1

Renta o cuota ?
Monto final $119,500.00
tasa de interés 4% anual capítalizable bimestralmente
Periodo 9 bimestre

Renta $11,291.91

2 Dentro de 2 años y medio piensas en cambiar de automóvil, estimas que te harán falta $80 000, por lo cual d
mensuales. Si la mejor tasa de interés que ofrece el banco es de 18% anual convertible mensualmente, ¿de c

Renta o cuota ?
Monto final $80,000.00
tasa de interés 1.50% anual convertible mensualmente
Periodo 30 meses

Renta $2,131.14
falta $80 000, por lo cual decides reunirlos realizando depósitos
tible mensualmente, ¿de cuánto debe ser cada depósito?
 4.00%
Número de Valor del Interés ganado
depósito depósito
1 $11,291.91 $0.00
2 $11,291.91 $451.68
3 $11,291.91 $921.42
4 $11,291.91 $1,409.95
5 $11,291.91 $1,918.03
6 $11,291.91 $2,446.43
7 $11,291.91 $2,995.96
8 $11,291.91 $3,567.47
9 $11,291.91 $4,161.85

MESES 1.50%
Número de Valor del
Interés ganado
depósito depósito
1 $2,131.14 $0.00
2 $2,131.14 $31.97
3 $2,131.14 $64.41
4 $2,131.14 $97.35
5 $2,131.14 $130.77
6 $2,131.14 $164.70
7 $2,131.14 $199.14
8 $2,131.14 $234.09
9 $2,131.14 $269.57
10 $2,131.14 $305.58
11 $2,131.14 $342.13
12 $2,131.14 $379.23
13 $2,131.14 $416.89
14 $2,131.14 $455.11
15 $2,131.14 $493.90
16 $2,131.14 $533.28
17 $2,131.14 $573.24
18 $2,131.14 $613.81
19 $2,131.14 $654.98
20 $2,131.14 $696.78
21 $2,131.14 $739.19
22 $2,131.14 $782.25
23 $2,131.14 $825.95
24 $2,131.14 $870.31
25 $2,131.14 $915.33
26 $2,131.14 $961.03
27 $2,131.14 $1,007.41
28 $2,131.14 $1,054.49
29 $2,131.14 $1,102.27
30 $2,131.14 $1,150.77
Agregado al fondo Acumulado en el fondo

$11,291.91 $11,291.91
$11,743.59 $23,035.50
$12,213.33 $35,248.83
$12,701.87 $47,950.70
$13,209.94 $61,160.64
$13,738.34 $74,898.98
$14,287.87 $89,186.85
$14,859.39 $104,046.24
$15,453.76 $119,500.00

Agregado al fondo Acumulado en el fondo

$2,131.14 $2,131.14
$2,163.10 $4,294.24
$2,195.55 $6,489.79
$2,228.48 $8,718.27
$2,261.91 $10,980.18
$2,295.84 $13,276.01
$2,330.28 $15,606.29
$2,365.23 $17,971.52
$2,400.71 $20,372.23
$2,436.72 $22,808.95
$2,473.27 $25,282.21
$2,510.37 $27,792.58
$2,548.02 $30,340.61
$2,586.24 $32,926.85
$2,625.04 $35,551.89
$2,664.41 $38,216.30
$2,704.38 $40,920.68
$2,744.95 $43,665.63
$2,786.12 $46,451.75
$2,827.91 $49,279.66
$2,870.33 $52,149.99
$2,913.38 $55,063.37
$2,957.09 $58,020.46
$3,001.44 $61,021.90
$3,046.46 $64,068.36
$3,092.16 $67,160.52
$3,138.54 $70,299.07
$3,185.62 $73,484.69
$3,233.41 $76,718.09
$3,281.91 $80,000.00