ 297,582,797 $ 663,666,125 1
$ 305,105,337 $ 197,724,070 $ 546,630,718 1
$ 59,328,058 $ 141,935,510 $ 143,476,456 1
$ 46,693,911 $ 132,313,164 $ 134,142,677 1
$ 100,000,000 $ 651,901,318 $ 1,399,599,143 0
$ 40,000,000 $ 549,510,153 $ 1,038,433,328 0
$ 8,809,492 $ 40,315,306 $ 44,849,751 0
$ 60,000,000 $ 16,875,596 $ 18,772,009 0
$ 900,000 $ 13,370,101 $ 16,861,619 0
$ 6,715,875 $ 19,645,270 $ 31,281,165 1
$ 6,708,625 $ 17,463,729 $ 29,887,630 1
$ 1,546,343 $ 5,754,176 $ 26,579,105 0
$ 1,475,020 $ 4,524,003 $ 14,622,350 0
$ 29,111,695 $ 11,473,739 $ 58,193,827 1
$ 26,791,857 $ 7,468,824 $ 52,636,003 1
$ 44,248,972 $ 305,579,401 $ 384,051,400 0
$ 28,936,453 $ 199,353,769 $ 264,236,193 0
$ 509,209 $ 3,215,538 $ 10,305,920 0
$ 814,576 $ 5,339,429 $ 12,775,981 0
$ 2,376,067 $ 9,331,747 $ 45,683,442 0
$ 2,714,332 $ 10,979,547 $ 17,074,171 0
$ 9,889,132 $ 16,246,159 $ 16,264,924 1
$ 5,237,227 $ 36,689,586 $ 39,728,018 0
$ 4,518,189 $ 31,962,275 $ 37,212,927 0
$ 2,723,069 $ 11,615,178 $ 11,914,299 1
$ 2,582,853 $ 10,521,326 $ 11,733,515 1
$ 8,109,479 $ 25,404,247 $ 47,417,944 0
$ 6,492,956 $ 27,465,800 $ 50,082,803 0
$ 6,213,913 $ 134,851,394 $ 145,078,876 0
$ 3,727,893 $ 101,618,324 $ 103,858,519 0
$ 800,000,000 $ 1,500,000,000 $ 7,934,231,311 0
$ 689,707,719 $ 1,969,293,526 $ 8,333,006,622 0
$ 80,000,000 $ 1,056,962 $ 300,891,997 0
$ 7,891,961 $ 64,587,689 $ 67,893,006 0
$ 5,226,050 $ 61,502,731 $ 67,823,593 0
$ 35,695,310 $ 84,102,092 $ 289,603,870 0
$ 26,502,827 $ 67,516,235 $ 134,607,048 0
$ 393,613 $ 2,162,122 $ 4,967,741 0
$ 930,509 $ 6,396,152 $ 9,044,861 0
$ 16,062,384 $ 163,272,393 $ 259,716,623 0
$ 2,793,237 $ 131,225,892 $ 230,356,159 0
$ 7,254,850 $ 28,252,400 $ 101,299,051 0
$ 5,428,734 $ 27,088,386 $ 50,616,348 0
$ 7,138,183 $ 36,058,410 $ 115,379,558 0
$ 5,687,147 $ 33,346,064 $ 58,840,559 0
$ 1,275,340 $ 13,165,651 $ 88,135,906 0
$ 1,003,896 $ 11,423,604 $ 43,146,158 0
$ 665,912 $ 2,187,405 $ 14,938,193 0
$ 708,315 $ 2,418,951 $ 8,312,583 0
$ 3,566,916 $ 93,961,729 $ 99,037,462 0
$ 2,879,671 $ 51,345,940 $ 65,532,444 0
$ 295,203 $ 29,929,357 $ 81,841,450 0
-$ 571,226 $ 26,670,780 $ 77,806,532 0
$ 132,876 $ 1,262,160 $ 1,853,976 0
$ 13,908,754 $ 23,502,052 $ 96,622,386 0
$ 12,109,433 $ 24,681,055 $ 80,220,053 0
$ 3,577,939 $ 6,583,748 $ 8,043,283 1
$ 3,246,505 $ 5,810,050 $ 7,228,716 1
$ 18,442,543 $ 32,902,554 $ 50,815,898 1
$ 13,457,792 $ 26,579,698 $ 44,096,042 1
$ 10,195,217 $ 10,982,015 $ 21,587,743 1
$ 8,241,178 $ 11,545,602 $ 21,240,247 1
$ 28,244,949 $ 342,406,768 $ 356,546,806 0
$ 975,390 $ 10,052,606 $ 92,061,553 0
$ 964,919 $ 10,838,796 $ 45,660,184 0
$ 6,365,681 $ 7,982,467 $ 18,306,857 1
$ 6,434,879 $ 3,629,681 $ 11,695,891 1
$ 20,000,000 $ 22,730,868 $ 64,718,620 0
$ 21,000,000 $ 28,829,006 $ 63,888,114 0
$ 3,000,000 $ 34,943,080 $ 38,456,928 0
$ 1,433,220 $ 33,662,022 $ 36,964,978 0
$ 35,096,688 $ 135,385,991 $ 151,929,600 1
$ 25,590,896 $ 98,259,953 $ 110,225,012 1
$ 31,000,000 $ 11,415,861 $ 131,700,993 0
$ 2,000,000 $ 11,037,981 $ 131,471,976 0
$ 5,197,412 $ 28,514,811 $ 29,164,762 0
$ 12,000,000 $ 3,256,235 $ 3,267,650 0
$ 12,976,824 $ 45,364,730 $ 49,483,515 1
$ 9,671,164 $ 37,536,220 $ 43,281,643 1
$ 4,191,817 $ 31,611,059 $ 42,980,622 0
$ 2,923,337 $ 27,168,521 $ 39,590,078 0
$ 7,000,000 $ 15,774,135 $ 69,594,367 0
$ 9,000,000 $ 14,822,204 $ 57,018,107 0
$ 60,842,793 $ 280,249,771 $ 313,326,461 0
$ 93,592,401 $ 307,034,393 $ 322,815,419 1
$ 20,000,000 $ 4,238,412 $ 87,989,461 0
$ 2,008,117 $ 24,548,205 $ 46,668,975 0
$ 500,000 $ 24,004,010 $ 44,851,635 0
$ 32,000,000 $ 65,000,000 $ 92,970,438 1
$ 10,059,218 $ 34,768,565 $ 78,052,356 0
$ 2,625,093 $ 54,845,062 $ 93,060,156 0
$ 9,116,403 $ 54,568,174 $ 92,339,294 0
$ 26,482,642 $ 38,061,645 $ 83,032,164 0
$ 80,000,000 $ 54,009,559 $ 97,194,862 1
$ 3,943,885 $ 24,962,425 $ 42,841,662 0
$ 4,529,746 $ 24,645,635 $ 42,995,568 0
$ 65,000,000 $ 17,592,059 $ 39,341,779 1
$ 58,000,000 $ 19,461,274 $ 41,904,137 1
$ 3,249,492 $ 11,000,000 $ 19,000,000 0
$ 2,000,000 $ 5,000,000 $ 21,478,206 0
$ 30,000,000 $ 15,089,370 $ 45,522,666 1
$ 60,000,000 $ 11,471,149 $ 42,049,655 1
$ 2,983,429 $ 26,804,428 $ 38,816,401 0
$ 800,000 $ 20,000,000 $ 38,332,155 0
$ 2,895,484 $ 15,582,692 $ 23,973,831 0
Se debe correr el modelo sin la variable Activos Corrientes Totales
Ganancias
Total de activos EMPRESA VIABLE
acumuladas
$ 11,271,466 $ 139,283,970 0
$ 10,215,346 $ 130,433,373 0
$ 27,617,370 $ 351,010,703 0
$ 16,257,507 $ 294,400,277 0
$ 15,176,485 $ 80,221,412 0
$ 16,257,624 $ 78,945,354 1
$ 15,068,946 $ 47,125,306 1
$ 14,894,991 $ 46,532,024 1 ROC Curve
$ 132,439,628 $ 441,212,689 1
1
$ 134,697,070 $ 421,929,835 1 0.9
$ 4,592,015 $ 16,724,227 1 0.8
$ 5,602,656 $ 14,764,791 1
True Positive Rate

0.7
$ 88,320,309 $ 399,242,799 1 0.6
$ 88,270,468 $ 374,790,612 1 0.5
0.4
$ 3,189,357 $ 14,096,221 1 0.3
$ 2,993,265 $ 12,210,041 1 0.2
$ 4,645,056 $ 19,097,395 1 0.1
$ 4,904,808 $ 18,575,197 1 0
0.5 0.55 0.6 0.65 0.7 0.75 0.8 0
$ 10,886,586 $ 29,843,579 1
$ 11,095,550 $ 24,567,669 1 False Positive Rate
$ 67,102,453 $ 143,033,261 1
$ 69,100,010 $ 148,023,914 1
$ 67,704,349 $ 150,855,977 1
$ 67,102,453 $ 143,033,261 1
$ 5,413,747 $ 13,063,503 1
$ 4,951,615 $ 12,653,384 1
$ 1,800,000 $ 29,762,263 0
$ 259,118 $ 40,127,121 0
$ 19,302,170 $ 137,551,337 0
$ 17,309,225 $ 120,102,597 0
$ 533,252 $ 46,877,118 0
$ 2,659,982 $ 34,350,057 0
$ 13,818,685 $ 93,057,113 0
$ 7,256,250 $ 72,490,038 0
$ 18,696,530 $ 89,645,494 1
$ 16,870,914 $ 98,469,487 0
-$ 986,691 $ 132,293,212 0
$ 1,834,612 $ 138,616,419 0
$ 196,081 $ 13,988,662 0
$ 1,215 $ 7,398,833 0
$ 4,263,868 $ 9,669,885 1
$ 4,189,229 $ 9,405,618 1
$ 6,282,967 $ 9,807,953 1
$ 22,000,000 $ 73,317,993 0
$ 734,085,337 $ 1,164,226,817 1
$ 375,890,464 $ 1,114,419,784 1
$ 42,995,350 $ 188,164,628 1
$ 416,599 $ 14,700,063 0
$ 520,847 $ 16,268,465 0
$ 11,942,695 $ 31,048,523 1
$ 12,335,515 $ 29,194,543 1
$ 10,056,209 $ 19,883,218 1
$ 8,003,012 $ 20,012,838 1
$ 45,015,914 $ 269,431,998 0
$ 41,994,980 $ 248,373,667 0
$ 7,000,000 $ 38,788,647 0
$ 3,000,000 $ 38,118,880 0
$ 1,892,671 $ 35,584,657 0
$ 3,059,593 $ 35,139,992 0
$ 1,334,408 $ 122,616,967 0
$ 4,421,606 $ 102,724,434 0
$ 5,000,000 $ 127,333,219 0
$ 7,500,000 $ 100,666,331 0
$ 45,430,555 $ 326,591,855 0
$ 36,458,256 $ 305,496,454 0
$ 23,832 $ 12,820,421 0
$ 2,000,000 $ 10,561,375 0
$ 90,362,212 $ 470,456,435 0
$ 65,087,066 $ 393,218,707 0
$ 3,000,000 $ 5,593,974 0
$ 55,532,139 $ 118,802,734 1
$ 56,161,164 $ 76,817,672 1
$ 5,833,192 $ 37,165,458 0
$ 5,498,980 $ 34,571,799 0
$ 331,934,532 $ 663,666,125 1
$ 305,105,337 $ 546,630,718 1
$ 59,328,058 $ 143,476,456 1
$ 46,693,911 $ 134,142,677 1
$ 100,000,000 $ 1,399,599,143 0
$ 40,000,000 $ 1,038,433,328 0
$ 8,809,492 $ 44,849,751 0
$ 60,000,000 $ 18,772,009 0
$ 900,000 $ 16,861,619 0
$ 6,715,875 $ 31,281,165 1
$ 6,708,625 $ 29,887,630 1
$ 1,546,343 $ 26,579,105 0
$ 1,475,020 $ 14,622,350 0
$ 29,111,695 $ 58,193,827 1
$ 26,791,857 $ 52,636,003 1
$ 44,248,972 $ 384,051,400 0
$ 28,936,453 $ 264,236,193 0
$ 509,209 $ 10,305,920 0
$ 814,576 $ 12,775,981 0
$ 2,376,067 $ 45,683,442 0
$ 2,714,332 $ 17,074,171 0
$ 9,889,132 $ 16,264,924 1
$ 5,237,227 $ 39,728,018 0
$ 4,518,189 $ 37,212,927 0
$ 2,723,069 $ 11,914,299 1
$ 2,582,853 $ 11,733,515 1
$ 8,109,479 $ 47,417,944 0
$ 6,492,956 $ 50,082,803 0
$ 6,213,913 $ 145,078,876 0
$ 3,727,893 $ 103,858,519 0
$ 800,000,000 $ 7,934,231,311 0
$ 689,707,719 $ 8,333,006,622 0
$ 80,000,000 $ 300,891,997 0
$ 7,891,961 $ 67,893,006 0
$ 5,226,050 $ 67,823,593 0
$ 35,695,310 $ 289,603,870 0
$ 26,502,827 $ 134,607,048 0
$ 393,613 $ 4,967,741 0
$ 930,509 $ 9,044,861 0
$ 16,062,384 $ 259,716,623 0
$ 2,793,237 $ 230,356,159 0
$ 7,254,850 $ 101,299,051 0
$ 5,428,734 $ 50,616,348 0
$ 7,138,183 $ 115,379,558 0
$ 5,687,147 $ 58,840,559 0
$ 1,275,340 $ 88,135,906 0
$ 1,003,896 $ 43,146,158 0
$ 665,912 $ 14,938,193 0
$ 708,315 $ 8,312,583 0
$ 3,566,916 $ 99,037,462 0
$ 2,879,671 $ 65,532,444 0
$ 295,203 $ 81,841,450 0
-$ 571,226 $ 77,806,532 0
$ 132,876 $ 1,853,976 0
$ 13,908,754 $ 96,622,386 0
$ 12,109,433 $ 80,220,053 0
$ 3,577,939 $ 8,043,283 1
$ 3,246,505 $ 7,228,716 1
$ 18,442,543 $ 50,815,898 1
$ 13,457,792 $ 44,096,042 1
$ 10,195,217 $ 21,587,743 1
$ 8,241,178 $ 21,240,247 1
$ 28,244,949 $ 356,546,806 0
$ 975,390 $ 92,061,553 0
$ 964,919 $ 45,660,184 0
$ 6,365,681 $ 18,306,857 1
$ 6,434,879 $ 11,695,891 1
$ 20,000,000 $ 64,718,620 0
$ 21,000,000 $ 63,888,114 0
$ 3,000,000 $ 38,456,928 0
$ 1,433,220 $ 36,964,978 0
$ 35,096,688 $ 151,929,600 1
$ 25,590,896 $ 110,225,012 1
$ 31,000,000 $ 131,700,993 0
$ 2,000,000 $ 131,471,976 0
$ 5,197,412 $ 29,164,762 0
$ 12,000,000 $ 3,267,650 0
$ 12,976,824 $ 49,483,515 1
$ 9,671,164 $ 43,281,643 1
$ 4,191,817 $ 42,980,622 0
$ 2,923,337 $ 39,590,078 0
$ 7,000,000 $ 69,594,367 0
$ 9,000,000 $ 57,018,107 0
$ 60,842,793 $ 313,326,461 0
$ 93,592,401 $ 322,815,419 1
$ 20,000,000 $ 87,989,461 0
$ 2,008,117 $ 46,668,975 0
$ 500,000 $ 44,851,635 0
$ 32,000,000 $ 92,970,438 1
$ 10,059,218 $ 78,052,356 0
$ 2,625,093 $ 93,060,156 0
$ 9,116,403 $ 92,339,294 0
$ 26,482,642 $ 83,032,164 0
$ 80,000,000 $ 97,194,862 1
$ 3,943,885 $ 42,841,662 0
$ 4,529,746 $ 42,995,568 0
$ 65,000,000 $ 39,341,779 1
$ 58,000,000 $ 41,904,137 1
$ 3,249,492 $ 19,000,000 0
$ 2,000,000 $ 21,478,206 0
$ 30,000,000 $ 45,522,666 1
$ 60,000,000 $ 42,049,655 1
$ 2,983,429 $ 38,816,401 0
$ 800,000 $ 38,332,155 0
$ 2,895,484 $ 23,973,831 0
Rta// El modelo no es viable con las variables inicialmente pensadas por la consultoría, las variables que debe t
nsultorías financieras, requiere determinar un modelo de viabilidad financiera
de algunas variables pueda establecer si financieramente una organización es
ROC Curve Logistic Regression
Ganancias acumuladas Activos corrientes totales Total de activos

$ 11,271,466 $ 101,525,816 $ 139,283,970
$ 10,215,346 $ 93,962,211 $ 130,433,373
$ 27,617,370 $ 311,279,234 $ 351,010,703
$ 16,257,507 $ 252,481,280 $ 294,400,277
$ 15,176,485 $ 75,310,494 $ 80,221,412
$ 16,257,624 $ 74,765,463 $ 78,945,354
$ 15,068,946 $ 10,550,843 $ 47,125,306
$ 14,894,991 $ 10,899,841 $ 46,532,024
5 0.55 0.6 0.65 0.7 0.75 0.8 0.85 0.9 0.95 1
$ 132,439,628 $ 141,806,142 $ 441,212,689
False Positive Rate $ 134,697,070 $ 143,874,647 $ 421,929,835
$ 4,592,015 $ 12,356,485 $ 16,724,227
$ 5,602,656 $ 12,442,527 $ 14,764,791
$ 88,320,309 $ 111,993,174 $ 399,242,799
$ 88,270,468 $ 98,277,698 $ 374,790,612
$ 3,189,357 $ 13,051,508 $ 14,096,221
$ 2,993,265 $ 11,775,171 $ 12,210,041
$ 4,645,056 $ 17,140,322 $ 19,097,395
$ 4,904,808 $ 17,377,333 $ 18,575,197
$ 10,886,586 $ 3,612,419 $ 29,843,579
$ 11,095,550 $ 3,009,347 $ 24,567,669
$ 67,102,453 $ 28,237,167 $ 143,033,261
$ 69,100,010 $ 32,697,475 $ 148,023,914
$ 67,704,349 $ 32,226,071 $ 150,855,977
$ 67,102,453 $ 28,237,167 $ 143,033,261
$ 5,413,747 $ 782,165 $ 13,063,503
$ 4,951,615 $ 885,547 $ 12,653,384
$ 1,800,000 $ 20,689,427 $ 29,762,263
$ 259,118 $ 29,112,399 $ 40,127,121
$ 19,302,170 $ 50,656,388 $ 137,551,337
$ 17,309,225 $ 41,948,952 $ 120,102,597
$ 533,252 $ 6,100,098 $ 46,877,118
$ 2,659,982 $ 10,266,189 $ 34,350,057
$ 13,818,685 $ 52,572,005 $ 93,057,113
$ 7,256,250 $ 44,844,603 $ 72,490,038
$ 18,696,530 $ 46,527,059 $ 89,645,494
$ 16,870,914 $ 50,552,855 $ 98,469,487
-$ 986,691 $ 5,544,269 $ 132,293,212
$ 1,834,612 $ 7,060,693 $ 138,616,419
$ 196,081 $ 3,221,382 $ 13,988,662
$ 1,215 $ 3,719,797 $ 7,398,833
$ 4,263,868 $ 8,209,694 $ 9,669,885
$ 4,189,229 $ 7,935,284 $ 9,405,618
$ 6,282,967 $ 5,977,364 $ 9,807,953
$ 22,000,000 $ 71,890,608 $ 73,317,993
$ 734,085,337 $ 1,046,174,866 $ 1,164,226,817
$ 375,890,464 $ 620,970,585 $ 1,114,419,784
$ 42,995,350 $ 145,491,697 $ 188,164,628
$ 416,599 $ 10,182,147 $ 14,700,063
$ 520,847 $ 11,893,865 $ 16,268,465
$ 11,942,695 $ 2,296,258 $ 31,048,523
$ 12,335,515 $ 2,259,627 $ 29,194,543
$ 10,056,209 $ 10,609,609 $ 19,883,218
$ 8,003,012 $ 11,101,010 $ 20,012,838
$ 45,015,914 $ 108,579,156 $ 269,431,998
$ 41,994,980 $ 86,689,134 $ 248,373,667
$ 7,000,000 $ 8,234,882 $ 38,788,647
$ 3,000,000 $ 7,245,503 $ 38,118,880
$ 1,892,671 $ 20,041,440 $ 35,584,657
$ 3,059,593 $ 19,394,459 $ 35,139,992
$ 1,334,408 $ 13,651,279 $ 122,616,967
$ 4,421,606 $ 7,601,548 $ 102,724,434
$ 5,000,000 $ 86,858,738 $ 127,333,219
$ 7,500,000 $ 81,916,632 $ 100,666,331
$ 45,430,555 $ 24,729,433 $ 326,591,855
$ 36,458,256 $ 217,889,985 $ 305,496,454
$ 23,832 $ 2,167,317 $ 12,820,421
$ 2,000,000 $ 1,632,379 $ 10,561,375
$ 90,362,212 $ 453,690,923 $ 470,456,435
$ 65,087,066 $ 380,976,243 $ 393,218,707
$ 3,000,000 $ 1,726,939 $ 5,593,974
$ 55,532,139 $ 99,379,871 $ 118,802,734
$ 56,161,164 $ 58,762,155 $ 76,817,672
$ 5,833,192 $ 22,793,527 $ 37,165,458
$ 5,498,980 $ 19,882,230 $ 34,571,799
$ 331,934,532 $ 297,582,797 $ 663,666,125
$ 305,105,337 $ 197,724,070 $ 546,630,718
$ 59,328,058 $ 141,935,510 $ 143,476,456
$ 46,693,911 $ 132,313,164 $ 134,142,677
$ 100,000,000 $ 651,901,318 $ 1,399,599,143
$ 40,000,000 $ 549,510,153 $ 1,038,433,328
$ 8,809,492 $ 40,315,306 $ 44,849,751
$ 60,000,000 $ 16,875,596 $ 18,772,009
$ 900,000 $ 13,370,101 $ 16,861,619
$ 6,715,875 $ 19,645,270 $ 31,281,165
$ 6,708,625 $ 17,463,729 $ 29,887,630
$ 1,546,343 $ 5,754,176 $ 26,579,105
$ 1,475,020 $ 4,524,003 $ 14,622,350
$ 29,111,695 $ 11,473,739 $ 58,193,827
$ 26,791,857 $ 7,468,824 $ 52,636,003
$ 44,248,972 $ 305,579,401 $ 384,051,400
$ 28,936,453 $ 199,353,769 $ 264,236,193
$ 509,209 $ 3,215,538 $ 10,305,920
$ 814,576 $ 5,339,429 $ 12,775,981
$ 2,376,067 $ 9,331,747 $ 45,683,442
$ 2,714,332 $ 10,979,547 $ 17,074,171
$ 9,889,132 $ 16,246,159 $ 16,264,924
$ 5,237,227 $ 36,689,586 $ 39,728,018
$ 4,518,189 $ 31,962,275 $ 37,212,927
$ 2,723,069 $ 11,615,178 $ 11,914,299
$ 2,582,853 $ 10,521,326 $ 11,733,515
$ 8,109,479 $ 25,404,247 $ 47,417,944
$ 6,492,956 $ 27,465,800 $ 50,082,803
$ 6,213,913 $ 134,851,394 $ 145,078,876
$ 3,727,893 $ 101,618,324 $ 103,858,519
$ 800,000,000 $ 1,500,000,000 $ 7,934,231,311
$ 689,707,719 $ 1,969,293,526 $ 8,333,006,622
$ 80,000,000 $ 1,056,962 $ 300,891,997
$ 7,891,961 $ 64,587,689 $ 67,893,006
$ 5,226,050 $ 61,502,731 $ 67,823,593
$ 35,695,310 $ 84,102,092 $ 289,603,870
$ 26,502,827 $ 67,516,235 $ 134,607,048
$ 393,613 $ 2,162,122 $ 4,967,741
$ 930,509 $ 6,396,152 $ 9,044,861
$ 16,062,384 $ 163,272,393 $ 259,716,623
$ 2,793,237 $ 131,225,892 $ 230,356,159
$ 7,254,850 $ 28,252,400 $ 101,299,051
$ 5,428,734 $ 27,088,386 $ 50,616,348
$ 7,138,183 $ 36,058,410 $ 115,379,558
$ 5,687,147 $ 33,346,064 $ 58,840,559
$ 1,275,340 $ 13,165,651 $ 88,135,906
$ 1,003,896 $ 11,423,604 $ 43,146,158
$ 665,912 $ 2,187,405 $ 14,938,193
$ 708,315 $ 2,418,951 $ 8,312,583
$ 3,566,916 $ 93,961,729 $ 99,037,462
$ 2,879,671 $ 51,345,940 $ 65,532,444
$ 295,203 $ 29,929,357 $ 81,841,450
-$ 571,226 $ 26,670,780 $ 77,806,532
$ 132,876 $ 1,262,160 $ 1,853,976
$ 13,908,754 $ 23,502,052 $ 96,622,386
$ 12,109,433 $ 24,681,055 $ 80,220,053
$ 3,577,939 $ 6,583,748 $ 8,043,283
$ 3,246,505 $ 5,810,050 $ 7,228,716
$ 18,442,543 $ 32,902,554 $ 50,815,898
$ 13,457,792 $ 26,579,698 $ 44,096,042
$ 10,195,217 $ 10,982,015 $ 21,587,743
$ 8,241,178 $ 11,545,602 $ 21,240,247
$ 28,244,949 $ 342,406,768 $ 356,546,806
$ 975,390 $ 10,052,606 $ 92,061,553
$ 964,919 $ 10,838,796 $ 45,660,184
$ 6,365,681 $ 7,982,467 $ 18,306,857
$ 6,434,879 $ 3,629,681 $ 11,695,891
$ 20,000,000 $ 22,730,868 $ 64,718,620
$ 21,000,000 $ 28,829,006 $ 63,888,114
$ 3,000,000 $ 34,943,080 $ 38,456,928
$ 1,433,220 $ 33,662,022 $ 36,964,978
$ 35,096,688 $ 135,385,991 $ 151,929,600
$ 25,590,896 $ 98,259,953 $ 110,225,012
$ 31,000,000 $ 11,415,861 $ 131,700,993
$ 2,000,000 $ 11,037,981 $ 131,471,976
$ 5,197,412 $ 28,514,811 $ 29,164,762
$ 12,000,000 $ 3,256,235 $ 3,267,650
$ 12,976,824 $ 45,364,730 $ 49,483,515
$ 9,671,164 $ 37,536,220 $ 43,281,643
$ 4,191,817 $ 31,611,059 $ 42,980,622
$ 2,923,337 $ 27,168,521 $ 39,590,078
$ 7,000,000 $ 15,774,135 $ 69,594,367
$ 9,000,000 $ 14,822,204 $ 57,018,107
$ 60,842,793 $ 280,249,771 $ 313,326,461
$ 93,592,401 $ 307,034,393 $ 322,815,419
$ 20,000,000 $ 4,238,412 $ 87,989,461
$ 2,008,117 $ 24,548,205 $ 46,668,975
$ 500,000 $ 24,004,010 $ 44,851,635
$ 32,000,000 $ 65,000,000 $ 92,970,438
$ 10,059,218 $ 34,768,565 $ 78,052,356
$ 2,625,093 $ 54,845,062 $ 93,060,156
$ 9,116,403 $ 54,568,174 $ 92,339,294
$ 26,482,642 $ 38,061,645 $ 83,032,164
$ 80,000,000 $ 54,009,559 $ 97,194,862
$ 3,943,885 $ 24,962,425 $ 42,841,662
$ 4,529,746 $ 24,645,635 $ 42,995,568
$ 65,000,000 $ 17,592,059 $ 39,341,779
$ 58,000,000 $ 19,461,274 $ 41,904,137
$ 3,249,492 $ 11,000,000 $ 19,000,000
$ 2,000,000 $ 5,000,000 $ 21,478,206
$ 30,000,000 $ 15,089,370 $ 45,522,666
$ 60,000,000 $ 11,471,149 $ 42,049,655
$ 2,983,429 $ 26,804,428 $ 38,816,401
$ 800,000 $ 20,000,000 $ 38,332,155
$ 2,895,484 $ 15,582,692 $ 23,973,831
coeff b s.e.
Intercept #NAME? #NAME?
Ganancias acumuladas #NAME? #NAME?
Activos corrientes totales #NAME? #NAME?
Total de activos #NAME? #NAME?
Logistic Regression
# Iter
#NAME? #NAME? #NAME?
ROC Curve
Logistic Regression
Ganancias acumuladas Total de activos Success Failure

$ 11,271,466 $ 139,283,970 $ - $ 1
$ 10,215,346 $ 130,433,373 $ - $ 1
$ 27,617,370 $ 351,010,703 $ - $ 1
5 0.55 0.6 0.65 0.7 0.75 0.8 0.85 0.9 0.95 1
$ 16,257,507 $ 294,400,277 $ - $ 1
$ False Positive Rate
15,176,485 $ 80,221,412 $ - $ 1
$ 16,257,624 $ 78,945,354 $ 1 $ -
$ 15,068,946 $ 47,125,306 $ 1 $ -
$ 14,894,991 $ 46,532,024 $ 1 $ -
$ 132,439,628 $ 441,212,689 $ 1 $ -
$ 134,697,070 $ 421,929,835 $ 1 $ -
$ 4,592,015 $ 16,724,227 $ 1 $ -
$ 5,602,656 $ 14,764,791 $ 1 $ -
$ 88,320,309 $ 399,242,799 $ 1 $ -
$ 88,270,468 $ 374,790,612 $ 1 $ -
$ 3,189,357 $ 14,096,221 $ 1 $ -
$ 2,993,265 $ 12,210,041 $ 1 $ -
$ 4,645,056 $ 19,097,395 $ 1 $ -
$ 4,904,808 $ 18,575,197 $ 1 $ -
$ 10,886,586 $ 29,843,579 $ 1 $ -
$ 11,095,550 $ 24,567,669 $ 1 $ -
$ 67,102,453 $ 143,033,261 $ 1 $ -
$ 69,100,010 $ 148,023,914 $ 1 $ -
$ 67,704,349 $ 150,855,977 $ 1 $ -
$ 67,102,453 $ 143,033,261 $ 1 $ -
$ 5,413,747 $ 13,063,503 $ 1 $ -
$ 4,951,615 $ 12,653,384 $ 1 $ -
$ 1,800,000 $ 29,762,263 $ - $ 1
$ 259,118 $ 40,127,121 $ - $ 1
$ 19,302,170 $ 137,551,337 $ - $ 1
$ 17,309,225 $ 120,102,597 $ - $ 1
$ 533,252 $ 46,877,118 $ - $ 1
$ 2,659,982 $ 34,350,057 $ - $ 1
$ 13,818,685 $ 93,057,113 $ - $ 1
$ 7,256,250 $ 72,490,038 $ - $ 1
$ 18,696,530 $ 89,645,494 $ 1 $ -
$ 16,870,914 $ 98,469,487 $ - $ 1
-$ 986,691 $ 132,293,212 $ - $ 1
$ 1,834,612 $ 138,616,419 $ - $ 1
$ 196,081 $ 13,988,662 $ - $ 1
$ 1,215 $ 7,398,833 $ - $ 1
$ 4,263,868 $ 9,669,885 $ 1 $ -
$ 4,189,229 $ 9,405,618 $ 1 $ -
$ 6,282,967 $ 9,807,953 $ 1 $ -
$ 22,000,000 $ 73,317,993 $ - $ 1
$ 734,085,337 $ 1,164,226,817 $ 1 $ -
$ 375,890,464 $ 1,114,419,784 $ 1 $ -
$ 42,995,350 $ 188,164,628 $ 1 $ -
$ 416,599 $ 14,700,063 $ - $ 1
$ 520,847 $ 16,268,465 $ - $ 1
$ 11,942,695 $ 31,048,523 $ 1 $ -
$ 12,335,515 $ 29,194,543 $ 1 $ -
$ 10,056,209 $ 19,883,218 $ 1 $ -
$ 8,003,012 $ 20,012,838 $ 1 $ -
$ 45,015,914 $ 269,431,998 $ - $ 1
$ 41,994,980 $ 248,373,667 $ - $ 1
$ 7,000,000 $ 38,788,647 $ - $ 1
$ 3,000,000 $ 38,118,880 $ - $ 1
$ 1,892,671 $ 35,584,657 $ - $ 1
$ 3,059,593 $ 35,139,992 $ - $ 1
$ 1,334,408 $ 122,616,967 $ - $ 1
$ 4,421,606 $ 102,724,434 $ - $ 1
$ 5,000,000 $ 127,333,219 $ - $ 1
$ 7,500,000 $ 100,666,331 $ - $ 1
$ 45,430,555 $ 326,591,855 $ - $ 1
$ 36,458,256 $ 305,496,454 $ - $ 1
$ 23,832 $ 12,820,421 $ - $ 1
$ 2,000,000 $ 10,561,375 $ - $ 1
$ 90,362,212 $ 470,456,435 $ - $ 1
$ 65,087,066 $ 393,218,707 $ - $ 1
$ 3,000,000 $ 5,593,974 $ - $ 1
$ 55,532,139 $ 118,802,734 $ 1 $ -
$ 56,161,164 $ 76,817,672 $ 1 $ -
$ 5,833,192 $ 37,165,458 $ - $ 1
$ 5,498,980 $ 34,571,799 $ - $ 1
$ 331,934,532 $ 663,666,125 $ 1 $ -
$ 305,105,337 $ 546,630,718 $ 1 $ -
$ 59,328,058 $ 143,476,456 $ 1 $ -
$ 46,693,911 $ 134,142,677 $ 1 $ -
$ 100,000,000 $ 1,399,599,143 $ - $ 1
$ 40,000,000 $ 1,038,433,328 $ - $ 1
$ 8,809,492 $ 44,849,751 $ - $ 1
$ 60,000,000 $ 18,772,009 $ - $ 1
$ 900,000 $ 16,861,619 $ - $ 1
$ 6,715,875 $ 31,281,165 $ 1 $ -
$ 6,708,625 $ 29,887,630 $ 1 $ -
$ 1,546,343 $ 26,579,105 $ - $ 1
$ 1,475,020 $ 14,622,350 $ - $ 1
$ 29,111,695 $ 58,193,827 $ 1 $ -
$ 26,791,857 $ 52,636,003 $ 1 $ -
$ 44,248,972 $ 384,051,400 $ - $ 1
$ 28,936,453 $ 264,236,193 $ - $ 1
$ 509,209 $ 10,305,920 $ - $ 1
$ 814,576 $ 12,775,981 $ - $ 1
$ 2,376,067 $ 45,683,442 $ - $ 1
$ 2,714,332 $ 17,074,171 $ - $ 1
$ 9,889,132 $ 16,264,924 $ 1 $ -
$ 5,237,227 $ 39,728,018 $ - $ 1
$ 4,518,189 $ 37,212,927 $ - $ 1
$ 2,723,069 $ 11,914,299 $ 1 $ -
$ 2,582,853 $ 11,733,515 $ 1 $ -
$ 8,109,479 $ 47,417,944 $ - $ 1
$ 6,492,956 $ 50,082,803 $ - $ 1
$ 6,213,913 $ 145,078,876 $ - $ 1
$ 3,727,893 $ 103,858,519 $ - $ 1
$ 800,000,000 $ 7,934,231,311 $ - $ 1
$ 689,707,719 $ 8,333,006,622 $ - $ 1
$ 80,000,000 $ 300,891,997 $ - $ 1
$ 7,891,961 $ 67,893,006 $ - $ 1
$ 5,226,050 $ 67,823,593 $ - $ 1
$ 35,695,310 $ 289,603,870 $ - $ 1
$ 26,502,827 $ 134,607,048 $ - $ 1
$ 393,613 $ 4,967,741 $ - $ 1
$ 930,509 $ 9,044,861 $ - $ 1
$ 16,062,384 $ 259,716,623 $ - $ 1
$ 2,793,237 $ 230,356,159 $ - $ 1
$ 7,254,850 $ 101,299,051 $ - $ 1
$ 5,428,734 $ 50,616,348 $ - $ 1
$ 7,138,183 $ 115,379,558 $ - $ 1
$ 5,687,147 $ 58,840,559 $ - $ 1
$ 1,275,340 $ 88,135,906 $ - $ 1
$ 1,003,896 $ 43,146,158 $ - $ 1
$ 665,912 $ 14,938,193 $ - $ 1
$ 708,315 $ 8,312,583 $ - $ 1
$ 3,566,916 $ 99,037,462 $ - $ 1
$ 2,879,671 $ 65,532,444 $ - $ 1
$ 295,203 $ 81,841,450 $ - $ 1
-$ 571,226 $ 77,806,532 $ - $ 1
$ 132,876 $ 1,853,976 $ - $ 1
$ 13,908,754 $ 96,622,386 $ - $ 1
$ 12,109,433 $ 80,220,053 $ - $ 1
$ 3,577,939 $ 8,043,283 $ 1 $ -
$ 3,246,505 $ 7,228,716 $ 1 $ -
$ 18,442,543 $ 50,815,898 $ 1 $ -
$ 13,457,792 $ 44,096,042 $ 1 $ -
$ 10,195,217 $ 21,587,743 $ 1 $ -
$ 8,241,178 $ 21,240,247 $ 1 $ -
$ 28,244,949 $ 356,546,806 $ - $ 1
$ 975,390 $ 92,061,553 $ - $ 1
$ 964,919 $ 45,660,184 $ - $ 1
$ 6,365,681 $ 18,306,857 $ 1 $ -
$ 6,434,879 $ 11,695,891 $ 1 $ -
$ 20,000,000 $ 64,718,620 $ - $ 1
$ 21,000,000 $ 63,888,114 $ - $ 1
$ 3,000,000 $ 38,456,928 $ - $ 1
$ 1,433,220 $ 36,964,978 $ - $ 1
$ 35,096,688 $ 151,929,600 $ 1 $ -
$ 25,590,896 $ 110,225,012 $ 1 $ -
$ 31,000,000 $ 131,700,993 $ - $ 1
$ 2,000,000 $ 131,471,976 $ - $ 1
$ 5,197,412 $ 29,164,762 $ - $ 1
$ 12,000,000 $ 3,267,650 $ - $ 1
$ 12,976,824 $ 49,483,515 $ 1 $ -
$ 9,671,164 $ 43,281,643 $ 1 $ -
$ 4,191,817 $ 42,980,622 $ - $ 1
$ 2,923,337 $ 39,590,078 $ - $ 1
$ 7,000,000 $ 69,594,367 $ - $ 1
$ 9,000,000 $ 57,018,107 $ - $ 1
$ 60,842,793 $ 313,326,461 $ - $ 1
$ 93,592,401 $ 322,815,419 $ 1 $ -
$ 20,000,000 $ 87,989,461 $ - $ 1
$ 2,008,117 $ 46,668,975 $ - $ 1
$ 500,000 $ 44,851,635 $ - $ 1
$ 32,000,000 $ 92,970,438 $ 1 $ -
$ 10,059,218 $ 78,052,356 $ - $ 1
$ 2,625,093 $ 93,060,156 $ - $ 1
$ 9,116,403 $ 92,339,294 $ - $ 1
$ 26,482,642 $ 83,032,164 $ - $ 1
$ 80,000,000 $ 97,194,862 $ 1 $ -
$ 3,943,885 $ 42,841,662 $ - $ 1
$ 4,529,746 $ 42,995,568 $ - $ 1
$ 65,000,000 $ 39,341,779 $ 1 $ -
$ 58,000,000 $ 41,904,137 $ 1 $ -
$ 3,249,492 $ 19,000,000 $ - $ 1
$ 2,000,000 $ 21,478,206 $ - $ 1
$ 30,000,000 $ 45,522,666 $ 1 $ -
$ 60,000,000 $ 42,049,655 $ 1 $ -
$ 2,983,429 $ 38,816,401 $ - $ 1
$ 800,000 $ 38,332,155 $ - $ 1
$ 2,895,484 $ 23,973,831 $ - $ 1
$ 64 $ 115
coeff b s.e. Wald

Intercept #NAME? #NAME? 3.25764180278684
Ganancias acumuladas #NAME? #NAME? #NAME?
Total de activos #NAME? #NAME? #NAME?
das por la consultoría, las variables que debe tener en cuenta para analizar la viabilidad de créditos son ganancias acumuladas y total d
Success Failure Total p-Obs p-Pred Suc-Pred Fail-Pred
$ - $ 1 $ 1 0 0.01016522 0.01016522 $ 1
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ 1 $ - $ 1 1 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ - $ 1 $ 1 0 #NAME? #NAME? #NAME?
$ 64 $ 115 $ 179 63.9993745 #NAME?
Wald p-value exp(b) lower upper

3.78054263663763 0.05185184 0.60226309
#NAME? #NAME? #NAME? 1.00000014 1.00000031
LL statistics
20 Alpha 0.05
#NAME? #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
Total p-Obs p-Pred Suc-Pred Fail-Pred LL % Correct

$ 1 0 0.0098193 0.0098193 $ 1 -0.00986783 100
$ 1 0 #NAME? #NAME? #NAME? 0 #NAME?
$ 179 64.000406 #NAME? -0.00986783 83.7988827
p-value exp(b) lower upper

0.0710913 0.62015089
#NAME? #NAME? 1.00000013 1.00000029
#NAME? #NAME? 0.99999993 0.99999997
n ganancias acumuladas y total de activos

LL % Correct Coeff LL0
-0.01021724 100 LL1
0 #NAME? #NAME?
0 #NAME? #NAME? Chi-Sq
0 #NAME? #NAME? df
0 #NAME? #NAME? p-value
0 #NAME? alpha
0 #NAME? sig
0 #NAME?
0 #NAME? R-Sq (L)
0 #NAME? R-Sq (CS)
0 #NAME? R-Sq (N)
0 #NAME? AIC
0 #NAME? BIC
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
0 #NAME?
-0.01021724 86.5921788
Covariance matrix Converge

#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
Coeff LL0 -116.706347

LL1 -67.2260136
#NAME?
#NAME? Chi-Sq 98.960667
#NAME? df 2
p-value 0.00000000
alpha 0.05
sig yes
R-Sq (L) 0.42397294

R-Sq (CS) 0.42469382
R-Sq (N) 0.58292931
AIC 140.452027
BIC 150.014185
-116.7063471487 Covariance Matrix
-66.25049188471 #NAME? #NAME? #NAME? #NAME?
100.91171052799 #NAME? #NAME? #NAME? #NAME?
3 #NAME? #NAME? #NAME? #NAME?
0.000000000000
0.05
yes
0.4323317154268
0.4309304229365
0.5914895976634
140.50098376942
153.25052699278
Classification Table

Cutoff 0.5
AUC #NAME?
Classification Table
Covariance Matrix Converge

#NAME? #NAME? #NAME? #NAME? Suc-Pred
#NAME? #NAME? #NAME? #NAME? Fail-Pred
Accuracy
Cutoff
Classification Table ROC Table
Converge Suc-Obs Fail-Obs p-Pred

#NAME? Suc-Pred 47 7 54
#NAME? Fail-Pred $ 17 $ 108 125 #NAME?
#NAME? $ 64 $ 115 179 #NAME?
#NAME? #NAME?
Accuracy 0.734375 0.93913043 0.86592179 #NAME?
#NAME?
Cutoff 0.5 #NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
#NAME?
lassification Table ROC Table
Suc-Obs Fail-Obs p-Pred Failure Success Fail-Cum

42 7 49 0
$ 22 $ 108 130 #NAME? #NAME? #NAME? 1
$ 64 $ 115 179 #NAME? #NAME? #NAME? #NAME?
0.65625 0.93913043 0.83798883 #NAME? #NAME? #NAME? #NAME?
0.5 #NAME? #NAME? #NAME? #NAME?
Failure Success Fail-Cum Suc-Cum FPR TPR AUC
0 0 1 1 0.00869565
#NAME? #NAME? 1 0 #NAME? #NAME? #NAME?
0.95203804
Suc-Cum FPR TPR AUC
0 1 1 0.00869565
0 #NAME? #NAME? #NAME?
0.95108696

Regresión Logística Estudiantes Real Stadistics 05ago22

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CASO 1: Una entidad financiera requiere establecer un modelo que le permita determinar si realiza o

$ 5,983,589 $ 1,900,000 $ 36,000,000 1

〖𝑃𝑟𝑜𝑏𝑎〗 _𝑒𝑣𝑒𝑛𝑡𝑜/ 〖𝑃𝑟𝑜𝑏𝑎〗 _(𝑛𝑜 ODD

𝑒𝑣𝑒𝑛𝑡𝑜) =𝑒^(𝛽_0+𝛽_1 𝑋_1+…+𝛽_𝑛 Parámetro ODD>5

INGRESOS DEUDAS PATRIMONIO Success

Suc-Obs Fail-Obs p-Pred

Ganancias Activos corrientes Total de activos EMPRESA VIABLE

True Positive Rate

True Positive Rate

ROC Curve Logistic Regression

Ganancias acumuladas Activos corrientes totales Total de activos

Ganancias acumuladas Total de activos Success Failure

coeff b s.e. Wald

Wald p-value exp(b) lower upper

Total p-Obs p-Pred Suc-Pred Fail-Pred LL % Correct

p-value exp(b) lower upper

n ganancias acumuladas y total de activos

#NAME? #NAME? #NAME? #NAME? #NAME?

Coeff LL0 -116.706347

R-Sq (L) 0.42397294

#NAME? #NAME? #NAME? #NAME?

Covariance Matrix Converge

Converge Suc-Obs Fail-Obs p-Pred

Suc-Obs Fail-Obs p-Pred Failure Success Fail-Cum

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