Frances

credito $1,000,000 M=C+i

interes mensual 2.5 M=
cuotas 12 C=
i=

Cuota Deuda Deuda

Período Cuota Cuota interes Cuota de capital extinguida residual
0 $1,000,000
1 $ 97,487 $ 25,000 $ 72,487 $ 72,487 $ 927,513
2 $ 97,487 $ 23,188 $ 74,299 $ 146,786 $ 853,214
3 $ 97,487 $ 21,330 $ 76,157 $ 222,943 $ 777,057
4 $ 97,487 $ 19,426 $ 78,061 $ 301,004 $ 698,996
5 $ 97,487 $ 17,475 $ 80,012 $ 381,016 $ 618,984
6 $ 97,487 $ 15,475 $ 82,013 $ 463,029 $ 536,971
7 $ 97,487 $ 13,424 $ 84,063 $ 547,092 $ 452,908
8 $ 97,487 $ 11,323 $ 86,164 $ 633,256 $ 366,744
9 $ 97,487 $ 9,169 $ 88,319 $ 721,574 $ 278,426
10 $ 97,487 $ 6,961 $ 90,526 $ 812,101 $ 187,899
11 $ 97,487 $ 4,697 $ 92,790 $ 904,891 $ 95,109
12 $ 97,487 $ 2,378 $ 95,109 $1,000,000 $ -
$1,169,846 $ 169,846
$1,169,846
$1,000,000
$ 169,846
Frances

credito $8,000,000
interes mensual 0.03
cuotas 6

Cuota Deuda Deuda

Período Cuota Cuota interes Cuota de capital extinguida residual
0 $ 8,000,000
1 $1,476,780 $ 240,000 $ 1,236,780 $1,236,780 $ 6,763,220
2 $1,476,780 $ 202,897 $ 1,273,883 $2,510,663 $ 5,489,337
3 $1,476,780 $ 164,680 $ 1,312,100 $3,822,763 $ 4,177,237
4 $1,476,780 $ 125,317 $ 1,351,463 $5,174,226 $ 2,825,774
5 $1,476,780 $ 84,773 $ 1,392,007 $6,566,233 $ 1,433,767
6 $1,476,780 $ 43,013 $ 1,433,767 $8,000,000 $ 0
$8,860,680 $ 860,680
Frances

credito $ 10,000,000
interes mensual 0.035583333
cuotas 18

Cuota Deuda Deuda

Período Cuota Cuota interes Cuota de capital extinguida residual
0 $ 10,000,000
1 $ 761,839 $ 355,833 $ 406,006 $ 406,006 $ 9,593,994
2 $ 761,839 $ 341,386 $ 420,453 $ 826,458 $ 9,173,542
3 $ 761,839 $ 326,425 $ 435,414 $ 1,261,872 $ 8,738,128
4 $ 761,839 $ 310,932 $ 450,907 $ 1,712,779 $ 8,287,221
5 $ 761,839 $ 294,887 $ 466,952 $ 2,179,732 $ 7,820,268
6 $ 761,839 $ 278,271 $ 483,568 $ 2,663,299 $ 7,336,701
7 $ 761,839 $ 261,064 $ 500,775 $ 3,164,074 $ 6,835,926
8 $ 761,839 $ 243,245 $ 518,594 $ 3,682,668 $ 6,317,332
9 $ 761,839 $ 224,792 $ 537,047 $ 4,219,715 $ 5,780,285
10 $ 761,839 $ 205,682 $ 556,157 $ 4,775,872 $ 5,224,128
11 $ 761,839 $ 185,892 $ 575,947 $ 5,351,820 $ 4,648,180
12 $ 761,839 $ 165,398 $ 596,441 $ 5,948,261 $ 4,051,739
13 $ 761,839 $ 144,174 $ 617,665 $ 6,565,925 $ 3,434,075
14 $ 761,839 $ 122,196 $ 639,643 $ 7,205,569 $ 2,794,431
15 $ 761,839 $ 99,435 $ 662,404 $ 7,867,972 $ 2,132,028
16 $ 761,839 $ 75,865 $ 685,974 $ 8,553,947 $ 1,446,053
17 $ 761,839 $ 51,455 $ 710,384 $ 9,264,330 $ 735,670
18 $ 761,839 $ 26,178 $ 735,661 $ 10,000,000 $ -
$ 13,713,102 $3,713,110
Aleman
M=C+i
credito $1,000,000 M= $1,162,500
interes mensual 2.5 C= $1,000,000
cuotas 12 i= $ 162,500

Cuota Capital
Período Cuota Cuota interes Amortizado Capital Vivo
0 $1,000,000
1 $ 108,333 $ 25,000 $ 83,333 $ 916,667
2 $ 106,250 $ 22,917 $ 83,333 $ 833,333
3 $ 104,167 $ 20,833 $ 83,333 $ 750,000
4 $ 102,083 $ 18,750 $ 83,333 $ 666,667
5 $ 100,000 $ 16,667 $ 83,333 $ 583,333
6 $ 97,917 $ 14,583 $ 83,333 $ 500,000
7 $ 95,833 $ 12,500 $ 83,333 $ 416,667
8 $ 93,750 $ 10,417 $ 83,333 $ 333,333
9 $ 91,667 $ 8,333 $ 83,333 $ 250,000
10 $ 89,583 $ 6,250 $ 83,333 $ 166,667
11 $ 87,500 $ 4,167 $ 83,333 $ 83,333
12 $ 85,417 $ 2,083 $ 83,333 $ -
$1,162,500 $ 162,500
Americano
M=C+i
credito $1,000,000 M=
interes mensual 2.5 C=
cuotas 12 i=

Capital
Período Cuota Cuota Amortizado intereses a pagar Interes acumulado Capital Vivo
0 $1,000,000
1 $ 2,083 $ - $ 2,083 $ 2,083 $1,000,000
2 $ 2,083 $ - $ 2,083 $ 4,167 $1,000,000
3 $ 2,083 $ - $ 2,083 $ 6,250 $1,000,000
4 $ 2,083 $ - $ 2,083 $ 8,333 $1,000,000
5 $ 2,083 $ - $ 2,083 $ 10,417 $1,000,000
6 $ 2,083 $ - $ 2,083 $ 12,500 $1,000,000
7 $ 2,083 $ - $ 2,083 $ 14,583 $1,000,000
8 $ 2,083 $ - $ 2,083 $ 16,667 $1,000,000
9 $ 2,083 $ - $ 2,083 $ 18,750 $1,000,000
10 $ 2,083 $ - $ 2,083 $ 20,833 $1,000,000
11 $ 2,083 $ - $ 2,083 $ 22,917 $1,000,000
12 $1,002,083 $1,000,000 $ 2,083 $ 25,000 $1,000,000
$1,025,000 $1,000,000 $ 25,000
$1,025,000
$1,000,000
$ 25,000