1.

Metodo Comodo
CDT
Apertura
No. Dias 4/21/2019
139 - 18,500,000

TIR 68.86%

2. Metodo Comodo
BONO EN BOLSA DE VALORES
Apertura
No. Dias 3/22/2019
209 - 28,455,728

TIR 25.65%

3. Metodo Comodo
CREDITO DE TESORERIA
Apertura
No. Dias 2/18/2019
252 42,000,000

TIR 0.00%

4. Metodo Comodo
OPERACIÓN DE FACTORING
Apertura
No. Dias 3/12/2019
236 - 34,150,000

TIR 17.79%

5. Metodo Comodo
PAPEL COMERCIAL 122,000,000
Inicio 5/1/2018
Finalización 5/1/2020
Intereses 6.34% T.V. Nominal Anual
Gastos de Transacción 654,000

Trimestres por año: 4

1.59% T.V
Paga Intereses Trimestrales: 1,933,700
Cuotas trimestrales de capital: 15,250,000
 FECHAS CAPITAL
0 5/1/2018 -
1 8/1/2018 15,250,000
2 11/1/2018 15,250,000
3 2/1/2019 15,250,000
4 5/1/2019 15,250,000
5 8/1/2019 15,250,000
6 11/1/2019 15,250,000
7 2/1/2020 15,250,000
8 5/1/2020 15,250,000

TIR

6. Metodo Comodo
CREDITO 200,000,000
Inicio 4/22/2019
Finalización 4/22/2022
Intereses 16.20% T.V. Nominal Anual

Pago Intereses Mensuales: 1.35% M.V

Abonos a Capital 1/3 a final de
cada año - 66,666,667

FECHAS FLUJOS
4/22/2019 200,000,000
5/22/2019 - 2,700,000
6/22/2019 - 2,700,000
7/22/2019 - 2,700,000
8/22/2019 - 2,700,000
9/22/2019 - 2,700,000
10/22/2019 - 2,700,000
11/22/2019 - 2,700,000
12/22/2019 - 2,700,000
1/22/2020 - 2,700,000
2/22/2020 - 2,700,000
3/22/2020 - 2,700,000
4/22/2020 - 69,366,667
5/22/2020 - 1,800,000
6/22/2020 - 1,800,000
7/22/2020 - 1,800,000
8/22/2020 - 1,800,000
9/22/2020 - 1,800,000
10/22/2020 - 1,800,000
11/22/2020 - 1,800,000
12/22/2020 - 1,800,000
 1/22/2021 - 1,800,000
2/22/2021 - 1,800,000
3/22/2021 - 1,800,000
4/22/2021 - 68,466,667
5/22/2021 - 900,000
6/22/2021 - 900,000
7/22/2021 - 900,000
8/22/2021 - 900,000
9/22/2021 - 900,000
10/22/2021 - 900,000
11/22/2021 - 900,000
12/22/2021 - 900,000
1/22/2022 - 900,000
2/22/2022 - 900,000
3/22/2022 - 900,000
4/22/2022 - 67,566,667

TIR: 17.43%

7. Metodo Comodo
Tn 12.18% AMV
TIR= 12.883% EA

Inversión en CDT $ 58,500,000.00

n 1 año
Rentabilidad 6.75% TV
i 6.81% anual

Alternativa 1
Rentabilidad 6.75% TV
1.69%
4/27/2019 -$ 58,500,000.00
7/27/2019 $ 987,187.50
10/27/2019 $ 987,187.50
1/27/2020 $ 987,187.50
4/27/2020 $ 59,487,187.50

TIR 6.90% EA

R// Según los resultados la mas conveniente es la alternativa 1, ya que se obtiene una mayor TIR

10
Credito $120,000,000.00
n 1800 dias
costos de transacción $1,750,000.00
Tn 10.25% SV
Capital semestral en 10 cuotas
 Finalización
9/9/2019
22,650,000

Finalización
10/17/2019
32,430,000

Finalización
10/28/2019 REVISAR
- 42,000,000

Gastos por Comisiones Finalización

3/12/2019 11/7/2019
- 375,000 38,450,000

11/3/2019

Trimestres por dos años: 8

15,469,600
 INTERES CUOTA SALDO
- - 122,654,000 122,000,000
1,933,700 17,183,700 106,750,000
1,691,988 16,941,988 91,500,000
1,450,275 16,700,275 76,250,000
1,208,563 16,458,563 61,000,000
966,850 16,216,850 45,750,000
725,138 15,975,138 30,500,000
483,425 15,733,425 15,250,000
241,713 15,491,713 -

5.95%

SALDO

133,333,333
 66,666,667

12 meses
6.92% anual

Alternativa 2
Tasa 6.81%
$ 3,983,850.00
4/27/2019 -$ 58,500,000.00
4/27/2020 $ 62,483,850.00

TIR 6.79%

ene una mayor TIR

 Capital
0 3/12/2018 $ - $
1 9/12/2018 $ 12,000,000.00
2 3/12/2019 $ 12,000,000.00
3 9/12/2019 $ 12,000,000.00
4 3/12/2020 $ 12,000,000.00
5 9/12/2020 $ 12,000,000.00
6 3/12/2021 $ 12,000,000.00
7 9/12/2021 $ 12,000,000.00
8 3/12/2022 $ 12,000,000.00
9 9/12/2022 $ 12,000,000.00
10 3/12/2023 $ 12,000,000.00
intereses
-
-$ 2,220,000,000,000,000.00
-$ 1,998,000,000,000,000.00
-$ 1,776,000,000,000,000.00
-$ 1,554,000,000,000,000.00
-$ 1,332,000,000,000,000.00
-$ 1,110,000,000,000,000.00
$ 4,920,000.00
-$ 666,000,000,000,000.00
-$ 444,000,000,000,000.00
-$ 222,000,000,000,000.00
TIR
anual

EA
cuota Saldo
$118,250,000.00 $120,000,000.00
$ 2,219,999,988,000,000.00 $108,000,000.00
$ 1,997,999,988,000,000.00 $96,000,000.00
$ 1,775,999,988,000,000.00 $84,000,000.00
$ 1,553,999,988,000,000.00 $72,000,000.00
$ 1,331,999,988,000,000.00 $60,000,000.00
$ 1,109,999,988,000,000.00 $48,000,000.00
-$ 16,920,000.00 $36,000,000.00
$ 665,999,988,000,000.00 $24,000,000.00
$ 443,999,988,000,000.00 $12,000,000.00
$ 221,999,988,000,000.00 $ -

0.00%