ACTIVIDAD 1

Presentado por:

EDITH HOYOS TRUJILLO ID 454036

CLAUDIA PATRICIA RINCON ID 468457

Docente
SILVIAYANNETH GARCIA TOLOZA

Bogotá D.C, 30 de Octubre de 2017

 EJERCICIO DE TABLAS DE AMORTIZACION

Tabla de amortización para 24 periodos, con tasa de interés 1.2% mensual con prestamos de $ 17,500,000 de pesos, con cu
través del tiempo.

1.2% tasa de interés mensual monto $17,500,000

N = 24

periodos inicial interés amort cuota final

0 $17,500,000.00
1 $17,500,000.00 $210,000.00 $633,536.14 $843,536.14 $16,866,463.86
2 $16,866,463.86 $202,397.57 $641,138.57 $843,536.14 $16,225,325.29
3 $16,225,325.29 $194,703.90 $648,832.23 $843,536.14 $15,576,493.06
4 $15,576,493.06 $186,917.92 $656,618.22 $843,536.14 $14,919,874.83
5 $14,919,874.83 $179,038.50 $664,497.64 $843,536.14 $14,255,377.19
6 $14,255,377.19 $171,064.53 $672,471.61 $843,536.14 $13,582,905.58
7 $13,582,905.58 $162,994.87 $680,541.27 $843,536.14 $12,902,364.31
8 $12,902,364.31 $154,828.37 $688,707.77 $843,536.14 $12,213,656.54
9 $12,213,656.54 $146,563.88 $696,972.26 $843,536.14 $11,516,684.28
10 $11,516,684.28 $138,200.21 $705,335.93 $843,536.14 $10,811,348.36
11 $10,811,348.36 $129,736.18 $713,799.96 $843,536.14 $10,097,548.40
12 $10,097,548.40 $121,170.58 $722,365.56 $843,536.14 $9,375,182.84
13 $9,375,182.84 $112,502.19 $731,033.94 $843,536.14 $8,644,148.90
14 $8,644,148.90 $103,729.79 $739,806.35 $843,536.14 $7,904,342.55
15 $7,904,342.55 $94,852.11 $748,684.03 $843,536.14 $7,155,658.52
16 $7,155,658.52 $85,867.90 $757,668.24 $843,536.14 $6,397,990.28
17 $6,397,990.28 $76,775.88 $766,760.25 $843,536.14 $5,631,230.03
18 $5,631,230.03 $67,574.76 $775,961.38 $843,536.14 $4,855,268.65
19 $4,855,268.65 $58,263.22 $785,272.91 $843,536.14 $4,069,995.74
20 $4,069,995.74 $48,839.95 $794,696.19 $843,536.14 $3,275,299.55
21 $3,275,299.55 $39,303.59 $804,232.54 $843,536.14 $2,471,067.00
22 $2,471,067.00 $29,652.80 $813,883.33 $843,536.14 $1,657,183.67
23 $1,657,183.67 $19,886.20 $823,649.93 $843,536.14 $833,533.73
24 $833,533.73 $10,002.40 $833,533.73 $843,536.14 $0.00
$0.00 $0.00 $843,536.14 $843,536.14 - 843,536.14
 ION

$ 17,500,000 de pesos, con cuota fija a

OBLIGACION 17,500,000
BANCO 17,290,000
INTERESES 210,000

BANCO 843,536.14
INTERESES 202,397.57
OBLIGACION 641,138.57
 EJERCICIO DE TABLAS DE AMORTIZACION

Tabla de amortización para 18 periodos, con tasa de interés 1.1% mensual con prestamos de $25,500,000 de pesos, con cuota
del tiempo.

1.1% tasa de interés mensual monto $25,500,000

N = 18

periodos inicial interés amort cuota final

0 $25,500,000.00
1 $25,500,000.00 $280,500.00 $1,288,794.13 $1,569,294.13 $24,211,205.87
2 $24,211,205.87 $266,323.26 $1,302,970.87 $1,569,294.13 $22,908,235.00
3 $22,908,235.00 $251,990.58 $1,317,303.55 $1,569,294.13 $21,590,931.45
4 $21,590,931.45 $237,500.25 $1,331,793.89 $1,569,294.13 $20,259,137.56
5 $20,259,137.56 $222,850.51 $1,346,443.62 $1,569,294.13 $18,912,693.94
6 $18,912,693.94 $208,039.63 $1,361,254.50 $1,569,294.13 $17,551,439.44
7 $17,551,439.44 $193,065.83 $1,376,228.30 $1,569,294.13 $16,175,211.14
8 $16,175,211.14 $177,927.32 $1,391,366.81 $1,569,294.13 $14,783,844.32
9 $14,783,844.32 $162,622.29 $1,406,671.85 $1,569,294.13 $13,377,172.48
10 $13,377,172.48 $147,148.90 $1,422,145.24 $1,569,294.13 $11,955,027.24
11 $11,955,027.24 $131,505.30 $1,437,788.83 $1,569,294.13 $10,517,238.41
12 $10,517,238.41 $115,689.62 $1,453,604.51 $1,569,294.13 $9,063,633.89
13 $9,063,633.89 $99,699.97 $1,469,594.16 $1,569,294.13 $7,594,039.73
14 $7,594,039.73 $83,534.44 $1,485,759.70 $1,569,294.13 $6,108,280.03
15 $6,108,280.03 $67,191.08 $1,502,103.05 $1,569,294.13 $4,606,176.98
16 $4,606,176.98 $50,667.95 $1,518,626.19 $1,569,294.13 $3,087,550.79
17 $3,087,550.79 $33,963.06 $1,535,331.08 $1,569,294.13 $1,552,219.72
18 $1,552,219.72 $17,074.42 $1,552,219.72 $1,569,294.13 ($0.00)
($0.00) $0.00 $1,569,294.13 $1,569,294.13 - 1,569,294.13
N

000 de pesos, con cuota fija a través

OBLIGACION 25,500,000
BANCO 25,219,500
INTERESES 280,500

BANCO 1,569,294.13
INTERESES 266,323.26
OBLIGACION 1,302,970.87
 EJERCICIO DE TABLAS DE AMORTIZACION

Tabla de amortización para 5 años, con tasa de interés 1.3% mensual con prestamos de $25,600,000 de pesos, con cuota fija a
tiempo.

1.3% tasa de interés mensual monto

N = 60

periodos inicial interés amort cuota

0
1 $25,600,000.00 $332,800.00 $284,314.52 $617,114.52
2 $25,315,685.48 $329,103.91 $288,010.61 $617,114.52
3 $25,027,674.86 $325,359.77 $291,754.75 $617,114.52
4 $24,735,920.11 $321,566.96 $295,547.56 $617,114.52
5 $24,440,372.55 $317,724.84 $299,389.68 $617,114.52
6 $24,140,982.87 $313,832.78 $303,281.75 $617,114.52
7 $23,837,701.12 $309,890.11 $307,224.41 $617,114.52
8 $23,530,476.71 $305,896.20 $311,218.33 $617,114.52
9 $23,219,258.38 $301,850.36 $315,264.17 $617,114.52
10 $22,903,994.22 $297,751.92 $319,362.60 $617,114.52
11 $22,584,631.62 $293,600.21 $323,514.31 $617,114.52
12 $22,261,117.30 $289,394.52 $327,720.00 $617,114.52
13 $21,933,397.31 $285,134.16 $331,980.36 $617,114.52
14 $21,601,416.95 $280,818.42 $336,296.10 $617,114.52
15 $21,265,120.84 $276,446.57 $340,667.95 $617,114.52
16 $20,924,452.89 $272,017.89 $345,096.64 $617,114.52
17 $20,579,356.25 $267,531.63 $349,582.89 $617,114.52
18 $20,229,773.36 $262,987.05 $354,127.47 $617,114.52
19 $19,875,645.89 $258,383.40 $358,731.13 $617,114.52
20 $19,516,914.76 $253,719.89 $363,394.63 $617,114.52
21 $19,153,520.13 $248,995.76 $368,118.76 $617,114.52
22 $18,785,401.36 $244,210.22 $372,904.31 $617,114.52
23 $18,412,497.06 $239,362.46 $377,752.06 $617,114.52
24 $18,034,745.00 $234,451.68 $382,662.84 $617,114.52
25 $17,652,082.16 $229,477.07 $387,637.46 $617,114.52
26 $17,264,444.70 $224,437.78 $392,676.74 $617,114.52
27 $16,871,767.96 $219,332.98 $397,781.54 $617,114.52
28 $16,473,986.42 $214,161.82 $402,952.70 $617,114.52
29 $16,071,033.71 $208,923.44 $408,191.09 $617,114.52
30 $15,662,842.63 $203,616.95 $413,497.57 $617,114.52
31 $15,249,345.06 $198,241.49 $418,873.04 $617,114.52
32 $14,830,472.02 $192,796.14 $424,318.39 $617,114.52
33 $14,406,153.63 $187,280.00 $429,834.53 $617,114.52
34 $13,976,319.10 $181,692.15 $435,422.38 $617,114.52
35 $13,540,896.73 $176,031.66 $441,082.87 $617,114.52
36 $13,099,813.86 $170,297.58 $446,816.94 $617,114.52
37 $12,652,996.92 $164,488.96 $452,625.56 $617,114.52
38 $12,200,371.35 $158,604.83 $458,509.70 $617,114.52
39 $11,741,861.66 $152,644.20 $464,470.32 $617,114.52
40 $11,277,391.33 $146,606.09 $470,508.44 $617,114.52
41 $10,806,882.90 $140,489.48 $476,625.05 $617,114.52
42 $10,330,257.85 $134,293.35 $482,821.17 $617,114.52
43 $9,847,436.68 $128,016.68 $489,097.85 $617,114.52
44 $9,358,338.83 $121,658.40 $495,456.12 $617,114.52
45 $8,862,882.71 $115,217.48 $501,897.05 $617,114.52
46 $8,360,985.66 $108,692.81 $508,421.71 $617,114.52
47 $7,852,563.95 $102,083.33 $515,031.19 $617,114.52
48 $7,337,532.76 $95,387.93 $521,726.60 $617,114.52
49 $6,815,806.16 $88,605.48 $528,509.04 $617,114.52
50 $6,287,297.11 $81,734.86 $535,379.66 $617,114.52
51 $5,751,917.45 $74,774.93 $542,339.60 $617,114.52
52 $5,209,577.85 $67,724.51 $549,390.01 $617,114.52
53 $4,660,187.84 $60,582.44 $556,532.08 $617,114.52
54 $4,103,655.76 $53,347.52 $563,767.00 $617,114.52
55 $3,539,888.76 $46,018.55 $571,095.97 $617,114.52
56 $2,968,792.79 $38,594.31 $578,520.22 $617,114.52
57 $2,390,272.57 $31,073.54 $586,040.98 $617,114.52
58 $1,804,231.59 $23,455.01 $593,659.51 $617,114.52
59 $1,210,572.08 $15,737.44 $601,377.09 $617,114.52
60 $609,194.99 $7,919.53 $609,194.99 $617,114.52
$0.00 $0.00 $617,114.52 $617,114.52
ORTIZACION

e $25,600,000 de pesos, con cuota fija a través del

$25,600,000

final OBLIGACION 25,600,000

$25,600,000.00 BANCO 25,267,200
$25,315,685.48 INTERESES 332,800
$25,027,674.86
$24,735,920.11
$24,440,372.55 BANCO 617,114.52
$24,140,982.87 INTERESES 329,103.91
$23,837,701.12 OBLIGACION 288,010.61
$23,530,476.71
$23,219,258.38
$22,903,994.22
$22,584,631.62
$22,261,117.30
$21,933,397.31
$21,601,416.95
$21,265,120.84
$20,924,452.89
$20,579,356.25
$20,229,773.36
$19,875,645.89
$19,516,914.76
$19,153,520.13
$18,785,401.36
$18,412,497.06
$18,034,745.00
$17,652,082.16
$17,264,444.70
$16,871,767.96
$16,473,986.42
$16,071,033.71
$15,662,842.63
$15,249,345.06
$14,830,472.02
$14,406,153.63
$13,976,319.10
$13,540,896.73
 $13,099,813.86
$12,652,996.92
$12,200,371.35
$11,741,861.66
$11,277,391.33
$10,806,882.90
$10,330,257.85
$9,847,436.68
$9,358,338.83
$8,862,882.71
$8,360,985.66
$7,852,563.95
$7,337,532.76
$6,815,806.16
$6,287,297.11
$5,751,917.45
$5,209,577.85
$4,660,187.84
$4,103,655.76
$3,539,888.76
$2,968,792.79
$2,390,272.57
$1,804,231.59
$1,210,572.08
$609,194.99
$0.00
- 617,114.52
 EJERCICIO DE TABLAS DE AMORTIZACION

Tabla de amortización para 6 años, con tasa de interés 1.25% mensual con prestamos de $37,600,000 de pesos, con cuota fija a

1.25% tasa de interés mensual monto

N = 72

periodos inicial interés amort cuota

0
1 $37,600,000.00 $470,000.00 $325,052.50 $795,052.50
2 $37,274,947.50 $465,936.84 $329,115.66 $795,052.50
3 $36,945,831.84 $461,822.90 $333,229.60 $795,052.50
4 $36,612,602.24 $457,657.53 $337,394.97 $795,052.50
5 $36,275,207.26 $453,440.09 $341,612.41 $795,052.50
6 $35,933,594.85 $449,169.94 $345,882.57 $795,052.50
7 $35,587,712.29 $444,846.40 $350,206.10 $795,052.50
8 $35,237,506.19 $440,468.83 $354,583.67 $795,052.50
9 $34,882,922.52 $436,036.53 $359,015.97 $795,052.50
10 $34,523,906.55 $431,548.83 $363,503.67 $795,052.50
11 $34,160,402.88 $427,005.04 $368,047.47 $795,052.50
12 $33,792,355.41 $422,404.44 $4,372,648.06 $795,052.50
13 $29,419,707.35 $367,746.34 $427,306.16 $795,052.50
14 $28,992,401.19 $362,405.01 $432,647.49 $795,052.50
15 $28,559,753.71 $356,996.92 $438,055.58 $795,052.50
16 $28,121,698.13 $351,521.23 $443,531.27 $795,052.50
17 $27,678,166.85 $345,977.09 $449,075.42 $795,052.50
18 $27,229,091.44 $340,363.64 $454,688.86 $795,052.50
19 $26,774,402.58 $334,680.03 $460,372.47 $795,052.50
20 $26,314,030.11 $328,925.38 $466,127.13 $795,052.50
21 $25,847,902.98 $323,098.79 $471,953.71 $795,052.50
22 $25,375,949.27 $317,199.37 $477,853.14 $795,052.50
23 $24,898,096.13 $311,226.20 $483,826.30 $795,052.50
24 $24,414,269.83 $305,178.37 $4,489,874.13 $795,052.50
25 $19,924,395.70 $249,054.95 $545,997.56 $795,052.50
26 $19,378,398.15 $242,229.98 $552,822.52 $795,052.50
27 $18,825,575.63 $235,319.70 $559,732.81 $795,052.50
28 $18,265,842.82 $228,323.04 $566,729.47 $795,052.50
29 $17,699,113.35 $221,238.92 $573,813.58 $795,052.50
30 $17,125,299.77 $214,066.25 $580,986.25 $795,052.50
31 $16,544,313.51 $206,803.92 $588,248.58 $795,052.50
32 $15,956,064.93 $199,450.81 $595,601.69 $795,052.50
33 $15,360,463.24 $192,005.79 $603,046.71 $795,052.50
34 $14,757,416.53 $184,467.71 $610,584.79 $795,052.50
35 $14,146,831.74 $176,835.40 $618,217.10 $795,052.50
36 $13,528,614.63 $169,107.68 $4,625,944.82 $795,052.50
37 $8,902,669.81 $111,283.37 $683,769.13 $795,052.50
38 $8,218,900.68 $102,736.26 $692,316.24 $795,052.50
39 $7,526,584.44 $94,082.31 $700,970.20 $795,052.50
40 $6,825,614.25 $85,320.18 $709,732.32 $795,052.50
41 $6,115,881.92 $76,448.52 $718,603.98 $795,052.50
42 $5,397,277.94 $67,465.97 $727,586.53 $795,052.50
43 $4,669,691.42 $58,371.14 $736,681.36 $795,052.50
44 $3,933,010.06 $49,162.63 $745,889.88 $795,052.50
45 $3,187,120.18 $39,839.00 $755,213.50 $795,052.50
46 $2,431,906.68 $30,398.83 $764,653.67 $795,052.50
47 $1,667,253.02 $20,840.66 $774,211.84 $795,052.50
48 $893,041.18 $11,163.01 $783,889.49 $795,052.50
49 $109,151.69 $1,364.40 $110,516.10 $795,052.50

$0.00 $0.00 $795,052.50 $795,052.50

RTIZACION

37,600,000 de pesos, con cuota fija a través del tiempo.

$37,600,000
OBLIGACION 37,600,000
BANCO 37,130,000
final INTERESES 470,000
$37,600,000.00
$37,274,947.50
$36,945,831.84 BANCO 795,052.50
$36,612,602.24 INTERESES 465,936.84
$36,275,207.26 OBLIGACION 329,115.66
$35,933,594.85
$35,587,712.29
$35,237,506.19 OBLIGACION 4,000,000
$34,882,922.52 BANCO 4,000,000
$34,523,906.55
$34,160,402.88
$33,792,355.41
$29,419,707.35
$28,992,401.19
$28,559,753.71
$28,121,698.13
$27,678,166.85
$27,229,091.44
$26,774,402.58
$26,314,030.11
$25,847,902.98
$25,375,949.27
$24,898,096.13
$24,414,269.83
$19,924,395.70
$19,378,398.15
$18,825,575.63
$18,265,842.82
$17,699,113.35
$17,125,299.77
$16,544,313.51
$15,956,064.93
$15,360,463.24
$14,757,416.53
 $14,146,831.74
$13,528,614.63
$8,902,669.81
$8,218,900.68
$7,526,584.44
$6,825,614.25
$6,115,881.92
$5,397,277.94
$4,669,691.42
$3,933,010.06
$3,187,120.18
$2,431,906.68
$1,667,253.02
$893,041.18
$109,151.69
($1,364.40)

- 1,364.40